Gmac Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Gmac Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Gmac Bank 4 Walnut Grove Horsham, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 176,409 |
| Total Mortgage Loan Application Amount | $30,909,707,000 |
| Average Mortgage Loan Application Amount | $127,457 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $57,830 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scotland County Missouri | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| Shelby County Missouri | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Washington County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Worth County Missouri | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Beaverhead County Montana | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Big Horn County Montana | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Carbon County Montana | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Custer County Montana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Daniels County Montana | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Dawson County Montana | 1 | $ 22,000 | $ 22,000 | $ 48,000 |
| Deer Lodge County Montana | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Glacier County Montana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Golden Valley County Montana | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Hill County Montana | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Mineral County Montana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Musselshell County Montana | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Powder River County Montana | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| Richland County Montana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Sanders County Montana | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Antelope County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Arthur County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Burt County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Butler County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Cedar County Nebraska | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| Cuming County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
| Deuel County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Dodge County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Frontier County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Gage County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Hall County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Hamilton County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Harlan County Nebraska | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Howard County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 36,000 |
| Kimball County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
| Knox County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Nemaha County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Otoe County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Phelps County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Seward County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Sheridan County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Stanton County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Storey County Nevada | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Catron County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| De Baca County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Quay County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Torrance County New Mexico | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Bladen County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 122,000 |
| Greene County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Hyde County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Jones County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Barnes County North Dakota | 1 | $ 101,000 | $ 101,000 | $ 73,000 |
| Benson County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| McLean County North Dakota | 1 | $ 92,000 | $ 92,000 | $ 73,000 |
| Richland County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Steele County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Traill County North Dakota | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Walsh County North Dakota | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Athens County Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Mercer County Ohio | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Beaver County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Blaine County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Caddo County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Choctaw County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Harper County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Johnston County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Kiowa County Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Noble County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Nowata County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Roger Mills County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Texas County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Hood River County Oregon | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Wallowa County Oregon | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 0 |
| McKean County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Sullivan County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 298,000 |
| Lee County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Bennett County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Bon Homme County South Dakota | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Clark County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Custer County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Deuel County South Dakota | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Grant County South Dakota | 1 | $ 136,000 | $ 136,000 | $ 108,000 |
| Hughes County South Dakota | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Roberts County South Dakota | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Spink County South Dakota | 1 | $ 16,000 | $ 16,000 | $ 59,000 |
| Stanley County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Union County South Dakota | 1 | $ 56,000 | $ 56,000 | $ 15,000 |
| Walworth County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Cannon County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 15,000 |
| Clay County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 14,000 |
| Hancock County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Haywood County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| Houston County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Humphreys County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 26,000 |
| Lake County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 9,000 |
| Lewis County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Macon County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Meigs County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Obion County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Overton County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Perry County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Stewart County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Archer County Texas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Bailey County Texas | 1 | $ 38,000 | $ 38,000 | $ 68,000 |
| Cass County Texas | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Coleman County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Colorado County Texas | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Comanche County Texas | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Crockett County Texas | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Duval County Texas | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Franklin County Texas | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Gray County Texas | 1 | $ 42,000 | $ 42,000 | $ 47,000 |
| Grimes County Texas | 1 | $ 174,000 | $ 174,000 | $ 114,000 |
| Hardeman County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Haskell County Texas | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Jack County Texas | 1 | $ 754,000 | $ 754,000 | $ 186,000 |
| Jim Hogg County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Jones County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Kent County Texas | 1 | $ 31,000 | $ 31,000 | $ 29,000 |
| Kinney County Texas | 1 | $ 36,000 | $ 36,000 | $ 46,000 |
| Lamb County Texas | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Martin County Texas | 1 | $ 21,000 | $ 21,000 | $ 58,000 |
| Mills County Texas | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Morris County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Motley County Texas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Nolan County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Ochiltree County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Pecos County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Red River County Texas | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Scurry County Texas | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Shelby County Texas | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Sherman County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sutton County Texas | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Swisher County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Wheeler County Texas | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Young County Texas | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Zapata County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| San Juan County Utah | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grand Isle County Vermont | 1 | $ 622,000 | $ 622,000 | $ 0 |
| Buena Vista County Virginia | 1 | $ 111,000 | $ 111,000 | $ 156,000 |
| Charles City County Virginia | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Essex County Virginia | 1 | $ 77,000 | $ 77,000 | $ 87,000 |
| Highland County Virginia | 1 | $ 84,000 | $ 84,000 | $ 90,000 |
| Lancaster County Virginia | 1 | $ 200,000 | $ 200,000 | $ 33,000 |
| Lunenburg County Virginia | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Martinsville County Virginia | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Adams County Washington | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Garfield County Washington | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Clay County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Lewis County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
| Mason County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 103,000 |
| Ritchie County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Taylor County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 57,000 |
| Hot Springs County Wyoming | 1 | $ 28,000 | $ 28,000 | $ 61,000 |
| Johnson County Wyoming | 1 | $ 349,000 | $ 349,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gmac Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 94,979 | $18,095,057,000 | $162,862 | $2,325,000 | $44,666 | $9,999,000 |
| Home Purchase | 61,100 | $11,843,515,000 | $176,730 | $3,100,000 | $60,250 | $5,248,000 |
| Home Improvement | 20,330 | $971,135,000 | $40,100 | $1,250,000 | $68,740 | $1,816,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 119,074 | $21,448,013,000 | $162,250 | $3,100,000 | $58,846 | $9,999,000 |
| Not Provided | 29,122 | $4,047,111,000 | $121,615 | $2,325,000 | $51,057 | $2,856,000 |
| Hispanic | 12,032 | $2,107,089,000 | $147,510 | $1,755,000 | $40,142 | $4,435,000 |
| Black or African American | 9,567 | $1,533,808,000 | $143,705 | $1,365,000 | $46,686 | $8,287,000 |
| Asian | 4,643 | $1,161,979,000 | $180,354 | $1,500,000 | $76,875 | $4,559,000 |
| Not applicable | 879 | $407,428,000 | $395,435 | $1,560,000 | $6,282 | $135,000 |
| American Indian or Alaskan Native | 550 | $87,716,000 | $132,645 | $733,000 | $51,770 | $792,000 |
| Native Hawaiian or Other Pacific Islander | 542 | $116,563,000 | $176,952 | $1,265,000 | $61,714 | $1,164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 159,637 | $28,782,882,000 | $155,596 | $3,100,000 | $61,769 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 10,114 | $1,254,665,000 | $125,877 | $420,000 | $18,734 | $530,000 |
| VA-guaranteed (Veterans Administration) | 6,658 | $872,160,000 | $140,551 | $536,000 | $12,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 94,231 | $16,606,177,000 | $149,509 | $2,000,000 | $74,352 | $9,999,000 |
| Loan Purchased By The Institution | 63,057 | $11,837,061,000 | $169,823 | $1,771,000 | $20,372 | $4,435,000 |
| Application Denied By Financial Institution | 9,170 | $1,614,440,000 | $145,000 | $3,100,000 | $70,260 | $2,611,000 |
| Application Approved But Not Accepted | 8,997 | $665,064,000 | $68,260 | $1,610,000 | $62,820 | $1,800,000 |
| Application Withdrawn By Applicant | 929 | $182,379,000 | $161,086 | $1,680,000 | $81,760 | $1,800,000 |
| File Closed For Incompleteness | 14 | $2,210,000 | $162,090 | $598,000 | $61,090 | $118,000 |
| Preapproval Denied by Financial Institution | 11 | $2,376,000 | $216,000 | $428,000 | $85,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,990 | $261,579,000 | $129,196 | $1,920,000 | $73,098 | $1,320,000 |
| Debt-To-Income Ratio | 1,879 | $300,987,000 | $140,620 | $3,100,000 | $60,300 | $851,000 |
| Other | 1,852 | $354,163,000 | $161,680 | $1,495,000 | $79,900 | $1,620,000 |
| Credit Application Incomplete | 1,432 | $384,529,000 | $221,340 | $2,325,000 | $87,234 | $2,611,000 |
| Credit History | 1,407 | $207,845,000 | $113,060 | $1,500,000 | $60,400 | $1,092,000 |
| Unverifiable Information | 297 | $45,134,000 | $128,833 | $850,000 | $58,333 | $335,000 |
| Employment History | 180 | $34,748,000 | $154,387 | $1,200,000 | $70,870 | $1,104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 141 | $27,471,000 | $169,647 | $1,100,000 | $64,735 | $302,000 |
| Mortgage Insurance Denied | 3 | $360,000 | $120,000 | $205,000 | $67,000 | $114,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.