Great Western Bank Mortgage Lending & HMDA Data, 2013

In 2013, Great Western Bank of Watertown, SD reported 5,199 mortgage applications totaling $708.3 million, down 20% from 2012. The average application was for $136,238, and applicants reported an average income of $83,423. 65% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (761), Lincoln, NE (407) and Sioux Falls, SD (387) (applications in parentheses).

Mortgage Company & Address Great Western Bank
35 1st Ave Ne
Watertown, SD 57201
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,199
Total Mortgage Loan Application Amount $708,306,000
Average Mortgage Loan Application Amount $136,238
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $83,423
Highest Applicant Income $4,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster, Nebraska 395 $ 53,157,000 $ 134,574 $ 72,000
Douglas, Nebraska 371 $ 46,465,000 $ 125,242 $ 89,000
Minnehaha, South Dakota 259 $ 44,378,000 $ 171,343 $ 84,000
Polk, Iowa 187 $ 29,624,000 $ 158,417 $ 86,000
Codington, South Dakota 185 $ 30,395,000 $ 164,297 $ 83,000
Webster, Iowa 180 $ 14,050,000 $ 78,055 $ 59,000
Story, Iowa 166 $ 21,341,000 $ 128,560 $ 74,000
Pottawattamie, Iowa 162 $ 18,858,000 $ 116,407 $ 77,000
Sarpy, Nebraska 147 $ 18,601,000 $ 126,537 $ 78,000
Des Moines, Iowa 130 $ 10,346,000 $ 79,584 $ 49,000
Lincoln, South Dakota 125 $ 26,679,000 $ 213,432 $ 114,000
Brown, South Dakota 113 $ 17,212,000 $ 152,318 $ 119,000
Larimer, Colorado 87 $ 18,074,000 $ 207,747 $ 92,000
Pennington, South Dakota 74 $ 12,123,000 $ 163,824 $ 108,000
Marshall, Iowa 73 $ 6,301,000 $ 86,315 $ 53,000
Lake, South Dakota 73 $ 8,689,000 $ 119,027 $ 97,000
El Paso, Colorado 69 $ 14,597,000 $ 211,550 $ 137,000
Scotts Bluff, Nebraska 68 $ 8,505,000 $ 125,073 $ 73,000
Grant, South Dakota 66 $ 7,601,000 $ 115,166 $ 71,000
Hall, Nebraska 65 $ 5,949,000 $ 91,523 $ 48,000
Buffalo, Nebraska 64 $ 8,510,000 $ 132,968 $ 59,000
Jasper, Iowa 63 $ 6,435,000 $ 102,142 $ 61,000
Dallas, Iowa 57 $ 10,008,000 $ 175,578 $ 101,000
Johnson, Iowa 55 $ 9,015,000 $ 163,909 $ 70,000
Boulder, Colorado 51 $ 13,129,000 $ 257,431 $ 194,000
Fremont, Iowa 46 $ 3,031,000 $ 65,891 $ 60,000
Decatur, Iowa 42 $ 3,669,000 $ 87,357 $ 73,000
Brule, South Dakota 42 $ 5,538,000 $ 131,857 $ 79,000
Henry, Iowa 39 $ 3,143,000 $ 80,589 $ 51,000
Ringgold, Iowa 39 $ 4,646,000 $ 119,128 $ 114,000
Lincoln, Nebraska 38 $ 3,935,000 $ 103,552 $ 105,000
Poweshiek, Iowa 37 $ 3,732,000 $ 100,864 $ 66,000
Dawson, Nebraska 37 $ 3,642,000 $ 98,432 $ 106,000
Holt, Nebraska 36 $ 3,949,000 $ 109,694 $ 54,000
Phelps, Nebraska 36 $ 2,990,000 $ 83,055 $ 67,000
Montgomery, Iowa 34 $ 3,843,000 $ 113,029 $ 95,000
Pinal, Arizona 32 $ 4,306,000 $ 134,562 $ 87,000
Denver, Colorado 32 $ 7,403,000 $ 231,343 $ 74,000
Lucas, Iowa 32 $ 2,319,000 $ 72,468 $ 54,000
Adams, Nebraska 32 $ 6,979,000 $ 218,093 $ 46,000
Box Butte, Nebraska 31 $ 2,790,000 $ 90,000 $ 75,000
Walworth, South Dakota 31 $ 3,347,000 $ 107,967 $ 73,000
Warren, Iowa 30 $ 5,064,000 $ 168,800 $ 114,000
Lawrence, South Dakota 30 $ 5,013,000 $ 167,100 $ 121,000
Weld, Colorado 29 $ 5,283,000 $ 182,172 $ 80,000
Saline, Nebraska 27 $ 2,131,000 $ 78,925 $ 49,000
Wayne, Iowa 26 $ 2,300,000 $ 88,461 $ 70,000
Maricopa, Arizona 25 $ 4,822,000 $ 192,880 $ 118,000
Clarke, Iowa 25 $ 2,438,000 $ 97,520 $ 61,000
Harrison, Missouri 25 $ 1,668,000 $ 66,720 $ 46,000
Mercer, Missouri 25 $ 1,955,000 $ 78,200 $ 72,000
Worth, Missouri 25 $ 2,310,000 $ 92,400 $ 65,000
Cass, Nebraska 25 $ 3,930,000 $ 157,200 $ 86,000
Page, Iowa 21 $ 3,153,000 $ 150,142 $ 182,000
Saunders, Nebraska 21 $ 2,044,000 $ 97,333 $ 55,000
Richardson, Nebraska 20 $ 1,343,000 $ 67,150 $ 45,000
Potter, South Dakota 20 $ 1,564,000 $ 78,200 $ 55,000
Union, Iowa 19 $ 1,556,000 $ 81,894 $ 55,000
Adams, Colorado 18 $ 2,459,000 $ 136,611 $ 95,000
Mills, Iowa 18 $ 2,806,000 $ 155,888 $ 73,000
Sullivan, Missouri 18 $ 2,438,000 $ 135,444 $ 55,000
Cheyenne, Nebraska 18 $ 2,204,000 $ 122,444 $ 58,000
Platte, Nebraska 18 $ 2,253,000 $ 125,166 $ 59,000
Hamlin, South Dakota 18 $ 3,504,000 $ 194,666 $ 73,000
Taylor, Iowa 17 $ 1,771,000 $ 104,176 $ 58,000
Day, South Dakota 17 $ 1,492,000 $ 87,764 $ 64,000
Jefferson, Colorado 16 $ 3,754,000 $ 234,625 $ 108,000
Boone, Iowa 16 $ 2,522,000 $ 157,625 $ 75,000
Otoe, Nebraska 16 $ 1,574,000 $ 98,375 $ 83,000
Roberts, South Dakota 16 $ 1,180,000 $ 73,750 $ 50,000
Custer, Nebraska 15 $ 1,114,000 $ 74,266 $ 57,000
Valley, Nebraska 15 $ 1,923,000 $ 128,200 $ 88,000
Dodge, Nebraska 14 $ 1,492,000 $ 106,571 $ 44,000
Douglas, Colorado 13 $ 3,744,000 $ 288,000 $ 120,000
Lyman, South Dakota 13 $ 1,883,000 $ 144,846 $ 55,000
Hardin, Iowa 12 $ 977,000 $ 81,416 $ 66,000
Johnson, Kansas 12 $ 2,013,000 $ 167,750 $ 138,000
Howard, Nebraska 12 $ 2,155,000 $ 179,583 $ 49,000
Seward, Nebraska 12 $ 1,722,000 $ 143,500 $ 60,000
Arapahoe, Colorado 11 $ 3,898,000 $ 354,363 $ 241,000
Cass, Iowa 11 $ 1,623,000 $ 147,545 $ 79,000
Linn, Iowa 11 $ 1,532,000 $ 139,272 $ 48,000
Gentry, Missouri 11 $ 1,315,000 $ 119,545 $ 73,000
Grundy, Missouri 11 $ 1,501,000 $ 136,454 $ 178,000
Meade, South Dakota 11 $ 1,573,000 $ 143,000 $ 58,000
Harrison, Iowa 10 $ 827,000 $ 82,700 $ 53,000
Garfield, Nebraska 10 $ 1,003,000 $ 100,300 $ 44,000
Madison, Nebraska 10 $ 1,048,000 $ 104,800 $ 46,000
Cochise, Arizona 9 $ 1,353,000 $ 150,333 $ 71,000
Dickinson, Iowa 9 $ 1,804,000 $ 200,444 $ 132,000
Marion, Iowa 9 $ 973,000 $ 108,111 $ 85,000
Linn, Missouri 9 $ 1,442,000 $ 160,222 $ 127,000
Clay, Nebraska 9 $ 646,000 $ 71,777 $ 49,000
Spink, South Dakota 9 $ 725,000 $ 80,555 $ 49,000
Tama, Iowa 8 $ 858,000 $ 107,250 $ 76,000
Atchison, Missouri 8 $ 609,000 $ 76,125 $ 41,000
Putnam, Missouri 8 $ 290,000 $ 36,250 $ 106,000
Johnson, Nebraska 8 $ 602,000 $ 75,250 $ 68,000
Kearney, Nebraska 8 $ 741,000 $ 92,625 $ 48,000
Marshall, South Dakota 8 $ 752,000 $ 94,000 $ 64,000
Camden, Missouri 7 $ 2,144,000 $ 306,285 $ 210,000
Washington, Nebraska 7 $ 1,043,000 $ 149,000 $ 148,000
Butte, South Dakota 7 $ 1,034,000 $ 147,714 $ 51,000
Edmunds, South Dakota 7 $ 1,215,000 $ 173,571 $ 79,000
Fremont, Colorado 6 $ 1,528,000 $ 254,666 $ 79,000
Adair, Iowa 6 $ 2,415,000 $ 402,500 $ 384,000
Calhoun, Iowa 6 $ 573,000 $ 95,500 $ 76,000
Antelope, Nebraska 6 $ 474,000 $ 79,000 $ 63,000
Polk, Nebraska 6 $ 435,000 $ 72,500 $ 63,000
Clark, South Dakota 6 $ 728,000 $ 121,333 $ 57,000
Custer, South Dakota 6 $ 968,000 $ 161,333 $ 59,000
Broomfield, Colorado 5 $ 997,000 $ 199,400 $ 73,000
Guthrie, Iowa 5 $ 1,024,000 $ 204,800 $ 163,000
Hamilton, Iowa 5 $ 436,000 $ 87,200 $ 39,000
Humboldt, Iowa 5 $ 278,000 $ 55,600 $ 52,000
Lee, Iowa 5 $ 397,000 $ 79,400 $ 38,000
Madison, Iowa 5 $ 743,000 $ 148,600 $ 84,000
Mahaska, Iowa 5 $ 1,044,000 $ 208,800 $ 127,000
Nemaha, Nebraska 5 $ 476,000 $ 95,200 $ 94,000
Red Willow, Nebraska 5 $ 332,000 $ 66,400 $ 64,000
Thayer, Nebraska 5 $ 270,000 $ 54,000 $ 52,000
Deuel, South Dakota 5 $ 1,848,000 $ 369,600 $ 80,000
Miner, South Dakota 5 $ 275,000 $ 55,000 $ 63,000
Gila, Arizona 4 $ 375,000 $ 93,750 $ 51,000
Pima, Arizona 4 $ 1,014,000 $ 253,500 $ 100,000
Grand, Colorado 4 $ 1,077,000 $ 269,250 $ 143,000
Teller, Colorado 4 $ 727,000 $ 181,750 $ 61,000
Henderson, Illinois 4 $ 307,000 $ 76,750 $ 39,000
Adams, Iowa 4 $ 1,241,000 $ 310,250 $ 446,000
Appanoose, Iowa 4 $ 226,000 $ 56,500 $ 64,000
Scott, Iowa 4 $ 1,373,000 $ 343,250 $ 0
Wright, Iowa 4 $ 270,000 $ 67,500 $ 104,000
Burt, Nebraska 4 $ 654,000 $ 163,500 $ 42,000
Cuming, Nebraska 4 $ 215,000 $ 53,750 $ 51,000
Greeley, Nebraska 4 $ 486,000 $ 121,500 $ 102,000
Jefferson, Nebraska 4 $ 197,000 $ 49,250 $ 41,000
Morrill, Nebraska 4 $ 207,000 $ 51,750 $ 52,000
Stanton, Nebraska 4 $ 416,000 $ 104,000 $ 56,000
York, Nebraska 4 $ 572,000 $ 143,000 $ 116,000
Brookings, South Dakota 4 $ 673,000 $ 168,250 $ 121,000
Kingsbury, South Dakota 4 $ 449,000 $ 112,250 $ 69,000
Moody, South Dakota 4 $ 358,000 $ 89,500 $ 94,000
Yankton, South Dakota 4 $ 487,000 $ 121,750 $ 94,000
Coconino, Arizona 3 $ 802,000 $ 267,333 $ 559,000
Black Hawk, Iowa 3 $ 450,000 $ 150,000 $ 79,000
Greene, Iowa 3 $ 150,000 $ 50,000 $ 48,000
Grundy, Iowa 3 $ 282,000 $ 94,000 $ 67,000
Lyon, Iowa 3 $ 2,886,000 $ 962,000 $ 466,000
Shelby, Iowa 3 $ 171,000 $ 57,000 $ 34,000
Wapello, Iowa 3 $ 524,000 $ 174,666 $ 87,000
Hennepin, Minnesota 3 $ 962,000 $ 320,666 $ 283,000
Boone, Missouri 3 $ 253,000 $ 84,333 $ 122,000
Boone, Nebraska 3 $ 140,000 $ 46,666 $ 42,000
Butler, Nebraska 3 $ 326,000 $ 108,666 $ 70,000
Colfax, Nebraska 3 $ 243,000 $ 81,000 $ 78,000
Kimball, Nebraska 3 $ 262,000 $ 87,333 $ 56,000
Webster, Nebraska 3 $ 201,000 $ 67,000 $ 43,000
Davison, South Dakota 3 $ 263,000 $ 87,666 $ 55,000
Navajo, Arizona 2 $ 246,000 $ 123,000 $ 139,000
Benton, Iowa 2 $ 258,000 $ 129,000 $ 32,000
Clayton, Iowa 2 $ 140,000 $ 70,000 $ 153,000
Floyd, Iowa 2 $ 53,000 $ 26,500 $ 55,000
Jefferson, Iowa 2 $ 129,000 $ 64,500 $ 41,000
Woodbury, Iowa 2 $ 293,000 $ 146,500 $ 193,000
Marshall, Kansas 2 $ 150,000 $ 75,000 $ 68,000
Crow Wing, Minnesota 2 $ 305,000 $ 152,500 $ 190,000
Olmsted, Minnesota 2 $ 485,000 $ 242,500 $ 95,000
Adair, Missouri 2 $ 180,000 $ 90,000 $ 80,000
Andrew, Missouri 2 $ 168,000 $ 84,000 $ 49,000
Jackson, Missouri 2 $ 137,000 $ 68,500 $ 58,000
Livingston, Missouri 2 $ 337,000 $ 168,500 $ 200,000
Nodaway, Missouri 2 $ 68,000 $ 34,000 $ 39,000
Platte, Missouri 2 $ 284,000 $ 142,000 $ 75,000
Taney, Missouri 2 $ 194,000 $ 97,000 $ 135,000
Dakota, Nebraska 2 $ 100,000 $ 50,000 $ 62,000
Fillmore, Nebraska 2 $ 278,000 $ 139,000 $ 50,000
Franklin, Nebraska 2 $ 93,000 $ 46,500 $ 22,000
Furnas, Nebraska 2 $ 247,000 $ 123,500 $ 146,000
Gosper, Nebraska 2 $ 198,000 $ 99,000 $ 55,000
Harlan, Nebraska 2 $ 175,000 $ 87,500 $ 49,000
Knox, Nebraska 2 $ 267,000 $ 133,500 $ 107,000
Pawnee, Nebraska 2 $ 184,000 $ 92,000 $ 45,000
Wayne, Nebraska 2 $ 274,000 $ 137,000 $ 145,000
McLean, North Dakota 2 $ 800,000 $ 400,000 $ 407,000
Bon Homme, South Dakota 2 $ 132,000 $ 66,000 $ 82,000
Hanson, South Dakota 2 $ 142,000 $ 71,000 $ 86,000
Hughes, South Dakota 2 $ 344,000 $ 172,000 $ 189,000
McCook, South Dakota 2 $ 304,000 $ 152,000 $ 59,000
McPherson, South Dakota 2 $ 146,000 $ 73,000 $ 59,000
Yavapai, Arizona 1 $ 160,000 $ 160,000 $ 217,000
Custer, Colorado 1 $ 67,000 $ 67,000 $ 42,000
Elbert, Colorado 1 $ 417,000 $ 417,000 $ 360,000
Gilpin, Colorado 1 $ 143,000 $ 143,000 $ 83,000
Gunnison, Colorado 1 $ 113,000 $ 113,000 $ 147,000
Huerfano, Colorado 1 $ 176,000 $ 176,000 $ 101,000
Saguache, Colorado 1 $ 1,800,000 $ 1,800,000 $ 854,000
Summit, Colorado 1 $ 375,000 $ 375,000 $ 536,000
Hancock, Illinois 1 $ 79,000 $ 79,000 $ 56,000
Madison, Illinois 1 $ 300,000 $ 300,000 $ 96,000
Rock Island, Illinois 1 $ 1,213,000 $ 1,213,000 $ 0
Audubon, Iowa 1 $ 470,000 $ 470,000 $ 76,000
Butler, Iowa 1 $ 54,000 $ 54,000 $ 15,000
Cedar, Iowa 1 $ 165,000 $ 165,000 $ 98,000
Cerro Gordo, Iowa 1 $ 417,000 $ 417,000 $ 152,000
Cherokee, Iowa 1 $ 43,000 $ 43,000 $ 28,000
Davis, Iowa 1 $ 44,000 $ 44,000 $ 34,000
Delaware, Iowa 1 $ 72,000 $ 72,000 $ 0
Monona, Iowa 1 $ 351,000 $ 351,000 $ 123,000
Palo Alto, Iowa 1 $ 120,000 $ 120,000 $ 109,000
Plymouth, Iowa 1 $ 147,000 $ 147,000 $ 264,000
Sac, Iowa 1 $ 51,000 $ 51,000 $ 44,000
Sioux, Iowa 1 $ 232,000 $ 232,000 $ 107,000
Washington, Iowa 1 $ 90,000 $ 90,000 $ 40,000
Dickinson, Kansas 1 $ 108,000 $ 108,000 $ 93,000
Geary, Kansas 1 $ 179,000 $ 179,000 $ 95,000
Anoka, Minnesota 1 $ 182,000 $ 182,000 $ 51,000
Cottonwood, Minnesota 1 $ 123,000 $ 123,000 $ 72,000
Dakota, Minnesota 1 $ 198,000 $ 198,000 $ 90,000
Kandiyohi, Minnesota 1 $ 285,000 $ 285,000 $ 645,000
Murray, Minnesota 1 $ 65,000 $ 65,000 $ 98,000
Rock, Minnesota 1 $ 120,000 $ 120,000 $ 69,000
Stevens, Minnesota 1 $ 60,000 $ 60,000 $ 61,000
Yellow Medicine, Minnesota 1 $ 147,000 $ 147,000 $ 84,000
Barry, Missouri 1 $ 100,000 $ 100,000 $ 336,000
Chariton, Missouri 1 $ 185,000 $ 185,000 $ 121,000
Holt, Missouri 1 $ 60,000 $ 60,000 $ 98,000
Macon, Missouri 1 $ 98,000 $ 98,000 $ 64,000
Osage, Missouri 1 $ 242,000 $ 242,000 $ 1,344,000
Randolph, Missouri 1 $ 365,000 $ 365,000 $ 83,000
Ray, Missouri 1 $ 231,000 $ 231,000 $ 100,000
Flathead, Montana 1 $ 377,000 $ 377,000 $ 443,000
Ravalli, Montana 1 $ 640,000 $ 640,000 $ 0
Boyd, Nebraska 1 $ 89,000 $ 89,000 $ 70,000
Dawes, Nebraska 1 $ 146,000 $ 146,000 $ 67,000
Gage, Nebraska 1 $ 36,000 $ 36,000 $ 74,000
Hamilton, Nebraska 1 $ 232,000 $ 232,000 $ 145,000
Keith, Nebraska 1 $ 80,000 $ 80,000 $ 126,000
Nance, Nebraska 1 $ 53,000 $ 53,000 $ 76,000
Nuckolls, Nebraska 1 $ 80,000 $ 80,000 $ 77,000
Rock, Nebraska 1 $ 54,000 $ 54,000 $ 36,000
Sheridan, Nebraska 1 $ 86,000 $ 86,000 $ 54,000
Sherman, Nebraska 1 $ 56,000 $ 56,000 $ 88,000
Burleigh, North Dakota 1 $ 208,000 $ 208,000 $ 416,000
Dickey, North Dakota 1 $ 67,000 $ 67,000 $ 54,000
Aurora, South Dakota 1 $ 119,000 $ 119,000 $ 90,000
Campbell, South Dakota 1 $ 80,000 $ 80,000 $ 39,000
Clay, South Dakota 1 $ 123,000 $ 123,000 $ 156,000
Douglas, South Dakota 1 $ 60,000 $ 60,000 $ 63,000
Faulk, South Dakota 1 $ 100,000 $ 100,000 $ 67,000
Hutchinson, South Dakota 1 $ 149,000 $ 149,000 $ 46,000
Turner, South Dakota 1 $ 108,000 $ 108,000 $ 42,000
Spokane, Washington 1 $ 412,000 $ 412,000 $ 597,000
Wood, Wisconsin 1 $ 144,000 $ 144,000 $ 90,000
Lincoln, Wyoming 1 $ 1,750,000 $ 1,750,000 $ 800,000
Platte, Wyoming 1 $ 210,000 $ 210,000 $ 100,000

Mortgage Loan Application Detail Totals for Great Western Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,605 $361,086,000 $138,000 $2,377,000 $87,000 $2,066,000
Home Purchase 2,375 $321,834,000 $135,000 $1,750,000 $80,000 $4,800,000
Home Improvement 219 $25,386,000 $115,000 $2,600,000 $78,000 $536,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,422 $595,125,000 $134,000 $2,377,000 $86,000 $4,800,000
Not Provided 350 $51,747,000 $147,000 $688,000 $91,000 $1,054,000
Hispanic 164 $17,109,000 $104,000 $417,000 $63,000 $839,000
Not applicable 117 $24,132,000 $206,000 $2,600,000 $0 $0
Asian 88 $11,644,000 $132,000 $650,000 $78,000 $1,079,000
Black or African American 36 $4,808,000 $133,000 $300,000 $69,000 $192,000
American Indian or Alaskan Native 19 $3,290,000 $173,000 $380,000 $159,000 $1,446,000
Native Hawaiian or Other Pacific Islander 3 $451,000 $150,000 $208,000 $177,000 $416,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,375 $606,436,000 $138,000 $2,600,000 $89,000 $4,800,000
FHA-insured (Federal Housing Administration) 457 $52,115,000 $114,000 $303,000 $52,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 203 $21,918,000 $107,000 $425,000 $46,000 $207,000
VA-guaranteed (Veterans Administration) 164 $27,837,000 $169,000 $417,000 $72,000 $346,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,360 $466,021,000 $138,000 $2,600,000 $89,000 $4,800,000
Application Denied By Financial Institution 919 $110,390,000 $120,000 $2,090,000 $61,000 $1,079,000
Application Approved But Not Accepted 877 $126,915,000 $144,000 $1,750,000 $86,000 $1,054,000
Application Withdrawn By Applicant 34 $4,030,000 $118,000 $928,000 $56,000 $407,000
File Closed For Incompleteness 9 $950,000 $105,000 $237,000 $70,000 $420,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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