Great Plains National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Great Plains National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Plains National Bank 5909 Nw Expressway Elk City, OK 73132 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 2,130 |
| Total Mortgage Loan Application Amount | $499,120,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $9,485,000 |
| Average Applicant Income | $149,000 |
| Highest Applicant Income | $2,996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Great Plains National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Plains National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Great Plains National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Plains National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Plains National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Plains National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 652 | $ 153,280,000 | $ 235,000 | $ 111,000 |
| Canadian County Oklahoma | 353 | $ 77,905,000 | $ 220,000 | $ 89,000 |
| Cleveland County Oklahoma | 222 | $ 48,370,000 | $ 217,000 | $ 89,000 |
| Beckham County Oklahoma | 91 | $ 10,685,000 | $ 117,000 | $ 132,000 |
| Woodward County Oklahoma | 72 | $ 12,660,000 | $ 175,000 | $ 88,000 |
| Grady County Oklahoma | 55 | $ 9,595,000 | $ 174,000 | $ 91,000 |
| Payne County Oklahoma | 46 | $ 8,870,000 | $ 192,000 | $ 122,000 |
| Tulsa County Oklahoma | 46 | $ 11,320,000 | $ 246,000 | $ 118,000 |
| McClain County Oklahoma | 42 | $ 8,950,000 | $ 213,000 | $ 94,000 |
| Logan County Oklahoma | 38 | $ 8,770,000 | $ 230,000 | $ 100,000 |
| Garfield County Oklahoma | 36 | $ 6,550,000 | $ 181,000 | $ 96,000 |
| Dallas County Texas | 25 | $ 29,165,000 | $ 1,166,000 | $ 366,000 |
| Creek County Oklahoma | 24 | $ 4,170,000 | $ 173,000 | $ 71,000 |
| Pottawatomie County Oklahoma | 24 | $ 4,210,000 | $ 175,000 | $ 78,000 |
| Greer County Oklahoma | 19 | $ 1,255,000 | $ 66,000 | $ 78,000 |
| Washita County Oklahoma | 19 | $ 1,795,000 | $ 94,000 | $ 149,000 |
| Kiowa County Oklahoma | 18 | $ 1,360,000 | $ 75,000 | $ 81,000 |
| Collin County Texas | 17 | $ 7,925,000 | $ 466,000 | $ 283,000 |
| Travis County Texas | 16 | $ 5,630,000 | $ 351,000 | $ 193,000 |
| Denton County Texas | 14 | $ 10,270,000 | $ 733,000 | $ 218,000 |
| Custer County Oklahoma | 13 | $ 2,505,000 | $ 192,000 | $ 200,000 |
| Tarrant County Texas | 13 | $ 11,855,000 | $ 911,000 | $ 212,000 |
| Harris County Texas | 11 | $ 3,055,000 | $ 277,000 | $ 123,000 |
| Harmon County Oklahoma | 9 | $ 415,000 | $ 46,000 | $ 37,000 |
| Okmulgee County Oklahoma | 9 | $ 1,995,000 | $ 221,000 | $ 104,000 |
| Bexar County Texas | 9 | $ 1,925,000 | $ 213,000 | $ 80,000 |
| Williamson County Texas | 9 | $ 2,515,000 | $ 279,000 | $ 107,000 |
| Comanche County Oklahoma | 8 | $ 1,420,000 | $ 177,000 | $ 96,000 |
| Garvin County Oklahoma | 8 | $ 1,050,000 | $ 131,000 | $ 81,000 |
| Caddo County Oklahoma | 7 | $ 745,000 | $ 106,000 | $ 74,000 |
| Delaware County Oklahoma | 6 | $ 1,580,000 | $ 263,000 | $ 184,000 |
| Ellis County Oklahoma | 6 | $ 950,000 | $ 158,000 | $ 72,000 |
| Noble County Oklahoma | 6 | $ 1,210,000 | $ 201,000 | $ 82,000 |
| Wagoner County Oklahoma | 6 | $ 1,230,000 | $ 205,000 | $ 83,000 |
| Carter County Oklahoma | 5 | $ 1,075,000 | $ 215,000 | $ 80,000 |
| Jackson County Oklahoma | 5 | $ 665,000 | $ 133,000 | $ 71,000 |
| McIntosh County Oklahoma | 5 | $ 735,000 | $ 147,000 | $ 151,000 |
| Murray County Oklahoma | 5 | $ 1,075,000 | $ 215,000 | $ 97,000 |
| Roger Mills County Oklahoma | 5 | $ 805,000 | $ 161,000 | $ 66,000 |
| Blaine County Oklahoma | 4 | $ 580,000 | $ 145,000 | $ 80,000 |
| Lincoln County Oklahoma | 4 | $ 1,530,000 | $ 382,000 | $ 110,000 |
| Major County Oklahoma | 4 | $ 930,000 | $ 232,000 | $ 77,000 |
| Bastrop County Texas | 4 | $ 960,000 | $ 240,000 | $ 50,000 |
| Hays County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 84,000 |
| Kaufman County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 110,000 |
| King County Washington | 4 | $ 1,120,000 | $ 280,000 | $ 67,000 |
| Los Angeles County California | 3 | $ 1,275,000 | $ 425,000 | $ 110,000 |
| Riverside County California | 3 | $ 785,000 | $ 261,000 | $ 71,000 |
| Kingfisher County Oklahoma | 3 | $ 915,000 | $ 305,000 | $ 80,000 |
| Multnomah County Oregon | 3 | $ 1,135,000 | $ 378,000 | $ 69,000 |
| Fort Bend County Texas | 3 | $ 905,000 | $ 301,000 | $ 408,000 |
| Grayson County Texas | 3 | $ 795,000 | $ 265,000 | $ 201,000 |
| Benton County Arkansas | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Washington County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 205,000 |
| Orange County Florida | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Clark County Nevada | 2 | $ 510,000 | $ 255,000 | $ 48,000 |
| Dewey County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Le Flore County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Okfuskee County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 139,000 |
| Rogers County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Knox County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| Bell County Texas | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Collingsworth County Texas | 2 | $ 540,000 | $ 270,000 | $ 299,000 |
| Harrison County Texas | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Hidalgo County Texas | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Llano County Texas | 2 | $ 330,000 | $ 165,000 | $ 132,000 |
| Lubbock County Texas | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 224,000 |
| Jefferson County Alabama | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Shelby County Alabama | 1 | $ 385,000 | $ 385,000 | $ 167,000 |
| Garland County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 212,000 |
| Saline County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 148,000 |
| San Bernardino County California | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| San Diego County California | 1 | $ 935,000 | $ 935,000 | $ 110,000 |
| Santa Barbara County California | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Tulare County California | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Moffat County Colorado | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Fairfield County Connecticut | 1 | $ 565,000 | $ 565,000 | $ 109,000 |
| Collier County Florida | 1 | $ 375,000 | $ 375,000 | $ 73,000 |
| Duval County Florida | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Miami-Dade County Florida | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Seminole County Florida | 1 | $ 145,000 | $ 145,000 | $ 186,000 |
| Fulton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Gwinnett County Georgia | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Hall County Georgia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Newton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Allen County Indiana | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Dubuque County Iowa | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Polk County Iowa | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Franklin County Kansas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Miami County Kansas | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Sedgwick County Kansas | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| St. Mary's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Middlesex County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 156,000 |
| Clare County Michigan | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Cass County Missouri | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| Christian County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stone County Missouri | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Taney County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Red Willow County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Gloucester County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| Middlesex County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 150,000 |
| Santa Fe County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 394,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Haywood County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Henderson County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 116,000 |
| Lake County Ohio | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Adair County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Atoka County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| Cherokee County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Kay County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Love County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Marshall County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| McCurtain County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 254,000 |
| Nowata County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Pittsburg County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 166,000 |
| Seminole County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Texas County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Washington County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Woods County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Rutherford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Scott County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Cameron County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clay County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coryell County Texas | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| DeWitt County Texas | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Ector County Texas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Gillespie County Texas | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Hardin County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hood County Texas | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Jack County Texas | 1 | $ 175,000 | $ 175,000 | $ 1,640,000 |
| Johnson County Texas | 1 | $ 545,000 | $ 545,000 | $ 213,000 |
| Medina County Texas | 1 | $ 545,000 | $ 545,000 | $ 139,000 |
| Montgomery County Texas | 1 | $ 545,000 | $ 545,000 | $ 630,000 |
| Rockwall County Texas | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Tom Green County Texas | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Washington County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Wheeler County Texas | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Wise County Texas | 1 | $ 295,000 | $ 295,000 | $ 55,000 |
| Salt Lake County Utah | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Utah County Utah | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Charlottesville County Virginia | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Hopewell County Virginia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Laramie County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Great Plains National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,515 | $361,175,000 | $238,000 | $9,485,000 | $102,000 | $2,996,000 |
| Refinancing | 375 | $87,935,000 | $234,000 | $3,415,000 | $125,000 | $1,214,000 |
| Cash-out Refinancing | 190 | $45,020,000 | $236,000 | $3,005,000 | $123,000 | $654,000 |
| Home Improvement | 43 | $4,605,000 | $107,000 | $375,000 | $118,000 | $639,000 |
| Other Purpose | 7 | $385,000 | $55,000 | $175,000 | $277,000 | $1,640,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,279 | $277,455,000 | $216,000 | $2,235,000 | $112,000 | $2,996,000 |
| Not Provided | 215 | $51,615,000 | $240,000 | $3,005,000 | $110,000 | $718,000 |
| Not applicable | 163 | $67,245,000 | $412,000 | $9,485,000 | $0 | $0 |
| Hispanic | 160 | $31,980,000 | $199,000 | $565,000 | $72,000 | $284,000 |
| Asian | 108 | $27,370,000 | $253,000 | $1,225,000 | $147,000 | $700,000 |
| Black or African American | 107 | $23,935,000 | $223,000 | $935,000 | $85,000 | $287,000 |
| American Indian or Alaskan Native | 94 | $18,740,000 | $199,000 | $435,000 | $93,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $695,000 | $231,000 | $305,000 | $105,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,561 | $375,795,000 | $240,000 | $9,485,000 | $120,000 | $2,996,000 |
| FHA-insured (Federal Housing Administration) | 360 | $69,610,000 | $193,000 | $395,000 | $70,000 | $840,000 |
| VA-guaranteed (Veterans Administration) | 179 | $49,865,000 | $278,000 | $935,000 | $99,000 | $287,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $3,850,000 | $128,000 | $255,000 | $53,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,727 | $406,875,000 | $235,000 | $9,485,000 | $109,000 | $2,996,000 |
| Application Withdrawn By Applicant | 291 | $70,835,000 | $243,000 | $3,005,000 | $109,000 | $700,000 |
| Application Denied By Financial Institution | 93 | $17,755,000 | $190,000 | $1,655,000 | $97,000 | $840,000 |
| Application Approved But Not Accepted | 13 | $2,245,000 | $172,000 | $315,000 | $88,000 | $217,000 |
| File Closed For Incompleteness | 6 | $1,410,000 | $235,000 | $475,000 | $130,000 | $205,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,037 | $481,365,000 | $236,000 | $9,485,000 | $109,000 | $2,996,000 |
| Debt-To-Income Ratio | 39 | $8,465,000 | $217,000 | $1,655,000 | $82,000 | $654,000 |
| Collateral | 24 | $4,530,000 | $188,000 | $425,000 | $97,000 | $256,000 |
| Other | 11 | $2,205,000 | $200,000 | $335,000 | $78,000 | $273,000 |
| Credit History | 11 | $1,455,000 | $132,000 | $285,000 | $179,000 | $840,000 |
| Employment History | 4 | $360,000 | $90,000 | $245,000 | $40,000 | $48,000 |
| Unverifiable Information | 3 | $395,000 | $131,000 | $205,000 | $122,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $345,000 | $345,000 | $345,000 | $193,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Plains National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Plains National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.