Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Great Western Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 225 S Main Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,875 |
| Total Mortgage Loan Application Amount | $755,175,000 |
| Average Mortgage Loan Application Amount | $138,600 |
| Highest Mortgage Loan Application Amount | $16,645,000 |
| Average Applicant Income | $105,800 |
| Highest Applicant Income | $4,477,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,281 | $ 248,095,000 | $ 195,000 | $ 76,642 |
| SIOUX FALLS, SD | 688 | $ 126,500,000 | $ 183,000 | $ 113,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 562 | $ 79,540,000 | $ 126,000 | $ 96,500 |
| DES MOINES-WEST DES MOINES, IA | 323 | $ 48,755,000 | $ 150,000 | $ 143,000 |
| LINCOLN, NE | 233 | $ 37,795,000 | $ 162,000 | $ 76,000 |
| AMES, IA | 125 | $ 15,005,000 | $ 120,000 | $ 99,000 |
| RAPID CITY, SD | 74 | $ 8,080,000 | $ 109,000 | $ 72,000 |
| GRAND ISLAND, NE | 72 | $ 9,480,000 | $ 131,000 | $ 87,000 |
| BOULDER, CO | 71 | $ 20,195,000 | $ 284,000 | $ 270,000 |
| DENVER-AURORA-LAKEWOOD, CO | 71 | $ 32,985,000 | $ 464,000 | $ 260,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 71 | $ 22,835,000 | $ 321,000 | $ 174,000 |
| FORT COLLINS, CO | 67 | $ 17,485,000 | $ 260,000 | $ 185,000 |
| KANSAS CITY, MO-KS | 37 | $ 9,735,000 | $ 274,500 | $ 102,000 |
| GREELEY, CO | 30 | $ 11,590,000 | $ 386,000 | $ 170,000 |
| IOWA CITY, IA | 28 | $ 4,220,000 | $ 150,000 | $ 155,000 |
| WATERLOO-CEDAR FALLS, IA | 26 | $ 13,220,000 | $ 508,000 | $ 81,000 |
| COLORADO SPRINGS, CO | 22 | $ 4,920,000 | $ 223,000 | $ 163,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 19 | $ 13,425,000 | $ 2,358,500 | $ 170,000 |
| SIOUX CITY, IA-NE-SD | 17 | $ 2,195,000 | $ 117,666 | $ 66,000 |
| CEDAR RAPIDS, IA | 9 | $ 1,645,000 | $ 182,000 | $ 123,000 |
| TUCSON, AZ | 9 | $ 3,895,000 | $ 432,000 | $ 982,000 |
| FARGO, ND-MN | 7 | $ 3,295,000 | $ 389,500 | $ 160,000 |
| YUMA, AZ | 5 | $ 2,965,000 | $ 593,000 | $ 518,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 510,000 | $ 255,000 | $ 197,000 |
| LAWRENCE, KS | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 1,800,000 | $ 900,000 | $ 2,206,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 550,000 | $ 275,000 | $ 159,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 905,000 | $ 905,000 | $ 106,000 |
| BISMARCK, ND | 1 | $ 6,455,000 | $ 6,455,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| DULUTH, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| ELGIN, IL | 1 | $ 465,000 | $ 465,000 | $ 246,000 |
| FLAGSTAFF, AZ | 1 | $ 605,000 | $ 605,000 | $ 514,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| MANHATTAN, KS | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| PUEBLO, CO | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 1,975,000 | $ 1,975,000 | $ 541,000 |
| ST. CLOUD, MN | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| ST. JOSEPH, MO-KS | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| ST. LOUIS, MO-IL | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 175,000 | $ 175,000 | $ 796,000 |
| WICHITA, KS | 1 | $ 925,000 | $ 925,000 | $ 252,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,672 | $338,640,000 | $202,000 | $7,365,000 | $105,000 | $2,215,000 |
| Refinancing | 1,567 | $238,465,000 | $152,000 | $16,645,000 | $105,000 | $3,008,000 |
| Home Improvement | 813 | $47,885,000 | $58,000 | $1,875,000 | $97,000 | $1,807,000 |
| Cash-out Refinancing | 515 | $107,415,000 | $208,000 | $2,275,000 | $116,000 | $4,477,000 |
| Other Purpose | 308 | $22,770,000 | $73,000 | $1,705,000 | $106,000 | $3,427,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,501 | $501,915,000 | $143,000 | $2,275,000 | $105,000 | $4,477,000 |
| Not Provided | 922 | $106,750,000 | $115,000 | $1,975,000 | $108,000 | $1,807,000 |
| Not applicable | 190 | $110,740,000 | $582,000 | $16,645,000 | $0 | $0 |
| Hispanic | 112 | $12,890,000 | $115,000 | $565,000 | $87,000 | $914,000 |
| Asian | 71 | $13,155,000 | $185,000 | $1,725,000 | $121,000 | $864,000 |
| Black or African American | 46 | $5,720,000 | $124,000 | $455,000 | $61,000 | $277,000 |
| American Indian or Alaskan Native | 29 | $3,275,000 | $112,000 | $605,000 | $71,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,447 | $691,685,000 | $155,000 | $16,645,000 | $109,000 | $4,477,000 |
| FHA-insured (Federal Housing Administration) | 212 | $28,090,000 | $132,000 | $375,000 | $56,000 | $178,000 |
| VA-guaranteed (Veterans Administration) | 114 | $23,820,000 | $208,000 | $485,000 | $83,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $11,580,000 | $113,000 | $295,000 | $44,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,105 | $508,735,000 | $163,000 | $7,365,000 | $115,000 | $4,477,000 |
| Application Denied By Financial Institution | 1,140 | $111,390,000 | $97,000 | $2,265,000 | $69,000 | $984,000 |
| Application Withdrawn By Applicant | 542 | $104,500,000 | $192,000 | $2,115,000 | $122,000 | $3,427,000 |
| Application Approved But Not Accepted | 36 | $19,400,000 | $538,000 | $16,645,000 | $109,000 | $533,000 |
| File Closed For Incompleteness | 31 | $8,965,000 | $289,000 | $1,975,000 | $136,000 | $558,000 |
| Loan Purchased By The Institution | 21 | $2,185,000 | $104,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,735 | $643,785,000 | $172,000 | $16,645,000 | $116,000 | $4,477,000 |
| Credit History | 516 | $39,230,000 | $76,000 | $575,000 | $67,000 | $984,000 |
| Debt-To-Income Ratio | 367 | $43,155,000 | $117,000 | $1,755,000 | $56,000 | $483,000 |
| Unverifiable Information | 111 | $7,905,000 | $71,000 | $335,000 | $101,000 | $750,000 |
| Collateral | 74 | $7,690,000 | $103,000 | $995,000 | $79,000 | $525,000 |
| Other | 43 | $7,185,000 | $167,000 | $1,975,000 | $107,000 | $642,000 |
| Employment History | 14 | $4,180,000 | $298,000 | $2,265,000 | $11,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,450,000 | $181,000 | $315,000 | $101,000 | $222,000 |
| Credit Application Incomplete | 7 | $595,000 | $85,000 | $265,000 | $56,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.