Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Great Southern Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,995 |
| Total Mortgage Loan Application Amount | $589,072,000 |
| Average Mortgage Loan Application Amount | $161,000 |
| Highest Mortgage Loan Application Amount | $36,300,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $1,375,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 482 | $ 55,091,000 | $ 114,000 | $ 59,000 |
| Scott County Iowa | 230 | $ 38,206,000 | $ 166,000 | $ 75,000 |
| Polk County Iowa | 228 | $ 64,400,000 | $ 282,000 | $ 97,000 |
| Christian County Missouri | 163 | $ 21,553,000 | $ 132,000 | $ 65,000 |
| Woodbury County Iowa | 141 | $ 11,658,000 | $ 82,000 | $ 66,000 |
| Rock Island County Illinois | 85 | $ 8,692,000 | $ 102,000 | $ 65,000 |
| Story County Iowa | 81 | $ 15,716,000 | $ 194,000 | $ 101,000 |
| Jasper County Iowa | 72 | $ 6,820,000 | $ 94,000 | $ 66,000 |
| Camden County Missouri | 66 | $ 7,861,000 | $ 119,000 | $ 58,000 |
| Stone County Missouri | 63 | $ 5,901,000 | $ 93,000 | $ 51,000 |
| Taney County Missouri | 57 | $ 5,686,000 | $ 99,000 | $ 55,000 |
| Miami County Kansas | 50 | $ 3,580,000 | $ 71,000 | $ 54,000 |
| Jackson County Missouri | 47 | $ 64,036,000 | $ 1,362,000 | $ 55,000 |
| Johnson County Kansas | 40 | $ 6,666,000 | $ 166,000 | $ 87,000 |
| St. Louis County Missouri | 40 | $ 14,044,000 | $ 351,000 | $ 124,000 |
| Black Hawk County Iowa | 38 | $ 5,369,000 | $ 141,000 | $ 63,000 |
| Wright County Missouri | 36 | $ 2,641,000 | $ 73,000 | $ 42,000 |
| Howell County Missouri | 33 | $ 2,003,000 | $ 60,000 | $ 39,000 |
| Jasper County Missouri | 33 | $ 2,450,000 | $ 74,000 | $ 62,000 |
| Dallas County Iowa | 32 | $ 7,648,000 | $ 239,000 | $ 102,000 |
| Newton County Missouri | 32 | $ 2,220,000 | $ 69,000 | $ 47,000 |
| Reynolds County Missouri | 31 | $ 1,497,000 | $ 48,000 | $ 43,000 |
| Webster County Missouri | 31 | $ 3,561,000 | $ 114,000 | $ 44,000 |
| Lawrence County Missouri | 30 | $ 2,118,000 | $ 70,000 | $ 44,000 |
| Vernon County Missouri | 27 | $ 1,585,000 | $ 58,000 | $ 50,000 |
| Douglas County Nebraska | 25 | $ 4,580,000 | $ 183,000 | $ 71,000 |
| Washington County Arkansas | 23 | $ 2,969,000 | $ 129,000 | $ 36,000 |
| Dade County Missouri | 23 | $ 936,000 | $ 40,000 | $ 56,000 |
| Plymouth County Iowa | 22 | $ 2,303,000 | $ 104,000 | $ 69,000 |
| Labette County Kansas | 22 | $ 1,242,000 | $ 56,000 | $ 53,000 |
| Dakota County Nebraska | 22 | $ 1,378,000 | $ 62,000 | $ 59,000 |
| Marion County Iowa | 20 | $ 1,654,000 | $ 82,000 | $ 54,000 |
| Benton County Arkansas | 19 | $ 5,489,000 | $ 288,000 | $ 78,000 |
| Warren County Iowa | 19 | $ 3,287,000 | $ 173,000 | $ 86,000 |
| St. Louis City County Missouri | 19 | $ 31,173,000 | $ 1,640,000 | $ 35,000 |
| Laclede County Missouri | 18 | $ 923,000 | $ 51,000 | $ 44,000 |
| Douglas County Missouri | 17 | $ 1,458,000 | $ 85,000 | $ 48,000 |
| Iron County Missouri | 17 | $ 577,000 | $ 33,000 | $ 49,000 |
| Polk County Missouri | 17 | $ 1,652,000 | $ 97,000 | $ 39,000 |
| Morgan County Missouri | 16 | $ 867,000 | $ 54,000 | $ 45,000 |
| Texas County Missouri | 16 | $ 769,000 | $ 48,000 | $ 49,000 |
| Mahaska County Iowa | 15 | $ 1,201,000 | $ 80,000 | $ 49,000 |
| Allen County Kansas | 15 | $ 711,000 | $ 47,000 | $ 40,000 |
| Franklin County Kansas | 15 | $ 779,000 | $ 51,000 | $ 73,000 |
| Cedar County Missouri | 15 | $ 1,141,000 | $ 76,000 | $ 45,000 |
| Buchanan County Iowa | 14 | $ 1,415,000 | $ 101,000 | $ 45,000 |
| Oregon County Missouri | 14 | $ 524,000 | $ 37,000 | $ 48,000 |
| Clinton County Iowa | 13 | $ 1,587,000 | $ 122,000 | $ 53,000 |
| Dakota County Minnesota | 13 | $ 2,074,000 | $ 159,000 | $ 84,000 |
| Dallas County Missouri | 13 | $ 862,000 | $ 66,000 | $ 37,000 |
| St. Charles County Missouri | 13 | $ 18,388,000 | $ 1,414,000 | $ 72,000 |
| Barry County Missouri | 12 | $ 730,000 | $ 60,000 | $ 37,000 |
| Madison County Missouri | 12 | $ 359,000 | $ 29,000 | $ 41,000 |
| Mercer County Illinois | 11 | $ 1,076,000 | $ 97,000 | $ 40,000 |
| Sarpy County Nebraska | 11 | $ 1,167,000 | $ 106,000 | $ 74,000 |
| Henry County Illinois | 10 | $ 1,175,000 | $ 117,000 | $ 59,000 |
| Hennepin County Minnesota | 10 | $ 11,033,000 | $ 1,103,000 | $ 49,000 |
| Miller County Missouri | 10 | $ 1,395,000 | $ 139,000 | $ 47,000 |
| Tama County Iowa | 9 | $ 1,117,000 | $ 124,000 | $ 57,000 |
| Washington County Nebraska | 8 | $ 1,113,000 | $ 139,000 | $ 37,000 |
| Oklahoma County Oklahoma | 8 | $ 14,371,000 | $ 1,796,000 | $ 5,000 |
| Boone County Iowa | 7 | $ 1,205,000 | $ 172,000 | $ 86,000 |
| Union County South Dakota | 7 | $ 684,000 | $ 97,000 | $ 107,000 |
| Monona County Iowa | 6 | $ 244,000 | $ 40,000 | $ 42,000 |
| Johnson County Iowa | 5 | $ 612,000 | $ 122,000 | $ 89,000 |
| Benton County Missouri | 5 | $ 218,000 | $ 43,000 | $ 35,000 |
| McDonald County Missouri | 5 | $ 174,000 | $ 34,000 | $ 43,000 |
| St. Francois County Missouri | 5 | $ 394,000 | $ 78,000 | $ 120,000 |
| Cedar County Iowa | 4 | $ 567,000 | $ 141,000 | $ 75,000 |
| Poweshiek County Iowa | 4 | $ 607,000 | $ 151,000 | $ 145,000 |
| Anderson County Kansas | 4 | $ 294,000 | $ 73,000 | $ 39,000 |
| Linn County Kansas | 4 | $ 263,000 | $ 65,000 | $ 75,000 |
| Washington County Minnesota | 4 | $ 851,000 | $ 212,000 | $ 80,000 |
| Wright County Minnesota | 4 | $ 629,000 | $ 157,000 | $ 79,000 |
| Jefferson County Missouri | 4 | $ 737,000 | $ 184,000 | $ 131,000 |
| Shannon County Missouri | 4 | $ 160,000 | $ 40,000 | $ 38,000 |
| Wayne County Missouri | 4 | $ 688,000 | $ 172,000 | $ 110,000 |
| Tulsa County Oklahoma | 4 | $ 707,000 | $ 176,000 | $ 0 |
| Boone County Arkansas | 3 | $ 372,000 | $ 124,000 | $ 29,000 |
| Fulton County Arkansas | 3 | $ 68,000 | $ 22,000 | $ 53,000 |
| Bremer County Iowa | 3 | $ 288,000 | $ 96,000 | $ 38,000 |
| Butler County Iowa | 3 | $ 439,000 | $ 146,000 | $ 38,000 |
| Clarke County Iowa | 3 | $ 424,000 | $ 141,000 | $ 75,000 |
| Madison County Iowa | 3 | $ 640,000 | $ 213,000 | $ 106,000 |
| Winneshiek County Iowa | 3 | $ 564,000 | $ 188,000 | $ 97,000 |
| Ramsey County Minnesota | 3 | $ 4,609,000 | $ 1,536,000 | $ 100,000 |
| Scott County Minnesota | 3 | $ 711,000 | $ 237,000 | $ 49,000 |
| Cass County Missouri | 3 | $ 310,000 | $ 103,000 | $ 21,000 |
| Dent County Missouri | 3 | $ 137,000 | $ 45,000 | $ 36,000 |
| Ozark County Missouri | 3 | $ 209,000 | $ 69,000 | $ 36,000 |
| Platte County Missouri | 3 | $ 658,000 | $ 219,000 | $ 145,000 |
| Pulaski County Missouri | 3 | $ 238,000 | $ 79,000 | $ 68,000 |
| Thurston County Nebraska | 3 | $ 8,000 | $ 2,000 | $ 34,000 |
| Dallas County Texas | 3 | $ 21,515,000 | $ 7,171,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 9,573,000 | $ 4,786,000 | $ 0 |
| Carroll County Illinois | 2 | $ 125,000 | $ 62,000 | $ 56,000 |
| Champaign County Illinois | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Whiteside County Illinois | 2 | $ 243,000 | $ 121,000 | $ 44,000 |
| Cerro Gordo County Iowa | 2 | $ 191,000 | $ 95,000 | $ 51,000 |
| Hamilton County Iowa | 2 | $ 138,000 | $ 69,000 | $ 61,000 |
| Jackson County Iowa | 2 | $ 409,000 | $ 204,000 | $ 58,000 |
| Linn County Iowa | 2 | $ 515,000 | $ 257,000 | $ 89,000 |
| Louisa County Iowa | 2 | $ 215,000 | $ 107,000 | $ 46,000 |
| Mills County Iowa | 2 | $ 448,000 | $ 224,000 | $ 116,000 |
| Coffey County Kansas | 2 | $ 5,000 | $ 2,000 | $ 19,000 |
| Crawford County Kansas | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Douglas County Kansas | 2 | $ 5,390,000 | $ 2,695,000 | $ 18,000 |
| Neosho County Kansas | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Sedgwick County Kansas | 2 | $ 3,971,000 | $ 1,985,000 | $ 73,000 |
| Wyandotte County Kansas | 2 | $ 176,000 | $ 88,000 | $ 29,000 |
| Bates County Missouri | 2 | $ 83,000 | $ 41,000 | $ 71,000 |
| Boone County Missouri | 2 | $ 529,000 | $ 264,000 | $ 228,000 |
| Clay County Missouri | 2 | $ 291,000 | $ 145,000 | $ 98,000 |
| Cole County Missouri | 2 | $ 543,000 | $ 271,000 | $ 75,000 |
| Johnson County Missouri | 2 | $ 2,375,000 | $ 1,187,000 | $ 123,000 |
| Lincoln County Missouri | 2 | $ 145,000 | $ 72,000 | $ 31,000 |
| Moniteau County Missouri | 2 | $ 4,510,000 | $ 2,255,000 | $ 25,000 |
| Dixon County Nebraska | 2 | $ 78,000 | $ 39,000 | $ 60,000 |
| Saunders County Nebraska | 2 | $ 387,000 | $ 193,000 | $ 152,000 |
| Geneva County Alabama | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| Greene County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Hot Spring County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Marion County Arkansas | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Sharp County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Union County Arkansas | 1 | $ 1,888,000 | $ 1,888,000 | $ 0 |
| Los Angeles County California | 1 | $ 850,000 | $ 850,000 | $ 600,000 |
| Larimer County Colorado | 1 | $ 291,000 | $ 291,000 | $ 191,000 |
| Hartford County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Alachua County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Broward County Florida | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Collier County Florida | 1 | $ 394,000 | $ 394,000 | $ 413,000 |
| Okeechobee County Florida | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Osceola County Florida | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Polk County Florida | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Haralson County Georgia | 1 | $ 82,000 | $ 82,000 | $ 0 |
| DuPage County Illinois | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Henderson County Illinois | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Knox County Illinois | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Madison County Illinois | 1 | $ 217,000 | $ 217,000 | $ 95,000 |
| Union County Illinois | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Warren County Illinois | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Adams County Iowa | 1 | $ 151,000 | $ 151,000 | $ 143,000 |
| Buena Vista County Iowa | 1 | $ 2,000 | $ 2,000 | $ 26,000 |
| Chickasaw County Iowa | 1 | $ 117,000 | $ 117,000 | $ 37,000 |
| Clay County Iowa | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Delaware County Iowa | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Dubuque County Iowa | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Fayette County Iowa | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Grundy County Iowa | 1 | $ 202,000 | $ 202,000 | $ 81,000 |
| Guthrie County Iowa | 1 | $ 234,000 | $ 234,000 | $ 123,000 |
| Harrison County Iowa | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Iowa County Iowa | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Keokuk County Iowa | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Ringgold County Iowa | 1 | $ 152,000 | $ 152,000 | $ 202,000 |
| Wapello County Iowa | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Webster County Iowa | 1 | $ 83,000 | $ 83,000 | $ 85,000 |
| Barton County Kansas | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
| Bourbon County Kansas | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Cherokee County Kansas | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Leavenworth County Kansas | 1 | $ 12,000 | $ 12,000 | $ 102,000 |
| Sumner County Kansas | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Allen County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 81,000 |
| Yellow Medicine County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 117,000 |
| Jones County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Yazoo County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Barton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Bollinger County Missouri | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Buchanan County Missouri | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Butler County Missouri | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Cape Girardeau County Missouri | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Franklin County Missouri | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Hickory County Missouri | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Phelps County Missouri | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Ralls County Missouri | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Schuyler County Missouri | 1 | $ 56,000 | $ 56,000 | $ 54,000 |
| St. Clair County Missouri | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Washington County Missouri | 1 | $ 3,000 | $ 3,000 | $ 17,000 |
| Burt County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Cass County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 47,000 |
| Hall County Nebraska | 1 | $ 181,000 | $ 181,000 | $ 100,000 |
| Madison County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Otero County New Mexico | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Buncombe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Moore County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Medina County Ohio | 1 | $ 206,000 | $ 206,000 | $ 150,000 |
| Trumbull County Ohio | 1 | $ 77,000 | $ 77,000 | $ 137,000 |
| Carter County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Creek County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 151,000 |
| Kay County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 98,000 |
| Allegheny County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Carbon County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Gibson County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 140,000 |
| Washington County Tennessee | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Bandera County Texas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Bell County Texas | 1 | $ 5,320,000 | $ 5,320,000 | $ 0 |
| Bexar County Texas | 1 | $ 168,000 | $ 168,000 | $ 74,000 |
| Collin County Texas | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Harris County Texas | 1 | $ 287,000 | $ 287,000 | $ 154,000 |
| Medina County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Randall County Texas | 1 | $ 11,400,000 | $ 11,400,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,665 | $400,285,000 | $240,000 | $36,300,000 | $70,000 | $1,177,000 |
| Refinancing | 816 | $170,903,000 | $209,000 | $13,500,000 | $64,000 | $1,375,000 |
| Home Improvement | 514 | $17,884,000 | $34,000 | $6,915,000 | $52,000 | $399,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,629 | $307,953,000 | $117,000 | $4,200,000 | $68,000 | $1,375,000 |
| Not applicable | 136 | $253,441,000 | $1,863,000 | $36,300,000 | $0 | $0 |
| Hispanic | 78 | $6,157,000 | $78,000 | $275,000 | $52,000 | $203,000 |
| Not Provided | 60 | $9,843,000 | $164,000 | $417,000 | $94,000 | $384,000 |
| Black or African American | 40 | $5,420,000 | $135,000 | $417,000 | $72,000 | $200,000 |
| Asian | 36 | $5,231,000 | $145,000 | $340,000 | $72,000 | $267,000 |
| American Indian or Alaskan Native | 12 | $373,000 | $31,000 | $100,000 | $35,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $654,000 | $163,000 | $250,000 | $74,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,437 | $524,430,000 | $215,000 | $36,300,000 | $68,000 | $1,375,000 |
| FHA-insured (Federal Housing Administration) | 246 | $28,110,000 | $114,000 | $276,000 | $53,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $21,909,000 | $100,000 | $234,000 | $41,000 | $146,000 |
| VA-guaranteed (Veterans Administration) | 93 | $14,623,000 | $157,000 | $417,000 | $69,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,028 | $486,703,000 | $239,000 | $36,300,000 | $68,000 | $1,375,000 |
| Application Denied By Financial Institution | 573 | $47,327,000 | $82,000 | $850,000 | $51,000 | $600,000 |
| Application Withdrawn By Applicant | 249 | $37,832,000 | $151,000 | $4,353,000 | $76,000 | $1,015,000 |
| File Closed For Incompleteness | 64 | $8,370,000 | $130,000 | $417,000 | $74,000 | $282,000 |
| Application Approved But Not Accepted | 64 | $7,499,000 | $117,000 | $417,000 | $75,000 | $300,000 |
| Loan Purchased By The Institution | 17 | $1,341,000 | $78,000 | $143,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 268 | $17,709,000 | $66,000 | $327,000 | $46,000 | $192,000 |
| Debt-To-Income Ratio | 169 | $13,314,000 | $78,000 | $564,000 | $37,000 | $180,000 |
| Collateral | 64 | $7,601,000 | $118,000 | $417,000 | $74,000 | $590,000 |
| Other | 37 | $5,215,000 | $140,000 | $850,000 | $95,000 | $600,000 |
| Employment History | 23 | $1,320,000 | $57,000 | $196,000 | $44,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,485,000 | $185,000 | $404,000 | $82,000 | $171,000 |
| Unverifiable Information | 4 | $683,000 | $170,000 | $331,000 | $112,000 | $204,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.