Georgia's Own
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Georgia's Own.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Georgia's Own 1155 Peachtree Street, Suite 100 Atlanta, GA 30309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,881 |
| Total Mortgage Loan Application Amount | $952,155,000 |
| Average Mortgage Loan Application Amount | $153,400 |
| Highest Mortgage Loan Application Amount | $2,085,000 |
| Average Applicant Income | $145,800 |
| Highest Applicant Income | $3,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 868 | $ 176,240,000 | $ 203,000 | $ 191,000 |
| Gwinnett County Georgia | 714 | $ 110,860,000 | $ 155,000 | $ 111,000 |
| Cobb County Georgia | 521 | $ 91,895,000 | $ 176,000 | $ 143,000 |
| DeKalb County Georgia | 502 | $ 87,360,000 | $ 174,000 | $ 133,000 |
| Forsyth County Georgia | 368 | $ 75,560,000 | $ 205,000 | $ 173,000 |
| Miami-Dade County Florida | 346 | $ 42,250,000 | $ 122,000 | $ 199,000 |
| Broward County Florida | 243 | $ 32,145,000 | $ 132,000 | $ 208,000 |
| Cherokee County Georgia | 195 | $ 33,265,000 | $ 170,000 | $ 132,000 |
| Douglas County Georgia | 137 | $ 15,265,000 | $ 111,000 | $ 90,000 |
| Palm Beach County Florida | 126 | $ 18,460,000 | $ 146,000 | $ 252,000 |
| Hall County Georgia | 92 | $ 15,090,000 | $ 164,000 | $ 135,000 |
| Chatham County Georgia | 84 | $ 11,020,000 | $ 131,000 | $ 103,000 |
| Walton County Georgia | 78 | $ 11,690,000 | $ 149,000 | $ 108,000 |
| Rockdale County Georgia | 71 | $ 7,155,000 | $ 100,000 | $ 82,000 |
| Henry County Georgia | 68 | $ 9,500,000 | $ 139,000 | $ 126,000 |
| Paulding County Georgia | 66 | $ 10,590,000 | $ 160,000 | $ 96,000 |
| Clayton County Georgia | 54 | $ 5,100,000 | $ 94,000 | $ 77,000 |
| Newton County Georgia | 53 | $ 5,315,000 | $ 100,000 | $ 102,000 |
| Fayette County Georgia | 52 | $ 9,450,000 | $ 181,000 | $ 203,000 |
| Hillsborough County Florida | 44 | $ 7,880,000 | $ 179,000 | $ 244,000 |
| Orange County Florida | 43 | $ 6,325,000 | $ 147,000 | $ 235,000 |
| Pinellas County Florida | 43 | $ 7,655,000 | $ 178,000 | $ 297,000 |
| Los Angeles County California | 40 | $ 5,700,000 | $ 142,000 | $ 0 |
| Barrow County Georgia | 40 | $ 5,790,000 | $ 144,000 | $ 104,000 |
| Dougherty County Georgia | 33 | $ 2,755,000 | $ 83,000 | $ 73,000 |
| Multnomah County Oregon | 33 | $ 5,935,000 | $ 179,000 | $ 0 |
| Jackson County Georgia | 29 | $ 3,745,000 | $ 129,000 | $ 116,000 |
| Carroll County Georgia | 27 | $ 3,475,000 | $ 128,000 | $ 90,000 |
| Clackamas County Oregon | 27 | $ 4,065,000 | $ 150,000 | $ 0 |
| San Diego County California | 24 | $ 3,740,000 | $ 155,000 | $ 0 |
| Lumpkin County Georgia | 22 | $ 3,620,000 | $ 164,000 | $ 98,000 |
| Washington County Oregon | 22 | $ 3,730,000 | $ 169,000 | $ 0 |
| Coweta County Georgia | 19 | $ 3,265,000 | $ 171,000 | $ 138,000 |
| Lee County Georgia | 19 | $ 2,645,000 | $ 139,000 | $ 95,000 |
| Bartow County Georgia | 18 | $ 2,980,000 | $ 165,000 | $ 84,000 |
| Seminole County Florida | 17 | $ 2,185,000 | $ 128,000 | $ 248,000 |
| St. Johns County Florida | 17 | $ 2,745,000 | $ 161,000 | $ 226,000 |
| Manatee County Florida | 16 | $ 2,810,000 | $ 175,000 | $ 239,000 |
| Sarasota County Florida | 16 | $ 3,800,000 | $ 237,000 | $ 237,000 |
| Alameda County California | 15 | $ 2,375,000 | $ 158,000 | $ 0 |
| Orange County California | 15 | $ 2,495,000 | $ 166,000 | $ 0 |
| Pasco County Florida | 15 | $ 1,665,000 | $ 111,000 | $ 286,000 |
| Collier County Florida | 14 | $ 2,120,000 | $ 151,000 | $ 307,000 |
| Monroe County Florida | 14 | $ 3,700,000 | $ 264,000 | $ 335,000 |
| Bibb County Georgia | 14 | $ 1,430,000 | $ 102,000 | $ 125,000 |
| Richmond County Georgia | 14 | $ 1,110,000 | $ 79,000 | $ 97,000 |
| Duval County Florida | 13 | $ 1,905,000 | $ 146,000 | $ 219,000 |
| Martin County Florida | 13 | $ 1,945,000 | $ 149,000 | $ 242,000 |
| Clarke County Georgia | 12 | $ 1,210,000 | $ 100,000 | $ 81,000 |
| Lee County Florida | 11 | $ 1,035,000 | $ 94,000 | $ 185,000 |
| Walton County Florida | 11 | $ 1,955,000 | $ 177,000 | $ 237,000 |
| Dawson County Georgia | 11 | $ 2,075,000 | $ 188,000 | $ 137,000 |
| Brevard County Florida | 10 | $ 990,000 | $ 99,000 | $ 212,000 |
| Colquitt County Georgia | 10 | $ 1,440,000 | $ 144,000 | $ 122,000 |
| Contra Costa County California | 9 | $ 2,035,000 | $ 226,000 | $ 0 |
| Osceola County Florida | 9 | $ 715,000 | $ 79,000 | $ 146,000 |
| Polk County Florida | 9 | $ 815,000 | $ 90,000 | $ 222,000 |
| Bulloch County Georgia | 9 | $ 1,155,000 | $ 128,000 | $ 123,000 |
| Pickens County Georgia | 9 | $ 885,000 | $ 98,000 | $ 67,000 |
| Deschutes County Oregon | 9 | $ 1,785,000 | $ 198,000 | $ 0 |
| Santa Clara County California | 8 | $ 1,330,000 | $ 166,000 | $ 0 |
| Bryan County Georgia | 8 | $ 1,030,000 | $ 128,000 | $ 137,000 |
| Columbia County Georgia | 8 | $ 910,000 | $ 113,000 | $ 108,000 |
| Effingham County Georgia | 8 | $ 1,310,000 | $ 163,000 | $ 83,000 |
| Morgan County Georgia | 8 | $ 1,540,000 | $ 192,000 | $ 109,000 |
| Putnam County Georgia | 8 | $ 2,360,000 | $ 295,000 | $ 141,000 |
| Spalding County Georgia | 8 | $ 1,940,000 | $ 242,000 | $ 80,000 |
| Williamson County Tennessee | 8 | $ 1,780,000 | $ 222,000 | $ 174,000 |
| Jefferson County Alabama | 7 | $ 1,135,000 | $ 162,000 | $ 160,000 |
| Riverside County California | 7 | $ 685,000 | $ 97,000 | $ 0 |
| Santa Barbara County California | 7 | $ 955,000 | $ 136,000 | $ 0 |
| Glynn County Georgia | 7 | $ 1,085,000 | $ 155,000 | $ 223,000 |
| Terrell County Georgia | 7 | $ 785,000 | $ 112,000 | $ 104,000 |
| Yamhill County Oregon | 7 | $ 1,195,000 | $ 170,000 | $ 0 |
| Madison County Alabama | 6 | $ 530,000 | $ 88,000 | $ 126,000 |
| San Joaquin County California | 6 | $ 790,000 | $ 131,000 | $ 0 |
| Marion County Florida | 6 | $ 650,000 | $ 108,000 | $ 181,000 |
| White County Georgia | 6 | $ 770,000 | $ 128,000 | $ 99,000 |
| Sacramento County California | 5 | $ 525,000 | $ 105,000 | $ 0 |
| San Francisco County California | 5 | $ 1,065,000 | $ 213,000 | $ 0 |
| Ventura County California | 5 | $ 545,000 | $ 109,000 | $ 0 |
| Charlotte County Florida | 5 | $ 625,000 | $ 125,000 | $ 145,000 |
| Volusia County Florida | 5 | $ 375,000 | $ 75,000 | $ 190,000 |
| Habersham County Georgia | 5 | $ 485,000 | $ 97,000 | $ 146,000 |
| Haralson County Georgia | 5 | $ 835,000 | $ 167,000 | $ 70,000 |
| Houston County Georgia | 5 | $ 585,000 | $ 117,000 | $ 99,000 |
| Oconee County Georgia | 5 | $ 755,000 | $ 151,000 | $ 125,000 |
| Troup County Georgia | 5 | $ 1,205,000 | $ 241,000 | $ 146,000 |
| Worth County Georgia | 5 | $ 245,000 | $ 49,000 | $ 136,000 |
| Charleston County South Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 314,000 |
| Tuscaloosa County Alabama | 4 | $ 600,000 | $ 150,000 | $ 282,000 |
| Marin County California | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Placer County California | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Indian River County Florida | 4 | $ 610,000 | $ 152,000 | $ 279,000 |
| St. Lucie County Florida | 4 | $ 840,000 | $ 210,000 | $ 262,000 |
| Decatur County Georgia | 4 | $ 360,000 | $ 90,000 | $ 60,000 |
| Franklin County Georgia | 4 | $ 350,000 | $ 87,000 | $ 103,000 |
| Gilmer County Georgia | 4 | $ 300,000 | $ 75,000 | $ 39,000 |
| Hancock County Georgia | 4 | $ 370,000 | $ 92,000 | $ 367,000 |
| Sumter County Georgia | 4 | $ 190,000 | $ 47,000 | $ 58,000 |
| Tift County Georgia | 4 | $ 450,000 | $ 112,000 | $ 119,000 |
| Towns County Georgia | 4 | $ 800,000 | $ 200,000 | $ 98,000 |
| Jackson County Oregon | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
| Davidson County Tennessee | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Knox County Tennessee | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 130,000 | $ 32,000 | $ 223,000 |
| Escambia County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 176,000 |
| Lake County Florida | 3 | $ 575,000 | $ 191,000 | $ 242,000 |
| Santa Rosa County Florida | 3 | $ 885,000 | $ 295,000 | $ 326,000 |
| Banks County Georgia | 3 | $ 455,000 | $ 151,000 | $ 81,000 |
| Calhoun County Georgia | 3 | $ 85,000 | $ 28,000 | $ 49,000 |
| Fannin County Georgia | 3 | $ 375,000 | $ 125,000 | $ 168,000 |
| Floyd County Georgia | 3 | $ 445,000 | $ 148,000 | $ 211,000 |
| Greene County Georgia | 3 | $ 675,000 | $ 225,000 | $ 541,000 |
| Lowndes County Georgia | 3 | $ 225,000 | $ 75,000 | $ 40,000 |
| Mitchell County Georgia | 3 | $ 305,000 | $ 101,000 | $ 72,000 |
| Muscogee County Georgia | 3 | $ 385,000 | $ 128,000 | $ 128,000 |
| Polk County Georgia | 3 | $ 385,000 | $ 128,000 | $ 46,000 |
| Rabun County Georgia | 3 | $ 485,000 | $ 161,000 | $ 56,000 |
| Marion County Oregon | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 485,000 | $ 161,000 | $ 188,000 |
| Lee County Alabama | 2 | $ 140,000 | $ 70,000 | $ 137,000 |
| St. Clair County Alabama | 2 | $ 130,000 | $ 65,000 | $ 130,000 |
| Tallapoosa County Alabama | 2 | $ 300,000 | $ 150,000 | $ 332,000 |
| Butte County California | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Fresno County California | 2 | $ 320,000 | $ 160,000 | $ 268,000 |
| Madera County California | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Nevada County California | 2 | $ 300,000 | $ 150,000 | $ 0 |
| San Mateo County California | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Sonoma County California | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Alachua County Florida | 2 | $ 230,000 | $ 115,000 | $ 197,000 |
| Clay County Florida | 2 | $ 160,000 | $ 80,000 | $ 253,000 |
| Okaloosa County Florida | 2 | $ 770,000 | $ 385,000 | $ 248,000 |
| Appling County Georgia | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Butts County Georgia | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Camden County Georgia | 2 | $ 70,000 | $ 35,000 | $ 52,000 |
| Catoosa County Georgia | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Gordon County Georgia | 2 | $ 480,000 | $ 240,000 | $ 161,000 |
| Jasper County Georgia | 2 | $ 380,000 | $ 190,000 | $ 119,000 |
| Macon County Georgia | 2 | $ 190,000 | $ 95,000 | $ 151,000 |
| Peach County Georgia | 2 | $ 710,000 | $ 355,000 | $ 240,000 |
| Pulaski County Georgia | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Stephens County Georgia | 2 | $ 280,000 | $ 140,000 | $ 86,000 |
| Turner County Georgia | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Union County Georgia | 2 | $ 120,000 | $ 60,000 | $ 148,000 |
| Whitfield County Georgia | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| Douglas County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 130,000 |
| Wake County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Benton County Oregon | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 618,000 |
| Blount County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Sullivan County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Blount County Alabama | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Elmore County Alabama | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Marshall County Alabama | 1 | $ 75,000 | $ 75,000 | $ 425,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 238,000 |
| Randolph County Alabama | 1 | $ 305,000 | $ 305,000 | $ 260,000 |
| Shelby County Alabama | 1 | $ 145,000 | $ 145,000 | $ 263,000 |
| Kern County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Monterey County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| San Benito County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Santa Cruz County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Solano County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Denver County Colorado | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| New Castle County Delaware | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 276,000 |
| Citrus County Florida | 1 | $ 35,000 | $ 35,000 | $ 236,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Leon County Florida | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Levy County Florida | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 8,000 |
| Putnam County Florida | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Taylor County Florida | 1 | $ 65,000 | $ 65,000 | $ 291,000 |
| Baldwin County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Coffee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 246,000 |
| Cook County Georgia | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Crisp County Georgia | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Early County Georgia | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Harris County Georgia | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Hart County Georgia | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Jeff Davis County Georgia | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Jefferson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Lamar County Georgia | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Laurens County Georgia | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Liberty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Lincoln County Georgia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Madison County Georgia | 1 | $ 125,000 | $ 125,000 | $ 4,000 |
| McDuffie County Georgia | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| McIntosh County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Monroe County Georgia | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Pike County Georgia | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Randolph County Georgia | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Screven County Georgia | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Talbot County Georgia | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Thomas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Upson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 243,000 |
| Walker County Georgia | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Wayne County Georgia | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Wheeler County Georgia | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Floyd County Indiana | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Ramsey County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| St. Louis City County Missouri | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Brunswick County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Mecklenburg County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Pender County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Polk County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 221,000 |
| Coos County Oregon | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Crook County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Douglas County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hood River County Oregon | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Polk County Oregon | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Berkeley County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 279,000 |
| Darlington County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 100,000 |
| Dorchester County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Georgetown County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Jasper County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Lexington County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 281,000 |
| Oconee County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 408,000 |
| Spartanburg County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Maury County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Dallas County Texas | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Salt Lake County Utah | 1 | $ 505,000 | $ 505,000 | $ 149,000 |
| Utah County Utah | 1 | $ 325,000 | $ 325,000 | $ 149,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Georgia's Own in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,992 | $395,640,000 | $198,000 | $1,235,000 | $149,000 | $2,040,000 |
| Home Purchase | 1,781 | $326,815,000 | $183,000 | $2,085,000 | $194,000 | $3,600,000 |
| Home Improvement | 940 | $60,580,000 | $64,000 | $415,000 | $131,000 | $2,189,000 |
| Other Purpose | 729 | $68,615,000 | $94,000 | $825,000 | $137,000 | $2,400,000 |
| Cash-out Refinancing | 439 | $100,505,000 | $228,000 | $1,065,000 | $118,000 | $530,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,981 | $511,465,000 | $171,000 | $2,085,000 | $172,000 | $3,600,000 |
| Black or African American | 1,005 | $133,725,000 | $133,000 | $1,055,000 | $109,000 | $1,311,000 |
| Not Provided | 811 | $136,325,000 | $168,000 | $1,175,000 | $152,000 | $1,556,000 |
| Hispanic | 484 | $61,130,000 | $126,000 | $665,000 | $162,000 | $1,630,000 |
| Not applicable | 349 | $54,465,000 | $156,000 | $765,000 | $39,000 | $39,000 |
| Asian | 171 | $35,605,000 | $208,000 | $835,000 | $185,000 | $1,560,000 |
| American Indian or Alaskan Native | 12 | $2,210,000 | $184,000 | $1,025,000 | $116,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $485,000 | $161,000 | $255,000 | $79,000 | $94,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,862 | $948,410,000 | $161,000 | $2,085,000 | $157,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,745,000 | $197,000 | $355,000 | $74,000 | $187,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,735 | $461,685,000 | $168,000 | $2,085,000 | $173,000 | $1,630,000 |
| File Closed For Incompleteness | 986 | $196,010,000 | $198,000 | $995,000 | $128,000 | $2,040,000 |
| Application Denied By Financial Institution | 950 | $90,100,000 | $94,000 | $615,000 | $134,000 | $3,600,000 |
| Application Withdrawn By Applicant | 815 | $142,815,000 | $175,000 | $1,225,000 | $155,000 | $2,400,000 |
| Loan Purchased By The Institution | 323 | $49,805,000 | $154,000 | $505,000 | $0 | $0 |
| Application Approved But Not Accepted | 72 | $11,740,000 | $163,000 | $655,000 | $138,000 | $787,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,931 | $862,055,000 | $174,000 | $2,085,000 | $162,000 | $2,400,000 |
| Other | 470 | $38,650,000 | $82,000 | $505,000 | $162,000 | $3,600,000 |
| Debt-To-Income Ratio | 272 | $30,630,000 | $112,000 | $615,000 | $88,000 | $468,000 |
| Credit History | 130 | $10,520,000 | $80,000 | $375,000 | $106,000 | $1,156,000 |
| Collateral | 57 | $6,985,000 | $122,000 | $505,000 | $171,000 | $983,000 |
| Unverifiable Information | 10 | $1,700,000 | $170,000 | $345,000 | $136,000 | $336,000 |
| Credit Application Incomplete | 5 | $345,000 | $69,000 | $105,000 | $201,000 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $970,000 | $242,000 | $565,000 | $38,000 | $48,000 |
| Employment History | 2 | $300,000 | $150,000 | $265,000 | $122,000 | $139,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.