Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Great Southern Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,295 |
| Total Mortgage Loan Application Amount | $166,013,000 |
| Average Mortgage Loan Application Amount | $102,333 |
| Highest Mortgage Loan Application Amount | $14,500,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 497 | $ 68,968,000 | $ 138,000 | $ 64,000 |
| Christian County Missouri | 117 | $ 15,716,000 | $ 134,000 | $ 59,000 |
| Stone County Missouri | 52 | $ 7,913,000 | $ 152,000 | $ 94,000 |
| Taney County Missouri | 51 | $ 6,681,000 | $ 131,000 | $ 79,000 |
| Jasper County Missouri | 31 | $ 3,238,000 | $ 104,000 | $ 42,000 |
| Lawrence County Missouri | 25 | $ 2,125,000 | $ 85,000 | $ 49,000 |
| Camden County Missouri | 21 | $ 2,783,000 | $ 132,000 | $ 62,000 |
| Webster County Missouri | 19 | $ 2,546,000 | $ 134,000 | $ 45,000 |
| Newton County Missouri | 18 | $ 2,178,000 | $ 121,000 | $ 45,000 |
| Polk County Missouri | 16 | $ 1,507,000 | $ 94,000 | $ 43,000 |
| Laclede County Missouri | 12 | $ 1,020,000 | $ 85,000 | $ 46,000 |
| Jackson County Missouri | 11 | $ 1,826,000 | $ 166,000 | $ 66,000 |
| Dallas County Missouri | 7 | $ 721,000 | $ 103,000 | $ 55,000 |
| Oregon County Missouri | 7 | $ 504,000 | $ 72,000 | $ 57,000 |
| Calcasieu County Louisiana | 6 | $ 362,000 | $ 60,000 | $ 57,000 |
| Cedar County Missouri | 6 | $ 586,000 | $ 97,000 | $ 48,000 |
| Howell County Missouri | 6 | $ 425,000 | $ 70,000 | $ 38,000 |
| Creek County Oklahoma | 6 | $ 331,000 | $ 55,000 | $ 84,000 |
| St. Clair County Alabama | 5 | $ 229,000 | $ 45,000 | $ 46,000 |
| Walker County Alabama | 5 | $ 196,000 | $ 39,000 | $ 51,000 |
| Barry County Missouri | 5 | $ 603,000 | $ 120,000 | $ 46,000 |
| St. Louis County Missouri | 5 | $ 3,227,000 | $ 645,000 | $ 259,000 |
| Benton County Arkansas | 4 | $ 779,000 | $ 194,000 | $ 72,000 |
| St. Lucie County Florida | 4 | $ 412,000 | $ 103,000 | $ 73,000 |
| Tangipahoa County Louisiana | 4 | $ 157,000 | $ 39,000 | $ 46,000 |
| Miller County Missouri | 4 | $ 316,000 | $ 79,000 | $ 49,000 |
| St. Charles County Missouri | 4 | $ 790,000 | $ 197,000 | $ 53,000 |
| Tulsa County Oklahoma | 4 | $ 427,000 | $ 106,000 | $ 54,000 |
| Blount County Alabama | 3 | $ 176,000 | $ 58,000 | $ 40,000 |
| Mobile County Alabama | 3 | $ 144,000 | $ 48,000 | $ 50,000 |
| Mohave County Arizona | 3 | $ 489,000 | $ 163,000 | $ 94,000 |
| Alachua County Florida | 3 | $ 133,000 | $ 44,000 | $ 46,000 |
| Hillsborough County Florida | 3 | $ 324,000 | $ 108,000 | $ 232,000 |
| Suwannee County Florida | 3 | $ 234,000 | $ 78,000 | $ 85,000 |
| Acadia County Louisiana | 3 | $ 96,000 | $ 32,000 | $ 39,000 |
| Iberia County Louisiana | 3 | $ 101,000 | $ 33,000 | $ 52,000 |
| Lafayette County Louisiana | 3 | $ 114,000 | $ 38,000 | $ 59,000 |
| Livingston County Louisiana | 3 | $ 112,000 | $ 37,000 | $ 40,000 |
| Vermilion County Louisiana | 3 | $ 174,000 | $ 58,000 | $ 33,000 |
| Pike County Mississippi | 3 | $ 123,000 | $ 41,000 | $ 48,000 |
| Benton County Missouri | 3 | $ 311,000 | $ 103,000 | $ 90,000 |
| San Juan County New Mexico | 3 | $ 221,000 | $ 73,000 | $ 51,000 |
| Lenoir County North Carolina | 3 | $ 136,000 | $ 45,000 | $ 44,000 |
| Georgetown County South Carolina | 3 | $ 108,000 | $ 36,000 | $ 52,000 |
| Lexington County South Carolina | 3 | $ 191,000 | $ 63,000 | $ 51,000 |
| Chilton County Alabama | 2 | $ 56,000 | $ 28,000 | $ 29,000 |
| Coffee County Alabama | 2 | $ 72,000 | $ 36,000 | $ 51,000 |
| Jefferson County Alabama | 2 | $ 96,000 | $ 48,000 | $ 50,000 |
| Lamar County Alabama | 2 | $ 60,000 | $ 30,000 | $ 39,000 |
| Marion County Alabama | 2 | $ 82,000 | $ 41,000 | $ 36,000 |
| Talladega County Alabama | 2 | $ 154,000 | $ 77,000 | $ 57,000 |
| Pinal County Arizona | 2 | $ 189,000 | $ 94,000 | $ 150,000 |
| Pope County Arkansas | 2 | $ 82,000 | $ 41,000 | $ 41,000 |
| Union County Arkansas | 2 | $ 96,000 | $ 48,000 | $ 32,000 |
| Washington County Arkansas | 2 | $ 4,456,000 | $ 2,228,000 | $ 43,000 |
| Garfield County Colorado | 2 | $ 113,000 | $ 56,000 | $ 44,000 |
| Citrus County Florida | 2 | $ 89,000 | $ 44,000 | $ 57,000 |
| Duval County Florida | 2 | $ 164,000 | $ 82,000 | $ 29,000 |
| Lake County Florida | 2 | $ 215,000 | $ 107,000 | $ 96,000 |
| Lee County Florida | 2 | $ 213,000 | $ 106,000 | $ 55,000 |
| Bossier County Louisiana | 2 | $ 67,000 | $ 33,000 | $ 32,000 |
| Jefferson Davis County Louisiana | 2 | $ 91,000 | $ 45,000 | $ 46,000 |
| Ouachita County Louisiana | 2 | $ 53,000 | $ 26,000 | $ 101,000 |
| Rapides County Louisiana | 2 | $ 73,000 | $ 36,000 | $ 31,000 |
| Sabine County Louisiana | 2 | $ 57,000 | $ 28,000 | $ 42,000 |
| George County Mississippi | 2 | $ 71,000 | $ 35,000 | $ 54,000 |
| Jones County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Lauderdale County Mississippi | 2 | $ 45,000 | $ 22,000 | $ 45,000 |
| Rankin County Mississippi | 2 | $ 66,000 | $ 33,000 | $ 27,000 |
| Boone County Missouri | 2 | $ 471,000 | $ 235,000 | $ 44,000 |
| St. Louis City County Missouri | 2 | $ 14,640,000 | $ 7,320,000 | $ 22,000 |
| Lea County New Mexico | 2 | $ 75,000 | $ 37,000 | $ 41,000 |
| Brunswick County North Carolina | 2 | $ 107,000 | $ 53,000 | $ 47,000 |
| Columbus County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 36,000 |
| Cumberland County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Surry County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 56,000 |
| Custer County Oklahoma | 2 | $ 101,000 | $ 50,000 | $ 62,000 |
| Ottawa County Oklahoma | 2 | $ 68,000 | $ 34,000 | $ 34,000 |
| Wagoner County Oklahoma | 2 | $ 102,000 | $ 51,000 | $ 114,000 |
| Anderson County South Carolina | 2 | $ 87,000 | $ 43,000 | $ 54,000 |
| Berkeley County South Carolina | 2 | $ 102,000 | $ 51,000 | $ 36,000 |
| Horry County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Augusta County Virginia | 2 | $ 114,000 | $ 57,000 | $ 38,000 |
| Baldwin County Alabama | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Butler County Alabama | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Cherokee County Alabama | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Choctaw County Alabama | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Colbert County Alabama | 1 | $ 32,000 | $ 32,000 | $ 44,000 |
| Conecuh County Alabama | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
| Crenshaw County Alabama | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Cullman County Alabama | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| DeKalb County Alabama | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Escambia County Alabama | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Etowah County Alabama | 1 | $ 39,000 | $ 39,000 | $ 20,000 |
| Fayette County Alabama | 1 | $ 24,000 | $ 24,000 | $ 32,000 |
| Franklin County Alabama | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Geneva County Alabama | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Hale County Alabama | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Houston County Alabama | 1 | $ 38,000 | $ 38,000 | $ 93,000 |
| Lauderdale County Alabama | 1 | $ 17,000 | $ 17,000 | $ 21,000 |
| Lowndes County Alabama | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Marshall County Alabama | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Monroe County Alabama | 1 | $ 19,000 | $ 19,000 | $ 55,000 |
| Shelby County Alabama | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Tallapoosa County Alabama | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Tuscaloosa County Alabama | 1 | $ 20,000 | $ 20,000 | $ 144,000 |
| Washington County Alabama | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Coconino County Arizona | 1 | $ 42,000 | $ 42,000 | $ 102,000 |
| Maricopa County Arizona | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Baxter County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
| Cleburne County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Craighead County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| Cross County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| Fulton County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Grant County Arkansas | 1 | $ 49,000 | $ 49,000 | $ 74,000 |
| Independence County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Lawrence County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Little River County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 67,000 |
| Madison County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 39,000 |
| Nevada County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Newton County Arkansas | 1 | $ 17,000 | $ 17,000 | $ 54,000 |
| Phillips County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Pulaski County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 17,000 |
| Scott County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Searcy County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Sharp County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| White County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| El Dorado County California | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Shasta County California | 1 | $ 62,000 | $ 62,000 | $ 51,000 |
| Bay County Florida | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Bradford County Florida | 1 | $ 58,000 | $ 58,000 | $ 34,000 |
| Clay County Florida | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Collier County Florida | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Dixie County Florida | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Gadsden County Florida | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Gilchrist County Florida | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Hamilton County Florida | 1 | $ 92,000 | $ 92,000 | $ 86,000 |
| Jackson County Florida | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Levy County Florida | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Marion County Florida | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Miami-Dade County Florida | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Okaloosa County Florida | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Orange County Florida | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Osceola County Florida | 1 | $ 82,000 | $ 82,000 | $ 78,000 |
| Putnam County Florida | 1 | $ 46,000 | $ 46,000 | $ 46,000 |
| Volusia County Florida | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Walton County Florida | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Berrien County Georgia | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Coffee County Georgia | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Dougherty County Georgia | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Echols County Georgia | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Hancock County Georgia | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Wilkes County Georgia | 1 | $ 49,000 | $ 49,000 | $ 55,000 |
| Lake County Illinois | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Cherokee County Kansas | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Douglas County Kansas | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Johnson County Kansas | 1 | $ 434,000 | $ 434,000 | $ 600,000 |
| Hickman County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Avoyelles County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Beauregard County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 39,000 |
| Bienville County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| Caddo County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 48,000 |
| Claiborne County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Iberville County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 17,000 |
| Jackson County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 113,000 |
| La Salle County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 54,000 |
| Lafourche County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Morehouse County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 26,000 |
| Pointe Coupee County Louisiana | 1 | $ 46,000 | $ 46,000 | $ 54,000 |
| St. Charles County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| St. James County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| St. Martin County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| St. Tammany County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Terrebonne County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Vernon County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| West Carroll County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 113,000 |
| Amite County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Copiah County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| Forrest County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Franklin County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Itawamba County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Jackson County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Jasper County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
| Madison County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 34,000 |
| Marshall County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Neshoba County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 62,000 |
| Tishomingo County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 20,000 |
| Wayne County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Wilkinson County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Cass County Missouri | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Cole County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cooper County Missouri | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Douglas County Missouri | 1 | $ 73,000 | $ 73,000 | $ 22,000 |
| Platte County Missouri | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 192,000 | $ 192,000 | $ 55,000 |
| Clark County Nevada | 1 | $ 19,000 | $ 19,000 | $ 42,000 |
| Chaves County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Cibola County New Mexico | 1 | $ 47,000 | $ 47,000 | $ 42,000 |
| Hidalgo County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Mora County New Mexico | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Otero County New Mexico | 1 | $ 42,000 | $ 42,000 | $ 46,000 |
| Roosevelt County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 91,000 |
| San Miguel County New Mexico | 1 | $ 69,000 | $ 69,000 | $ 51,000 |
| Sierra County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 32,000 |
| Taos County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Torrance County New Mexico | 1 | $ 38,000 | $ 38,000 | $ 27,000 |
| Bertie County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Bladen County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 86,000 |
| Craven County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Duplin County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 39,000 |
| Gaston County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Gates County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Onslow County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 45,000 |
| Pamlico County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 25,000 |
| Pasquotank County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| Pender County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Robeson County North Carolina | 1 | $ 24,000 | $ 24,000 | $ 74,000 |
| Swain County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 31,000 |
| Caddo County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Canadian County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Craig County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Delaware County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 16,000 |
| Haskell County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Kingfisher County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Le Flore County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 67,000 |
| Lincoln County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Logan County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| McCurtain County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| McIntosh County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 80,000 |
| Okmulgee County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Osage County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Pawnee County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 33,000 |
| Payne County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Pittsburg County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Pontotoc County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 35,000 |
| Lane County Oregon | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Multnomah County Oregon | 1 | $ 19,000 | $ 19,000 | $ 30,000 |
| Chesterfield County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
| Dorchester County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Florence County South Carolina | 1 | $ 9,000 | $ 9,000 | $ 15,000 |
| Hampton County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 33,000 |
| Kershaw County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Richland County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Saluda County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 96,000 |
| Sumter County South Carolina | 1 | $ 73,000 | $ 73,000 | $ 51,000 |
| Coffee County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Giles County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Knox County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Lawrence County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Rhea County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Stewart County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Wayne County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 864 | $94,475,000 | $109,000 | $8,000,000 | $56,000 | $1,000,000 |
| Refinancing | 385 | $70,836,000 | $183,000 | $14,500,000 | $68,000 | $600,000 |
| Home Improvement | 46 | $702,000 | $15,000 | $270,000 | $55,000 | $624,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,185 | $129,946,000 | $109,000 | $1,662,000 | $62,000 | $1,000,000 |
| Black or African American | 32 | $1,717,000 | $53,000 | $288,000 | $41,000 | $280,000 |
| Hispanic | 29 | $1,989,000 | $68,000 | $159,000 | $46,000 | $104,000 |
| Not applicable | 25 | $30,259,000 | $1,210,000 | $14,500,000 | $0 | $0 |
| Not Provided | 11 | $1,039,000 | $94,000 | $252,000 | $72,000 | $276,000 |
| American Indian or Alaskan Native | 8 | $329,000 | $41,000 | $67,000 | $56,000 | $74,000 |
| Asian | 5 | $734,000 | $146,000 | $258,000 | $81,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,115 | $148,283,000 | $132,000 | $14,500,000 | $62,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 162 | $15,637,000 | $96,000 | $180,000 | $43,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,093,000 | $116,000 | $181,000 | $49,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 784 | $126,511,000 | $161,000 | $14,500,000 | $65,000 | $1,000,000 |
| Loan Purchased By The Institution | 309 | $15,494,000 | $50,000 | $294,000 | $50,000 | $288,000 |
| Application Withdrawn By Applicant | 107 | $14,515,000 | $135,000 | $1,024,000 | $64,000 | $600,000 |
| Preapproval Denied by Financial Institution | 47 | $4,059,000 | $86,000 | $225,000 | $36,000 | $116,000 |
| Application Denied By Financial Institution | 36 | $3,695,000 | $102,000 | $320,000 | $44,000 | $175,000 |
| File Closed For Incompleteness | 10 | $1,508,000 | $150,000 | $520,000 | $52,000 | $130,000 |
| Application Approved But Not Accepted | 2 | $231,000 | $115,000 | $178,000 | $54,000 | $90,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.