Gms Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Gms Funding, Llc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gms Funding, Llc 824 Meeting Street West Columbia, SC 29169 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 597 |
| Total Mortgage Loan Application Amount | $83,019,000 |
| Average Mortgage Loan Application Amount | $123,500 |
| Highest Mortgage Loan Application Amount | $1,060,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $1,836,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Gms Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gms Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Gms Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gms Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gms Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gms Funding, Llc's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 84 | $ 10,900,000 | $ 129,000 | $ 51,000 |
| Lexington County South Carolina | 68 | $ 8,607,000 | $ 126,000 | $ 117,000 |
| Greenville County South Carolina | 35 | $ 4,577,000 | $ 130,000 | $ 110,000 |
| Charleston County South Carolina | 21 | $ 5,221,000 | $ 248,000 | $ 127,000 |
| Anderson County South Carolina | 16 | $ 2,256,000 | $ 141,000 | $ 119,000 |
| Horry County South Carolina | 16 | $ 1,889,000 | $ 118,000 | $ 128,000 |
| Spartanburg County South Carolina | 16 | $ 2,161,000 | $ 135,000 | $ 201,000 |
| Shelby County Tennessee | 14 | $ 1,883,000 | $ 134,000 | $ 71,000 |
| Aiken County South Carolina | 11 | $ 1,450,000 | $ 131,000 | $ 140,000 |
| Berkeley County South Carolina | 11 | $ 1,757,000 | $ 159,000 | $ 260,000 |
| Orangeburg County South Carolina | 10 | $ 1,255,000 | $ 125,000 | $ 42,000 |
| Jefferson County Alabama | 9 | $ 883,000 | $ 98,000 | $ 54,000 |
| York County South Carolina | 9 | $ 1,181,000 | $ 131,000 | $ 89,000 |
| Mobile County Alabama | 7 | $ 644,000 | $ 92,000 | $ 45,000 |
| Newberry County South Carolina | 6 | $ 656,000 | $ 109,000 | $ 18,000 |
| Dale County Alabama | 5 | $ 520,000 | $ 104,000 | $ 50,000 |
| Madison County Alabama | 5 | $ 877,000 | $ 175,000 | $ 49,000 |
| Shelby County Alabama | 5 | $ 915,000 | $ 183,000 | $ 49,000 |
| Beaufort County South Carolina | 5 | $ 877,000 | $ 175,000 | $ 98,000 |
| Dorchester County South Carolina | 5 | $ 709,000 | $ 141,000 | $ 374,000 |
| Florence County South Carolina | 5 | $ 653,000 | $ 130,000 | $ 531,000 |
| Georgetown County South Carolina | 5 | $ 553,000 | $ 110,000 | $ 280,000 |
| Pickens County South Carolina | 5 | $ 611,000 | $ 122,000 | $ 27,000 |
| Baldwin County Alabama | 4 | $ 549,000 | $ 137,000 | $ 70,000 |
| Greenwood County South Carolina | 4 | $ 698,000 | $ 174,000 | $ 85,000 |
| Oconee County South Carolina | 4 | $ 408,000 | $ 102,000 | $ 62,000 |
| Davidson County Tennessee | 4 | $ 490,000 | $ 122,000 | $ 25,000 |
| Maury County Tennessee | 4 | $ 597,000 | $ 149,000 | $ 57,000 |
| Robertson County Tennessee | 4 | $ 477,000 | $ 119,000 | $ 53,000 |
| Rutherford County Tennessee | 4 | $ 504,000 | $ 126,000 | $ 43,000 |
| Chesterfield County Virginia | 4 | $ 547,000 | $ 136,000 | $ 35,000 |
| Fairfax County Virginia | 4 | $ 783,000 | $ 195,000 | $ 102,000 |
| Blount County Alabama | 3 | $ 429,000 | $ 143,000 | $ 69,000 |
| Calhoun County Alabama | 3 | $ 441,000 | $ 147,000 | $ 69,000 |
| Chilton County Alabama | 3 | $ 499,000 | $ 166,000 | $ 39,000 |
| Limestone County Alabama | 3 | $ 339,000 | $ 113,000 | $ 16,000 |
| Morgan County Alabama | 3 | $ 482,000 | $ 160,000 | $ 72,000 |
| Tuscaloosa County Alabama | 3 | $ 337,000 | $ 112,000 | $ 47,000 |
| Laurens County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 9,000 |
| Blount County Tennessee | 3 | $ 486,000 | $ 162,000 | $ 38,000 |
| Cumberland County Tennessee | 3 | $ 504,000 | $ 168,000 | $ 28,000 |
| Hamblen County Tennessee | 3 | $ 358,000 | $ 119,000 | $ 22,000 |
| Hamilton County Tennessee | 3 | $ 255,000 | $ 85,000 | $ 9,000 |
| Sumner County Tennessee | 3 | $ 334,000 | $ 111,000 | $ 73,000 |
| Giles County Virginia | 3 | $ 367,000 | $ 122,000 | $ 42,000 |
| Hanover County Virginia | 3 | $ 676,000 | $ 225,000 | $ 109,000 |
| Prince William County Virginia | 3 | $ 598,000 | $ 199,000 | $ 0 |
| Roanoke County Virginia | 3 | $ 496,000 | $ 165,000 | $ 31,000 |
| Coffee County Alabama | 2 | $ 153,000 | $ 76,000 | $ 19,000 |
| Elmore County Alabama | 2 | $ 621,000 | $ 310,000 | $ 45,000 |
| Etowah County Alabama | 2 | $ 270,000 | $ 135,000 | $ 30,000 |
| Franklin County Alabama | 2 | $ 237,000 | $ 118,000 | $ 53,000 |
| Marshall County Alabama | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Monroe County Alabama | 2 | $ 168,000 | $ 84,000 | $ 32,000 |
| Montgomery County Alabama | 2 | $ 222,000 | $ 111,000 | $ 32,000 |
| St. Clair County Alabama | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Talladega County Alabama | 2 | $ 203,000 | $ 101,000 | $ 14,000 |
| Tallapoosa County Alabama | 2 | $ 206,000 | $ 103,000 | $ 30,000 |
| Abbeville County South Carolina | 2 | $ 227,000 | $ 113,000 | $ 0 |
| Cherokee County South Carolina | 2 | $ 185,000 | $ 92,000 | $ 510,000 |
| Chester County South Carolina | 2 | $ 363,000 | $ 181,000 | $ 14,000 |
| Chesterfield County South Carolina | 2 | $ 321,000 | $ 160,000 | $ 65,000 |
| Darlington County South Carolina | 2 | $ 285,000 | $ 142,000 | $ 26,000 |
| Edgefield County South Carolina | 2 | $ 218,000 | $ 109,000 | $ 600,000 |
| Kershaw County South Carolina | 2 | $ 186,000 | $ 93,000 | $ 24,000 |
| Sumter County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 9,000 |
| Carter County Tennessee | 2 | $ 278,000 | $ 139,000 | $ 46,000 |
| Cocke County Tennessee | 2 | $ 319,000 | $ 159,000 | $ 67,000 |
| Greene County Tennessee | 2 | $ 318,000 | $ 159,000 | $ 36,000 |
| Knox County Tennessee | 2 | $ 875,000 | $ 437,000 | $ 199,000 |
| Montgomery County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 30,000 |
| Sullivan County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 21,000 |
| Tipton County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 86,000 |
| Accomack County Virginia | 2 | $ 227,000 | $ 113,000 | $ 0 |
| Arlington County Virginia | 2 | $ 252,000 | $ 126,000 | $ 108,000 |
| Augusta County Virginia | 2 | $ 289,000 | $ 144,000 | $ 25,000 |
| Chesapeake County Virginia | 2 | $ 212,000 | $ 106,000 | $ 56,000 |
| Franklin County Virginia | 2 | $ 222,000 | $ 111,000 | $ 60,000 |
| King George County Virginia | 2 | $ 465,000 | $ 232,000 | $ 54,000 |
| Shenandoah County Virginia | 2 | $ 677,000 | $ 338,000 | $ 14,000 |
| Virginia Beach County Virginia | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Covington County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 122,000 | $ 122,000 | $ 27,000 |
| Greene County Alabama | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Lee County Alabama | 1 | $ 142,000 | $ 142,000 | $ 24,000 |
| Marengo County Alabama | 1 | $ 125,000 | $ 125,000 | $ 18,000 |
| Marion County Alabama | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Pickens County Alabama | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Russell County Alabama | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Winston County Alabama | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Hillsborough County Florida | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pointe Coupee County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Allendale County South Carolina | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Barnwell County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Calhoun County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 35,000 |
| Clarendon County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Colleton County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Dillon County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 55,000 |
| Jasper County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marlboro County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 13,000 |
| Clay County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Dyer County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| Franklin County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Giles County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Hawkins County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Lincoln County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 50,000 |
| Macon County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 11,000 |
| McNairy County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Moore County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 50,000 |
| Roane County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 114,000 |
| Sevier County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Union County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Warren County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| White County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 37,000 |
| Wilson County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 288,000 |
| Albemarle County Virginia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Bedford County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Campbell County Virginia | 1 | $ 148,000 | $ 148,000 | $ 39,000 |
| Charles City County Virginia | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Charlotte County Virginia | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Culpeper County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Danville County Virginia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Fauquier County Virginia | 1 | $ 368,000 | $ 368,000 | $ 144,000 |
| Greene County Virginia | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| Halifax County Virginia | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Hampton County Virginia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Henrico County Virginia | 1 | $ 117,000 | $ 117,000 | $ 141,000 |
| Lee County Virginia | 1 | $ 118,000 | $ 118,000 | $ 120,000 |
| Loudoun County Virginia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Middlesex County Virginia | 1 | $ 104,000 | $ 104,000 | $ 27,000 |
| Nelson County Virginia | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| New Kent County Virginia | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Newport News County Virginia | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Orange County Virginia | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Patrick County Virginia | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Prince George County Virginia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Russell County Virginia | 1 | $ 126,000 | $ 126,000 | $ 74,000 |
| Stafford County Virginia | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Staunton County Virginia | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Suffolk County Virginia | 1 | $ 100,000 | $ 100,000 | $ 97,000 |
| Warren County Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Washington County Virginia | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| York County Virginia | 1 | $ 72,000 | $ 72,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Gms Funding, Llc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 539 | $76,924,000 | $142,000 | $1,060,000 | $88,000 | $1,836,000 |
| Home Purchase | 58 | $6,095,000 | $105,000 | $368,000 | $94,000 | $1,632,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 342 | $47,727,000 | $139,000 | $1,060,000 | $120,000 | $1,836,000 |
| White | 167 | $24,588,000 | $147,000 | $758,000 | $48,000 | $311,000 |
| Black or African American | 86 | $10,270,000 | $119,000 | $163,000 | $39,000 | $1,200,000 |
| Asian | 2 | $434,000 | $217,000 | $334,000 | $127,000 | $255,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 470 | $67,189,000 | $142,000 | $1,060,000 | $97,000 | $1,836,000 |
| FHA-insured (Federal Housing Administration) | 126 | $15,686,000 | $124,000 | $270,000 | $55,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 1 | $144,000 | $144,000 | $144,000 | $30,000 | $30,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 347 | $48,810,000 | $140,000 | $1,060,000 | $92,000 | $1,632,000 |
| Application Denied By Financial Institution | 213 | $28,891,000 | $135,000 | $1,000,000 | $84,000 | $1,836,000 |
| Loan Originated | 36 | $5,145,000 | $142,000 | $334,000 | $74,000 | $255,000 |
| File Closed For Incompleteness | 1 | $173,000 | $173,000 | $173,000 | $37,000 | $37,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 189 | $25,135,000 | $132,000 | $1,000,000 | $83,000 | $1,836,000 |
| Debt-To-Income Ratio | 11 | $1,777,000 | $161,000 | $341,000 | $35,000 | $63,000 |
| Collateral | 8 | $1,088,000 | $136,000 | $262,000 | $205,000 | $1,200,000 |
| Other | 2 | $450,000 | $225,000 | $326,000 | $64,000 | $88,000 |
| Unverifiable Information | 1 | $240,000 | $240,000 | $240,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gms Funding, Llc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gms Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.