Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Great Southern Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,620 |
| Total Mortgage Loan Application Amount | $188,918,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $4,824,000 |
| Average Applicant Income | $56,333 |
| Highest Applicant Income | $869,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 622 | $ 84,112,000 | $ 135,000 | $ 65,000 |
| Christian County Missouri | 180 | $ 26,287,000 | $ 146,000 | $ 79,000 |
| Taney County Missouri | 62 | $ 9,363,000 | $ 151,000 | $ 77,000 |
| Stone County Missouri | 44 | $ 6,813,000 | $ 154,000 | $ 82,000 |
| Jasper County Missouri | 34 | $ 3,195,000 | $ 93,000 | $ 43,000 |
| Camden County Missouri | 33 | $ 5,705,000 | $ 172,000 | $ 66,000 |
| Lawrence County Missouri | 30 | $ 3,017,000 | $ 100,000 | $ 48,000 |
| Webster County Missouri | 27 | $ 2,589,000 | $ 95,000 | $ 50,000 |
| Polk County Missouri | 19 | $ 2,043,000 | $ 107,000 | $ 67,000 |
| Newton County Missouri | 17 | $ 1,833,000 | $ 107,000 | $ 90,000 |
| Lafayette County Louisiana | 12 | $ 562,000 | $ 46,000 | $ 51,000 |
| Howell County Missouri | 12 | $ 683,000 | $ 56,000 | $ 33,000 |
| Laclede County Missouri | 12 | $ 946,000 | $ 78,000 | $ 35,000 |
| Barry County Missouri | 10 | $ 1,543,000 | $ 154,000 | $ 74,000 |
| Cedar County Missouri | 10 | $ 776,000 | $ 77,000 | $ 36,000 |
| St. Louis City County Missouri | 9 | $ 1,837,000 | $ 204,000 | $ 126,000 |
| Calcasieu County Louisiana | 7 | $ 355,000 | $ 50,000 | $ 46,000 |
| Wright County Missouri | 7 | $ 550,000 | $ 78,000 | $ 32,000 |
| Coconino County Arizona | 6 | $ 237,000 | $ 39,000 | $ 72,000 |
| Baldwin County Alabama | 5 | $ 253,000 | $ 50,000 | $ 35,000 |
| Ouachita County Louisiana | 5 | $ 218,000 | $ 43,000 | $ 54,000 |
| Dallas County Missouri | 5 | $ 356,000 | $ 71,000 | $ 41,000 |
| Douglas County Missouri | 5 | $ 351,000 | $ 70,000 | $ 34,000 |
| Jackson County Missouri | 5 | $ 705,000 | $ 141,000 | $ 40,000 |
| St. Charles County Missouri | 5 | $ 948,000 | $ 189,000 | $ 93,000 |
| St. Louis County Missouri | 5 | $ 768,000 | $ 153,000 | $ 91,000 |
| Tulsa County Oklahoma | 5 | $ 263,000 | $ 52,000 | $ 34,000 |
| Marion County Alabama | 4 | $ 174,000 | $ 43,000 | $ 36,000 |
| Benton County Arkansas | 4 | $ 4,621,000 | $ 1,155,000 | $ 162,000 |
| Union County Arkansas | 4 | $ 228,000 | $ 57,000 | $ 36,000 |
| Hillsborough County Florida | 4 | $ 312,000 | $ 78,000 | $ 85,000 |
| Acadia County Louisiana | 4 | $ 179,000 | $ 44,000 | $ 48,000 |
| St. Landry County Louisiana | 4 | $ 180,000 | $ 45,000 | $ 37,000 |
| Pulaski County Missouri | 4 | $ 446,000 | $ 111,000 | $ 80,000 |
| San Juan County New Mexico | 4 | $ 144,000 | $ 36,000 | $ 40,000 |
| Rogers County Oklahoma | 4 | $ 113,000 | $ 28,000 | $ 41,000 |
| Tuscaloosa County Alabama | 3 | $ 130,000 | $ 43,000 | $ 60,000 |
| Maricopa County Arizona | 3 | $ 383,000 | $ 127,000 | $ 133,000 |
| Cross County Arkansas | 3 | $ 210,000 | $ 70,000 | $ 53,000 |
| Saline County Arkansas | 3 | $ 263,000 | $ 87,000 | $ 51,000 |
| Clay County Florida | 3 | $ 235,000 | $ 78,000 | $ 44,000 |
| Johnson County Kansas | 3 | $ 773,000 | $ 257,000 | $ 73,000 |
| Allen County Louisiana | 3 | $ 150,000 | $ 50,000 | $ 44,000 |
| Caddo County Louisiana | 3 | $ 92,000 | $ 30,000 | $ 28,000 |
| Boone County Missouri | 3 | $ 283,000 | $ 94,000 | $ 44,000 |
| Dunklin County Missouri | 3 | $ 227,000 | $ 75,000 | $ 60,000 |
| Oregon County Missouri | 3 | $ 138,000 | $ 46,000 | $ 32,000 |
| Dona Ana County New Mexico | 3 | $ 91,000 | $ 30,000 | $ 28,000 |
| Surry County North Carolina | 3 | $ 79,000 | $ 26,000 | $ 37,000 |
| Wayne County North Carolina | 3 | $ 72,000 | $ 24,000 | $ 41,000 |
| Delaware County Oklahoma | 3 | $ 132,000 | $ 44,000 | $ 66,000 |
| Greenville County South Carolina | 3 | $ 157,000 | $ 52,000 | $ 34,000 |
| Blount County Alabama | 2 | $ 84,000 | $ 42,000 | $ 44,000 |
| Calhoun County Alabama | 2 | $ 115,000 | $ 57,000 | $ 35,000 |
| Etowah County Alabama | 2 | $ 57,000 | $ 28,000 | $ 34,000 |
| Boone County Arkansas | 2 | $ 207,000 | $ 103,000 | $ 22,000 |
| Bradley County Arkansas | 2 | $ 67,000 | $ 33,000 | $ 22,000 |
| Cleburne County Arkansas | 2 | $ 126,000 | $ 63,000 | $ 35,000 |
| Conway County Arkansas | 2 | $ 164,000 | $ 82,000 | $ 42,000 |
| Lafayette County Arkansas | 2 | $ 68,000 | $ 34,000 | $ 39,000 |
| Duval County Florida | 2 | $ 257,000 | $ 128,000 | $ 61,000 |
| Grady County Georgia | 2 | $ 102,000 | $ 51,000 | $ 35,000 |
| Lowndes County Georgia | 2 | $ 63,000 | $ 31,000 | $ 84,000 |
| Wayne County Georgia | 2 | $ 134,000 | $ 67,000 | $ 53,000 |
| Cherokee County Kansas | 2 | $ 167,000 | $ 83,000 | $ 57,000 |
| Ascension County Louisiana | 2 | $ 137,000 | $ 68,000 | $ 37,000 |
| Assumption County Louisiana | 2 | $ 112,000 | $ 56,000 | $ 62,000 |
| Cameron County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 119,000 |
| De Soto County Louisiana | 2 | $ 65,000 | $ 32,000 | $ 78,000 |
| Evangeline County Louisiana | 2 | $ 133,000 | $ 66,000 | $ 58,000 |
| St. James County Louisiana | 2 | $ 83,000 | $ 41,000 | $ 81,000 |
| Harrison County Mississippi | 2 | $ 129,000 | $ 64,000 | $ 47,000 |
| Jackson County Mississippi | 2 | $ 148,000 | $ 74,000 | $ 32,000 |
| Benton County Missouri | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Dade County Missouri | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| Lincoln County Missouri | 2 | $ 475,000 | $ 237,000 | $ 52,000 |
| McDonald County Missouri | 2 | $ 261,000 | $ 130,000 | $ 59,000 |
| Texas County Missouri | 2 | $ 86,000 | $ 43,000 | $ 49,000 |
| Chaves County New Mexico | 2 | $ 68,000 | $ 34,000 | $ 35,000 |
| Quay County New Mexico | 2 | $ 71,000 | $ 35,000 | $ 74,000 |
| Cumberland County North Carolina | 2 | $ 78,000 | $ 39,000 | $ 40,000 |
| Richmond County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 84,000 |
| Robeson County North Carolina | 2 | $ 51,000 | $ 25,000 | $ 17,000 |
| Caddo County Oklahoma | 2 | $ 87,000 | $ 43,000 | $ 44,000 |
| Coal County Oklahoma | 2 | $ 47,000 | $ 23,000 | $ 29,000 |
| Creek County Oklahoma | 2 | $ 76,000 | $ 38,000 | $ 32,000 |
| Mayes County Oklahoma | 2 | $ 75,000 | $ 37,000 | $ 56,000 |
| Osage County Oklahoma | 2 | $ 95,000 | $ 47,000 | $ 49,000 |
| Ottawa County Oklahoma | 2 | $ 111,000 | $ 55,000 | $ 44,000 |
| Pittsburg County Oklahoma | 2 | $ 158,000 | $ 79,000 | $ 48,000 |
| Linn County Oregon | 2 | $ 52,000 | $ 26,000 | $ 42,000 |
| Marion County Oregon | 2 | $ 123,000 | $ 61,000 | $ 44,000 |
| Multnomah County Oregon | 2 | $ 124,000 | $ 62,000 | $ 42,000 |
| Colleton County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Oconee County South Carolina | 2 | $ 135,000 | $ 67,000 | $ 47,000 |
| York County South Carolina | 2 | $ 88,000 | $ 44,000 | $ 20,000 |
| Pierce County Washington | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Kanawha County West Virginia | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| Chilton County Alabama | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Choctaw County Alabama | 1 | $ 21,000 | $ 21,000 | $ 58,000 |
| Cleburne County Alabama | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Coosa County Alabama | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Elmore County Alabama | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Escambia County Alabama | 1 | $ 37,000 | $ 37,000 | $ 56,000 |
| Lowndes County Alabama | 1 | $ 20,000 | $ 20,000 | $ 89,000 |
| Mobile County Alabama | 1 | $ 72,000 | $ 72,000 | $ 75,000 |
| Pike County Alabama | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Randolph County Alabama | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| St. Clair County Alabama | 1 | $ 21,000 | $ 21,000 | $ 18,000 |
| Walker County Alabama | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Gila County Arizona | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Pima County Arizona | 1 | $ 42,000 | $ 42,000 | $ 49,000 |
| Pinal County Arizona | 1 | $ 31,000 | $ 31,000 | $ 66,000 |
| Yavapai County Arizona | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Arkansas County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 126,000 |
| Clay County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Craighead County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
| Crittenden County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 49,000 |
| Drew County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 88,000 |
| Garland County Arkansas | 1 | $ 187,000 | $ 187,000 | $ 84,000 |
| Greene County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 73,000 |
| Lonoke County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Perry County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| Pulaski County Arkansas | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| Van Buren County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Los Angeles County California | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Weld County Colorado | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Kent County Delaware | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Bradford County Florida | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Citrus County Florida | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Columbia County Florida | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Dixie County Florida | 1 | $ 73,000 | $ 73,000 | $ 57,000 |
| Gilchrist County Florida | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Glades County Florida | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Hamilton County Florida | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Jefferson County Florida | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Lake County Florida | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Martin County Florida | 1 | $ 36,000 | $ 36,000 | $ 108,000 |
| Nassau County Florida | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Okeechobee County Florida | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Orange County Florida | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Palm Beach County Florida | 1 | $ 32,000 | $ 32,000 | $ 84,000 |
| Pasco County Florida | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Bleckley County Georgia | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Chatham County Georgia | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
| Columbia County Georgia | 1 | $ 41,000 | $ 41,000 | $ 18,000 |
| Glynn County Georgia | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Jeff Davis County Georgia | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Lincoln County Georgia | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| McIntosh County Georgia | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Murray County Georgia | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Rabun County Georgia | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Twin Falls County Idaho | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| Henderson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Lake County Illinois | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
| Madison County Illinois | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Blackford County Indiana | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Crawford County Indiana | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Montgomery County Kansas | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Sedgwick County Kansas | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Shawnee County Kansas | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Boyd County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Daviess County Kentucky | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
| Garrard County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Knox County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 34,000 |
| Lincoln County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 44,000 |
| Beauregard County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 82,000 |
| Claiborne County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Concordia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Franklin County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 15,000 |
| Iberia County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 60,000 |
| Jackson County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Lafourche County Louisiana | 1 | $ 46,000 | $ 46,000 | $ 58,000 |
| Lincoln County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 160,000 |
| Madison County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Morehouse County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 34,000 |
| Natchitoches County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Rapides County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 48,000 |
| Red River County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| St. Bernard County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 33,000 |
| St. Helena County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| St. Martin County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| St. Mary County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Terrebonne County Louisiana | 1 | $ 19,000 | $ 19,000 | $ 15,000 |
| Vermilion County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Vernon County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Webster County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| West Baton Rouge County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 100,000 |
| Winn County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Wicomico County Maryland | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Berrien County Michigan | 1 | $ 79,000 | $ 79,000 | $ 205,000 |
| Beltrami County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Dakota County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 65,000 |
| Attala County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Hinds County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Holmes County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Itawamba County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Jones County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Lee County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 61,000 |
| Lincoln County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Madison County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Neshoba County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 62,000 |
| Panola County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 15,000 |
| Pearl River County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Rankin County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Simpson County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Wayne County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Yalobusha County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Yazoo County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Buchanan County Missouri | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Butler County Missouri | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Cass County Missouri | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Clay County Missouri | 1 | $ 41,000 | $ 41,000 | $ 33,000 |
| Daviess County Missouri | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| DeKalb County Missouri | 1 | $ 166,000 | $ 166,000 | $ 50,000 |
| Miller County Missouri | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Ozark County Missouri | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Schuyler County Missouri | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Sullivan County Missouri | 1 | $ 40,000 | $ 40,000 | $ 139,000 |
| Missoula County Montana | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Catron County New Mexico | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Eddy County New Mexico | 1 | $ 57,000 | $ 57,000 | $ 158,000 |
| Lea County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Otero County New Mexico | 1 | $ 29,000 | $ 29,000 | $ 45,000 |
| Santa Fe County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Socorro County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 32,000 |
| Taos County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Torrance County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Clinton County New York | 1 | $ 87,000 | $ 87,000 | $ 102,000 |
| Tompkins County New York | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Washington County New York | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Beaufort County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Bladen County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Carteret County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Catawba County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Chatham County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Craven County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 29,000 |
| Duplin County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Franklin County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 200,000 |
| Guilford County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Halifax County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Johnston County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Jones County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 84,000 |
| Nash County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 26,000 |
| Onslow County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Pamlico County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 73,000 |
| Polk County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Rockingham County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 60,000 |
| Stokes County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 18,000 |
| Wilkes County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Wilson County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Yancey County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 21,000 |
| Atoka County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 70,000 |
| Beckham County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 108,000 |
| Canadian County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Cherokee County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 84,000 |
| Cleveland County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Comanche County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 38,000 |
| Dewey County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Garfield County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Kay County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Kingfisher County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| McClain County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Muskogee County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 36,000 |
| Nowata County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Okmulgee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Pontotoc County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 77,000 |
| Pottawatomie County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 23,000 |
| Texas County Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 248,000 |
| Clackamas County Oregon | 1 | $ 61,000 | $ 61,000 | $ 55,000 |
| Douglas County Oregon | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Josephine County Oregon | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Yamhill County Oregon | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Aiken County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 98,000 |
| Berkeley County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Horry County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Laurens County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Lexington County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Saluda County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Williamsburg County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 14,000 |
| Cannon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Meigs County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 42,000 |
| Utah County Utah | 1 | $ 29,000 | $ 29,000 | $ 38,000 |
| Bedford County Virginia | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Patrick County Virginia | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Clark County Washington | 1 | $ 49,000 | $ 49,000 | $ 120,000 |
| Spokane County Washington | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Boone County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Harrison County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Monongalia County West Virginia | 1 | $ 98,000 | $ 98,000 | $ 108,000 |
| Randolph County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| Ritchie County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| Tucker County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 68,000 |
| Wayne County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Fremont County Wyoming | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 999 | $98,047,000 | $98,000 | $1,120,000 | $56,000 | $862,000 |
| Refinancing | 582 | $90,533,000 | $155,000 | $4,824,000 | $73,000 | $869,000 |
| Home Improvement | 39 | $338,000 | $8,000 | $75,000 | $40,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,492 | $167,251,000 | $112,000 | $1,120,000 | $64,000 | $869,000 |
| Hispanic | 40 | $2,947,000 | $73,000 | $195,000 | $40,000 | $99,000 |
| Black or African American | 38 | $2,495,000 | $65,000 | $278,000 | $38,000 | $99,000 |
| Not applicable | 23 | $13,459,000 | $585,000 | $4,824,000 | $0 | $0 |
| American Indian or Alaskan Native | 11 | $442,000 | $40,000 | $69,000 | $42,000 | $86,000 |
| Asian | 9 | $1,144,000 | $127,000 | $294,000 | $35,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $576,000 | $144,000 | $224,000 | $71,000 | $80,000 |
| Not Provided | 3 | $604,000 | $201,000 | $340,000 | $67,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,285 | $152,213,000 | $118,000 | $4,824,000 | $67,000 | $869,000 |
| FHA-insured (Federal Housing Administration) | 300 | $32,592,000 | $108,000 | $271,000 | $43,000 | $145,000 |
| VA-guaranteed (Veterans Administration) | 22 | $2,811,000 | $127,000 | $220,000 | $44,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,302,000 | $100,000 | $155,000 | $36,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 980 | $136,051,000 | $138,000 | $4,824,000 | $67,000 | $862,000 |
| Loan Purchased By The Institution | 367 | $18,883,000 | $51,000 | $212,000 | $50,000 | $248,000 |
| Application Withdrawn By Applicant | 143 | $18,361,000 | $128,000 | $680,000 | $64,000 | $869,000 |
| Application Denied By Financial Institution | 56 | $6,170,000 | $110,000 | $398,000 | $42,000 | $160,000 |
| Preapproval Denied by Financial Institution | 52 | $5,309,000 | $102,000 | $294,000 | $41,000 | $124,000 |
| Application Approved But Not Accepted | 13 | $2,873,000 | $221,000 | $511,000 | $136,000 | $432,000 |
| File Closed For Incompleteness | 9 | $1,271,000 | $141,000 | $417,000 | $98,000 | $326,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.