Great Western Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Great Western Financial Services, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,011 |
| Total Mortgage Loan Application Amount | $165,479,000 |
| Average Mortgage Loan Application Amount | $56,076 |
| Highest Mortgage Loan Application Amount | $674,000 |
| Average Applicant Income | $90,307 |
| Highest Applicant Income | $913,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Great Western Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Great Western Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Financial Services, Inc.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 410 | $ 22,898,000 | $ 55,000 | $ 110,000 |
| Collin County Texas | 402 | $ 19,464,000 | $ 48,000 | $ 124,000 |
| Denton County Texas | 369 | $ 18,370,000 | $ 49,000 | $ 123,000 |
| Tarrant County Texas | 298 | $ 14,274,000 | $ 47,000 | $ 93,000 |
| Tulsa County Oklahoma | 226 | $ 12,055,000 | $ 53,000 | $ 61,000 |
| Harris County Texas | 134 | $ 6,393,000 | $ 47,000 | $ 110,000 |
| Bernalillo County New Mexico | 129 | $ 5,900,000 | $ 45,000 | $ 99,000 |
| Washoe County Nevada | 90 | $ 7,050,000 | $ 78,000 | $ 70,000 |
| Clark County Nevada | 81 | $ 10,370,000 | $ 128,000 | $ 59,000 |
| Oklahoma County Oklahoma | 56 | $ 3,299,000 | $ 58,000 | $ 62,000 |
| Santa Fe County New Mexico | 49 | $ 3,339,000 | $ 68,000 | $ 97,000 |
| Rogers County Oklahoma | 42 | $ 2,243,000 | $ 53,000 | $ 52,000 |
| Bexar County Texas | 41 | $ 2,202,000 | $ 53,000 | $ 113,000 |
| Wagoner County Oklahoma | 34 | $ 1,795,000 | $ 52,000 | $ 53,000 |
| Fort Bend County Texas | 33 | $ 1,596,000 | $ 48,000 | $ 103,000 |
| Travis County Texas | 31 | $ 1,596,000 | $ 51,000 | $ 167,000 |
| Cleveland County Oklahoma | 27 | $ 1,276,000 | $ 47,000 | $ 65,000 |
| Montgomery County Texas | 23 | $ 1,412,000 | $ 61,000 | $ 152,000 |
| Rockwall County Texas | 23 | $ 893,000 | $ 38,000 | $ 106,000 |
| Sandoval County New Mexico | 21 | $ 1,128,000 | $ 53,000 | $ 107,000 |
| Ellis County Texas | 20 | $ 859,000 | $ 42,000 | $ 93,000 |
| Grayson County Texas | 19 | $ 1,079,000 | $ 56,000 | $ 83,000 |
| Kaufman County Texas | 16 | $ 714,000 | $ 44,000 | $ 79,000 |
| Bell County Texas | 14 | $ 764,000 | $ 54,000 | $ 87,000 |
| Williamson County Texas | 14 | $ 543,000 | $ 38,000 | $ 85,000 |
| Canadian County Oklahoma | 13 | $ 513,000 | $ 39,000 | $ 45,000 |
| Galveston County Texas | 13 | $ 765,000 | $ 58,000 | $ 158,000 |
| Johnson County Texas | 11 | $ 573,000 | $ 52,000 | $ 56,000 |
| Otero County New Mexico | 10 | $ 1,035,000 | $ 103,000 | $ 83,000 |
| Parker County Texas | 10 | $ 807,000 | $ 80,000 | $ 196,000 |
| Carson City County Nevada | 9 | $ 626,000 | $ 69,000 | $ 56,000 |
| Payne County Oklahoma | 9 | $ 627,000 | $ 69,000 | $ 48,000 |
| Brazoria County Texas | 9 | $ 317,000 | $ 35,000 | $ 94,000 |
| Cooke County Texas | 9 | $ 283,000 | $ 31,000 | $ 204,000 |
| Henderson County Texas | 9 | $ 1,067,000 | $ 118,000 | $ 82,000 |
| Lyon County Nevada | 8 | $ 428,000 | $ 53,000 | $ 64,000 |
| Douglas County Nevada | 7 | $ 496,000 | $ 70,000 | $ 114,000 |
| Creek County Oklahoma | 7 | $ 447,000 | $ 63,000 | $ 49,000 |
| McCurtain County Oklahoma | 7 | $ 489,000 | $ 69,000 | $ 65,000 |
| Osage County Oklahoma | 7 | $ 417,000 | $ 59,000 | $ 48,000 |
| Wise County Texas | 7 | $ 324,000 | $ 46,000 | $ 87,000 |
| Valencia County New Mexico | 6 | $ 236,000 | $ 39,000 | $ 72,000 |
| Muskogee County Oklahoma | 6 | $ 191,000 | $ 31,000 | $ 45,000 |
| El Paso County Texas | 6 | $ 248,000 | $ 41,000 | $ 143,000 |
| Lubbock County Texas | 6 | $ 194,000 | $ 32,000 | $ 51,000 |
| McLennan County Texas | 6 | $ 251,000 | $ 41,000 | $ 86,000 |
| Smith County Texas | 6 | $ 271,000 | $ 45,000 | $ 87,000 |
| Chaves County New Mexico | 5 | $ 115,000 | $ 23,000 | $ 98,000 |
| Kay County Oklahoma | 5 | $ 285,000 | $ 57,000 | $ 97,000 |
| Logan County Oklahoma | 5 | $ 211,000 | $ 42,000 | $ 61,000 |
| McClain County Oklahoma | 5 | $ 306,000 | $ 61,000 | $ 36,000 |
| Pawnee County Oklahoma | 5 | $ 334,000 | $ 66,000 | $ 40,000 |
| Hunt County Texas | 5 | $ 506,000 | $ 101,000 | $ 101,000 |
| Jefferson County Texas | 5 | $ 110,000 | $ 22,000 | $ 54,000 |
| Taos County New Mexico | 4 | $ 239,000 | $ 59,000 | $ 83,000 |
| Bryan County Oklahoma | 4 | $ 311,000 | $ 77,000 | $ 72,000 |
| Cherokee County Oklahoma | 4 | $ 89,000 | $ 22,000 | $ 63,000 |
| Pittsburg County Oklahoma | 4 | $ 205,000 | $ 51,000 | $ 49,000 |
| Burnet County Texas | 4 | $ 205,000 | $ 51,000 | $ 82,000 |
| Comal County Texas | 4 | $ 262,000 | $ 65,000 | $ 73,000 |
| Fannin County Texas | 4 | $ 348,000 | $ 87,000 | $ 60,000 |
| Hays County Texas | 4 | $ 86,000 | $ 21,000 | $ 76,000 |
| Nueces County Texas | 4 | $ 132,000 | $ 33,000 | $ 74,000 |
| Churchill County Nevada | 3 | $ 168,000 | $ 56,000 | $ 69,000 |
| Nye County Nevada | 3 | $ 235,000 | $ 78,000 | $ 51,000 |
| Dona Ana County New Mexico | 3 | $ 75,000 | $ 25,000 | $ 128,000 |
| Eddy County New Mexico | 3 | $ 196,000 | $ 65,000 | $ 50,000 |
| Lincoln County New Mexico | 3 | $ 176,000 | $ 58,000 | $ 113,000 |
| Caddo County Oklahoma | 3 | $ 117,000 | $ 39,000 | $ 18,000 |
| Carter County Oklahoma | 3 | $ 232,000 | $ 77,000 | $ 22,000 |
| Okmulgee County Oklahoma | 3 | $ 133,000 | $ 44,000 | $ 36,000 |
| Pottawatomie County Oklahoma | 3 | $ 168,000 | $ 56,000 | $ 37,000 |
| Sequoyah County Oklahoma | 3 | $ 196,000 | $ 65,000 | $ 55,000 |
| Bastrop County Texas | 3 | $ 121,000 | $ 40,000 | $ 51,000 |
| Hardin County Texas | 3 | $ 56,000 | $ 18,000 | $ 76,000 |
| Palo Pinto County Texas | 3 | $ 247,000 | $ 82,000 | $ 79,000 |
| Van Zandt County Texas | 3 | $ 298,000 | $ 99,000 | $ 109,000 |
| Elko County Nevada | 2 | $ 171,000 | $ 85,000 | $ 36,000 |
| Curry County New Mexico | 2 | $ 41,000 | $ 20,000 | $ 142,000 |
| Rio Arriba County New Mexico | 2 | $ 124,000 | $ 62,000 | $ 51,000 |
| San Juan County New Mexico | 2 | $ 96,000 | $ 48,000 | $ 120,000 |
| Torrance County New Mexico | 2 | $ 495,000 | $ 247,000 | $ 127,000 |
| Alfalfa County Oklahoma | 2 | $ 108,000 | $ 54,000 | $ 54,000 |
| Mayes County Oklahoma | 2 | $ 77,000 | $ 38,000 | $ 49,000 |
| Noble County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 40,000 |
| Pontotoc County Oklahoma | 2 | $ 82,000 | $ 41,000 | $ 58,000 |
| Pushmataha County Oklahoma | 2 | $ 86,000 | $ 43,000 | $ 30,000 |
| Aransas County Texas | 2 | $ 57,000 | $ 28,000 | $ 66,000 |
| Brazos County Texas | 2 | $ 75,000 | $ 37,000 | $ 112,000 |
| Franklin County Texas | 2 | $ 55,000 | $ 27,000 | $ 180,000 |
| Freestone County Texas | 2 | $ 173,000 | $ 86,000 | $ 50,000 |
| Grimes County Texas | 2 | $ 71,000 | $ 35,000 | $ 41,000 |
| Hamilton County Texas | 2 | $ 144,000 | $ 72,000 | $ 43,000 |
| Hidalgo County Texas | 2 | $ 196,000 | $ 98,000 | $ 54,000 |
| Hood County Texas | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| Hopkins County Texas | 2 | $ 104,000 | $ 52,000 | $ 35,000 |
| Kendall County Texas | 2 | $ 103,000 | $ 51,000 | $ 161,000 |
| Midland County Texas | 2 | $ 64,000 | $ 32,000 | $ 95,000 |
| Potter County Texas | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Webb County Texas | 2 | $ 111,000 | $ 55,000 | $ 105,000 |
| Wichita County Texas | 2 | $ 81,000 | $ 40,000 | $ 25,000 |
| Wood County Texas | 2 | $ 124,000 | $ 62,000 | $ 193,000 |
| San Bernardino County California | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Santa Clara County California | 1 | $ 36,000 | $ 36,000 | $ 123,000 |
| Mineral County Colorado | 1 | $ 21,000 | $ 21,000 | $ 72,000 |
| Lake County Florida | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Martin County Florida | 1 | $ 98,000 | $ 98,000 | $ 196,000 |
| Cibola County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 55,000 |
| Los Alamos County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| McKinley County New Mexico | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| San Miguel County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| Sierra County New Mexico | 1 | $ 167,000 | $ 167,000 | $ 199,000 |
| Beaver County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Beckham County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Comanche County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Delaware County Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 64,000 |
| Garfield County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Grady County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 56,000 |
| Hughes County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 90,000 |
| Latimer County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Major County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Marshall County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Okfuskee County Oklahoma | 1 | $ 290,000 | $ 290,000 | $ 144,000 |
| Stephens County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 67,000 |
| Texas County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 74,000 |
| Washington County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 62,000 |
| Washita County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| Woodward County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Anderson County Texas | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Blanco County Texas | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Brown County Texas | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Callahan County Texas | 1 | $ 88,000 | $ 88,000 | $ 114,000 |
| Cass County Texas | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Cherokee County Texas | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Colorado County Texas | 1 | $ 56,000 | $ 56,000 | $ 98,000 |
| Comanche County Texas | 1 | $ 11,000 | $ 11,000 | $ 86,000 |
| Deaf Smith County Texas | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Ector County Texas | 1 | $ 78,000 | $ 78,000 | $ 83,000 |
| Fayette County Texas | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Gregg County Texas | 1 | $ 208,000 | $ 208,000 | $ 144,000 |
| Guadalupe County Texas | 1 | $ 23,000 | $ 23,000 | $ 68,000 |
| Hale County Texas | 1 | $ 51,000 | $ 51,000 | $ 67,000 |
| Hill County Texas | 1 | $ 33,000 | $ 33,000 | $ 53,000 |
| Jackson County Texas | 1 | $ 180,000 | $ 180,000 | $ 36,000 |
| Kerr County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lampasas County Texas | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
| Limestone County Texas | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Lipscomb County Texas | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Madison County Texas | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Marion County Texas | 1 | $ 104,000 | $ 104,000 | $ 91,000 |
| Mason County Texas | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Matagorda County Texas | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Mills County Texas | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
| Newton County Texas | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Orange County Texas | 1 | $ 248,000 | $ 248,000 | $ 48,000 |
| Rains County Texas | 1 | $ 23,000 | $ 23,000 | $ 93,000 |
| Randall County Texas | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Robertson County Texas | 1 | $ 15,000 | $ 15,000 | $ 236,000 |
| Runnels County Texas | 1 | $ 40,000 | $ 40,000 | $ 41,000 |
| Somervell County Texas | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Taylor County Texas | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Tom Green County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Tyler County Texas | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Upshur County Texas | 1 | $ 26,000 | $ 26,000 | $ 28,000 |
| Victoria County Texas | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Waller County Texas | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Wilson County Texas | 1 | $ 34,000 | $ 34,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Great Western Financial Services, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,545 | $93,577,000 | $53,000 | $674,000 | $76,166 | $780,000 |
| Home Purchase (one-to-four family) | 1,271 | $62,296,000 | $60,333 | $520,000 | $99,166 | $913,000 |
| Home Improvement (one-to-four family) | 195 | $9,606,000 | $49,000 | $153,000 | $122,000 | $484,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,247 | $117,000,000 | $52,000 | $545,000 | $92,500 | $905,000 |
| Information not provided by applicant in mail or telephone application | 343 | $24,214,000 | $66,200 | $674,000 | $70,400 | $360,000 |
| Hispanic | 220 | $13,431,000 | $68,250 | $496,000 | $72,750 | $707,000 |
| Black | 90 | $4,561,000 | $54,750 | $248,000 | $66,750 | $330,000 |
| Asian or Pacific Islander | 77 | $3,883,000 | $73,500 | $360,000 | $95,250 | $913,000 |
| Other | 24 | $1,846,000 | $101,000 | $385,000 | $62,000 | $300,000 |
| American Indian or Alaskan Native | 10 | $544,000 | $60,500 | $203,000 | $93,500 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,011 | $165,479,000 | $51,714 | $674,000 | $84,857 | $913,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,659 | $84,874,000 | $42,833 | $520,000 | $68,166 | $905,000 |
| Application Withdrawn By Applicant | 647 | $42,535,000 | $76,750 | $674,000 | $73,500 | $913,000 |
| Application Denied By Financial Institution | 530 | $29,340,000 | $67,666 | $395,000 | $98,833 | $694,000 |
| Application Approved But Not Accepted | 175 | $8,730,000 | $40,750 | $279,000 | $78,500 | $780,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 196 | $9,678,000 | $58,000 | $395,000 | $83,600 | $680,000 |
| Other | 192 | $11,027,000 | $79,000 | $340,000 | $98,400 | $694,000 |
| Debt-To-Income Ratio | 105 | $5,542,000 | $74,500 | $215,000 | $95,750 | $352,000 |
| Collateral | 14 | $874,000 | $58,666 | $300,000 | $97,666 | $586,000 |
| Unverifiable Information | 11 | $666,000 | $44,500 | $130,000 | $112,500 | $480,000 |
| Credit Application Incomplete | 8 | $1,304,000 | $202,333 | $385,000 | $115,666 | $180,000 |
| Employment History | 2 | $37,000 | $18,000 | $20,000 | $98,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $212,000 | $106,000 | $197,000 | $312,500 | $516,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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