Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Great Western Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank Po Box 4070 Omaha, NE 68104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,588 |
| Total Mortgage Loan Application Amount | $180,035,000 |
| Average Mortgage Loan Application Amount | $175,129 |
| Highest Mortgage Loan Application Amount | $9,700,000 |
| Average Applicant Income | $80,903 |
| Highest Applicant Income | $2,006,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 795 | $ 83,762,000 | $ 105,000 | $ 68,000 |
| Sarpy County Nebraska | 455 | $ 47,461,000 | $ 104,000 | $ 50,000 |
| Johnson County Kansas | 81 | $ 10,523,000 | $ 129,000 | $ 64,000 |
| Pottawattamie County Iowa | 38 | $ 3,107,000 | $ 81,000 | $ 58,000 |
| Jackson County Missouri | 34 | $ 3,946,000 | $ 116,000 | $ 58,000 |
| Cass County Nebraska | 25 | $ 2,794,000 | $ 111,000 | $ 64,000 |
| Washington County Nebraska | 21 | $ 2,093,000 | $ 99,000 | $ 50,000 |
| Lancaster County Nebraska | 11 | $ 10,128,000 | $ 920,000 | $ 84,000 |
| Harris County Texas | 7 | $ 638,000 | $ 91,000 | $ 103,000 |
| Harrison County Iowa | 6 | $ 203,000 | $ 33,000 | $ 36,000 |
| Wyandotte County Kansas | 6 | $ 467,000 | $ 77,000 | $ 53,000 |
| Clay County Missouri | 5 | $ 743,000 | $ 148,000 | $ 56,000 |
| Saunders County Nebraska | 5 | $ 721,000 | $ 144,000 | $ 70,000 |
| Lake County Indiana | 4 | $ 365,000 | $ 91,000 | $ 62,000 |
| Mills County Iowa | 4 | $ 768,000 | $ 192,000 | $ 38,000 |
| Franklin County Kansas | 4 | $ 377,000 | $ 94,000 | $ 62,000 |
| Dodge County Nebraska | 4 | $ 259,000 | $ 64,000 | $ 32,000 |
| Dallas County Texas | 4 | $ 687,000 | $ 171,000 | $ 107,000 |
| Cass County Missouri | 3 | $ 417,000 | $ 139,000 | $ 32,000 |
| Platte County Missouri | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
| Otoe County Nebraska | 3 | $ 400,000 | $ 133,000 | $ 80,000 |
| Los Angeles County California | 2 | $ 246,000 | $ 123,000 | $ 58,000 |
| San Mateo County California | 2 | $ 403,000 | $ 201,000 | $ 69,000 |
| Duval County Florida | 2 | $ 314,000 | $ 157,000 | $ 263,000 |
| Palm Beach County Florida | 2 | $ 199,000 | $ 99,000 | $ 54,000 |
| Shelby County Iowa | 2 | $ 41,000 | $ 20,000 | $ 44,000 |
| Douglas County Kansas | 2 | $ 256,000 | $ 128,000 | $ 46,000 |
| Miami County Kansas | 2 | $ 212,000 | $ 106,000 | $ 36,000 |
| Camden County Missouri | 2 | $ 307,000 | $ 153,000 | $ 126,000 |
| St. Charles County Missouri | 2 | $ 303,000 | $ 151,000 | $ 107,000 |
| Bergen County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| Collin County Texas | 2 | $ 220,000 | $ 110,000 | $ 145,000 |
| Tarrant County Texas | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Maricopa County Arizona | 1 | $ 224,000 | $ 224,000 | $ 140,000 |
| Contra Costa County California | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| Riverside County California | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| San Diego County California | 1 | $ 96,000 | $ 96,000 | $ 0 |
| St. Johns County Florida | 1 | $ 254,000 | $ 254,000 | $ 207,000 |
| Fayette County Georgia | 1 | $ 151,000 | $ 151,000 | $ 25,000 |
| Ada County Idaho | 1 | $ 216,000 | $ 216,000 | $ 0 |
| DuPage County Illinois | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Lake County Illinois | 1 | $ 193,000 | $ 193,000 | $ 275,000 |
| Hamilton County Indiana | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| Marion County Indiana | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Fremont County Iowa | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Montgomery County Iowa | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Polk County Iowa | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Story County Iowa | 1 | $ 109,000 | $ 109,000 | $ 79,000 |
| Woodbury County Iowa | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Leavenworth County Kansas | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Linn County Kansas | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Osage County Kansas | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Orleans County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 96,000 |
| Anne Arundel County Maryland | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Montgomery County Maryland | 1 | $ 271,000 | $ 271,000 | $ 92,000 |
| Hampden County Massachusetts | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Worcester County Massachusetts | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Atchison County Missouri | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Morgan County Missouri | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Nodaway County Missouri | 1 | $ 117,000 | $ 117,000 | $ 194,000 |
| Ray County Missouri | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| St. Louis County Missouri | 1 | $ 122,000 | $ 122,000 | $ 89,000 |
| Platte County Nebraska | 1 | $ 11,000 | $ 11,000 | $ 37,000 |
| Saline County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 68,000 |
| Rockingham County New Hampshire | 1 | $ 177,000 | $ 177,000 | $ 73,000 |
| Ocean County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Passaic County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 104,000 |
| Carter County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Horry County South Carolina | 1 | $ 322,000 | $ 322,000 | $ 700,000 |
| Lexington County South Carolina | 1 | $ 221,000 | $ 221,000 | $ 65,000 |
| Shelby County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Comal County Texas | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Denton County Texas | 1 | $ 163,000 | $ 163,000 | $ 50,000 |
| Parker County Texas | 1 | $ 211,000 | $ 211,000 | $ 84,000 |
| Arlington County Virginia | 1 | $ 139,000 | $ 139,000 | $ 96,000 |
| Fairfax County Virginia | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Loudoun County Virginia | 1 | $ 223,000 | $ 223,000 | $ 37,000 |
| Roanoke City County Virginia | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Vilas County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 201,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,082 | $124,152,000 | $153,000 | $610,000 | $95,450 | $2,006,000 |
| Home Purchase (one-to-four family) | 293 | $33,781,000 | $142,000 | $441,000 | $79,800 | $308,000 |
| Home Improvement (one-to-four family) | 195 | $2,618,000 | $9,750 | $113,000 | $50,000 | $450,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 18 | $19,484,000 | $810,000 | $9,700,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,234 | $129,981,000 | $148,842 | $683,000 | $119,052 | $1,393,000 |
| Information not provided by applicant in mail or telephone application | 207 | $20,581,000 | $139,937 | $575,000 | $59,312 | $413,000 |
| Black | 55 | $4,661,000 | $84,000 | $224,000 | $56,000 | $308,000 |
| Not applicable | 38 | $19,809,000 | $387,666 | $9,700,000 | $72,000 | $2,006,000 |
| Hispanic | 33 | $2,673,000 | $123,000 | $324,000 | $102,400 | $275,000 |
| Asian or Pacific Islander | 15 | $1,537,000 | $126,750 | $230,000 | $68,250 | $140,000 |
| American Indian or Alaskan Native | 5 | $615,000 | $117,500 | $171,000 | $78,000 | $111,000 |
| Other | 1 | $178,000 | $178,000 | $178,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,238 | $139,112,000 | $148,454 | $9,700,000 | $95,590 | $2,006,000 |
| VA-guaranteed (Veterans Administration) | 208 | $25,774,000 | $156,000 | $258,000 | $39,000 | $198,000 |
| FHA-insured (Federal Housing Administration) | 142 | $15,149,000 | $116,250 | $162,000 | $54,750 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,168 | $138,168,000 | $152,052 | $9,700,000 | $103,052 | $2,006,000 |
| Application Withdrawn By Applicant | 275 | $32,350,000 | $149,833 | $575,000 | $75,916 | $593,000 |
| Application Denied By Financial Institution | 138 | $9,412,000 | $79,428 | $441,000 | $50,571 | $277,000 |
| Application Approved But Not Accepted | 7 | $105,000 | $10,000 | $40,000 | $74,500 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.