Golf Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Golf Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Golf Savings Bank 6505 218Th St Sw Suite 6 Mountlake Terrace, WA 98043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,957 |
| Total Mortgage Loan Application Amount | $1,285,509,000 |
| Average Mortgage Loan Application Amount | $171,666 |
| Highest Mortgage Loan Application Amount | $19,700,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $7,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Golf Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Golf Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Golf Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Golf Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Golf Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Golf Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,697 | $ 470,103,000 | $ 277,000 | $ 117,000 |
| Snohomish County Washington | 1,298 | $ 296,924,000 | $ 228,000 | $ 88,000 |
| Benton County Washington | 756 | $ 106,123,000 | $ 140,000 | $ 86,000 |
| Kitsap County Washington | 441 | $ 81,731,000 | $ 185,000 | $ 85,000 |
| Pierce County Washington | 377 | $ 74,175,000 | $ 196,000 | $ 86,000 |
| Franklin County Washington | 192 | $ 23,249,000 | $ 121,000 | $ 70,000 |
| Skagit County Washington | 101 | $ 19,575,000 | $ 193,000 | $ 78,000 |
| Spokane County Washington | 81 | $ 11,046,000 | $ 136,000 | $ 87,000 |
| Island County Washington | 72 | $ 16,868,000 | $ 234,000 | $ 122,000 |
| Mason County Washington | 59 | $ 11,313,000 | $ 191,000 | $ 76,000 |
| Whatcom County Washington | 59 | $ 12,493,000 | $ 211,000 | $ 100,000 |
| Clark County Washington | 51 | $ 8,917,000 | $ 174,000 | $ 221,000 |
| Yakima County Washington | 48 | $ 5,762,000 | $ 120,000 | $ 63,000 |
| Multnomah County Oregon | 38 | $ 11,774,000 | $ 309,000 | $ 133,000 |
| Thurston County Washington | 36 | $ 6,222,000 | $ 172,000 | $ 69,000 |
| Lewis County Washington | 34 | $ 4,916,000 | $ 144,000 | $ 58,000 |
| Jackson County Oregon | 29 | $ 7,894,000 | $ 272,000 | $ 81,000 |
| Canyon County Idaho | 28 | $ 4,280,000 | $ 152,000 | $ 94,000 |
| Clallam County Washington | 28 | $ 4,935,000 | $ 176,000 | $ 69,000 |
| Kittitas County Washington | 28 | $ 3,844,000 | $ 137,000 | $ 76,000 |
| Grant County Washington | 27 | $ 3,434,000 | $ 127,000 | $ 85,000 |
| Washington County Oregon | 26 | $ 6,719,000 | $ 258,000 | $ 113,000 |
| Grays Harbor County Washington | 23 | $ 4,320,000 | $ 187,000 | $ 84,000 |
| Ada County Idaho | 22 | $ 4,090,000 | $ 185,000 | $ 100,000 |
| Coos County Oregon | 20 | $ 2,621,000 | $ 131,000 | $ 58,000 |
| Deschutes County Oregon | 20 | $ 3,480,000 | $ 174,000 | $ 93,000 |
| Clackamas County Oregon | 19 | $ 9,143,000 | $ 481,000 | $ 166,000 |
| Klamath County Oregon | 19 | $ 4,395,000 | $ 231,000 | $ 123,000 |
| Chelan County Washington | 19 | $ 2,863,000 | $ 150,000 | $ 87,000 |
| Walla Walla County Washington | 18 | $ 2,620,000 | $ 145,000 | $ 78,000 |
| Nez Perce County Idaho | 17 | $ 2,121,000 | $ 124,000 | $ 115,000 |
| Maricopa County Arizona | 15 | $ 3,379,000 | $ 225,000 | $ 115,000 |
| Salt Lake County Utah | 15 | $ 2,179,000 | $ 145,000 | $ 68,000 |
| Los Angeles County California | 11 | $ 3,096,000 | $ 281,000 | $ 126,000 |
| Josephine County Oregon | 10 | $ 1,825,000 | $ 182,000 | $ 54,000 |
| Riverside County California | 9 | $ 4,158,000 | $ 462,000 | $ 209,000 |
| Kootenai County Idaho | 9 | $ 2,270,000 | $ 252,000 | $ 139,000 |
| Cowlitz County Washington | 9 | $ 1,704,000 | $ 189,000 | $ 83,000 |
| Jefferson County Washington | 9 | $ 1,606,000 | $ 178,000 | $ 96,000 |
| Stevens County Washington | 9 | $ 1,227,000 | $ 136,000 | $ 65,000 |
| Asotin County Washington | 8 | $ 864,000 | $ 108,000 | $ 65,000 |
| Douglas County Washington | 7 | $ 1,090,000 | $ 155,000 | $ 122,000 |
| Pacific County Washington | 7 | $ 1,153,000 | $ 164,000 | $ 93,000 |
| Valley County Idaho | 6 | $ 1,324,000 | $ 220,000 | $ 91,000 |
| Clatsop County Oregon | 6 | $ 2,171,000 | $ 361,000 | $ 418,000 |
| Okanogan County Washington | 6 | $ 818,000 | $ 136,000 | $ 114,000 |
| Anchorage County Alaska | 5 | $ 794,000 | $ 158,000 | $ 91,000 |
| Douglas County Oregon | 5 | $ 934,000 | $ 186,000 | $ 98,000 |
| Santa Clara County California | 4 | $ 1,229,000 | $ 307,000 | $ 235,000 |
| Idaho County Idaho | 4 | $ 745,000 | $ 186,000 | $ 76,000 |
| Park County Montana | 4 | $ 317,000 | $ 79,000 | $ 48,000 |
| Curry County Oregon | 4 | $ 962,000 | $ 240,000 | $ 99,000 |
| Polk County Oregon | 4 | $ 444,000 | $ 111,000 | $ 198,000 |
| Umatilla County Oregon | 4 | $ 398,000 | $ 99,000 | $ 80,000 |
| Arlington County Virginia | 4 | $ 627,000 | $ 156,000 | $ 78,000 |
| Adams County Washington | 4 | $ 911,000 | $ 227,000 | $ 90,000 |
| Columbia County Washington | 4 | $ 333,000 | $ 83,000 | $ 64,000 |
| Klickitat County Washington | 4 | $ 518,000 | $ 129,000 | $ 59,000 |
| Lincoln County Washington | 4 | $ 404,000 | $ 101,000 | $ 45,000 |
| Washoe County Nevada | 3 | $ 486,000 | $ 162,000 | $ 55,000 |
| Lincoln County Oregon | 3 | $ 674,000 | $ 224,000 | $ 157,000 |
| Linn County Oregon | 3 | $ 485,000 | $ 161,000 | $ 65,000 |
| Yamhill County Oregon | 3 | $ 621,000 | $ 207,000 | $ 61,000 |
| San Juan County Washington | 3 | $ 991,000 | $ 330,000 | $ 176,000 |
| Matanuska-Susitna County Alaska | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Orange County California | 2 | $ 709,000 | $ 354,000 | $ 90,000 |
| Siskiyou County California | 2 | $ 137,000 | $ 68,000 | $ 49,000 |
| Adams County Colorado | 2 | $ 442,000 | $ 221,000 | $ 80,000 |
| Eagle County Colorado | 2 | $ 493,000 | $ 246,000 | $ 19,000 |
| Larimer County Colorado | 2 | $ 233,000 | $ 116,000 | $ 72,000 |
| Pueblo County Colorado | 2 | $ 247,000 | $ 123,000 | $ 89,000 |
| Blaine County Idaho | 2 | $ 2,900,000 | $ 1,450,000 | $ 1,459,000 |
| Twin Falls County Idaho | 2 | $ 146,000 | $ 73,000 | $ 59,000 |
| Clark County Nevada | 2 | $ 537,000 | $ 268,000 | $ 62,000 |
| Marion County Oregon | 2 | $ 117,000 | $ 58,000 | $ 172,000 |
| Morrow County Oregon | 2 | $ 158,000 | $ 79,000 | $ 67,000 |
| Union County Oregon | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Davis County Utah | 2 | $ 364,000 | $ 182,000 | $ 62,000 |
| Utah County Utah | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Wahkiakum County Washington | 2 | $ 532,000 | $ 266,000 | $ 87,000 |
| Cochise County Arizona | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Mohave County Arizona | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Pima County Arizona | 1 | $ 157,000 | $ 157,000 | $ 180,000 |
| Pinal County Arizona | 1 | $ 420,000 | $ 420,000 | $ 1,200,000 |
| Alameda County California | 1 | $ 450,000 | $ 450,000 | $ 120,000 |
| Contra Costa County California | 1 | $ 400,000 | $ 400,000 | $ 128,000 |
| El Dorado County California | 1 | $ 308,000 | $ 308,000 | $ 360,000 |
| Kern County California | 1 | $ 312,000 | $ 312,000 | $ 110,000 |
| San Bernardino County California | 1 | $ 314,000 | $ 314,000 | $ 60,000 |
| San Joaquin County California | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Solano County California | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Tulare County California | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Yuba County California | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
| Jefferson County Colorado | 1 | $ 69,000 | $ 69,000 | $ 172,000 |
| Ouray County Colorado | 1 | $ 384,000 | $ 384,000 | $ 218,000 |
| Summit County Colorado | 1 | $ 40,000 | $ 40,000 | $ 12,000 |
| Weld County Colorado | 1 | $ 120,000 | $ 120,000 | $ 188,000 |
| Boise County Idaho | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Bonner County Idaho | 1 | $ 460,000 | $ 460,000 | $ 319,000 |
| Clearwater County Idaho | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Latah County Idaho | 1 | $ 382,000 | $ 382,000 | $ 123,000 |
| Floyd County Kentucky | 1 | $ 206,000 | $ 206,000 | $ 71,000 |
| Flathead County Montana | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Gallatin County Montana | 1 | $ 189,000 | $ 189,000 | $ 43,000 |
| Ravalli County Montana | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Douglas County Nevada | 1 | $ 274,000 | $ 274,000 | $ 80,000 |
| Baker County Oregon | 1 | $ 106,000 | $ 106,000 | $ 22,000 |
| Columbia County Oregon | 1 | $ 201,000 | $ 201,000 | $ 66,000 |
| Hood River County Oregon | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Lane County Oregon | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Malheur County Oregon | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Tillamook County Oregon | 1 | $ 142,000 | $ 142,000 | $ 192,000 |
| Box Elder County Utah | 1 | $ 112,000 | $ 112,000 | $ 95,000 |
| Tooele County Utah | 1 | $ 600,000 | $ 600,000 | $ 707,000 |
| Augusta County Virginia | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Skamania County Washington | 1 | $ 270,000 | $ 270,000 | $ 53,000 |
| Whitman County Washington | 1 | $ 247,000 | $ 247,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Golf Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,812 | $796,052,000 | $208,000 | $19,700,000 | $98,000 | $2,585,000 |
| Refinancing | 2,132 | $488,443,000 | $229,000 | $1,960,000 | $99,000 | $7,050,000 |
| Home Improvement | 13 | $1,014,000 | $78,000 | $417,000 | $69,000 | $148,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,216 | $1,137,907,000 | $218,000 | $19,700,000 | $98,000 | $7,050,000 |
| Hispanic | 260 | $46,782,000 | $179,000 | $1,040,000 | $93,000 | $4,553,000 |
| Asian | 163 | $36,176,000 | $221,000 | $876,000 | $98,000 | $456,000 |
| Not Provided | 152 | $30,600,000 | $201,000 | $2,640,000 | $109,000 | $2,585,000 |
| Native Hawaiian or Other Pacific Islander | 70 | $14,792,000 | $211,000 | $494,000 | $82,000 | $303,000 |
| Black or African American | 64 | $14,089,000 | $220,000 | $615,000 | $94,000 | $460,000 |
| American Indian or Alaskan Native | 32 | $5,163,000 | $161,000 | $348,000 | $82,000 | $276,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,339 | $1,167,821,000 | $218,000 | $19,700,000 | $102,000 | $7,050,000 |
| FHA-insured (Federal Housing Administration) | 431 | $76,597,000 | $177,000 | $366,000 | $59,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 185 | $40,777,000 | $220,000 | $417,000 | $64,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $314,000 | $157,000 | $169,000 | $47,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,509 | $968,895,000 | $214,000 | $19,700,000 | $100,000 | $7,050,000 |
| Application Withdrawn By Applicant | 1,040 | $237,921,000 | $228,000 | $4,450,000 | $90,000 | $1,772,000 |
| Application Denied By Financial Institution | 180 | $32,696,000 | $181,000 | $740,000 | $105,000 | $4,553,000 |
| Application Approved But Not Accepted | 162 | $30,903,000 | $190,000 | $1,000,000 | $96,000 | $1,772,000 |
| File Closed For Incompleteness | 66 | $15,094,000 | $228,000 | $1,348,000 | $72,000 | $557,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Golf Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Golf Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.