Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Great Western Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Great Western Bank
35 1St Ave Ne
Watertown, SD 57201
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,199
Total Mortgage Loan Application Amount $708,306,000
Average Mortgage Loan Application Amount $129,333
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $81,666
Highest Applicant Income $4,800,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Great Western Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Nebraska 395 $ 53,157,000 $ 134,000 $ 72,000
Douglas County Nebraska 371 $ 46,465,000 $ 125,000 $ 89,000
Minnehaha County South Dakota 259 $ 44,378,000 $ 171,000 $ 84,000
Polk County Iowa 187 $ 29,624,000 $ 158,000 $ 86,000
Codington County South Dakota 185 $ 30,395,000 $ 164,000 $ 83,000
Webster County Iowa 180 $ 14,050,000 $ 78,000 $ 59,000
Story County Iowa 166 $ 21,341,000 $ 128,000 $ 74,000
Pottawattamie County Iowa 162 $ 18,858,000 $ 116,000 $ 77,000
Sarpy County Nebraska 147 $ 18,601,000 $ 126,000 $ 78,000
Des Moines County Iowa 130 $ 10,346,000 $ 79,000 $ 49,000
Lincoln County South Dakota 125 $ 26,679,000 $ 213,000 $ 114,000
Brown County South Dakota 113 $ 17,212,000 $ 152,000 $ 119,000
Larimer County Colorado 87 $ 18,074,000 $ 207,000 $ 92,000
Pennington County South Dakota 74 $ 12,123,000 $ 163,000 $ 108,000
Marshall County Iowa 73 $ 6,301,000 $ 86,000 $ 53,000
Lake County South Dakota 73 $ 8,689,000 $ 119,000 $ 97,000
El Paso County Colorado 69 $ 14,597,000 $ 211,000 $ 137,000
Scotts Bluff County Nebraska 68 $ 8,505,000 $ 125,000 $ 73,000
Grant County South Dakota 66 $ 7,601,000 $ 115,000 $ 71,000
Hall County Nebraska 65 $ 5,949,000 $ 91,000 $ 48,000
Buffalo County Nebraska 64 $ 8,510,000 $ 132,000 $ 59,000
Jasper County Iowa 63 $ 6,435,000 $ 102,000 $ 61,000
Dallas County Iowa 57 $ 10,008,000 $ 175,000 $ 101,000
Johnson County Iowa 55 $ 9,015,000 $ 163,000 $ 70,000
Boulder County Colorado 51 $ 13,129,000 $ 257,000 $ 194,000
Fremont County Iowa 46 $ 3,031,000 $ 65,000 $ 60,000
Decatur County Iowa 42 $ 3,669,000 $ 87,000 $ 73,000
Brule County South Dakota 42 $ 5,538,000 $ 131,000 $ 79,000
Henry County Iowa 39 $ 3,143,000 $ 80,000 $ 51,000
Ringgold County Iowa 39 $ 4,646,000 $ 119,000 $ 114,000
Lincoln County Nebraska 38 $ 3,935,000 $ 103,000 $ 105,000
Poweshiek County Iowa 37 $ 3,732,000 $ 100,000 $ 66,000
Dawson County Nebraska 37 $ 3,642,000 $ 98,000 $ 106,000
Holt County Nebraska 36 $ 3,949,000 $ 109,000 $ 54,000
Phelps County Nebraska 36 $ 2,990,000 $ 83,000 $ 67,000
Montgomery County Iowa 34 $ 3,843,000 $ 113,000 $ 95,000
Pinal County Arizona 32 $ 4,306,000 $ 134,000 $ 87,000
Denver County Colorado 32 $ 7,403,000 $ 231,000 $ 74,000
Lucas County Iowa 32 $ 2,319,000 $ 72,000 $ 54,000
Adams County Nebraska 32 $ 6,979,000 $ 218,000 $ 46,000
Box Butte County Nebraska 31 $ 2,790,000 $ 90,000 $ 75,000
Walworth County South Dakota 31 $ 3,347,000 $ 107,000 $ 73,000
Warren County Iowa 30 $ 5,064,000 $ 168,000 $ 114,000
Lawrence County South Dakota 30 $ 5,013,000 $ 167,000 $ 121,000
Weld County Colorado 29 $ 5,283,000 $ 182,000 $ 80,000
Saline County Nebraska 27 $ 2,131,000 $ 78,000 $ 49,000
Wayne County Iowa 26 $ 2,300,000 $ 88,000 $ 70,000
Maricopa County Arizona 25 $ 4,822,000 $ 192,000 $ 118,000
Clarke County Iowa 25 $ 2,438,000 $ 97,000 $ 61,000
Harrison County Missouri 25 $ 1,668,000 $ 66,000 $ 46,000
Mercer County Missouri 25 $ 1,955,000 $ 78,000 $ 72,000
Worth County Missouri 25 $ 2,310,000 $ 92,000 $ 65,000
Cass County Nebraska 25 $ 3,930,000 $ 157,000 $ 86,000
Page County Iowa 21 $ 3,153,000 $ 150,000 $ 182,000
Saunders County Nebraska 21 $ 2,044,000 $ 97,000 $ 55,000
Richardson County Nebraska 20 $ 1,343,000 $ 67,000 $ 45,000
Potter County South Dakota 20 $ 1,564,000 $ 78,000 $ 55,000
Union County Iowa 19 $ 1,556,000 $ 81,000 $ 55,000
Adams County Colorado 18 $ 2,459,000 $ 136,000 $ 95,000
Mills County Iowa 18 $ 2,806,000 $ 155,000 $ 73,000
Sullivan County Missouri 18 $ 2,438,000 $ 135,000 $ 55,000
Cheyenne County Nebraska 18 $ 2,204,000 $ 122,000 $ 58,000
Platte County Nebraska 18 $ 2,253,000 $ 125,000 $ 59,000
Hamlin County South Dakota 18 $ 3,504,000 $ 194,000 $ 73,000
Taylor County Iowa 17 $ 1,771,000 $ 104,000 $ 58,000
Day County South Dakota 17 $ 1,492,000 $ 87,000 $ 64,000
Jefferson County Colorado 16 $ 3,754,000 $ 234,000 $ 108,000
Boone County Iowa 16 $ 2,522,000 $ 157,000 $ 75,000
Otoe County Nebraska 16 $ 1,574,000 $ 98,000 $ 83,000
Roberts County South Dakota 16 $ 1,180,000 $ 73,000 $ 50,000
Custer County Nebraska 15 $ 1,114,000 $ 74,000 $ 57,000
Valley County Nebraska 15 $ 1,923,000 $ 128,000 $ 88,000
Dodge County Nebraska 14 $ 1,492,000 $ 106,000 $ 44,000
Douglas County Colorado 13 $ 3,744,000 $ 288,000 $ 120,000
Lyman County South Dakota 13 $ 1,883,000 $ 144,000 $ 55,000
Hardin County Iowa 12 $ 977,000 $ 81,000 $ 66,000
Johnson County Kansas 12 $ 2,013,000 $ 167,000 $ 138,000
Howard County Nebraska 12 $ 2,155,000 $ 179,000 $ 49,000
Seward County Nebraska 12 $ 1,722,000 $ 143,000 $ 60,000
Arapahoe County Colorado 11 $ 3,898,000 $ 354,000 $ 241,000
Cass County Iowa 11 $ 1,623,000 $ 147,000 $ 79,000
Linn County Iowa 11 $ 1,532,000 $ 139,000 $ 48,000
Gentry County Missouri 11 $ 1,315,000 $ 119,000 $ 73,000
Grundy County Missouri 11 $ 1,501,000 $ 136,000 $ 178,000
Meade County South Dakota 11 $ 1,573,000 $ 143,000 $ 58,000
Harrison County Iowa 10 $ 827,000 $ 82,000 $ 53,000
Garfield County Nebraska 10 $ 1,003,000 $ 100,000 $ 44,000
Madison County Nebraska 10 $ 1,048,000 $ 104,000 $ 46,000
Cochise County Arizona 9 $ 1,353,000 $ 150,000 $ 71,000
Dickinson County Iowa 9 $ 1,804,000 $ 200,000 $ 132,000
Marion County Iowa 9 $ 973,000 $ 108,000 $ 85,000
Linn County Missouri 9 $ 1,442,000 $ 160,000 $ 127,000
Clay County Nebraska 9 $ 646,000 $ 71,000 $ 49,000
Spink County South Dakota 9 $ 725,000 $ 80,000 $ 49,000
Tama County Iowa 8 $ 858,000 $ 107,000 $ 76,000
Atchison County Missouri 8 $ 609,000 $ 76,000 $ 41,000
Putnam County Missouri 8 $ 290,000 $ 36,000 $ 106,000
Johnson County Nebraska 8 $ 602,000 $ 75,000 $ 68,000
Kearney County Nebraska 8 $ 741,000 $ 92,000 $ 48,000
Marshall County South Dakota 8 $ 752,000 $ 94,000 $ 64,000
Camden County Missouri 7 $ 2,144,000 $ 306,000 $ 210,000
Washington County Nebraska 7 $ 1,043,000 $ 149,000 $ 148,000
Butte County South Dakota 7 $ 1,034,000 $ 147,000 $ 51,000
Edmunds County South Dakota 7 $ 1,215,000 $ 173,000 $ 79,000
Fremont County Colorado 6 $ 1,528,000 $ 254,000 $ 79,000
Adair County Iowa 6 $ 2,415,000 $ 402,000 $ 384,000
Calhoun County Iowa 6 $ 573,000 $ 95,000 $ 76,000
Antelope County Nebraska 6 $ 474,000 $ 79,000 $ 63,000
Polk County Nebraska 6 $ 435,000 $ 72,000 $ 63,000
Clark County South Dakota 6 $ 728,000 $ 121,000 $ 57,000
Custer County South Dakota 6 $ 968,000 $ 161,000 $ 59,000
Broomfield County Colorado 5 $ 997,000 $ 199,000 $ 73,000
Guthrie County Iowa 5 $ 1,024,000 $ 204,000 $ 163,000
Hamilton County Iowa 5 $ 436,000 $ 87,000 $ 39,000
Humboldt County Iowa 5 $ 278,000 $ 55,000 $ 52,000
Lee County Iowa 5 $ 397,000 $ 79,000 $ 38,000
Madison County Iowa 5 $ 743,000 $ 148,000 $ 84,000
Mahaska County Iowa 5 $ 1,044,000 $ 208,000 $ 127,000
Nemaha County Nebraska 5 $ 476,000 $ 95,000 $ 94,000
Red Willow County Nebraska 5 $ 332,000 $ 66,000 $ 64,000
Thayer County Nebraska 5 $ 270,000 $ 54,000 $ 52,000
Deuel County South Dakota 5 $ 1,848,000 $ 369,000 $ 80,000
Miner County South Dakota 5 $ 275,000 $ 55,000 $ 63,000
Gila County Arizona 4 $ 375,000 $ 93,000 $ 51,000
Pima County Arizona 4 $ 1,014,000 $ 253,000 $ 100,000
Grand County Colorado 4 $ 1,077,000 $ 269,000 $ 143,000
Teller County Colorado 4 $ 727,000 $ 181,000 $ 61,000
Henderson County Illinois 4 $ 307,000 $ 76,000 $ 39,000
Adams County Iowa 4 $ 1,241,000 $ 310,000 $ 446,000
Appanoose County Iowa 4 $ 226,000 $ 56,000 $ 64,000
Scott County Iowa 4 $ 1,373,000 $ 343,000 $ 0
Wright County Iowa 4 $ 270,000 $ 67,000 $ 104,000
Burt County Nebraska 4 $ 654,000 $ 163,000 $ 42,000
Cuming County Nebraska 4 $ 215,000 $ 53,000 $ 51,000
Greeley County Nebraska 4 $ 486,000 $ 121,000 $ 102,000
Jefferson County Nebraska 4 $ 197,000 $ 49,000 $ 41,000
Morrill County Nebraska 4 $ 207,000 $ 51,000 $ 52,000
Stanton County Nebraska 4 $ 416,000 $ 104,000 $ 56,000
York County Nebraska 4 $ 572,000 $ 143,000 $ 116,000
Brookings County South Dakota 4 $ 673,000 $ 168,000 $ 121,000
Kingsbury County South Dakota 4 $ 449,000 $ 112,000 $ 69,000
Moody County South Dakota 4 $ 358,000 $ 89,000 $ 94,000
Yankton County South Dakota 4 $ 487,000 $ 121,000 $ 94,000
Coconino County Arizona 3 $ 802,000 $ 267,000 $ 559,000
Black Hawk County Iowa 3 $ 450,000 $ 150,000 $ 79,000
Greene County Iowa 3 $ 150,000 $ 50,000 $ 48,000
Grundy County Iowa 3 $ 282,000 $ 94,000 $ 67,000
Lyon County Iowa 3 $ 2,886,000 $ 962,000 $ 466,000
Shelby County Iowa 3 $ 171,000 $ 57,000 $ 34,000
Wapello County Iowa 3 $ 524,000 $ 174,000 $ 87,000
Hennepin County Minnesota 3 $ 962,000 $ 320,000 $ 283,000
Boone County Missouri 3 $ 253,000 $ 84,000 $ 122,000
Boone County Nebraska 3 $ 140,000 $ 46,000 $ 42,000
Butler County Nebraska 3 $ 326,000 $ 108,000 $ 70,000
Colfax County Nebraska 3 $ 243,000 $ 81,000 $ 78,000
Kimball County Nebraska 3 $ 262,000 $ 87,000 $ 56,000
Webster County Nebraska 3 $ 201,000 $ 67,000 $ 43,000
Davison County South Dakota 3 $ 263,000 $ 87,000 $ 55,000
Navajo County Arizona 2 $ 246,000 $ 123,000 $ 139,000
Benton County Iowa 2 $ 258,000 $ 129,000 $ 32,000
Clayton County Iowa 2 $ 140,000 $ 70,000 $ 153,000
Floyd County Iowa 2 $ 53,000 $ 26,000 $ 55,000
Jefferson County Iowa 2 $ 129,000 $ 64,000 $ 41,000
Woodbury County Iowa 2 $ 293,000 $ 146,000 $ 193,000
Marshall County Kansas 2 $ 150,000 $ 75,000 $ 68,000
Crow Wing County Minnesota 2 $ 305,000 $ 152,000 $ 190,000
Olmsted County Minnesota 2 $ 485,000 $ 242,000 $ 95,000
Adair County Missouri 2 $ 180,000 $ 90,000 $ 80,000
Andrew County Missouri 2 $ 168,000 $ 84,000 $ 49,000
Jackson County Missouri 2 $ 137,000 $ 68,000 $ 58,000
Livingston County Missouri 2 $ 337,000 $ 168,000 $ 200,000
Nodaway County Missouri 2 $ 68,000 $ 34,000 $ 39,000
Platte County Missouri 2 $ 284,000 $ 142,000 $ 75,000
Taney County Missouri 2 $ 194,000 $ 97,000 $ 135,000
Dakota County Nebraska 2 $ 100,000 $ 50,000 $ 62,000
Fillmore County Nebraska 2 $ 278,000 $ 139,000 $ 50,000
Franklin County Nebraska 2 $ 93,000 $ 46,000 $ 22,000
Furnas County Nebraska 2 $ 247,000 $ 123,000 $ 146,000
Gosper County Nebraska 2 $ 198,000 $ 99,000 $ 55,000
Harlan County Nebraska 2 $ 175,000 $ 87,000 $ 49,000
Knox County Nebraska 2 $ 267,000 $ 133,000 $ 107,000
Pawnee County Nebraska 2 $ 184,000 $ 92,000 $ 45,000
Wayne County Nebraska 2 $ 274,000 $ 137,000 $ 145,000
McLean County North Dakota 2 $ 800,000 $ 400,000 $ 407,000
Bon Homme County South Dakota 2 $ 132,000 $ 66,000 $ 82,000
Hanson County South Dakota 2 $ 142,000 $ 71,000 $ 86,000
Hughes County South Dakota 2 $ 344,000 $ 172,000 $ 189,000
McCook County South Dakota 2 $ 304,000 $ 152,000 $ 59,000
McPherson County South Dakota 2 $ 146,000 $ 73,000 $ 59,000
Yavapai County Arizona 1 $ 160,000 $ 160,000 $ 217,000
Custer County Colorado 1 $ 67,000 $ 67,000 $ 42,000
Elbert County Colorado 1 $ 417,000 $ 417,000 $ 360,000
Gilpin County Colorado 1 $ 143,000 $ 143,000 $ 83,000
Gunnison County Colorado 1 $ 113,000 $ 113,000 $ 147,000
Huerfano County Colorado 1 $ 176,000 $ 176,000 $ 101,000
Saguache County Colorado 1 $ 1,800,000 $ 1,800,000 $ 854,000
Summit County Colorado 1 $ 375,000 $ 375,000 $ 536,000
Hancock County Illinois 1 $ 79,000 $ 79,000 $ 56,000
Madison County Illinois 1 $ 300,000 $ 300,000 $ 96,000
Rock Island County Illinois 1 $ 1,213,000 $ 1,213,000 $ 0
Audubon County Iowa 1 $ 470,000 $ 470,000 $ 76,000
Butler County Iowa 1 $ 54,000 $ 54,000 $ 15,000
Cedar County Iowa 1 $ 165,000 $ 165,000 $ 98,000
Cerro Gordo County Iowa 1 $ 417,000 $ 417,000 $ 152,000
Cherokee County Iowa 1 $ 43,000 $ 43,000 $ 28,000
Davis County Iowa 1 $ 44,000 $ 44,000 $ 34,000
Delaware County Iowa 1 $ 72,000 $ 72,000 $ 0
Monona County Iowa 1 $ 351,000 $ 351,000 $ 123,000
Palo Alto County Iowa 1 $ 120,000 $ 120,000 $ 109,000
Plymouth County Iowa 1 $ 147,000 $ 147,000 $ 264,000
Sac County Iowa 1 $ 51,000 $ 51,000 $ 44,000
Sioux County Iowa 1 $ 232,000 $ 232,000 $ 107,000
Washington County Iowa 1 $ 90,000 $ 90,000 $ 40,000
Dickinson County Kansas 1 $ 108,000 $ 108,000 $ 93,000
Geary County Kansas 1 $ 179,000 $ 179,000 $ 95,000
Anoka County Minnesota 1 $ 182,000 $ 182,000 $ 51,000
Cottonwood County Minnesota 1 $ 123,000 $ 123,000 $ 72,000
Dakota County Minnesota 1 $ 198,000 $ 198,000 $ 90,000
Kandiyohi County Minnesota 1 $ 285,000 $ 285,000 $ 645,000
Murray County Minnesota 1 $ 65,000 $ 65,000 $ 98,000
Rock County Minnesota 1 $ 120,000 $ 120,000 $ 69,000
Stevens County Minnesota 1 $ 60,000 $ 60,000 $ 61,000
Yellow Medicine County Minnesota 1 $ 147,000 $ 147,000 $ 84,000
Barry County Missouri 1 $ 100,000 $ 100,000 $ 336,000
Chariton County Missouri 1 $ 185,000 $ 185,000 $ 121,000
Holt County Missouri 1 $ 60,000 $ 60,000 $ 98,000
Macon County Missouri 1 $ 98,000 $ 98,000 $ 64,000
Osage County Missouri 1 $ 242,000 $ 242,000 $ 1,344,000
Randolph County Missouri 1 $ 365,000 $ 365,000 $ 83,000
Ray County Missouri 1 $ 231,000 $ 231,000 $ 100,000
Flathead County Montana 1 $ 377,000 $ 377,000 $ 443,000
Ravalli County Montana 1 $ 640,000 $ 640,000 $ 0
Boyd County Nebraska 1 $ 89,000 $ 89,000 $ 70,000
Dawes County Nebraska 1 $ 146,000 $ 146,000 $ 67,000
Gage County Nebraska 1 $ 36,000 $ 36,000 $ 74,000
Hamilton County Nebraska 1 $ 232,000 $ 232,000 $ 145,000
Keith County Nebraska 1 $ 80,000 $ 80,000 $ 126,000
Nance County Nebraska 1 $ 53,000 $ 53,000 $ 76,000
Nuckolls County Nebraska 1 $ 80,000 $ 80,000 $ 77,000
Rock County Nebraska 1 $ 54,000 $ 54,000 $ 36,000
Sheridan County Nebraska 1 $ 86,000 $ 86,000 $ 54,000
Sherman County Nebraska 1 $ 56,000 $ 56,000 $ 88,000
Burleigh County North Dakota 1 $ 208,000 $ 208,000 $ 416,000
Dickey County North Dakota 1 $ 67,000 $ 67,000 $ 54,000
Aurora County South Dakota 1 $ 119,000 $ 119,000 $ 90,000
Campbell County South Dakota 1 $ 80,000 $ 80,000 $ 39,000
Clay County South Dakota 1 $ 123,000 $ 123,000 $ 156,000
Douglas County South Dakota 1 $ 60,000 $ 60,000 $ 63,000
Faulk County South Dakota 1 $ 100,000 $ 100,000 $ 67,000
Hutchinson County South Dakota 1 $ 149,000 $ 149,000 $ 46,000
Turner County South Dakota 1 $ 108,000 $ 108,000 $ 42,000
Spokane County Washington 1 $ 412,000 $ 412,000 $ 597,000
Wood County Wisconsin 1 $ 144,000 $ 144,000 $ 90,000
Lincoln County Wyoming 1 $ 1,750,000 $ 1,750,000 $ 800,000
Platte County Wyoming 1 $ 210,000 $ 210,000 $ 100,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,605 $361,086,000 $138,000 $2,377,000 $87,000 $2,066,000
Home Purchase 2,375 $321,834,000 $135,000 $1,750,000 $80,000 $4,800,000
Home Improvement 219 $25,386,000 $115,000 $2,600,000 $78,000 $536,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,422 $595,125,000 $134,000 $2,377,000 $86,000 $4,800,000
Not Provided 350 $51,747,000 $147,000 $688,000 $91,000 $1,054,000
Hispanic 164 $17,109,000 $104,000 $417,000 $63,000 $839,000
Not applicable 117 $24,132,000 $206,000 $2,600,000 $0 $0
Asian 88 $11,644,000 $132,000 $650,000 $78,000 $1,079,000
Black or African American 36 $4,808,000 $133,000 $300,000 $69,000 $192,000
American Indian or Alaskan Native 19 $3,290,000 $173,000 $380,000 $159,000 $1,446,000
Native Hawaiian or Other Pacific Islander 3 $451,000 $150,000 $208,000 $177,000 $416,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,375 $606,436,000 $138,000 $2,600,000 $89,000 $4,800,000
FHA-insured (Federal Housing Administration) 457 $52,115,000 $114,000 $303,000 $52,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 203 $21,918,000 $107,000 $425,000 $46,000 $207,000
VA-guaranteed (Veterans Administration) 164 $27,837,000 $169,000 $417,000 $72,000 $346,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,360 $466,021,000 $138,000 $2,600,000 $89,000 $4,800,000
Application Denied By Financial Institution 919 $110,390,000 $120,000 $2,090,000 $61,000 $1,079,000
Application Approved But Not Accepted 877 $126,915,000 $144,000 $1,750,000 $86,000 $1,054,000
Application Withdrawn By Applicant 34 $4,030,000 $118,000 $928,000 $56,000 $407,000
File Closed For Incompleteness 9 $950,000 $105,000 $237,000 $70,000 $420,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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