Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Great Western Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,902 |
| Total Mortgage Loan Application Amount | $183,988,000 |
| Average Mortgage Loan Application Amount | $96,375 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $59,583 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 538 | $ 52,694,000 | $ 97,000 | $ 40,000 |
| Codington County South Dakota | 233 | $ 20,683,000 | $ 88,000 | $ 58,000 |
| Minnehaha County South Dakota | 212 | $ 23,918,000 | $ 112,000 | $ 65,000 |
| Brown County South Dakota | 181 | $ 17,109,000 | $ 94,000 | $ 55,000 |
| Meade County South Dakota | 126 | $ 13,041,000 | $ 103,000 | $ 50,000 |
| Grant County South Dakota | 72 | $ 5,579,000 | $ 77,000 | $ 44,000 |
| Lawrence County South Dakota | 70 | $ 9,327,000 | $ 133,000 | $ 58,000 |
| Lincoln County South Dakota | 70 | $ 11,180,000 | $ 159,000 | $ 72,000 |
| Holt County Nebraska | 40 | $ 1,744,000 | $ 43,000 | $ 45,000 |
| Brule County South Dakota | 33 | $ 1,821,000 | $ 55,000 | $ 40,000 |
| Custer County South Dakota | 23 | $ 2,484,000 | $ 108,000 | $ 53,000 |
| Hamlin County South Dakota | 19 | $ 1,578,000 | $ 83,000 | $ 37,000 |
| Lake County South Dakota | 19 | $ 1,920,000 | $ 101,000 | $ 51,000 |
| Potter County South Dakota | 18 | $ 620,000 | $ 34,000 | $ 41,000 |
| Day County South Dakota | 16 | $ 908,000 | $ 56,000 | $ 51,000 |
| Roberts County South Dakota | 16 | $ 1,425,000 | $ 89,000 | $ 49,000 |
| Butte County South Dakota | 14 | $ 1,599,000 | $ 114,000 | $ 55,000 |
| Deuel County South Dakota | 10 | $ 1,362,000 | $ 136,000 | $ 23,000 |
| Edmunds County South Dakota | 7 | $ 627,000 | $ 89,000 | $ 80,000 |
| Brookings County South Dakota | 6 | $ 447,000 | $ 74,000 | $ 53,000 |
| Lyman County South Dakota | 6 | $ 255,000 | $ 42,000 | $ 53,000 |
| Turner County South Dakota | 5 | $ 571,000 | $ 114,000 | $ 24,000 |
| Clark County South Dakota | 4 | $ 124,000 | $ 31,000 | $ 29,000 |
| Clay County South Dakota | 4 | $ 330,000 | $ 82,000 | $ 77,000 |
| Fall River County South Dakota | 4 | $ 490,000 | $ 122,000 | $ 83,000 |
| Lake County Indiana | 3 | $ 227,000 | $ 75,000 | $ 50,000 |
| Big Stone County Minnesota | 3 | $ 169,000 | $ 56,000 | $ 53,000 |
| Haakon County South Dakota | 3 | $ 181,000 | $ 60,000 | $ 36,000 |
| Union County South Dakota | 3 | $ 257,000 | $ 85,000 | $ 63,000 |
| Walworth County South Dakota | 3 | $ 176,000 | $ 58,000 | $ 36,000 |
| Summit County Colorado | 2 | $ 355,000 | $ 177,000 | $ 208,000 |
| Hennepin County Minnesota | 2 | $ 205,000 | $ 102,000 | $ 112,000 |
| Lyon County Minnesota | 2 | $ 278,000 | $ 139,000 | $ 15,000 |
| Winona County Minnesota | 2 | $ 299,000 | $ 149,000 | $ 184,000 |
| Davison County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Miner County South Dakota | 2 | $ 78,000 | $ 39,000 | $ 24,000 |
| Moody County South Dakota | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Perkins County South Dakota | 2 | $ 49,000 | $ 24,000 | $ 77,000 |
| Spink County South Dakota | 2 | $ 114,000 | $ 57,000 | $ 46,000 |
| Sully County South Dakota | 2 | $ 131,000 | $ 65,000 | $ 66,000 |
| Yankton County South Dakota | 2 | $ 68,000 | $ 34,000 | $ 96,000 |
| Merced County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lee County Florida | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Lyon County Iowa | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Riley County Kansas | 1 | $ 21,000 | $ 21,000 | $ 18,000 |
| Clay County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Le Sueur County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 144,000 |
| Scott County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 184,000 |
| Sherburne County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 77,000 |
| Steele County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Antelope County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Knox County Nebraska | 1 | $ 11,000 | $ 11,000 | $ 54,000 |
| Dona Ana County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Cass County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Grand Forks County North Dakota | 1 | $ 94,000 | $ 94,000 | $ 188,000 |
| Richland County North Dakota | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Sioux County North Dakota | 1 | $ 18,000 | $ 18,000 | $ 46,000 |
| Darke County Ohio | 1 | $ 107,000 | $ 107,000 | $ 184,000 |
| Pottawatomie County Oklahoma | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Beadle County South Dakota | 1 | $ 298,000 | $ 298,000 | $ 81,000 |
| Bennett County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Bon Homme County South Dakota | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Buffalo County South Dakota | 1 | $ 8,000 | $ 8,000 | $ 22,000 |
| Charles Mix County South Dakota | 1 | $ 36,000 | $ 36,000 | $ 34,000 |
| Faulk County South Dakota | 1 | $ 31,000 | $ 31,000 | $ 90,000 |
| Hanson County South Dakota | 1 | $ 207,000 | $ 207,000 | $ 56,000 |
| Hughes County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Hyde County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson County South Dakota | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| McCook County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| McPherson County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Hamilton County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 86,000 |
| Sabine County Texas | 1 | $ 66,000 | $ 66,000 | $ 55,000 |
| St. Croix County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 69,000 |
| Campbell County Wyoming | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,177 | $129,764,000 | $116,937 | $855,000 | $63,875 | $1,800,000 |
| Refinancing | 616 | $51,464,000 | $66,500 | $550,000 | $50,833 | $508,000 |
| Home Improvement | 109 | $2,760,000 | $21,500 | $151,000 | $51,500 | $365,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,789 | $170,594,000 | $107,722 | $735,000 | $61,944 | $1,800,000 |
| American Indian or Alaskan Native | 37 | $2,665,000 | $62,500 | $209,000 | $34,500 | $137,000 |
| Hispanic | 27 | $2,546,000 | $88,333 | $175,000 | $31,666 | $127,000 |
| Not applicable | 25 | $5,213,000 | $141,500 | $855,000 | $97,500 | $334,000 |
| Black or African American | 8 | $826,000 | $90,000 | $187,000 | $27,000 | $64,000 |
| Not Provided | 7 | $532,000 | $44,500 | $360,000 | $51,500 | $133,000 |
| Asian | 7 | $1,416,000 | $202,000 | $348,000 | $97,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $196,000 | $98,000 | $150,000 | $37,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,581 | $148,256,000 | $107,666 | $855,000 | $62,444 | $1,800,000 |
| VA-guaranteed (Veterans Administration) | 144 | $19,391,000 | $116,333 | $302,000 | $45,666 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 133 | $11,817,000 | $56,000 | $224,000 | $32,500 | $97,000 |
| FHA-insured (Federal Housing Administration) | 44 | $4,524,000 | $70,500 | $175,000 | $27,500 | $224,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,596 | $156,013,000 | $117,500 | $855,000 | $69,375 | $1,800,000 |
| Application Withdrawn By Applicant | 107 | $14,029,000 | $70,000 | $550,000 | $30,000 | $508,000 |
| Application Denied By Financial Institution | 94 | $5,401,000 | $33,750 | $348,000 | $31,000 | $120,000 |
| Preapproval Denied by Financial Institution | 85 | $5,435,000 | $63,000 | $225,000 | $28,000 | $80,000 |
| Application Approved But Not Accepted | 20 | $3,110,000 | $155,000 | $335,000 | $74,000 | $432,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.