Great Western Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,199 |
| Total Mortgage Loan Application Amount | $708,306,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 395 | $ 53,157,000 | $ 134,000 | $ 72,000 |
| Douglas County Nebraska | 371 | $ 46,465,000 | $ 125,000 | $ 89,000 |
| Minnehaha County South Dakota | 259 | $ 44,378,000 | $ 171,000 | $ 84,000 |
| Polk County Iowa | 187 | $ 29,624,000 | $ 158,000 | $ 86,000 |
| Codington County South Dakota | 185 | $ 30,395,000 | $ 164,000 | $ 83,000 |
| Webster County Iowa | 180 | $ 14,050,000 | $ 78,000 | $ 59,000 |
| Story County Iowa | 166 | $ 21,341,000 | $ 128,000 | $ 74,000 |
| Pottawattamie County Iowa | 162 | $ 18,858,000 | $ 116,000 | $ 77,000 |
| Sarpy County Nebraska | 147 | $ 18,601,000 | $ 126,000 | $ 78,000 |
| Des Moines County Iowa | 130 | $ 10,346,000 | $ 79,000 | $ 49,000 |
| Lincoln County South Dakota | 125 | $ 26,679,000 | $ 213,000 | $ 114,000 |
| Brown County South Dakota | 113 | $ 17,212,000 | $ 152,000 | $ 119,000 |
| Larimer County Colorado | 87 | $ 18,074,000 | $ 207,000 | $ 92,000 |
| Pennington County South Dakota | 74 | $ 12,123,000 | $ 163,000 | $ 108,000 |
| Marshall County Iowa | 73 | $ 6,301,000 | $ 86,000 | $ 53,000 |
| Lake County South Dakota | 73 | $ 8,689,000 | $ 119,000 | $ 97,000 |
| El Paso County Colorado | 69 | $ 14,597,000 | $ 211,000 | $ 137,000 |
| Scotts Bluff County Nebraska | 68 | $ 8,505,000 | $ 125,000 | $ 73,000 |
| Grant County South Dakota | 66 | $ 7,601,000 | $ 115,000 | $ 71,000 |
| Hall County Nebraska | 65 | $ 5,949,000 | $ 91,000 | $ 48,000 |
| Buffalo County Nebraska | 64 | $ 8,510,000 | $ 132,000 | $ 59,000 |
| Jasper County Iowa | 63 | $ 6,435,000 | $ 102,000 | $ 61,000 |
| Dallas County Iowa | 57 | $ 10,008,000 | $ 175,000 | $ 101,000 |
| Johnson County Iowa | 55 | $ 9,015,000 | $ 163,000 | $ 70,000 |
| Boulder County Colorado | 51 | $ 13,129,000 | $ 257,000 | $ 194,000 |
| Fremont County Iowa | 46 | $ 3,031,000 | $ 65,000 | $ 60,000 |
| Decatur County Iowa | 42 | $ 3,669,000 | $ 87,000 | $ 73,000 |
| Brule County South Dakota | 42 | $ 5,538,000 | $ 131,000 | $ 79,000 |
| Henry County Iowa | 39 | $ 3,143,000 | $ 80,000 | $ 51,000 |
| Ringgold County Iowa | 39 | $ 4,646,000 | $ 119,000 | $ 114,000 |
| Lincoln County Nebraska | 38 | $ 3,935,000 | $ 103,000 | $ 105,000 |
| Poweshiek County Iowa | 37 | $ 3,732,000 | $ 100,000 | $ 66,000 |
| Dawson County Nebraska | 37 | $ 3,642,000 | $ 98,000 | $ 106,000 |
| Holt County Nebraska | 36 | $ 3,949,000 | $ 109,000 | $ 54,000 |
| Phelps County Nebraska | 36 | $ 2,990,000 | $ 83,000 | $ 67,000 |
| Montgomery County Iowa | 34 | $ 3,843,000 | $ 113,000 | $ 95,000 |
| Pinal County Arizona | 32 | $ 4,306,000 | $ 134,000 | $ 87,000 |
| Denver County Colorado | 32 | $ 7,403,000 | $ 231,000 | $ 74,000 |
| Lucas County Iowa | 32 | $ 2,319,000 | $ 72,000 | $ 54,000 |
| Adams County Nebraska | 32 | $ 6,979,000 | $ 218,000 | $ 46,000 |
| Box Butte County Nebraska | 31 | $ 2,790,000 | $ 90,000 | $ 75,000 |
| Walworth County South Dakota | 31 | $ 3,347,000 | $ 107,000 | $ 73,000 |
| Warren County Iowa | 30 | $ 5,064,000 | $ 168,000 | $ 114,000 |
| Lawrence County South Dakota | 30 | $ 5,013,000 | $ 167,000 | $ 121,000 |
| Weld County Colorado | 29 | $ 5,283,000 | $ 182,000 | $ 80,000 |
| Saline County Nebraska | 27 | $ 2,131,000 | $ 78,000 | $ 49,000 |
| Wayne County Iowa | 26 | $ 2,300,000 | $ 88,000 | $ 70,000 |
| Maricopa County Arizona | 25 | $ 4,822,000 | $ 192,000 | $ 118,000 |
| Clarke County Iowa | 25 | $ 2,438,000 | $ 97,000 | $ 61,000 |
| Harrison County Missouri | 25 | $ 1,668,000 | $ 66,000 | $ 46,000 |
| Mercer County Missouri | 25 | $ 1,955,000 | $ 78,000 | $ 72,000 |
| Worth County Missouri | 25 | $ 2,310,000 | $ 92,000 | $ 65,000 |
| Cass County Nebraska | 25 | $ 3,930,000 | $ 157,000 | $ 86,000 |
| Page County Iowa | 21 | $ 3,153,000 | $ 150,000 | $ 182,000 |
| Saunders County Nebraska | 21 | $ 2,044,000 | $ 97,000 | $ 55,000 |
| Richardson County Nebraska | 20 | $ 1,343,000 | $ 67,000 | $ 45,000 |
| Potter County South Dakota | 20 | $ 1,564,000 | $ 78,000 | $ 55,000 |
| Union County Iowa | 19 | $ 1,556,000 | $ 81,000 | $ 55,000 |
| Adams County Colorado | 18 | $ 2,459,000 | $ 136,000 | $ 95,000 |
| Mills County Iowa | 18 | $ 2,806,000 | $ 155,000 | $ 73,000 |
| Sullivan County Missouri | 18 | $ 2,438,000 | $ 135,000 | $ 55,000 |
| Cheyenne County Nebraska | 18 | $ 2,204,000 | $ 122,000 | $ 58,000 |
| Platte County Nebraska | 18 | $ 2,253,000 | $ 125,000 | $ 59,000 |
| Hamlin County South Dakota | 18 | $ 3,504,000 | $ 194,000 | $ 73,000 |
| Taylor County Iowa | 17 | $ 1,771,000 | $ 104,000 | $ 58,000 |
| Day County South Dakota | 17 | $ 1,492,000 | $ 87,000 | $ 64,000 |
| Jefferson County Colorado | 16 | $ 3,754,000 | $ 234,000 | $ 108,000 |
| Boone County Iowa | 16 | $ 2,522,000 | $ 157,000 | $ 75,000 |
| Otoe County Nebraska | 16 | $ 1,574,000 | $ 98,000 | $ 83,000 |
| Roberts County South Dakota | 16 | $ 1,180,000 | $ 73,000 | $ 50,000 |
| Custer County Nebraska | 15 | $ 1,114,000 | $ 74,000 | $ 57,000 |
| Valley County Nebraska | 15 | $ 1,923,000 | $ 128,000 | $ 88,000 |
| Dodge County Nebraska | 14 | $ 1,492,000 | $ 106,000 | $ 44,000 |
| Douglas County Colorado | 13 | $ 3,744,000 | $ 288,000 | $ 120,000 |
| Lyman County South Dakota | 13 | $ 1,883,000 | $ 144,000 | $ 55,000 |
| Hardin County Iowa | 12 | $ 977,000 | $ 81,000 | $ 66,000 |
| Johnson County Kansas | 12 | $ 2,013,000 | $ 167,000 | $ 138,000 |
| Howard County Nebraska | 12 | $ 2,155,000 | $ 179,000 | $ 49,000 |
| Seward County Nebraska | 12 | $ 1,722,000 | $ 143,000 | $ 60,000 |
| Arapahoe County Colorado | 11 | $ 3,898,000 | $ 354,000 | $ 241,000 |
| Cass County Iowa | 11 | $ 1,623,000 | $ 147,000 | $ 79,000 |
| Linn County Iowa | 11 | $ 1,532,000 | $ 139,000 | $ 48,000 |
| Gentry County Missouri | 11 | $ 1,315,000 | $ 119,000 | $ 73,000 |
| Grundy County Missouri | 11 | $ 1,501,000 | $ 136,000 | $ 178,000 |
| Meade County South Dakota | 11 | $ 1,573,000 | $ 143,000 | $ 58,000 |
| Harrison County Iowa | 10 | $ 827,000 | $ 82,000 | $ 53,000 |
| Garfield County Nebraska | 10 | $ 1,003,000 | $ 100,000 | $ 44,000 |
| Madison County Nebraska | 10 | $ 1,048,000 | $ 104,000 | $ 46,000 |
| Cochise County Arizona | 9 | $ 1,353,000 | $ 150,000 | $ 71,000 |
| Dickinson County Iowa | 9 | $ 1,804,000 | $ 200,000 | $ 132,000 |
| Marion County Iowa | 9 | $ 973,000 | $ 108,000 | $ 85,000 |
| Linn County Missouri | 9 | $ 1,442,000 | $ 160,000 | $ 127,000 |
| Clay County Nebraska | 9 | $ 646,000 | $ 71,000 | $ 49,000 |
| Spink County South Dakota | 9 | $ 725,000 | $ 80,000 | $ 49,000 |
| Tama County Iowa | 8 | $ 858,000 | $ 107,000 | $ 76,000 |
| Atchison County Missouri | 8 | $ 609,000 | $ 76,000 | $ 41,000 |
| Putnam County Missouri | 8 | $ 290,000 | $ 36,000 | $ 106,000 |
| Johnson County Nebraska | 8 | $ 602,000 | $ 75,000 | $ 68,000 |
| Kearney County Nebraska | 8 | $ 741,000 | $ 92,000 | $ 48,000 |
| Marshall County South Dakota | 8 | $ 752,000 | $ 94,000 | $ 64,000 |
| Camden County Missouri | 7 | $ 2,144,000 | $ 306,000 | $ 210,000 |
| Washington County Nebraska | 7 | $ 1,043,000 | $ 149,000 | $ 148,000 |
| Butte County South Dakota | 7 | $ 1,034,000 | $ 147,000 | $ 51,000 |
| Edmunds County South Dakota | 7 | $ 1,215,000 | $ 173,000 | $ 79,000 |
| Fremont County Colorado | 6 | $ 1,528,000 | $ 254,000 | $ 79,000 |
| Adair County Iowa | 6 | $ 2,415,000 | $ 402,000 | $ 384,000 |
| Calhoun County Iowa | 6 | $ 573,000 | $ 95,000 | $ 76,000 |
| Antelope County Nebraska | 6 | $ 474,000 | $ 79,000 | $ 63,000 |
| Polk County Nebraska | 6 | $ 435,000 | $ 72,000 | $ 63,000 |
| Clark County South Dakota | 6 | $ 728,000 | $ 121,000 | $ 57,000 |
| Custer County South Dakota | 6 | $ 968,000 | $ 161,000 | $ 59,000 |
| Broomfield County Colorado | 5 | $ 997,000 | $ 199,000 | $ 73,000 |
| Guthrie County Iowa | 5 | $ 1,024,000 | $ 204,000 | $ 163,000 |
| Hamilton County Iowa | 5 | $ 436,000 | $ 87,000 | $ 39,000 |
| Humboldt County Iowa | 5 | $ 278,000 | $ 55,000 | $ 52,000 |
| Lee County Iowa | 5 | $ 397,000 | $ 79,000 | $ 38,000 |
| Madison County Iowa | 5 | $ 743,000 | $ 148,000 | $ 84,000 |
| Mahaska County Iowa | 5 | $ 1,044,000 | $ 208,000 | $ 127,000 |
| Nemaha County Nebraska | 5 | $ 476,000 | $ 95,000 | $ 94,000 |
| Red Willow County Nebraska | 5 | $ 332,000 | $ 66,000 | $ 64,000 |
| Thayer County Nebraska | 5 | $ 270,000 | $ 54,000 | $ 52,000 |
| Deuel County South Dakota | 5 | $ 1,848,000 | $ 369,000 | $ 80,000 |
| Miner County South Dakota | 5 | $ 275,000 | $ 55,000 | $ 63,000 |
| Gila County Arizona | 4 | $ 375,000 | $ 93,000 | $ 51,000 |
| Pima County Arizona | 4 | $ 1,014,000 | $ 253,000 | $ 100,000 |
| Grand County Colorado | 4 | $ 1,077,000 | $ 269,000 | $ 143,000 |
| Teller County Colorado | 4 | $ 727,000 | $ 181,000 | $ 61,000 |
| Henderson County Illinois | 4 | $ 307,000 | $ 76,000 | $ 39,000 |
| Adams County Iowa | 4 | $ 1,241,000 | $ 310,000 | $ 446,000 |
| Appanoose County Iowa | 4 | $ 226,000 | $ 56,000 | $ 64,000 |
| Scott County Iowa | 4 | $ 1,373,000 | $ 343,000 | $ 0 |
| Wright County Iowa | 4 | $ 270,000 | $ 67,000 | $ 104,000 |
| Burt County Nebraska | 4 | $ 654,000 | $ 163,000 | $ 42,000 |
| Cuming County Nebraska | 4 | $ 215,000 | $ 53,000 | $ 51,000 |
| Greeley County Nebraska | 4 | $ 486,000 | $ 121,000 | $ 102,000 |
| Jefferson County Nebraska | 4 | $ 197,000 | $ 49,000 | $ 41,000 |
| Morrill County Nebraska | 4 | $ 207,000 | $ 51,000 | $ 52,000 |
| Stanton County Nebraska | 4 | $ 416,000 | $ 104,000 | $ 56,000 |
| York County Nebraska | 4 | $ 572,000 | $ 143,000 | $ 116,000 |
| Brookings County South Dakota | 4 | $ 673,000 | $ 168,000 | $ 121,000 |
| Kingsbury County South Dakota | 4 | $ 449,000 | $ 112,000 | $ 69,000 |
| Moody County South Dakota | 4 | $ 358,000 | $ 89,000 | $ 94,000 |
| Yankton County South Dakota | 4 | $ 487,000 | $ 121,000 | $ 94,000 |
| Coconino County Arizona | 3 | $ 802,000 | $ 267,000 | $ 559,000 |
| Black Hawk County Iowa | 3 | $ 450,000 | $ 150,000 | $ 79,000 |
| Greene County Iowa | 3 | $ 150,000 | $ 50,000 | $ 48,000 |
| Grundy County Iowa | 3 | $ 282,000 | $ 94,000 | $ 67,000 |
| Lyon County Iowa | 3 | $ 2,886,000 | $ 962,000 | $ 466,000 |
| Shelby County Iowa | 3 | $ 171,000 | $ 57,000 | $ 34,000 |
| Wapello County Iowa | 3 | $ 524,000 | $ 174,000 | $ 87,000 |
| Hennepin County Minnesota | 3 | $ 962,000 | $ 320,000 | $ 283,000 |
| Boone County Missouri | 3 | $ 253,000 | $ 84,000 | $ 122,000 |
| Boone County Nebraska | 3 | $ 140,000 | $ 46,000 | $ 42,000 |
| Butler County Nebraska | 3 | $ 326,000 | $ 108,000 | $ 70,000 |
| Colfax County Nebraska | 3 | $ 243,000 | $ 81,000 | $ 78,000 |
| Kimball County Nebraska | 3 | $ 262,000 | $ 87,000 | $ 56,000 |
| Webster County Nebraska | 3 | $ 201,000 | $ 67,000 | $ 43,000 |
| Davison County South Dakota | 3 | $ 263,000 | $ 87,000 | $ 55,000 |
| Navajo County Arizona | 2 | $ 246,000 | $ 123,000 | $ 139,000 |
| Benton County Iowa | 2 | $ 258,000 | $ 129,000 | $ 32,000 |
| Clayton County Iowa | 2 | $ 140,000 | $ 70,000 | $ 153,000 |
| Floyd County Iowa | 2 | $ 53,000 | $ 26,000 | $ 55,000 |
| Jefferson County Iowa | 2 | $ 129,000 | $ 64,000 | $ 41,000 |
| Woodbury County Iowa | 2 | $ 293,000 | $ 146,000 | $ 193,000 |
| Marshall County Kansas | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Crow Wing County Minnesota | 2 | $ 305,000 | $ 152,000 | $ 190,000 |
| Olmsted County Minnesota | 2 | $ 485,000 | $ 242,000 | $ 95,000 |
| Adair County Missouri | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Andrew County Missouri | 2 | $ 168,000 | $ 84,000 | $ 49,000 |
| Jackson County Missouri | 2 | $ 137,000 | $ 68,000 | $ 58,000 |
| Livingston County Missouri | 2 | $ 337,000 | $ 168,000 | $ 200,000 |
| Nodaway County Missouri | 2 | $ 68,000 | $ 34,000 | $ 39,000 |
| Platte County Missouri | 2 | $ 284,000 | $ 142,000 | $ 75,000 |
| Taney County Missouri | 2 | $ 194,000 | $ 97,000 | $ 135,000 |
| Dakota County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Fillmore County Nebraska | 2 | $ 278,000 | $ 139,000 | $ 50,000 |
| Franklin County Nebraska | 2 | $ 93,000 | $ 46,000 | $ 22,000 |
| Furnas County Nebraska | 2 | $ 247,000 | $ 123,000 | $ 146,000 |
| Gosper County Nebraska | 2 | $ 198,000 | $ 99,000 | $ 55,000 |
| Harlan County Nebraska | 2 | $ 175,000 | $ 87,000 | $ 49,000 |
| Knox County Nebraska | 2 | $ 267,000 | $ 133,000 | $ 107,000 |
| Pawnee County Nebraska | 2 | $ 184,000 | $ 92,000 | $ 45,000 |
| Wayne County Nebraska | 2 | $ 274,000 | $ 137,000 | $ 145,000 |
| McLean County North Dakota | 2 | $ 800,000 | $ 400,000 | $ 407,000 |
| Bon Homme County South Dakota | 2 | $ 132,000 | $ 66,000 | $ 82,000 |
| Hanson County South Dakota | 2 | $ 142,000 | $ 71,000 | $ 86,000 |
| Hughes County South Dakota | 2 | $ 344,000 | $ 172,000 | $ 189,000 |
| McCook County South Dakota | 2 | $ 304,000 | $ 152,000 | $ 59,000 |
| McPherson County South Dakota | 2 | $ 146,000 | $ 73,000 | $ 59,000 |
| Yavapai County Arizona | 1 | $ 160,000 | $ 160,000 | $ 217,000 |
| Custer County Colorado | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Gilpin County Colorado | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| Gunnison County Colorado | 1 | $ 113,000 | $ 113,000 | $ 147,000 |
| Huerfano County Colorado | 1 | $ 176,000 | $ 176,000 | $ 101,000 |
| Saguache County Colorado | 1 | $ 1,800,000 | $ 1,800,000 | $ 854,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 536,000 |
| Hancock County Illinois | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| Madison County Illinois | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Rock Island County Illinois | 1 | $ 1,213,000 | $ 1,213,000 | $ 0 |
| Audubon County Iowa | 1 | $ 470,000 | $ 470,000 | $ 76,000 |
| Butler County Iowa | 1 | $ 54,000 | $ 54,000 | $ 15,000 |
| Cedar County Iowa | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Cerro Gordo County Iowa | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Cherokee County Iowa | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Davis County Iowa | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
| Delaware County Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Monona County Iowa | 1 | $ 351,000 | $ 351,000 | $ 123,000 |
| Palo Alto County Iowa | 1 | $ 120,000 | $ 120,000 | $ 109,000 |
| Plymouth County Iowa | 1 | $ 147,000 | $ 147,000 | $ 264,000 |
| Sac County Iowa | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
| Sioux County Iowa | 1 | $ 232,000 | $ 232,000 | $ 107,000 |
| Washington County Iowa | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Dickinson County Kansas | 1 | $ 108,000 | $ 108,000 | $ 93,000 |
| Geary County Kansas | 1 | $ 179,000 | $ 179,000 | $ 95,000 |
| Anoka County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 51,000 |
| Cottonwood County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Dakota County Minnesota | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Kandiyohi County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 645,000 |
| Murray County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Rock County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Stevens County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Yellow Medicine County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Barry County Missouri | 1 | $ 100,000 | $ 100,000 | $ 336,000 |
| Chariton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Holt County Missouri | 1 | $ 60,000 | $ 60,000 | $ 98,000 |
| Macon County Missouri | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
| Osage County Missouri | 1 | $ 242,000 | $ 242,000 | $ 1,344,000 |
| Randolph County Missouri | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Ray County Missouri | 1 | $ 231,000 | $ 231,000 | $ 100,000 |
| Flathead County Montana | 1 | $ 377,000 | $ 377,000 | $ 443,000 |
| Ravalli County Montana | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Boyd County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 70,000 |
| Dawes County Nebraska | 1 | $ 146,000 | $ 146,000 | $ 67,000 |
| Gage County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| Hamilton County Nebraska | 1 | $ 232,000 | $ 232,000 | $ 145,000 |
| Keith County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Nance County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 76,000 |
| Nuckolls County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Rock County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Sheridan County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Sherman County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 88,000 |
| Burleigh County North Dakota | 1 | $ 208,000 | $ 208,000 | $ 416,000 |
| Dickey County North Dakota | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Aurora County South Dakota | 1 | $ 119,000 | $ 119,000 | $ 90,000 |
| Campbell County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Clay County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 156,000 |
| Douglas County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Faulk County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Hutchinson County South Dakota | 1 | $ 149,000 | $ 149,000 | $ 46,000 |
| Turner County South Dakota | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Spokane County Washington | 1 | $ 412,000 | $ 412,000 | $ 597,000 |
| Wood County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Lincoln County Wyoming | 1 | $ 1,750,000 | $ 1,750,000 | $ 800,000 |
| Platte County Wyoming | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,605 | $361,086,000 | $138,000 | $2,377,000 | $87,000 | $2,066,000 |
| Home Purchase | 2,375 | $321,834,000 | $135,000 | $1,750,000 | $80,000 | $4,800,000 |
| Home Improvement | 219 | $25,386,000 | $115,000 | $2,600,000 | $78,000 | $536,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,422 | $595,125,000 | $134,000 | $2,377,000 | $86,000 | $4,800,000 |
| Not Provided | 350 | $51,747,000 | $147,000 | $688,000 | $91,000 | $1,054,000 |
| Hispanic | 164 | $17,109,000 | $104,000 | $417,000 | $63,000 | $839,000 |
| Not applicable | 117 | $24,132,000 | $206,000 | $2,600,000 | $0 | $0 |
| Asian | 88 | $11,644,000 | $132,000 | $650,000 | $78,000 | $1,079,000 |
| Black or African American | 36 | $4,808,000 | $133,000 | $300,000 | $69,000 | $192,000 |
| American Indian or Alaskan Native | 19 | $3,290,000 | $173,000 | $380,000 | $159,000 | $1,446,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $451,000 | $150,000 | $208,000 | $177,000 | $416,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,375 | $606,436,000 | $138,000 | $2,600,000 | $89,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 457 | $52,115,000 | $114,000 | $303,000 | $52,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 203 | $21,918,000 | $107,000 | $425,000 | $46,000 | $207,000 |
| VA-guaranteed (Veterans Administration) | 164 | $27,837,000 | $169,000 | $417,000 | $72,000 | $346,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,360 | $466,021,000 | $138,000 | $2,600,000 | $89,000 | $4,800,000 |
| Application Denied By Financial Institution | 919 | $110,390,000 | $120,000 | $2,090,000 | $61,000 | $1,079,000 |
| Application Approved But Not Accepted | 877 | $126,915,000 | $144,000 | $1,750,000 | $86,000 | $1,054,000 |
| Application Withdrawn By Applicant | 34 | $4,030,000 | $118,000 | $928,000 | $56,000 | $407,000 |
| File Closed For Incompleteness | 9 | $950,000 | $105,000 | $237,000 | $70,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.