Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Great Southern Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,969 |
| Total Mortgage Loan Application Amount | $895,107,000 |
| Average Mortgage Loan Application Amount | $249,333 |
| Highest Mortgage Loan Application Amount | $28,100,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 504 | $ 68,815,000 | $ 136,000 | $ 74,000 |
| St. Louis County Missouri | 306 | $ 118,076,000 | $ 385,000 | $ 60,000 |
| Christian County Missouri | 171 | $ 27,853,000 | $ 162,000 | $ 66,000 |
| Woodbury County Iowa | 147 | $ 12,362,000 | $ 84,000 | $ 60,000 |
| St. Louis City County Missouri | 110 | $ 35,770,000 | $ 325,000 | $ 25,000 |
| St. Charles County Missouri | 87 | $ 24,337,000 | $ 279,000 | $ 50,000 |
| Benton County Arkansas | 77 | $ 21,608,000 | $ 280,000 | $ 84,000 |
| Polk County Iowa | 68 | $ 33,108,000 | $ 486,000 | $ 78,000 |
| Camden County Missouri | 67 | $ 10,068,000 | $ 150,000 | $ 69,000 |
| Jasper County Iowa | 59 | $ 5,230,000 | $ 88,000 | $ 63,000 |
| Stone County Missouri | 55 | $ 8,000,000 | $ 145,000 | $ 79,000 |
| Taney County Missouri | 52 | $ 4,675,000 | $ 89,000 | $ 65,000 |
| Scott County Iowa | 48 | $ 5,035,000 | $ 104,000 | $ 75,000 |
| Jasper County Missouri | 44 | $ 3,873,000 | $ 88,000 | $ 59,000 |
| Newton County Missouri | 42 | $ 4,019,000 | $ 95,000 | $ 50,000 |
| Jackson County Missouri | 41 | $ 10,798,000 | $ 263,000 | $ 60,000 |
| Lawrence County Missouri | 41 | $ 2,802,000 | $ 68,000 | $ 58,000 |
| Douglas County Missouri | 40 | $ 3,664,000 | $ 91,000 | $ 54,000 |
| Johnson County Kansas | 39 | $ 6,602,000 | $ 169,000 | $ 100,000 |
| Washington County Arkansas | 36 | $ 4,625,000 | $ 128,000 | $ 61,000 |
| Mahaska County Iowa | 35 | $ 1,610,000 | $ 46,000 | $ 53,000 |
| Hennepin County Minnesota | 34 | $ 39,251,000 | $ 1,154,000 | $ 119,000 |
| Howell County Missouri | 34 | $ 2,260,000 | $ 66,000 | $ 47,000 |
| Vernon County Missouri | 32 | $ 1,560,000 | $ 48,000 | $ 54,000 |
| Miami County Kansas | 30 | $ 2,716,000 | $ 90,000 | $ 60,000 |
| Cedar County Missouri | 24 | $ 1,715,000 | $ 71,000 | $ 44,000 |
| Reynolds County Missouri | 24 | $ 1,475,000 | $ 61,000 | $ 56,000 |
| Webster County Missouri | 23 | $ 2,688,000 | $ 116,000 | $ 54,000 |
| Labette County Kansas | 22 | $ 860,000 | $ 39,000 | $ 44,000 |
| Monona County Iowa | 21 | $ 1,654,000 | $ 78,000 | $ 66,000 |
| Plymouth County Iowa | 20 | $ 3,069,000 | $ 153,000 | $ 95,000 |
| Laclede County Missouri | 20 | $ 1,227,000 | $ 61,000 | $ 58,000 |
| Wright County Missouri | 19 | $ 1,510,000 | $ 79,000 | $ 43,000 |
| Marion County Iowa | 18 | $ 1,207,000 | $ 67,000 | $ 44,000 |
| Jefferson County Missouri | 18 | $ 3,283,000 | $ 182,000 | $ 37,000 |
| Douglas County Nebraska | 18 | $ 2,286,000 | $ 127,000 | $ 145,000 |
| Dade County Missouri | 17 | $ 2,100,000 | $ 123,000 | $ 95,000 |
| Madison County Missouri | 17 | $ 1,354,000 | $ 79,000 | $ 50,000 |
| Polk County Missouri | 17 | $ 1,572,000 | $ 92,000 | $ 43,000 |
| Allen County Kansas | 16 | $ 1,338,000 | $ 83,000 | $ 40,000 |
| Iron County Missouri | 16 | $ 703,000 | $ 43,000 | $ 39,000 |
| Dakota County Nebraska | 16 | $ 2,300,000 | $ 143,000 | $ 54,000 |
| Dakota County Minnesota | 15 | $ 4,372,000 | $ 291,000 | $ 156,000 |
| Dallas County Missouri | 14 | $ 935,000 | $ 66,000 | $ 35,000 |
| Barry County Missouri | 13 | $ 1,009,000 | $ 77,000 | $ 40,000 |
| Franklin County Kansas | 11 | $ 809,000 | $ 73,000 | $ 46,000 |
| Boone County Missouri | 10 | $ 7,207,000 | $ 720,000 | $ 24,000 |
| Story County Iowa | 9 | $ 1,424,000 | $ 158,000 | $ 64,000 |
| Scott County Minnesota | 9 | $ 2,059,000 | $ 228,000 | $ 109,000 |
| Clay County Missouri | 9 | $ 2,069,000 | $ 229,000 | $ 31,000 |
| Oklahoma County Oklahoma | 9 | $ 29,278,000 | $ 3,253,000 | $ 41,000 |
| Rock Island County Illinois | 8 | $ 899,000 | $ 112,000 | $ 42,000 |
| McDonald County Missouri | 8 | $ 352,000 | $ 44,000 | $ 73,000 |
| Sarpy County Nebraska | 8 | $ 1,280,000 | $ 160,000 | $ 76,000 |
| Madison County Illinois | 7 | $ 2,117,000 | $ 302,000 | $ 14,000 |
| St. Clair County Illinois | 7 | $ 1,148,000 | $ 164,000 | $ 36,000 |
| Ramsey County Minnesota | 7 | $ 1,769,000 | $ 252,000 | $ 108,000 |
| Miller County Missouri | 7 | $ 5,298,000 | $ 756,000 | $ 41,000 |
| Oregon County Missouri | 7 | $ 398,000 | $ 56,000 | $ 41,000 |
| Ozark County Missouri | 7 | $ 591,000 | $ 84,000 | $ 44,000 |
| Milwaukee County Wisconsin | 7 | $ 5,183,000 | $ 740,000 | $ 0 |
| Cook County Illinois | 6 | $ 23,904,000 | $ 3,984,000 | $ 0 |
| Dallas County Iowa | 6 | $ 18,006,000 | $ 3,001,000 | $ 82,000 |
| Wyandotte County Kansas | 6 | $ 750,000 | $ 125,000 | $ 71,000 |
| Texas County Missouri | 6 | $ 145,000 | $ 24,000 | $ 43,000 |
| Union County South Dakota | 6 | $ 1,046,000 | $ 174,000 | $ 120,000 |
| Anderson County Kansas | 5 | $ 154,000 | $ 30,000 | $ 49,000 |
| Washington County Minnesota | 5 | $ 3,384,000 | $ 676,000 | $ 92,000 |
| Adair County Missouri | 5 | $ 827,000 | $ 165,000 | $ 0 |
| Linn County Kansas | 4 | $ 275,000 | $ 68,000 | $ 70,000 |
| Neosho County Kansas | 4 | $ 192,000 | $ 48,000 | $ 34,000 |
| Franklin County Missouri | 4 | $ 1,111,000 | $ 277,000 | $ 27,000 |
| Morgan County Missouri | 4 | $ 326,000 | $ 81,000 | $ 53,000 |
| Washington County Nebraska | 4 | $ 505,000 | $ 126,000 | $ 87,000 |
| Tulsa County Oklahoma | 4 | $ 24,295,000 | $ 6,073,000 | $ 52,000 |
| Charleston County South Carolina | 4 | $ 1,775,000 | $ 443,000 | $ 214,000 |
| Sangamon County Illinois | 3 | $ 1,118,000 | $ 372,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 788,000 | $ 262,000 | $ 84,000 |
| Cass County Missouri | 3 | $ 1,101,000 | $ 367,000 | $ 48,000 |
| Crawford County Missouri | 3 | $ 283,000 | $ 94,000 | $ 4,000 |
| Lincoln County Missouri | 3 | $ 143,000 | $ 47,000 | $ 74,000 |
| Platte County Missouri | 3 | $ 666,000 | $ 222,000 | $ 114,000 |
| Shannon County Missouri | 3 | $ 22,000 | $ 7,000 | $ 53,000 |
| St. Francois County Missouri | 3 | $ 186,000 | $ 62,000 | $ 64,000 |
| Warren County Missouri | 3 | $ 291,000 | $ 97,000 | $ 47,000 |
| Travis County Texas | 3 | $ 35,264,000 | $ 11,754,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Fulton County Arkansas | 2 | $ 109,000 | $ 54,000 | $ 55,000 |
| Mississippi County Arkansas | 2 | $ 154,000 | $ 77,000 | $ 50,000 |
| Pulaski County Arkansas | 2 | $ 6,572,000 | $ 3,286,000 | $ 0 |
| Indian River County Florida | 2 | $ 8,426,000 | $ 4,213,000 | $ 300,000 |
| Fulton County Georgia | 2 | $ 10,985,000 | $ 5,492,000 | $ 0 |
| Adams County Illinois | 2 | $ 269,000 | $ 134,000 | $ 0 |
| Boone County Iowa | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Des Moines County Iowa | 2 | $ 96,000 | $ 48,000 | $ 168,000 |
| Dickinson County Iowa | 2 | $ 259,000 | $ 129,000 | $ 119,000 |
| Muscatine County Iowa | 2 | $ 421,000 | $ 210,000 | $ 88,000 |
| Page County Iowa | 2 | $ 10,000 | $ 5,000 | $ 52,000 |
| Pottawattamie County Iowa | 2 | $ 239,000 | $ 119,000 | $ 107,000 |
| Wapello County Iowa | 2 | $ 16,000 | $ 8,000 | $ 36,000 |
| Cherokee County Kansas | 2 | $ 101,000 | $ 50,000 | $ 79,000 |
| Sedgwick County Kansas | 2 | $ 13,441,000 | $ 6,720,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 100,000 | $ 50,000 | $ 31,000 |
| Oakland County Michigan | 2 | $ 466,000 | $ 233,000 | $ 0 |
| Wabasha County Minnesota | 2 | $ 486,000 | $ 243,000 | $ 158,000 |
| Wright County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 119,000 |
| Lafayette County Mississippi | 2 | $ 43,100,000 | $ 21,550,000 | $ 0 |
| Benton County Missouri | 2 | $ 113,000 | $ 56,000 | $ 85,000 |
| Cape Girardeau County Missouri | 2 | $ 1,389,000 | $ 694,000 | $ 0 |
| Hickory County Missouri | 2 | $ 381,000 | $ 190,000 | $ 97,000 |
| Johnson County Missouri | 2 | $ 231,000 | $ 115,000 | $ 26,000 |
| Perry County Missouri | 2 | $ 144,000 | $ 72,000 | $ 87,000 |
| Phelps County Missouri | 2 | $ 285,000 | $ 142,000 | $ 72,000 |
| Burt County Nebraska | 2 | $ 182,000 | $ 91,000 | $ 54,000 |
| Durham County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 5,138,000 | $ 2,569,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 742,000 | $ 371,000 | $ 0 |
| Montour County Pennsylvania | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Dallas County Texas | 2 | $ 17,276,000 | $ 8,638,000 | $ 0 |
| Tarrant County Texas | 2 | $ 756,000 | $ 378,000 | $ 46,000 |
| Waukesha County Wisconsin | 2 | $ 878,000 | $ 439,000 | $ 0 |
| Mobile County Alabama | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Pima County Arizona | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Baxter County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Carroll County Arkansas | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| Crawford County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Lawrence County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 10,000 |
| Sharp County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| El Paso County Colorado | 1 | $ 203,000 | $ 203,000 | $ 140,000 |
| Mesa County Colorado | 1 | $ 300,000 | $ 300,000 | $ 36,000 |
| Collier County Florida | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 716,000 | $ 716,000 | $ 0 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Pasco County Florida | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
| Polk County Florida | 1 | $ 344,000 | $ 344,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Cobb County Georgia | 1 | $ 8,500,000 | $ 8,500,000 | $ 0 |
| Hancock County Illinois | 1 | $ 2,000 | $ 2,000 | $ 55,000 |
| Henry County Illinois | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Monroe County Illinois | 1 | $ 12,000 | $ 12,000 | $ 126,000 |
| Whiteside County Illinois | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Will County Illinois | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Boone County Indiana | 1 | $ 604,000 | $ 604,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 12,952,000 | $ 12,952,000 | $ 0 |
| Carroll County Iowa | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Clarke County Iowa | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Crawford County Iowa | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Floyd County Iowa | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Keokuk County Iowa | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Marshall County Iowa | 1 | $ 252,000 | $ 252,000 | $ 160,000 |
| Monroe County Iowa | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Ringgold County Iowa | 1 | $ 255,000 | $ 255,000 | $ 244,000 |
| Tama County Iowa | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Union County Iowa | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Warren County Iowa | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| Coffey County Kansas | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Douglas County Kansas | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| Elk County Kansas | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Leavenworth County Kansas | 1 | $ 47,000 | $ 47,000 | $ 299,000 |
| St. Landry County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 96,000 |
| Rice County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 113,000 |
| St. Louis County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 121,000 |
| Clarke County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 113,000 |
| Jasper County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Rankin County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Barton County Missouri | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Bates County Missouri | 1 | $ 2,000 | $ 2,000 | $ 36,000 |
| Bollinger County Missouri | 1 | $ 266,000 | $ 266,000 | $ 95,000 |
| Butler County Missouri | 1 | $ 12,000 | $ 12,000 | $ 19,000 |
| Cole County Missouri | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Cooper County Missouri | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Daviess County Missouri | 1 | $ 314,000 | $ 314,000 | $ 90,000 |
| Harrison County Missouri | 1 | $ 6,125,000 | $ 6,125,000 | $ 0 |
| Livingston County Missouri | 1 | $ 279,000 | $ 279,000 | $ 81,000 |
| Macon County Missouri | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Nodaway County Missouri | 1 | $ 6,000 | $ 6,000 | $ 28,000 |
| Pulaski County Missouri | 1 | $ 2,000 | $ 2,000 | $ 35,000 |
| Washington County Missouri | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Lake County Montana | 1 | $ 1,352,000 | $ 1,352,000 | $ 0 |
| Cass County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 91,000 |
| Cedar County Nebraska | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Dixon County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 90,000 |
| Lancaster County Nebraska | 1 | $ 164,000 | $ 164,000 | $ 109,000 |
| Nance County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 37,000 |
| Otoe County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 139,000 |
| Saunders County Nebraska | 1 | $ 274,000 | $ 274,000 | $ 331,000 |
| Clark County Nevada | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| Onslow County North Carolina | 1 | $ 7,168,000 | $ 7,168,000 | $ 0 |
| Wake County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 117,000 |
| Cuyahoga County Ohio | 1 | $ 71,000 | $ 71,000 | $ 160,000 |
| Delaware County Ohio | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Lucas County Ohio | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Summit County Ohio | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 57,000 |
| Delaware County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Logan County Oklahoma | 1 | $ 192,000 | $ 192,000 | $ 119,000 |
| Payne County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Cumberland County Pennsylvania | 1 | $ 972,000 | $ 972,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Clay County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 208,000 | $ 208,000 | $ 69,000 |
| Yankton County South Dakota | 1 | $ 96,000 | $ 96,000 | $ 187,000 |
| Madison County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Collin County Texas | 1 | $ 588,000 | $ 588,000 | $ 179,000 |
| Denton County Texas | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Fort Bend County Texas | 1 | $ 112,000 | $ 112,000 | $ 226,000 |
| Hays County Texas | 1 | $ 6,070,000 | $ 6,070,000 | $ 0 |
| McLennan County Texas | 1 | $ 17,048,000 | $ 17,048,000 | $ 0 |
| Williamson County Texas | 1 | $ 28,100,000 | $ 28,100,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Franklin County Washington | 1 | $ 160,000 | $ 160,000 | $ 206,000 |
| Dane County Wisconsin | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 564,000 | $ 564,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 519,000 | $ 519,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 234,000 |
| Polk County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 392,000 |
| Rock County Wisconsin | 1 | $ 322,000 | $ 322,000 | $ 0 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,507 | $584,746,000 | $388,000 | $28,100,000 | $54,000 | $1,235,000 |
| Refinancing | 887 | $291,797,000 | $328,000 | $21,550,000 | $79,000 | $1,258,000 |
| Home Improvement | 575 | $18,564,000 | $32,000 | $1,560,000 | $65,000 | $1,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,211 | $271,598,000 | $122,000 | $5,025,000 | $77,000 | $1,500,000 |
| Not applicable | 495 | $581,097,000 | $1,173,000 | $28,100,000 | $0 | $0 |
| Not Provided | 90 | $24,430,000 | $271,000 | $8,145,000 | $90,000 | $600,000 |
| Hispanic | 68 | $6,164,000 | $90,000 | $270,000 | $58,000 | $288,000 |
| Black or African American | 37 | $2,744,000 | $74,000 | $306,000 | $53,000 | $176,000 |
| Asian | 36 | $5,985,000 | $166,000 | $684,000 | $81,000 | $359,000 |
| American Indian or Alaskan Native | 26 | $2,079,000 | $79,000 | $226,000 | $43,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,010,000 | $168,000 | $274,000 | $85,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,423 | $828,024,000 | $341,000 | $28,100,000 | $66,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 287 | $34,660,000 | $120,000 | $276,000 | $54,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 173 | $17,808,000 | $102,000 | $272,000 | $44,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 86 | $14,615,000 | $169,000 | $405,000 | $65,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,493 | $640,026,000 | $428,000 | $28,100,000 | $78,000 | $1,258,000 |
| Application Denied By Financial Institution | 605 | $59,682,000 | $98,000 | $8,145,000 | $53,000 | $745,000 |
| Loan Purchased By The Institution | 362 | $120,651,000 | $333,000 | $1,095,000 | $0 | $0 |
| Application Withdrawn By Applicant | 261 | $46,367,000 | $177,000 | $9,600,000 | $80,000 | $1,000,000 |
| File Closed For Incompleteness | 180 | $25,347,000 | $140,000 | $759,000 | $84,000 | $1,500,000 |
| Application Approved But Not Accepted | 68 | $3,034,000 | $44,000 | $606,000 | $71,000 | $342,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 321 | $25,340,000 | $78,000 | $1,390,000 | $54,000 | $745,000 |
| Debt-To-Income Ratio | 194 | $21,623,000 | $111,000 | $8,145,000 | $42,000 | $745,000 |
| Collateral | 46 | $6,227,000 | $135,000 | $650,000 | $77,000 | $559,000 |
| Other | 23 | $4,805,000 | $208,000 | $1,399,000 | $94,000 | $745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $734,000 | $91,000 | $320,000 | $63,000 | $217,000 |
| Employment History | 7 | $257,000 | $36,000 | $146,000 | $33,000 | $60,000 |
| Unverifiable Information | 6 | $696,000 | $116,000 | $180,000 | $29,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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