Geneva Financial, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Geneva Financial, Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Geneva Financial, Llc 1018 E. Guadalupe Road Oro Valley, AZ 85283 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,124 |
| Total Mortgage Loan Application Amount | $257,114,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $884,000 |
| Average Applicant Income | $86,500 |
| Highest Applicant Income | $825,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Geneva Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Geneva Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Geneva Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Geneva Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Geneva Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Geneva Financial, Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 326 | $ 75,243,000 | $ 230,000 | $ 97,000 |
| Clark County Nevada | 174 | $ 37,322,000 | $ 214,000 | $ 79,000 |
| San Diego County California | 37 | $ 13,581,000 | $ 367,000 | $ 96,000 |
| Dallas County Texas | 35 | $ 7,236,000 | $ 206,000 | $ 74,000 |
| King County Washington | 34 | $ 11,050,000 | $ 325,000 | $ 108,000 |
| Tarrant County Texas | 28 | $ 5,312,000 | $ 189,000 | $ 70,000 |
| Jefferson County Indiana | 27 | $ 3,006,000 | $ 111,000 | $ 55,000 |
| Pima County Arizona | 26 | $ 4,102,000 | $ 157,000 | $ 82,000 |
| Multnomah County Oregon | 24 | $ 5,848,000 | $ 243,000 | $ 75,000 |
| Polk County Florida | 20 | $ 3,071,000 | $ 153,000 | $ 67,000 |
| Los Angeles County California | 17 | $ 5,980,000 | $ 351,000 | $ 87,000 |
| Washington County Oregon | 17 | $ 4,128,000 | $ 242,000 | $ 80,000 |
| Utah County Utah | 16 | $ 3,374,000 | $ 210,000 | $ 76,000 |
| Pinal County Arizona | 14 | $ 2,166,000 | $ 154,000 | $ 89,000 |
| Clackamas County Oregon | 13 | $ 3,125,000 | $ 240,000 | $ 65,000 |
| Harris County Texas | 12 | $ 2,331,000 | $ 194,000 | $ 76,000 |
| Broward County Florida | 11 | $ 2,758,000 | $ 250,000 | $ 102,000 |
| Denver County Colorado | 10 | $ 3,031,000 | $ 303,000 | $ 102,000 |
| Collin County Texas | 10 | $ 1,836,000 | $ 183,000 | $ 73,000 |
| Montgomery County Texas | 10 | $ 1,833,000 | $ 183,000 | $ 100,000 |
| Clark County Washington | 10 | $ 2,446,000 | $ 244,000 | $ 92,000 |
| Snohomish County Washington | 10 | $ 3,262,000 | $ 326,000 | $ 80,000 |
| Arapahoe County Colorado | 9 | $ 2,039,000 | $ 226,000 | $ 143,000 |
| Riverside County California | 8 | $ 1,882,000 | $ 235,000 | $ 66,000 |
| Canyon County Idaho | 8 | $ 1,502,000 | $ 187,000 | $ 53,000 |
| Forsyth County Georgia | 7 | $ 2,256,000 | $ 322,000 | $ 117,000 |
| Ellis County Texas | 7 | $ 1,489,000 | $ 212,000 | $ 50,000 |
| Salt Lake County Utah | 7 | $ 1,811,000 | $ 258,000 | $ 87,000 |
| Coconino County Arizona | 6 | $ 942,000 | $ 157,000 | $ 128,000 |
| Adams County Colorado | 6 | $ 1,100,000 | $ 183,000 | $ 62,000 |
| Cook County Illinois | 6 | $ 1,519,000 | $ 253,000 | $ 118,000 |
| Fresno County California | 5 | $ 871,000 | $ 174,000 | $ 44,000 |
| Santa Clara County California | 5 | $ 2,554,000 | $ 510,000 | $ 123,000 |
| Fulton County Georgia | 5 | $ 1,919,000 | $ 383,000 | $ 149,000 |
| Ada County Idaho | 5 | $ 832,000 | $ 166,000 | $ 70,000 |
| Pierce County Washington | 5 | $ 1,419,000 | $ 283,000 | $ 55,000 |
| Alameda County California | 4 | $ 1,502,000 | $ 375,000 | $ 89,000 |
| Sacramento County California | 4 | $ 1,273,000 | $ 318,000 | $ 95,000 |
| Ventura County California | 4 | $ 1,312,000 | $ 328,000 | $ 101,000 |
| Jefferson County Colorado | 4 | $ 761,000 | $ 190,000 | $ 51,000 |
| Palm Beach County Florida | 4 | $ 758,000 | $ 189,000 | $ 65,000 |
| Ohio County Indiana | 4 | $ 504,000 | $ 126,000 | $ 60,000 |
| Orange County California | 3 | $ 1,165,000 | $ 388,000 | $ 111,000 |
| Santa Barbara County California | 3 | $ 922,000 | $ 307,000 | $ 89,000 |
| Douglas County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 107,000 |
| Miami-Dade County Florida | 3 | $ 791,000 | $ 263,000 | $ 100,000 |
| Cherokee County Georgia | 3 | $ 597,000 | $ 199,000 | $ 67,000 |
| Jennings County Indiana | 3 | $ 366,000 | $ 122,000 | $ 49,000 |
| Switzerland County Indiana | 3 | $ 300,000 | $ 100,000 | $ 46,000 |
| Bexar County Texas | 3 | $ 520,000 | $ 173,000 | $ 122,000 |
| Cameron County Texas | 3 | $ 273,000 | $ 91,000 | $ 36,000 |
| Kitsap County Washington | 3 | $ 742,000 | $ 247,000 | $ 95,000 |
| Yakima County Washington | 3 | $ 750,000 | $ 250,000 | $ 49,000 |
| Cochise County Arizona | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Mohave County Arizona | 2 | $ 264,000 | $ 132,000 | $ 34,000 |
| Placer County California | 2 | $ 555,000 | $ 277,000 | $ 85,000 |
| San Bernardino County California | 2 | $ 437,000 | $ 218,000 | $ 61,000 |
| San Francisco County California | 2 | $ 878,000 | $ 439,000 | $ 158,000 |
| Sonoma County California | 2 | $ 756,000 | $ 378,000 | $ 103,000 |
| Stanislaus County California | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Boulder County Colorado | 2 | $ 882,000 | $ 441,000 | $ 107,000 |
| Weld County Colorado | 2 | $ 397,000 | $ 198,000 | $ 59,000 |
| Orange County Florida | 2 | $ 253,000 | $ 126,000 | $ 64,000 |
| Lake County Illinois | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| Bartholomew County Indiana | 2 | $ 341,000 | $ 170,000 | $ 78,000 |
| New Hanover County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 61,000 |
| Deschutes County Oregon | 2 | $ 396,000 | $ 198,000 | $ 49,000 |
| Denton County Texas | 2 | $ 498,000 | $ 249,000 | $ 88,000 |
| Fannin County Texas | 2 | $ 279,000 | $ 139,000 | $ 35,000 |
| Kaufman County Texas | 2 | $ 409,000 | $ 204,000 | $ 72,000 |
| Parker County Texas | 2 | $ 572,000 | $ 286,000 | $ 118,000 |
| Travis County Texas | 2 | $ 404,000 | $ 202,000 | $ 106,000 |
| Kittitas County Washington | 2 | $ 296,000 | $ 148,000 | $ 69,000 |
| Graham County Arizona | 1 | $ 210,000 | $ 210,000 | $ 88,000 |
| Navajo County Arizona | 1 | $ 140,000 | $ 140,000 | $ 136,000 |
| Yavapai County Arizona | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Yuma County Arizona | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Contra Costa County California | 1 | $ 318,000 | $ 318,000 | $ 71,000 |
| El Dorado County California | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Monterey County California | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| San Luis Obispo County California | 1 | $ 247,000 | $ 247,000 | $ 53,000 |
| Gunnison County Colorado | 1 | $ 121,000 | $ 121,000 | $ 130,000 |
| Mesa County Colorado | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Morgan County Colorado | 1 | $ 156,000 | $ 156,000 | $ 53,000 |
| Teller County Colorado | 1 | $ 118,000 | $ 118,000 | $ 211,000 |
| Alachua County Florida | 1 | $ 94,000 | $ 94,000 | $ 260,000 |
| Flagler County Florida | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Manatee County Florida | 1 | $ 309,000 | $ 309,000 | $ 106,000 |
| Okaloosa County Florida | 1 | $ 536,000 | $ 536,000 | $ 306,000 |
| Pasco County Florida | 1 | $ 241,000 | $ 241,000 | $ 110,000 |
| Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Cobb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Douglas County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Floyd County Georgia | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Hall County Georgia | 1 | $ 346,000 | $ 346,000 | $ 180,000 |
| Jackson County Georgia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Talbot County Georgia | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Walton County Georgia | 1 | $ 169,000 | $ 169,000 | $ 47,000 |
| Bonneville County Idaho | 1 | $ 129,000 | $ 129,000 | $ 116,000 |
| Elmore County Idaho | 1 | $ 176,000 | $ 176,000 | $ 309,000 |
| McHenry County Illinois | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Will County Illinois | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Cass County Indiana | 1 | $ 57,000 | $ 57,000 | $ 22,000 |
| Franklin County Indiana | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Hendricks County Indiana | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
| Marion County Indiana | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Scott County Indiana | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Churchill County Nevada | 1 | $ 237,000 | $ 237,000 | $ 70,000 |
| Bernalillo County New Mexico | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Sandoval County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 92,000 |
| Catawba County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Durham County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 105,000 |
| Union County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 86,000 |
| Columbia County Oregon | 1 | $ 240,000 | $ 240,000 | $ 63,000 |
| Lane County Oregon | 1 | $ 99,000 | $ 99,000 | $ 21,000 |
| Umatilla County Oregon | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Bell County Texas | 1 | $ 73,000 | $ 73,000 | $ 70,000 |
| Fort Bend County Texas | 1 | $ 197,000 | $ 197,000 | $ 119,000 |
| Galveston County Texas | 1 | $ 112,000 | $ 112,000 | $ 121,000 |
| Grimes County Texas | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Live Oak County Texas | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Davis County Utah | 1 | $ 213,000 | $ 213,000 | $ 105,000 |
| Washington County Utah | 1 | $ 331,000 | $ 331,000 | $ 89,000 |
| Cowlitz County Washington | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| Grant County Washington | 1 | $ 161,000 | $ 161,000 | $ 50,000 |
| Thurston County Washington | 1 | $ 227,000 | $ 227,000 | $ 103,000 |
| Walla Walla County Washington | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Whatcom County Washington | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Geneva Financial, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 612 | $136,157,000 | $222,000 | $884,000 | $87,000 | $825,000 |
| Refinancing | 512 | $120,957,000 | $236,000 | $626,000 | $86,000 | $383,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $185,450,000 | $234,000 | $884,000 | $91,000 | $487,000 |
| Hispanic | 138 | $27,122,000 | $196,000 | $549,000 | $71,000 | $331,000 |
| Black or African American | 89 | $19,240,000 | $216,000 | $537,000 | $71,000 | $225,000 |
| Asian | 62 | $15,255,000 | $246,000 | $720,000 | $96,000 | $825,000 |
| Not Provided | 38 | $8,218,000 | $216,000 | $417,000 | $78,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $822,000 | $205,000 | $272,000 | $74,000 | $121,000 |
| American Indian or Alaskan Native | 3 | $1,007,000 | $335,000 | $414,000 | $157,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 691 | $164,008,000 | $237,000 | $884,000 | $101,000 | $825,000 |
| FHA-insured (Federal Housing Administration) | 271 | $55,810,000 | $205,000 | $547,000 | $62,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 134 | $33,772,000 | $252,000 | $625,000 | $68,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,524,000 | $125,000 | $289,000 | $45,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 873 | $198,584,000 | $227,000 | $884,000 | $87,000 | $825,000 |
| Application Withdrawn By Applicant | 180 | $41,926,000 | $232,000 | $720,000 | $90,000 | $331,000 |
| Application Denied By Financial Institution | 52 | $10,991,000 | $211,000 | $636,000 | $72,000 | $214,000 |
| Application Approved But Not Accepted | 17 | $4,970,000 | $292,000 | $600,000 | $80,000 | $198,000 |
| File Closed For Incompleteness | 2 | $643,000 | $321,000 | $530,000 | $67,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 10 | $2,499,000 | $249,000 | $636,000 | $78,000 | $214,000 |
| Other | 4 | $989,000 | $247,000 | $317,000 | $86,000 | $200,000 |
| Unverifiable Information | 3 | $380,000 | $126,000 | $167,000 | $78,000 | $114,000 |
| Credit History | 2 | $607,000 | $303,000 | $374,000 | $103,000 | $121,000 |
| Collateral | 1 | $72,000 | $72,000 | $72,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial, Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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