Glacier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Glacier Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Glacier Bank 202 Main Kalispell, MT 59901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,643 |
| Total Mortgage Loan Application Amount | $2,473,205,000 |
| Average Mortgage Loan Application Amount | $277,600 |
| Highest Mortgage Loan Application Amount | $35,605,000 |
| Average Applicant Income | $151,600 |
| Highest Applicant Income | $6,774,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Glacier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Glacier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Glacier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Glacier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Glacier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Glacier Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Flathead County Montana | 560 | $ 253,500,000 | $ 452,000 | $ 221,000 |
| Kootenai County Idaho | 396 | $ 149,470,000 | $ 377,000 | $ 166,000 |
| Gallatin County Montana | 344 | $ 146,710,000 | $ 426,000 | $ 248,000 |
| Yellowstone County Montana | 316 | $ 72,350,000 | $ 228,000 | $ 128,000 |
| Lewis and Clark County Montana | 309 | $ 67,415,000 | $ 218,000 | $ 134,000 |
| Missoula County Montana | 293 | $ 95,145,000 | $ 324,000 | $ 183,000 |
| Bonner County Idaho | 246 | $ 103,690,000 | $ 421,000 | $ 198,000 |
| Spokane County Washington | 191 | $ 82,345,000 | $ 431,000 | $ 166,000 |
| Bannock County Idaho | 178 | $ 48,060,000 | $ 270,000 | $ 146,000 |
| Park County Wyoming | 161 | $ 42,255,000 | $ 262,000 | $ 144,000 |
| Lincoln County Montana | 149 | $ 35,855,000 | $ 240,000 | $ 117,000 |
| Lake County Montana | 145 | $ 49,305,000 | $ 340,000 | $ 191,000 |
| Silver Bow County Montana | 137 | $ 22,805,000 | $ 166,000 | $ 87,000 |
| Ravalli County Montana | 114 | $ 35,980,000 | $ 315,000 | $ 133,000 |
| Mohave County Arizona | 113 | $ 33,255,000 | $ 294,000 | $ 175,000 |
| Yavapai County Arizona | 110 | $ 45,820,000 | $ 416,000 | $ 177,000 |
| Ada County Idaho | 103 | $ 25,885,000 | $ 251,000 | $ 182,000 |
| Utah County Utah | 97 | $ 61,335,000 | $ 632,000 | $ 282,000 |
| Natrona County Wyoming | 93 | $ 20,365,000 | $ 218,000 | $ 148,000 |
| Fergus County Montana | 85 | $ 15,395,000 | $ 181,000 | $ 140,000 |
| Uinta County Wyoming | 85 | $ 17,085,000 | $ 201,000 | $ 91,000 |
| Salt Lake County Utah | 79 | $ 46,105,000 | $ 583,000 | $ 250,000 |
| Canyon County Idaho | 76 | $ 14,930,000 | $ 196,000 | $ 129,000 |
| Cache County Utah | 69 | $ 26,745,000 | $ 387,000 | $ 211,000 |
| Bonneville County Idaho | 65 | $ 21,025,000 | $ 323,000 | $ 177,000 |
| Boundary County Idaho | 64 | $ 15,600,000 | $ 243,000 | $ 93,000 |
| Sheridan County Wyoming | 64 | $ 21,900,000 | $ 342,000 | $ 139,000 |
| La Plata County Colorado | 63 | $ 21,915,000 | $ 347,000 | $ 182,000 |
| Washoe County Nevada | 63 | $ 24,365,000 | $ 386,000 | $ 403,000 |
| Deer Lodge County Montana | 59 | $ 11,215,000 | $ 190,000 | $ 97,000 |
| Sanders County Montana | 58 | $ 10,100,000 | $ 174,000 | $ 96,000 |
| Platte County Wyoming | 58 | $ 8,520,000 | $ 146,000 | $ 83,000 |
| Lincoln County Wyoming | 54 | $ 12,810,000 | $ 237,000 | $ 161,000 |
| Jefferson County Montana | 47 | $ 11,625,000 | $ 247,000 | $ 133,000 |
| Washington County Utah | 43 | $ 32,555,000 | $ 757,000 | $ 356,000 |
| Weber County Utah | 42 | $ 20,450,000 | $ 486,000 | $ 271,000 |
| Pend Oreille County Washington | 41 | $ 10,695,000 | $ 260,000 | $ 104,000 |
| Blaine County Idaho | 40 | $ 11,170,000 | $ 279,000 | $ 142,000 |
| Chaffee County Colorado | 38 | $ 18,760,000 | $ 493,000 | $ 185,000 |
| Bingham County Idaho | 37 | $ 9,955,000 | $ 269,000 | $ 126,000 |
| Chelan County Washington | 37 | $ 21,605,000 | $ 583,000 | $ 311,000 |
| Mesa County Colorado | 36 | $ 13,460,000 | $ 373,000 | $ 99,000 |
| Yuma County Arizona | 34 | $ 9,310,000 | $ 273,000 | $ 111,000 |
| Broadwater County Montana | 34 | $ 9,870,000 | $ 290,000 | $ 158,000 |
| Okanogan County Washington | 33 | $ 8,945,000 | $ 271,000 | $ 114,000 |
| Archuleta County Colorado | 32 | $ 11,840,000 | $ 370,000 | $ 270,000 |
| Big Horn County Wyoming | 31 | $ 5,265,000 | $ 169,000 | $ 85,000 |
| Davis County Utah | 30 | $ 13,090,000 | $ 436,000 | $ 180,000 |
| Shoshone County Idaho | 29 | $ 5,825,000 | $ 200,000 | $ 104,000 |
| Madison County Montana | 29 | $ 26,395,000 | $ 910,000 | $ 289,000 |
| Goshen County Wyoming | 29 | $ 3,615,000 | $ 124,000 | $ 91,000 |
| Pueblo County Colorado | 28 | $ 7,810,000 | $ 278,000 | $ 99,000 |
| Maricopa County Arizona | 27 | $ 17,715,000 | $ 656,000 | $ 366,000 |
| Box Elder County Utah | 25 | $ 9,425,000 | $ 377,000 | $ 94,000 |
| Morgan County Utah | 25 | $ 8,565,000 | $ 342,000 | $ 126,000 |
| Fremont County Colorado | 23 | $ 3,855,000 | $ 167,000 | $ 106,000 |
| Franklin County Idaho | 23 | $ 7,465,000 | $ 324,000 | $ 167,000 |
| Sublette County Wyoming | 23 | $ 3,775,000 | $ 164,000 | $ 109,000 |
| El Paso County Colorado | 22 | $ 9,570,000 | $ 435,000 | $ 160,000 |
| Wasatch County Utah | 22 | $ 31,050,000 | $ 1,411,000 | $ 476,000 |
| Sweetwater County Wyoming | 21 | $ 4,375,000 | $ 208,000 | $ 104,000 |
| Cascade County Montana | 20 | $ 24,510,000 | $ 1,225,000 | $ 108,000 |
| Teton County Montana | 19 | $ 3,635,000 | $ 191,000 | $ 135,000 |
| Summit County Utah | 19 | $ 18,525,000 | $ 975,000 | $ 606,000 |
| Granite County Montana | 17 | $ 7,895,000 | $ 464,000 | $ 246,000 |
| Denver County Colorado | 16 | $ 8,600,000 | $ 537,000 | $ 314,000 |
| Chouteau County Montana | 16 | $ 2,650,000 | $ 165,000 | $ 88,000 |
| Douglas County Washington | 15 | $ 6,955,000 | $ 463,000 | $ 219,000 |
| Carbon County Montana | 14 | $ 4,560,000 | $ 325,000 | $ 179,000 |
| Powell County Montana | 13 | $ 2,465,000 | $ 189,000 | $ 223,000 |
| Jefferson County Idaho | 12 | $ 3,540,000 | $ 295,000 | $ 134,000 |
| Coconino County Arizona | 11 | $ 4,615,000 | $ 419,000 | $ 369,000 |
| Fremont County Idaho | 11 | $ 4,365,000 | $ 396,000 | $ 150,000 |
| Mineral County Montana | 11 | $ 3,805,000 | $ 345,000 | $ 113,000 |
| Pinal County Arizona | 10 | $ 16,730,000 | $ 1,673,000 | $ 77,000 |
| Jefferson County Colorado | 10 | $ 6,520,000 | $ 652,000 | $ 305,000 |
| Stillwater County Montana | 10 | $ 3,160,000 | $ 316,000 | $ 171,000 |
| Rich County Utah | 10 | $ 4,510,000 | $ 451,000 | $ 189,000 |
| Pima County Arizona | 9 | $ 42,585,000 | $ 4,731,000 | $ 1,070,000 |
| Tooele County Utah | 9 | $ 4,085,000 | $ 453,000 | $ 176,000 |
| Boise County Idaho | 8 | $ 2,170,000 | $ 271,000 | $ 119,000 |
| Carson City County Nevada | 8 | $ 9,300,000 | $ 1,162,000 | $ 104,000 |
| Stevens County Washington | 8 | $ 3,560,000 | $ 445,000 | $ 179,000 |
| Laramie County Wyoming | 8 | $ 2,590,000 | $ 323,000 | $ 194,000 |
| Douglas County Colorado | 7 | $ 4,145,000 | $ 592,000 | $ 222,000 |
| Routt County Colorado | 7 | $ 2,065,000 | $ 295,000 | $ 121,000 |
| Madison County Idaho | 7 | $ 2,235,000 | $ 319,000 | $ 213,000 |
| Hill County Montana | 7 | $ 4,995,000 | $ 713,000 | $ 76,000 |
| Park County Montana | 7 | $ 3,665,000 | $ 523,000 | $ 160,000 |
| Pondera County Montana | 7 | $ 1,245,000 | $ 177,000 | $ 176,000 |
| Moffat County Colorado | 6 | $ 810,000 | $ 135,000 | $ 101,000 |
| Rio Blanco County Colorado | 6 | $ 700,000 | $ 116,000 | $ 119,000 |
| Benewah County Idaho | 6 | $ 1,610,000 | $ 268,000 | $ 106,000 |
| Oneida County Idaho | 6 | $ 1,550,000 | $ 258,000 | $ 190,000 |
| Power County Idaho | 6 | $ 2,030,000 | $ 338,000 | $ 133,000 |
| Beaverhead County Montana | 6 | $ 1,030,000 | $ 171,000 | $ 198,000 |
| Judith Basin County Montana | 6 | $ 1,040,000 | $ 173,000 | $ 69,000 |
| Liberty County Montana | 6 | $ 1,220,000 | $ 203,000 | $ 92,000 |
| Albany County Wyoming | 6 | $ 1,420,000 | $ 236,000 | $ 358,000 |
| Converse County Wyoming | 6 | $ 940,000 | $ 156,000 | $ 136,000 |
| Arapahoe County Colorado | 5 | $ 3,875,000 | $ 775,000 | $ 1,760,000 |
| San Juan County Colorado | 5 | $ 1,425,000 | $ 285,000 | $ 77,000 |
| Bear Lake County Idaho | 5 | $ 1,635,000 | $ 327,000 | $ 112,000 |
| Caribou County Idaho | 5 | $ 1,685,000 | $ 337,000 | $ 108,000 |
| Custer County Montana | 5 | $ 785,000 | $ 157,000 | $ 86,000 |
| Clark County Nevada | 5 | $ 2,145,000 | $ 429,000 | $ 560,000 |
| Douglas County Nevada | 5 | $ 865,000 | $ 173,000 | $ 147,000 |
| Adams County Colorado | 4 | $ 19,300,000 | $ 4,825,000 | $ 0 |
| Montezuma County Colorado | 4 | $ 1,210,000 | $ 302,000 | $ 109,000 |
| Park County Colorado | 4 | $ 880,000 | $ 220,000 | $ 99,000 |
| Camas County Idaho | 4 | $ 250,000 | $ 62,000 | $ 84,000 |
| Teton County Idaho | 4 | $ 2,940,000 | $ 735,000 | $ 449,000 |
| Twin Falls County Idaho | 4 | $ 1,060,000 | $ 265,000 | $ 135,000 |
| Valley County Idaho | 4 | $ 2,430,000 | $ 607,000 | $ 239,000 |
| Blaine County Montana | 4 | $ 620,000 | $ 155,000 | $ 55,000 |
| Iron County Utah | 4 | $ 2,590,000 | $ 647,000 | $ 229,000 |
| Washakie County Wyoming | 4 | $ 980,000 | $ 245,000 | $ 78,000 |
| Bent County Colorado | 3 | $ 615,000 | $ 205,000 | $ 92,000 |
| Delta County Colorado | 3 | $ 1,295,000 | $ 431,000 | $ 23,000 |
| Larimer County Colorado | 3 | $ 815,000 | $ 271,000 | $ 155,000 |
| Sweet Grass County Montana | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Lincoln County Washington | 3 | $ 845,000 | $ 281,000 | $ 113,000 |
| Thurston County Washington | 3 | $ 1,385,000 | $ 461,000 | $ 147,000 |
| Niobrara County Wyoming | 3 | $ 235,000 | $ 78,000 | $ 54,000 |
| Navajo County Arizona | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Montrose County Colorado | 2 | $ 540,000 | $ 270,000 | $ 156,000 |
| Weld County Colorado | 2 | $ 17,070,000 | $ 8,535,000 | $ 0 |
| Butte County Idaho | 2 | $ 1,090,000 | $ 545,000 | $ 137,000 |
| Gem County Idaho | 2 | $ 730,000 | $ 365,000 | $ 90,000 |
| Lincoln County Idaho | 2 | $ 160,000 | $ 80,000 | $ 69,000 |
| Macomb County Michigan | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Glacier County Montana | 2 | $ 630,000 | $ 315,000 | $ 266,000 |
| Musselshell County Montana | 2 | $ 230,000 | $ 115,000 | $ 147,000 |
| Scotts Bluff County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Storey County Nevada | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Carbon County Utah | 2 | $ 270,000 | $ 135,000 | $ 309,000 |
| Kane County Utah | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Sanpete County Utah | 2 | $ 960,000 | $ 480,000 | $ 139,000 |
| Grant County Washington | 2 | $ 1,130,000 | $ 565,000 | $ 108,000 |
| King County Washington | 2 | $ 1,470,000 | $ 735,000 | $ 226,000 |
| Whitman County Washington | 2 | $ 460,000 | $ 230,000 | $ 49,000 |
| Campbell County Wyoming | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| Fremont County Wyoming | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Hot Springs County Wyoming | 2 | $ 300,000 | $ 150,000 | $ 153,000 |
| Weston County Wyoming | 2 | $ 780,000 | $ 390,000 | $ 224,000 |
| Gila County Arizona | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Orange County California | 1 | $ 4,405,000 | $ 4,405,000 | $ 0 |
| Santa Clara County California | 1 | $ 20,655,000 | $ 20,655,000 | $ 107,000 |
| Sierra County California | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Elbert County Colorado | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Grand County Colorado | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Lake County Colorado | 1 | $ 225,000 | $ 225,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 405,000 | $ 405,000 | $ 485,000 |
| Summit County Colorado | 1 | $ 665,000 | $ 665,000 | $ 421,000 |
| Teller County Colorado | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Orange County Florida | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Toombs County Georgia | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Adams County Idaho | 1 | $ 325,000 | $ 325,000 | $ 50,000 |
| Custer County Idaho | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Jerome County Idaho | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Lemhi County Idaho | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Nez Perce County Idaho | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Owyhee County Idaho | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Genesee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Coahoma County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 17,000 |
| Big Horn County Montana | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Meagher County Montana | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
| Petroleum County Montana | 1 | $ 465,000 | $ 465,000 | $ 59,000 |
| Toole County Montana | 1 | $ 25,000 | $ 25,000 | $ 192,000 |
| Valley County Montana | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Wheatland County Montana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sheridan County Nebraska | 1 | $ 675,000 | $ 675,000 | $ 690,000 |
| Lyon County Nevada | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Nye County Nevada | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Williams County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Jackson County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Lincoln County Oregon | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| York County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Harris County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Juab County Utah | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Uintah County Utah | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wayne County Utah | 1 | $ 95,000 | $ 95,000 | $ 271,000 |
| Franklin County Washington | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Kitsap County Washington | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Kittitas County Washington | 1 | $ 865,000 | $ 865,000 | $ 387,000 |
| Mason County Washington | 1 | $ 435,000 | $ 435,000 | $ 91,000 |
| Pierce County Washington | 1 | $ 365,000 | $ 365,000 | $ 261,000 |
| San Juan County Washington | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Skagit County Washington | 1 | $ 585,000 | $ 585,000 | $ 252,000 |
| Carbon County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Crook County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Johnson County Wyoming | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Glacier Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,002 | $1,950,560,000 | $487,000 | $35,605,000 | $200,000 | $6,774,000 |
| Home Improvement | 1,247 | $198,205,000 | $158,000 | $15,385,000 | $135,000 | $1,800,000 |
| Other Purpose | 607 | $88,175,000 | $145,000 | $3,005,000 | $141,000 | $1,576,000 |
| Refinancing | 558 | $168,220,000 | $301,000 | $7,505,000 | $160,000 | $1,700,000 |
| Cash-out Refinancing | 229 | $68,045,000 | $297,000 | $1,645,000 | $122,000 | $1,819,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,228 | $1,680,120,000 | $321,000 | $10,505,000 | $173,000 | $6,774,000 |
| Not Provided | 642 | $262,630,000 | $409,000 | $7,205,000 | $199,000 | $2,736,000 |
| Not applicable | 355 | $377,605,000 | $1,063,000 | $35,605,000 | $0 | $0 |
| Hispanic | 263 | $80,655,000 | $306,000 | $4,625,000 | $145,000 | $2,472,000 |
| Asian | 64 | $24,980,000 | $390,000 | $1,895,000 | $202,000 | $873,000 |
| American Indian or Alaskan Native | 54 | $30,540,000 | $565,000 | $20,655,000 | $100,000 | $570,000 |
| Black or African American | 18 | $3,200,000 | $177,000 | $715,000 | $118,000 | $908,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $6,890,000 | $689,000 | $2,985,000 | $618,000 | $1,896,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,179 | $2,326,055,000 | $376,000 | $35,605,000 | $183,000 | $6,774,000 |
| FHA-insured (Federal Housing Administration) | 314 | $89,870,000 | $286,000 | $665,000 | $84,000 | $381,000 |
| VA-guaranteed (Veterans Administration) | 110 | $48,790,000 | $443,000 | $1,205,000 | $126,000 | $608,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $8,490,000 | $212,000 | $365,000 | $67,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,874 | $1,381,710,000 | $356,000 | $35,605,000 | $186,000 | $5,400,000 |
| Application Withdrawn By Applicant | 1,508 | $683,590,000 | $453,000 | $10,505,000 | $206,000 | $6,774,000 |
| Application Denied By Financial Institution | 1,050 | $315,500,000 | $300,000 | $20,655,000 | $98,000 | $2,604,000 |
| File Closed For Incompleteness | 123 | $57,785,000 | $469,000 | $2,875,000 | $204,000 | $1,631,000 |
| Application Approved But Not Accepted | 56 | $23,310,000 | $416,000 | $4,565,000 | $148,000 | $666,000 |
| Preapproval Approved but not Accepted | 19 | $7,125,000 | $375,000 | $695,000 | $173,000 | $481,000 |
| Preapproval Denied by Financial Institution | 9 | $3,195,000 | $355,000 | $965,000 | $79,000 | $167,000 |
| Loan Purchased By The Institution | 4 | $990,000 | $247,000 | $355,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,584 | $2,154,510,000 | $385,000 | $35,605,000 | $191,000 | $6,774,000 |
| Debt-To-Income Ratio | 652 | $235,400,000 | $361,000 | $20,655,000 | $83,000 | $662,000 |
| Credit History | 166 | $36,920,000 | $222,000 | $1,405,000 | $121,000 | $2,604,000 |
| Collateral | 152 | $25,110,000 | $165,000 | $2,605,000 | $115,000 | $650,000 |
| Other | 46 | $10,770,000 | $234,000 | $1,335,000 | $144,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,265,000 | $329,000 | $825,000 | $92,000 | $204,000 |
| Employment History | 17 | $2,965,000 | $174,000 | $515,000 | $123,000 | $993,000 |
| Unverifiable Information | 7 | $1,265,000 | $180,000 | $255,000 | $162,000 | $422,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Glacier Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Glacier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.