Gms Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Gms Funding, Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gms Funding, Llc 824 Meeting Street West Columbia, SC 29169 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,460 |
| Total Mortgage Loan Application Amount | $596,822,000 |
| Average Mortgage Loan Application Amount | $120,500 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $31,000 |
| Highest Applicant Income | $540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Gms Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gms Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Gms Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gms Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gms Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gms Funding, Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 316 | $ 35,984,000 | $ 113,000 | $ 27,000 |
| Lexington County South Carolina | 191 | $ 22,074,000 | $ 115,000 | $ 31,000 |
| Jefferson County Alabama | 186 | $ 22,795,000 | $ 122,000 | $ 34,000 |
| Shelby County Tennessee | 174 | $ 19,635,000 | $ 112,000 | $ 28,000 |
| Mobile County Alabama | 107 | $ 13,482,000 | $ 126,000 | $ 44,000 |
| Greenville County South Carolina | 106 | $ 13,775,000 | $ 129,000 | $ 24,000 |
| Davidson County Tennessee | 88 | $ 11,492,000 | $ 130,000 | $ 29,000 |
| Anderson County South Carolina | 79 | $ 7,787,000 | $ 98,000 | $ 14,000 |
| Charleston County South Carolina | 74 | $ 10,119,000 | $ 136,000 | $ 32,000 |
| Kershaw County South Carolina | 71 | $ 7,870,000 | $ 110,000 | $ 32,000 |
| Montgomery County Alabama | 69 | $ 7,584,000 | $ 109,000 | $ 35,000 |
| Madison County Alabama | 68 | $ 7,565,000 | $ 111,000 | $ 35,000 |
| York County South Carolina | 58 | $ 8,694,000 | $ 149,000 | $ 45,000 |
| Sumter County South Carolina | 50 | $ 4,713,000 | $ 94,000 | $ 29,000 |
| Horry County South Carolina | 47 | $ 8,361,000 | $ 177,000 | $ 41,000 |
| Prince George's County Maryland | 46 | $ 12,795,000 | $ 278,000 | $ 43,000 |
| Spartanburg County South Carolina | 46 | $ 5,327,000 | $ 115,000 | $ 36,000 |
| Hamilton County Tennessee | 42 | $ 5,123,000 | $ 121,000 | $ 30,000 |
| Florence County South Carolina | 41 | $ 5,453,000 | $ 133,000 | $ 38,000 |
| Aiken County South Carolina | 40 | $ 3,991,000 | $ 99,000 | $ 31,000 |
| Dorchester County South Carolina | 40 | $ 6,052,000 | $ 151,000 | $ 48,000 |
| Orangeburg County South Carolina | 39 | $ 4,391,000 | $ 112,000 | $ 38,000 |
| Berkeley County South Carolina | 38 | $ 5,615,000 | $ 147,000 | $ 40,000 |
| Tuscaloosa County Alabama | 37 | $ 4,536,000 | $ 122,000 | $ 31,000 |
| Lee County South Carolina | 34 | $ 2,974,000 | $ 87,000 | $ 35,000 |
| Rutherford County Tennessee | 33 | $ 4,879,000 | $ 147,000 | $ 30,000 |
| Greenwood County South Carolina | 31 | $ 2,667,000 | $ 86,000 | $ 23,000 |
| Baldwin County Alabama | 29 | $ 4,192,000 | $ 144,000 | $ 38,000 |
| Baltimore City County Maryland | 29 | $ 4,428,000 | $ 152,000 | $ 48,000 |
| Beaufort County South Carolina | 29 | $ 4,485,000 | $ 154,000 | $ 37,000 |
| Sumner County Tennessee | 29 | $ 4,325,000 | $ 149,000 | $ 28,000 |
| Morgan County Alabama | 28 | $ 3,411,000 | $ 121,000 | $ 38,000 |
| Shelby County Alabama | 28 | $ 3,955,000 | $ 141,000 | $ 36,000 |
| Calhoun County Alabama | 26 | $ 2,987,000 | $ 114,000 | $ 47,000 |
| Oconee County South Carolina | 26 | $ 3,314,000 | $ 127,000 | $ 22,000 |
| Knox County Tennessee | 26 | $ 2,787,000 | $ 107,000 | $ 28,000 |
| Montgomery County Tennessee | 26 | $ 3,012,000 | $ 115,000 | $ 50,000 |
| Portsmouth County Virginia | 26 | $ 3,857,000 | $ 148,000 | $ 33,000 |
| Houston County Alabama | 23 | $ 2,937,000 | $ 127,000 | $ 29,000 |
| Lancaster County South Carolina | 23 | $ 2,071,000 | $ 90,000 | $ 22,000 |
| Fairfax County Virginia | 23 | $ 7,874,000 | $ 342,000 | $ 63,000 |
| Georgetown County South Carolina | 22 | $ 3,145,000 | $ 142,000 | $ 50,000 |
| Pickens County South Carolina | 22 | $ 3,189,000 | $ 144,000 | $ 38,000 |
| Wilson County Tennessee | 22 | $ 3,173,000 | $ 144,000 | $ 24,000 |
| Virginia Beach County Virginia | 22 | $ 4,287,000 | $ 194,000 | $ 42,000 |
| St. Clair County Alabama | 21 | $ 3,143,000 | $ 149,000 | $ 39,000 |
| Elmore County Alabama | 19 | $ 2,845,000 | $ 149,000 | $ 48,000 |
| Baltimore County Maryland | 19 | $ 4,186,000 | $ 220,000 | $ 48,000 |
| Chesapeake County Virginia | 19 | $ 3,474,000 | $ 182,000 | $ 44,000 |
| Henrico County Virginia | 19 | $ 3,064,000 | $ 161,000 | $ 44,000 |
| Richmond City County Virginia | 19 | $ 2,624,000 | $ 138,000 | $ 32,000 |
| Montgomery County Maryland | 18 | $ 6,964,000 | $ 386,000 | $ 71,000 |
| Chesterfield County Virginia | 18 | $ 3,799,000 | $ 211,000 | $ 34,000 |
| Cullman County Alabama | 17 | $ 2,204,000 | $ 129,000 | $ 35,000 |
| Wayne County Michigan | 17 | $ 1,781,000 | $ 104,000 | $ 37,000 |
| Greene County Tennessee | 17 | $ 2,379,000 | $ 139,000 | $ 45,000 |
| Cherokee County South Carolina | 16 | $ 1,996,000 | $ 124,000 | $ 34,000 |
| Newberry County South Carolina | 16 | $ 1,595,000 | $ 99,000 | $ 31,000 |
| Madison County Tennessee | 16 | $ 1,740,000 | $ 108,000 | $ 32,000 |
| Norfolk County Virginia | 16 | $ 2,776,000 | $ 173,000 | $ 32,000 |
| Tallapoosa County Alabama | 15 | $ 1,711,000 | $ 114,000 | $ 52,000 |
| Fairfield County South Carolina | 15 | $ 1,522,000 | $ 101,000 | $ 22,000 |
| Bradley County Tennessee | 15 | $ 1,827,000 | $ 121,000 | $ 31,000 |
| Maury County Tennessee | 15 | $ 1,805,000 | $ 120,000 | $ 32,000 |
| Petersburg County Virginia | 15 | $ 2,024,000 | $ 134,000 | $ 43,000 |
| Etowah County Alabama | 14 | $ 1,462,000 | $ 104,000 | $ 41,000 |
| Lee County Alabama | 14 | $ 2,116,000 | $ 151,000 | $ 43,000 |
| Talladega County Alabama | 14 | $ 1,958,000 | $ 139,000 | $ 31,000 |
| Darlington County South Carolina | 14 | $ 1,362,000 | $ 97,000 | $ 39,000 |
| Tipton County Tennessee | 14 | $ 1,806,000 | $ 129,000 | $ 39,000 |
| Warren County Tennessee | 14 | $ 1,271,000 | $ 90,000 | $ 32,000 |
| Williamson County Tennessee | 14 | $ 3,022,000 | $ 215,000 | $ 46,000 |
| Caroline County Virginia | 14 | $ 3,683,000 | $ 263,000 | $ 38,000 |
| Lauderdale County Alabama | 13 | $ 1,179,000 | $ 90,000 | $ 37,000 |
| Laurens County South Carolina | 13 | $ 1,542,000 | $ 118,000 | $ 42,000 |
| Marlboro County South Carolina | 13 | $ 929,000 | $ 71,000 | $ 31,000 |
| Hardeman County Tennessee | 13 | $ 1,703,000 | $ 131,000 | $ 36,000 |
| Hampton County Virginia | 13 | $ 2,569,000 | $ 197,000 | $ 44,000 |
| Prince William County Virginia | 13 | $ 3,377,000 | $ 259,000 | $ 54,000 |
| Roanoke City County Virginia | 13 | $ 1,486,000 | $ 114,000 | $ 26,000 |
| Limestone County Alabama | 12 | $ 1,351,000 | $ 112,000 | $ 31,000 |
| Marshall County Alabama | 12 | $ 1,416,000 | $ 118,000 | $ 39,000 |
| Chester County South Carolina | 12 | $ 1,117,000 | $ 93,000 | $ 36,000 |
| Colleton County South Carolina | 12 | $ 1,131,000 | $ 94,000 | $ 49,000 |
| Lawrence County Tennessee | 12 | $ 1,178,000 | $ 98,000 | $ 22,000 |
| Robertson County Tennessee | 12 | $ 1,247,000 | $ 103,000 | $ 28,000 |
| Suffolk County Virginia | 12 | $ 1,962,000 | $ 163,000 | $ 40,000 |
| Autauga County Alabama | 11 | $ 1,042,000 | $ 94,000 | $ 25,000 |
| Blount County Alabama | 11 | $ 1,770,000 | $ 160,000 | $ 43,000 |
| Colbert County Alabama | 11 | $ 1,096,000 | $ 99,000 | $ 37,000 |
| Dallas County Alabama | 11 | $ 1,133,000 | $ 103,000 | $ 46,000 |
| Cheatham County Tennessee | 11 | $ 1,677,000 | $ 152,000 | $ 29,000 |
| Gibson County Tennessee | 11 | $ 967,000 | $ 87,000 | $ 28,000 |
| Newport News County Virginia | 11 | $ 1,650,000 | $ 150,000 | $ 26,000 |
| Chilton County Alabama | 10 | $ 1,139,000 | $ 113,000 | $ 46,000 |
| Charles County Maryland | 10 | $ 2,968,000 | $ 296,000 | $ 75,000 |
| Williamsburg County South Carolina | 10 | $ 1,178,000 | $ 117,000 | $ 39,000 |
| Cumberland County Tennessee | 10 | $ 1,103,000 | $ 110,000 | $ 26,000 |
| Giles County Tennessee | 10 | $ 989,000 | $ 98,000 | $ 36,000 |
| Putnam County Tennessee | 10 | $ 1,029,000 | $ 102,000 | $ 26,000 |
| Sullivan County Tennessee | 10 | $ 1,384,000 | $ 138,000 | $ 62,000 |
| Augusta County Virginia | 10 | $ 2,131,000 | $ 213,000 | $ 48,000 |
| Dale County Alabama | 9 | $ 765,000 | $ 85,000 | $ 45,000 |
| Jackson County Alabama | 9 | $ 909,000 | $ 101,000 | $ 32,000 |
| Walker County Alabama | 9 | $ 912,000 | $ 101,000 | $ 43,000 |
| Edgefield County South Carolina | 9 | $ 703,000 | $ 78,000 | $ 36,000 |
| Anderson County Tennessee | 9 | $ 918,000 | $ 102,000 | $ 30,000 |
| Dyer County Tennessee | 9 | $ 896,000 | $ 99,000 | $ 32,000 |
| Hamblen County Tennessee | 9 | $ 1,280,000 | $ 142,000 | $ 30,000 |
| Marshall County Tennessee | 9 | $ 1,182,000 | $ 131,000 | $ 35,000 |
| Roane County Tennessee | 9 | $ 895,000 | $ 99,000 | $ 32,000 |
| Spotsylvania County Virginia | 9 | $ 2,681,000 | $ 297,000 | $ 70,000 |
| Howard County Maryland | 8 | $ 2,405,000 | $ 300,000 | $ 52,000 |
| Oakland County Michigan | 8 | $ 1,598,000 | $ 199,000 | $ 52,000 |
| Abbeville County South Carolina | 8 | $ 657,000 | $ 82,000 | $ 16,000 |
| Chesterfield County South Carolina | 8 | $ 831,000 | $ 103,000 | $ 37,000 |
| Hawkins County Tennessee | 8 | $ 815,000 | $ 101,000 | $ 25,000 |
| Loudon County Tennessee | 8 | $ 1,284,000 | $ 160,000 | $ 27,000 |
| McMinn County Tennessee | 8 | $ 1,058,000 | $ 132,000 | $ 28,000 |
| Louisa County Virginia | 8 | $ 1,552,000 | $ 194,000 | $ 55,000 |
| Smyth County Virginia | 8 | $ 954,000 | $ 119,000 | $ 44,000 |
| Chambers County Alabama | 7 | $ 821,000 | $ 117,000 | $ 31,000 |
| Cherokee County Alabama | 7 | $ 605,000 | $ 86,000 | $ 30,000 |
| DeKalb County Alabama | 7 | $ 634,000 | $ 90,000 | $ 57,000 |
| Pike County Alabama | 7 | $ 844,000 | $ 120,000 | $ 39,000 |
| Polk County Florida | 7 | $ 894,000 | $ 127,000 | $ 19,000 |
| Anne Arundel County Maryland | 7 | $ 1,565,000 | $ 223,000 | $ 73,000 |
| Kalamazoo County Michigan | 7 | $ 1,165,000 | $ 166,000 | $ 38,000 |
| Bamberg County South Carolina | 7 | $ 582,000 | $ 83,000 | $ 23,000 |
| Marion County South Carolina | 7 | $ 769,000 | $ 109,000 | $ 26,000 |
| Cocke County Tennessee | 7 | $ 906,000 | $ 129,000 | $ 35,000 |
| Henderson County Tennessee | 7 | $ 696,000 | $ 99,000 | $ 31,000 |
| Johnson County Tennessee | 7 | $ 997,000 | $ 142,000 | $ 25,000 |
| Washington County Tennessee | 7 | $ 854,000 | $ 122,000 | $ 34,000 |
| Accomack County Virginia | 7 | $ 809,000 | $ 115,000 | $ 20,000 |
| Danville County Virginia | 7 | $ 614,000 | $ 87,000 | $ 39,000 |
| Fayette County Alabama | 6 | $ 398,000 | $ 66,000 | $ 37,000 |
| Lawrence County Alabama | 6 | $ 726,000 | $ 121,000 | $ 26,000 |
| Marengo County Alabama | 6 | $ 518,000 | $ 86,000 | $ 37,000 |
| Monroe County Alabama | 6 | $ 1,431,000 | $ 238,000 | $ 59,000 |
| Russell County Alabama | 6 | $ 798,000 | $ 133,000 | $ 34,000 |
| Dillon County South Carolina | 6 | $ 587,000 | $ 97,000 | $ 34,000 |
| Union County South Carolina | 6 | $ 533,000 | $ 88,000 | $ 36,000 |
| Chester County Tennessee | 6 | $ 638,000 | $ 106,000 | $ 33,000 |
| Coffee County Tennessee | 6 | $ 693,000 | $ 115,000 | $ 15,000 |
| DeKalb County Tennessee | 6 | $ 480,000 | $ 80,000 | $ 26,000 |
| Fayette County Tennessee | 6 | $ 1,000,000 | $ 166,000 | $ 28,000 |
| Franklin County Tennessee | 6 | $ 449,000 | $ 74,000 | $ 37,000 |
| Sevier County Tennessee | 6 | $ 1,078,000 | $ 179,000 | $ 43,000 |
| White County Tennessee | 6 | $ 1,051,000 | $ 175,000 | $ 41,000 |
| Campbell County Virginia | 6 | $ 653,000 | $ 108,000 | $ 40,000 |
| Madison County Virginia | 6 | $ 1,439,000 | $ 239,000 | $ 37,000 |
| Pittsylvania County Virginia | 6 | $ 434,000 | $ 72,000 | $ 36,000 |
| Stafford County Virginia | 6 | $ 1,327,000 | $ 221,000 | $ 54,000 |
| Warren County Virginia | 6 | $ 1,555,000 | $ 259,000 | $ 64,000 |
| Coffee County Alabama | 5 | $ 626,000 | $ 125,000 | $ 23,000 |
| Escambia County Alabama | 5 | $ 568,000 | $ 113,000 | $ 44,000 |
| Macon County Alabama | 5 | $ 797,000 | $ 159,000 | $ 63,000 |
| Harford County Maryland | 5 | $ 904,000 | $ 180,000 | $ 66,000 |
| Wicomico County Maryland | 5 | $ 666,000 | $ 133,000 | $ 43,000 |
| Clarendon County South Carolina | 5 | $ 690,000 | $ 138,000 | $ 45,000 |
| Saluda County South Carolina | 5 | $ 479,000 | $ 95,000 | $ 32,000 |
| Bedford County Tennessee | 5 | $ 681,000 | $ 136,000 | $ 58,000 |
| Blount County Tennessee | 5 | $ 850,000 | $ 170,000 | $ 20,000 |
| Campbell County Tennessee | 5 | $ 474,000 | $ 94,000 | $ 25,000 |
| Hardin County Tennessee | 5 | $ 516,000 | $ 103,000 | $ 47,000 |
| Lewis County Tennessee | 5 | $ 680,000 | $ 136,000 | $ 61,000 |
| Marion County Tennessee | 5 | $ 301,000 | $ 60,000 | $ 25,000 |
| Monroe County Tennessee | 5 | $ 481,000 | $ 96,000 | $ 17,000 |
| Bristol County Virginia | 5 | $ 627,000 | $ 125,000 | $ 29,000 |
| Franklin City County Virginia | 5 | $ 1,091,000 | $ 218,000 | $ 70,000 |
| Frederick County Virginia | 5 | $ 952,000 | $ 190,000 | $ 39,000 |
| Loudoun County Virginia | 5 | $ 1,891,000 | $ 378,000 | $ 41,000 |
| Franklin County Alabama | 4 | $ 557,000 | $ 139,000 | $ 47,000 |
| Pickens County Alabama | 4 | $ 324,000 | $ 81,000 | $ 45,000 |
| Sussex County Delaware | 4 | $ 438,000 | $ 109,000 | $ 0 |
| Allegany County Maryland | 4 | $ 467,000 | $ 116,000 | $ 35,000 |
| Caroline County Maryland | 4 | $ 1,000,000 | $ 250,000 | $ 29,000 |
| Carroll County Maryland | 4 | $ 854,000 | $ 213,000 | $ 28,000 |
| St. Mary's County Maryland | 4 | $ 771,000 | $ 192,000 | $ 48,000 |
| Washington County Maryland | 4 | $ 768,000 | $ 192,000 | $ 62,000 |
| Barnwell County South Carolina | 4 | $ 254,000 | $ 63,000 | $ 14,000 |
| Jasper County South Carolina | 4 | $ 606,000 | $ 151,000 | $ 15,000 |
| Benton County Tennessee | 4 | $ 484,000 | $ 121,000 | $ 67,000 |
| Carroll County Tennessee | 4 | $ 437,000 | $ 109,000 | $ 51,000 |
| Dickson County Tennessee | 4 | $ 476,000 | $ 119,000 | $ 20,000 |
| Fentress County Tennessee | 4 | $ 428,000 | $ 107,000 | $ 43,000 |
| Henry County Tennessee | 4 | $ 459,000 | $ 114,000 | $ 29,000 |
| Jefferson County Tennessee | 4 | $ 504,000 | $ 126,000 | $ 24,000 |
| Macon County Tennessee | 4 | $ 492,000 | $ 123,000 | $ 22,000 |
| Polk County Tennessee | 4 | $ 472,000 | $ 118,000 | $ 35,000 |
| Smith County Tennessee | 4 | $ 286,000 | $ 71,000 | $ 34,000 |
| Union County Tennessee | 4 | $ 402,000 | $ 100,000 | $ 18,000 |
| Carroll County Virginia | 4 | $ 364,000 | $ 91,000 | $ 22,000 |
| Franklin County Virginia | 4 | $ 823,000 | $ 205,000 | $ 44,000 |
| Isle of Wight County Virginia | 4 | $ 1,088,000 | $ 272,000 | $ 29,000 |
| Lynchburg County Virginia | 4 | $ 613,000 | $ 153,000 | $ 14,000 |
| Orange County Virginia | 4 | $ 899,000 | $ 224,000 | $ 36,000 |
| Page County Virginia | 4 | $ 1,402,000 | $ 350,000 | $ 89,000 |
| Pulaski County Virginia | 4 | $ 414,000 | $ 103,000 | $ 24,000 |
| York County Virginia | 4 | $ 733,000 | $ 183,000 | $ 56,000 |
| Barbour County Alabama | 3 | $ 289,000 | $ 96,000 | $ 29,000 |
| Bibb County Alabama | 3 | $ 326,000 | $ 108,000 | $ 50,000 |
| Butler County Alabama | 3 | $ 355,000 | $ 118,000 | $ 29,000 |
| Clarke County Alabama | 3 | $ 418,000 | $ 139,000 | $ 0 |
| Crenshaw County Alabama | 3 | $ 288,000 | $ 96,000 | $ 107,000 |
| Marion County Alabama | 3 | $ 299,000 | $ 99,000 | $ 20,000 |
| Wilcox County Alabama | 3 | $ 282,000 | $ 94,000 | $ 37,000 |
| Brevard County Florida | 3 | $ 484,000 | $ 161,000 | $ 20,000 |
| Broward County Florida | 3 | $ 567,000 | $ 189,000 | $ 27,000 |
| Miami-Dade County Florida | 3 | $ 915,000 | $ 305,000 | $ 58,000 |
| Frederick County Maryland | 3 | $ 1,116,000 | $ 372,000 | $ 67,000 |
| Garrett County Maryland | 3 | $ 267,000 | $ 89,000 | $ 39,000 |
| Ingham County Michigan | 3 | $ 430,000 | $ 143,000 | $ 10,000 |
| Lenawee County Michigan | 3 | $ 990,000 | $ 330,000 | $ 191,000 |
| Macomb County Michigan | 3 | $ 416,000 | $ 138,000 | $ 28,000 |
| Monroe County Michigan | 3 | $ 421,000 | $ 140,000 | $ 40,000 |
| Muskegon County Michigan | 3 | $ 489,000 | $ 163,000 | $ 60,000 |
| Guilford County North Carolina | 3 | $ 338,000 | $ 112,000 | $ 0 |
| Calhoun County South Carolina | 3 | $ 307,000 | $ 102,000 | $ 17,000 |
| Claiborne County Tennessee | 3 | $ 370,000 | $ 123,000 | $ 30,000 |
| Grundy County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 24,000 |
| Lincoln County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 46,000 |
| Morgan County Tennessee | 3 | $ 442,000 | $ 147,000 | $ 31,000 |
| Obion County Tennessee | 3 | $ 295,000 | $ 98,000 | $ 39,000 |
| Overton County Tennessee | 3 | $ 566,000 | $ 188,000 | $ 12,000 |
| Rhea County Tennessee | 3 | $ 341,000 | $ 113,000 | $ 7,000 |
| Weakley County Tennessee | 3 | $ 251,000 | $ 83,000 | $ 32,000 |
| Bedford County Virginia | 3 | $ 335,000 | $ 111,000 | $ 27,000 |
| Clarke County Virginia | 3 | $ 905,000 | $ 301,000 | $ 71,000 |
| Culpeper County Virginia | 3 | $ 622,000 | $ 207,000 | $ 52,000 |
| Fredericksburg County Virginia | 3 | $ 739,000 | $ 246,000 | $ 53,000 |
| Halifax County Virginia | 3 | $ 532,000 | $ 177,000 | $ 22,000 |
| Hanover County Virginia | 3 | $ 760,000 | $ 253,000 | $ 55,000 |
| Mecklenburg County Virginia | 3 | $ 396,000 | $ 132,000 | $ 50,000 |
| Northumberland County Virginia | 3 | $ 449,000 | $ 149,000 | $ 23,000 |
| Shenandoah County Virginia | 3 | $ 389,000 | $ 129,000 | $ 9,000 |
| Southampton County Virginia | 3 | $ 419,000 | $ 139,000 | $ 42,000 |
| Staunton County Virginia | 3 | $ 966,000 | $ 322,000 | $ 44,000 |
| Choctaw County Alabama | 2 | $ 148,000 | $ 74,000 | $ 63,000 |
| Cleburne County Alabama | 2 | $ 156,000 | $ 78,000 | $ 14,000 |
| Coosa County Alabama | 2 | $ 271,000 | $ 135,000 | $ 73,000 |
| Geneva County Alabama | 2 | $ 243,000 | $ 121,000 | $ 50,000 |
| Lamar County Alabama | 2 | $ 262,000 | $ 131,000 | $ 30,000 |
| Lowndes County Alabama | 2 | $ 109,000 | $ 54,000 | $ 0 |
| Randolph County Alabama | 2 | $ 174,000 | $ 87,000 | $ 37,000 |
| Washington County Alabama | 2 | $ 238,000 | $ 119,000 | $ 67,000 |
| Los Angeles County California | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Manatee County Florida | 2 | $ 538,000 | $ 269,000 | $ 55,000 |
| Palm Beach County Florida | 2 | $ 272,000 | $ 136,000 | $ 47,000 |
| Pinellas County Florida | 2 | $ 600,000 | $ 300,000 | $ 67,000 |
| Santa Rosa County Florida | 2 | $ 326,000 | $ 163,000 | $ 36,000 |
| Calvert County Maryland | 2 | $ 1,049,000 | $ 524,000 | $ 62,000 |
| Cecil County Maryland | 2 | $ 655,000 | $ 327,000 | $ 36,000 |
| Queen Anne's County Maryland | 2 | $ 345,000 | $ 172,000 | $ 23,000 |
| Talbot County Maryland | 2 | $ 452,000 | $ 226,000 | $ 74,000 |
| Branch County Michigan | 2 | $ 357,000 | $ 178,000 | $ 43,000 |
| Dickinson County Michigan | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Genesee County Michigan | 2 | $ 201,000 | $ 100,000 | $ 9,000 |
| Marquette County Michigan | 2 | $ 226,000 | $ 113,000 | $ 29,000 |
| St. Clair County Michigan | 2 | $ 333,000 | $ 166,000 | $ 33,000 |
| St. Joseph County Michigan | 2 | $ 172,000 | $ 86,000 | $ 30,000 |
| Tuscola County Michigan | 2 | $ 337,000 | $ 168,000 | $ 25,000 |
| Douglas County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Allendale County South Carolina | 2 | $ 292,000 | $ 146,000 | $ 11,000 |
| Hampton County South Carolina | 2 | $ 113,000 | $ 56,000 | $ 38,000 |
| McCormick County South Carolina | 2 | $ 108,000 | $ 54,000 | $ 53,000 |
| Cannon County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 17,000 |
| Carter County Tennessee | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Grainger County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 39,000 |
| Haywood County Tennessee | 2 | $ 153,000 | $ 76,000 | $ 17,000 |
| Hickman County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Humphreys County Tennessee | 2 | $ 156,000 | $ 78,000 | $ 46,000 |
| Meigs County Tennessee | 2 | $ 221,000 | $ 110,000 | $ 47,000 |
| Pickett County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 49,000 |
| Scott County Tennessee | 2 | $ 157,000 | $ 78,000 | $ 20,000 |
| Salt Lake County Utah | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 209,000 | $ 104,000 | $ 31,000 |
| Alexandria County Virginia | 2 | $ 930,000 | $ 465,000 | $ 53,000 |
| Arlington County Virginia | 2 | $ 715,000 | $ 357,000 | $ 32,000 |
| Bedford City County Virginia | 2 | $ 280,000 | $ 140,000 | $ 30,000 |
| Dinwiddie County Virginia | 2 | $ 193,000 | $ 96,000 | $ 12,000 |
| Emporia County Virginia | 2 | $ 212,000 | $ 106,000 | $ 14,000 |
| Fauquier County Virginia | 2 | $ 673,000 | $ 336,000 | $ 38,000 |
| Fluvanna County Virginia | 2 | $ 455,000 | $ 227,000 | $ 49,000 |
| Giles County Virginia | 2 | $ 209,000 | $ 104,000 | $ 20,000 |
| Grayson County Virginia | 2 | $ 219,000 | $ 109,000 | $ 36,000 |
| King William County Virginia | 2 | $ 424,000 | $ 212,000 | $ 60,000 |
| Manassas County Virginia | 2 | $ 551,000 | $ 275,000 | $ 41,000 |
| Nelson County Virginia | 2 | $ 754,000 | $ 377,000 | $ 49,000 |
| Nottoway County Virginia | 2 | $ 268,000 | $ 134,000 | $ 12,000 |
| Prince George County Virginia | 2 | $ 220,000 | $ 110,000 | $ 27,000 |
| Rappahannock County Virginia | 2 | $ 588,000 | $ 294,000 | $ 44,000 |
| Roanoke County Virginia | 2 | $ 347,000 | $ 173,000 | $ 68,000 |
| Salem County Virginia | 2 | $ 248,000 | $ 124,000 | $ 16,000 |
| Washington County Virginia | 2 | $ 364,000 | $ 182,000 | $ 36,000 |
| Wythe County Virginia | 2 | $ 339,000 | $ 169,000 | $ 55,000 |
| Bullock County Alabama | 1 | $ 144,000 | $ 144,000 | $ 26,000 |
| Clay County Alabama | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Greene County Alabama | 1 | $ 149,000 | $ 149,000 | $ 116,000 |
| Hale County Alabama | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Henry County Alabama | 1 | $ 168,000 | $ 168,000 | $ 113,000 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marin County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Santa Clara County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| New London County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bay County Florida | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Collier County Florida | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Dixie County Florida | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Hendry County Florida | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Hillsborough County Florida | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Lake County Florida | 1 | $ 448,000 | $ 448,000 | $ 156,000 |
| Lee County Florida | 1 | $ 708,000 | $ 708,000 | $ 60,000 |
| Leon County Florida | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Marion County Florida | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Martin County Florida | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Okeechobee County Florida | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Suwannee County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Taylor County Florida | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Volusia County Florida | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Franklin County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Fulton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hart County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Jefferson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bonner County Idaho | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 152,000 | $ 152,000 | $ 24,000 |
| St. Joseph County Indiana | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Clinton County Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Thomas County Kansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Webster County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Somerset County Maryland | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Worcester County Maryland | 1 | $ 414,000 | $ 414,000 | $ 49,000 |
| Allegan County Michigan | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Berrien County Michigan | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Calhoun County Michigan | 1 | $ 945,000 | $ 945,000 | $ 67,000 |
| Cheboygan County Michigan | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Chippewa County Michigan | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Iosco County Michigan | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Kent County Michigan | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Mason County Michigan | 1 | $ 152,000 | $ 152,000 | $ 71,000 |
| Newaygo County Michigan | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| DeSoto County Mississippi | 1 | $ 274,000 | $ 274,000 | $ 69,000 |
| Jackson County Missouri | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 189,000 | $ 189,000 | $ 33,000 |
| Lincoln County New Mexico | 1 | $ 612,000 | $ 612,000 | $ 244,000 |
| Sandoval County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Carteret County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 134,000 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wake County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Gallia County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Delaware County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Decatur County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| Hancock County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Houston County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 18,000 |
| Lauderdale County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 130,000 |
| McNairy County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| Sequatchie County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 90,000 |
| Stewart County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 9,000 |
| Wayne County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Utah County Utah | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Amelia County Virginia | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Bland County Virginia | 1 | $ 76,000 | $ 76,000 | $ 16,000 |
| Botetourt County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 204,000 | $ 204,000 | $ 45,000 |
| Buchanan County Virginia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Buena Vista County Virginia | 1 | $ 231,000 | $ 231,000 | $ 40,000 |
| Charlottesville County Virginia | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Cumberland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Falls Church County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Galax County Virginia | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Goochland County Virginia | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Harrisonburg County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Henry County Virginia | 1 | $ 120,000 | $ 120,000 | $ 26,000 |
| Hopewell County Virginia | 1 | $ 134,000 | $ 134,000 | $ 61,000 |
| James City County Virginia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Middlesex County Virginia | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Montgomery County Virginia | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Powhatan County Virginia | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Radford County Virginia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Russell County Virginia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Surry County Virginia | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Sussex County Virginia | 1 | $ 151,000 | $ 151,000 | $ 29,000 |
| Tazewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Waynesboro County Virginia | 1 | $ 190,000 | $ 190,000 | $ 18,000 |
| Westmoreland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 13,000 |
| Snohomish County Washington | 1 | $ 100,000 | $ 100,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gms Funding, Llc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,813 | $529,763,000 | $138,000 | $1,000,000 | $36,000 | $540,000 |
| Home Purchase | 647 | $67,059,000 | $103,000 | $970,000 | $26,000 | $244,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,021 | $287,406,000 | $142,000 | $1,000,000 | $39,000 | $336,000 |
| Black or African American | 1,629 | $199,397,000 | $122,000 | $970,000 | $32,000 | $208,000 |
| Not Provided | 774 | $102,432,000 | $132,000 | $990,000 | $26,000 | $540,000 |
| Hispanic | 26 | $4,079,000 | $156,000 | $380,000 | $42,000 | $96,000 |
| Asian | 6 | $2,495,000 | $415,000 | $880,000 | $99,000 | $240,000 |
| American Indian or Alaskan Native | 3 | $459,000 | $153,000 | $288,000 | $45,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $554,000 | $554,000 | $554,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,819 | $516,820,000 | $135,000 | $1,000,000 | $33,000 | $540,000 |
| FHA-insured (Federal Housing Administration) | 623 | $78,271,000 | $125,000 | $653,000 | $41,000 | $251,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,071,000 | $107,000 | $175,000 | $49,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $660,000 | $82,000 | $130,000 | $47,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,329 | $315,952,000 | $135,000 | $970,000 | $30,000 | $288,000 |
| Application Withdrawn By Applicant | 1,835 | $246,249,000 | $134,000 | $1,000,000 | $39,000 | $540,000 |
| Loan Originated | 159 | $20,264,000 | $127,000 | $731,000 | $49,000 | $336,000 |
| Preapproval Denied by Financial Institution | 125 | $12,071,000 | $96,000 | $240,000 | $25,000 | $216,000 |
| Application Approved But Not Accepted | 9 | $1,815,000 | $201,000 | $625,000 | $65,000 | $270,000 |
| File Closed For Incompleteness | 2 | $277,000 | $138,000 | $140,000 | $42,000 | $50,000 |
| Loan Purchased By The Institution | 1 | $194,000 | $194,000 | $194,000 | $87,000 | $87,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,747 | $217,476,000 | $124,000 | $970,000 | $27,000 | $288,000 |
| Debt-To-Income Ratio | 319 | $50,717,000 | $158,000 | $804,000 | $33,000 | $225,000 |
| Collateral | 247 | $37,882,000 | $153,000 | $880,000 | $38,000 | $240,000 |
| Unverifiable Information | 46 | $8,616,000 | $187,000 | $596,000 | $52,000 | $251,000 |
| Other | 31 | $5,037,000 | $162,000 | $880,000 | $50,000 | $274,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $3,541,000 | $131,000 | $311,000 | $38,000 | $74,000 |
| Employment History | 6 | $535,000 | $89,000 | $101,000 | $38,000 | $51,000 |
| Mortgage Insurance Denied | 4 | $394,000 | $98,000 | $136,000 | $28,000 | $40,000 |
| Credit Application Incomplete | 2 | $435,000 | $217,000 | $300,000 | $69,000 | $102,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gms Funding, Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gms Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.