Great Western Bank Mortgage Lending & HMDA Data, 2017

In 2017, Great Western Bank of Sioux Falls, SD reported 2,886 mortgage applications totaling $452.9 million. The average application was for $156,944, and applicants reported an average income of $88,864. 72% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Sioux Falls, SD (462), Omaha-Council Bluffs, NE-IA (297) and Lincoln, NE (129) (applications in parentheses).

Mortgage Company & Address Great Western Bank
225 S Main Ave
Sioux Falls, SD 57104
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,886
Total Mortgage Loan Application Amount $452,941,000
Average Mortgage Loan Application Amount $156,944
Highest Mortgage Loan Application Amount $2,417,000
Average Applicant Income $88,864
Highest Applicant Income $10,223,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha, South Dakota 330 $ 50,550,000 $ 153,181 $ 75,000
Codington, South Dakota 149 $ 23,160,000 $ 155,436 $ 78,000
Douglas, Nebraska 132 $ 25,715,000 $ 194,810 $ 105,000
Lancaster, Nebraska 127 $ 19,735,000 $ 155,393 $ 77,000
Brown, South Dakota 125 $ 16,214,000 $ 129,712 $ 89,000
Lincoln, South Dakota 111 $ 23,411,000 $ 210,909 $ 98,000
Webster, Iowa 94 $ 9,829,000 $ 104,563 $ 54,000
Sarpy, Nebraska 92 $ 16,926,000 $ 183,978 $ 74,000
Polk, Iowa 76 $ 13,666,000 $ 179,815 $ 105,000
Story, Iowa 62 $ 9,044,000 $ 145,870 $ 86,000
El Paso, Colorado 44 $ 11,008,000 $ 250,181 $ 109,000
Pottawattamie, Iowa 39 $ 4,475,000 $ 114,743 $ 95,000
Grant, South Dakota 38 $ 5,299,000 $ 139,447 $ 68,000
Brookings, South Dakota 37 $ 6,886,000 $ 186,108 $ 157,000
Buffalo, Nebraska 35 $ 5,155,000 $ 147,285 $ 82,000
Larimer, Colorado 34 $ 10,806,000 $ 317,823 $ 168,000
Clarke, Iowa 34 $ 2,769,000 $ 81,441 $ 63,000
Yankton, South Dakota 32 $ 4,015,000 $ 125,468 $ 86,000
Hall, Nebraska 31 $ 3,673,000 $ 118,483 $ 53,000
Lake, South Dakota 31 $ 5,680,000 $ 183,225 $ 72,000
Dallas, Iowa 30 $ 5,952,000 $ 198,400 $ 116,000
Pennington, South Dakota 29 $ 3,668,000 $ 126,482 $ 62,000
Des Moines, Iowa 27 $ 2,090,000 $ 77,407 $ 68,000
Jasper, Iowa 27 $ 3,944,000 $ 146,074 $ 77,000
Lucas, Iowa 27 $ 1,807,000 $ 66,925 $ 46,000
Boulder, Colorado 25 $ 7,256,000 $ 290,240 $ 149,000
Ringgold, Iowa 25 $ 2,487,000 $ 99,480 $ 108,000
Marshall, Iowa 21 $ 4,100,000 $ 195,238 $ 72,000
Lincoln, Nebraska 20 $ 2,816,000 $ 140,800 $ 113,000
Brule, South Dakota 19 $ 2,475,000 $ 130,263 $ 134,000
Hamlin, South Dakota 19 $ 2,294,000 $ 120,736 $ 96,000
Lawrence, South Dakota 19 $ 4,471,000 $ 235,315 $ 87,000
Potter, South Dakota 19 $ 1,710,000 $ 90,000 $ 67,000
Wayne, Iowa 18 $ 976,000 $ 54,222 $ 38,000
Davison, South Dakota 18 $ 2,146,000 $ 119,222 $ 72,000
Maricopa, Arizona 17 $ 5,203,000 $ 306,058 $ 128,000
Montgomery, Iowa 17 $ 1,707,000 $ 100,411 $ 59,000
Holt, Nebraska 17 $ 2,550,000 $ 150,000 $ 69,000
Phelps, Nebraska 17 $ 1,550,000 $ 91,176 $ 54,000
Cass, North Dakota 17 $ 3,512,000 $ 206,588 $ 5,000
Dawson, Nebraska 16 $ 1,652,000 $ 103,250 $ 59,000
Turner, South Dakota 16 $ 2,007,000 $ 125,437 $ 67,000
Pima, Arizona 15 $ 4,358,000 $ 290,533 $ 52,000
Pinal, Arizona 15 $ 2,464,000 $ 164,266 $ 120,000
Decatur, Iowa 15 $ 1,148,000 $ 76,533 $ 65,000
Custer, Nebraska 15 $ 1,354,000 $ 90,266 $ 69,000
Weld, Colorado 14 $ 6,277,000 $ 448,357 $ 135,000
Fremont, Iowa 14 $ 1,071,000 $ 76,500 $ 93,000
Adams, Nebraska 14 $ 1,480,000 $ 105,714 $ 36,000
Poweshiek, Iowa 13 $ 1,599,000 $ 123,000 $ 61,000
Worth, Missouri 13 $ 573,000 $ 44,076 $ 41,000
Deuel, South Dakota 13 $ 1,743,000 $ 134,076 $ 69,000
Lyman, South Dakota 13 $ 2,614,000 $ 201,076 $ 90,000
Cass, Nebraska 12 $ 2,812,000 $ 234,333 $ 79,000
Dodge, Nebraska 12 $ 1,158,000 $ 96,500 $ 44,000
Scotts Bluff, Nebraska 12 $ 1,038,000 $ 86,500 $ 77,000
Warren, Iowa 11 $ 1,674,000 $ 152,181 $ 112,000
Johnson, Kansas 11 $ 1,738,000 $ 158,000 $ 254,000
Walworth, South Dakota 11 $ 1,236,000 $ 112,363 $ 92,000
Johnson, Iowa 10 $ 3,360,000 $ 336,000 $ 1,146,000
Mills, Iowa 10 $ 1,249,000 $ 124,900 $ 60,000
Taylor, Iowa 10 $ 530,000 $ 53,000 $ 45,000
Harrison, Missouri 10 $ 769,000 $ 76,900 $ 44,000
Putnam, Missouri 10 $ 769,000 $ 76,900 $ 87,000
Valley, Nebraska 10 $ 1,471,000 $ 147,100 $ 47,000
Moody, South Dakota 10 $ 1,295,000 $ 129,500 $ 52,000
Roberts, South Dakota 10 $ 1,393,000 $ 139,300 $ 149,000
Douglas, Colorado 9 $ 4,944,000 $ 549,333 $ 393,000
Sullivan, Missouri 9 $ 754,000 $ 83,777 $ 101,000
Spink, South Dakota 9 $ 1,031,000 $ 114,555 $ 50,000
Denver, Colorado 8 $ 2,609,000 $ 326,125 $ 146,000
Calhoun, Iowa 8 $ 587,000 $ 73,375 $ 47,000
Page, Iowa 8 $ 2,264,000 $ 283,000 $ 172,000
Box Butte, Nebraska 8 $ 940,000 $ 117,500 $ 53,000
Madison, Nebraska 8 $ 1,454,000 $ 181,750 $ 44,000
Saline, Nebraska 8 $ 724,000 $ 90,500 $ 40,000
Meade, South Dakota 8 $ 851,000 $ 106,375 $ 69,000
Fremont, Colorado 7 $ 979,000 $ 139,857 $ 70,000
Jefferson, Colorado 7 $ 2,524,000 $ 360,571 $ 151,000
Black Hawk, Iowa 7 $ 598,000 $ 85,428 $ 54,000
Boone, Iowa 7 $ 990,000 $ 141,428 $ 57,000
Woodbury, Iowa 7 $ 997,000 $ 142,428 $ 50,000
Mercer, Missouri 7 $ 211,000 $ 30,142 $ 42,000
Cheyenne, Nebraska 7 $ 1,004,000 $ 143,428 $ 63,000
Garfield, Nebraska 7 $ 558,000 $ 79,714 $ 46,000
Kearney, Nebraska 7 $ 788,000 $ 112,571 $ 46,000
Hutchinson, South Dakota 7 $ 812,000 $ 116,000 $ 52,000
Arapahoe, Colorado 6 $ 1,261,000 $ 210,166 $ 91,000
Cass, Iowa 6 $ 735,000 $ 122,500 $ 83,000
Hamilton, Iowa 6 $ 252,000 $ 42,000 $ 43,000
Clay, Minnesota 6 $ 1,253,000 $ 208,833 $ 0
Gentry, Missouri 6 $ 537,000 $ 89,500 $ 50,000
Otoe, Nebraska 6 $ 941,000 $ 156,833 $ 78,000
Platte, Nebraska 6 $ 521,000 $ 86,833 $ 108,000
Saunders, Nebraska 6 $ 1,078,000 $ 179,666 $ 183,000
Clark, South Dakota 6 $ 754,000 $ 125,666 $ 46,000
Day, South Dakota 6 $ 904,000 $ 150,666 $ 75,000
Broomfield, Colorado 5 $ 1,271,000 $ 254,200 $ 56,000
Merrick, Nebraska 5 $ 930,000 $ 186,000 $ 70,000
Thayer, Nebraska 5 $ 153,000 $ 30,600 $ 68,000
Bon Homme, South Dakota 5 $ 425,000 $ 85,000 $ 66,000
Edmunds, South Dakota 5 $ 842,000 $ 168,400 $ 130,000
Marshall, South Dakota 5 $ 888,000 $ 177,600 $ 54,000
McCook, South Dakota 5 $ 677,000 $ 135,400 $ 68,000
Clear Creek, Colorado 4 $ 756,000 $ 189,000 $ 81,000
Grand, Colorado 4 $ 2,656,000 $ 664,000 $ 391,000
Summit, Colorado 4 $ 2,191,000 $ 547,750 $ 390,000
Harrison, Iowa 4 $ 388,000 $ 97,000 $ 42,000
Tama, Iowa 4 $ 146,000 $ 36,500 $ 37,000
Union, Iowa 4 $ 178,000 $ 44,500 $ 71,000
Lyon, Minnesota 4 $ 900,000 $ 225,000 $ 59,000
Jackson, Missouri 4 $ 911,000 $ 227,750 $ 60,000
Linn, Missouri 4 $ 313,000 $ 78,250 $ 309,000
Custer, South Dakota 4 $ 410,000 $ 102,500 $ 61,000
Hanson, South Dakota 4 $ 149,000 $ 37,250 $ 44,000
Hughes, South Dakota 4 $ 541,000 $ 135,250 $ 63,000
Adams, Colorado 3 $ 669,000 $ 223,000 $ 73,000
Mesa, Colorado 3 $ 519,000 $ 173,000 $ 83,000
Routt, Colorado 3 $ 763,000 $ 254,333 $ 188,000
Dubuque, Iowa 3 $ 292,000 $ 97,333 $ 0
Guthrie, Iowa 3 $ 454,000 $ 151,333 $ 135,000
Hardin, Iowa 3 $ 365,000 $ 121,666 $ 46,000
Humboldt, Iowa 3 $ 419,000 $ 139,666 $ 22,000
Lee, Iowa 3 $ 251,000 $ 83,666 $ 64,000
Scott, Iowa 3 $ 368,000 $ 122,666 $ 154,000
Carver, Minnesota 3 $ 765,000 $ 255,000 $ 193,000
Hennepin, Minnesota 3 $ 684,000 $ 228,000 $ 230,000
Grundy, Missouri 3 $ 96,000 $ 32,000 $ 156,000
Union, South Dakota 3 $ 362,000 $ 120,666 $ 78,000
Gila, Arizona 2 $ 268,000 $ 134,000 $ 158,000
Lee, Florida 2 $ 960,000 $ 480,000 $ 308,000
Dickinson, Iowa 2 $ 784,000 $ 392,000 $ 225,000
Henry, Iowa 2 $ 225,000 $ 112,500 $ 70,000
Madison, Iowa 2 $ 229,000 $ 114,500 $ 59,000
Wright, Iowa 2 $ 239,000 $ 119,500 $ 55,000
Yellow Medicine, Minnesota 2 $ 321,000 $ 160,500 $ 76,000
Camden, Missouri 2 $ 1,334,000 $ 667,000 $ 657,000
Cass, Missouri 2 $ 230,000 $ 115,000 $ 59,000
Nodaway, Missouri 2 $ 96,000 $ 48,000 $ 74,000
Boone, Nebraska 2 $ 272,000 $ 136,000 $ 81,000
Cedar, Nebraska 2 $ 170,000 $ 85,000 $ 54,000
Colfax, Nebraska 2 $ 183,000 $ 91,500 $ 76,000
Dakota, Nebraska 2 $ 336,000 $ 168,000 $ 75,000
Franklin, Nebraska 2 $ 94,000 $ 47,000 $ 48,000
Gage, Nebraska 2 $ 122,000 $ 61,000 $ 47,000
Greeley, Nebraska 2 $ 291,000 $ 145,500 $ 65,000
Hamilton, Nebraska 2 $ 227,000 $ 113,500 $ 35,000
Harlan, Nebraska 2 $ 159,000 $ 79,500 $ 84,000
Howard, Nebraska 2 $ 239,000 $ 119,500 $ 64,000
Polk, Nebraska 2 $ 164,000 $ 82,000 $ 51,000
Red Willow, Nebraska 2 $ 26,000 $ 13,000 $ 38,000
Seward, Nebraska 2 $ 459,000 $ 229,500 $ 90,000
Washington, Nebraska 2 $ 377,000 $ 188,500 $ 74,000
Beadle, South Dakota 2 $ 159,000 $ 79,500 $ 86,000
Butte, South Dakota 2 $ 320,000 $ 160,000 $ 28,000
Kingsbury, South Dakota 2 $ 242,000 $ 121,000 $ 93,000
Miner, South Dakota 2 $ 206,000 $ 103,000 $ 93,000
Sully, South Dakota 2 $ 180,000 $ 90,000 $ 34,000
Navajo, Arizona 1 $ 199,000 $ 199,000 $ 321,000
Yavapai, Arizona 1 $ 150,000 $ 150,000 $ 79,000
Gilpin, Colorado 1 $ 228,000 $ 228,000 $ 142,000
Park, Colorado 1 $ 26,000 $ 26,000 $ 17,000
Hernando, Florida 1 $ 89,000 $ 89,000 $ 64,000
Fayette, Georgia 1 $ 232,000 $ 232,000 $ 75,000
Rock Island, Illinois 1 $ 302,000 $ 302,000 $ 0
Adair, Iowa 1 $ 40,000 $ 40,000 $ 27,000
Adams, Iowa 1 $ 60,000 $ 60,000 $ 37,000
Benton, Iowa 1 $ 134,000 $ 134,000 $ 0
Bremer, Iowa 1 $ 153,000 $ 153,000 $ 0
Carroll, Iowa 1 $ 118,000 $ 118,000 $ 48,000
Cerro Gordo, Iowa 1 $ 228,000 $ 228,000 $ 66,000
Greene, Iowa 1 $ 76,000 $ 76,000 $ 39,000
Jones, Iowa 1 $ 94,000 $ 94,000 $ 0
Linn, Iowa 1 $ 175,000 $ 175,000 $ 49,000
Marion, Iowa 1 $ 224,000 $ 224,000 $ 99,000
Monroe, Iowa 1 $ 220,000 $ 220,000 $ 120,000
Pocahontas, Iowa 1 $ 60,000 $ 60,000 $ 93,000
Sac, Iowa 1 $ 133,000 $ 133,000 $ 57,000
Shelby, Iowa 1 $ 46,000 $ 46,000 $ 24,000
Sioux, Iowa 1 $ 250,000 $ 250,000 $ 123,000
Winneshiek, Iowa 1 $ 265,000 $ 265,000 $ 126,000
Riley, Kansas 1 $ 200,000 $ 200,000 $ 94,000
Wyandotte, Kansas 1 $ 62,000 $ 62,000 $ 0
Big Stone, Minnesota 1 $ 79,000 $ 79,000 $ 81,000
Cottonwood, Minnesota 1 $ 360,000 $ 360,000 $ 122,000
Lac qui Parle, Minnesota 1 $ 44,000 $ 44,000 $ 58,000
Martin, Minnesota 1 $ 244,000 $ 244,000 $ 110,000
Olmsted, Minnesota 1 $ 259,000 $ 259,000 $ 102,000
Rock, Minnesota 1 $ 270,000 $ 270,000 $ 69,000
Swift, Minnesota 1 $ 41,000 $ 41,000 $ 36,000
Washington, Minnesota 1 $ 36,000 $ 36,000 $ 40,000
Benton, Missouri 1 $ 151,000 $ 151,000 $ 0
Clay, Missouri 1 $ 243,000 $ 243,000 $ 157,000
Osage, Missouri 1 $ 41,000 $ 41,000 $ 58,000
Platte, Missouri 1 $ 245,000 $ 245,000 $ 251,000
Antelope, Nebraska 1 $ 30,000 $ 30,000 $ 17,000
Blaine, Nebraska 1 $ 60,000 $ 60,000 $ 25,000
Butler, Nebraska 1 $ 228,000 $ 228,000 $ 121,000
Clay, Nebraska 1 $ 68,000 $ 68,000 $ 48,000
Furnas, Nebraska 1 $ 33,000 $ 33,000 $ 114,000
Keith, Nebraska 1 $ 181,000 $ 181,000 $ 38,000
Knox, Nebraska 1 $ 70,000 $ 70,000 $ 14,000
Loup, Nebraska 1 $ 170,000 $ 170,000 $ 89,000
Richardson, Nebraska 1 $ 261,000 $ 261,000 $ 54,000
Webster, Nebraska 1 $ 69,000 $ 69,000 $ 44,000
York, Nebraska 1 $ 100,000 $ 100,000 $ 34,000
Grant, North Dakota 1 $ 180,000 $ 180,000 $ 42,000
Richland, North Dakota 1 $ 131,000 $ 131,000 $ 41,000
Williams, North Dakota 1 $ 381,000 $ 381,000 $ 112,000
Aurora, South Dakota 1 $ 40,000 $ 40,000 $ 34,000
Buffalo, South Dakota 1 $ 500,000 $ 500,000 $ 265,000
Charles Mix, South Dakota 1 $ 54,000 $ 54,000 $ 24,000
Corson, South Dakota 1 $ 30,000 $ 30,000 $ 60,000
Dewey, South Dakota 1 $ 37,000 $ 37,000 $ 90,000
Douglas, South Dakota 1 $ 63,000 $ 63,000 $ 32,000
Faulk, South Dakota 1 $ 114,000 $ 114,000 $ 46,000
Haakon, South Dakota 1 $ 322,000 $ 322,000 $ 147,000
Tripp, South Dakota 1 $ 200,000 $ 200,000 $ 89,000
Laramie, Wyoming 1 $ 305,000 $ 305,000 $ 89,000
Natrona, Wyoming 1 $ 120,000 $ 120,000 $ 119,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,578 $268,539,000 $170,000 $1,525,000 $90,000 $10,223,000
Refinancing 1,111 $158,557,000 $142,000 $2,417,000 $89,000 $3,080,000
Home Improvement 197 $25,845,000 $131,000 $1,813,000 $79,000 $621,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,322 $355,620,000 $153,000 $1,813,000 $95,000 $10,223,000
Not Provided 234 $37,667,000 $160,000 $1,700,000 $106,000 $1,589,000
Not applicable 161 $35,958,000 $223,000 $2,417,000 $0 $0
Hispanic 86 $10,071,000 $117,000 $1,200,000 $57,000 $277,000
Asian 47 $7,061,000 $150,000 $500,000 $70,000 $225,000
Black or African American 23 $4,443,000 $193,000 $750,000 $89,000 $404,000
American Indian or Alaskan Native 7 $730,000 $104,000 $188,000 $57,000 $147,000
Native Hawaiian or Other Pacific Islander 6 $1,391,000 $231,000 $433,000 $124,000 $253,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,472 $391,262,000 $158,000 $2,417,000 $94,000 $10,223,000
FHA-insured (Federal Housing Administration) 192 $26,311,000 $137,000 $280,000 $56,000 $426,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 112 $13,230,000 $118,000 $295,000 $41,000 $84,000
VA-guaranteed (Veterans Administration) 110 $22,138,000 $201,000 $458,000 $76,000 $420,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,074 $338,878,000 $163,000 $2,417,000 $93,000 $10,223,000
Application Denied By Financial Institution 403 $43,651,000 $108,000 $1,200,000 $56,000 $689,000
Application Approved But Not Accepted 354 $67,279,000 $190,000 $1,700,000 $103,000 $1,589,000
Application Withdrawn By Applicant 39 $2,219,000 $56,000 $250,000 $72,000 $225,000
File Closed For Incompleteness 16 $914,000 $57,000 $256,000 $73,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet with aggregated HMDA statistics today.

Download the South Dakota Lender List