Great Plains National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Great Plains National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Plains National Bank 5909 Nw Expressway Elk City, OK 73132 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,475 |
| Total Mortgage Loan Application Amount | $397,575,000 |
| Average Mortgage Loan Application Amount | $254,000 |
| Highest Mortgage Loan Application Amount | $13,135,000 |
| Average Applicant Income | $10,200 |
| Highest Applicant Income | $718,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Great Plains National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Plains National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Great Plains National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Plains National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Plains National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Plains National Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 325 | $ 88,375,000 | $ 271,000 | $ 22,000 |
| Canadian County Oklahoma | 205 | $ 53,975,000 | $ 263,000 | $ 17,000 |
| Cleveland County Oklahoma | 103 | $ 23,595,000 | $ 229,000 | $ 21,000 |
| Payne County Oklahoma | 85 | $ 18,475,000 | $ 217,000 | $ 21,000 |
| Grady County Oklahoma | 84 | $ 17,630,000 | $ 209,000 | $ 16,000 |
| Beckham County Oklahoma | 45 | $ 5,205,000 | $ 115,000 | $ 11,000 |
| Logan County Oklahoma | 40 | $ 11,840,000 | $ 296,000 | $ 46,000 |
| McClain County Oklahoma | 40 | $ 13,220,000 | $ 330,000 | $ 8,000 |
| Woodward County Oklahoma | 39 | $ 5,805,000 | $ 148,000 | $ 14,000 |
| Garfield County Oklahoma | 34 | $ 8,680,000 | $ 255,000 | $ 17,000 |
| Kiowa County Oklahoma | 31 | $ 2,695,000 | $ 86,000 | $ 9,000 |
| Dallas County Texas | 27 | $ 30,955,000 | $ 1,146,000 | $ 63,000 |
| Collin County Texas | 26 | $ 10,380,000 | $ 399,000 | $ 72,000 |
| Denton County Texas | 24 | $ 17,530,000 | $ 730,000 | $ 21,000 |
| Tarrant County Texas | 23 | $ 10,215,000 | $ 444,000 | $ 5,000 |
| Bryan County Oklahoma | 18 | $ 3,120,000 | $ 173,000 | $ 8,000 |
| Custer County Oklahoma | 18 | $ 4,250,000 | $ 236,000 | $ 33,000 |
| Greer County Oklahoma | 18 | $ 3,200,000 | $ 177,000 | $ 4,000 |
| Pottawatomie County Oklahoma | 18 | $ 3,820,000 | $ 212,000 | $ 16,000 |
| Tulsa County Oklahoma | 18 | $ 4,360,000 | $ 242,000 | $ 5,000 |
| Washita County Oklahoma | 16 | $ 1,480,000 | $ 92,000 | $ 2,000 |
| Cherokee County Oklahoma | 13 | $ 2,145,000 | $ 165,000 | $ 10,000 |
| Noble County Oklahoma | 11 | $ 1,675,000 | $ 152,000 | $ 25,000 |
| Wagoner County Oklahoma | 11 | $ 2,885,000 | $ 262,000 | $ 0 |
| Garvin County Oklahoma | 10 | $ 1,660,000 | $ 166,000 | $ 9,000 |
| Caddo County Oklahoma | 9 | $ 1,105,000 | $ 122,000 | $ 9,000 |
| Pittsburg County Oklahoma | 9 | $ 5,575,000 | $ 619,000 | $ 61,000 |
| Blaine County Oklahoma | 8 | $ 1,230,000 | $ 153,000 | $ 11,000 |
| Lincoln County Oklahoma | 8 | $ 1,630,000 | $ 203,000 | $ 6,000 |
| McCurtain County Oklahoma | 8 | $ 3,160,000 | $ 395,000 | $ 79,000 |
| Comanche County Oklahoma | 7 | $ 1,175,000 | $ 167,000 | $ 24,000 |
| Creek County Oklahoma | 6 | $ 970,000 | $ 161,000 | $ 0 |
| Kay County Oklahoma | 6 | $ 920,000 | $ 153,000 | $ 23,000 |
| Harper County Oklahoma | 5 | $ 975,000 | $ 195,000 | $ 20,000 |
| Kingfisher County Oklahoma | 5 | $ 965,000 | $ 193,000 | $ 0 |
| Major County Oklahoma | 5 | $ 875,000 | $ 175,000 | $ 37,000 |
| Rogers County Oklahoma | 5 | $ 1,295,000 | $ 259,000 | $ 0 |
| Ellis County Oklahoma | 4 | $ 440,000 | $ 110,000 | $ 8,000 |
| Jackson County Oklahoma | 4 | $ 990,000 | $ 247,000 | $ 0 |
| Johnston County Oklahoma | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Marshall County Oklahoma | 3 | $ 525,000 | $ 175,000 | $ 25,000 |
| Mayes County Oklahoma | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Muskogee County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Pawnee County Oklahoma | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Stephens County Oklahoma | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Woods County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 30,000 |
| Grayson County Texas | 3 | $ 695,000 | $ 231,000 | $ 0 |
| Mobile County Alabama | 2 | $ 820,000 | $ 410,000 | $ 0 |
| San Diego County California | 2 | $ 1,330,000 | $ 665,000 | $ 145,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Delaware County Oklahoma | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Dewey County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Haskell County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 0 |
| McIntosh County Oklahoma | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Pontotoc County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Pushmataha County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Tillman County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Hunt County Texas | 2 | $ 600,000 | $ 300,000 | $ 69,000 |
| Kaufman County Texas | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Midland County Texas | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Parker County Texas | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Williamson County Texas | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Wise County Texas | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Pike County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Orange County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Montrose County Colorado | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Brevard County Florida | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Escambia County Florida | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Hillsborough County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 1,255,000 | $ 1,255,000 | $ 1,000 |
| Palm Beach County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Walton County Florida | 1 | $ 1,705,000 | $ 1,705,000 | $ 371,000 |
| Pike County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Geary County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Camden County Missouri | 1 | $ 565,000 | $ 565,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Atoka County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Grant County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harmon County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Nowata County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Okfuskee County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Roger Mills County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Bledsoe County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Knox County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Childress County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cooke County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Gregg County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harris County Texas | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Henderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Johnson County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Jones County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kerr County Texas | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Randall County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rockwall County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Young County Texas | 1 | $ 615,000 | $ 615,000 | $ 1,000 |
| Chesterfield County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Great Plains National Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,279 | $337,695,000 | $264,000 | $6,365,000 | $22,000 | $718,000 |
| Refinancing | 97 | $36,685,000 | $378,000 | $13,135,000 | $4,000 | $83,000 |
| Cash-out Refinancing | 47 | $12,065,000 | $256,000 | $655,000 | $25,000 | $261,000 |
| Home Improvement | 32 | $9,830,000 | $307,000 | $7,075,000 | $0 | $1,000 |
| Other Purpose | 20 | $1,300,000 | $65,000 | $155,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 913 | $237,615,000 | $260,000 | $6,365,000 | $22,000 | $598,000 |
| Not Provided | 157 | $39,445,000 | $251,000 | $755,000 | $22,000 | $718,000 |
| Not applicable | 98 | $44,350,000 | $452,000 | $13,135,000 | $0 | $0 |
| Hispanic | 96 | $20,540,000 | $213,000 | $565,000 | $16,000 | $150,000 |
| American Indian or Alaskan Native | 85 | $19,015,000 | $223,000 | $2,185,000 | $15,000 | $192,000 |
| Black or African American | 63 | $16,515,000 | $262,000 | $545,000 | $18,000 | $207,000 |
| Asian | 53 | $16,855,000 | $318,000 | $725,000 | $17,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,310,000 | $577,000 | $1,505,000 | $16,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 902 | $258,610,000 | $286,000 | $13,135,000 | $24,000 | $718,000 |
| FHA-insured (Federal Housing Administration) | 411 | $92,675,000 | $225,000 | $535,000 | $14,000 | $242,000 |
| VA-guaranteed (Veterans Administration) | 127 | $41,455,000 | $326,000 | $905,000 | $24,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $4,835,000 | $138,000 | $345,000 | $17,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,141 | $311,625,000 | $273,000 | $13,135,000 | $21,000 | $598,000 |
| Application Withdrawn By Applicant | 250 | $66,720,000 | $266,000 | $2,105,000 | $21,000 | $718,000 |
| Application Denied By Financial Institution | 73 | $15,695,000 | $215,000 | $685,000 | $10,000 | $169,000 |
| Application Approved But Not Accepted | 8 | $2,310,000 | $288,000 | $1,255,000 | $0 | $1,000 |
| Loan Purchased By The Institution | 3 | $1,225,000 | $408,000 | $655,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,402 | $381,880,000 | $272,000 | $13,135,000 | $21,000 | $718,000 |
| Debt-To-Income Ratio | 29 | $7,975,000 | $275,000 | $685,000 | $12,000 | $118,000 |
| Credit History | 20 | $2,690,000 | $134,000 | $365,000 | $8,000 | $169,000 |
| Collateral | 9 | $1,845,000 | $205,000 | $415,000 | $12,000 | $109,000 |
| Other | 9 | $1,905,000 | $211,000 | $335,000 | $10,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $960,000 | $240,000 | $295,000 | $0 | $0 |
| Employment History | 2 | $320,000 | $160,000 | $205,000 | $26,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Plains National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Plains National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.