Great Western Bank Mortgage Lending & HMDA Data, 2012

In 2012, Great Western Bank of Watertown, SD reported 6,517 mortgage applications totaling $905.7 million, up 72% from 2011. The average application was for $138,975, and applicants reported an average income of $85,367. 68% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,139), Lincoln, NE (475) and Sioux Falls, SD (431) (applications in parentheses).

Mortgage Company & Address Great Western Bank
35 1st Ave Ne
Watertown, SD 57201
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,517
Total Mortgage Loan Application Amount $905,702,000
Average Mortgage Loan Application Amount $138,975
Highest Mortgage Loan Application Amount $8,080,000
Average Applicant Income $85,367
Highest Applicant Income $3,930,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 614 $ 83,886,000 $ 136,622 $ 96,000
Lancaster, Nebraska 462 $ 60,513,000 $ 130,980 $ 83,000
Minnehaha, South Dakota 297 $ 49,524,000 $ 166,747 $ 91,000
Webster, Iowa 254 $ 20,475,000 $ 80,610 $ 65,000
Polk, Iowa 244 $ 41,056,000 $ 168,262 $ 103,000
Sarpy, Nebraska 235 $ 37,474,000 $ 159,463 $ 76,000
Codington, South Dakota 232 $ 36,621,000 $ 157,849 $ 89,000
Des Moines, Iowa 193 $ 15,296,000 $ 79,253 $ 58,000
Brown, South Dakota 165 $ 25,058,000 $ 151,866 $ 91,000
Pottawattamie, Iowa 162 $ 20,660,000 $ 127,530 $ 77,000
Story, Iowa 159 $ 19,672,000 $ 123,723 $ 92,000
Lincoln, South Dakota 134 $ 34,195,000 $ 255,186 $ 121,000
Buffalo, Nebraska 130 $ 16,834,000 $ 129,492 $ 71,000
Scotts Bluff, Nebraska 110 $ 12,726,000 $ 115,690 $ 77,000
Dallas, Iowa 99 $ 20,082,000 $ 202,848 $ 113,000
Pennington, South Dakota 99 $ 13,344,000 $ 134,787 $ 70,000
Boulder, Colorado 81 $ 23,545,000 $ 290,679 $ 133,000
Hall, Nebraska 81 $ 17,125,000 $ 211,419 $ 66,000
Larimer, Colorado 79 $ 20,392,000 $ 258,126 $ 106,000
Marshall, Iowa 78 $ 8,157,000 $ 104,576 $ 72,000
Grant, South Dakota 69 $ 9,091,000 $ 131,753 $ 69,000
Lake, South Dakota 68 $ 8,247,000 $ 121,279 $ 74,000
Lincoln, Nebraska 66 $ 7,562,000 $ 114,575 $ 81,000
El Paso, Colorado 65 $ 13,634,000 $ 209,753 $ 138,000
Jasper, Iowa 64 $ 6,772,000 $ 105,812 $ 66,000
Wayne, Iowa 51 $ 4,814,000 $ 94,392 $ 62,000
Jefferson, Colorado 50 $ 11,672,000 $ 233,440 $ 117,000
Fremont, Iowa 49 $ 4,353,000 $ 88,836 $ 81,000
Adams, Nebraska 49 $ 4,640,000 $ 94,693 $ 52,000
Dawson, Nebraska 48 $ 3,933,000 $ 81,937 $ 56,000
Lucas, Iowa 46 $ 3,174,000 $ 69,000 $ 42,000
Henry, Iowa 44 $ 5,087,000 $ 115,613 $ 67,000
Ringgold, Iowa 44 $ 4,457,000 $ 101,295 $ 90,000
Brule, South Dakota 43 $ 4,143,000 $ 96,348 $ 75,000
Holt, Nebraska 42 $ 3,908,000 $ 93,047 $ 60,000
Lawrence, South Dakota 42 $ 7,064,000 $ 168,190 $ 103,000
Decatur, Iowa 39 $ 3,084,000 $ 79,076 $ 63,000
Poweshiek, Iowa 39 $ 4,388,000 $ 112,512 $ 80,000
Phelps, Nebraska 39 $ 3,447,000 $ 88,384 $ 56,000
Saunders, Nebraska 37 $ 4,463,000 $ 120,621 $ 67,000
Johnson, Iowa 36 $ 11,769,000 $ 326,916 $ 106,000
Weld, Colorado 34 $ 8,447,000 $ 248,441 $ 207,000
Clarke, Iowa 34 $ 3,492,000 $ 102,705 $ 58,000
Pinal, Arizona 33 $ 3,622,000 $ 109,757 $ 87,000
Page, Iowa 32 $ 2,416,000 $ 75,500 $ 77,000
Warren, Iowa 32 $ 5,448,000 $ 170,250 $ 86,000
Mills, Iowa 31 $ 4,002,000 $ 129,096 $ 84,000
Montgomery, Iowa 31 $ 2,554,000 $ 82,387 $ 130,000
Dodge, Nebraska 30 $ 3,004,000 $ 100,133 $ 64,000
Walworth, South Dakota 29 $ 2,324,000 $ 80,137 $ 67,000
Denver, Colorado 28 $ 7,329,000 $ 261,750 $ 110,000
Boone, Iowa 27 $ 3,145,000 $ 116,481 $ 62,000
Valley, Nebraska 27 $ 2,958,000 $ 109,555 $ 66,000
Maricopa, Arizona 26 $ 8,530,000 $ 328,076 $ 175,000
Hamlin, South Dakota 26 $ 3,469,000 $ 133,423 $ 89,000
Taylor, Iowa 25 $ 1,843,000 $ 73,720 $ 82,000
Putnam, Missouri 25 $ 2,248,000 $ 89,920 $ 48,000
Worth, Missouri 25 $ 1,730,000 $ 69,200 $ 49,000
Platte, Nebraska 25 $ 2,501,000 $ 100,040 $ 65,000
Potter, South Dakota 25 $ 2,074,000 $ 82,960 $ 76,000
Harrison, Iowa 23 $ 3,429,000 $ 149,086 $ 64,000
Union, Iowa 21 $ 1,723,000 $ 82,047 $ 68,000
Gentry, Missouri 21 $ 2,332,000 $ 111,047 $ 95,000
Cass, Nebraska 21 $ 2,963,000 $ 141,095 $ 94,000
Custer, Nebraska 21 $ 2,210,000 $ 105,238 $ 72,000
Saline, Nebraska 20 $ 1,852,000 $ 92,600 $ 46,000
Cheyenne, Nebraska 19 $ 2,176,000 $ 114,526 $ 70,000
Sullivan, Missouri 18 $ 2,078,000 $ 115,444 $ 57,000
Box Butte, Nebraska 18 $ 1,449,000 $ 80,500 $ 54,000
Howard, Nebraska 18 $ 1,542,000 $ 85,666 $ 45,000
Mercer, Missouri 17 $ 1,484,000 $ 87,294 $ 92,000
Adams, Colorado 16 $ 2,978,000 $ 186,125 $ 78,000
Arapahoe, Colorado 16 $ 3,402,000 $ 212,625 $ 93,000
Harrison, Missouri 16 $ 1,656,000 $ 103,500 $ 75,000
Washington, Nebraska 16 $ 2,420,000 $ 151,250 $ 101,000
Meade, South Dakota 16 $ 3,047,000 $ 190,437 $ 79,000
Henderson, Illinois 15 $ 1,186,000 $ 79,066 $ 66,000
Garfield, Nebraska 15 $ 1,314,000 $ 87,600 $ 59,000
Otoe, Nebraska 15 $ 1,910,000 $ 127,333 $ 78,000
Day, South Dakota 15 $ 1,496,000 $ 99,733 $ 67,000
Calhoun, Iowa 14 $ 1,748,000 $ 124,857 $ 85,000
Johnson, Kansas 14 $ 3,293,000 $ 235,214 $ 213,000
Seward, Nebraska 13 $ 1,900,000 $ 146,153 $ 92,000
Lee, Iowa 12 $ 796,000 $ 66,333 $ 59,000
Gage, Nebraska 12 $ 1,359,000 $ 113,250 $ 69,000
Edmunds, South Dakota 12 $ 1,246,000 $ 103,833 $ 81,000
Spink, South Dakota 12 $ 1,393,000 $ 116,083 $ 72,000
Kearney, Nebraska 11 $ 1,023,000 $ 93,000 $ 58,000
Brookings, South Dakota 11 $ 1,601,000 $ 145,545 $ 103,000
Roberts, South Dakota 11 $ 861,000 $ 78,272 $ 56,000
Cass, Iowa 10 $ 695,000 $ 69,500 $ 42,000
Madison, Iowa 10 $ 1,717,000 $ 171,700 $ 71,000
Deuel, South Dakota 10 $ 1,522,000 $ 152,200 $ 101,000
Broomfield, Colorado 9 $ 1,772,000 $ 196,888 $ 102,000
Douglas, Colorado 9 $ 2,338,000 $ 259,777 $ 119,000
Marion, Iowa 9 $ 978,000 $ 108,666 $ 58,000
Jackson, Missouri 9 $ 841,000 $ 93,444 $ 94,000
Madison, Nebraska 9 $ 627,000 $ 69,666 $ 55,000
Richardson, Nebraska 9 $ 534,000 $ 59,333 $ 46,000
Lyman, South Dakota 9 $ 973,000 $ 108,111 $ 98,000
Dickinson, Iowa 8 $ 1,713,000 $ 214,125 $ 153,000
Hamilton, Iowa 8 $ 575,000 $ 71,875 $ 45,000
Hardin, Iowa 8 $ 515,000 $ 64,375 $ 53,000
Linn, Iowa 8 $ 966,000 $ 120,750 $ 51,000
Humboldt, Iowa 7 $ 744,000 $ 106,285 $ 134,000
Tama, Iowa 7 $ 806,000 $ 115,142 $ 62,000
Thayer, Nebraska 7 $ 788,000 $ 112,571 $ 66,000
York, Nebraska 7 $ 818,000 $ 116,857 $ 59,000
Butte, South Dakota 7 $ 697,000 $ 99,571 $ 60,000
Boone, Nebraska 6 $ 818,000 $ 136,333 $ 63,000
Clay, Nebraska 6 $ 480,000 $ 80,000 $ 56,000
Red Willow, Nebraska 6 $ 453,000 $ 75,500 $ 47,000
Charles Mix, South Dakota 6 $ 2,230,000 $ 371,666 $ 273,000
Miner, South Dakota 6 $ 816,000 $ 136,000 $ 109,000
Moody, South Dakota 6 $ 934,000 $ 155,666 $ 118,000
Yankton, South Dakota 6 $ 2,260,000 $ 376,666 $ 119,000
Gila, Arizona 5 $ 406,000 $ 81,200 $ 58,000
Pima, Arizona 5 $ 1,110,000 $ 222,000 $ 144,000
Fremont, Colorado 5 $ 568,000 $ 113,600 $ 50,000
Guthrie, Iowa 5 $ 1,032,000 $ 206,400 $ 230,000
Atchison, Missouri 5 $ 451,000 $ 90,200 $ 98,000
Stone, Missouri 5 $ 717,000 $ 143,400 $ 85,000
Knox, Nebraska 5 $ 215,000 $ 43,000 $ 37,000
Stanton, Nebraska 5 $ 342,000 $ 68,400 $ 32,000
Davison, South Dakota 5 $ 1,040,000 $ 208,000 $ 72,000
Hughes, South Dakota 5 $ 879,000 $ 175,800 $ 180,000
Adams, Iowa 4 $ 181,000 $ 45,250 $ 59,000
Scott, Iowa 4 $ 497,000 $ 124,250 $ 23,000
Grundy, Missouri 4 $ 545,000 $ 136,250 $ 120,000
Jefferson, Nebraska 4 $ 252,000 $ 63,000 $ 65,000
Nemaha, Nebraska 4 $ 210,000 $ 52,500 $ 49,000
Summit, Colorado 3 $ 913,000 $ 304,333 $ 234,000
Appanoose, Iowa 3 $ 112,000 $ 37,333 $ 29,000
Lyon, Iowa 3 $ 348,000 $ 116,000 $ 64,000
Mahaska, Iowa 3 $ 286,000 $ 95,333 $ 45,000
Muscatine, Iowa 3 $ 310,000 $ 103,333 $ 31,000
Hennepin, Minnesota 3 $ 467,000 $ 155,666 $ 171,000
Traverse, Minnesota 3 $ 352,000 $ 117,333 $ 78,000
Camden, Missouri 3 $ 782,000 $ 260,666 $ 201,000
Daviess, Missouri 3 $ 446,000 $ 148,666 $ 75,000
Antelope, Nebraska 3 $ 234,000 $ 78,000 $ 63,000
Colfax, Nebraska 3 $ 197,000 $ 65,666 $ 51,000
Johnson, Nebraska 3 $ 237,000 $ 79,000 $ 56,000
Kimball, Nebraska 3 $ 471,000 $ 157,000 $ 101,000
Merrick, Nebraska 3 $ 207,000 $ 69,000 $ 55,000
Morrill, Nebraska 3 $ 141,000 $ 47,000 $ 41,000
Nuckolls, Nebraska 3 $ 274,000 $ 91,333 $ 89,000
Sherman, Nebraska 3 $ 149,000 $ 49,666 $ 40,000
Wayne, Nebraska 3 $ 254,000 $ 84,666 $ 84,000
Kingsbury, South Dakota 3 $ 388,000 $ 129,333 $ 66,000
Perkins, South Dakota 3 $ 222,000 $ 74,000 $ 55,000
Tripp, South Dakota 3 $ 401,000 $ 133,666 $ 76,000
Alamosa, Colorado 2 $ 310,000 $ 155,000 $ 88,000
Clear Creek, Colorado 2 $ 246,000 $ 123,000 $ 40,000
Grand, Colorado 2 $ 504,000 $ 252,000 $ 154,000
Hancock, Illinois 2 $ 226,000 $ 113,000 $ 33,000
Knox, Illinois 2 $ 133,000 $ 66,500 $ 47,000
Carroll, Iowa 2 $ 278,000 $ 139,000 $ 110,000
Cerro Gordo, Iowa 2 $ 305,000 $ 152,500 $ 65,000
Greene, Iowa 2 $ 168,000 $ 84,000 $ 68,000
Louisa, Iowa 2 $ 191,000 $ 95,500 $ 61,000
Pocahontas, Iowa 2 $ 156,000 $ 78,000 $ 77,000
Marshall, Kansas 2 $ 157,000 $ 78,500 $ 60,000
Anoka, Minnesota 2 $ 429,000 $ 214,500 $ 441,000
Big Stone, Minnesota 2 $ 469,000 $ 234,500 $ 141,000
Cass, Minnesota 2 $ 628,000 $ 314,000 $ 302,000
Barry, Missouri 2 $ 210,000 $ 105,000 $ 256,000
Clay, Missouri 2 $ 254,000 $ 127,000 $ 59,000
Linn, Missouri 2 $ 177,000 $ 88,500 $ 79,000
Platte, Missouri 2 $ 344,000 $ 172,000 $ 70,000
Brown, Nebraska 2 $ 153,000 $ 76,500 $ 207,000
Burt, Nebraska 2 $ 231,000 $ 115,500 $ 67,000
Cedar, Nebraska 2 $ 375,000 $ 187,500 $ 33,000
Dakota, Nebraska 2 $ 186,000 $ 93,000 $ 188,000
Franklin, Nebraska 2 $ 181,000 $ 90,500 $ 82,000
Greeley, Nebraska 2 $ 197,000 $ 98,500 $ 57,000
Hamilton, Nebraska 2 $ 195,000 $ 97,500 $ 55,000
Harlan, Nebraska 2 $ 120,000 $ 60,000 $ 33,000
Pawnee, Nebraska 2 $ 64,000 $ 32,000 $ 25,000
Pierce, Nebraska 2 $ 185,000 $ 92,500 $ 74,000
Thurston, Nebraska 2 $ 360,000 $ 180,000 $ 43,000
Aurora, South Dakota 2 $ 118,000 $ 59,000 $ 43,000
Bon Homme, South Dakota 2 $ 119,000 $ 59,500 $ 55,000
Campbell, South Dakota 2 $ 96,000 $ 48,000 $ 41,000
Custer, South Dakota 2 $ 353,000 $ 176,500 $ 114,000
Dewey, South Dakota 2 $ 173,000 $ 86,500 $ 53,000
Fall River, South Dakota 2 $ 327,000 $ 163,500 $ 200,000
Sully, South Dakota 2 $ 153,000 $ 76,500 $ 60,000
Cochise, Arizona 1 $ 116,000 $ 116,000 $ 33,000
Coconino, Arizona 1 $ 300,000 $ 300,000 $ 119,000
Navajo, Arizona 1 $ 120,000 $ 120,000 $ 42,000
San Diego, California 1 $ 932,000 $ 932,000 $ 3,930,000
Chaffee, Colorado 1 $ 340,000 $ 340,000 $ 246,000
Costilla, Colorado 1 $ 746,000 $ 746,000 $ 711,000
Eagle, Colorado 1 $ 415,000 $ 415,000 $ 119,000
Elbert, Colorado 1 $ 176,000 $ 176,000 $ 55,000
Gilpin, Colorado 1 $ 75,000 $ 75,000 $ 57,000
Logan, Colorado 1 $ 116,000 $ 116,000 $ 68,000
Park, Colorado 1 $ 85,000 $ 85,000 $ 38,000
Pueblo, Colorado 1 $ 166,000 $ 166,000 $ 65,000
Routt, Colorado 1 $ 290,000 $ 290,000 $ 197,000
Saguache, Colorado 1 $ 900,000 $ 900,000 $ 0
Cook, Illinois 1 $ 35,000 $ 35,000 $ 0
Will, Illinois 1 $ 27,000 $ 27,000 $ 141,000
Adair, Iowa 1 $ 114,000 $ 114,000 $ 32,000
Audubon, Iowa 1 $ 77,000 $ 77,000 $ 124,000
Benton, Iowa 1 $ 127,000 $ 127,000 $ 0
Butler, Iowa 1 $ 35,000 $ 35,000 $ 78,000
Clinton, Iowa 1 $ 136,000 $ 136,000 $ 0
Emmet, Iowa 1 $ 231,000 $ 231,000 $ 152,000
Grundy, Iowa 1 $ 140,000 $ 140,000 $ 143,000
Keokuk, Iowa 1 $ 300,000 $ 300,000 $ 295,000
Kossuth, Iowa 1 $ 77,000 $ 77,000 $ 43,000
Monroe, Iowa 1 $ 40,000 $ 40,000 $ 55,000
Shelby, Iowa 1 $ 68,000 $ 68,000 $ 69,000
Sioux, Iowa 1 $ 118,000 $ 118,000 $ 49,000
Van Buren, Iowa 1 $ 173,000 $ 173,000 $ 104,000
Woodbury, Iowa 1 $ 130,000 $ 130,000 $ 60,000
Wright, Iowa 1 $ 84,000 $ 84,000 $ 83,000
Ellsworth, Kansas 1 $ 33,000 $ 33,000 $ 42,000
Jackson, Kansas 1 $ 81,000 $ 81,000 $ 42,000
Leavenworth, Kansas 1 $ 90,000 $ 90,000 $ 180,000
Logan, Kansas 1 $ 160,000 $ 160,000 $ 331,000
Washington, Kansas 1 $ 111,000 $ 111,000 $ 28,000
Wyandotte, Kansas 1 $ 93,000 $ 93,000 $ 140,000
Crow Wing, Minnesota 1 $ 240,000 $ 240,000 $ 192,000
Dakota, Minnesota 1 $ 88,000 $ 88,000 $ 75,000
Kandiyohi, Minnesota 1 $ 210,000 $ 210,000 $ 614,000
Lac qui Parle, Minnesota 1 $ 116,000 $ 116,000 $ 43,000
Lincoln, Minnesota 1 $ 215,000 $ 215,000 $ 108,000
Lyon, Minnesota 1 $ 137,000 $ 137,000 $ 59,000
Nobles, Minnesota 1 $ 104,000 $ 104,000 $ 34,000
Todd, Minnesota 1 $ 175,000 $ 175,000 $ 124,000
Adair, Missouri 1 $ 130,000 $ 130,000 $ 76,000
Buchanan, Missouri 1 $ 96,000 $ 96,000 $ 64,000
Callaway, Missouri 1 $ 210,000 $ 210,000 $ 857,000
Clinton, Missouri 1 $ 352,000 $ 352,000 $ 201,000
Lincoln, Missouri 1 $ 387,000 $ 387,000 $ 68,000
Macon, Missouri 1 $ 43,000 $ 43,000 $ 72,000
Boyd, Nebraska 1 $ 43,000 $ 43,000 $ 102,000
Cuming, Nebraska 1 $ 36,000 $ 36,000 $ 24,000
Deuel, Nebraska 1 $ 135,000 $ 135,000 $ 88,000
Fillmore, Nebraska 1 $ 116,000 $ 116,000 $ 102,000
Frontier, Nebraska 1 $ 180,000 $ 180,000 $ 97,000
Furnas, Nebraska 1 $ 75,000 $ 75,000 $ 44,000
Garden, Nebraska 1 $ 79,000 $ 79,000 $ 71,000
Gosper, Nebraska 1 $ 248,000 $ 248,000 $ 127,000
Hitchcock, Nebraska 1 $ 61,000 $ 61,000 $ 39,000
Loup, Nebraska 1 $ 96,000 $ 96,000 $ 47,000
Nance, Nebraska 1 $ 12,000 $ 12,000 $ 33,000
Polk, Nebraska 1 $ 67,000 $ 67,000 $ 72,000
Rock, Nebraska 1 $ 47,000 $ 47,000 $ 32,000
Thomas, Nebraska 1 $ 80,000 $ 80,000 $ 81,000
McLean, North Dakota 1 $ 136,000 $ 136,000 $ 77,000
Williams, North Dakota 1 $ 105,000 $ 105,000 $ 47,000
Clark, South Dakota 1 $ 150,000 $ 150,000 $ 85,000
Clay, South Dakota 1 $ 116,000 $ 116,000 $ 156,000
Gregory, South Dakota 1 $ 57,000 $ 57,000 $ 58,000
Haakon, South Dakota 1 $ 102,000 $ 102,000 $ 28,000
Hand, South Dakota 1 $ 126,000 $ 126,000 $ 34,000
Hanson, South Dakota 1 $ 180,000 $ 180,000 $ 118,000
Jerauld, South Dakota 1 $ 139,000 $ 139,000 $ 169,000
Marshall, South Dakota 1 $ 125,000 $ 125,000 $ 62,000
Crook, Wyoming 1 $ 300,000 $ 300,000 $ 614,000
Goshen, Wyoming 1 $ 226,000 $ 226,000 $ 100,000
Lincoln, Wyoming 1 $ 200,000 $ 200,000 $ 146,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,198 $607,232,000 $144,000 $8,080,000 $89,000 $3,930,000
Home Purchase 2,198 $290,851,000 $132,000 $5,380,000 $79,000 $3,930,000
Home Improvement 121 $7,619,000 $62,000 $417,000 $75,000 $610,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,461 $733,473,000 $134,000 $5,380,000 $89,000 $3,930,000
Not Provided 635 $90,584,000 $142,000 $900,000 $84,000 $890,000
Hispanic 182 $18,872,000 $103,000 $417,000 $60,000 $486,000
Not applicable 115 $46,621,000 $405,000 $8,080,000 $0 $0
Asian 60 $8,891,000 $148,000 $417,000 $64,000 $468,000
Black or African American 42 $4,657,000 $110,000 $310,000 $75,000 $228,000
American Indian or Alaskan Native 15 $1,641,000 $109,000 $300,000 $61,000 $140,000
Native Hawaiian or Other Pacific Islander 7 $963,000 $137,000 $275,000 $68,000 $200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,497 $784,105,000 $142,000 $8,080,000 $91,000 $3,930,000
FHA-insured (Federal Housing Administration) 647 $73,022,000 $112,000 $295,000 $52,000 $206,000
VA-guaranteed (Veterans Administration) 198 $32,297,000 $163,000 $417,000 $65,000 $313,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 175 $16,278,000 $93,000 $230,000 $46,000 $751,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,447 $628,021,000 $141,000 $8,080,000 $89,000 $3,930,000
Application Denied By Financial Institution 975 $116,455,000 $119,000 $1,050,000 $63,000 $614,000
Application Approved But Not Accepted 895 $138,521,000 $154,000 $2,496,000 $95,000 $890,000
Application Withdrawn By Applicant 98 $11,455,000 $116,000 $490,000 $86,000 $1,164,000
Preapproval Denied by Financial Institution 70 $5,348,000 $76,000 $220,000 $39,000 $118,000
File Closed For Incompleteness 32 $5,902,000 $184,000 $960,000 $55,000 $275,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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