Great Western Bank Mortgage Lending & HMDA Data, 2020

In 2020, Great Western Bank of Sioux Falls, SD reported 6,150 mortgage applications totaling $1.1 billion, up 26% from 2019. The average application was for $181,302, and applicants reported an average income of $114,435. 62% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Sioux Falls, SD (960), Omaha-Council Bluffs, NE-IA (743) and Des Moines-West Des Moines, IA (352) (applications in parentheses).

Mortgage Company & Address Great Western Bank
225 S Main Ave
Sioux Falls, SD 57104
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 6,150
Total Mortgage Loan Application Amount $1,115,010,000
Average Mortgage Loan Application Amount $181,302
Highest Mortgage Loan Application Amount $17,355,000
Average Applicant Income $114,435
Highest Applicant Income $5,818,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha, South Dakota 661 $ 113,355,000 $ 171,490 $ 109,000
Douglas, Nebraska 412 $ 75,830,000 $ 184,053 $ 116,000
Lancaster, Nebraska 326 $ 51,750,000 $ 158,742 $ 101,000
Codington, South Dakota 301 $ 50,945,000 $ 169,252 $ 99,000
Brown, South Dakota 267 $ 46,705,000 $ 174,925 $ 107,000
Lincoln, South Dakota 253 $ 52,705,000 $ 208,320 $ 136,000
Polk, Iowa 198 $ 39,860,000 $ 201,313 $ 205,000
Sarpy, Nebraska 168 $ 30,700,000 $ 182,738 $ 98,000
Brookings, South Dakota 146 $ 24,040,000 $ 164,657 $ 90,000
Webster, Iowa 134 $ 13,090,000 $ 97,686 $ 120,000
Story, Iowa 123 $ 18,015,000 $ 146,463 $ 93,000
Maricopa, Arizona 102 $ 61,470,000 $ 602,647 $ 318,000
Lake, South Dakota 80 $ 11,590,000 $ 144,875 $ 92,000
Pottawattamie, Iowa 78 $ 9,990,000 $ 128,076 $ 82,000
Grant, South Dakota 78 $ 10,190,000 $ 130,641 $ 82,000
Jasper, Iowa 77 $ 7,855,000 $ 102,012 $ 75,000
Marshall, Iowa 77 $ 6,935,000 $ 90,064 $ 70,000
Des Moines, Iowa 75 $ 5,825,000 $ 77,666 $ 71,000
Boulder, Colorado 72 $ 24,570,000 $ 341,250 $ 234,000
Custer, Nebraska 66 $ 6,240,000 $ 94,545 $ 71,000
Hall, Nebraska 54 $ 6,100,000 $ 112,962 $ 68,000
Pennington, South Dakota 54 $ 6,570,000 $ 121,666 $ 65,000
Brule, South Dakota 53 $ 5,855,000 $ 110,471 $ 79,000
Larimer, Colorado 51 $ 16,115,000 $ 315,980 $ 155,000
Yankton, South Dakota 51 $ 7,505,000 $ 147,156 $ 82,000
Dallas, Iowa 49 $ 27,445,000 $ 560,102 $ 149,000
Weld, Colorado 48 $ 12,150,000 $ 253,125 $ 178,000
Johnson, Iowa 46 $ 25,990,000 $ 565,000 $ 257,000
Buffalo, Nebraska 44 $ 8,520,000 $ 193,636 $ 112,000
Lyon, Minnesota 41 $ 6,145,000 $ 149,878 $ 116,000
Clarke, Iowa 39 $ 4,335,000 $ 111,153 $ 77,000
Cass, Iowa 36 $ 2,700,000 $ 75,000 $ 83,000
Adams, Nebraska 36 $ 4,440,000 $ 123,333 $ 84,000
Valley, Nebraska 36 $ 3,950,000 $ 109,722 $ 72,000
Lawrence, South Dakota 36 $ 6,170,000 $ 171,388 $ 146,000
Box Butte, Nebraska 35 $ 3,195,000 $ 91,285 $ 87,000
Hamlin, South Dakota 35 $ 4,535,000 $ 129,571 $ 79,000
Lucas, Iowa 34 $ 2,790,000 $ 82,058 $ 72,000
Dawson, Nebraska 34 $ 3,710,000 $ 109,117 $ 77,000
Holt, Nebraska 34 $ 2,820,000 $ 82,941 $ 59,000
Lincoln, Nebraska 33 $ 4,525,000 $ 137,121 $ 161,000
Saunders, Nebraska 33 $ 4,735,000 $ 143,484 $ 125,000
Montgomery, Iowa 32 $ 1,820,000 $ 56,875 $ 62,000
Potter, South Dakota 31 $ 3,225,000 $ 104,032 $ 78,000
Turner, South Dakota 31 $ 4,925,000 $ 158,870 $ 91,000
Decatur, Iowa 30 $ 2,240,000 $ 74,666 $ 95,000
Davison, South Dakota 30 $ 5,570,000 $ 185,666 $ 86,000
Walworth, South Dakota 30 $ 3,410,000 $ 113,666 $ 79,000
Pinal, Arizona 29 $ 3,955,000 $ 136,379 $ 72,000
Fremont, Iowa 28 $ 2,580,000 $ 92,142 $ 74,000
Moody, South Dakota 28 $ 4,030,000 $ 143,928 $ 98,000
Platte, Nebraska 26 $ 2,760,000 $ 106,153 $ 114,000
Boone, Iowa 24 $ 3,200,000 $ 133,333 $ 112,000
El Paso, Colorado 23 $ 5,395,000 $ 234,565 $ 140,000
Poweshiek, Iowa 22 $ 3,010,000 $ 136,818 $ 78,000
Deuel, South Dakota 22 $ 2,560,000 $ 116,363 $ 99,000
Jefferson, Colorado 21 $ 5,705,000 $ 271,666 $ 227,000
Black Hawk, Iowa 21 $ 4,125,000 $ 196,428 $ 147,000
Page, Iowa 21 $ 1,335,000 $ 63,571 $ 57,000
Garfield, Nebraska 20 $ 1,770,000 $ 88,500 $ 63,000
Pima, Arizona 19 $ 10,175,000 $ 535,526 $ 181,000
Denver, Colorado 19 $ 8,825,000 $ 464,473 $ 201,000
Ringgold, Iowa 19 $ 2,295,000 $ 120,789 $ 130,000
Cass, Nebraska 19 $ 1,905,000 $ 100,263 $ 89,000
Scotts Bluff, Nebraska 19 $ 2,585,000 $ 136,052 $ 107,000
Henry, Iowa 17 $ 1,565,000 $ 92,058 $ 73,000
Madison, Nebraska 17 $ 2,755,000 $ 162,058 $ 72,000
Warren, Iowa 16 $ 4,320,000 $ 270,000 $ 193,000
Wayne, Iowa 16 $ 1,260,000 $ 78,750 $ 72,000
Johnson, Kansas 16 $ 5,170,000 $ 323,125 $ 172,000
Cheyenne, Nebraska 16 $ 2,520,000 $ 157,500 $ 125,000
Cass, North Dakota 16 $ 28,090,000 $ 1,755,625 $ 104,000
Day, South Dakota 16 $ 1,880,000 $ 117,500 $ 110,000
Union, Iowa 15 $ 1,425,000 $ 95,000 $ 62,000
Gage, Nebraska 15 $ 1,465,000 $ 97,666 $ 55,000
Hutchinson, South Dakota 15 $ 1,885,000 $ 125,666 $ 93,000
McCook, South Dakota 15 $ 1,675,000 $ 111,666 $ 91,000
Roberts, South Dakota 15 $ 2,665,000 $ 177,666 $ 190,000
Mills, Iowa 14 $ 1,820,000 $ 130,000 $ 75,000
Harrison, Missouri 14 $ 860,000 $ 61,428 $ 45,000
Dodge, Nebraska 14 $ 1,620,000 $ 115,714 $ 66,000
Phelps, Nebraska 14 $ 1,390,000 $ 99,285 $ 71,000
Saline, Nebraska 14 $ 1,400,000 $ 100,000 $ 54,000
Seward, Nebraska 14 $ 2,440,000 $ 174,285 $ 85,000
Spink, South Dakota 14 $ 1,380,000 $ 98,571 $ 83,000
Hardin, Iowa 13 $ 535,000 $ 41,153 $ 40,000
Mercer, Missouri 13 $ 775,000 $ 59,615 $ 58,000
Woodbury, Iowa 12 $ 1,880,000 $ 156,666 $ 224,000
Edmunds, South Dakota 12 $ 2,520,000 $ 210,000 $ 103,000
Kingsbury, South Dakota 12 $ 1,640,000 $ 136,666 $ 75,000
Lyman, South Dakota 12 $ 1,530,000 $ 127,500 $ 117,000
Humboldt, Iowa 11 $ 1,335,000 $ 121,363 $ 104,000
Linn, Iowa 11 $ 2,235,000 $ 203,181 $ 183,000
Jackson, Missouri 11 $ 5,015,000 $ 455,909 $ 555,000
Hughes, South Dakota 11 $ 2,735,000 $ 248,636 $ 93,000
Union, South Dakota 11 $ 2,125,000 $ 193,181 $ 87,000
Harrison, Iowa 10 $ 1,080,000 $ 108,000 $ 89,000
Marion, Iowa 10 $ 550,000 $ 55,000 $ 66,000
Meade, South Dakota 10 $ 1,920,000 $ 192,000 $ 120,000
Arapahoe, Colorado 9 $ 3,285,000 $ 365,000 $ 258,000
Camden, Missouri 9 $ 5,055,000 $ 561,666 $ 300,000
Linn, Missouri 9 $ 1,675,000 $ 186,111 $ 56,000
Putnam, Missouri 9 $ 705,000 $ 78,333 $ 58,000
Otoe, Nebraska 9 $ 1,495,000 $ 166,111 $ 85,000
Red Willow, Nebraska 9 $ 695,000 $ 77,222 $ 66,000
Washington, Nebraska 9 $ 1,245,000 $ 138,333 $ 62,000
Adams, Colorado 8 $ 1,930,000 $ 241,250 $ 182,000
Douglas, Colorado 8 $ 2,980,000 $ 372,500 $ 230,000
Dickinson, Iowa 8 $ 2,720,000 $ 340,000 $ 347,000
Madison, Iowa 8 $ 2,130,000 $ 266,250 $ 217,000
Tama, Iowa 8 $ 560,000 $ 70,000 $ 73,000
Gentry, Missouri 8 $ 290,000 $ 36,250 $ 47,000
Calhoun, Iowa 7 $ 365,000 $ 52,142 $ 56,000
Sullivan, Missouri 7 $ 575,000 $ 82,142 $ 68,000
Worth, Missouri 7 $ 455,000 $ 65,000 $ 69,000
Broomfield, Colorado 6 $ 1,210,000 $ 201,666 $ 122,000
Hamilton, Iowa 6 $ 630,000 $ 105,000 $ 83,000
Taylor, Iowa 6 $ 380,000 $ 63,333 $ 45,000
Wright, Iowa 6 $ 1,130,000 $ 188,333 $ 102,000
Knox, Nebraska 6 $ 620,000 $ 103,333 $ 61,000
Clark, Nevada 6 $ 2,960,000 $ 493,333 $ 636,000
Clark, South Dakota 6 $ 350,000 $ 58,333 $ 81,000
Osceola, Florida 5 $ 885,000 $ 177,000 $ 97,000
Washington, Minnesota 5 $ 3,775,000 $ 755,000 $ 75,000
Greeley, Nebraska 5 $ 205,000 $ 41,000 $ 44,000
Howard, Nebraska 5 $ 575,000 $ 115,000 $ 77,000
Bon Homme, South Dakota 5 $ 885,000 $ 177,000 $ 82,000
Charles Mix, South Dakota 5 $ 325,000 $ 65,000 $ 76,000
Hanson, South Dakota 5 $ 545,000 $ 109,000 $ 137,000
Summit, Colorado 4 $ 1,630,000 $ 407,500 $ 282,000
Adams, Iowa 4 $ 360,000 $ 90,000 $ 54,000
Greene, Iowa 4 $ 270,000 $ 67,500 $ 53,000
Grundy, Iowa 4 $ 460,000 $ 115,000 $ 98,000
Guthrie, Iowa 4 $ 1,480,000 $ 370,000 $ 295,000
Pocahontas, Iowa 4 $ 410,000 $ 102,500 $ 67,000
Big Stone, Minnesota 4 $ 330,000 $ 82,500 $ 27,000
Hennepin, Minnesota 4 $ 1,180,000 $ 295,000 $ 191,000
Lincoln, Minnesota 4 $ 650,000 $ 162,500 $ 98,000
Ramsey, Minnesota 4 $ 1,500,000 $ 375,000 $ 185,000
Butler, Nebraska 4 $ 510,000 $ 127,500 $ 107,000
Gosper, Nebraska 4 $ 720,000 $ 180,000 $ 135,000
Kearney, Nebraska 4 $ 760,000 $ 190,000 $ 91,000
Clay, South Dakota 4 $ 630,000 $ 157,500 $ 64,000
McPherson, South Dakota 4 $ 380,000 $ 95,000 $ 62,000
Gila, Arizona 3 $ 655,000 $ 218,333 $ 177,000
Adair, Iowa 3 $ 225,000 $ 75,000 $ 35,000
Appanoose, Iowa 3 $ 305,000 $ 101,666 $ 61,000
Lyon, Iowa 3 $ 595,000 $ 198,333 $ 128,000
Plymouth, Iowa 3 $ 435,000 $ 145,000 $ 65,000
Scott, Iowa 3 $ 55,000 $ 18,333 $ 56,000
Marshall, Kansas 3 $ 215,000 $ 71,666 $ 46,000
Yellow Medicine, Minnesota 3 $ 525,000 $ 175,000 $ 120,000
Atchison, Missouri 3 $ 195,000 $ 65,000 $ 34,000
Buchanan, Missouri 3 $ 245,000 $ 81,666 $ 79,000
Clay, Missouri 3 $ 505,000 $ 168,333 $ 92,000
Boone, Nebraska 3 $ 195,000 $ 65,000 $ 66,000
Cedar, Nebraska 3 $ 145,000 $ 48,333 $ 52,000
Furnas, Nebraska 3 $ 145,000 $ 48,333 $ 18,000
Harlan, Nebraska 3 $ 515,000 $ 171,666 $ 83,000
Hitchcock, Nebraska 3 $ 75,000 $ 25,000 $ 26,000
Nemaha, Nebraska 3 $ 435,000 $ 145,000 $ 82,000
Richardson, Nebraska 3 $ 65,000 $ 21,666 $ 62,000
Stutsman, North Dakota 3 $ 145,000 $ 48,333 $ 0
Aurora, South Dakota 3 $ 325,000 $ 108,333 $ 57,000
Beadle, South Dakota 3 $ 315,000 $ 105,000 $ 46,000
Butte, South Dakota 3 $ 325,000 $ 108,333 $ 51,000
Custer, South Dakota 3 $ 225,000 $ 75,000 $ 70,000
Fall River, South Dakota 3 $ 705,000 $ 235,000 $ 254,000
Gregory, South Dakota 3 $ 535,000 $ 178,333 $ 78,000
Hand, South Dakota 3 $ 325,000 $ 108,333 $ 49,000
Miner, South Dakota 3 $ 125,000 $ 41,666 $ 39,000
Tripp, South Dakota 3 $ 545,000 $ 181,666 $ 71,000
Mohave, Arizona 2 $ 920,000 $ 460,000 $ 100,000
Navajo, Arizona 2 $ 600,000 $ 300,000 $ 98,000
San Diego, California 2 $ 1,280,000 $ 640,000 $ 423,000
Eagle, Colorado 2 $ 1,420,000 $ 710,000 $ 665,000
St. Lucie, Florida 2 $ 530,000 $ 265,000 $ 303,000
Audubon, Iowa 2 $ 120,000 $ 60,000 $ 67,000
Butler, Iowa 2 $ 260,000 $ 130,000 $ 63,000
Floyd, Iowa 2 $ 350,000 $ 175,000 $ 156,000
Mahaska, Iowa 2 $ 440,000 $ 220,000 $ 103,000
Sioux, Iowa 2 $ 270,000 $ 135,000 $ 120,000
Van Buren, Iowa 2 $ 220,000 $ 110,000 $ 75,000
Wyandotte, Kansas 2 $ 130,000 $ 65,000 $ 81,000
Becker, Minnesota 2 $ 440,000 $ 220,000 $ 161,000
Cass, Minnesota 2 $ 460,000 $ 230,000 $ 93,000
Murray, Minnesota 2 $ 520,000 $ 260,000 $ 88,000
Otter Tail, Minnesota 2 $ 2,240,000 $ 1,120,000 $ 75,000
Redwood, Minnesota 2 $ 260,000 $ 130,000 $ 59,000
Sherburne, Minnesota 2 $ 3,750,000 $ 1,875,000 $ 104,000
Cass, Missouri 2 $ 740,000 $ 370,000 $ 199,000
Nodaway, Missouri 2 $ 150,000 $ 75,000 $ 151,000
Stone, Missouri 2 $ 640,000 $ 320,000 $ 134,000
Antelope, Nebraska 2 $ 220,000 $ 110,000 $ 70,000
Brown, Nebraska 2 $ 210,000 $ 105,000 $ 58,000
Cuming, Nebraska 2 $ 330,000 $ 165,000 $ 82,000
Hamilton, Nebraska 2 $ 740,000 $ 370,000 $ 91,000
Jefferson, Nebraska 2 $ 50,000 $ 25,000 $ 31,000
Johnson, Nebraska 2 $ 70,000 $ 35,000 $ 65,000
Loup, Nebraska 2 $ 250,000 $ 125,000 $ 31,000
Pawnee, Nebraska 2 $ 240,000 $ 120,000 $ 37,000
Sherman, Nebraska 2 $ 130,000 $ 65,000 $ 45,000
Thayer, Nebraska 2 $ 290,000 $ 145,000 $ 90,000
Dewey, South Dakota 2 $ 200,000 $ 100,000 $ 31,000
Marshall, South Dakota 2 $ 270,000 $ 135,000 $ 33,000
Sanborn, South Dakota 2 $ 80,000 $ 40,000 $ 69,000
Cochise, Arizona 1 $ 205,000 $ 205,000 $ 86,000
Coconino, Arizona 1 $ 335,000 $ 335,000 $ 402,000
Yuma, Arizona 1 $ 425,000 $ 425,000 $ 127,000
Crowley, Colorado 1 $ 15,000 $ 15,000 $ 57,000
Fremont, Colorado 1 $ 45,000 $ 45,000 $ 93,000
Huerfano, Colorado 1 $ 205,000 $ 205,000 $ 0
Morgan, Colorado 1 $ 215,000 $ 215,000 $ 73,000
Routt, Colorado 1 $ 75,000 $ 75,000 $ 408,000
San Miguel, Colorado 1 $ 1,855,000 $ 1,855,000 $ 0
Teller, Colorado 1 $ 15,000 $ 15,000 $ 82,000
Brevard, Florida 1 $ 75,000 $ 75,000 $ 68,000
Charlotte, Florida 1 $ 75,000 $ 75,000 $ 132,000
Collier, Florida 1 $ 645,000 $ 645,000 $ 2,039,000
Gulf, Florida 1 $ 655,000 $ 655,000 $ 170,000
Lee, Florida 1 $ 1,725,000 $ 1,725,000 $ 693,000
Orange, Florida 1 $ 225,000 $ 225,000 $ 85,000
Pasco, Florida 1 $ 285,000 $ 285,000 $ 175,000
Putnam, Florida 1 $ 105,000 $ 105,000 $ 120,000
Hancock, Illinois 1 $ 75,000 $ 75,000 $ 89,000
Pike, Illinois 1 $ 55,000 $ 55,000 $ 19,000
Tazewell, Illinois 1 $ 205,000 $ 205,000 $ 109,000
Warren, Illinois 1 $ 45,000 $ 45,000 $ 40,000
Carroll, Iowa 1 $ 125,000 $ 125,000 $ 36,000
Cerro Gordo, Iowa 1 $ 225,000 $ 225,000 $ 62,000
Cherokee, Iowa 1 $ 125,000 $ 125,000 $ 42,000
Chickasaw, Iowa 1 $ 215,000 $ 215,000 $ 209,000
Davis, Iowa 1 $ 505,000 $ 505,000 $ 0
Delaware, Iowa 1 $ 215,000 $ 215,000 $ 42,000
Fayette, Iowa 1 $ 25,000 $ 25,000 $ 0
Jefferson, Iowa 1 $ 65,000 $ 65,000 $ 210,000
Kossuth, Iowa 1 $ 55,000 $ 55,000 $ 36,000
Osceola, Iowa 1 $ 275,000 $ 275,000 $ 107,000
Sac, Iowa 1 $ 45,000 $ 45,000 $ 28,000
Washington, Iowa 1 $ 65,000 $ 65,000 $ 0
Miami, Kansas 1 $ 205,000 $ 205,000 $ 89,000
Pratt, Kansas 1 $ 175,000 $ 175,000 $ 168,000
Rawlins, Kansas 1 $ 75,000 $ 75,000 $ 97,000
Riley, Kansas 1 $ 195,000 $ 195,000 $ 121,000
Rooks, Kansas 1 $ 25,000 $ 25,000 $ 54,000
Shawnee, Kansas 1 $ 395,000 $ 395,000 $ 140,000
Aitkin, Minnesota 1 $ 245,000 $ 245,000 $ 115,000
Anoka, Minnesota 1 $ 355,000 $ 355,000 $ 0
Carver, Minnesota 1 $ 165,000 $ 165,000 $ 89,000
Clay, Minnesota 1 $ 235,000 $ 235,000 $ 161,000
Crow Wing, Minnesota 1 $ 85,000 $ 85,000 $ 64,000
Dakota, Minnesota 1 $ 615,000 $ 615,000 $ 307,000
Douglas, Minnesota 1 $ 555,000 $ 555,000 $ 344,000
Kandiyohi, Minnesota 1 $ 295,000 $ 295,000 $ 188,000
Lac qui Parle, Minnesota 1 $ 115,000 $ 115,000 $ 37,000
McLeod, Minnesota 1 $ 475,000 $ 475,000 $ 275,000
Renville, Minnesota 1 $ 235,000 $ 235,000 $ 146,000
Rock, Minnesota 1 $ 25,000 $ 25,000 $ 68,000
Swift, Minnesota 1 $ 25,000 $ 25,000 $ 67,000
Traverse, Minnesota 1 $ 135,000 $ 135,000 $ 147,000
Wright, Minnesota 1 $ 55,000 $ 55,000 $ 263,000
Adair, Missouri 1 $ 95,000 $ 95,000 $ 100,000
Chariton, Missouri 1 $ 405,000 $ 405,000 $ 582,000
Grundy, Missouri 1 $ 5,000 $ 5,000 $ 44,000
Holt, Missouri 1 $ 165,000 $ 165,000 $ 17,000
Morgan, Missouri 1 $ 235,000 $ 235,000 $ 153,000
Platte, Missouri 1 $ 275,000 $ 275,000 $ 184,000
Scotland, Missouri 1 $ 485,000 $ 485,000 $ 300,000
Gallatin, Montana 1 $ 475,000 $ 475,000 $ 102,000
Boyd, Nebraska 1 $ 25,000 $ 25,000 $ 50,000
Burt, Nebraska 1 $ 95,000 $ 95,000 $ 95,000
Cherry, Nebraska 1 $ 195,000 $ 195,000 $ 100,000
Dawes, Nebraska 1 $ 115,000 $ 115,000 $ 334,000
Deuel, Nebraska 1 $ 45,000 $ 45,000 $ 43,000
Dixon, Nebraska 1 $ 45,000 $ 45,000 $ 58,000
Frontier, Nebraska 1 $ 125,000 $ 125,000 $ 45,000
Grant, Nebraska 1 $ 55,000 $ 55,000 $ 45,000
Keith, Nebraska 1 $ 235,000 $ 235,000 $ 132,000
Kimball, Nebraska 1 $ 35,000 $ 35,000 $ 131,000
Merrick, Nebraska 1 $ 35,000 $ 35,000 $ 33,000
Nance, Nebraska 1 $ 35,000 $ 35,000 $ 17,000
Nuckolls, Nebraska 1 $ 35,000 $ 35,000 $ 100,000
Polk, Nebraska 1 $ 15,000 $ 15,000 $ 35,000
Rock, Nebraska 1 $ 25,000 $ 25,000 $ 28,000
Stanton, Nebraska 1 $ 25,000 $ 25,000 $ 102,000
Wayne, Nebraska 1 $ 95,000 $ 95,000 $ 32,000
Webster, Nebraska 1 $ 135,000 $ 135,000 $ 45,000
Wheeler, Nebraska 1 $ 65,000 $ 65,000 $ 111,000
York, Nebraska 1 $ 105,000 $ 105,000 $ 43,000
San Miguel, New Mexico 1 $ 325,000 $ 325,000 $ 72,000
Barnes, North Dakota 1 $ 295,000 $ 295,000 $ 439,000
Burleigh, North Dakota 1 $ 325,000 $ 325,000 $ 96,000
McLean, North Dakota 1 $ 165,000 $ 165,000 $ 65,000
Corson, South Dakota 1 $ 55,000 $ 55,000 $ 49,000
Douglas, South Dakota 1 $ 55,000 $ 55,000 $ 111,000
Faulk, South Dakota 1 $ 115,000 $ 115,000 $ 53,000
Perkins, South Dakota 1 $ 105,000 $ 105,000 $ 0
Collin, Texas 1 $ 455,000 $ 455,000 $ 532,000
Dallas, Texas 1 $ 235,000 $ 235,000 $ 140,000
Haskell, Texas 1 $ 25,000 $ 25,000 $ 240,000
Summit, Utah 1 $ 1,165,000 $ 1,165,000 $ 353,000
Utah, Utah 1 $ 165,000 $ 165,000 $ 892,000
Albany, Wyoming 1 $ 1,015,000 $ 1,015,000 $ 0

Mortgage Loan Application Detail Totals for Great Western Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,433 $503,095,000 $206,000 $17,355,000 $123,000 $5,818,000
Home Purchase 1,722 $333,560,000 $193,000 $5,135,000 $97,000 $2,039,000
Cash-out Refinancing 945 $204,075,000 $215,000 $1,805,000 $128,000 $5,790,000
Home Improvement 746 $47,020,000 $63,000 $1,005,000 $102,000 $1,801,000
Other Purpose 304 $27,260,000 $89,000 $775,000 $133,000 $3,895,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,784 $829,630,000 $173,000 $4,015,000 $115,000 $5,818,000
Not Provided 848 $107,690,000 $126,000 $1,545,000 $116,000 $2,329,000
Not applicable 156 $114,390,000 $733,000 $17,355,000 $0 $0
Hispanic 149 $23,115,000 $155,000 $1,335,000 $102,000 $920,000
Asian 77 $17,295,000 $224,000 $1,265,000 $106,000 $1,185,000
Black or African American 45 $7,355,000 $163,000 $725,000 $82,000 $362,000
American Indian or Alaskan Native 41 $5,465,000 $133,000 $365,000 $90,000 $689,000
Native Hawaiian or Other Pacific Islander 1 $225,000 $225,000 $225,000 $103,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,716 $1,050,680,000 $183,000 $17,355,000 $119,000 $5,818,000
FHA-insured (Federal Housing Administration) 177 $24,225,000 $136,000 $325,000 $53,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 152 $16,440,000 $108,000 $255,000 $48,000 $402,000
VA-guaranteed (Veterans Administration) 105 $23,665,000 $225,000 $505,000 $89,000 $195,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,814 $727,470,000 $190,000 $17,355,000 $121,000 $5,818,000
Application Denied By Financial Institution 1,124 $147,140,000 $130,000 $2,715,000 $74,000 $1,185,000
Application Withdrawn By Applicant 983 $209,425,000 $213,000 $4,015,000 $134,000 $2,448,000
File Closed For Incompleteness 190 $26,700,000 $140,000 $1,335,000 $108,000 $2,116,000
Application Approved But Not Accepted 30 $3,320,000 $110,000 $295,000 $172,000 $1,523,000
Loan Purchased By The Institution 9 $955,000 $106,000 $145,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,026 $967,870,000 $192,000 $17,355,000 $124,000 $5,818,000
Credit History 554 $59,740,000 $107,000 $1,405,000 $73,000 $680,000
Debt-To-Income Ratio 360 $56,930,000 $158,000 $2,715,000 $56,000 $262,000
Collateral 132 $19,190,000 $145,000 $2,105,000 $123,000 $1,185,000
Other 31 $4,185,000 $135,000 $655,000 $106,000 $390,000
Employment History 23 $2,865,000 $124,000 $405,000 $21,000 $86,000
Insufficient Cash (Downpayment, Closing Cost) 16 $3,190,000 $199,000 $1,515,000 $74,000 $350,000
Unverifiable Information 4 $610,000 $152,000 $195,000 $88,000 $210,000
Credit Application Incomplete 4 $430,000 $107,000 $255,000 $99,000 $131,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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