Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Great Western Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 225 S Main Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 6,150 |
| Total Mortgage Loan Application Amount | $1,115,010,000 |
| Average Mortgage Loan Application Amount | $153,200 |
| Highest Mortgage Loan Application Amount | $17,355,000 |
| Average Applicant Income | $116,600 |
| Highest Applicant Income | $5,818,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 661 | $ 113,355,000 | $ 171,000 | $ 109,000 |
| Douglas County Nebraska | 412 | $ 75,830,000 | $ 184,000 | $ 116,000 |
| Lancaster County Nebraska | 326 | $ 51,750,000 | $ 158,000 | $ 101,000 |
| Codington County South Dakota | 301 | $ 50,945,000 | $ 169,000 | $ 99,000 |
| Brown County South Dakota | 267 | $ 46,705,000 | $ 174,000 | $ 107,000 |
| Lincoln County South Dakota | 253 | $ 52,705,000 | $ 208,000 | $ 136,000 |
| Polk County Iowa | 198 | $ 39,860,000 | $ 201,000 | $ 205,000 |
| Sarpy County Nebraska | 168 | $ 30,700,000 | $ 182,000 | $ 98,000 |
| Brookings County South Dakota | 146 | $ 24,040,000 | $ 164,000 | $ 90,000 |
| Webster County Iowa | 134 | $ 13,090,000 | $ 97,000 | $ 120,000 |
| Story County Iowa | 123 | $ 18,015,000 | $ 146,000 | $ 93,000 |
| Maricopa County Arizona | 102 | $ 61,470,000 | $ 602,000 | $ 318,000 |
| Lake County South Dakota | 80 | $ 11,590,000 | $ 144,000 | $ 92,000 |
| Pottawattamie County Iowa | 78 | $ 9,990,000 | $ 128,000 | $ 82,000 |
| Grant County South Dakota | 78 | $ 10,190,000 | $ 130,000 | $ 82,000 |
| Jasper County Iowa | 77 | $ 7,855,000 | $ 102,000 | $ 75,000 |
| Marshall County Iowa | 77 | $ 6,935,000 | $ 90,000 | $ 70,000 |
| Des Moines County Iowa | 75 | $ 5,825,000 | $ 77,000 | $ 71,000 |
| Boulder County Colorado | 72 | $ 24,570,000 | $ 341,000 | $ 234,000 |
| Custer County Nebraska | 66 | $ 6,240,000 | $ 94,000 | $ 71,000 |
| Hall County Nebraska | 54 | $ 6,100,000 | $ 112,000 | $ 68,000 |
| Pennington County South Dakota | 54 | $ 6,570,000 | $ 121,000 | $ 65,000 |
| Brule County South Dakota | 53 | $ 5,855,000 | $ 110,000 | $ 79,000 |
| Larimer County Colorado | 51 | $ 16,115,000 | $ 315,000 | $ 155,000 |
| Yankton County South Dakota | 51 | $ 7,505,000 | $ 147,000 | $ 82,000 |
| Dallas County Iowa | 49 | $ 27,445,000 | $ 560,000 | $ 149,000 |
| Weld County Colorado | 48 | $ 12,150,000 | $ 253,000 | $ 178,000 |
| Johnson County Iowa | 46 | $ 25,990,000 | $ 565,000 | $ 257,000 |
| Buffalo County Nebraska | 44 | $ 8,520,000 | $ 193,000 | $ 112,000 |
| Lyon County Minnesota | 41 | $ 6,145,000 | $ 149,000 | $ 116,000 |
| Clarke County Iowa | 39 | $ 4,335,000 | $ 111,000 | $ 77,000 |
| Cass County Iowa | 36 | $ 2,700,000 | $ 75,000 | $ 83,000 |
| Adams County Nebraska | 36 | $ 4,440,000 | $ 123,000 | $ 84,000 |
| Valley County Nebraska | 36 | $ 3,950,000 | $ 109,000 | $ 72,000 |
| Lawrence County South Dakota | 36 | $ 6,170,000 | $ 171,000 | $ 146,000 |
| Box Butte County Nebraska | 35 | $ 3,195,000 | $ 91,000 | $ 87,000 |
| Hamlin County South Dakota | 35 | $ 4,535,000 | $ 129,000 | $ 79,000 |
| Lucas County Iowa | 34 | $ 2,790,000 | $ 82,000 | $ 72,000 |
| Dawson County Nebraska | 34 | $ 3,710,000 | $ 109,000 | $ 77,000 |
| Holt County Nebraska | 34 | $ 2,820,000 | $ 82,000 | $ 59,000 |
| Lincoln County Nebraska | 33 | $ 4,525,000 | $ 137,000 | $ 161,000 |
| Saunders County Nebraska | 33 | $ 4,735,000 | $ 143,000 | $ 125,000 |
| Montgomery County Iowa | 32 | $ 1,820,000 | $ 56,000 | $ 62,000 |
| Potter County South Dakota | 31 | $ 3,225,000 | $ 104,000 | $ 78,000 |
| Turner County South Dakota | 31 | $ 4,925,000 | $ 158,000 | $ 91,000 |
| Decatur County Iowa | 30 | $ 2,240,000 | $ 74,000 | $ 95,000 |
| Davison County South Dakota | 30 | $ 5,570,000 | $ 185,000 | $ 86,000 |
| Walworth County South Dakota | 30 | $ 3,410,000 | $ 113,000 | $ 79,000 |
| Pinal County Arizona | 29 | $ 3,955,000 | $ 136,000 | $ 72,000 |
| Fremont County Iowa | 28 | $ 2,580,000 | $ 92,000 | $ 74,000 |
| Moody County South Dakota | 28 | $ 4,030,000 | $ 143,000 | $ 98,000 |
| Platte County Nebraska | 26 | $ 2,760,000 | $ 106,000 | $ 114,000 |
| Boone County Iowa | 24 | $ 3,200,000 | $ 133,000 | $ 112,000 |
| El Paso County Colorado | 23 | $ 5,395,000 | $ 234,000 | $ 140,000 |
| Poweshiek County Iowa | 22 | $ 3,010,000 | $ 136,000 | $ 78,000 |
| Deuel County South Dakota | 22 | $ 2,560,000 | $ 116,000 | $ 99,000 |
| Jefferson County Colorado | 21 | $ 5,705,000 | $ 271,000 | $ 227,000 |
| Black Hawk County Iowa | 21 | $ 4,125,000 | $ 196,000 | $ 147,000 |
| Page County Iowa | 21 | $ 1,335,000 | $ 63,000 | $ 57,000 |
| Garfield County Nebraska | 20 | $ 1,770,000 | $ 88,000 | $ 63,000 |
| Pima County Arizona | 19 | $ 10,175,000 | $ 535,000 | $ 181,000 |
| Denver County Colorado | 19 | $ 8,825,000 | $ 464,000 | $ 201,000 |
| Ringgold County Iowa | 19 | $ 2,295,000 | $ 120,000 | $ 130,000 |
| Cass County Nebraska | 19 | $ 1,905,000 | $ 100,000 | $ 89,000 |
| Scotts Bluff County Nebraska | 19 | $ 2,585,000 | $ 136,000 | $ 107,000 |
| Henry County Iowa | 17 | $ 1,565,000 | $ 92,000 | $ 73,000 |
| Madison County Nebraska | 17 | $ 2,755,000 | $ 162,000 | $ 72,000 |
| Warren County Iowa | 16 | $ 4,320,000 | $ 270,000 | $ 193,000 |
| Wayne County Iowa | 16 | $ 1,260,000 | $ 78,000 | $ 72,000 |
| Johnson County Kansas | 16 | $ 5,170,000 | $ 323,000 | $ 172,000 |
| Cheyenne County Nebraska | 16 | $ 2,520,000 | $ 157,000 | $ 125,000 |
| Cass County North Dakota | 16 | $ 28,090,000 | $ 1,755,000 | $ 104,000 |
| Day County South Dakota | 16 | $ 1,880,000 | $ 117,000 | $ 110,000 |
| Union County Iowa | 15 | $ 1,425,000 | $ 95,000 | $ 62,000 |
| Gage County Nebraska | 15 | $ 1,465,000 | $ 97,000 | $ 55,000 |
| Hutchinson County South Dakota | 15 | $ 1,885,000 | $ 125,000 | $ 93,000 |
| McCook County South Dakota | 15 | $ 1,675,000 | $ 111,000 | $ 91,000 |
| Roberts County South Dakota | 15 | $ 2,665,000 | $ 177,000 | $ 190,000 |
| Mills County Iowa | 14 | $ 1,820,000 | $ 130,000 | $ 75,000 |
| Harrison County Missouri | 14 | $ 860,000 | $ 61,000 | $ 45,000 |
| Dodge County Nebraska | 14 | $ 1,620,000 | $ 115,000 | $ 66,000 |
| Phelps County Nebraska | 14 | $ 1,390,000 | $ 99,000 | $ 71,000 |
| Saline County Nebraska | 14 | $ 1,400,000 | $ 100,000 | $ 54,000 |
| Seward County Nebraska | 14 | $ 2,440,000 | $ 174,000 | $ 85,000 |
| Spink County South Dakota | 14 | $ 1,380,000 | $ 98,000 | $ 83,000 |
| Hardin County Iowa | 13 | $ 535,000 | $ 41,000 | $ 40,000 |
| Mercer County Missouri | 13 | $ 775,000 | $ 59,000 | $ 58,000 |
| Woodbury County Iowa | 12 | $ 1,880,000 | $ 156,000 | $ 224,000 |
| Edmunds County South Dakota | 12 | $ 2,520,000 | $ 210,000 | $ 103,000 |
| Kingsbury County South Dakota | 12 | $ 1,640,000 | $ 136,000 | $ 75,000 |
| Lyman County South Dakota | 12 | $ 1,530,000 | $ 127,000 | $ 117,000 |
| Humboldt County Iowa | 11 | $ 1,335,000 | $ 121,000 | $ 104,000 |
| Linn County Iowa | 11 | $ 2,235,000 | $ 203,000 | $ 183,000 |
| Jackson County Missouri | 11 | $ 5,015,000 | $ 455,000 | $ 555,000 |
| Hughes County South Dakota | 11 | $ 2,735,000 | $ 248,000 | $ 93,000 |
| Union County South Dakota | 11 | $ 2,125,000 | $ 193,000 | $ 87,000 |
| Harrison County Iowa | 10 | $ 1,080,000 | $ 108,000 | $ 89,000 |
| Marion County Iowa | 10 | $ 550,000 | $ 55,000 | $ 66,000 |
| Meade County South Dakota | 10 | $ 1,920,000 | $ 192,000 | $ 120,000 |
| Arapahoe County Colorado | 9 | $ 3,285,000 | $ 365,000 | $ 258,000 |
| Camden County Missouri | 9 | $ 5,055,000 | $ 561,000 | $ 300,000 |
| Linn County Missouri | 9 | $ 1,675,000 | $ 186,000 | $ 56,000 |
| Putnam County Missouri | 9 | $ 705,000 | $ 78,000 | $ 58,000 |
| Otoe County Nebraska | 9 | $ 1,495,000 | $ 166,000 | $ 85,000 |
| Red Willow County Nebraska | 9 | $ 695,000 | $ 77,000 | $ 66,000 |
| Washington County Nebraska | 9 | $ 1,245,000 | $ 138,000 | $ 62,000 |
| Adams County Colorado | 8 | $ 1,930,000 | $ 241,000 | $ 182,000 |
| Douglas County Colorado | 8 | $ 2,980,000 | $ 372,000 | $ 230,000 |
| Dickinson County Iowa | 8 | $ 2,720,000 | $ 340,000 | $ 347,000 |
| Madison County Iowa | 8 | $ 2,130,000 | $ 266,000 | $ 217,000 |
| Tama County Iowa | 8 | $ 560,000 | $ 70,000 | $ 73,000 |
| Gentry County Missouri | 8 | $ 290,000 | $ 36,000 | $ 47,000 |
| Calhoun County Iowa | 7 | $ 365,000 | $ 52,000 | $ 56,000 |
| Sullivan County Missouri | 7 | $ 575,000 | $ 82,000 | $ 68,000 |
| Worth County Missouri | 7 | $ 455,000 | $ 65,000 | $ 69,000 |
| Broomfield County Colorado | 6 | $ 1,210,000 | $ 201,000 | $ 122,000 |
| Hamilton County Iowa | 6 | $ 630,000 | $ 105,000 | $ 83,000 |
| Taylor County Iowa | 6 | $ 380,000 | $ 63,000 | $ 45,000 |
| Wright County Iowa | 6 | $ 1,130,000 | $ 188,000 | $ 102,000 |
| Knox County Nebraska | 6 | $ 620,000 | $ 103,000 | $ 61,000 |
| Clark County Nevada | 6 | $ 2,960,000 | $ 493,000 | $ 636,000 |
| Clark County South Dakota | 6 | $ 350,000 | $ 58,000 | $ 81,000 |
| Osceola County Florida | 5 | $ 885,000 | $ 177,000 | $ 97,000 |
| Washington County Minnesota | 5 | $ 3,775,000 | $ 755,000 | $ 75,000 |
| Greeley County Nebraska | 5 | $ 205,000 | $ 41,000 | $ 44,000 |
| Howard County Nebraska | 5 | $ 575,000 | $ 115,000 | $ 77,000 |
| Bon Homme County South Dakota | 5 | $ 885,000 | $ 177,000 | $ 82,000 |
| Charles Mix County South Dakota | 5 | $ 325,000 | $ 65,000 | $ 76,000 |
| Hanson County South Dakota | 5 | $ 545,000 | $ 109,000 | $ 137,000 |
| Summit County Colorado | 4 | $ 1,630,000 | $ 407,000 | $ 282,000 |
| Adams County Iowa | 4 | $ 360,000 | $ 90,000 | $ 54,000 |
| Greene County Iowa | 4 | $ 270,000 | $ 67,000 | $ 53,000 |
| Grundy County Iowa | 4 | $ 460,000 | $ 115,000 | $ 98,000 |
| Guthrie County Iowa | 4 | $ 1,480,000 | $ 370,000 | $ 295,000 |
| Pocahontas County Iowa | 4 | $ 410,000 | $ 102,000 | $ 67,000 |
| Big Stone County Minnesota | 4 | $ 330,000 | $ 82,000 | $ 27,000 |
| Hennepin County Minnesota | 4 | $ 1,180,000 | $ 295,000 | $ 191,000 |
| Lincoln County Minnesota | 4 | $ 650,000 | $ 162,000 | $ 98,000 |
| Ramsey County Minnesota | 4 | $ 1,500,000 | $ 375,000 | $ 185,000 |
| Butler County Nebraska | 4 | $ 510,000 | $ 127,000 | $ 107,000 |
| Gosper County Nebraska | 4 | $ 720,000 | $ 180,000 | $ 135,000 |
| Kearney County Nebraska | 4 | $ 760,000 | $ 190,000 | $ 91,000 |
| Clay County South Dakota | 4 | $ 630,000 | $ 157,000 | $ 64,000 |
| McPherson County South Dakota | 4 | $ 380,000 | $ 95,000 | $ 62,000 |
| Gila County Arizona | 3 | $ 655,000 | $ 218,000 | $ 177,000 |
| Adair County Iowa | 3 | $ 225,000 | $ 75,000 | $ 35,000 |
| Appanoose County Iowa | 3 | $ 305,000 | $ 101,000 | $ 61,000 |
| Lyon County Iowa | 3 | $ 595,000 | $ 198,000 | $ 128,000 |
| Plymouth County Iowa | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Scott County Iowa | 3 | $ 55,000 | $ 18,000 | $ 56,000 |
| Marshall County Kansas | 3 | $ 215,000 | $ 71,000 | $ 46,000 |
| Yellow Medicine County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 120,000 |
| Atchison County Missouri | 3 | $ 195,000 | $ 65,000 | $ 34,000 |
| Buchanan County Missouri | 3 | $ 245,000 | $ 81,000 | $ 79,000 |
| Clay County Missouri | 3 | $ 505,000 | $ 168,000 | $ 92,000 |
| Boone County Nebraska | 3 | $ 195,000 | $ 65,000 | $ 66,000 |
| Cedar County Nebraska | 3 | $ 145,000 | $ 48,000 | $ 52,000 |
| Furnas County Nebraska | 3 | $ 145,000 | $ 48,000 | $ 18,000 |
| Harlan County Nebraska | 3 | $ 515,000 | $ 171,000 | $ 83,000 |
| Hitchcock County Nebraska | 3 | $ 75,000 | $ 25,000 | $ 26,000 |
| Nemaha County Nebraska | 3 | $ 435,000 | $ 145,000 | $ 82,000 |
| Richardson County Nebraska | 3 | $ 65,000 | $ 21,000 | $ 62,000 |
| Stutsman County North Dakota | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Aurora County South Dakota | 3 | $ 325,000 | $ 108,000 | $ 57,000 |
| Beadle County South Dakota | 3 | $ 315,000 | $ 105,000 | $ 46,000 |
| Butte County South Dakota | 3 | $ 325,000 | $ 108,000 | $ 51,000 |
| Custer County South Dakota | 3 | $ 225,000 | $ 75,000 | $ 70,000 |
| Fall River County South Dakota | 3 | $ 705,000 | $ 235,000 | $ 254,000 |
| Gregory County South Dakota | 3 | $ 535,000 | $ 178,000 | $ 78,000 |
| Hand County South Dakota | 3 | $ 325,000 | $ 108,000 | $ 49,000 |
| Miner County South Dakota | 3 | $ 125,000 | $ 41,000 | $ 39,000 |
| Tripp County South Dakota | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Mohave County Arizona | 2 | $ 920,000 | $ 460,000 | $ 100,000 |
| Navajo County Arizona | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| San Diego County California | 2 | $ 1,280,000 | $ 640,000 | $ 423,000 |
| Eagle County Colorado | 2 | $ 1,420,000 | $ 710,000 | $ 665,000 |
| St. Lucie County Florida | 2 | $ 530,000 | $ 265,000 | $ 303,000 |
| Audubon County Iowa | 2 | $ 120,000 | $ 60,000 | $ 67,000 |
| Butler County Iowa | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Floyd County Iowa | 2 | $ 350,000 | $ 175,000 | $ 156,000 |
| Mahaska County Iowa | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| Sioux County Iowa | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Van Buren County Iowa | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Wyandotte County Kansas | 2 | $ 130,000 | $ 65,000 | $ 81,000 |
| Becker County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 161,000 |
| Cass County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 93,000 |
| Murray County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Otter Tail County Minnesota | 2 | $ 2,240,000 | $ 1,120,000 | $ 75,000 |
| Redwood County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Sherburne County Minnesota | 2 | $ 3,750,000 | $ 1,875,000 | $ 104,000 |
| Cass County Missouri | 2 | $ 740,000 | $ 370,000 | $ 199,000 |
| Nodaway County Missouri | 2 | $ 150,000 | $ 75,000 | $ 151,000 |
| Stone County Missouri | 2 | $ 640,000 | $ 320,000 | $ 134,000 |
| Antelope County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Brown County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Cuming County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Hamilton County Nebraska | 2 | $ 740,000 | $ 370,000 | $ 91,000 |
| Jefferson County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Johnson County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 65,000 |
| Loup County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Pawnee County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Sherman County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Thayer County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Dewey County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 31,000 |
| Marshall County South Dakota | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| Sanborn County South Dakota | 2 | $ 80,000 | $ 40,000 | $ 69,000 |
| Cochise County Arizona | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Coconino County Arizona | 1 | $ 335,000 | $ 335,000 | $ 402,000 |
| Yuma County Arizona | 1 | $ 425,000 | $ 425,000 | $ 127,000 |
| Crowley County Colorado | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Fremont County Colorado | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Huerfano County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Morgan County Colorado | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Routt County Colorado | 1 | $ 75,000 | $ 75,000 | $ 408,000 |
| San Miguel County Colorado | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Teller County Colorado | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Collier County Florida | 1 | $ 645,000 | $ 645,000 | $ 2,039,000 |
| Gulf County Florida | 1 | $ 655,000 | $ 655,000 | $ 170,000 |
| Lee County Florida | 1 | $ 1,725,000 | $ 1,725,000 | $ 693,000 |
| Orange County Florida | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 175,000 |
| Putnam County Florida | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Hancock County Illinois | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Pike County Illinois | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Tazewell County Illinois | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Warren County Illinois | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Carroll County Iowa | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Cerro Gordo County Iowa | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Cherokee County Iowa | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Chickasaw County Iowa | 1 | $ 215,000 | $ 215,000 | $ 209,000 |
| Davis County Iowa | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Delaware County Iowa | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Fayette County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 65,000 | $ 65,000 | $ 210,000 |
| Kossuth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Osceola County Iowa | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Sac County Iowa | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Washington County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Miami County Kansas | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Pratt County Kansas | 1 | $ 175,000 | $ 175,000 | $ 168,000 |
| Rawlins County Kansas | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Riley County Kansas | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Rooks County Kansas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Shawnee County Kansas | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Aitkin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Anoka County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Carver County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Clay County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 161,000 |
| Crow Wing County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Dakota County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 307,000 |
| Douglas County Minnesota | 1 | $ 555,000 | $ 555,000 | $ 344,000 |
| Kandiyohi County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 188,000 |
| Lac qui Parle County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| McLeod County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 275,000 |
| Renville County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Rock County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Swift County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Traverse County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Wright County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 263,000 |
| Adair County Missouri | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Chariton County Missouri | 1 | $ 405,000 | $ 405,000 | $ 582,000 |
| Grundy County Missouri | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Holt County Missouri | 1 | $ 165,000 | $ 165,000 | $ 17,000 |
| Morgan County Missouri | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Platte County Missouri | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
| Scotland County Missouri | 1 | $ 485,000 | $ 485,000 | $ 300,000 |
| Gallatin County Montana | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| Boyd County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Burt County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Cherry County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Dawes County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 334,000 |
| Deuel County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Dixon County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Frontier County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Grant County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Keith County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Kimball County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Merrick County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Nance County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Nuckolls County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Polk County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Rock County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Stanton County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Wayne County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Webster County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Wheeler County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| York County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| San Miguel County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Barnes County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 439,000 |
| Burleigh County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| McLean County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Corson County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Douglas County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Faulk County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Perkins County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Collin County Texas | 1 | $ 455,000 | $ 455,000 | $ 532,000 |
| Dallas County Texas | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Haskell County Texas | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| Summit County Utah | 1 | $ 1,165,000 | $ 1,165,000 | $ 353,000 |
| Utah County Utah | 1 | $ 165,000 | $ 165,000 | $ 892,000 |
| Albany County Wyoming | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,433 | $503,095,000 | $206,000 | $17,355,000 | $123,000 | $5,818,000 |
| Home Purchase | 1,722 | $333,560,000 | $193,000 | $5,135,000 | $97,000 | $2,039,000 |
| Cash-out Refinancing | 945 | $204,075,000 | $215,000 | $1,805,000 | $128,000 | $5,790,000 |
| Home Improvement | 746 | $47,020,000 | $63,000 | $1,005,000 | $102,000 | $1,801,000 |
| Other Purpose | 304 | $27,260,000 | $89,000 | $775,000 | $133,000 | $3,895,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,784 | $829,630,000 | $173,000 | $4,015,000 | $115,000 | $5,818,000 |
| Not Provided | 848 | $107,690,000 | $126,000 | $1,545,000 | $116,000 | $2,329,000 |
| Not applicable | 156 | $114,390,000 | $733,000 | $17,355,000 | $0 | $0 |
| Hispanic | 149 | $23,115,000 | $155,000 | $1,335,000 | $102,000 | $920,000 |
| Asian | 77 | $17,295,000 | $224,000 | $1,265,000 | $106,000 | $1,185,000 |
| Black or African American | 45 | $7,355,000 | $163,000 | $725,000 | $82,000 | $362,000 |
| American Indian or Alaskan Native | 41 | $5,465,000 | $133,000 | $365,000 | $90,000 | $689,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $225,000 | $225,000 | $225,000 | $103,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,716 | $1,050,680,000 | $183,000 | $17,355,000 | $119,000 | $5,818,000 |
| FHA-insured (Federal Housing Administration) | 177 | $24,225,000 | $136,000 | $325,000 | $53,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 152 | $16,440,000 | $108,000 | $255,000 | $48,000 | $402,000 |
| VA-guaranteed (Veterans Administration) | 105 | $23,665,000 | $225,000 | $505,000 | $89,000 | $195,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,814 | $727,470,000 | $190,000 | $17,355,000 | $121,000 | $5,818,000 |
| Application Denied By Financial Institution | 1,124 | $147,140,000 | $130,000 | $2,715,000 | $74,000 | $1,185,000 |
| Application Withdrawn By Applicant | 983 | $209,425,000 | $213,000 | $4,015,000 | $134,000 | $2,448,000 |
| File Closed For Incompleteness | 190 | $26,700,000 | $140,000 | $1,335,000 | $108,000 | $2,116,000 |
| Application Approved But Not Accepted | 30 | $3,320,000 | $110,000 | $295,000 | $172,000 | $1,523,000 |
| Loan Purchased By The Institution | 9 | $955,000 | $106,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,026 | $967,870,000 | $192,000 | $17,355,000 | $124,000 | $5,818,000 |
| Credit History | 554 | $59,740,000 | $107,000 | $1,405,000 | $73,000 | $680,000 |
| Debt-To-Income Ratio | 360 | $56,930,000 | $158,000 | $2,715,000 | $56,000 | $262,000 |
| Collateral | 132 | $19,190,000 | $145,000 | $2,105,000 | $123,000 | $1,185,000 |
| Other | 31 | $4,185,000 | $135,000 | $655,000 | $106,000 | $390,000 |
| Employment History | 23 | $2,865,000 | $124,000 | $405,000 | $21,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $3,190,000 | $199,000 | $1,515,000 | $74,000 | $350,000 |
| Unverifiable Information | 4 | $610,000 | $152,000 | $195,000 | $88,000 | $210,000 |
| Credit Application Incomplete | 4 | $430,000 | $107,000 | $255,000 | $99,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.