Great Western Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 225 S Main Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,875 |
| Total Mortgage Loan Application Amount | $755,175,000 |
| Average Mortgage Loan Application Amount | $138,600 |
| Highest Mortgage Loan Application Amount | $16,645,000 |
| Average Applicant Income | $105,800 |
| Highest Applicant Income | $4,477,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 470 | $ 88,530,000 | $ 188,000 | $ 107,000 |
| Douglas County Nebraska | 326 | $ 49,510,000 | $ 151,000 | $ 115,000 |
| Codington County South Dakota | 244 | $ 35,300,000 | $ 144,000 | $ 85,000 |
| Lancaster County Nebraska | 228 | $ 37,300,000 | $ 163,000 | $ 76,000 |
| Lincoln County South Dakota | 180 | $ 34,330,000 | $ 190,000 | $ 140,000 |
| Polk County Iowa | 168 | $ 31,350,000 | $ 186,000 | $ 190,000 |
| Brown County South Dakota | 127 | $ 22,685,000 | $ 178,000 | $ 91,000 |
| Webster County Iowa | 124 | $ 8,510,000 | $ 68,000 | $ 71,000 |
| Sarpy County Nebraska | 116 | $ 15,040,000 | $ 129,000 | $ 102,000 |
| Story County Iowa | 107 | $ 12,815,000 | $ 119,000 | $ 100,000 |
| Brookings County South Dakota | 96 | $ 14,840,000 | $ 154,000 | $ 91,000 |
| Des Moines County Iowa | 82 | $ 5,000,000 | $ 60,000 | $ 63,000 |
| Boulder County Colorado | 71 | $ 20,195,000 | $ 284,000 | $ 270,000 |
| Larimer County Colorado | 67 | $ 17,485,000 | $ 260,000 | $ 185,000 |
| Jasper County Iowa | 67 | $ 5,155,000 | $ 76,000 | $ 78,000 |
| Pottawattamie County Iowa | 65 | $ 6,505,000 | $ 100,000 | $ 79,000 |
| Marshall County Iowa | 62 | $ 5,500,000 | $ 88,000 | $ 71,000 |
| Hall County Nebraska | 60 | $ 8,360,000 | $ 139,000 | $ 88,000 |
| Pennington County South Dakota | 59 | $ 6,335,000 | $ 107,000 | $ 74,000 |
| Lake County South Dakota | 53 | $ 6,815,000 | $ 128,000 | $ 101,000 |
| Holt County Nebraska | 51 | $ 2,845,000 | $ 55,000 | $ 59,000 |
| Maricopa County Arizona | 49 | $ 20,515,000 | $ 418,000 | $ 200,000 |
| Grant County South Dakota | 48 | $ 4,760,000 | $ 99,000 | $ 87,000 |
| Brule County South Dakota | 47 | $ 4,595,000 | $ 97,000 | $ 71,000 |
| Dallas County Iowa | 46 | $ 6,920,000 | $ 150,000 | $ 132,000 |
| Lucas County Iowa | 43 | $ 2,475,000 | $ 57,000 | $ 56,000 |
| Montgomery County Iowa | 41 | $ 2,095,000 | $ 51,000 | $ 49,000 |
| Davison County South Dakota | 40 | $ 4,520,000 | $ 113,000 | $ 86,000 |
| Yankton County South Dakota | 39 | $ 4,865,000 | $ 124,000 | $ 85,000 |
| Custer County Nebraska | 34 | $ 2,880,000 | $ 84,000 | $ 88,000 |
| Box Butte County Nebraska | 33 | $ 1,815,000 | $ 55,000 | $ 69,000 |
| Dawson County Nebraska | 33 | $ 2,305,000 | $ 69,000 | $ 63,000 |
| Lincoln County Nebraska | 31 | $ 3,275,000 | $ 105,000 | $ 111,000 |
| Potter County South Dakota | 31 | $ 2,355,000 | $ 75,000 | $ 71,000 |
| Weld County Colorado | 30 | $ 11,590,000 | $ 386,000 | $ 170,000 |
| Fremont County Iowa | 29 | $ 1,505,000 | $ 51,000 | $ 66,000 |
| Adams County Nebraska | 29 | $ 2,595,000 | $ 89,000 | $ 83,000 |
| Buffalo County Nebraska | 29 | $ 4,375,000 | $ 150,000 | $ 88,000 |
| Turner County South Dakota | 29 | $ 2,555,000 | $ 88,000 | $ 67,000 |
| Clarke County Iowa | 28 | $ 2,080,000 | $ 74,000 | $ 72,000 |
| Valley County Nebraska | 28 | $ 1,950,000 | $ 69,000 | $ 81,000 |
| Decatur County Iowa | 27 | $ 1,205,000 | $ 44,000 | $ 53,000 |
| Johnson County Iowa | 27 | $ 4,155,000 | $ 153,000 | $ 155,000 |
| Platte County Nebraska | 27 | $ 1,795,000 | $ 66,000 | $ 62,000 |
| Poweshiek County Iowa | 26 | $ 3,350,000 | $ 128,000 | $ 74,000 |
| Warren County Iowa | 25 | $ 3,025,000 | $ 121,000 | $ 93,000 |
| Wayne County Iowa | 25 | $ 1,755,000 | $ 70,000 | $ 71,000 |
| Lyon County Minnesota | 25 | $ 2,345,000 | $ 93,000 | $ 135,000 |
| Day County South Dakota | 25 | $ 2,505,000 | $ 100,000 | $ 106,000 |
| Cass County Iowa | 23 | $ 1,565,000 | $ 68,000 | $ 53,000 |
| Phelps County Nebraska | 23 | $ 2,075,000 | $ 90,000 | $ 79,000 |
| Pinal County Arizona | 22 | $ 2,320,000 | $ 105,000 | $ 122,000 |
| Denver County Colorado | 22 | $ 12,730,000 | $ 578,000 | $ 225,000 |
| Black Hawk County Iowa | 22 | $ 13,020,000 | $ 591,000 | $ 75,000 |
| El Paso County Colorado | 21 | $ 4,685,000 | $ 223,000 | $ 167,000 |
| Johnson County Kansas | 21 | $ 3,595,000 | $ 171,000 | $ 100,000 |
| Hamlin County South Dakota | 21 | $ 3,335,000 | $ 158,000 | $ 118,000 |
| Walworth County South Dakota | 21 | $ 1,415,000 | $ 67,000 | $ 68,000 |
| Dodge County Nebraska | 20 | $ 1,650,000 | $ 82,000 | $ 64,000 |
| Scotts Bluff County Nebraska | 20 | $ 3,070,000 | $ 153,000 | $ 114,000 |
| Page County Iowa | 19 | $ 995,000 | $ 52,000 | $ 63,000 |
| Otoe County Nebraska | 19 | $ 1,685,000 | $ 88,000 | $ 124,000 |
| Spink County South Dakota | 19 | $ 1,395,000 | $ 73,000 | $ 72,000 |
| Boone County Iowa | 18 | $ 2,190,000 | $ 121,000 | $ 89,000 |
| Henry County Iowa | 18 | $ 1,380,000 | $ 76,000 | $ 65,000 |
| Hutchinson County South Dakota | 18 | $ 1,210,000 | $ 67,000 | $ 69,000 |
| Cheyenne County Nebraska | 16 | $ 1,430,000 | $ 89,000 | $ 70,000 |
| Mercer County Missouri | 15 | $ 715,000 | $ 47,000 | $ 49,000 |
| Worth County Missouri | 15 | $ 705,000 | $ 47,000 | $ 37,000 |
| Edmunds County South Dakota | 15 | $ 2,165,000 | $ 144,000 | $ 124,000 |
| Meade County South Dakota | 15 | $ 1,745,000 | $ 116,000 | $ 67,000 |
| Broomfield County Colorado | 14 | $ 2,110,000 | $ 150,000 | $ 133,000 |
| Tama County Iowa | 14 | $ 930,000 | $ 66,000 | $ 65,000 |
| Lawrence County South Dakota | 14 | $ 1,570,000 | $ 112,000 | $ 66,000 |
| Hardin County Iowa | 13 | $ 995,000 | $ 76,000 | $ 66,000 |
| Ringgold County Iowa | 13 | $ 635,000 | $ 48,000 | $ 110,000 |
| Cass County Nebraska | 13 | $ 2,155,000 | $ 165,000 | $ 147,000 |
| Red Willow County Nebraska | 13 | $ 1,105,000 | $ 85,000 | $ 75,000 |
| Saline County Nebraska | 13 | $ 1,365,000 | $ 105,000 | $ 61,000 |
| Madison County Iowa | 12 | $ 2,110,000 | $ 175,000 | $ 123,000 |
| Mills County Iowa | 12 | $ 1,330,000 | $ 110,000 | $ 79,000 |
| Saunders County Nebraska | 12 | $ 1,680,000 | $ 140,000 | $ 85,000 |
| Moody County South Dakota | 12 | $ 1,150,000 | $ 95,000 | $ 72,000 |
| Arapahoe County Colorado | 11 | $ 4,475,000 | $ 406,000 | $ 142,000 |
| Jefferson County Colorado | 11 | $ 5,075,000 | $ 461,000 | $ 321,000 |
| Lyman County South Dakota | 11 | $ 555,000 | $ 50,000 | $ 56,000 |
| Marion County Iowa | 10 | $ 1,050,000 | $ 105,000 | $ 69,000 |
| Taylor County Iowa | 10 | $ 600,000 | $ 60,000 | $ 63,000 |
| Washington County Nebraska | 10 | $ 2,190,000 | $ 219,000 | $ 151,000 |
| Pima County Arizona | 9 | $ 3,895,000 | $ 432,000 | $ 982,000 |
| Linn County Iowa | 9 | $ 1,645,000 | $ 182,000 | $ 123,000 |
| Putnam County Missouri | 9 | $ 1,055,000 | $ 117,000 | $ 42,000 |
| McCook County South Dakota | 9 | $ 1,085,000 | $ 120,000 | $ 78,000 |
| Roberts County South Dakota | 9 | $ 1,265,000 | $ 140,000 | $ 96,000 |
| Adams County Colorado | 8 | $ 2,500,000 | $ 312,000 | $ 251,000 |
| Dickinson County Iowa | 8 | $ 1,960,000 | $ 245,000 | $ 433,000 |
| Harrison County Iowa | 8 | $ 1,130,000 | $ 141,000 | $ 86,000 |
| Hamilton County Nebraska | 8 | $ 4,510,000 | $ 563,000 | $ 175,000 |
| Union County South Dakota | 8 | $ 950,000 | $ 118,000 | $ 61,000 |
| Hamilton County Iowa | 7 | $ 685,000 | $ 97,000 | $ 86,000 |
| Union County Iowa | 7 | $ 475,000 | $ 67,000 | $ 65,000 |
| Garfield County Nebraska | 7 | $ 495,000 | $ 70,000 | $ 57,000 |
| Bon Homme County South Dakota | 7 | $ 545,000 | $ 77,000 | $ 69,000 |
| Fremont County Colorado | 6 | $ 680,000 | $ 113,000 | $ 56,000 |
| Calhoun County Iowa | 6 | $ 370,000 | $ 61,000 | $ 59,000 |
| Woodbury County Iowa | 6 | $ 1,080,000 | $ 180,000 | $ 71,000 |
| Washington County Minnesota | 6 | $ 3,480,000 | $ 580,000 | $ 117,000 |
| Jackson County Missouri | 6 | $ 2,660,000 | $ 443,000 | $ 68,000 |
| Sullivan County Missouri | 6 | $ 550,000 | $ 91,000 | $ 76,000 |
| Howard County Nebraska | 6 | $ 580,000 | $ 96,000 | $ 63,000 |
| Madison County Nebraska | 6 | $ 800,000 | $ 133,000 | $ 65,000 |
| Merrick County Nebraska | 6 | $ 540,000 | $ 90,000 | $ 103,000 |
| Webster County Nebraska | 6 | $ 600,000 | $ 100,000 | $ 99,000 |
| Yuma County Arizona | 5 | $ 2,965,000 | $ 593,000 | $ 518,000 |
| Guthrie County Iowa | 5 | $ 195,000 | $ 39,000 | $ 56,000 |
| Humboldt County Iowa | 5 | $ 255,000 | $ 51,000 | $ 49,000 |
| Gentry County Missouri | 5 | $ 275,000 | $ 55,000 | $ 66,000 |
| Fillmore County Nebraska | 5 | $ 225,000 | $ 45,000 | $ 56,000 |
| Gage County Nebraska | 5 | $ 315,000 | $ 63,000 | $ 42,000 |
| Seward County Nebraska | 5 | $ 495,000 | $ 99,000 | $ 107,000 |
| York County Nebraska | 5 | $ 435,000 | $ 87,000 | $ 95,000 |
| Cass County North Dakota | 5 | $ 2,895,000 | $ 579,000 | $ 160,000 |
| Clark County South Dakota | 5 | $ 405,000 | $ 81,000 | $ 92,000 |
| Deuel County South Dakota | 5 | $ 835,000 | $ 167,000 | $ 74,000 |
| Hanson County South Dakota | 5 | $ 505,000 | $ 101,000 | $ 56,000 |
| Kingsbury County South Dakota | 5 | $ 625,000 | $ 125,000 | $ 70,000 |
| Marshall County South Dakota | 5 | $ 955,000 | $ 191,000 | $ 102,000 |
| Douglas County Colorado | 4 | $ 6,030,000 | $ 1,507,000 | $ 963,000 |
| Fayette County Iowa | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Chippewa County Minnesota | 4 | $ 300,000 | $ 75,000 | $ 137,000 |
| Kandiyohi County Minnesota | 4 | $ 1,070,000 | $ 267,000 | $ 151,000 |
| Rock County Minnesota | 4 | $ 420,000 | $ 105,000 | $ 76,000 |
| Harrison County Missouri | 4 | $ 120,000 | $ 30,000 | $ 57,000 |
| Nodaway County Missouri | 4 | $ 320,000 | $ 80,000 | $ 67,000 |
| Kearney County Nebraska | 4 | $ 450,000 | $ 112,000 | $ 75,000 |
| Knox County Nebraska | 4 | $ 360,000 | $ 90,000 | $ 51,000 |
| Richardson County Nebraska | 4 | $ 200,000 | $ 50,000 | $ 65,000 |
| Thayer County Nebraska | 4 | $ 560,000 | $ 140,000 | $ 89,000 |
| Aurora County South Dakota | 4 | $ 370,000 | $ 92,000 | $ 66,000 |
| Clay County South Dakota | 4 | $ 1,160,000 | $ 290,000 | $ 45,000 |
| Hughes County South Dakota | 4 | $ 3,240,000 | $ 810,000 | $ 122,000 |
| Audubon County Iowa | 3 | $ 275,000 | $ 91,000 | $ 54,000 |
| Bremer County Iowa | 3 | $ 125,000 | $ 41,000 | $ 99,000 |
| Lee County Iowa | 3 | $ 175,000 | $ 58,000 | $ 52,000 |
| Leavenworth County Kansas | 3 | $ 1,445,000 | $ 481,000 | $ 51,000 |
| Anoka County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 71,000 |
| Hubbard County Minnesota | 3 | $ 1,835,000 | $ 611,000 | $ 444,000 |
| Murray County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 84,000 |
| Sherburne County Minnesota | 3 | $ 4,045,000 | $ 1,348,000 | $ 88,000 |
| Camden County Missouri | 3 | $ 1,245,000 | $ 415,000 | $ 208,000 |
| Clay County Missouri | 3 | $ 735,000 | $ 245,000 | $ 185,000 |
| Boyd County Nebraska | 3 | $ 35,000 | $ 11,000 | $ 32,000 |
| Clay County Nebraska | 3 | $ 335,000 | $ 111,000 | $ 30,000 |
| Dixon County Nebraska | 3 | $ 165,000 | $ 55,000 | $ 66,000 |
| Gila County Arizona | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Osceola County Florida | 2 | $ 550,000 | $ 275,000 | $ 159,000 |
| Walton County Florida | 2 | $ 510,000 | $ 255,000 | $ 197,000 |
| Adams County Iowa | 2 | $ 60,000 | $ 30,000 | $ 25,000 |
| Appanoose County Iowa | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Mahaska County Iowa | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Winnebago County Iowa | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Wright County Iowa | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Decatur County Kansas | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Douglas County Kansas | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Clay County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Lincoln County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 170,000 |
| Nobles County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Ramsey County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 444,000 |
| Atchison County Missouri | 2 | $ 50,000 | $ 25,000 | $ 30,000 |
| Boone County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 111,000 |
| Burt County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 111,000 |
| Furnas County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Greeley County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Jefferson County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 115,000 |
| Nemaha County Nebraska | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Nuckolls County Nebraska | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Wayne County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Butte County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Haakon County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Apache County Arizona | 1 | $ 385,000 | $ 385,000 | $ 221,000 |
| Coconino County Arizona | 1 | $ 605,000 | $ 605,000 | $ 514,000 |
| Mohave County Arizona | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Los Angeles County California | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Orange County California | 1 | $ 905,000 | $ 905,000 | $ 106,000 |
| San Diego County California | 1 | $ 1,975,000 | $ 1,975,000 | $ 541,000 |
| Eagle County Colorado | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Grand County Colorado | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
| Montrose County Colorado | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Park County Colorado | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Pueblo County Colorado | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Routt County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Teller County Colorado | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Manatee County Florida | 1 | $ 735,000 | $ 735,000 | $ 1,405,000 |
| Monroe County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,065,000 | $ 1,065,000 | $ 3,008,000 |
| Hancock County Illinois | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Kane County Illinois | 1 | $ 465,000 | $ 465,000 | $ 246,000 |
| Adair County Iowa | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Carroll County Iowa | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Greene County Iowa | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Grundy County Iowa | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Iowa County Iowa | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Kossuth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Lyon County Iowa | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sioux County Iowa | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Washington County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lyon County Kansas | 1 | $ 1,835,000 | $ 1,835,000 | $ 0 |
| Riley County Kansas | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Sedgwick County Kansas | 1 | $ 925,000 | $ 925,000 | $ 252,000 |
| Wyandotte County Kansas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 175,000 | $ 175,000 | $ 796,000 |
| Big Stone County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Crow Wing County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 568,000 |
| Douglas County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Hennepin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Houston County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Kanabec County Minnesota | 1 | $ 4,245,000 | $ 4,245,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Redwood County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Renville County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Rice County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Scott County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 235,000 |
| Sibley County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Stearns County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Yellow Medicine County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Andrew County Missouri | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Bates County Missouri | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Benton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 8,000 |
| Clinton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Daviess County Missouri | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Grundy County Missouri | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Hickory County Missouri | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Holt County Missouri | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Livingston County Missouri | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Pettis County Missouri | 1 | $ 195,000 | $ 195,000 | $ 245,000 |
| Platte County Missouri | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| St. Louis County Missouri | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Taney County Missouri | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Brown County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Butler County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Cedar County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Cherry County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Colfax County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Dundy County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Frontier County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Grant County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Harlan County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Hitchcock County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Johnson County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Keith County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Loup County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Nance County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pierce County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Thomas County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Wheeler County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Cherokee County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 60,000 |
| Burleigh County North Dakota | 1 | $ 6,455,000 | $ 6,455,000 | $ 0 |
| Pembina County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Buffalo County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Corson County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Dewey County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Gregory County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Hand County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Sanborn County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Stanley County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Tripp County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Ellis County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Henderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Jackson County Texas | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Johnson County Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Crawford County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Douglas County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| Goshen County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Laramie County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,672 | $338,640,000 | $202,000 | $7,365,000 | $105,000 | $2,215,000 |
| Refinancing | 1,567 | $238,465,000 | $152,000 | $16,645,000 | $105,000 | $3,008,000 |
| Home Improvement | 813 | $47,885,000 | $58,000 | $1,875,000 | $97,000 | $1,807,000 |
| Cash-out Refinancing | 515 | $107,415,000 | $208,000 | $2,275,000 | $116,000 | $4,477,000 |
| Other Purpose | 308 | $22,770,000 | $73,000 | $1,705,000 | $106,000 | $3,427,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,501 | $501,915,000 | $143,000 | $2,275,000 | $105,000 | $4,477,000 |
| Not Provided | 922 | $106,750,000 | $115,000 | $1,975,000 | $108,000 | $1,807,000 |
| Not applicable | 190 | $110,740,000 | $582,000 | $16,645,000 | $0 | $0 |
| Hispanic | 112 | $12,890,000 | $115,000 | $565,000 | $87,000 | $914,000 |
| Asian | 71 | $13,155,000 | $185,000 | $1,725,000 | $121,000 | $864,000 |
| Black or African American | 46 | $5,720,000 | $124,000 | $455,000 | $61,000 | $277,000 |
| American Indian or Alaskan Native | 29 | $3,275,000 | $112,000 | $605,000 | $71,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,447 | $691,685,000 | $155,000 | $16,645,000 | $109,000 | $4,477,000 |
| FHA-insured (Federal Housing Administration) | 212 | $28,090,000 | $132,000 | $375,000 | $56,000 | $178,000 |
| VA-guaranteed (Veterans Administration) | 114 | $23,820,000 | $208,000 | $485,000 | $83,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $11,580,000 | $113,000 | $295,000 | $44,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,105 | $508,735,000 | $163,000 | $7,365,000 | $115,000 | $4,477,000 |
| Application Denied By Financial Institution | 1,140 | $111,390,000 | $97,000 | $2,265,000 | $69,000 | $984,000 |
| Application Withdrawn By Applicant | 542 | $104,500,000 | $192,000 | $2,115,000 | $122,000 | $3,427,000 |
| Application Approved But Not Accepted | 36 | $19,400,000 | $538,000 | $16,645,000 | $109,000 | $533,000 |
| File Closed For Incompleteness | 31 | $8,965,000 | $289,000 | $1,975,000 | $136,000 | $558,000 |
| Loan Purchased By The Institution | 21 | $2,185,000 | $104,000 | $145,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,735 | $643,785,000 | $172,000 | $16,645,000 | $116,000 | $4,477,000 |
| Credit History | 516 | $39,230,000 | $76,000 | $575,000 | $67,000 | $984,000 |
| Debt-To-Income Ratio | 367 | $43,155,000 | $117,000 | $1,755,000 | $56,000 | $483,000 |
| Unverifiable Information | 111 | $7,905,000 | $71,000 | $335,000 | $101,000 | $750,000 |
| Collateral | 74 | $7,690,000 | $103,000 | $995,000 | $79,000 | $525,000 |
| Other | 43 | $7,185,000 | $167,000 | $1,975,000 | $107,000 | $642,000 |
| Employment History | 14 | $4,180,000 | $298,000 | $2,265,000 | $11,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,450,000 | $181,000 | $315,000 | $101,000 | $222,000 |
| Credit Application Incomplete | 7 | $595,000 | $85,000 | $265,000 | $56,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.