Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Great Western Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,738 |
| Total Mortgage Loan Application Amount | $345,093,000 |
| Average Mortgage Loan Application Amount | $102,666 |
| Highest Mortgage Loan Application Amount | $4,900,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 385 | $ 56,646,000 | $ 147,000 | $ 73,000 |
| Douglas County Nebraska | 261 | $ 31,235,000 | $ 119,000 | $ 77,000 |
| Codington County South Dakota | 194 | $ 23,590,000 | $ 121,000 | $ 77,000 |
| Pennington County South Dakota | 179 | $ 24,108,000 | $ 134,000 | $ 61,000 |
| Brown County South Dakota | 153 | $ 18,467,000 | $ 120,000 | $ 75,000 |
| Lincoln County South Dakota | 143 | $ 27,930,000 | $ 195,000 | $ 92,000 |
| Sarpy County Nebraska | 101 | $ 11,799,000 | $ 116,000 | $ 76,000 |
| Polk County Iowa | 76 | $ 10,998,000 | $ 144,000 | $ 71,000 |
| Lawrence County South Dakota | 68 | $ 12,416,000 | $ 182,000 | $ 86,000 |
| Grant County South Dakota | 65 | $ 7,190,000 | $ 110,000 | $ 78,000 |
| Clarke County Iowa | 63 | $ 6,329,000 | $ 100,000 | $ 90,000 |
| Lake County South Dakota | 63 | $ 6,456,000 | $ 102,000 | $ 78,000 |
| Lucas County Iowa | 48 | $ 2,905,000 | $ 60,000 | $ 57,000 |
| Holt County Nebraska | 47 | $ 2,699,000 | $ 57,000 | $ 54,000 |
| Fremont County Iowa | 46 | $ 2,985,000 | $ 64,000 | $ 53,000 |
| Pinal County Arizona | 38 | $ 5,658,000 | $ 148,000 | $ 103,000 |
| Brule County South Dakota | 36 | $ 2,623,000 | $ 72,000 | $ 48,000 |
| Meade County South Dakota | 32 | $ 4,058,000 | $ 126,000 | $ 66,000 |
| Ringgold County Iowa | 31 | $ 2,837,000 | $ 91,000 | $ 90,000 |
| Decatur County Iowa | 28 | $ 2,179,000 | $ 77,000 | $ 52,000 |
| Montgomery County Iowa | 27 | $ 2,138,000 | $ 79,000 | $ 55,000 |
| Mercer County Missouri | 26 | $ 1,794,000 | $ 69,000 | $ 52,000 |
| Maricopa County Arizona | 25 | $ 3,911,000 | $ 156,000 | $ 153,000 |
| Pottawattamie County Iowa | 25 | $ 2,317,000 | $ 92,000 | $ 65,000 |
| Wayne County Iowa | 25 | $ 1,693,000 | $ 67,000 | $ 71,000 |
| Gentry County Missouri | 25 | $ 2,250,000 | $ 90,000 | $ 118,000 |
| Warren County Iowa | 24 | $ 3,529,000 | $ 147,000 | $ 65,000 |
| Harrison County Missouri | 19 | $ 1,416,000 | $ 74,000 | $ 55,000 |
| Putnam County Missouri | 18 | $ 1,325,000 | $ 73,000 | $ 48,000 |
| Day County South Dakota | 18 | $ 1,806,000 | $ 100,000 | $ 70,000 |
| Roberts County South Dakota | 18 | $ 1,287,000 | $ 71,000 | $ 57,000 |
| Spink County South Dakota | 17 | $ 1,116,000 | $ 65,000 | $ 43,000 |
| Edmunds County South Dakota | 16 | $ 1,254,000 | $ 78,000 | $ 81,000 |
| Taylor County Iowa | 15 | $ 1,155,000 | $ 77,000 | $ 99,000 |
| Hamlin County South Dakota | 15 | $ 1,723,000 | $ 114,000 | $ 82,000 |
| Potter County South Dakota | 15 | $ 568,000 | $ 37,000 | $ 46,000 |
| Union County Iowa | 14 | $ 954,000 | $ 68,000 | $ 95,000 |
| Worth County Missouri | 14 | $ 776,000 | $ 55,000 | $ 53,000 |
| Custer County South Dakota | 13 | $ 2,002,000 | $ 154,000 | $ 84,000 |
| Dallas County Iowa | 11 | $ 1,525,000 | $ 138,000 | $ 57,000 |
| Cochise County Arizona | 10 | $ 1,516,000 | $ 151,000 | $ 126,000 |
| Gila County Arizona | 10 | $ 1,004,000 | $ 100,000 | $ 59,000 |
| Boulder County Colorado | 10 | $ 1,903,000 | $ 190,000 | $ 75,000 |
| Cass County Nebraska | 10 | $ 1,560,000 | $ 156,000 | $ 83,000 |
| Sullivan County Missouri | 9 | $ 1,883,000 | $ 209,000 | $ 76,000 |
| McCook County South Dakota | 8 | $ 893,000 | $ 111,000 | $ 78,000 |
| Pima County Arizona | 7 | $ 1,878,000 | $ 268,000 | $ 100,000 |
| Johnson County Kansas | 7 | $ 6,280,000 | $ 897,000 | $ 81,000 |
| Deuel County South Dakota | 7 | $ 1,100,000 | $ 157,000 | $ 92,000 |
| Turner County South Dakota | 7 | $ 740,000 | $ 105,000 | $ 76,000 |
| Marion County Iowa | 6 | $ 454,000 | $ 75,000 | $ 31,000 |
| Lancaster County Nebraska | 6 | $ 618,000 | $ 103,000 | $ 93,000 |
| Moody County South Dakota | 6 | $ 717,000 | $ 119,000 | $ 58,000 |
| Navajo County Arizona | 5 | $ 307,000 | $ 61,000 | $ 64,000 |
| Denver County Colorado | 5 | $ 782,000 | $ 156,000 | $ 94,000 |
| Weld County Colorado | 5 | $ 352,000 | $ 70,000 | $ 85,000 |
| Boone County Iowa | 5 | $ 2,874,000 | $ 574,000 | $ 32,000 |
| Dickinson County Iowa | 5 | $ 1,137,000 | $ 227,000 | $ 342,000 |
| Saunders County Nebraska | 5 | $ 558,000 | $ 111,000 | $ 96,000 |
| Lyman County South Dakota | 5 | $ 438,000 | $ 87,000 | $ 69,000 |
| Crook County Wyoming | 5 | $ 421,000 | $ 84,000 | $ 73,000 |
| Adams County Colorado | 4 | $ 448,000 | $ 112,000 | $ 123,000 |
| Lyon County Iowa | 4 | $ 332,000 | $ 83,000 | $ 53,000 |
| Madison County Iowa | 4 | $ 552,000 | $ 138,000 | $ 70,000 |
| Mills County Iowa | 4 | $ 367,000 | $ 91,000 | $ 56,000 |
| Page County Iowa | 4 | $ 692,000 | $ 173,000 | $ 523,000 |
| Jackson County Missouri | 4 | $ 1,178,000 | $ 294,000 | $ 55,000 |
| Brookings County South Dakota | 4 | $ 355,000 | $ 88,000 | $ 84,000 |
| Kingsbury County South Dakota | 4 | $ 197,000 | $ 49,000 | $ 46,000 |
| Yankton County South Dakota | 4 | $ 600,000 | $ 150,000 | $ 76,000 |
| Adams County Iowa | 3 | $ 159,000 | $ 53,000 | $ 31,000 |
| Appanoose County Iowa | 3 | $ 206,000 | $ 68,000 | $ 55,000 |
| Harrison County Iowa | 3 | $ 58,000 | $ 19,000 | $ 65,000 |
| Shelby County Iowa | 3 | $ 215,000 | $ 71,000 | $ 53,000 |
| Atchison County Missouri | 3 | $ 89,000 | $ 29,000 | $ 49,000 |
| Nodaway County Missouri | 3 | $ 520,000 | $ 173,000 | $ 42,000 |
| Saline County Nebraska | 3 | $ 184,000 | $ 61,000 | $ 79,000 |
| Washington County Nebraska | 3 | $ 309,000 | $ 103,000 | $ 27,000 |
| Butte County South Dakota | 3 | $ 388,000 | $ 129,000 | $ 38,000 |
| Walworth County South Dakota | 3 | $ 193,000 | $ 64,000 | $ 19,000 |
| Merced County California | 2 | $ 392,000 | $ 196,000 | $ 58,000 |
| El Paso County Colorado | 2 | $ 407,000 | $ 203,000 | $ 54,000 |
| Gwinnett County Georgia | 2 | $ 388,000 | $ 194,000 | $ 155,000 |
| Cook County Illinois | 2 | $ 832,000 | $ 416,000 | $ 125,000 |
| Jasper County Iowa | 2 | $ 203,000 | $ 101,000 | $ 68,000 |
| Antelope County Nebraska | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
| Boyd County Nebraska | 2 | $ 25,000 | $ 12,000 | $ 30,000 |
| Cherry County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Charles Mix County South Dakota | 2 | $ 178,000 | $ 89,000 | $ 47,000 |
| Clark County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 68,000 |
| Clay County South Dakota | 2 | $ 106,000 | $ 53,000 | $ 24,000 |
| Corson County South Dakota | 2 | $ 169,000 | $ 84,000 | $ 81,000 |
| Davison County South Dakota | 2 | $ 242,000 | $ 121,000 | $ 78,000 |
| Faulk County South Dakota | 2 | $ 197,000 | $ 98,000 | $ 82,000 |
| Marshall County South Dakota | 2 | $ 304,000 | $ 152,000 | $ 66,000 |
| Miner County South Dakota | 2 | $ 83,000 | $ 41,000 | $ 28,000 |
| Perkins County South Dakota | 2 | $ 630,000 | $ 315,000 | $ 47,000 |
| Union County South Dakota | 2 | $ 206,000 | $ 103,000 | $ 91,000 |
| Apache County Arizona | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Coconino County Arizona | 1 | $ 260,000 | $ 260,000 | $ 248,000 |
| Arapahoe County Colorado | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 189,000 | $ 189,000 | $ 125,000 |
| Douglas County Colorado | 1 | $ 740,000 | $ 740,000 | $ 0 |
| Fremont County Colorado | 1 | $ 32,000 | $ 32,000 | $ 208,000 |
| Collier County Florida | 1 | $ 243,000 | $ 243,000 | $ 201,000 |
| Lee County Florida | 1 | $ 182,000 | $ 182,000 | $ 368,000 |
| Pasco County Florida | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Polk County Florida | 1 | $ 172,000 | $ 172,000 | $ 469,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| McHenry County Illinois | 1 | $ 300,000 | $ 300,000 | $ 192,000 |
| Adair County Iowa | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Calhoun County Iowa | 1 | $ 23,000 | $ 23,000 | $ 45,000 |
| Cass County Iowa | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Jefferson County Iowa | 1 | $ 166,000 | $ 166,000 | $ 105,000 |
| Linn County Iowa | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Monona County Iowa | 1 | $ 24,000 | $ 24,000 | $ 23,000 |
| Osceola County Iowa | 1 | $ 41,000 | $ 41,000 | $ 25,000 |
| Story County Iowa | 1 | $ 24,000 | $ 24,000 | $ 19,000 |
| Riley County Kansas | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Beltrami County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 340,000 |
| Brown County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 120,000 |
| Carver County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Kandiyohi County Minnesota | 1 | $ 274,000 | $ 274,000 | $ 841,000 |
| Nobles County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Sherburne County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Swift County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Adair County Missouri | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Benton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Buchanan County Missouri | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Camden County Missouri | 1 | $ 134,000 | $ 134,000 | $ 79,000 |
| Daviess County Missouri | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Greene County Missouri | 1 | $ 81,000 | $ 81,000 | $ 51,000 |
| Grundy County Missouri | 1 | $ 51,000 | $ 51,000 | $ 29,000 |
| Schuyler County Missouri | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Flathead County Montana | 1 | $ 307,000 | $ 307,000 | $ 156,000 |
| Box Butte County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Colfax County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 111,000 |
| Cuming County Nebraska | 1 | $ 259,000 | $ 259,000 | $ 78,000 |
| Dawson County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Gage County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 53,000 |
| Knox County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Otoe County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Rock County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 60,000 |
| Sheridan County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Clark County Nevada | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Richland County North Dakota | 1 | $ 39,000 | $ 39,000 | $ 110,000 |
| Stark County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Bennett County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Bon Homme County South Dakota | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Douglas County South Dakota | 1 | $ 109,000 | $ 109,000 | $ 156,000 |
| Fall River County South Dakota | 1 | $ 154,000 | $ 154,000 | $ 62,000 |
| Haakon County South Dakota | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Williamson County Texas | 1 | $ 139,000 | $ 139,000 | $ 128,000 |
| Prince William County Virginia | 1 | $ 353,000 | $ 353,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,607 | $214,611,000 | $133,000 | $900,000 | $83,000 | $1,100,000 |
| Home Purchase | 959 | $122,195,000 | $127,000 | $4,900,000 | $67,000 | $1,200,000 |
| Home Improvement | 172 | $8,287,000 | $48,000 | $1,927,000 | $59,000 | $598,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,308 | $276,558,000 | $119,000 | $1,100,000 | $79,000 | $1,200,000 |
| Not Provided | 253 | $33,435,000 | $132,000 | $417,000 | $72,000 | $729,000 |
| Not applicable | 84 | $24,367,000 | $290,000 | $4,900,000 | $0 | $0 |
| Hispanic | 46 | $4,687,000 | $101,000 | $398,000 | $69,000 | $319,000 |
| Black or African American | 18 | $1,962,000 | $109,000 | $387,000 | $53,000 | $128,000 |
| American Indian or Alaskan Native | 14 | $1,243,000 | $88,000 | $173,000 | $57,000 | $170,000 |
| Asian | 9 | $2,280,000 | $253,000 | $650,000 | $119,000 | $201,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $561,000 | $93,000 | $150,000 | $66,000 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,165 | $274,190,000 | $126,000 | $4,900,000 | $82,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 385 | $47,789,000 | $124,000 | $308,000 | $55,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $10,927,000 | $98,000 | $204,000 | $39,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 77 | $12,187,000 | $158,000 | $387,000 | $57,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,738 | $214,597,000 | $123,000 | $4,900,000 | $78,000 | $1,200,000 |
| Application Approved But Not Accepted | 674 | $102,097,000 | $151,000 | $417,000 | $82,000 | $977,000 |
| Application Denied By Financial Institution | 309 | $27,003,000 | $87,000 | $650,000 | $51,000 | $663,000 |
| Application Withdrawn By Applicant | 17 | $1,396,000 | $82,000 | $286,000 | $73,000 | $343,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.