Geneva Financial LLC Mortgage Lending & HMDA Data, 2015
In 2015, Geneva Financial LLC of Chandler, AZ reported 1,124 mortgage applications totaling $257.1 million. The average application was for $228,749, and applicants reported an average income of $86,544. 78% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (340), Las Vegas-Henderson-Paradise, NV (174) and Portland-Vancouver-Hillsboro, OR-WA (65) (applications in parentheses).
| Mortgage Company & Address | Geneva Financial LLC 180 S Arizona Ave Ste 310 Chandler, AZ 85225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,124 |
| Total Mortgage Loan Application Amount | $257,114,000 |
| Average Mortgage Loan Application Amount | $228,749 |
| Highest Mortgage Loan Application Amount | $884,000 |
| Average Applicant Income | $86,544 |
| Highest Applicant Income | $825,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 340 | $ 77,409,000 | $ 227,673 | $ 97,000 |
| Las Vegas-Henderson-Paradise, NV | 174 | $ 37,322,000 | $ 214,494 | $ 79,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 65 | $ 15,787,000 | $ 242,876 | $ 76,769 |
| Dallas-Plano-Irving, TX | 56 | $ 11,468,000 | $ 204,785 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 44 | $ 14,312,000 | $ 325,272 | $ 101,000 |
| San Diego-Carlsbad, CA | 37 | $ 13,581,000 | $ 367,054 | $ 96,000 |
| Denver-Aurora-Lakewood, CO | 32 | $ 7,986,000 | $ 249,562 | $ 100,000 |
| Fort Worth-Arlington, TX | 30 | $ 5,884,000 | $ 196,133 | $ 73,000 |
| Tucson, AZ | 26 | $ 4,102,000 | $ 157,769 | $ 82,000 |
| Houston-The Woodlands-Sugar Land, TX | 24 | $ 4,473,000 | $ 186,375 | $ 90,000 |
| Lakeland-Winter Haven, FL | 20 | $ 3,071,000 | $ 153,550 | $ 67,000 |
| Atlanta-Sandy Springs-Roswell, GA | 18 | $ 5,201,000 | $ 288,944 | $ 104,000 |
| Los Angeles-Long Beach-Glendale, CA | 17 | $ 5,980,000 | $ 351,764 | $ 87,000 |
| Provo-Orem, UT | 16 | $ 3,374,000 | $ 210,875 | $ 76,000 |
| Boise City, ID | 13 | $ 2,334,000 | $ 179,538 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 2,758,000 | $ 250,727 | $ 102,000 |
| Riverside-San Bernardino-Ontario, CA | 10 | $ 2,319,000 | $ 231,900 | $ 65,000 |
| Chicago-Naperville-Arlington Heights, IL | 8 | $ 1,716,000 | $ 214,500 | $ 99,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 1,986,000 | $ 283,714 | $ 89,000 |
| Salt Lake City, UT | 7 | $ 1,811,000 | $ 258,714 | $ 87,000 |
| Flagstaff, AZ | 6 | $ 942,000 | $ 157,000 | $ 128,000 |
| Fresno, CA | 5 | $ 871,000 | $ 174,200 | $ 44,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 1,820,000 | $ 364,000 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,554,000 | $ 510,800 | $ 123,000 |
| Tacoma-Lakewood, WA | 5 | $ 1,419,000 | $ 283,800 | $ 55,000 |
| Cincinnati, OH-KY-IN | 4 | $ 504,000 | $ 126,000 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,312,000 | $ 328,000 | $ 101,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 758,000 | $ 189,500 | $ 65,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 1,165,000 | $ 388,333 | $ 111,000 |
| Bremerton-Silverdale, WA | 3 | $ 742,000 | $ 247,333 | $ 95,000 |
| Brownsville-Harlingen, TX | 3 | $ 273,000 | $ 91,000 | $ 36,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 791,000 | $ 263,666 | $ 100,000 |
| San Antonio-New Braunfels, TX | 3 | $ 520,000 | $ 173,333 | $ 122,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 922,000 | $ 307,333 | $ 89,000 |
| Yakima, WA | 3 | $ 750,000 | $ 250,000 | $ 49,000 |
| Albuquerque, NM | 2 | $ 393,000 | $ 196,500 | $ 91,000 |
| Austin-Round Rock, TX | 2 | $ 404,000 | $ 202,000 | $ 106,000 |
| Bend-Redmond, OR | 2 | $ 396,000 | $ 198,000 | $ 49,000 |
| Boulder, CO | 2 | $ 882,000 | $ 441,000 | $ 107,000 |
| Columbus, IN | 2 | $ 341,000 | $ 170,500 | $ 78,000 |
| Greeley, CO | 2 | $ 397,000 | $ 198,500 | $ 59,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 326,000 | $ 163,000 | $ 71,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 264,000 | $ 132,000 | $ 34,000 |
| Modesto, CA | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 253,000 | $ 126,500 | $ 64,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 878,000 | $ 439,000 | $ 158,000 |
| Santa Rosa, CA | 2 | $ 756,000 | $ 378,000 | $ 103,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 326,000 | $ 163,000 | $ 112,000 |
| Wilmington, NC | 2 | $ 242,000 | $ 121,000 | $ 61,000 |
| Bellingham, WA | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 233,000 | $ 233,000 | $ 86,000 |
| Colorado Springs, CO | 1 | $ 118,000 | $ 118,000 | $ 211,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 536,000 | $ 536,000 | $ 306,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 172,000 | $ 172,000 | $ 77,000 |
| Durham-Chapel Hill, NC | 1 | $ 290,000 | $ 290,000 | $ 105,000 |
| Eugene, OR | 1 | $ 99,000 | $ 99,000 | $ 21,000 |
| Gainesville, FL | 1 | $ 94,000 | $ 94,000 | $ 260,000 |
| Gainesville, GA | 1 | $ 346,000 | $ 346,000 | $ 180,000 |
| Grand Junction, CO | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Idaho Falls, ID | 1 | $ 129,000 | $ 129,000 | $ 116,000 |
| Killeen-Temple, TX | 1 | $ 73,000 | $ 73,000 | $ 70,000 |
| Longview, WA | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 309,000 | $ 309,000 | $ 106,000 |
| Ogden-Clearfield, UT | 1 | $ 213,000 | $ 213,000 | $ 105,000 |
| Olympia-Tumwater, WA | 1 | $ 227,000 | $ 227,000 | $ 103,000 |
| Prescott, AZ | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Rome, GA | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Salinas, CA | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 247,000 | $ 247,000 | $ 53,000 |
| Sebring, FL | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| St. George, UT | 1 | $ 331,000 | $ 331,000 | $ 89,000 |
| Walla Walla, WA | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Yuma, AZ | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 612 | $136,157,000 | $222,000 | $884,000 | $87,000 | $825,000 |
| Refinancing | 512 | $120,957,000 | $236,000 | $626,000 | $86,000 | $383,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $185,450,000 | $234,000 | $884,000 | $91,000 | $487,000 |
| Hispanic | 138 | $27,122,000 | $196,000 | $549,000 | $71,000 | $331,000 |
| Black or African American | 89 | $19,240,000 | $216,000 | $537,000 | $71,000 | $225,000 |
| Asian | 62 | $15,255,000 | $246,000 | $720,000 | $96,000 | $825,000 |
| Not Provided | 38 | $8,218,000 | $216,000 | $417,000 | $78,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $822,000 | $205,000 | $272,000 | $74,000 | $121,000 |
| American Indian or Alaskan Native | 3 | $1,007,000 | $335,000 | $414,000 | $157,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 691 | $164,008,000 | $237,000 | $884,000 | $101,000 | $825,000 |
| FHA-insured (Federal Housing Administration) | 271 | $55,810,000 | $205,000 | $547,000 | $62,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 134 | $33,772,000 | $252,000 | $625,000 | $68,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,524,000 | $125,000 | $289,000 | $45,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 873 | $198,584,000 | $227,000 | $884,000 | $87,000 | $825,000 |
| Application Withdrawn By Applicant | 180 | $41,926,000 | $232,000 | $720,000 | $90,000 | $331,000 |
| Application Denied By Financial Institution | 52 | $10,991,000 | $211,000 | $636,000 | $72,000 | $214,000 |
| Application Approved But Not Accepted | 17 | $4,970,000 | $292,000 | $600,000 | $80,000 | $198,000 |
| File Closed For Incompleteness | 2 | $643,000 | $321,000 | $530,000 | $67,000 | $82,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 10 | $2,499,000 | $249,000 | $636,000 | $78,000 | $214,000 |
| Other | 4 | $989,000 | $247,000 | $317,000 | $86,000 | $200,000 |
| Unverifiable Information | 3 | $380,000 | $126,000 | $167,000 | $78,000 | $114,000 |
| Credit History | 2 | $607,000 | $303,000 | $374,000 | $103,000 | $121,000 |
| Collateral | 1 | $72,000 | $72,000 | $72,000 | $68,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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