Gladewater National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Gladewater National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gladewater National Bank 678 N Main Gladewater, TX 75647 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 |
| Total Number of Mortgage Applications | 402 |
| Total Mortgage Loan Application Amount | $97,070,000 |
| Average Mortgage Loan Application Amount | $225,000 |
| Highest Mortgage Loan Application Amount | $1,373,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $941,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Gladewater National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gladewater National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Gladewater National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gladewater National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gladewater National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gladewater National Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Florida | 37 | $ 7,678,000 | $ 207,000 | $ 101,000 |
| Osceola County Florida | 35 | $ 8,505,000 | $ 243,000 | $ 85,000 |
| Plymouth County Massachusetts | 33 | $ 9,168,000 | $ 277,000 | $ 66,000 |
| Middlesex County Massachusetts | 28 | $ 9,628,000 | $ 343,000 | $ 80,000 |
| Norfolk County Massachusetts | 28 | $ 10,106,000 | $ 360,000 | $ 98,000 |
| St. Lucie County Florida | 17 | $ 3,455,000 | $ 203,000 | $ 113,000 |
| Bristol County Massachusetts | 17 | $ 3,861,000 | $ 227,000 | $ 57,000 |
| Suffolk County Massachusetts | 16 | $ 5,063,000 | $ 316,000 | $ 97,000 |
| Essex County Massachusetts | 11 | $ 2,737,000 | $ 248,000 | $ 104,000 |
| Lee County Florida | 10 | $ 1,646,000 | $ 164,000 | $ 79,000 |
| Montgomery County Maryland | 10 | $ 3,321,000 | $ 332,000 | $ 92,000 |
| Palm Beach County Florida | 7 | $ 1,894,000 | $ 270,000 | $ 127,000 |
| Prince George's County Maryland | 7 | $ 1,427,000 | $ 203,000 | $ 45,000 |
| Hillsborough County New Hampshire | 6 | $ 1,155,000 | $ 192,000 | $ 55,000 |
| Merrimack County New Hampshire | 6 | $ 1,441,000 | $ 240,000 | $ 261,000 |
| Gregg County Texas | 6 | $ 636,000 | $ 106,000 | $ 135,000 |
| Duval County Florida | 5 | $ 1,249,000 | $ 249,000 | $ 248,000 |
| Orange County Florida | 5 | $ 977,000 | $ 195,000 | $ 74,000 |
| Worcester County Massachusetts | 5 | $ 1,063,000 | $ 212,000 | $ 30,000 |
| Upshur County Texas | 5 | $ 579,000 | $ 115,000 | $ 208,000 |
| Barnstable County Massachusetts | 4 | $ 811,000 | $ 202,000 | $ 80,000 |
| Prince William County Virginia | 4 | $ 961,000 | $ 240,000 | $ 25,000 |
| Collier County Florida | 3 | $ 712,000 | $ 237,000 | $ 94,000 |
| Lake County Florida | 3 | $ 576,000 | $ 192,000 | $ 31,000 |
| Cobb County Georgia | 3 | $ 687,000 | $ 229,000 | $ 61,000 |
| Fulton County Georgia | 3 | $ 1,208,000 | $ 402,000 | $ 187,000 |
| Starke County Indiana | 3 | $ 301,000 | $ 100,000 | $ 42,000 |
| Rockingham County New Hampshire | 3 | $ 591,000 | $ 197,000 | $ 106,000 |
| Bergen County New Jersey | 3 | $ 847,000 | $ 282,000 | $ 40,000 |
| Elmore County Alabama | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Russell County Alabama | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 351,000 | $ 175,000 | $ 61,000 |
| Clay County Florida | 2 | $ 402,000 | $ 201,000 | $ 42,000 |
| Hillsborough County Florida | 2 | $ 184,000 | $ 92,000 | $ 22,000 |
| Pinellas County Florida | 2 | $ 203,000 | $ 101,000 | $ 139,000 |
| Seminole County Florida | 2 | $ 489,000 | $ 244,000 | $ 45,000 |
| Gwinnett County Georgia | 2 | $ 541,000 | $ 270,000 | $ 68,000 |
| Long County Georgia | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Erie County New York | 2 | $ 332,000 | $ 166,000 | $ 98,000 |
| Monroe County New York | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Suffolk County New York | 2 | $ 558,000 | $ 279,000 | $ 82,000 |
| Providence County Rhode Island | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Smith County Texas | 2 | $ 71,000 | $ 35,000 | $ 106,000 |
| Fairfax County Virginia | 2 | $ 379,000 | $ 189,000 | $ 65,000 |
| Calhoun County Alabama | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Houston County Alabama | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Los Angeles County California | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| El Paso County Colorado | 1 | $ 237,000 | $ 237,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 357,000 | $ 357,000 | $ 76,000 |
| Broward County Florida | 1 | $ 206,000 | $ 206,000 | $ 59,000 |
| Columbia County Florida | 1 | $ 221,000 | $ 221,000 | $ 55,000 |
| Escambia County Florida | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Hamilton County Florida | 1 | $ 228,000 | $ 228,000 | $ 182,000 |
| Marion County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Volusia County Florida | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| DeKalb County Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Henry County Georgia | 1 | $ 141,000 | $ 141,000 | $ 57,000 |
| Lowndes County Georgia | 1 | $ 166,000 | $ 166,000 | $ 135,000 |
| Pulaski County Indiana | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| St. Joseph County Indiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| White County Indiana | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Fayette County Kentucky | 1 | $ 251,000 | $ 251,000 | $ 166,000 |
| Washington County Maine | 1 | $ 167,000 | $ 167,000 | $ 123,000 |
| Baltimore County Maryland | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Carroll County Maryland | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| St. Mary's County Maryland | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 316,000 | $ 316,000 | $ 52,000 |
| Lapeer County Michigan | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Oakland County Michigan | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Strafford County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Burlington County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Hudson County New Jersey | 1 | $ 262,000 | $ 262,000 | $ 64,000 |
| Morris County New Jersey | 1 | $ 631,000 | $ 631,000 | $ 164,000 |
| Union County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 178,000 |
| Nassau County New York | 1 | $ 312,000 | $ 312,000 | $ 120,000 |
| Ontario County New York | 1 | $ 417,000 | $ 417,000 | $ 260,000 |
| Queens County New York | 1 | $ 370,000 | $ 370,000 | $ 81,000 |
| Saratoga County New York | 1 | $ 141,000 | $ 141,000 | $ 112,000 |
| Granville County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Pitt County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Wake County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 62,000 |
| Bristol County Rhode Island | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Knox County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Shelby County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Bell County Texas | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Denton County Texas | 1 | $ 135,000 | $ 135,000 | $ 384,000 |
| Rusk County Texas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Loudoun County Virginia | 1 | $ 348,000 | $ 348,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gladewater National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 224 | $47,297,000 | $211,000 | $631,000 | $96,000 | $941,000 |
| Refinancing | 170 | $48,330,000 | $284,000 | $1,373,000 | $74,000 | $834,000 |
| Home Improvement | 8 | $1,443,000 | $180,000 | $308,000 | $94,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 265 | $63,475,000 | $239,000 | $1,373,000 | $101,000 | $941,000 |
| Black or African American | 65 | $14,997,000 | $230,000 | $631,000 | $50,000 | $322,000 |
| Hispanic | 60 | $14,900,000 | $248,000 | $480,000 | $69,000 | $217,000 |
| Asian | 8 | $2,976,000 | $372,000 | $1,000,000 | $66,000 | $192,000 |
| Not Provided | 3 | $574,000 | $191,000 | $300,000 | $46,000 | $60,000 |
| Not applicable | 1 | $148,000 | $148,000 | $148,000 | $39,000 | $39,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 203 | $49,374,000 | $243,000 | $1,373,000 | $124,000 | $941,000 |
| FHA-insured (Federal Housing Administration) | 142 | $35,105,000 | $247,000 | $631,000 | $46,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 53 | $11,912,000 | $224,000 | $563,000 | $52,000 | $616,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $679,000 | $169,000 | $247,000 | $71,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 243 | $57,461,000 | $236,000 | $1,373,000 | $81,000 | $834,000 |
| Application Withdrawn By Applicant | 57 | $14,576,000 | $255,000 | $499,000 | $88,000 | $322,000 |
| File Closed For Incompleteness | 50 | $12,228,000 | $244,000 | $528,000 | $100,000 | $941,000 |
| Application Approved But Not Accepted | 34 | $9,036,000 | $265,000 | $1,000,000 | $94,000 | $261,000 |
| Application Denied By Financial Institution | 18 | $3,769,000 | $209,000 | $480,000 | $103,000 | $639,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $1,182,000 | $168,000 | $237,000 | $57,000 | $145,000 |
| Collateral | 6 | $859,000 | $143,000 | $252,000 | $167,000 | $639,000 |
| Credit History | 4 | $1,349,000 | $337,000 | $480,000 | $90,000 | $126,000 |
| Other | 1 | $379,000 | $379,000 | $379,000 | $94,000 | $94,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gladewater National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gladewater National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.