Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Great Western Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,517 |
| Total Mortgage Loan Application Amount | $905,702,000 |
| Average Mortgage Loan Application Amount | $112,666 |
| Highest Mortgage Loan Application Amount | $8,080,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $3,930,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 614 | $ 83,886,000 | $ 136,000 | $ 96,000 |
| Lancaster County Nebraska | 462 | $ 60,513,000 | $ 130,000 | $ 83,000 |
| Minnehaha County South Dakota | 297 | $ 49,524,000 | $ 166,000 | $ 91,000 |
| Webster County Iowa | 254 | $ 20,475,000 | $ 80,000 | $ 65,000 |
| Polk County Iowa | 244 | $ 41,056,000 | $ 168,000 | $ 103,000 |
| Sarpy County Nebraska | 235 | $ 37,474,000 | $ 159,000 | $ 76,000 |
| Codington County South Dakota | 232 | $ 36,621,000 | $ 157,000 | $ 89,000 |
| Des Moines County Iowa | 193 | $ 15,296,000 | $ 79,000 | $ 58,000 |
| Brown County South Dakota | 165 | $ 25,058,000 | $ 151,000 | $ 91,000 |
| Pottawattamie County Iowa | 162 | $ 20,660,000 | $ 127,000 | $ 77,000 |
| Story County Iowa | 159 | $ 19,672,000 | $ 123,000 | $ 92,000 |
| Lincoln County South Dakota | 134 | $ 34,195,000 | $ 255,000 | $ 121,000 |
| Buffalo County Nebraska | 130 | $ 16,834,000 | $ 129,000 | $ 71,000 |
| Scotts Bluff County Nebraska | 110 | $ 12,726,000 | $ 115,000 | $ 77,000 |
| Dallas County Iowa | 99 | $ 20,082,000 | $ 202,000 | $ 113,000 |
| Pennington County South Dakota | 99 | $ 13,344,000 | $ 134,000 | $ 70,000 |
| Boulder County Colorado | 81 | $ 23,545,000 | $ 290,000 | $ 133,000 |
| Hall County Nebraska | 81 | $ 17,125,000 | $ 211,000 | $ 66,000 |
| Larimer County Colorado | 79 | $ 20,392,000 | $ 258,000 | $ 106,000 |
| Marshall County Iowa | 78 | $ 8,157,000 | $ 104,000 | $ 72,000 |
| Grant County South Dakota | 69 | $ 9,091,000 | $ 131,000 | $ 69,000 |
| Lake County South Dakota | 68 | $ 8,247,000 | $ 121,000 | $ 74,000 |
| Lincoln County Nebraska | 66 | $ 7,562,000 | $ 114,000 | $ 81,000 |
| El Paso County Colorado | 65 | $ 13,634,000 | $ 209,000 | $ 138,000 |
| Jasper County Iowa | 64 | $ 6,772,000 | $ 105,000 | $ 66,000 |
| Wayne County Iowa | 51 | $ 4,814,000 | $ 94,000 | $ 62,000 |
| Jefferson County Colorado | 50 | $ 11,672,000 | $ 233,000 | $ 117,000 |
| Fremont County Iowa | 49 | $ 4,353,000 | $ 88,000 | $ 81,000 |
| Adams County Nebraska | 49 | $ 4,640,000 | $ 94,000 | $ 52,000 |
| Dawson County Nebraska | 48 | $ 3,933,000 | $ 81,000 | $ 56,000 |
| Lucas County Iowa | 46 | $ 3,174,000 | $ 69,000 | $ 42,000 |
| Henry County Iowa | 44 | $ 5,087,000 | $ 115,000 | $ 67,000 |
| Ringgold County Iowa | 44 | $ 4,457,000 | $ 101,000 | $ 90,000 |
| Brule County South Dakota | 43 | $ 4,143,000 | $ 96,000 | $ 75,000 |
| Holt County Nebraska | 42 | $ 3,908,000 | $ 93,000 | $ 60,000 |
| Lawrence County South Dakota | 42 | $ 7,064,000 | $ 168,000 | $ 103,000 |
| Decatur County Iowa | 39 | $ 3,084,000 | $ 79,000 | $ 63,000 |
| Poweshiek County Iowa | 39 | $ 4,388,000 | $ 112,000 | $ 80,000 |
| Phelps County Nebraska | 39 | $ 3,447,000 | $ 88,000 | $ 56,000 |
| Saunders County Nebraska | 37 | $ 4,463,000 | $ 120,000 | $ 67,000 |
| Johnson County Iowa | 36 | $ 11,769,000 | $ 326,000 | $ 106,000 |
| Weld County Colorado | 34 | $ 8,447,000 | $ 248,000 | $ 207,000 |
| Clarke County Iowa | 34 | $ 3,492,000 | $ 102,000 | $ 58,000 |
| Pinal County Arizona | 33 | $ 3,622,000 | $ 109,000 | $ 87,000 |
| Page County Iowa | 32 | $ 2,416,000 | $ 75,000 | $ 77,000 |
| Warren County Iowa | 32 | $ 5,448,000 | $ 170,000 | $ 86,000 |
| Mills County Iowa | 31 | $ 4,002,000 | $ 129,000 | $ 84,000 |
| Montgomery County Iowa | 31 | $ 2,554,000 | $ 82,000 | $ 130,000 |
| Dodge County Nebraska | 30 | $ 3,004,000 | $ 100,000 | $ 64,000 |
| Walworth County South Dakota | 29 | $ 2,324,000 | $ 80,000 | $ 67,000 |
| Denver County Colorado | 28 | $ 7,329,000 | $ 261,000 | $ 110,000 |
| Boone County Iowa | 27 | $ 3,145,000 | $ 116,000 | $ 62,000 |
| Valley County Nebraska | 27 | $ 2,958,000 | $ 109,000 | $ 66,000 |
| Maricopa County Arizona | 26 | $ 8,530,000 | $ 328,000 | $ 175,000 |
| Hamlin County South Dakota | 26 | $ 3,469,000 | $ 133,000 | $ 89,000 |
| Taylor County Iowa | 25 | $ 1,843,000 | $ 73,000 | $ 82,000 |
| Putnam County Missouri | 25 | $ 2,248,000 | $ 89,000 | $ 48,000 |
| Worth County Missouri | 25 | $ 1,730,000 | $ 69,000 | $ 49,000 |
| Platte County Nebraska | 25 | $ 2,501,000 | $ 100,000 | $ 65,000 |
| Potter County South Dakota | 25 | $ 2,074,000 | $ 82,000 | $ 76,000 |
| Harrison County Iowa | 23 | $ 3,429,000 | $ 149,000 | $ 64,000 |
| Union County Iowa | 21 | $ 1,723,000 | $ 82,000 | $ 68,000 |
| Gentry County Missouri | 21 | $ 2,332,000 | $ 111,000 | $ 95,000 |
| Cass County Nebraska | 21 | $ 2,963,000 | $ 141,000 | $ 94,000 |
| Custer County Nebraska | 21 | $ 2,210,000 | $ 105,000 | $ 72,000 |
| Saline County Nebraska | 20 | $ 1,852,000 | $ 92,000 | $ 46,000 |
| Cheyenne County Nebraska | 19 | $ 2,176,000 | $ 114,000 | $ 70,000 |
| Sullivan County Missouri | 18 | $ 2,078,000 | $ 115,000 | $ 57,000 |
| Box Butte County Nebraska | 18 | $ 1,449,000 | $ 80,000 | $ 54,000 |
| Howard County Nebraska | 18 | $ 1,542,000 | $ 85,000 | $ 45,000 |
| Mercer County Missouri | 17 | $ 1,484,000 | $ 87,000 | $ 92,000 |
| Adams County Colorado | 16 | $ 2,978,000 | $ 186,000 | $ 78,000 |
| Arapahoe County Colorado | 16 | $ 3,402,000 | $ 212,000 | $ 93,000 |
| Harrison County Missouri | 16 | $ 1,656,000 | $ 103,000 | $ 75,000 |
| Washington County Nebraska | 16 | $ 2,420,000 | $ 151,000 | $ 101,000 |
| Meade County South Dakota | 16 | $ 3,047,000 | $ 190,000 | $ 79,000 |
| Henderson County Illinois | 15 | $ 1,186,000 | $ 79,000 | $ 66,000 |
| Garfield County Nebraska | 15 | $ 1,314,000 | $ 87,000 | $ 59,000 |
| Otoe County Nebraska | 15 | $ 1,910,000 | $ 127,000 | $ 78,000 |
| Day County South Dakota | 15 | $ 1,496,000 | $ 99,000 | $ 67,000 |
| Calhoun County Iowa | 14 | $ 1,748,000 | $ 124,000 | $ 85,000 |
| Johnson County Kansas | 14 | $ 3,293,000 | $ 235,000 | $ 213,000 |
| Seward County Nebraska | 13 | $ 1,900,000 | $ 146,000 | $ 92,000 |
| Lee County Iowa | 12 | $ 796,000 | $ 66,000 | $ 59,000 |
| Gage County Nebraska | 12 | $ 1,359,000 | $ 113,000 | $ 69,000 |
| Edmunds County South Dakota | 12 | $ 1,246,000 | $ 103,000 | $ 81,000 |
| Spink County South Dakota | 12 | $ 1,393,000 | $ 116,000 | $ 72,000 |
| Kearney County Nebraska | 11 | $ 1,023,000 | $ 93,000 | $ 58,000 |
| Brookings County South Dakota | 11 | $ 1,601,000 | $ 145,000 | $ 103,000 |
| Roberts County South Dakota | 11 | $ 861,000 | $ 78,000 | $ 56,000 |
| Cass County Iowa | 10 | $ 695,000 | $ 69,000 | $ 42,000 |
| Madison County Iowa | 10 | $ 1,717,000 | $ 171,000 | $ 71,000 |
| Deuel County South Dakota | 10 | $ 1,522,000 | $ 152,000 | $ 101,000 |
| Broomfield County Colorado | 9 | $ 1,772,000 | $ 196,000 | $ 102,000 |
| Douglas County Colorado | 9 | $ 2,338,000 | $ 259,000 | $ 119,000 |
| Marion County Iowa | 9 | $ 978,000 | $ 108,000 | $ 58,000 |
| Jackson County Missouri | 9 | $ 841,000 | $ 93,000 | $ 94,000 |
| Madison County Nebraska | 9 | $ 627,000 | $ 69,000 | $ 55,000 |
| Richardson County Nebraska | 9 | $ 534,000 | $ 59,000 | $ 46,000 |
| Lyman County South Dakota | 9 | $ 973,000 | $ 108,000 | $ 98,000 |
| Dickinson County Iowa | 8 | $ 1,713,000 | $ 214,000 | $ 153,000 |
| Hamilton County Iowa | 8 | $ 575,000 | $ 71,000 | $ 45,000 |
| Hardin County Iowa | 8 | $ 515,000 | $ 64,000 | $ 53,000 |
| Linn County Iowa | 8 | $ 966,000 | $ 120,000 | $ 51,000 |
| Humboldt County Iowa | 7 | $ 744,000 | $ 106,000 | $ 134,000 |
| Tama County Iowa | 7 | $ 806,000 | $ 115,000 | $ 62,000 |
| Thayer County Nebraska | 7 | $ 788,000 | $ 112,000 | $ 66,000 |
| York County Nebraska | 7 | $ 818,000 | $ 116,000 | $ 59,000 |
| Butte County South Dakota | 7 | $ 697,000 | $ 99,000 | $ 60,000 |
| Boone County Nebraska | 6 | $ 818,000 | $ 136,000 | $ 63,000 |
| Clay County Nebraska | 6 | $ 480,000 | $ 80,000 | $ 56,000 |
| Red Willow County Nebraska | 6 | $ 453,000 | $ 75,000 | $ 47,000 |
| Charles Mix County South Dakota | 6 | $ 2,230,000 | $ 371,000 | $ 273,000 |
| Miner County South Dakota | 6 | $ 816,000 | $ 136,000 | $ 109,000 |
| Moody County South Dakota | 6 | $ 934,000 | $ 155,000 | $ 118,000 |
| Yankton County South Dakota | 6 | $ 2,260,000 | $ 376,000 | $ 119,000 |
| Gila County Arizona | 5 | $ 406,000 | $ 81,000 | $ 58,000 |
| Pima County Arizona | 5 | $ 1,110,000 | $ 222,000 | $ 144,000 |
| Fremont County Colorado | 5 | $ 568,000 | $ 113,000 | $ 50,000 |
| Guthrie County Iowa | 5 | $ 1,032,000 | $ 206,000 | $ 230,000 |
| Atchison County Missouri | 5 | $ 451,000 | $ 90,000 | $ 98,000 |
| Stone County Missouri | 5 | $ 717,000 | $ 143,000 | $ 85,000 |
| Knox County Nebraska | 5 | $ 215,000 | $ 43,000 | $ 37,000 |
| Stanton County Nebraska | 5 | $ 342,000 | $ 68,000 | $ 32,000 |
| Davison County South Dakota | 5 | $ 1,040,000 | $ 208,000 | $ 72,000 |
| Hughes County South Dakota | 5 | $ 879,000 | $ 175,000 | $ 180,000 |
| Adams County Iowa | 4 | $ 181,000 | $ 45,000 | $ 59,000 |
| Scott County Iowa | 4 | $ 497,000 | $ 124,000 | $ 23,000 |
| Grundy County Missouri | 4 | $ 545,000 | $ 136,000 | $ 120,000 |
| Jefferson County Nebraska | 4 | $ 252,000 | $ 63,000 | $ 65,000 |
| Nemaha County Nebraska | 4 | $ 210,000 | $ 52,000 | $ 49,000 |
| Summit County Colorado | 3 | $ 913,000 | $ 304,000 | $ 234,000 |
| Appanoose County Iowa | 3 | $ 112,000 | $ 37,000 | $ 29,000 |
| Lyon County Iowa | 3 | $ 348,000 | $ 116,000 | $ 64,000 |
| Mahaska County Iowa | 3 | $ 286,000 | $ 95,000 | $ 45,000 |
| Muscatine County Iowa | 3 | $ 310,000 | $ 103,000 | $ 31,000 |
| Hennepin County Minnesota | 3 | $ 467,000 | $ 155,000 | $ 171,000 |
| Traverse County Minnesota | 3 | $ 352,000 | $ 117,000 | $ 78,000 |
| Camden County Missouri | 3 | $ 782,000 | $ 260,000 | $ 201,000 |
| Daviess County Missouri | 3 | $ 446,000 | $ 148,000 | $ 75,000 |
| Antelope County Nebraska | 3 | $ 234,000 | $ 78,000 | $ 63,000 |
| Colfax County Nebraska | 3 | $ 197,000 | $ 65,000 | $ 51,000 |
| Johnson County Nebraska | 3 | $ 237,000 | $ 79,000 | $ 56,000 |
| Kimball County Nebraska | 3 | $ 471,000 | $ 157,000 | $ 101,000 |
| Merrick County Nebraska | 3 | $ 207,000 | $ 69,000 | $ 55,000 |
| Morrill County Nebraska | 3 | $ 141,000 | $ 47,000 | $ 41,000 |
| Nuckolls County Nebraska | 3 | $ 274,000 | $ 91,000 | $ 89,000 |
| Sherman County Nebraska | 3 | $ 149,000 | $ 49,000 | $ 40,000 |
| Wayne County Nebraska | 3 | $ 254,000 | $ 84,000 | $ 84,000 |
| Kingsbury County South Dakota | 3 | $ 388,000 | $ 129,000 | $ 66,000 |
| Perkins County South Dakota | 3 | $ 222,000 | $ 74,000 | $ 55,000 |
| Tripp County South Dakota | 3 | $ 401,000 | $ 133,000 | $ 76,000 |
| Alamosa County Colorado | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Clear Creek County Colorado | 2 | $ 246,000 | $ 123,000 | $ 40,000 |
| Grand County Colorado | 2 | $ 504,000 | $ 252,000 | $ 154,000 |
| Hancock County Illinois | 2 | $ 226,000 | $ 113,000 | $ 33,000 |
| Knox County Illinois | 2 | $ 133,000 | $ 66,000 | $ 47,000 |
| Carroll County Iowa | 2 | $ 278,000 | $ 139,000 | $ 110,000 |
| Cerro Gordo County Iowa | 2 | $ 305,000 | $ 152,000 | $ 65,000 |
| Greene County Iowa | 2 | $ 168,000 | $ 84,000 | $ 68,000 |
| Louisa County Iowa | 2 | $ 191,000 | $ 95,000 | $ 61,000 |
| Pocahontas County Iowa | 2 | $ 156,000 | $ 78,000 | $ 77,000 |
| Marshall County Kansas | 2 | $ 157,000 | $ 78,000 | $ 60,000 |
| Anoka County Minnesota | 2 | $ 429,000 | $ 214,000 | $ 441,000 |
| Big Stone County Minnesota | 2 | $ 469,000 | $ 234,000 | $ 141,000 |
| Cass County Minnesota | 2 | $ 628,000 | $ 314,000 | $ 302,000 |
| Barry County Missouri | 2 | $ 210,000 | $ 105,000 | $ 256,000 |
| Clay County Missouri | 2 | $ 254,000 | $ 127,000 | $ 59,000 |
| Linn County Missouri | 2 | $ 177,000 | $ 88,000 | $ 79,000 |
| Platte County Missouri | 2 | $ 344,000 | $ 172,000 | $ 70,000 |
| Brown County Nebraska | 2 | $ 153,000 | $ 76,000 | $ 207,000 |
| Burt County Nebraska | 2 | $ 231,000 | $ 115,000 | $ 67,000 |
| Cedar County Nebraska | 2 | $ 375,000 | $ 187,000 | $ 33,000 |
| Dakota County Nebraska | 2 | $ 186,000 | $ 93,000 | $ 188,000 |
| Franklin County Nebraska | 2 | $ 181,000 | $ 90,000 | $ 82,000 |
| Greeley County Nebraska | 2 | $ 197,000 | $ 98,000 | $ 57,000 |
| Hamilton County Nebraska | 2 | $ 195,000 | $ 97,000 | $ 55,000 |
| Harlan County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Pawnee County Nebraska | 2 | $ 64,000 | $ 32,000 | $ 25,000 |
| Pierce County Nebraska | 2 | $ 185,000 | $ 92,000 | $ 74,000 |
| Thurston County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Aurora County South Dakota | 2 | $ 118,000 | $ 59,000 | $ 43,000 |
| Bon Homme County South Dakota | 2 | $ 119,000 | $ 59,000 | $ 55,000 |
| Campbell County South Dakota | 2 | $ 96,000 | $ 48,000 | $ 41,000 |
| Custer County South Dakota | 2 | $ 353,000 | $ 176,000 | $ 114,000 |
| Dewey County South Dakota | 2 | $ 173,000 | $ 86,000 | $ 53,000 |
| Fall River County South Dakota | 2 | $ 327,000 | $ 163,000 | $ 200,000 |
| Sully County South Dakota | 2 | $ 153,000 | $ 76,000 | $ 60,000 |
| Cochise County Arizona | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Coconino County Arizona | 1 | $ 300,000 | $ 300,000 | $ 119,000 |
| Navajo County Arizona | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| San Diego County California | 1 | $ 932,000 | $ 932,000 | $ 3,930,000 |
| Chaffee County Colorado | 1 | $ 340,000 | $ 340,000 | $ 246,000 |
| Costilla County Colorado | 1 | $ 746,000 | $ 746,000 | $ 711,000 |
| Eagle County Colorado | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Elbert County Colorado | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Gilpin County Colorado | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Logan County Colorado | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Park County Colorado | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Pueblo County Colorado | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Routt County Colorado | 1 | $ 290,000 | $ 290,000 | $ 197,000 |
| Saguache County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Cook County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Will County Illinois | 1 | $ 27,000 | $ 27,000 | $ 141,000 |
| Adair County Iowa | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Audubon County Iowa | 1 | $ 77,000 | $ 77,000 | $ 124,000 |
| Benton County Iowa | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Butler County Iowa | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Clinton County Iowa | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Emmet County Iowa | 1 | $ 231,000 | $ 231,000 | $ 152,000 |
| Grundy County Iowa | 1 | $ 140,000 | $ 140,000 | $ 143,000 |
| Keokuk County Iowa | 1 | $ 300,000 | $ 300,000 | $ 295,000 |
| Kossuth County Iowa | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Monroe County Iowa | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Shelby County Iowa | 1 | $ 68,000 | $ 68,000 | $ 69,000 |
| Sioux County Iowa | 1 | $ 118,000 | $ 118,000 | $ 49,000 |
| Van Buren County Iowa | 1 | $ 173,000 | $ 173,000 | $ 104,000 |
| Woodbury County Iowa | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Wright County Iowa | 1 | $ 84,000 | $ 84,000 | $ 83,000 |
| Ellsworth County Kansas | 1 | $ 33,000 | $ 33,000 | $ 42,000 |
| Jackson County Kansas | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Leavenworth County Kansas | 1 | $ 90,000 | $ 90,000 | $ 180,000 |
| Logan County Kansas | 1 | $ 160,000 | $ 160,000 | $ 331,000 |
| Washington County Kansas | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Wyandotte County Kansas | 1 | $ 93,000 | $ 93,000 | $ 140,000 |
| Crow Wing County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 192,000 |
| Dakota County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 75,000 |
| Kandiyohi County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 614,000 |
| Lac qui Parle County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Lincoln County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Lyon County Minnesota | 1 | $ 137,000 | $ 137,000 | $ 59,000 |
| Nobles County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Todd County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Adair County Missouri | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Buchanan County Missouri | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Callaway County Missouri | 1 | $ 210,000 | $ 210,000 | $ 857,000 |
| Clinton County Missouri | 1 | $ 352,000 | $ 352,000 | $ 201,000 |
| Lincoln County Missouri | 1 | $ 387,000 | $ 387,000 | $ 68,000 |
| Macon County Missouri | 1 | $ 43,000 | $ 43,000 | $ 72,000 |
| Boyd County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 102,000 |
| Cuming County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 24,000 |
| Deuel County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Fillmore County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 102,000 |
| Frontier County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 97,000 |
| Furnas County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Garden County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 71,000 |
| Gosper County Nebraska | 1 | $ 248,000 | $ 248,000 | $ 127,000 |
| Hitchcock County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 39,000 |
| Loup County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Nance County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
| Polk County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 72,000 |
| Rock County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Thomas County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| McLean County North Dakota | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Williams County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Clark County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Clay County South Dakota | 1 | $ 116,000 | $ 116,000 | $ 156,000 |
| Gregory County South Dakota | 1 | $ 57,000 | $ 57,000 | $ 58,000 |
| Haakon County South Dakota | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Hand County South Dakota | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Hanson County South Dakota | 1 | $ 180,000 | $ 180,000 | $ 118,000 |
| Jerauld County South Dakota | 1 | $ 139,000 | $ 139,000 | $ 169,000 |
| Marshall County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Crook County Wyoming | 1 | $ 300,000 | $ 300,000 | $ 614,000 |
| Goshen County Wyoming | 1 | $ 226,000 | $ 226,000 | $ 100,000 |
| Lincoln County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,198 | $607,232,000 | $144,000 | $8,080,000 | $89,000 | $3,930,000 |
| Home Purchase | 2,198 | $290,851,000 | $132,000 | $5,380,000 | $79,000 | $3,930,000 |
| Home Improvement | 121 | $7,619,000 | $62,000 | $417,000 | $75,000 | $610,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,461 | $733,473,000 | $134,000 | $5,380,000 | $89,000 | $3,930,000 |
| Not Provided | 635 | $90,584,000 | $142,000 | $900,000 | $84,000 | $890,000 |
| Hispanic | 182 | $18,872,000 | $103,000 | $417,000 | $60,000 | $486,000 |
| Not applicable | 115 | $46,621,000 | $405,000 | $8,080,000 | $0 | $0 |
| Asian | 60 | $8,891,000 | $148,000 | $417,000 | $64,000 | $468,000 |
| Black or African American | 42 | $4,657,000 | $110,000 | $310,000 | $75,000 | $228,000 |
| American Indian or Alaskan Native | 15 | $1,641,000 | $109,000 | $300,000 | $61,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $963,000 | $137,000 | $275,000 | $68,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,497 | $784,105,000 | $142,000 | $8,080,000 | $91,000 | $3,930,000 |
| FHA-insured (Federal Housing Administration) | 647 | $73,022,000 | $112,000 | $295,000 | $52,000 | $206,000 |
| VA-guaranteed (Veterans Administration) | 198 | $32,297,000 | $163,000 | $417,000 | $65,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 175 | $16,278,000 | $93,000 | $230,000 | $46,000 | $751,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,447 | $628,021,000 | $141,000 | $8,080,000 | $89,000 | $3,930,000 |
| Application Denied By Financial Institution | 975 | $116,455,000 | $119,000 | $1,050,000 | $63,000 | $614,000 |
| Application Approved But Not Accepted | 895 | $138,521,000 | $154,000 | $2,496,000 | $95,000 | $890,000 |
| Application Withdrawn By Applicant | 98 | $11,455,000 | $116,000 | $490,000 | $86,000 | $1,164,000 |
| Preapproval Denied by Financial Institution | 70 | $5,348,000 | $76,000 | $220,000 | $39,000 | $118,000 |
| File Closed For Incompleteness | 32 | $5,902,000 | $184,000 | $960,000 | $55,000 | $275,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.