Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Goldwater Bank, N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Goldwater Bank, N.A. 2525 East Camelback Road Suite 1100 Phoenix, AZ 85016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,572 |
| Total Mortgage Loan Application Amount | $364,436,000 |
| Average Mortgage Loan Application Amount | $251,000 |
| Highest Mortgage Loan Application Amount | $1,080,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $1,081,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kootenai County Idaho | 188 | $ 36,858,000 | $ 196,000 | $ 85,000 |
| Larimer County Colorado | 174 | $ 40,453,000 | $ 232,000 | $ 116,000 |
| Denver County Colorado | 127 | $ 32,705,000 | $ 257,000 | $ 128,000 |
| Arapahoe County Colorado | 110 | $ 27,601,000 | $ 250,000 | $ 126,000 |
| Spokane County Washington | 96 | $ 16,501,000 | $ 171,000 | $ 78,000 |
| Douglas County Colorado | 88 | $ 26,211,000 | $ 297,000 | $ 140,000 |
| Boulder County Colorado | 87 | $ 23,061,000 | $ 265,000 | $ 118,000 |
| Maricopa County Arizona | 79 | $ 14,717,000 | $ 186,000 | $ 80,000 |
| Jefferson County Colorado | 67 | $ 16,879,000 | $ 251,000 | $ 110,000 |
| Gunnison County Colorado | 58 | $ 13,312,000 | $ 229,000 | $ 94,000 |
| Weld County Colorado | 42 | $ 9,009,000 | $ 214,000 | $ 90,000 |
| Adams County Colorado | 39 | $ 8,335,000 | $ 213,000 | $ 88,000 |
| Bonner County Idaho | 35 | $ 6,569,000 | $ 187,000 | $ 98,000 |
| Las Animas County Colorado | 12 | $ 1,675,000 | $ 139,000 | $ 86,000 |
| Yellowstone County Montana | 12 | $ 3,006,000 | $ 250,000 | $ 90,000 |
| San Diego County California | 10 | $ 3,168,000 | $ 316,000 | $ 101,000 |
| Shoshone County Idaho | 10 | $ 1,365,000 | $ 136,000 | $ 60,000 |
| King County Washington | 10 | $ 2,820,000 | $ 282,000 | $ 161,000 |
| Pend Oreille County Washington | 10 | $ 1,521,000 | $ 152,000 | $ 93,000 |
| Orange County California | 9 | $ 4,097,000 | $ 455,000 | $ 178,000 |
| Broomfield County Colorado | 9 | $ 2,097,000 | $ 233,000 | $ 118,000 |
| El Paso County Colorado | 9 | $ 1,704,000 | $ 189,000 | $ 60,000 |
| Los Angeles County California | 8 | $ 4,069,000 | $ 508,000 | $ 196,000 |
| Chaffee County Colorado | 8 | $ 1,920,000 | $ 240,000 | $ 83,000 |
| Huerfano County Colorado | 8 | $ 1,548,000 | $ 193,000 | $ 99,000 |
| Park County Colorado | 7 | $ 1,283,000 | $ 183,000 | $ 113,000 |
| Pierce County Washington | 7 | $ 1,432,000 | $ 204,000 | $ 193,000 |
| Summit County Colorado | 6 | $ 1,598,000 | $ 266,000 | $ 167,000 |
| Cook County Illinois | 6 | $ 1,690,000 | $ 281,000 | $ 161,000 |
| Placer County California | 5 | $ 2,193,000 | $ 438,000 | $ 125,000 |
| Riverside County California | 5 | $ 1,333,000 | $ 266,000 | $ 141,000 |
| San Bernardino County California | 5 | $ 1,204,000 | $ 240,000 | $ 73,000 |
| Eagle County Colorado | 5 | $ 2,597,000 | $ 519,000 | $ 179,000 |
| Garfield County Colorado | 5 | $ 1,525,000 | $ 305,000 | $ 221,000 |
| Gilpin County Colorado | 5 | $ 1,030,000 | $ 206,000 | $ 74,000 |
| Maui County Hawaii | 4 | $ 1,648,000 | $ 412,000 | $ 126,000 |
| Dallas County Texas | 4 | $ 401,000 | $ 100,000 | $ 42,000 |
| Harris County Texas | 4 | $ 678,000 | $ 169,000 | $ 123,000 |
| Humboldt County California | 3 | $ 590,000 | $ 196,000 | $ 111,000 |
| Marin County California | 3 | $ 1,107,000 | $ 369,000 | $ 126,000 |
| Elbert County Colorado | 3 | $ 605,000 | $ 201,000 | $ 97,000 |
| La Plata County Colorado | 3 | $ 629,000 | $ 209,000 | $ 132,000 |
| Ouray County Colorado | 3 | $ 697,000 | $ 232,000 | $ 59,000 |
| Duval County Florida | 3 | $ 320,000 | $ 106,000 | $ 81,000 |
| Montgomery County Kansas | 3 | $ 209,000 | $ 69,000 | $ 219,000 |
| Clark County Nevada | 3 | $ 1,602,000 | $ 534,000 | $ 371,000 |
| Cumberland County North Carolina | 3 | $ 338,000 | $ 112,000 | $ 42,000 |
| Wake County North Carolina | 3 | $ 680,000 | $ 226,000 | $ 80,000 |
| Shelby County Tennessee | 3 | $ 167,000 | $ 55,000 | $ 81,000 |
| Mason County Washington | 3 | $ 796,000 | $ 265,000 | $ 237,000 |
| Park County Wyoming | 3 | $ 574,000 | $ 191,000 | $ 90,000 |
| Pima County Arizona | 2 | $ 635,000 | $ 317,000 | $ 485,000 |
| Alameda County California | 2 | $ 519,000 | $ 259,000 | $ 63,000 |
| Hinsdale County Colorado | 2 | $ 324,000 | $ 162,000 | $ 48,000 |
| Montezuma County Colorado | 2 | $ 220,000 | $ 110,000 | $ 108,000 |
| Pitkin County Colorado | 2 | $ 1,037,000 | $ 518,000 | $ 279,000 |
| Rio Grande County Colorado | 2 | $ 312,000 | $ 156,000 | $ 30,000 |
| District of Columbia County District Of Columbia | 2 | $ 572,000 | $ 286,000 | $ 111,000 |
| Hillsborough County Florida | 2 | $ 509,000 | $ 254,000 | $ 125,000 |
| Martin County Florida | 2 | $ 834,000 | $ 417,000 | $ 205,000 |
| Volusia County Florida | 2 | $ 554,000 | $ 277,000 | $ 118,000 |
| Lafayette County Louisiana | 2 | $ 286,000 | $ 143,000 | $ 73,000 |
| Missoula County Montana | 2 | $ 414,000 | $ 207,000 | $ 91,000 |
| Kimball County Nebraska | 2 | $ 173,000 | $ 86,000 | $ 143,000 |
| Catawba County North Carolina | 2 | $ 472,000 | $ 236,000 | $ 122,000 |
| Mecklenburg County North Carolina | 2 | $ 643,000 | $ 321,000 | $ 127,000 |
| Clackamas County Oregon | 2 | $ 585,000 | $ 292,000 | $ 110,000 |
| Multnomah County Oregon | 2 | $ 521,000 | $ 260,000 | $ 91,000 |
| Bexar County Texas | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Denton County Texas | 2 | $ 710,000 | $ 355,000 | $ 151,000 |
| Salt Lake County Utah | 2 | $ 282,000 | $ 141,000 | $ 73,000 |
| Benton County Washington | 2 | $ 399,000 | $ 199,000 | $ 69,000 |
| Clark County Washington | 2 | $ 451,000 | $ 225,000 | $ 42,000 |
| Snohomish County Washington | 2 | $ 619,000 | $ 309,000 | $ 80,000 |
| Whitman County Washington | 2 | $ 342,000 | $ 171,000 | $ 82,000 |
| Anchorage County Alaska | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Navajo County Arizona | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Pinal County Arizona | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Contra Costa County California | 1 | $ 873,000 | $ 873,000 | $ 390,000 |
| Madera County California | 1 | $ 358,000 | $ 358,000 | $ 290,000 |
| Sacramento County California | 1 | $ 282,000 | $ 282,000 | $ 72,000 |
| San Luis Obispo County California | 1 | $ 561,000 | $ 561,000 | $ 216,000 |
| San Mateo County California | 1 | $ 417,000 | $ 417,000 | $ 276,000 |
| Santa Clara County California | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Ventura County California | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Alamosa County Colorado | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Clear Creek County Colorado | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Conejos County Colorado | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Costilla County Colorado | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Custer County Colorado | 1 | $ 410,000 | $ 410,000 | $ 162,000 |
| Grand County Colorado | 1 | $ 207,000 | $ 207,000 | $ 142,000 |
| Mesa County Colorado | 1 | $ 222,000 | $ 222,000 | $ 54,000 |
| Moffat County Colorado | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Routt County Colorado | 1 | $ 300,000 | $ 300,000 | $ 201,000 |
| Saguache County Colorado | 1 | $ 216,000 | $ 216,000 | $ 42,000 |
| Fairfield County Connecticut | 1 | $ 430,000 | $ 430,000 | $ 97,000 |
| Broward County Florida | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Collier County Florida | 1 | $ 858,000 | $ 858,000 | $ 693,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 248,000 |
| Pasco County Florida | 1 | $ 343,000 | $ 343,000 | $ 108,000 |
| Cherokee County Georgia | 1 | $ 197,000 | $ 197,000 | $ 57,000 |
| Cook County Georgia | 1 | $ 49,000 | $ 49,000 | $ 21,000 |
| DeKalb County Georgia | 1 | $ 413,000 | $ 413,000 | $ 134,000 |
| Fulton County Georgia | 1 | $ 73,000 | $ 73,000 | $ 88,000 |
| Lowndes County Georgia | 1 | $ 400,000 | $ 400,000 | $ 88,000 |
| Honolulu County Hawaii | 1 | $ 87,000 | $ 87,000 | $ 104,000 |
| Ada County Idaho | 1 | $ 209,000 | $ 209,000 | $ 115,000 |
| Benewah County Idaho | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
| Boundary County Idaho | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Elmore County Idaho | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Nez Perce County Idaho | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Payette County Idaho | 1 | $ 143,000 | $ 143,000 | $ 127,000 |
| Twin Falls County Idaho | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| DuPage County Illinois | 1 | $ 277,000 | $ 277,000 | $ 233,000 |
| LaSalle County Illinois | 1 | $ 515,000 | $ 515,000 | $ 152,000 |
| Winnebago County Illinois | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Clark County Indiana | 1 | $ 184,000 | $ 184,000 | $ 94,000 |
| St. Joseph County Indiana | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Dallas County Iowa | 1 | $ 293,000 | $ 293,000 | $ 145,000 |
| Johnson County Kansas | 1 | $ 270,000 | $ 270,000 | $ 121,000 |
| Clark County Kentucky | 1 | $ 289,000 | $ 289,000 | $ 158,000 |
| Meade County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Acadia County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| St. Martin County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 420,000 | $ 420,000 | $ 93,000 |
| Baltimore City County Maryland | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Queen Anne's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Bristol County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Plymouth County Massachusetts | 1 | $ 328,000 | $ 328,000 | $ 148,000 |
| Macomb County Michigan | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Washtenaw County Michigan | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Wayne County Michigan | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 263,000 |
| Koochiching County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Clarke County Mississippi | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| DeSoto County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 79,000 |
| Hinds County Mississippi | 1 | $ 372,000 | $ 372,000 | $ 150,000 |
| Chariton County Missouri | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Jackson County Missouri | 1 | $ 120,000 | $ 120,000 | $ 130,000 |
| Ray County Missouri | 1 | $ 163,000 | $ 163,000 | $ 51,000 |
| Flathead County Montana | 1 | $ 735,000 | $ 735,000 | $ 135,000 |
| Lincoln County Montana | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Pondera County Montana | 1 | $ 126,000 | $ 126,000 | $ 115,000 |
| Sanders County Montana | 1 | $ 187,000 | $ 187,000 | $ 82,000 |
| Stillwater County Montana | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Dawes County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Keith County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Lancaster County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Washoe County Nevada | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| Mercer County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
| Santa Fe County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 74,000 |
| Queens County New York | 1 | $ 300,000 | $ 300,000 | $ 91,000 |
| Forsyth County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Mountrail County North Dakota | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Williams County North Dakota | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| Franklin County Ohio | 1 | $ 398,000 | $ 398,000 | $ 226,000 |
| Summit County Ohio | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Lane County Oregon | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Union County Oregon | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 354,000 | $ 354,000 | $ 456,000 |
| Bedford County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 26,000 |
| Bucks County Pennsylvania | 1 | $ 363,000 | $ 363,000 | $ 184,000 |
| Montgomery County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Northampton County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 199,000 |
| Richland County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Hamilton County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Robertson County Tennessee | 1 | $ 374,000 | $ 374,000 | $ 194,000 |
| Brazoria County Texas | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| El Paso County Texas | 1 | $ 156,000 | $ 156,000 | $ 60,000 |
| Lubbock County Texas | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Tarrant County Texas | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Travis County Texas | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Grand County Utah | 1 | $ 200,000 | $ 200,000 | $ 133,000 |
| Goochland County Virginia | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Henrico County Virginia | 1 | $ 515,000 | $ 515,000 | $ 224,000 |
| Chelan County Washington | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Douglas County Washington | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Grays Harbor County Washington | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Jefferson County Washington | 1 | $ 220,000 | $ 220,000 | $ 179,000 |
| Skagit County Washington | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Stevens County Washington | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Dane County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 230,000 |
| Racine County Wisconsin | 1 | $ 208,000 | $ 208,000 | $ 80,000 |
| St. Croix County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Natrona County Wyoming | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Sheridan County Wyoming | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 821 | $191,038,000 | $232,000 | $1,080,000 | $110,000 | $1,047,000 |
| Home Purchase | 748 | $172,523,000 | $230,000 | $948,000 | $106,000 | $1,081,000 |
| Home Improvement | 3 | $875,000 | $291,000 | $320,000 | $110,000 | $167,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,280 | $304,450,000 | $237,000 | $1,080,000 | $111,000 | $1,081,000 |
| Not Provided | 115 | $26,264,000 | $228,000 | $600,000 | $123,000 | $681,000 |
| Hispanic | 76 | $14,731,000 | $193,000 | $859,000 | $86,000 | $407,000 |
| Asian | 72 | $13,949,000 | $193,000 | $398,000 | $69,000 | $264,000 |
| Black or African American | 21 | $3,405,000 | $162,000 | $400,000 | $69,000 | $108,000 |
| American Indian or Alaskan Native | 5 | $881,000 | $176,000 | $209,000 | $44,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $756,000 | $252,000 | $417,000 | $94,000 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,245 | $301,946,000 | $242,000 | $1,080,000 | $122,000 | $1,081,000 |
| FHA-insured (Federal Housing Administration) | 288 | $54,724,000 | $190,000 | $568,000 | $57,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 32 | $6,696,000 | $209,000 | $367,000 | $71,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,070,000 | $152,000 | $226,000 | $44,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 938 | $219,947,000 | $234,000 | $625,000 | $111,000 | $723,000 |
| Application Withdrawn By Applicant | 238 | $54,564,000 | $229,000 | $948,000 | $101,000 | $1,081,000 |
| Application Approved But Not Accepted | 191 | $44,363,000 | $232,000 | $858,000 | $116,000 | $720,000 |
| Application Denied By Financial Institution | 184 | $41,455,000 | $225,000 | $1,080,000 | $98,000 | $1,047,000 |
| File Closed For Incompleteness | 21 | $4,107,000 | $195,000 | $417,000 | $78,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 56 | $11,787,000 | $210,000 | $535,000 | $76,000 | $1,047,000 |
| Collateral | 55 | $14,587,000 | $265,000 | $1,080,000 | $123,000 | $855,000 |
| Credit History | 46 | $9,425,000 | $204,000 | $420,000 | $94,000 | $230,000 |
| Other | 11 | $2,865,000 | $260,000 | $768,000 | $131,000 | $313,000 |
| Employment History | 9 | $1,260,000 | $140,000 | $232,000 | $69,000 | $268,000 |
| Unverifiable Information | 5 | $1,197,000 | $239,000 | $417,000 | $97,000 | $240,000 |
| Credit Application Incomplete | 2 | $334,000 | $167,000 | $281,000 | $28,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Goldwater Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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