Great Western Bank Mortgage Lending & HMDA Data, 2010

In 2010, Great Western Bank of Watertown, SD reported 5,138 mortgage applications totaling $648.4 million, up 88% from 2009. The average application was for $126,189, and applicants reported an average income of $80,466. 72% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,127), Lincoln, NE (668) and Sioux Falls, SD (416) (applications in parentheses).

Mortgage Company & Address Great Western Bank
35 1st Ave Ne
Watertown, SD 57201
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,138
Total Mortgage Loan Application Amount $648,361,000
Average Mortgage Loan Application Amount $126,189
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $80,466
Highest Applicant Income $1,650,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 669 $ 93,365,000 $ 139,559 $ 99,000
Lancaster, Nebraska 626 $ 84,821,000 $ 135,496 $ 86,000
Minnehaha, South Dakota 290 $ 45,033,000 $ 155,286 $ 83,000
Sarpy, Nebraska 243 $ 31,665,000 $ 130,308 $ 80,000
Codington, South Dakota 168 $ 24,664,000 $ 146,809 $ 90,000
Adams, Nebraska 144 $ 14,416,000 $ 100,111 $ 74,000
Buffalo, Nebraska 136 $ 17,708,000 $ 130,205 $ 70,000
Hall, Nebraska 122 $ 17,182,000 $ 140,836 $ 73,000
Lincoln, South Dakota 121 $ 22,399,000 $ 185,115 $ 111,000
Platte, Nebraska 117 $ 13,601,000 $ 116,247 $ 72,000
Brown, South Dakota 108 $ 15,264,000 $ 141,333 $ 75,000
Pottawattamie, Iowa 91 $ 10,105,000 $ 111,043 $ 70,000
Pennington, South Dakota 89 $ 11,820,000 $ 132,808 $ 67,000
Dawson, Nebraska 67 $ 5,322,000 $ 79,432 $ 55,000
Holt, Nebraska 64 $ 5,600,000 $ 87,500 $ 79,000
Scotts Bluff, Nebraska 63 $ 7,180,000 $ 113,968 $ 69,000
Lincoln, Nebraska 59 $ 6,470,000 $ 109,661 $ 81,000
Hamilton, Nebraska 56 $ 6,398,000 $ 114,250 $ 83,000
Lake, South Dakota 54 $ 5,483,000 $ 101,537 $ 75,000
Clarke, Iowa 45 $ 4,648,000 $ 103,288 $ 88,000
Polk, Iowa 43 $ 6,675,000 $ 155,232 $ 96,000
Seward, Nebraska 42 $ 5,724,000 $ 136,285 $ 86,000
York, Nebraska 42 $ 4,633,000 $ 110,309 $ 78,000
Grant, South Dakota 38 $ 3,620,000 $ 95,263 $ 57,000
Saunders, Nebraska 37 $ 5,204,000 $ 140,648 $ 89,000
Phelps, Nebraska 35 $ 2,775,000 $ 79,285 $ 68,000
Decatur, Iowa 33 $ 1,575,000 $ 47,727 $ 62,000
Cass, Nebraska 32 $ 5,314,000 $ 166,062 $ 99,000
Lucas, Iowa 31 $ 1,677,000 $ 54,096 $ 61,000
Gage, Nebraska 30 $ 3,196,000 $ 106,533 $ 73,000
Otoe, Nebraska 30 $ 4,192,000 $ 139,733 $ 79,000
Lawrence, South Dakota 30 $ 5,310,000 $ 177,000 $ 87,000
Fremont, Iowa 29 $ 2,067,000 $ 71,275 $ 80,000
Ringgold, Iowa 29 $ 2,605,000 $ 89,827 $ 81,000
Custer, Nebraska 29 $ 3,618,000 $ 124,758 $ 63,000
Brule, South Dakota 28 $ 3,400,000 $ 121,428 $ 57,000
Jasper, Iowa 26 $ 1,977,000 $ 76,038 $ 55,000
Cheyenne, Nebraska 26 $ 2,216,000 $ 85,230 $ 63,000
Page, Iowa 25 $ 2,112,000 $ 84,480 $ 58,000
Kearney, Nebraska 24 $ 2,410,000 $ 100,416 $ 61,000
Washington, Nebraska 24 $ 3,767,000 $ 156,958 $ 92,000
Pinal, Arizona 22 $ 1,473,000 $ 66,954 $ 46,000
Howard, Nebraska 22 $ 2,168,000 $ 98,545 $ 60,000
Merrick, Nebraska 21 $ 2,627,000 $ 125,095 $ 87,000
Maricopa, Arizona 20 $ 4,377,000 $ 218,850 $ 184,000
Garfield, Nebraska 20 $ 1,793,000 $ 89,650 $ 48,000
Boulder, Colorado 19 $ 4,748,000 $ 249,894 $ 122,000
Marshall, Iowa 18 $ 1,376,000 $ 76,444 $ 62,000
Mills, Iowa 18 $ 1,665,000 $ 92,500 $ 93,000
Montgomery, Iowa 18 $ 1,126,000 $ 62,555 $ 60,000
Mercer, Missouri 18 $ 1,456,000 $ 80,888 $ 55,000
Harlan, Nebraska 18 $ 1,157,000 $ 64,277 $ 44,000
Saline, Nebraska 18 $ 1,511,000 $ 83,944 $ 59,000
Meade, South Dakota 17 $ 1,325,000 $ 77,941 $ 46,000
Williamson, Illinois 16 $ 2,318,000 $ 144,875 $ 91,000
Dakota, Nebraska 16 $ 1,536,000 $ 96,000 $ 65,000
Dodge, Nebraska 16 $ 1,528,000 $ 95,500 $ 64,000
Valley, Nebraska 16 $ 1,305,000 $ 81,562 $ 57,000
Cass, Iowa 15 $ 1,204,000 $ 80,266 $ 81,000
Warren, Iowa 15 $ 2,235,000 $ 149,000 $ 89,000
Wayne, Iowa 14 $ 798,000 $ 57,000 $ 75,000
Worth, Missouri 14 $ 433,000 $ 30,928 $ 48,000
Clay, Nebraska 14 $ 940,000 $ 67,142 $ 47,000
Madison, Nebraska 14 $ 1,479,000 $ 105,642 $ 67,000
Polk, Nebraska 14 $ 1,238,000 $ 88,428 $ 55,000
Weld, Colorado 13 $ 1,799,000 $ 138,384 $ 64,000
Harrison, Iowa 13 $ 866,000 $ 66,615 $ 49,000
Woodbury, Iowa 13 $ 1,041,000 $ 80,076 $ 50,000
Boone, Nebraska 13 $ 1,091,000 $ 83,923 $ 62,000
Cedar, Nebraska 13 $ 1,686,000 $ 129,692 $ 73,000
Colfax, Nebraska 13 $ 1,411,000 $ 108,538 $ 79,000
Pierce, Nebraska 13 $ 2,070,000 $ 159,230 $ 85,000
Richardson, Nebraska 13 $ 460,000 $ 35,384 $ 43,000
Spink, South Dakota 13 $ 970,000 $ 74,615 $ 49,000
Walworth, South Dakota 13 $ 1,271,000 $ 97,769 $ 71,000
Hennepin, Minnesota 12 $ 1,122,000 $ 93,500 $ 94,000
Gentry, Missouri 12 $ 726,000 $ 60,500 $ 47,000
Cuming, Nebraska 12 $ 1,743,000 $ 145,250 $ 95,000
Dallas, Iowa 11 $ 1,793,000 $ 163,000 $ 67,000
Jackson, Missouri 11 $ 1,759,000 $ 159,909 $ 88,000
El Paso, Colorado 10 $ 1,535,000 $ 153,500 $ 63,000
Taylor, Iowa 10 $ 794,000 $ 79,400 $ 68,000
Sherman, Nebraska 10 $ 921,000 $ 92,100 $ 62,000
Union, Iowa 9 $ 718,000 $ 79,777 $ 51,000
Johnson, Kansas 9 $ 1,558,000 $ 173,111 $ 175,000
Butler, Nebraska 9 $ 1,053,000 $ 117,000 $ 92,000
Dixon, Nebraska 9 $ 1,182,000 $ 131,333 $ 65,000
Knox, Nebraska 9 $ 635,000 $ 70,555 $ 47,000
Nemaha, Nebraska 9 $ 744,000 $ 82,666 $ 58,000
Day, South Dakota 9 $ 767,000 $ 85,222 $ 74,000
Edmunds, South Dakota 9 $ 1,010,000 $ 112,222 $ 50,000
Hamlin, South Dakota 9 $ 1,398,000 $ 155,333 $ 98,000
Lyman, South Dakota 9 $ 1,537,000 $ 170,777 $ 66,000
Poweshiek, Iowa 8 $ 716,000 $ 89,500 $ 53,000
Marshall, Kansas 8 $ 755,000 $ 94,375 $ 54,000
Grundy, Missouri 8 $ 1,009,000 $ 126,125 $ 121,000
Harrison, Missouri 8 $ 326,000 $ 40,750 $ 62,000
Nance, Nebraska 8 $ 677,000 $ 84,625 $ 48,000
Moody, South Dakota 8 $ 692,000 $ 86,500 $ 52,000
Larimer, Colorado 7 $ 2,012,000 $ 287,428 $ 67,000
Dakota, Minnesota 7 $ 263,000 $ 37,571 $ 78,000
Sullivan, Missouri 7 $ 366,000 $ 52,285 $ 71,000
Antelope, Nebraska 7 $ 706,000 $ 100,857 $ 43,000
Box Butte, Nebraska 7 $ 528,000 $ 75,428 $ 54,000
Jefferson, Nebraska 7 $ 197,000 $ 28,142 $ 45,000
Johnson, Nebraska 7 $ 459,000 $ 65,571 $ 64,000
Webster, Nebraska 7 $ 464,000 $ 66,285 $ 50,000
Brookings, South Dakota 7 $ 1,054,000 $ 150,571 $ 104,000
Union, South Dakota 7 $ 1,212,000 $ 173,142 $ 110,000
Denver, Colorado 6 $ 1,421,000 $ 236,833 $ 132,000
Hardin, Iowa 6 $ 407,000 $ 67,833 $ 52,000
Madison, Iowa 6 $ 925,000 $ 154,166 $ 67,000
Tama, Iowa 6 $ 453,000 $ 75,500 $ 51,000
Greeley, Nebraska 6 $ 644,000 $ 107,333 $ 54,000
Keith, Nebraska 6 $ 480,000 $ 80,000 $ 91,000
Wayne, Nebraska 6 $ 662,000 $ 110,333 $ 64,000
Wright, Minnesota 5 $ 580,000 $ 116,000 $ 64,000
Putnam, Missouri 5 $ 415,000 $ 83,000 $ 46,000
Red Willow, Nebraska 5 $ 290,000 $ 58,000 $ 77,000
Thayer, Nebraska 5 $ 275,000 $ 55,000 $ 55,000
Custer, South Dakota 5 $ 1,303,000 $ 260,600 $ 107,000
Potter, South Dakota 5 $ 309,000 $ 61,800 $ 69,000
Jackson, Illinois 4 $ 756,000 $ 189,000 $ 122,000
Story, Iowa 4 $ 697,000 $ 174,250 $ 64,000
Christian, Missouri 4 $ 361,000 $ 90,250 $ 178,000
Boyd, Nebraska 4 $ 268,000 $ 67,000 $ 53,000
Burt, Nebraska 4 $ 622,000 $ 155,500 $ 93,000
Chase, Nebraska 4 $ 323,000 $ 80,750 $ 74,000
Fillmore, Nebraska 4 $ 297,000 $ 74,250 $ 72,000
Franklin, Nebraska 4 $ 351,000 $ 87,750 $ 59,000
Furnas, Nebraska 4 $ 301,000 $ 75,250 $ 66,000
Gosper, Nebraska 4 $ 319,000 $ 79,750 $ 71,000
Tripp, South Dakota 4 $ 425,000 $ 106,250 $ 49,000
Navajo, Arizona 3 $ 187,000 $ 62,333 $ 64,000
Broomfield, Colorado 3 $ 598,000 $ 199,333 $ 91,000
Delta, Colorado 3 $ 404,000 $ 134,666 $ 105,000
Carroll, Iowa 3 $ 575,000 $ 191,666 $ 36,000
Marion, Iowa 3 $ 336,000 $ 112,000 $ 136,000
Anoka, Minnesota 3 $ 119,000 $ 39,666 $ 64,000
Washington, Minnesota 3 $ 352,000 $ 117,333 $ 96,000
Atchison, Missouri 3 $ 104,000 $ 34,666 $ 45,000
Stanton, Nebraska 3 $ 408,000 $ 136,000 $ 63,000
Thurston, Nebraska 3 $ 312,000 $ 104,000 $ 75,000
Butte, South Dakota 3 $ 297,000 $ 99,000 $ 44,000
Charles Mix, South Dakota 3 $ 274,000 $ 91,333 $ 38,000
McCook, South Dakota 3 $ 181,000 $ 60,333 $ 59,000
Roberts, South Dakota 3 $ 221,000 $ 73,666 $ 55,000
Gila, Arizona 2 $ 339,000 $ 169,500 $ 90,000
Arapahoe, Colorado 2 $ 320,000 $ 160,000 $ 160,000
Jefferson, Colorado 2 $ 188,000 $ 94,000 $ 71,000
Franklin, Illinois 2 $ 149,000 $ 74,500 $ 42,000
Monroe, Illinois 2 $ 415,000 $ 207,500 $ 76,000
Adair, Iowa 2 $ 207,000 $ 103,500 $ 27,000
Dickinson, Iowa 2 $ 1,984,000 $ 992,000 $ 52,000
Hamilton, Iowa 2 $ 234,000 $ 117,000 $ 31,000
Plymouth, Iowa 2 $ 403,000 $ 201,500 $ 159,000
Washington, Kansas 2 $ 63,000 $ 31,500 $ 58,000
Ramsey, Minnesota 2 $ 246,000 $ 123,000 $ 37,000
Clay, Missouri 2 $ 251,000 $ 125,500 $ 51,000
Greene, Missouri 2 $ 193,000 $ 96,500 $ 93,000
Holt, Missouri 2 $ 250,000 $ 125,000 $ 32,000
Dundy, Nebraska 2 $ 202,000 $ 101,000 $ 121,000
Frontier, Nebraska 2 $ 114,000 $ 57,000 $ 72,000
Hitchcock, Nebraska 2 $ 61,000 $ 30,500 $ 40,000
Kimball, Nebraska 2 $ 120,000 $ 60,000 $ 34,000
Loup, Nebraska 2 $ 90,000 $ 45,000 $ 45,000
Pawnee, Nebraska 2 $ 270,000 $ 135,000 $ 184,000
Rock, Nebraska 2 $ 250,000 $ 125,000 $ 75,000
Mecklenburg, North Carolina 2 $ 2,646,000 $ 1,323,000 $ 523,000
Clark, South Dakota 2 $ 172,000 $ 86,000 $ 77,000
Haakon, South Dakota 2 $ 57,000 $ 28,500 $ 32,000
Turner, South Dakota 2 $ 177,000 $ 88,500 $ 23,000
Yankton, South Dakota 2 $ 427,000 $ 213,500 $ 174,000
Baldwin, Alabama 1 $ 299,000 $ 299,000 $ 124,000
Cochise, Arizona 1 $ 117,000 $ 117,000 $ 61,000
Mohave, Arizona 1 $ 142,000 $ 142,000 $ 92,000
Pima, Arizona 1 $ 263,000 $ 263,000 $ 0
Santa Cruz, Arizona 1 $ 160,000 $ 160,000 $ 41,000
Yuma, Arizona 1 $ 107,000 $ 107,000 $ 48,000
Merced, California 1 $ 161,000 $ 161,000 $ 57,000
Adams, Colorado 1 $ 19,000 $ 19,000 $ 26,000
Conejos, Colorado 1 $ 158,000 $ 158,000 $ 53,000
Douglas, Colorado 1 $ 281,000 $ 281,000 $ 93,000
Gilpin, Colorado 1 $ 64,000 $ 64,000 $ 58,000
Grand, Colorado 1 $ 128,000 $ 128,000 $ 66,000
Logan, Colorado 1 $ 154,000 $ 154,000 $ 44,000
Montezuma, Colorado 1 $ 150,000 $ 150,000 $ 105,000
Routt, Colorado 1 $ 150,000 $ 150,000 $ 111,000
Teller, Colorado 1 $ 20,000 $ 20,000 $ 75,000
Yuma, Colorado 1 $ 2,310,000 $ 2,310,000 $ 0
Cook, Illinois 1 $ 411,000 $ 411,000 $ 177,000
Fulton, Illinois 1 $ 20,000 $ 20,000 $ 12,000
Madison, Illinois 1 $ 20,000 $ 20,000 $ 171,000
Perry, Illinois 1 $ 42,000 $ 42,000 $ 24,000
Randolph, Illinois 1 $ 211,000 $ 211,000 $ 58,000
Saline, Illinois 1 $ 43,000 $ 43,000 $ 76,000
Adams, Iowa 1 $ 44,000 $ 44,000 $ 126,000
Boone, Iowa 1 $ 71,000 $ 71,000 $ 25,000
Cerro Gordo, Iowa 1 $ 490,000 $ 490,000 $ 0
Guthrie, Iowa 1 $ 20,000 $ 20,000 $ 54,000
Iowa, Iowa 1 $ 111,000 $ 111,000 $ 28,000
Lyon, Iowa 1 $ 152,000 $ 152,000 $ 68,000
Monona, Iowa 1 $ 5,000 $ 5,000 $ 22,000
Monroe, Iowa 1 $ 45,000 $ 45,000 $ 32,000
Wapello, Iowa 1 $ 72,000 $ 72,000 $ 49,000
Decatur, Kansas 1 $ 200,000 $ 200,000 $ 96,000
Dickinson, Kansas 1 $ 138,000 $ 138,000 $ 65,000
Graham, Kansas 1 $ 120,000 $ 120,000 $ 76,000
Jewell, Kansas 1 $ 164,000 $ 164,000 $ 73,000
Norton, Kansas 1 $ 95,000 $ 95,000 $ 65,000
Riley, Kansas 1 $ 131,000 $ 131,000 $ 106,000
Beltrami, Minnesota 1 $ 81,000 $ 81,000 $ 17,000
Big Stone, Minnesota 1 $ 169,000 $ 169,000 $ 69,000
Carver, Minnesota 1 $ 26,000 $ 26,000 $ 46,000
Chisago, Minnesota 1 $ 43,000 $ 43,000 $ 103,000
Crow Wing, Minnesota 1 $ 290,000 $ 290,000 $ 175,000
Dodge, Minnesota 1 $ 19,000 $ 19,000 $ 30,000
Fillmore, Minnesota 1 $ 300,000 $ 300,000 $ 228,000
Mille Lacs, Minnesota 1 $ 39,000 $ 39,000 $ 55,000
Olmsted, Minnesota 1 $ 257,000 $ 257,000 $ 66,000
Pipestone, Minnesota 1 $ 96,000 $ 96,000 $ 68,000
Scott, Minnesota 1 $ 400,000 $ 400,000 $ 158,000
Traverse, Minnesota 1 $ 28,000 $ 28,000 $ 64,000
Yellow Medicine, Minnesota 1 $ 193,000 $ 193,000 $ 50,000
Adair, Missouri 1 $ 40,000 $ 40,000 $ 48,000
Boone, Missouri 1 $ 153,000 $ 153,000 $ 35,000
Camden, Missouri 1 $ 290,000 $ 290,000 $ 0
Cooper, Missouri 1 $ 100,000 $ 100,000 $ 0
Jefferson, Missouri 1 $ 78,000 $ 78,000 $ 30,000
Lawrence, Missouri 1 $ 58,000 $ 58,000 $ 36,000
Miller, Missouri 1 $ 193,000 $ 193,000 $ 71,000
New Madrid, Missouri 1 $ 24,000 $ 24,000 $ 91,000
Nodaway, Missouri 1 $ 32,000 $ 32,000 $ 24,000
Platte, Missouri 1 $ 148,000 $ 148,000 $ 188,000
Ray, Missouri 1 $ 151,000 $ 151,000 $ 100,000
St. Charles, Missouri 1 $ 114,000 $ 114,000 $ 54,000
Stone, Missouri 1 $ 221,000 $ 221,000 $ 105,000
Flathead, Montana 1 $ 298,000 $ 298,000 $ 269,000
Brown, Nebraska 1 $ 70,000 $ 70,000 $ 72,000
Grant, Nebraska 1 $ 140,000 $ 140,000 $ 49,000
Logan, Nebraska 1 $ 43,000 $ 43,000 $ 45,000
Morrill, Nebraska 1 $ 64,000 $ 64,000 $ 96,000
Nuckolls, Nebraska 1 $ 92,000 $ 92,000 $ 64,000
Perkins, Nebraska 1 $ 95,000 $ 95,000 $ 50,000
Sheridan, Nebraska 1 $ 25,000 $ 25,000 $ 11,000
Sioux, Nebraska 1 $ 91,000 $ 91,000 $ 48,000
Thomas, Nebraska 1 $ 107,000 $ 107,000 $ 60,000
Wheeler, Nebraska 1 $ 77,000 $ 77,000 $ 58,000
Guilford, North Carolina 1 $ 603,000 $ 603,000 $ 200,000
Dickey, North Dakota 1 $ 54,000 $ 54,000 $ 41,000
Ashland, Ohio 1 $ 40,000 $ 40,000 $ 45,000
Canadian, Oklahoma 1 $ 115,000 $ 115,000 $ 30,000
Lexington, South Carolina 1 $ 405,000 $ 405,000 $ 96,000
Aurora, South Dakota 1 $ 45,000 $ 45,000 $ 34,000
Corson, South Dakota 1 $ 49,000 $ 49,000 $ 56,000
Fall River, South Dakota 1 $ 110,000 $ 110,000 $ 0
Faulk, South Dakota 1 $ 109,000 $ 109,000 $ 95,000
Gregory, South Dakota 1 $ 195,000 $ 195,000 $ 144,000
Hughes, South Dakota 1 $ 50,000 $ 50,000 $ 276,000
Miner, South Dakota 1 $ 15,000 $ 15,000 $ 35,000
Bexar, Texas 1 $ 124,000 $ 124,000 $ 0
Spokane, Washington 1 $ 249,000 $ 249,000 $ 544,000
Whatcom, Washington 1 $ 150,000 $ 150,000 $ 29,000
Vilas, Wisconsin 1 $ 417,000 $ 417,000 $ 300,000
Goshen, Wyoming 1 $ 240,000 $ 240,000 $ 101,000
Laramie, Wyoming 1 $ 2,240,000 $ 2,240,000 $ 0
Weston, Wyoming 1 $ 15,000 $ 15,000 $ 37,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,272 $453,039,000 $138,000 $4,500,000 $88,000 $1,255,000
Home Purchase 1,565 $185,863,000 $118,000 $2,295,000 $70,000 $1,650,000
Home Improvement 301 $9,459,000 $31,000 $1,920,000 $53,000 $276,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,308 $541,731,000 $125,000 $1,040,000 $83,000 $1,650,000
Not Provided 590 $68,484,000 $116,000 $2,295,000 $76,000 $980,000
Hispanic 103 $8,308,000 $80,000 $284,000 $50,000 $240,000
Not applicable 58 $21,310,000 $367,000 $4,500,000 $2,000 $68,000
Asian 36 $3,824,000 $106,000 $417,000 $66,000 $336,000
Black or African American 24 $2,627,000 $109,000 $603,000 $82,000 $306,000
American Indian or Alaskan Native 17 $1,892,000 $111,000 $360,000 $50,000 $103,000
Native Hawaiian or Other Pacific Islander 2 $185,000 $92,000 $120,000 $101,000 $176,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,279 $545,122,000 $127,000 $4,500,000 $85,000 $1,255,000
FHA-insured (Federal Housing Administration) 630 $74,761,000 $118,000 $366,000 $57,000 $1,650,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 115 $11,165,000 $97,000 $415,000 $41,000 $116,000
VA-guaranteed (Veterans Administration) 114 $17,313,000 $151,000 $411,000 $57,000 $316,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,701 $483,195,000 $130,000 $4,500,000 $84,000 $1,650,000
Application Denied By Financial Institution 689 $63,910,000 $92,000 $417,000 $56,000 $1,097,000
Application Approved But Not Accepted 589 $80,578,000 $136,000 $454,000 $88,000 $1,200,000
Application Withdrawn By Applicant 96 $12,174,000 $126,000 $2,295,000 $88,000 $980,000
File Closed For Incompleteness 59 $7,988,000 $135,000 $415,000 $66,000 $332,000
Loan Purchased By The Institution 4 $516,000 $129,000 $168,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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