Gold Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Gold Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gold Bank 6860 W 115Th St Suite 100 Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,312 |
| Total Mortgage Loan Application Amount | $307,056,000 |
| Average Mortgage Loan Application Amount | $203,464 |
| Highest Mortgage Loan Application Amount | $3,708,000 |
| Average Applicant Income | $158,285 |
| Highest Applicant Income | $4,644,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Gold Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gold Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Gold Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gold Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gold Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gold Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 373 | $ 74,729,000 | $ 200,000 | $ 108,000 |
| Jackson County Missouri | 307 | $ 46,166,000 | $ 150,000 | $ 71,000 |
| Buchanan County Missouri | 276 | $ 26,085,000 | $ 94,000 | $ 46,000 |
| Manatee County Florida | 171 | $ 28,637,000 | $ 167,000 | $ 91,000 |
| Crawford County Kansas | 120 | $ 8,979,000 | $ 74,000 | $ 50,000 |
| Nemaha County Kansas | 107 | $ 7,818,000 | $ 73,000 | $ 62,000 |
| Charlotte County Florida | 71 | $ 9,210,000 | $ 129,000 | $ 86,000 |
| Clay County Missouri | 63 | $ 9,084,000 | $ 144,000 | $ 110,000 |
| Wyandotte County Kansas | 60 | $ 5,384,000 | $ 89,000 | $ 57,000 |
| Marshall County Kansas | 55 | $ 3,497,000 | $ 63,000 | $ 53,000 |
| Sarasota County Florida | 52 | $ 8,547,000 | $ 164,000 | $ 67,000 |
| Garfield County Oklahoma | 52 | $ 6,096,000 | $ 117,000 | $ 104,000 |
| Andrew County Missouri | 49 | $ 5,122,000 | $ 104,000 | $ 49,000 |
| Clay County Kansas | 41 | $ 2,547,000 | $ 62,000 | $ 79,000 |
| Platte County Missouri | 41 | $ 6,184,000 | $ 150,000 | $ 89,000 |
| Tulsa County Oklahoma | 31 | $ 3,996,000 | $ 128,000 | $ 93,000 |
| Cloud County Kansas | 30 | $ 1,519,000 | $ 50,000 | $ 41,000 |
| Kingfisher County Oklahoma | 30 | $ 2,680,000 | $ 89,000 | $ 48,000 |
| Washington County Kansas | 29 | $ 955,000 | $ 32,000 | $ 46,000 |
| Cass County Missouri | 23 | $ 3,006,000 | $ 130,000 | $ 90,000 |
| Oklahoma County Oklahoma | 23 | $ 4,915,000 | $ 213,000 | $ 150,000 |
| Canadian County Oklahoma | 21 | $ 1,908,000 | $ 90,000 | $ 77,000 |
| Linn County Kansas | 19 | $ 1,153,000 | $ 60,000 | $ 50,000 |
| Hillsborough County Florida | 18 | $ 3,034,000 | $ 168,000 | $ 97,000 |
| Riley County Kansas | 16 | $ 3,070,000 | $ 191,000 | $ 31,000 |
| Leavenworth County Kansas | 14 | $ 1,936,000 | $ 138,000 | $ 65,000 |
| Clinton County Missouri | 11 | $ 764,000 | $ 69,000 | $ 42,000 |
| Cherokee County Kansas | 10 | $ 527,000 | $ 52,000 | $ 44,000 |
| Lee County Florida | 9 | $ 2,637,000 | $ 293,000 | $ 783,000 |
| Miami County Kansas | 9 | $ 1,279,000 | $ 142,000 | $ 102,000 |
| Douglas County Kansas | 8 | $ 1,266,000 | $ 158,000 | $ 166,000 |
| Rogers County Oklahoma | 8 | $ 732,000 | $ 91,000 | $ 45,000 |
| Brown County Kansas | 7 | $ 375,000 | $ 53,000 | $ 48,000 |
| Atchison County Missouri | 7 | $ 521,000 | $ 74,000 | $ 46,000 |
| Doniphan County Kansas | 6 | $ 386,000 | $ 64,000 | $ 22,000 |
| Camden County Missouri | 5 | $ 1,158,000 | $ 231,000 | $ 166,000 |
| DeKalb County Missouri | 5 | $ 740,000 | $ 148,000 | $ 43,000 |
| Holt County Missouri | 5 | $ 557,000 | $ 111,000 | $ 73,000 |
| Wagoner County Oklahoma | 5 | $ 709,000 | $ 141,000 | $ 89,000 |
| Maricopa County Arizona | 4 | $ 1,148,000 | $ 287,000 | $ 341,000 |
| Collier County Florida | 4 | $ 1,823,000 | $ 455,000 | $ 335,000 |
| Morgan County Missouri | 4 | $ 705,000 | $ 176,000 | $ 120,000 |
| Blaine County Oklahoma | 4 | $ 217,000 | $ 54,000 | $ 67,000 |
| Pasco County Florida | 3 | $ 881,000 | $ 293,000 | $ 141,000 |
| Shawnee County Kansas | 3 | $ 309,000 | $ 103,000 | $ 55,000 |
| Bates County Missouri | 3 | $ 154,000 | $ 51,000 | $ 32,000 |
| Boone County Missouri | 3 | $ 208,000 | $ 69,000 | $ 51,000 |
| Henry County Missouri | 3 | $ 274,000 | $ 91,000 | $ 43,000 |
| Jasper County Missouri | 3 | $ 249,000 | $ 83,000 | $ 71,000 |
| Johnson County Missouri | 3 | $ 234,000 | $ 78,000 | $ 85,000 |
| Cleveland County Oklahoma | 3 | $ 539,000 | $ 179,000 | $ 50,000 |
| Kiowa County Oklahoma | 3 | $ 402,000 | $ 134,000 | $ 250,000 |
| Major County Oklahoma | 3 | $ 247,000 | $ 82,000 | $ 65,000 |
| Okmulgee County Oklahoma | 3 | $ 142,000 | $ 47,000 | $ 26,000 |
| Morton County Kansas | 2 | $ 233,000 | $ 116,000 | $ 180,000 |
| Osage County Kansas | 2 | $ 131,000 | $ 65,000 | $ 48,000 |
| Republic County Kansas | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Daviess County Missouri | 2 | $ 181,000 | $ 90,000 | $ 184,000 |
| Lafayette County Missouri | 2 | $ 361,000 | $ 180,000 | $ 57,000 |
| Ray County Missouri | 2 | $ 313,000 | $ 156,000 | $ 58,000 |
| Stone County Missouri | 2 | $ 186,000 | $ 93,000 | $ 124,000 |
| Caddo County Oklahoma | 2 | $ 146,000 | $ 73,000 | $ 53,000 |
| Cherokee County Oklahoma | 2 | $ 132,000 | $ 66,000 | $ 28,000 |
| Custer County Oklahoma | 2 | $ 128,000 | $ 64,000 | $ 38,000 |
| Delaware County Oklahoma | 2 | $ 257,000 | $ 128,000 | $ 260,000 |
| Grant County Oklahoma | 2 | $ 231,000 | $ 115,000 | $ 95,000 |
| Logan County Oklahoma | 2 | $ 294,000 | $ 147,000 | $ 44,000 |
| Osage County Oklahoma | 2 | $ 178,000 | $ 89,000 | $ 51,000 |
| Payne County Oklahoma | 2 | $ 216,000 | $ 108,000 | $ 69,000 |
| Washita County Oklahoma | 2 | $ 111,000 | $ 55,000 | $ 62,000 |
| Rutherford County Tennessee | 2 | $ 249,000 | $ 124,000 | $ 1,906,000 |
| Benton County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Alameda County California | 1 | $ 750,000 | $ 750,000 | $ 135,000 |
| Denver County Colorado | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| La Plata County Colorado | 1 | $ 117,000 | $ 117,000 | $ 200,000 |
| District of Columbia County District Of Columbia | 1 | $ 246,000 | $ 246,000 | $ 55,000 |
| Brevard County Florida | 1 | $ 323,000 | $ 323,000 | $ 47,000 |
| Columbia County Florida | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Flagler County Florida | 1 | $ 323,000 | $ 323,000 | $ 218,000 |
| Martin County Florida | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Monroe County Florida | 1 | $ 316,000 | $ 316,000 | $ 97,000 |
| Okaloosa County Florida | 1 | $ 648,000 | $ 648,000 | $ 331,000 |
| Orange County Florida | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Osceola County Florida | 1 | $ 131,000 | $ 131,000 | $ 79,000 |
| Pinellas County Florida | 1 | $ 212,000 | $ 212,000 | $ 40,000 |
| Polk County Florida | 1 | $ 123,000 | $ 123,000 | $ 30,000 |
| Cook County Illinois | 1 | $ 174,000 | $ 174,000 | $ 174,000 |
| Sangamon County Illinois | 1 | $ 202,000 | $ 202,000 | $ 71,000 |
| Pottawattamie County Iowa | 1 | $ 264,000 | $ 264,000 | $ 150,000 |
| Butler County Kansas | 1 | $ 157,000 | $ 157,000 | $ 101,000 |
| Ellis County Kansas | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| Jackson County Kansas | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Ottawa County Kansas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Pottawatomie County Kansas | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| Barton County Missouri | 1 | $ 239,000 | $ 239,000 | $ 42,000 |
| Benton County Missouri | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Cape Girardeau County Missouri | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Gentry County Missouri | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Nodaway County Missouri | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Gage County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Richardson County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 51,000 |
| Scotts Bluff County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Clark County Nevada | 1 | $ 318,000 | $ 318,000 | $ 446,000 |
| Hunterdon County New Jersey | 1 | $ 301,000 | $ 301,000 | $ 191,000 |
| Jackson County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Creek County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 71,000 |
| Lincoln County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 120,000 |
| Mayes County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Pawnee County Oklahoma | 1 | $ 289,000 | $ 289,000 | $ 116,000 |
| Pittsburg County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 105,000 |
| Davidson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Cameron County Texas | 1 | $ 274,000 | $ 274,000 | $ 593,000 |
| King County Washington | 1 | $ 157,000 | $ 157,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Gold Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,552 | $216,557,000 | $231,125 | $3,708,000 | $164,687 | $2,109,000 |
| Home Purchase (one-to-four family) | 683 | $80,416,000 | $129,250 | $1,240,000 | $199,500 | $4,644,000 |
| Home Improvement (one-to-four family) | 60 | $2,526,000 | $48,500 | $275,000 | $100,500 | $714,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 17 | $7,557,000 | $434,000 | $1,255,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,960 | $252,664,000 | $224,266 | $1,300,000 | $169,133 | $4,644,000 |
| Information not provided by applicant in mail or telephone application | 118 | $19,145,000 | $192,166 | $1,000,000 | $111,833 | $2,109,000 |
| Not applicable | 104 | $19,601,000 | $178,750 | $3,708,000 | $332,000 | $1,906,000 |
| Hispanic | 57 | $6,460,000 | $104,250 | $576,000 | $49,000 | $467,000 |
| Black | 30 | $3,821,000 | $129,750 | $554,000 | $51,500 | $160,000 |
| Asian or Pacific Islander | 20 | $3,349,000 | $153,250 | $445,000 | $87,500 | $490,000 |
| Other | 12 | $986,000 | $129,750 | $249,000 | $115,250 | $213,000 |
| American Indian or Alaskan Native | 11 | $1,030,000 | $91,333 | $178,000 | $87,333 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,188 | $295,475,000 | $219,277 | $3,708,000 | $207,555 | $4,644,000 |
| FHA-insured (Federal Housing Administration) | 84 | $7,051,000 | $88,250 | $172,000 | $29,500 | $274,000 |
| VA-guaranteed (Veterans Administration) | 40 | $4,530,000 | $117,500 | $201,000 | $32,500 | $92,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,937 | $253,304,000 | $187,529 | $3,708,000 | $208,529 | $4,644,000 |
| Application Withdrawn By Applicant | 136 | $19,757,000 | $162,000 | $650,000 | $114,800 | $2,109,000 |
| Application Denied By Financial Institution | 108 | $14,373,000 | $259,200 | $1,300,000 | $82,200 | $575,000 |
| Application Approved But Not Accepted | 77 | $11,092,000 | $149,000 | $630,000 | $112,500 | $336,000 |
| File Closed For Incompleteness | 54 | $8,530,000 | $159,000 | $805,000 | $133,166 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gold Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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