Crawford County, KS Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 2,565 mortgage applications in Crawford County, KS totaling $192.4 million. The average application was for $75,000, and applicants reported an average income of $65,000. 48% of applications resulted in an originated loan and 21% were denied. The most active lender was Community National Bank & Trust, with 252 applications, followed by Commerce Bank, N.A. and Bank of America, N.A..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,565
Total Mortgage Loan Application Amount $192,403,000
Average Mortgage Loan Application Amount $75,000
Highest Mortgage Loan Application Amount $1,488,000
Average Applicant Income $65,000
Highest Applicant Income $9,999,000
Download the Kansas Lender List

Top Mortgage Lenders in Crawford County, KS (2003)

Ranked by the number of mortgage applications each lender reported in Crawford County, KS in 2003.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Community National Bank & Trust
Chanute, KS
252 $22,296,000 $88,000 $41,000
2 Commerce Bank, N.A.
Kansas City, MO
143 $12,639,000 $88,000 $78,000
3 Bank of America, N.A.
Calabasas, CA
143 $9,472,000 $66,000 $52,000
4 Beneficial
Elmhurst, IL
140 $6,504,000 $46,000 $39,000
5 Gold Bank
Overland Park, KS
120 $8,979,000 $74,000 $50,000
6 Countrywide Home Loans
Westlake Village, CA
112 $10,939,000 $97,000 $62,000
7 US Bank, N.A.
Milwaukee, WI
103 $8,064,000 $78,000 $243,000
8 Washington Mutual Bank
Albion, NY
77 $6,544,000 $84,000 $15,000
9 Bankers Mortgage Corporation
Overland Park, KS
65 $5,657,000 $87,000 $60,000
10 Ameriquest Mortgage Company
Orange, CA
64 $5,291,000 $82,000 $53,000

See every lender active in Crawford County, KS in 2003 »

The tables below break down 2003 mortgage applications in Crawford County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crawford County, KS in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,708 $138,434,000 $81,000 $1,488,000 $79,000 $9,999,000
Home Purchase (one-to-four family) 702 $47,411,000 $67,000 $1,426,000 $45,000 $384,000
Home Improvement (one-to-four family) 151 $4,483,000 $29,000 $600,000 $44,000 $348,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 4 $2,075,000 $518,000 $1,284,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,900 $139,005,000 $73,000 $1,488,000 $79,000 $9,999,000
Information not provided by applicant in mail or telephone application 388 $27,291,000 $70,000 $323,000 $53,000 $327,000
Not applicable 166 $19,111,000 $115,000 $1,426,000 $2,000 $35,000
Hispanic 38 $2,270,000 $59,000 $190,000 $40,000 $144,000
Other 26 $1,582,000 $60,000 $171,000 $52,000 $151,000
Black 23 $1,352,000 $58,000 $98,000 $43,000 $86,000
American Indian or Alaskan Native 12 $929,000 $77,000 $156,000 $40,000 $69,000
Asian or Pacific Islander 12 $863,000 $71,000 $152,000 $57,000 $89,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,466 $184,343,000 $74,000 $1,488,000 $68,000 $9,999,000
FHA-insured (Federal Housing Administration) 67 $5,912,000 $88,000 $1,284,000 $34,000 $107,000
VA-guaranteed (Veterans Administration) 31 $2,067,000 $66,000 $132,000 $21,000 $136,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $81,000 $81,000 $81,000 $33,000 $33,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,241 $101,369,000 $81,000 $1,488,000 $55,000 $1,020,000
Application Denied By Financial Institution 530 $31,521,000 $59,000 $323,000 $92,000 $9,999,000
Loan Purchased By The Institution 318 $28,678,000 $90,000 $285,000 $30,000 $288,000
Application Withdrawn By Applicant 260 $16,563,000 $63,000 $225,000 $104,000 $9,999,000
Application Approved But Not Accepted 148 $8,757,000 $59,000 $225,000 $49,000 $240,000
File Closed For Incompleteness 68 $5,515,000 $81,000 $288,000 $41,000 $321,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 138 $6,893,000 $49,000 $172,000 $38,000 $171,000
Collateral 56 $3,929,000 $70,000 $210,000 $82,000 $1,207,000
Other 55 $3,282,000 $59,000 $174,000 $60,000 $372,000
Debt-To-Income Ratio 52 $3,766,000 $72,000 $210,000 $47,000 $200,000
Credit Application Incomplete 43 $4,024,000 $93,000 $323,000 $71,000 $248,000
Insufficient Cash (Downpayment, Closing Cost) 14 $775,000 $55,000 $115,000 $40,000 $70,000
Unverifiable Information 6 $424,000 $70,000 $164,000 $48,000 $78,000
Employment History 3 $106,000 $35,000 $55,000 $26,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Kansas Lender List