Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Great Western Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,788 |
| Total Mortgage Loan Application Amount | $488,544,000 |
| Average Mortgage Loan Application Amount | $100,666 |
| Highest Mortgage Loan Application Amount | $8,575,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $3,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 402 | $ 54,009,000 | $ 134,000 | $ 94,000 |
| Lancaster County Nebraska | 291 | $ 39,683,000 | $ 136,000 | $ 69,000 |
| Minnehaha County South Dakota | 263 | $ 40,185,000 | $ 152,000 | $ 91,000 |
| Codington County South Dakota | 199 | $ 26,356,000 | $ 132,000 | $ 80,000 |
| Brown County South Dakota | 138 | $ 20,913,000 | $ 151,000 | $ 84,000 |
| Sarpy County Nebraska | 124 | $ 16,736,000 | $ 134,000 | $ 75,000 |
| Lincoln County South Dakota | 111 | $ 21,938,000 | $ 197,000 | $ 108,000 |
| Polk County Iowa | 84 | $ 13,671,000 | $ 162,000 | $ 126,000 |
| Buffalo County Nebraska | 83 | $ 9,866,000 | $ 118,000 | $ 67,000 |
| Lake County South Dakota | 76 | $ 7,440,000 | $ 97,000 | $ 94,000 |
| Hall County Nebraska | 74 | $ 8,049,000 | $ 108,000 | $ 59,000 |
| Adams County Nebraska | 73 | $ 7,010,000 | $ 96,000 | $ 68,000 |
| Pennington County South Dakota | 67 | $ 7,673,000 | $ 114,000 | $ 76,000 |
| Holt County Nebraska | 62 | $ 4,769,000 | $ 76,000 | $ 53,000 |
| Scotts Bluff County Nebraska | 60 | $ 7,557,000 | $ 125,000 | $ 80,000 |
| Pottawattamie County Iowa | 54 | $ 6,651,000 | $ 123,000 | $ 63,000 |
| Ringgold County Iowa | 50 | $ 4,571,000 | $ 91,000 | $ 81,000 |
| Jasper County Iowa | 48 | $ 4,784,000 | $ 99,000 | $ 60,000 |
| Dawson County Nebraska | 48 | $ 3,880,000 | $ 80,000 | $ 53,000 |
| Decatur County Iowa | 43 | $ 3,135,000 | $ 72,000 | $ 61,000 |
| Marshall County Iowa | 42 | $ 3,705,000 | $ 88,000 | $ 99,000 |
| Lucas County Iowa | 39 | $ 2,573,000 | $ 65,000 | $ 52,000 |
| Fremont County Iowa | 38 | $ 3,235,000 | $ 85,000 | $ 63,000 |
| Grant County South Dakota | 38 | $ 3,820,000 | $ 100,000 | $ 50,000 |
| Poweshiek County Iowa | 35 | $ 4,292,000 | $ 122,000 | $ 83,000 |
| Phelps County Nebraska | 35 | $ 3,084,000 | $ 88,000 | $ 64,000 |
| Boulder County Colorado | 33 | $ 7,786,000 | $ 235,000 | $ 103,000 |
| Wayne County Iowa | 32 | $ 2,425,000 | $ 75,000 | $ 51,000 |
| Larimer County Colorado | 31 | $ 6,464,000 | $ 208,000 | $ 106,000 |
| Story County Iowa | 31 | $ 3,796,000 | $ 122,000 | $ 59,000 |
| Lincoln County Nebraska | 30 | $ 3,350,000 | $ 111,000 | $ 96,000 |
| Pinal County Arizona | 26 | $ 2,622,000 | $ 100,000 | $ 78,000 |
| Clarke County Iowa | 25 | $ 2,156,000 | $ 86,000 | $ 62,000 |
| Taylor County Iowa | 25 | $ 1,379,000 | $ 55,000 | $ 40,000 |
| Brule County South Dakota | 25 | $ 2,253,000 | $ 90,000 | $ 56,000 |
| Meade County South Dakota | 21 | $ 2,038,000 | $ 97,000 | $ 70,000 |
| Gentry County Missouri | 20 | $ 1,750,000 | $ 87,000 | $ 55,000 |
| Platte County Nebraska | 20 | $ 1,755,000 | $ 87,000 | $ 64,000 |
| Worth County Missouri | 19 | $ 1,103,000 | $ 58,000 | $ 42,000 |
| Lawrence County South Dakota | 19 | $ 3,880,000 | $ 204,000 | $ 119,000 |
| Union County Iowa | 18 | $ 1,315,000 | $ 73,000 | $ 41,000 |
| Sullivan County Missouri | 18 | $ 1,157,000 | $ 64,000 | $ 57,000 |
| Maricopa County Arizona | 17 | $ 3,714,000 | $ 218,000 | $ 137,000 |
| Warren County Iowa | 17 | $ 2,908,000 | $ 171,000 | $ 157,000 |
| Potter County South Dakota | 17 | $ 760,000 | $ 44,000 | $ 60,000 |
| Walworth County South Dakota | 17 | $ 1,492,000 | $ 87,000 | $ 61,000 |
| Montgomery County Iowa | 16 | $ 1,459,000 | $ 91,000 | $ 65,000 |
| Mercer County Missouri | 16 | $ 1,105,000 | $ 69,000 | $ 42,000 |
| Valley County Nebraska | 16 | $ 1,235,000 | $ 77,000 | $ 59,000 |
| Hamlin County South Dakota | 16 | $ 1,628,000 | $ 101,000 | $ 55,000 |
| Cass County Iowa | 15 | $ 1,298,000 | $ 86,000 | $ 66,000 |
| Mills County Iowa | 15 | $ 1,714,000 | $ 114,000 | $ 79,000 |
| Custer County Nebraska | 15 | $ 1,679,000 | $ 111,000 | $ 61,000 |
| Otoe County Nebraska | 15 | $ 1,832,000 | $ 122,000 | $ 71,000 |
| Saunders County Nebraska | 15 | $ 1,742,000 | $ 116,000 | $ 68,000 |
| Page County Iowa | 14 | $ 1,094,000 | $ 78,000 | $ 66,000 |
| Johnson County Kansas | 13 | $ 2,494,000 | $ 191,000 | $ 117,000 |
| Putnam County Missouri | 13 | $ 1,569,000 | $ 120,000 | $ 106,000 |
| Garfield County Nebraska | 13 | $ 1,420,000 | $ 109,000 | $ 90,000 |
| Day County South Dakota | 13 | $ 1,132,000 | $ 87,000 | $ 58,000 |
| Weld County Colorado | 12 | $ 8,457,000 | $ 704,000 | $ 95,000 |
| Dallas County Iowa | 12 | $ 2,789,000 | $ 232,000 | $ 164,000 |
| Cass County Nebraska | 12 | $ 1,800,000 | $ 150,000 | $ 71,000 |
| El Paso County Colorado | 11 | $ 2,441,000 | $ 221,000 | $ 113,000 |
| Harrison County Iowa | 11 | $ 903,000 | $ 82,000 | $ 66,000 |
| Howard County Nebraska | 11 | $ 1,243,000 | $ 113,000 | $ 45,000 |
| Richardson County Nebraska | 11 | $ 798,000 | $ 72,000 | $ 58,000 |
| Deuel County South Dakota | 11 | $ 1,121,000 | $ 101,000 | $ 66,000 |
| Tama County Iowa | 10 | $ 723,000 | $ 72,000 | $ 57,000 |
| Harrison County Missouri | 10 | $ 401,000 | $ 40,000 | $ 35,000 |
| Jackson County Missouri | 10 | $ 944,000 | $ 94,000 | $ 94,000 |
| Adams County Colorado | 9 | $ 2,040,000 | $ 226,000 | $ 58,000 |
| Nemaha County Nebraska | 9 | $ 709,000 | $ 78,000 | $ 62,000 |
| Washington County Nebraska | 9 | $ 1,305,000 | $ 145,000 | $ 71,000 |
| Brookings County South Dakota | 9 | $ 1,836,000 | $ 204,000 | $ 99,000 |
| Dodge County Nebraska | 8 | $ 1,296,000 | $ 162,000 | $ 86,000 |
| Gage County Nebraska | 8 | $ 573,000 | $ 71,000 | $ 41,000 |
| Knox County Nebraska | 8 | $ 850,000 | $ 106,000 | $ 69,000 |
| Thayer County Nebraska | 8 | $ 583,000 | $ 72,000 | $ 75,000 |
| Edmunds County South Dakota | 8 | $ 916,000 | $ 114,000 | $ 80,000 |
| Moody County South Dakota | 8 | $ 892,000 | $ 111,000 | $ 71,000 |
| Spink County South Dakota | 8 | $ 657,000 | $ 82,000 | $ 62,000 |
| Dickinson County Iowa | 7 | $ 1,916,000 | $ 273,000 | $ 169,000 |
| Marshall County Kansas | 7 | $ 432,000 | $ 61,000 | $ 45,000 |
| Cheyenne County Nebraska | 7 | $ 592,000 | $ 84,000 | $ 57,000 |
| Johnson County Nebraska | 7 | $ 597,000 | $ 85,000 | $ 51,000 |
| Kearney County Nebraska | 7 | $ 734,000 | $ 104,000 | $ 65,000 |
| Lyman County South Dakota | 7 | $ 632,000 | $ 90,000 | $ 68,000 |
| Roberts County South Dakota | 7 | $ 344,000 | $ 49,000 | $ 92,000 |
| Box Butte County Nebraska | 6 | $ 442,000 | $ 73,000 | $ 72,000 |
| Keith County Nebraska | 6 | $ 779,000 | $ 129,000 | $ 79,000 |
| Butte County South Dakota | 6 | $ 645,000 | $ 107,000 | $ 85,000 |
| Turner County South Dakota | 6 | $ 630,000 | $ 105,000 | $ 62,000 |
| Broomfield County Colorado | 5 | $ 1,107,000 | $ 221,000 | $ 96,000 |
| Jefferson County Colorado | 5 | $ 906,000 | $ 181,000 | $ 86,000 |
| Boone County Iowa | 5 | $ 699,000 | $ 139,000 | $ 41,000 |
| Hardin County Iowa | 5 | $ 436,000 | $ 87,000 | $ 49,000 |
| Madison County Iowa | 5 | $ 498,000 | $ 99,000 | $ 35,000 |
| Clay County Nebraska | 5 | $ 250,000 | $ 50,000 | $ 35,000 |
| Harlan County Nebraska | 5 | $ 346,000 | $ 69,000 | $ 63,000 |
| Red Willow County Nebraska | 5 | $ 359,000 | $ 71,000 | $ 31,000 |
| Saline County Nebraska | 5 | $ 381,000 | $ 76,000 | $ 40,000 |
| Seward County Nebraska | 5 | $ 586,000 | $ 117,000 | $ 57,000 |
| York County Nebraska | 5 | $ 388,000 | $ 77,000 | $ 48,000 |
| Charles Mix County South Dakota | 5 | $ 567,000 | $ 113,000 | $ 53,000 |
| Davison County South Dakota | 5 | $ 643,000 | $ 128,000 | $ 92,000 |
| Kingsbury County South Dakota | 5 | $ 573,000 | $ 114,000 | $ 59,000 |
| Miner County South Dakota | 5 | $ 361,000 | $ 72,000 | $ 55,000 |
| Adams County Iowa | 4 | $ 290,000 | $ 72,000 | $ 47,000 |
| Marion County Iowa | 4 | $ 457,000 | $ 114,000 | $ 58,000 |
| Madison County Nebraska | 4 | $ 344,000 | $ 86,000 | $ 37,000 |
| Gila County Arizona | 3 | $ 152,000 | $ 50,000 | $ 63,000 |
| Pima County Arizona | 3 | $ 314,000 | $ 104,000 | $ 172,000 |
| Arapahoe County Colorado | 3 | $ 708,000 | $ 236,000 | $ 107,000 |
| Denver County Colorado | 3 | $ 641,000 | $ 213,000 | $ 135,000 |
| Fremont County Colorado | 3 | $ 179,000 | $ 59,000 | $ 28,000 |
| Summit County Colorado | 3 | $ 1,094,000 | $ 364,000 | $ 301,000 |
| Appanoose County Iowa | 3 | $ 206,000 | $ 68,000 | $ 49,000 |
| Grundy County Missouri | 3 | $ 275,000 | $ 91,000 | $ 132,000 |
| Burt County Nebraska | 3 | $ 260,000 | $ 86,000 | $ 60,000 |
| Nance County Nebraska | 3 | $ 183,000 | $ 61,000 | $ 52,000 |
| Polk County Nebraska | 3 | $ 176,000 | $ 58,000 | $ 103,000 |
| Stanton County Nebraska | 3 | $ 159,000 | $ 53,000 | $ 49,000 |
| Webster County Nebraska | 3 | $ 278,000 | $ 92,000 | $ 63,000 |
| Custer County South Dakota | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| Tripp County South Dakota | 3 | $ 937,000 | $ 312,000 | $ 98,000 |
| Park County Colorado | 2 | $ 236,000 | $ 118,000 | $ 38,000 |
| Audubon County Iowa | 2 | $ 198,000 | $ 99,000 | $ 95,000 |
| Carroll County Iowa | 2 | $ 354,000 | $ 177,000 | $ 124,000 |
| Guthrie County Iowa | 2 | $ 737,000 | $ 368,000 | $ 467,000 |
| Monroe County Iowa | 2 | $ 64,000 | $ 32,000 | $ 42,000 |
| Shelby County Iowa | 2 | $ 248,000 | $ 124,000 | $ 92,000 |
| Big Stone County Minnesota | 2 | $ 275,000 | $ 137,000 | $ 84,000 |
| Adair County Missouri | 2 | $ 138,000 | $ 69,000 | $ 616,000 |
| Atchison County Missouri | 2 | $ 840,000 | $ 420,000 | $ 710,000 |
| Clay County Missouri | 2 | $ 382,000 | $ 191,000 | $ 50,000 |
| Macon County Missouri | 2 | $ 74,000 | $ 37,000 | $ 10,000 |
| Platte County Missouri | 2 | $ 1,119,000 | $ 559,000 | $ 31,000 |
| Antelope County Nebraska | 2 | $ 96,000 | $ 48,000 | $ 52,000 |
| Boyd County Nebraska | 2 | $ 203,000 | $ 101,000 | $ 54,000 |
| Brown County Nebraska | 2 | $ 211,000 | $ 105,000 | $ 62,000 |
| Dawes County Nebraska | 2 | $ 97,000 | $ 48,000 | $ 58,000 |
| Franklin County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 28,000 |
| Frontier County Nebraska | 2 | $ 204,000 | $ 102,000 | $ 52,000 |
| Merrick County Nebraska | 2 | $ 288,000 | $ 144,000 | $ 48,000 |
| Morrill County Nebraska | 2 | $ 173,000 | $ 86,000 | $ 45,000 |
| Pierce County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Sherman County Nebraska | 2 | $ 143,000 | $ 71,000 | $ 26,000 |
| Thurston County Nebraska | 2 | $ 379,000 | $ 189,000 | $ 64,000 |
| Richland County North Dakota | 2 | $ 137,000 | $ 68,000 | $ 41,000 |
| Campbell County South Dakota | 2 | $ 144,000 | $ 72,000 | $ 67,000 |
| Fall River County South Dakota | 2 | $ 467,000 | $ 233,000 | $ 71,000 |
| Haakon County South Dakota | 2 | $ 456,000 | $ 228,000 | $ 145,000 |
| McPherson County South Dakota | 2 | $ 275,000 | $ 137,000 | $ 70,000 |
| Yankton County South Dakota | 2 | $ 230,000 | $ 115,000 | $ 101,000 |
| Cochise County Arizona | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Mohave County Arizona | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Archuleta County Colorado | 1 | $ 221,000 | $ 221,000 | $ 35,000 |
| Douglas County Colorado | 1 | $ 269,000 | $ 269,000 | $ 88,000 |
| Eagle County Colorado | 1 | $ 844,000 | $ 844,000 | $ 670,000 |
| Gilpin County Colorado | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Huerfano County Colorado | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Mesa County Colorado | 1 | $ 620,000 | $ 620,000 | $ 1,887,000 |
| Routt County Colorado | 1 | $ 8,575,000 | $ 8,575,000 | $ 0 |
| Collier County Florida | 1 | $ 300,000 | $ 300,000 | $ 99,000 |
| Miami-Dade County Florida | 1 | $ 170,000 | $ 170,000 | $ 144,000 |
| Adair County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Benton County Iowa | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Franklin County Iowa | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Greene County Iowa | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Hamilton County Iowa | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Iowa County Iowa | 1 | $ 84,000 | $ 84,000 | $ 81,000 |
| Johnson County Iowa | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Lyon County Iowa | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Webster County Iowa | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Woodbury County Iowa | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Leavenworth County Kansas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Phillips County Kansas | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Washington County Kansas | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Wyandotte County Kansas | 1 | $ 1,550,000 | $ 1,550,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Carver County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Lac qui Parle County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Lyon County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 242,000 |
| Norman County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Cass County Missouri | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| DeKalb County Missouri | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Henry County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Jasper County Missouri | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Linn County Missouri | 1 | $ 36,000 | $ 36,000 | $ 70,000 |
| Nodaway County Missouri | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Boone County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Cedar County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Colfax County Nebraska | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Fillmore County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 225,000 |
| Furnas County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Gosper County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| Hamilton County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 83,000 |
| Hitchcock County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Hooker County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Kimball County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| Logan County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 0 |
| McPherson County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 104,000 |
| Nuckolls County Nebraska | 1 | $ 102,000 | $ 102,000 | $ 74,000 |
| Pawnee County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Thomas County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Burleigh County North Dakota | 1 | $ 220,000 | $ 220,000 | $ 442,000 |
| Beadle County South Dakota | 1 | $ 51,000 | $ 51,000 | $ 57,000 |
| Bon Homme County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Clark County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Clay County South Dakota | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Corson County South Dakota | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Dewey County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Gregory County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Hughes County South Dakota | 1 | $ 270,000 | $ 270,000 | $ 172,000 |
| Hyde County South Dakota | 1 | $ 21,000 | $ 21,000 | $ 80,000 |
| Marshall County South Dakota | 1 | $ 74,000 | $ 74,000 | $ 92,000 |
| McCook County South Dakota | 1 | $ 69,000 | $ 69,000 | $ 53,000 |
| Stanley County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Prince William County Virginia | 1 | $ 346,000 | $ 346,000 | $ 116,000 |
| Pierce County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 144,000 |
| Crook County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Goshen County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Lincoln County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,457 | $340,821,000 | $138,000 | $8,575,000 | $85,000 | $1,887,000 |
| Home Purchase | 1,229 | $142,796,000 | $116,000 | $1,130,000 | $69,000 | $3,864,000 |
| Home Improvement | 102 | $4,927,000 | $48,000 | $388,000 | $72,000 | $1,157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,072 | $380,857,000 | $123,000 | $844,000 | $83,000 | $3,864,000 |
| Not Provided | 492 | $58,098,000 | $118,000 | $417,000 | $75,000 | $1,051,000 |
| Not applicable | 82 | $33,862,000 | $412,000 | $8,575,000 | $0 | $0 |
| Hispanic | 81 | $8,157,000 | $100,000 | $422,000 | $63,000 | $604,000 |
| Asian | 25 | $3,206,000 | $128,000 | $372,000 | $65,000 | $237,000 |
| Black or African American | 17 | $2,449,000 | $144,000 | $351,000 | $105,000 | $728,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,142,000 | $103,000 | $220,000 | $89,000 | $442,000 |
| American Indian or Alaskan Native | 8 | $773,000 | $96,000 | $150,000 | $71,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,086 | $406,797,000 | $131,000 | $8,575,000 | $85,000 | $3,864,000 |
| FHA-insured (Federal Housing Administration) | 473 | $54,529,000 | $115,000 | $274,000 | $57,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 129 | $11,750,000 | $91,000 | $199,000 | $39,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 100 | $15,468,000 | $154,000 | $320,000 | $67,000 | $206,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,540 | $340,655,000 | $134,000 | $8,575,000 | $84,000 | $1,887,000 |
| Application Denied By Financial Institution | 669 | $69,822,000 | $104,000 | $844,000 | $58,000 | $3,864,000 |
| Application Approved But Not Accepted | 530 | $72,763,000 | $137,000 | $417,000 | $87,000 | $1,103,000 |
| Application Withdrawn By Applicant | 43 | $4,807,000 | $111,000 | $417,000 | $56,000 | $236,000 |
| File Closed For Incompleteness | 6 | $497,000 | $82,000 | $166,000 | $51,000 | $106,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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