Great Western Bank Mortgage Lending & HMDA Data, 2019

In 2019, Great Western Bank of Sioux Falls, SD reported 4,875 mortgage applications totaling $755.2 million, about the same as 2018. The average application was for $154,907, and applicants reported an average income of $104,891. 64% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Sioux Falls, SD (688), Omaha-Council Bluffs, NE-IA (562) and Des Moines-West Des Moines, IA (323) (applications in parentheses).

Mortgage Company & Address Great Western Bank
225 S Main Ave
Sioux Falls, SD 57104
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 4,875
Total Mortgage Loan Application Amount $755,175,000
Average Mortgage Loan Application Amount $154,907
Highest Mortgage Loan Application Amount $16,645,000
Average Applicant Income $104,891
Highest Applicant Income $4,477,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Minnehaha, South Dakota 470 $ 88,530,000 $ 188,361 $ 107,000
Douglas, Nebraska 326 $ 49,510,000 $ 151,871 $ 115,000
Codington, South Dakota 244 $ 35,300,000 $ 144,672 $ 85,000
Lancaster, Nebraska 228 $ 37,300,000 $ 163,596 $ 76,000
Lincoln, South Dakota 180 $ 34,330,000 $ 190,722 $ 140,000
Polk, Iowa 168 $ 31,350,000 $ 186,607 $ 190,000
Brown, South Dakota 127 $ 22,685,000 $ 178,622 $ 91,000
Webster, Iowa 124 $ 8,510,000 $ 68,629 $ 71,000
Sarpy, Nebraska 116 $ 15,040,000 $ 129,655 $ 102,000
Story, Iowa 107 $ 12,815,000 $ 119,766 $ 100,000
Brookings, South Dakota 96 $ 14,840,000 $ 154,583 $ 91,000
Des Moines, Iowa 82 $ 5,000,000 $ 60,975 $ 63,000
Boulder, Colorado 71 $ 20,195,000 $ 284,436 $ 270,000
Larimer, Colorado 67 $ 17,485,000 $ 260,970 $ 185,000
Jasper, Iowa 67 $ 5,155,000 $ 76,940 $ 78,000
Pottawattamie, Iowa 65 $ 6,505,000 $ 100,076 $ 79,000
Marshall, Iowa 62 $ 5,500,000 $ 88,709 $ 71,000
Hall, Nebraska 60 $ 8,360,000 $ 139,333 $ 88,000
Pennington, South Dakota 59 $ 6,335,000 $ 107,372 $ 74,000
Lake, South Dakota 53 $ 6,815,000 $ 128,584 $ 101,000
Holt, Nebraska 51 $ 2,845,000 $ 55,784 $ 59,000
Maricopa, Arizona 49 $ 20,515,000 $ 418,673 $ 200,000
Grant, South Dakota 48 $ 4,760,000 $ 99,166 $ 87,000
Brule, South Dakota 47 $ 4,595,000 $ 97,765 $ 71,000
Dallas, Iowa 46 $ 6,920,000 $ 150,434 $ 132,000
Lucas, Iowa 43 $ 2,475,000 $ 57,558 $ 56,000
Montgomery, Iowa 41 $ 2,095,000 $ 51,097 $ 49,000
Davison, South Dakota 40 $ 4,520,000 $ 113,000 $ 86,000
Yankton, South Dakota 39 $ 4,865,000 $ 124,743 $ 85,000
Custer, Nebraska 34 $ 2,880,000 $ 84,705 $ 88,000
Box Butte, Nebraska 33 $ 1,815,000 $ 55,000 $ 69,000
Dawson, Nebraska 33 $ 2,305,000 $ 69,848 $ 63,000
Lincoln, Nebraska 31 $ 3,275,000 $ 105,645 $ 111,000
Potter, South Dakota 31 $ 2,355,000 $ 75,967 $ 71,000
Weld, Colorado 30 $ 11,590,000 $ 386,333 $ 170,000
Fremont, Iowa 29 $ 1,505,000 $ 51,896 $ 66,000
Adams, Nebraska 29 $ 2,595,000 $ 89,482 $ 83,000
Buffalo, Nebraska 29 $ 4,375,000 $ 150,862 $ 88,000
Turner, South Dakota 29 $ 2,555,000 $ 88,103 $ 67,000
Clarke, Iowa 28 $ 2,080,000 $ 74,285 $ 72,000
Valley, Nebraska 28 $ 1,950,000 $ 69,642 $ 81,000
Decatur, Iowa 27 $ 1,205,000 $ 44,629 $ 53,000
Johnson, Iowa 27 $ 4,155,000 $ 153,888 $ 155,000
Platte, Nebraska 27 $ 1,795,000 $ 66,481 $ 62,000
Poweshiek, Iowa 26 $ 3,350,000 $ 128,846 $ 74,000
Warren, Iowa 25 $ 3,025,000 $ 121,000 $ 93,000
Wayne, Iowa 25 $ 1,755,000 $ 70,200 $ 71,000
Lyon, Minnesota 25 $ 2,345,000 $ 93,800 $ 135,000
Day, South Dakota 25 $ 2,505,000 $ 100,200 $ 106,000
Cass, Iowa 23 $ 1,565,000 $ 68,043 $ 53,000
Phelps, Nebraska 23 $ 2,075,000 $ 90,217 $ 79,000
Pinal, Arizona 22 $ 2,320,000 $ 105,454 $ 122,000
Denver, Colorado 22 $ 12,730,000 $ 578,636 $ 225,000
Black Hawk, Iowa 22 $ 13,020,000 $ 591,818 $ 75,000
El Paso, Colorado 21 $ 4,685,000 $ 223,095 $ 167,000
Johnson, Kansas 21 $ 3,595,000 $ 171,190 $ 100,000
Hamlin, South Dakota 21 $ 3,335,000 $ 158,809 $ 118,000
Walworth, South Dakota 21 $ 1,415,000 $ 67,380 $ 68,000
Dodge, Nebraska 20 $ 1,650,000 $ 82,500 $ 64,000
Scotts Bluff, Nebraska 20 $ 3,070,000 $ 153,500 $ 114,000
Page, Iowa 19 $ 995,000 $ 52,368 $ 63,000
Otoe, Nebraska 19 $ 1,685,000 $ 88,684 $ 124,000
Spink, South Dakota 19 $ 1,395,000 $ 73,421 $ 72,000
Boone, Iowa 18 $ 2,190,000 $ 121,666 $ 89,000
Henry, Iowa 18 $ 1,380,000 $ 76,666 $ 65,000
Hutchinson, South Dakota 18 $ 1,210,000 $ 67,222 $ 69,000
Cheyenne, Nebraska 16 $ 1,430,000 $ 89,375 $ 70,000
Mercer, Missouri 15 $ 715,000 $ 47,666 $ 49,000
Worth, Missouri 15 $ 705,000 $ 47,000 $ 37,000
Edmunds, South Dakota 15 $ 2,165,000 $ 144,333 $ 124,000
Meade, South Dakota 15 $ 1,745,000 $ 116,333 $ 67,000
Broomfield, Colorado 14 $ 2,110,000 $ 150,714 $ 133,000
Tama, Iowa 14 $ 930,000 $ 66,428 $ 65,000
Lawrence, South Dakota 14 $ 1,570,000 $ 112,142 $ 66,000
Hardin, Iowa 13 $ 995,000 $ 76,538 $ 66,000
Ringgold, Iowa 13 $ 635,000 $ 48,846 $ 110,000
Cass, Nebraska 13 $ 2,155,000 $ 165,769 $ 147,000
Red Willow, Nebraska 13 $ 1,105,000 $ 85,000 $ 75,000
Saline, Nebraska 13 $ 1,365,000 $ 105,000 $ 61,000
Madison, Iowa 12 $ 2,110,000 $ 175,833 $ 123,000
Mills, Iowa 12 $ 1,330,000 $ 110,833 $ 79,000
Saunders, Nebraska 12 $ 1,680,000 $ 140,000 $ 85,000
Moody, South Dakota 12 $ 1,150,000 $ 95,833 $ 72,000
Arapahoe, Colorado 11 $ 4,475,000 $ 406,818 $ 142,000
Jefferson, Colorado 11 $ 5,075,000 $ 461,363 $ 321,000
Lyman, South Dakota 11 $ 555,000 $ 50,454 $ 56,000
Marion, Iowa 10 $ 1,050,000 $ 105,000 $ 69,000
Taylor, Iowa 10 $ 600,000 $ 60,000 $ 63,000
Washington, Nebraska 10 $ 2,190,000 $ 219,000 $ 151,000
Pima, Arizona 9 $ 3,895,000 $ 432,777 $ 982,000
Linn, Iowa 9 $ 1,645,000 $ 182,777 $ 123,000
Putnam, Missouri 9 $ 1,055,000 $ 117,222 $ 42,000
McCook, South Dakota 9 $ 1,085,000 $ 120,555 $ 78,000
Roberts, South Dakota 9 $ 1,265,000 $ 140,555 $ 96,000
Adams, Colorado 8 $ 2,500,000 $ 312,500 $ 251,000
Dickinson, Iowa 8 $ 1,960,000 $ 245,000 $ 433,000
Harrison, Iowa 8 $ 1,130,000 $ 141,250 $ 86,000
Hamilton, Nebraska 8 $ 4,510,000 $ 563,750 $ 175,000
Union, South Dakota 8 $ 950,000 $ 118,750 $ 61,000
Hamilton, Iowa 7 $ 685,000 $ 97,857 $ 86,000
Union, Iowa 7 $ 475,000 $ 67,857 $ 65,000
Garfield, Nebraska 7 $ 495,000 $ 70,714 $ 57,000
Bon Homme, South Dakota 7 $ 545,000 $ 77,857 $ 69,000
Fremont, Colorado 6 $ 680,000 $ 113,333 $ 56,000
Calhoun, Iowa 6 $ 370,000 $ 61,666 $ 59,000
Woodbury, Iowa 6 $ 1,080,000 $ 180,000 $ 71,000
Washington, Minnesota 6 $ 3,480,000 $ 580,000 $ 117,000
Jackson, Missouri 6 $ 2,660,000 $ 443,333 $ 68,000
Sullivan, Missouri 6 $ 550,000 $ 91,666 $ 76,000
Howard, Nebraska 6 $ 580,000 $ 96,666 $ 63,000
Madison, Nebraska 6 $ 800,000 $ 133,333 $ 65,000
Merrick, Nebraska 6 $ 540,000 $ 90,000 $ 103,000
Webster, Nebraska 6 $ 600,000 $ 100,000 $ 99,000
Yuma, Arizona 5 $ 2,965,000 $ 593,000 $ 518,000
Guthrie, Iowa 5 $ 195,000 $ 39,000 $ 56,000
Humboldt, Iowa 5 $ 255,000 $ 51,000 $ 49,000
Gentry, Missouri 5 $ 275,000 $ 55,000 $ 66,000
Fillmore, Nebraska 5 $ 225,000 $ 45,000 $ 56,000
Gage, Nebraska 5 $ 315,000 $ 63,000 $ 42,000
Seward, Nebraska 5 $ 495,000 $ 99,000 $ 107,000
York, Nebraska 5 $ 435,000 $ 87,000 $ 95,000
Cass, North Dakota 5 $ 2,895,000 $ 579,000 $ 160,000
Clark, South Dakota 5 $ 405,000 $ 81,000 $ 92,000
Deuel, South Dakota 5 $ 835,000 $ 167,000 $ 74,000
Hanson, South Dakota 5 $ 505,000 $ 101,000 $ 56,000
Kingsbury, South Dakota 5 $ 625,000 $ 125,000 $ 70,000
Marshall, South Dakota 5 $ 955,000 $ 191,000 $ 102,000
Douglas, Colorado 4 $ 6,030,000 $ 1,507,500 $ 963,000
Fayette, Iowa 4 $ 330,000 $ 82,500 $ 0
Chippewa, Minnesota 4 $ 300,000 $ 75,000 $ 137,000
Kandiyohi, Minnesota 4 $ 1,070,000 $ 267,500 $ 151,000
Rock, Minnesota 4 $ 420,000 $ 105,000 $ 76,000
Harrison, Missouri 4 $ 120,000 $ 30,000 $ 57,000
Nodaway, Missouri 4 $ 320,000 $ 80,000 $ 67,000
Kearney, Nebraska 4 $ 450,000 $ 112,500 $ 75,000
Knox, Nebraska 4 $ 360,000 $ 90,000 $ 51,000
Richardson, Nebraska 4 $ 200,000 $ 50,000 $ 65,000
Thayer, Nebraska 4 $ 560,000 $ 140,000 $ 89,000
Aurora, South Dakota 4 $ 370,000 $ 92,500 $ 66,000
Clay, South Dakota 4 $ 1,160,000 $ 290,000 $ 45,000
Hughes, South Dakota 4 $ 3,240,000 $ 810,000 $ 122,000
Audubon, Iowa 3 $ 275,000 $ 91,666 $ 54,000
Bremer, Iowa 3 $ 125,000 $ 41,666 $ 99,000
Lee, Iowa 3 $ 175,000 $ 58,333 $ 52,000
Leavenworth, Kansas 3 $ 1,445,000 $ 481,666 $ 51,000
Anoka, Minnesota 3 $ 555,000 $ 185,000 $ 71,000
Hubbard, Minnesota 3 $ 1,835,000 $ 611,666 $ 444,000
Murray, Minnesota 3 $ 295,000 $ 98,333 $ 84,000
Sherburne, Minnesota 3 $ 4,045,000 $ 1,348,333 $ 88,000
Camden, Missouri 3 $ 1,245,000 $ 415,000 $ 208,000
Clay, Missouri 3 $ 735,000 $ 245,000 $ 185,000
Boyd, Nebraska 3 $ 35,000 $ 11,666 $ 32,000
Clay, Nebraska 3 $ 335,000 $ 111,666 $ 30,000
Dixon, Nebraska 3 $ 165,000 $ 55,000 $ 66,000
Gila, Arizona 2 $ 120,000 $ 60,000 $ 52,000
Osceola, Florida 2 $ 550,000 $ 275,000 $ 159,000
Walton, Florida 2 $ 510,000 $ 255,000 $ 197,000
Adams, Iowa 2 $ 60,000 $ 30,000 $ 25,000
Appanoose, Iowa 2 $ 90,000 $ 45,000 $ 86,000
Mahaska, Iowa 2 $ 150,000 $ 75,000 $ 55,000
Winnebago, Iowa 2 $ 240,000 $ 120,000 $ 48,000
Wright, Iowa 2 $ 300,000 $ 150,000 $ 69,000
Decatur, Kansas 2 $ 140,000 $ 70,000 $ 51,000
Douglas, Kansas 2 $ 430,000 $ 215,000 $ 57,000
Clay, Minnesota 2 $ 400,000 $ 200,000 $ 0
Dakota, Minnesota 2 $ 360,000 $ 180,000 $ 60,000
Lincoln, Minnesota 2 $ 300,000 $ 150,000 $ 170,000
Nobles, Minnesota 2 $ 120,000 $ 60,000 $ 31,000
Ramsey, Minnesota 2 $ 250,000 $ 125,000 $ 444,000
Atchison, Missouri 2 $ 50,000 $ 25,000 $ 30,000
Boone, Nebraska 2 $ 190,000 $ 95,000 $ 111,000
Burt, Nebraska 2 $ 90,000 $ 45,000 $ 111,000
Furnas, Nebraska 2 $ 70,000 $ 35,000 $ 41,000
Greeley, Nebraska 2 $ 140,000 $ 70,000 $ 53,000
Jefferson, Nebraska 2 $ 360,000 $ 180,000 $ 115,000
Nemaha, Nebraska 2 $ 130,000 $ 65,000 $ 48,000
Nuckolls, Nebraska 2 $ 40,000 $ 20,000 $ 0
Wayne, Nebraska 2 $ 330,000 $ 165,000 $ 53,000
Butte, South Dakota 2 $ 250,000 $ 125,000 $ 58,000
Haakon, South Dakota 2 $ 160,000 $ 80,000 $ 42,000
Apache, Arizona 1 $ 385,000 $ 385,000 $ 221,000
Coconino, Arizona 1 $ 605,000 $ 605,000 $ 514,000
Mohave, Arizona 1 $ 135,000 $ 135,000 $ 72,000
Los Angeles, California 1 $ 335,000 $ 335,000 $ 103,000
Orange, California 1 $ 905,000 $ 905,000 $ 106,000
San Diego, California 1 $ 1,975,000 $ 1,975,000 $ 541,000
Eagle, Colorado 1 $ 1,755,000 $ 1,755,000 $ 0
Grand, Colorado 1 $ 205,000 $ 205,000 $ 260,000
Montrose, Colorado 1 $ 225,000 $ 225,000 $ 125,000
Park, Colorado 1 $ 65,000 $ 65,000 $ 101,000
Pueblo, Colorado 1 $ 355,000 $ 355,000 $ 104,000
Routt, Colorado 1 $ 355,000 $ 355,000 $ 0
Teller, Colorado 1 $ 235,000 $ 235,000 $ 85,000
Manatee, Florida 1 $ 735,000 $ 735,000 $ 1,405,000
Monroe, Florida 1 $ 375,000 $ 375,000 $ 0
Sarasota, Florida 1 $ 1,065,000 $ 1,065,000 $ 3,008,000
Hancock, Illinois 1 $ 45,000 $ 45,000 $ 130,000
Kane, Illinois 1 $ 465,000 $ 465,000 $ 246,000
Adair, Iowa 1 $ 115,000 $ 115,000 $ 34,000
Carroll, Iowa 1 $ 45,000 $ 45,000 $ 57,000
Greene, Iowa 1 $ 25,000 $ 25,000 $ 45,000
Grundy, Iowa 1 $ 75,000 $ 75,000 $ 114,000
Iowa, Iowa 1 $ 25,000 $ 25,000 $ 83,000
Kossuth, Iowa 1 $ 45,000 $ 45,000 $ 84,000
Lyon, Iowa 1 $ 165,000 $ 165,000 $ 0
Sioux, Iowa 1 $ 165,000 $ 165,000 $ 62,000
Washington, Iowa 1 $ 65,000 $ 65,000 $ 0
Lyon, Kansas 1 $ 1,835,000 $ 1,835,000 $ 0
Riley, Kansas 1 $ 195,000 $ 195,000 $ 114,000
Sedgwick, Kansas 1 $ 925,000 $ 925,000 $ 252,000
Wyandotte, Kansas 1 $ 995,000 $ 995,000 $ 0
Prince George's, Maryland 1 $ 175,000 $ 175,000 $ 796,000
Big Stone, Minnesota 1 $ 65,000 $ 65,000 $ 94,000
Crow Wing, Minnesota 1 $ 305,000 $ 305,000 $ 568,000
Douglas, Minnesota 1 $ 245,000 $ 245,000 $ 125,000
Hennepin, Minnesota 1 $ 195,000 $ 195,000 $ 0
Houston, Minnesota 1 $ 115,000 $ 115,000 $ 95,000
Kanabec, Minnesota 1 $ 4,245,000 $ 4,245,000 $ 0
Otter Tail, Minnesota 1 $ 305,000 $ 305,000 $ 100,000
Redwood, Minnesota 1 $ 45,000 $ 45,000 $ 0
Renville, Minnesota 1 $ 45,000 $ 45,000 $ 32,000
Rice, Minnesota 1 $ 165,000 $ 165,000 $ 76,000
Scott, Minnesota 1 $ 335,000 $ 335,000 $ 235,000
Sibley, Minnesota 1 $ 65,000 $ 65,000 $ 50,000
Stearns, Minnesota 1 $ 295,000 $ 295,000 $ 74,000
Yellow Medicine, Minnesota 1 $ 85,000 $ 85,000 $ 24,000
Andrew, Missouri 1 $ 55,000 $ 55,000 $ 93,000
Bates, Missouri 1 $ 155,000 $ 155,000 $ 87,000
Benton, Missouri 1 $ 95,000 $ 95,000 $ 8,000
Clinton, Missouri 1 $ 65,000 $ 65,000 $ 0
Daviess, Missouri 1 $ 105,000 $ 105,000 $ 98,000
Grundy, Missouri 1 $ 65,000 $ 65,000 $ 57,000
Hickory, Missouri 1 $ 15,000 $ 15,000 $ 12,000
Holt, Missouri 1 $ 155,000 $ 155,000 $ 64,000
Livingston, Missouri 1 $ 295,000 $ 295,000 $ 110,000
Pettis, Missouri 1 $ 195,000 $ 195,000 $ 245,000
Platte, Missouri 1 $ 85,000 $ 85,000 $ 43,000
St. Louis, Missouri 1 $ 45,000 $ 45,000 $ 54,000
Taney, Missouri 1 $ 25,000 $ 25,000 $ 108,000
Brown, Nebraska 1 $ 45,000 $ 45,000 $ 37,000
Butler, Nebraska 1 $ 35,000 $ 35,000 $ 14,000
Cedar, Nebraska 1 $ 75,000 $ 75,000 $ 46,000
Cherry, Nebraska 1 $ 45,000 $ 45,000 $ 96,000
Colfax, Nebraska 1 $ 75,000 $ 75,000 $ 178,000
Dundy, Nebraska 1 $ 175,000 $ 175,000 $ 77,000
Frontier, Nebraska 1 $ 305,000 $ 305,000 $ 85,000
Grant, Nebraska 1 $ 75,000 $ 75,000 $ 70,000
Harlan, Nebraska 1 $ 105,000 $ 105,000 $ 22,000
Hitchcock, Nebraska 1 $ 145,000 $ 145,000 $ 109,000
Johnson, Nebraska 1 $ 195,000 $ 195,000 $ 108,000
Keith, Nebraska 1 $ 35,000 $ 35,000 $ 42,000
Loup, Nebraska 1 $ 5,000 $ 5,000 $ 38,000
Nance, Nebraska 1 $ 25,000 $ 25,000 $ 0
Pierce, Nebraska 1 $ 45,000 $ 45,000 $ 34,000
Thomas, Nebraska 1 $ 95,000 $ 95,000 $ 150,000
Wheeler, Nebraska 1 $ 45,000 $ 45,000 $ 113,000
Cherokee, North Carolina 1 $ 345,000 $ 345,000 $ 60,000
Burleigh, North Dakota 1 $ 6,455,000 $ 6,455,000 $ 0
Pembina, North Dakota 1 $ 105,000 $ 105,000 $ 34,000
Buffalo, South Dakota 1 $ 25,000 $ 25,000 $ 42,000
Corson, South Dakota 1 $ 65,000 $ 65,000 $ 89,000
Dewey, South Dakota 1 $ 25,000 $ 25,000 $ 47,000
Gregory, South Dakota 1 $ 105,000 $ 105,000 $ 53,000
Hand, South Dakota 1 $ 105,000 $ 105,000 $ 51,000
Sanborn, South Dakota 1 $ 5,000 $ 5,000 $ 48,000
Stanley, South Dakota 1 $ 145,000 $ 145,000 $ 85,000
Tripp, South Dakota 1 $ 45,000 $ 45,000 $ 0
Bell, Texas 1 $ 125,000 $ 125,000 $ 187,000
Ellis, Texas 1 $ 165,000 $ 165,000 $ 84,000
Henderson, Texas 1 $ 115,000 $ 115,000 $ 32,000
Jackson, Texas 1 $ 125,000 $ 125,000 $ 112,000
Johnson, Texas 1 $ 205,000 $ 205,000 $ 64,000
Crawford, Wisconsin 1 $ 165,000 $ 165,000 $ 85,000
Douglas, Wisconsin 1 $ 195,000 $ 195,000 $ 0
St. Croix, Wisconsin 1 $ 4,205,000 $ 4,205,000 $ 0
Goshen, Wyoming 1 $ 25,000 $ 25,000 $ 10,000
Laramie, Wyoming 1 $ 305,000 $ 305,000 $ 80,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,672 $338,640,000 $202,000 $7,365,000 $105,000 $2,215,000
Refinancing 1,567 $238,465,000 $152,000 $16,645,000 $105,000 $3,008,000
Home Improvement 813 $47,885,000 $58,000 $1,875,000 $97,000 $1,807,000
Cash-out Refinancing 515 $107,415,000 $208,000 $2,275,000 $116,000 $4,477,000
Other Purpose 308 $22,770,000 $73,000 $1,705,000 $106,000 $3,427,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,501 $501,915,000 $143,000 $2,275,000 $105,000 $4,477,000
Not Provided 922 $106,750,000 $115,000 $1,975,000 $108,000 $1,807,000
Not applicable 190 $110,740,000 $582,000 $16,645,000 $0 $0
Hispanic 112 $12,890,000 $115,000 $565,000 $87,000 $914,000
Asian 71 $13,155,000 $185,000 $1,725,000 $121,000 $864,000
Black or African American 46 $5,720,000 $124,000 $455,000 $61,000 $277,000
American Indian or Alaskan Native 29 $3,275,000 $112,000 $605,000 $71,000 $330,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,447 $691,685,000 $155,000 $16,645,000 $109,000 $4,477,000
FHA-insured (Federal Housing Administration) 212 $28,090,000 $132,000 $375,000 $56,000 $178,000
VA-guaranteed (Veterans Administration) 114 $23,820,000 $208,000 $485,000 $83,000 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $11,580,000 $113,000 $295,000 $44,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,105 $508,735,000 $163,000 $7,365,000 $115,000 $4,477,000
Application Denied By Financial Institution 1,140 $111,390,000 $97,000 $2,265,000 $69,000 $984,000
Application Withdrawn By Applicant 542 $104,500,000 $192,000 $2,115,000 $122,000 $3,427,000
Application Approved But Not Accepted 36 $19,400,000 $538,000 $16,645,000 $109,000 $533,000
File Closed For Incompleteness 31 $8,965,000 $289,000 $1,975,000 $136,000 $558,000
Loan Purchased By The Institution 21 $2,185,000 $104,000 $145,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,735 $643,785,000 $172,000 $16,645,000 $116,000 $4,477,000
Credit History 516 $39,230,000 $76,000 $575,000 $67,000 $984,000
Debt-To-Income Ratio 367 $43,155,000 $117,000 $1,755,000 $56,000 $483,000
Unverifiable Information 111 $7,905,000 $71,000 $335,000 $101,000 $750,000
Collateral 74 $7,690,000 $103,000 $995,000 $79,000 $525,000
Other 43 $7,185,000 $167,000 $1,975,000 $107,000 $642,000
Employment History 14 $4,180,000 $298,000 $2,265,000 $11,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,450,000 $181,000 $315,000 $101,000 $222,000
Credit Application Incomplete 7 $595,000 $85,000 $265,000 $56,000 $112,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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