Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Great Western Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,429 |
| Total Mortgage Loan Application Amount | $629,648,000 |
| Average Mortgage Loan Application Amount | $165,666 |
| Highest Mortgage Loan Application Amount | $17,400,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $4,706,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 328 | $ 57,018,000 | $ 173,000 | $ 80,000 |
| Douglas County Nebraska | 219 | $ 36,448,000 | $ 166,000 | $ 108,000 |
| Lancaster County Nebraska | 209 | $ 45,206,000 | $ 216,000 | $ 83,000 |
| Codington County South Dakota | 175 | $ 29,076,000 | $ 166,000 | $ 77,000 |
| Webster County Iowa | 147 | $ 13,909,000 | $ 94,000 | $ 60,000 |
| Brown County South Dakota | 132 | $ 19,135,000 | $ 144,000 | $ 87,000 |
| Lincoln County South Dakota | 122 | $ 27,268,000 | $ 223,000 | $ 105,000 |
| Polk County Iowa | 116 | $ 20,344,000 | $ 175,000 | $ 104,000 |
| Sarpy County Nebraska | 100 | $ 16,818,000 | $ 168,000 | $ 88,000 |
| Story County Iowa | 89 | $ 14,118,000 | $ 158,000 | $ 83,000 |
| El Paso County Colorado | 82 | $ 19,709,000 | $ 240,000 | $ 136,000 |
| Larimer County Colorado | 54 | $ 22,793,000 | $ 422,000 | $ 140,000 |
| Brookings County South Dakota | 50 | $ 8,716,000 | $ 174,000 | $ 81,000 |
| Pottawattamie County Iowa | 44 | $ 4,204,000 | $ 95,000 | $ 63,000 |
| Buffalo County Nebraska | 42 | $ 6,387,000 | $ 152,000 | $ 90,000 |
| Dallas County Iowa | 40 | $ 5,864,000 | $ 146,000 | $ 102,000 |
| Marshall County Iowa | 36 | $ 2,840,000 | $ 78,000 | $ 47,000 |
| Grant County South Dakota | 34 | $ 4,770,000 | $ 140,000 | $ 60,000 |
| Weld County Colorado | 33 | $ 8,517,000 | $ 258,000 | $ 98,000 |
| Des Moines County Iowa | 33 | $ 10,188,000 | $ 308,000 | $ 48,000 |
| Clarke County Iowa | 30 | $ 4,219,000 | $ 140,000 | $ 64,000 |
| Lake County South Dakota | 30 | $ 4,553,000 | $ 151,000 | $ 101,000 |
| Johnson County Iowa | 29 | $ 7,093,000 | $ 244,000 | $ 100,000 |
| Hall County Nebraska | 28 | $ 3,501,000 | $ 125,000 | $ 86,000 |
| Pennington County South Dakota | 28 | $ 4,131,000 | $ 147,000 | $ 62,000 |
| Jasper County Iowa | 25 | $ 2,861,000 | $ 114,000 | $ 77,000 |
| Boulder County Colorado | 24 | $ 8,157,000 | $ 339,000 | $ 123,000 |
| Adams County Nebraska | 24 | $ 4,155,000 | $ 173,000 | $ 87,000 |
| Ringgold County Iowa | 23 | $ 2,579,000 | $ 112,000 | $ 105,000 |
| Maricopa County Arizona | 22 | $ 9,557,000 | $ 434,000 | $ 345,000 |
| Yankton County South Dakota | 22 | $ 2,650,000 | $ 120,000 | $ 77,000 |
| Wayne County Iowa | 21 | $ 1,214,000 | $ 57,000 | $ 47,000 |
| Scotts Bluff County Nebraska | 21 | $ 2,281,000 | $ 108,000 | $ 33,000 |
| Boone County Iowa | 19 | $ 2,801,000 | $ 147,000 | $ 66,000 |
| Lucas County Iowa | 19 | $ 1,469,000 | $ 77,000 | $ 52,000 |
| Brule County South Dakota | 19 | $ 1,683,000 | $ 88,000 | $ 55,000 |
| Potter County South Dakota | 19 | $ 2,413,000 | $ 127,000 | $ 74,000 |
| Denver County Colorado | 18 | $ 9,535,000 | $ 529,000 | $ 211,000 |
| Jefferson County Colorado | 18 | $ 6,685,000 | $ 371,000 | $ 177,000 |
| Lyon County Minnesota | 18 | $ 2,870,000 | $ 159,000 | $ 91,000 |
| Dodge County Nebraska | 18 | $ 4,037,000 | $ 224,000 | $ 46,000 |
| Lincoln County Nebraska | 18 | $ 2,667,000 | $ 148,000 | $ 119,000 |
| Phelps County Nebraska | 18 | $ 1,933,000 | $ 107,000 | $ 48,000 |
| Warren County Iowa | 17 | $ 2,704,000 | $ 159,000 | $ 121,000 |
| Holt County Nebraska | 17 | $ 2,024,000 | $ 119,000 | $ 45,000 |
| Saunders County Nebraska | 17 | $ 2,622,000 | $ 154,000 | $ 78,000 |
| Valley County Nebraska | 17 | $ 996,000 | $ 58,000 | $ 44,000 |
| Pinal County Arizona | 16 | $ 1,862,000 | $ 116,000 | $ 78,000 |
| Arapahoe County Colorado | 16 | $ 5,545,000 | $ 346,000 | $ 142,000 |
| Cass County Nebraska | 16 | $ 2,101,000 | $ 131,000 | $ 77,000 |
| Walworth County South Dakota | 16 | $ 2,629,000 | $ 164,000 | $ 76,000 |
| Henry County Iowa | 14 | $ 1,488,000 | $ 106,000 | $ 60,000 |
| Custer County Nebraska | 14 | $ 1,045,000 | $ 74,000 | $ 29,000 |
| Cass County North Dakota | 14 | $ 3,855,000 | $ 275,000 | $ 57,000 |
| Fremont County Iowa | 13 | $ 852,000 | $ 65,000 | $ 57,000 |
| Dawson County Nebraska | 13 | $ 1,604,000 | $ 123,000 | $ 60,000 |
| Hamlin County South Dakota | 13 | $ 1,880,000 | $ 144,000 | $ 189,000 |
| Moody County South Dakota | 13 | $ 1,594,000 | $ 122,000 | $ 64,000 |
| Spink County South Dakota | 13 | $ 2,035,000 | $ 156,000 | $ 61,000 |
| Decatur County Iowa | 12 | $ 2,006,000 | $ 167,000 | $ 99,000 |
| Union County Iowa | 11 | $ 864,000 | $ 78,000 | $ 45,000 |
| Box Butte County Nebraska | 11 | $ 1,024,000 | $ 93,000 | $ 82,000 |
| Platte County Nebraska | 11 | $ 1,462,000 | $ 132,000 | $ 59,000 |
| Saline County Nebraska | 11 | $ 1,023,000 | $ 93,000 | $ 37,000 |
| Roberts County South Dakota | 11 | $ 1,691,000 | $ 153,000 | $ 71,000 |
| Turner County South Dakota | 11 | $ 1,525,000 | $ 138,000 | $ 77,000 |
| Douglas County Colorado | 10 | $ 3,422,000 | $ 342,000 | $ 131,000 |
| Montgomery County Iowa | 10 | $ 903,000 | $ 90,000 | $ 65,000 |
| Johnson County Kansas | 10 | $ 8,109,000 | $ 810,000 | $ 110,000 |
| Worth County Missouri | 10 | $ 513,000 | $ 51,000 | $ 47,000 |
| Davison County South Dakota | 10 | $ 1,312,000 | $ 131,000 | $ 85,000 |
| Black Hawk County Iowa | 9 | $ 1,872,000 | $ 208,000 | $ 49,000 |
| Cheyenne County Nebraska | 9 | $ 1,369,000 | $ 152,000 | $ 82,000 |
| Day County South Dakota | 9 | $ 1,324,000 | $ 147,000 | $ 90,000 |
| Edmunds County South Dakota | 9 | $ 1,129,000 | $ 125,000 | $ 76,000 |
| Meade County South Dakota | 9 | $ 726,000 | $ 80,000 | $ 43,000 |
| Union County South Dakota | 9 | $ 7,813,000 | $ 868,000 | $ 90,000 |
| Pima County Arizona | 8 | $ 1,491,000 | $ 186,000 | $ 83,000 |
| Calhoun County Iowa | 8 | $ 1,272,000 | $ 159,000 | $ 115,000 |
| Deuel County South Dakota | 8 | $ 1,338,000 | $ 167,000 | $ 142,000 |
| Humboldt County Iowa | 7 | $ 620,000 | $ 88,000 | $ 54,000 |
| Poweshiek County Iowa | 7 | $ 806,000 | $ 115,000 | $ 746,000 |
| Gentry County Missouri | 7 | $ 1,151,000 | $ 164,000 | $ 273,000 |
| Mercer County Missouri | 7 | $ 2,032,000 | $ 290,000 | $ 184,000 |
| Clay County Nebraska | 7 | $ 560,000 | $ 80,000 | $ 51,000 |
| Clark County South Dakota | 7 | $ 1,722,000 | $ 246,000 | $ 94,000 |
| Lawrence County South Dakota | 7 | $ 1,292,000 | $ 184,000 | $ 129,000 |
| Cass County Iowa | 6 | $ 460,000 | $ 76,000 | $ 66,000 |
| Hardin County Iowa | 6 | $ 717,000 | $ 119,000 | $ 48,000 |
| Harrison County Iowa | 6 | $ 542,000 | $ 90,000 | $ 92,000 |
| Putnam County Missouri | 6 | $ 494,000 | $ 82,000 | $ 50,000 |
| Sullivan County Missouri | 6 | $ 343,000 | $ 57,000 | $ 51,000 |
| Red Willow County Nebraska | 6 | $ 1,749,000 | $ 291,000 | $ 45,000 |
| Washington County Nebraska | 6 | $ 4,606,000 | $ 767,000 | $ 124,000 |
| Bon Homme County South Dakota | 6 | $ 325,000 | $ 54,000 | $ 43,000 |
| Kingsbury County South Dakota | 6 | $ 506,000 | $ 84,000 | $ 88,000 |
| Adams County Colorado | 5 | $ 1,162,000 | $ 232,000 | $ 49,000 |
| Adams County Iowa | 5 | $ 1,071,000 | $ 214,000 | $ 854,000 |
| Madison County Iowa | 5 | $ 1,145,000 | $ 229,000 | $ 111,000 |
| Page County Iowa | 5 | $ 1,350,000 | $ 270,000 | $ 98,000 |
| Big Stone County Minnesota | 5 | $ 409,000 | $ 81,000 | $ 63,000 |
| Gage County Nebraska | 5 | $ 519,000 | $ 103,000 | $ 54,000 |
| Howard County Nebraska | 5 | $ 601,000 | $ 120,000 | $ 131,000 |
| Otoe County Nebraska | 5 | $ 656,000 | $ 131,000 | $ 83,000 |
| Seward County Nebraska | 5 | $ 1,255,000 | $ 251,000 | $ 79,000 |
| McCook County South Dakota | 5 | $ 650,000 | $ 130,000 | $ 50,000 |
| Stanley County South Dakota | 5 | $ 754,000 | $ 150,000 | $ 79,000 |
| Linn County Iowa | 4 | $ 377,000 | $ 94,000 | $ 9,000 |
| Mills County Iowa | 4 | $ 282,000 | $ 70,000 | $ 95,000 |
| Tama County Iowa | 4 | $ 233,000 | $ 58,000 | $ 137,000 |
| Taylor County Iowa | 4 | $ 209,000 | $ 52,000 | $ 63,000 |
| Wright County Iowa | 4 | $ 234,000 | $ 58,000 | $ 60,000 |
| Anoka County Minnesota | 4 | $ 1,436,000 | $ 359,000 | $ 104,000 |
| Garfield County Nebraska | 4 | $ 265,000 | $ 66,000 | $ 24,000 |
| Hamilton County Nebraska | 4 | $ 332,000 | $ 83,000 | $ 29,000 |
| Butte County South Dakota | 4 | $ 510,000 | $ 127,000 | $ 199,000 |
| Broomfield County Colorado | 3 | $ 429,000 | $ 143,000 | $ 180,000 |
| Fremont County Colorado | 3 | $ 393,000 | $ 131,000 | $ 28,000 |
| Henderson County Illinois | 3 | $ 208,000 | $ 69,000 | $ 33,000 |
| Cerro Gordo County Iowa | 3 | $ 732,000 | $ 244,000 | $ 124,000 |
| Guthrie County Iowa | 3 | $ 673,000 | $ 224,000 | $ 207,000 |
| Hamilton County Iowa | 3 | $ 319,000 | $ 106,000 | $ 68,000 |
| Lee County Iowa | 3 | $ 157,000 | $ 52,000 | $ 107,000 |
| Mahaska County Iowa | 3 | $ 306,000 | $ 102,000 | $ 181,000 |
| Stearns County Minnesota | 3 | $ 491,000 | $ 163,000 | $ 114,000 |
| Buchanan County Missouri | 3 | $ 18,553,000 | $ 6,184,000 | $ 19,000 |
| Grundy County Missouri | 3 | $ 3,273,000 | $ 1,091,000 | $ 157,000 |
| Linn County Missouri | 3 | $ 784,000 | $ 261,000 | $ 74,000 |
| Taney County Missouri | 3 | $ 231,000 | $ 77,000 | $ 113,000 |
| Butler County Nebraska | 3 | $ 323,000 | $ 107,000 | $ 55,000 |
| Frontier County Nebraska | 3 | $ 363,000 | $ 121,000 | $ 106,000 |
| Furnas County Nebraska | 3 | $ 252,000 | $ 84,000 | $ 45,000 |
| Madison County Nebraska | 3 | $ 209,000 | $ 69,000 | $ 49,000 |
| Nemaha County Nebraska | 3 | $ 364,000 | $ 121,000 | $ 153,000 |
| Webster County Nebraska | 3 | $ 152,000 | $ 50,000 | $ 64,000 |
| Custer County South Dakota | 3 | $ 695,000 | $ 231,000 | $ 145,000 |
| McPherson County South Dakota | 3 | $ 155,000 | $ 51,000 | $ 49,000 |
| Coconino County Arizona | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Gila County Arizona | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Mohave County Arizona | 2 | $ 244,000 | $ 122,000 | $ 47,000 |
| Teller County Colorado | 2 | $ 457,000 | $ 228,000 | $ 70,000 |
| Rock Island County Illinois | 2 | $ 1,203,000 | $ 601,000 | $ 0 |
| Pocahontas County Iowa | 2 | $ 148,000 | $ 74,000 | $ 40,000 |
| Woodbury County Iowa | 2 | $ 202,000 | $ 101,000 | $ 29,000 |
| Clay County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lac qui Parle County Minnesota | 2 | $ 408,000 | $ 204,000 | $ 80,000 |
| Lincoln County Minnesota | 2 | $ 169,000 | $ 84,000 | $ 77,000 |
| Murray County Minnesota | 2 | $ 521,000 | $ 260,000 | $ 207,000 |
| Pope County Minnesota | 2 | $ 513,000 | $ 256,000 | $ 197,000 |
| Rock County Minnesota | 2 | $ 111,000 | $ 55,000 | $ 36,000 |
| Yellow Medicine County Minnesota | 2 | $ 65,000 | $ 32,000 | $ 68,000 |
| Harrison County Missouri | 2 | $ 134,000 | $ 67,000 | $ 33,000 |
| Cuming County Nebraska | 2 | $ 224,000 | $ 112,000 | $ 44,000 |
| Gosper County Nebraska | 2 | $ 482,000 | $ 241,000 | $ 77,000 |
| Johnson County Nebraska | 2 | $ 148,000 | $ 74,000 | $ 35,000 |
| Kearney County Nebraska | 2 | $ 221,000 | $ 110,000 | $ 68,000 |
| Knox County Nebraska | 2 | $ 239,000 | $ 119,000 | $ 139,000 |
| Loup County Nebraska | 2 | $ 800,000 | $ 400,000 | $ 32,000 |
| Merrick County Nebraska | 2 | $ 74,000 | $ 37,000 | $ 32,000 |
| Beadle County South Dakota | 2 | $ 30,000 | $ 15,000 | $ 175,000 |
| Charles Mix County South Dakota | 2 | $ 244,000 | $ 122,000 | $ 66,000 |
| Clay County South Dakota | 2 | $ 339,000 | $ 169,000 | $ 76,000 |
| Corson County South Dakota | 2 | $ 97,000 | $ 48,000 | $ 28,000 |
| Gregory County South Dakota | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Hughes County South Dakota | 2 | $ 315,000 | $ 157,000 | $ 83,000 |
| Hutchinson County South Dakota | 2 | $ 82,000 | $ 41,000 | $ 21,000 |
| Lyman County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Marshall County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Goshen County Wyoming | 2 | $ 301,000 | $ 150,000 | $ 54,000 |
| San Diego County California | 1 | $ 1,763,000 | $ 1,763,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Custer County Colorado | 1 | $ 349,000 | $ 349,000 | $ 109,000 |
| Elbert County Colorado | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Mesa County Colorado | 1 | $ 288,000 | $ 288,000 | $ 117,000 |
| Park County Colorado | 1 | $ 367,000 | $ 367,000 | $ 163,000 |
| Pueblo County Colorado | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Routt County Colorado | 1 | $ 590,000 | $ 590,000 | $ 145,000 |
| Sedgwick County Colorado | 1 | $ 197,000 | $ 197,000 | $ 91,000 |
| Summit County Colorado | 1 | $ 325,000 | $ 325,000 | $ 2,471,000 |
| Collier County Florida | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Cook County Illinois | 1 | $ 179,000 | $ 179,000 | $ 3,308,000 |
| Adair County Iowa | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Appanoose County Iowa | 1 | $ 24,000 | $ 24,000 | $ 17,000 |
| Audubon County Iowa | 1 | $ 485,000 | $ 485,000 | $ 52,000 |
| Benton County Iowa | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Buchanan County Iowa | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 274,000 | $ 274,000 | $ 252,000 |
| Greene County Iowa | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Grundy County Iowa | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Hancock County Iowa | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Iowa County Iowa | 1 | $ 250,000 | $ 250,000 | $ 146,000 |
| Kossuth County Iowa | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Marion County Iowa | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Sac County Iowa | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Scott County Iowa | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Winneshiek County Iowa | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Aitkin County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Carver County Minnesota | 1 | $ 2,223,000 | $ 2,223,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 201,000 |
| Dakota County Minnesota | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Hennepin County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Kandiyohi County Minnesota | 1 | $ 291,000 | $ 291,000 | $ 164,000 |
| Pipestone County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 73,000 |
| Redwood County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Renville County Minnesota | 1 | $ 122,000 | $ 122,000 | $ 127,000 |
| Adair County Missouri | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Camden County Missouri | 1 | $ 417,000 | $ 417,000 | $ 143,000 |
| Cass County Missouri | 1 | $ 12,000 | $ 12,000 | $ 89,000 |
| Clay County Missouri | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Daviess County Missouri | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Holt County Missouri | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Lawrence County Missouri | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Nodaway County Missouri | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Texas County Missouri | 1 | $ 110,000 | $ 110,000 | $ 131,000 |
| Antelope County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Cedar County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 67,000 |
| Colfax County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Dawes County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 89,000 |
| Deuel County Nebraska | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Fillmore County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Harlan County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 131,000 |
| Keith County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 22,000 |
| Morrill County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 49,000 |
| Nuckolls County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Richardson County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Sherman County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Stanton County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Thayer County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 50,000 |
| Wayne County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 17,000 |
| Wheeler County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 127,000 |
| Pierce County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Aurora County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Douglas County South Dakota | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Faulk County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Jerauld County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,850 | $326,707,000 | $176,000 | $6,048,000 | $83,000 | $4,156,000 |
| Refinancing | 1,348 | $275,907,000 | $204,000 | $17,400,000 | $104,000 | $4,706,000 |
| Home Improvement | 231 | $27,034,000 | $117,000 | $459,000 | $87,000 | $1,642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,761 | $442,034,000 | $160,000 | $2,500,000 | $98,000 | $4,706,000 |
| Not Provided | 227 | $44,929,000 | $197,000 | $1,500,000 | $120,000 | $2,364,000 |
| Not applicable | 205 | $107,531,000 | $524,000 | $17,400,000 | $0 | $0 |
| Hispanic | 102 | $12,803,000 | $125,000 | $459,000 | $70,000 | $419,000 |
| Asian | 92 | $16,158,000 | $175,000 | $900,000 | $77,000 | $472,000 |
| Black or African American | 18 | $2,407,000 | $133,000 | $238,000 | $53,000 | $151,000 |
| American Indian or Alaskan Native | 16 | $2,323,000 | $145,000 | $407,000 | $63,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,463,000 | $182,000 | $255,000 | $80,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,912 | $555,248,000 | $190,000 | $17,400,000 | $97,000 | $4,706,000 |
| FHA-insured (Federal Housing Administration) | 235 | $30,626,000 | $130,000 | $439,000 | $55,000 | $277,000 |
| VA-guaranteed (Veterans Administration) | 147 | $28,093,000 | $191,000 | $415,000 | $79,000 | $316,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 135 | $15,681,000 | $116,000 | $372,000 | $56,000 | $1,381,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,549 | $498,650,000 | $195,000 | $17,400,000 | $97,000 | $4,706,000 |
| Application Denied By Financial Institution | 422 | $52,621,000 | $124,000 | $2,670,000 | $53,000 | $373,000 |
| Application Approved But Not Accepted | 362 | $63,528,000 | $175,000 | $1,500,000 | $96,000 | $1,462,000 |
| Application Withdrawn By Applicant | 94 | $14,568,000 | $154,000 | $900,000 | $101,000 | $576,000 |
| File Closed For Incompleteness | 2 | $281,000 | $140,000 | $270,000 | $16,000 | $32,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.