Global Mortgage Lending & HMDA Data, 2020

In 2020, Global of Spokane, WA reported 845 mortgage applications totaling $152.8 million, up 49% from 2019. The average application was for $180,881, and applicants reported an average income of $88,622. 52% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Spokane-Spokane Valley, WA (225), Coeur D'Alene, ID (159) and Los Angeles-Long Beach-Glendale, CA (62) (applications in parentheses).

Mortgage Company & Address Global
1500 W 4th Ave
Spokane, WA 99201
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 845
Total Mortgage Loan Application Amount $152,845,000
Average Mortgage Loan Application Amount $180,881
Highest Mortgage Loan Application Amount $1,345,000
Average Applicant Income $88,622
Highest Applicant Income $1,313,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Global filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Global by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spokane, Washington 216 $ 47,380,000 $ 219,351 $ 82,000
Kootenai, Idaho 158 $ 40,680,000 $ 257,468 $ 92,000
Los Angeles, California 62 $ 7,780,000 $ 125,483 $ 84,000
Riverside, California 29 $ 2,505,000 $ 86,379 $ 91,000
Bonner, Idaho 28 $ 7,700,000 $ 275,000 $ 86,000
San Diego, California 24 $ 3,380,000 $ 140,833 $ 93,000
Santa Clara, California 19 $ 3,105,000 $ 163,421 $ 137,000
San Bernardino, California 18 $ 1,880,000 $ 104,444 $ 80,000
Orange, California 17 $ 2,265,000 $ 133,235 $ 112,000
Contra Costa, California 15 $ 2,305,000 $ 153,666 $ 87,000
Sacramento, California 14 $ 1,260,000 $ 90,000 $ 89,000
Placer, California 10 $ 910,000 $ 91,000 $ 85,000
Kern, California 9 $ 515,000 $ 57,222 $ 68,000
Clackamas, Oregon 9 $ 775,000 $ 86,111 $ 81,000
Alameda, California 8 $ 1,300,000 $ 162,500 $ 122,000
Sonoma, California 8 $ 1,060,000 $ 132,500 $ 83,000
Yolo, California 8 $ 890,000 $ 111,250 $ 75,000
Stanislaus, California 7 $ 575,000 $ 82,142 $ 62,000
Chelan, Washington 7 $ 1,955,000 $ 279,285 $ 107,000
Clark, Washington 7 $ 865,000 $ 123,571 $ 64,000
Stevens, Washington 7 $ 1,895,000 $ 270,714 $ 80,000
Napa, California 6 $ 920,000 $ 153,333 $ 100,000
Pierce, Washington 6 $ 1,180,000 $ 196,666 $ 114,000
Yakima, Washington 6 $ 480,000 $ 80,000 $ 111,000
San Mateo, California 5 $ 1,015,000 $ 203,000 $ 136,000
Maricopa, Arizona 4 $ 340,000 $ 85,000 $ 56,000
Pima, Arizona 4 $ 320,000 $ 80,000 $ 58,000
Fresno, California 4 $ 330,000 $ 82,500 $ 75,000
Solano, California 4 $ 400,000 $ 100,000 $ 100,000
Shoshone, Idaho 4 $ 400,000 $ 100,000 $ 46,000
Deschutes, Oregon 4 $ 240,000 $ 60,000 $ 47,000
Lane, Oregon 4 $ 510,000 $ 127,500 $ 72,000
Washington, Oregon 4 $ 360,000 $ 90,000 $ 89,000
Benton, Washington 4 $ 520,000 $ 130,000 $ 53,000
Lincoln, Washington 4 $ 660,000 $ 165,000 $ 129,000
Merced, California 3 $ 345,000 $ 115,000 $ 126,000
Monterey, California 3 $ 395,000 $ 131,666 $ 100,000
San Joaquin, California 3 $ 455,000 $ 151,666 $ 71,000
Sutter, California 3 $ 225,000 $ 75,000 $ 57,000
Ventura, California 3 $ 415,000 $ 138,333 $ 96,000
Marion, Oregon 3 $ 245,000 $ 81,666 $ 66,000
Franklin, Washington 3 $ 665,000 $ 221,666 $ 64,000
Okanogan, Washington 3 $ 425,000 $ 141,666 $ 58,000
Pend Oreille, Washington 3 $ 725,000 $ 241,666 $ 120,000
Thurston, Washington 3 $ 215,000 $ 71,666 $ 56,000
Mohave, Arizona 2 $ 170,000 $ 85,000 $ 75,000
Navajo, Arizona 2 $ 220,000 $ 110,000 $ 37,000
Pinal, Arizona 2 $ 140,000 $ 70,000 $ 303,000
Amador, California 2 $ 180,000 $ 90,000 $ 58,000
Butte, California 2 $ 100,000 $ 50,000 $ 39,000
San Luis Obispo, California 2 $ 250,000 $ 125,000 $ 78,000
Santa Barbara, California 2 $ 160,000 $ 80,000 $ 71,000
Shasta, California 2 $ 80,000 $ 40,000 $ 54,000
Tehama, California 2 $ 150,000 $ 75,000 $ 53,000
Tulare, California 2 $ 100,000 $ 50,000 $ 65,000
Benewah, Idaho 2 $ 230,000 $ 115,000 $ 135,000
Blaine, Idaho 2 $ 340,000 $ 170,000 $ 144,000
Boundary, Idaho 2 $ 560,000 $ 280,000 $ 139,000
Nez Perce, Idaho 2 $ 640,000 $ 320,000 $ 39,000
Douglas, Oregon 2 $ 300,000 $ 150,000 $ 107,000
Jackson, Oregon 2 $ 300,000 $ 150,000 $ 63,000
Linn, Oregon 2 $ 200,000 $ 100,000 $ 79,000
Multnomah, Oregon 2 $ 130,000 $ 65,000 $ 58,000
Cowlitz, Washington 2 $ 110,000 $ 55,000 $ 51,000
Douglas, Washington 2 $ 580,000 $ 290,000 $ 124,000
Grant, Washington 2 $ 110,000 $ 55,000 $ 126,000
Lewis, Washington 2 $ 290,000 $ 145,000 $ 48,000
Yavapai, Arizona 1 $ 55,000 $ 55,000 $ 240,000
Colusa, California 1 $ 215,000 $ 215,000 $ 134,000
Inyo, California 1 $ 85,000 $ 85,000 $ 78,000
Mono, California 1 $ 85,000 $ 85,000 $ 75,000
Canyon, Idaho 1 $ 575,000 $ 575,000 $ 171,000
Clearwater, Idaho 1 $ 125,000 $ 125,000 $ 68,000
Latah, Idaho 1 $ 215,000 $ 215,000 $ 48,000
Montgomery, Maryland 1 $ 205,000 $ 205,000 $ 151,000
San Juan, New Mexico 1 $ 125,000 $ 125,000 $ 80,000
Socorro, New Mexico 1 $ 55,000 $ 55,000 $ 59,000
Lucas, Ohio 1 $ 175,000 $ 175,000 $ 659,000
Columbia, Oregon 1 $ 125,000 $ 125,000 $ 105,000
Grant, Oregon 1 $ 165,000 $ 165,000 $ 46,000
Hood River, Oregon 1 $ 85,000 $ 85,000 $ 84,000
Lincoln, Oregon 1 $ 55,000 $ 55,000 $ 42,000
Umatilla, Oregon 1 $ 65,000 $ 65,000 $ 29,000
Yamhill, Oregon 1 $ 75,000 $ 75,000 $ 44,000
King, Washington 1 $ 105,000 $ 105,000 $ 77,000
Kitsap, Washington 1 $ 115,000 $ 115,000 $ 58,000
Mason, Washington 1 $ 335,000 $ 335,000 $ 83,000
Walla Walla, Washington 1 $ 215,000 $ 215,000 $ 62,000
Whatcom, Washington 1 $ 305,000 $ 305,000 $ 198,000
Whitman, Washington 1 $ 265,000 $ 265,000 $ 92,000

Mortgage Loan Application Detail Totals for Global in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 489 $76,675,000 $156,000 $1,195,000 $84,000 $474,000
Cash-out Refinancing 179 $35,005,000 $195,000 $1,345,000 $90,000 $659,000
Refinancing 177 $41,165,000 $232,000 $895,000 $100,000 $1,313,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 583 $107,695,000 $184,000 $895,000 $86,000 $474,000
Hispanic 127 $15,405,000 $121,000 $345,000 $81,000 $225,000
Not Provided 87 $17,355,000 $199,000 $525,000 $104,000 $1,313,000
Asian 23 $3,685,000 $160,000 $345,000 $92,000 $196,000
Black or African American 10 $1,640,000 $164,000 $305,000 $148,000 $659,000
Not applicable 6 $5,430,000 $905,000 $1,345,000 $0 $0
American Indian or Alaskan Native 5 $1,145,000 $229,000 $435,000 $154,000 $230,000
Native Hawaiian or Other Pacific Islander 3 $415,000 $138,000 $205,000 $104,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 761 $131,245,000 $172,000 $1,345,000 $90,000 $1,313,000
VA-guaranteed (Veterans Administration) 49 $13,115,000 $267,000 $465,000 $82,000 $163,000
FHA-insured (Federal Housing Administration) 34 $8,200,000 $241,000 $375,000 $61,000 $113,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $285,000 $285,000 $285,000 $64,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 440 $95,000,000 $215,000 $1,345,000 $95,000 $1,313,000
Application Approved But Not Accepted 256 $28,600,000 $111,000 $365,000 $81,000 $350,000
Application Withdrawn By Applicant 90 $19,470,000 $216,000 $525,000 $85,000 $263,000
Application Denied By Financial Institution 59 $9,775,000 $165,000 $455,000 $78,000 $659,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 786 $143,070,000 $182,000 $1,345,000 $89,000 $1,313,000
Debt-To-Income Ratio 16 $2,740,000 $171,000 $455,000 $42,000 $106,000
Credit History 15 $2,005,000 $133,000 $325,000 $77,000 $183,000
Other 11 $1,865,000 $169,000 $415,000 $134,000 $659,000
Collateral 10 $1,490,000 $149,000 $265,000 $88,000 $166,000
Employment History 6 $1,430,000 $238,000 $375,000 $57,000 $91,000
Unverifiable Information 1 $245,000 $245,000 $245,000 $54,000 $54,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Global's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Global's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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