Great Western Financial Services, Inc. Mortgage Lending & HMDA Data, 2004

In 2004, Great Western Financial Services, Inc. of Plano, TX reported 4,369 mortgage applications totaling $363.6 million, up 45% from 2003. The average application was for $83,228, and applicants reported an average income of $71,556. 45% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,295), Fort Worth-Arlington, TX (479) and Houston-Baytown-Sugar Land, TX (373) (applications in parentheses).

Mortgage Company & Address Great Western Financial Services, Inc.
5408 W Plano Pkwy
Plano, TX 75093
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,369
Total Mortgage Loan Application Amount $363,626,000
Average Mortgage Loan Application Amount $83,228
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $71,556
Highest Applicant Income $384,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Great Western Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Great Western Financial Services, Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 465 $ 36,261,000 $ 77,980 $ 79,000
Tarrant, Texas 415 $ 28,644,000 $ 69,021 $ 97,000
Collin, Texas 359 $ 21,544,000 $ 60,011 $ 99,000
Denton, Texas 343 $ 20,801,000 $ 60,644 $ 103,000
Harris, Texas 231 $ 20,710,000 $ 89,653 $ 73,000
Clark, Nevada 194 $ 32,155,000 $ 165,747 $ 62,000
Bernalillo, New Mexico 180 $ 15,177,000 $ 84,316 $ 67,000
Tulsa, Oklahoma 163 $ 9,408,000 $ 57,717 $ 59,000
Bexar, Texas 160 $ 12,673,000 $ 79,206 $ 70,000
Washoe, Nevada 115 $ 18,405,000 $ 160,043 $ 62,000
Travis, Texas 104 $ 8,665,000 $ 83,317 $ 83,000
Grayson, Texas 59 $ 4,403,000 $ 74,627 $ 67,000
El Paso, Texas 56 $ 4,362,000 $ 77,892 $ 69,000
Fort Bend, Texas 55 $ 5,616,000 $ 102,109 $ 69,000
Sandoval, New Mexico 51 $ 4,249,000 $ 83,313 $ 63,000
Santa Fe, New Mexico 50 $ 5,145,000 $ 102,900 $ 83,000
Williamson, Texas 48 $ 3,517,000 $ 73,270 $ 80,000
Hidalgo, Texas 46 $ 4,105,000 $ 89,239 $ 58,000
Rockwall, Texas 45 $ 3,164,000 $ 70,311 $ 108,000
Ellis, Texas 41 $ 3,035,000 $ 74,024 $ 76,000
Oklahoma, Oklahoma 38 $ 3,457,000 $ 90,973 $ 58,000
Bell, Texas 33 $ 2,477,000 $ 75,060 $ 74,000
Kaufman, Texas 33 $ 1,763,000 $ 53,424 $ 70,000
Montgomery, Texas 32 $ 3,397,000 $ 106,156 $ 78,000
Cameron, Texas 27 $ 2,181,000 $ 80,777 $ 44,000
McLennan, Texas 27 $ 2,250,000 $ 83,333 $ 63,000
Rogers, Oklahoma 26 $ 1,938,000 $ 74,538 $ 65,000
Johnson, Texas 26 $ 1,862,000 $ 71,615 $ 61,000
Wise, Texas 25 $ 1,864,000 $ 74,560 $ 83,000
Lyon, Nevada 22 $ 3,236,000 $ 147,090 $ 52,000
Brazoria, Texas 22 $ 2,282,000 $ 103,727 $ 60,000
Galveston, Texas 22 $ 1,947,000 $ 88,500 $ 72,000
Wagoner, Oklahoma 21 $ 1,349,000 $ 64,238 $ 55,000
Nueces, Texas 21 $ 1,707,000 $ 81,285 $ 71,000
Lubbock, Texas 18 $ 1,390,000 $ 77,222 $ 54,000
Cleveland, Oklahoma 17 $ 1,524,000 $ 89,647 $ 70,000
Hays, Texas 17 $ 916,000 $ 53,882 $ 72,000
Nye, Nevada 16 $ 1,807,000 $ 112,937 $ 48,000
Okmulgee, Oklahoma 16 $ 1,163,000 $ 72,687 $ 46,000
Dona Ana, New Mexico 15 $ 1,851,000 $ 123,400 $ 61,000
San Juan, New Mexico 15 $ 939,000 $ 62,600 $ 61,000
Valencia, New Mexico 15 $ 1,248,000 $ 83,200 $ 45,000
Jefferson, Texas 15 $ 1,175,000 $ 78,333 $ 73,000
Creek, Oklahoma 14 $ 1,047,000 $ 74,785 $ 51,000
Guadalupe, Texas 14 $ 1,396,000 $ 99,714 $ 45,000
Chaves, New Mexico 13 $ 894,000 $ 68,769 $ 47,000
Muskogee, Oklahoma 13 $ 971,000 $ 74,692 $ 44,000
Comal, Texas 13 $ 1,818,000 $ 139,846 $ 79,000
Parker, Texas 13 $ 1,218,000 $ 93,692 $ 85,000
Randall, Texas 13 $ 1,414,000 $ 108,769 $ 73,000
Smith, Texas 13 $ 1,286,000 $ 98,923 $ 64,000
Eddy, New Mexico 12 $ 787,000 $ 65,583 $ 35,000
Otero, New Mexico 12 $ 1,458,000 $ 121,500 $ 48,000
Fannin, Texas 12 $ 973,000 $ 81,083 $ 69,000
Ector, Texas 11 $ 713,000 $ 64,818 $ 84,000
Payne, Oklahoma 10 $ 574,000 $ 57,400 $ 44,000
Gregg, Texas 10 $ 1,098,000 $ 109,800 $ 72,000
Webb, Texas 10 $ 743,000 $ 74,300 $ 57,000
Carson City, Nevada 9 $ 1,579,000 $ 175,444 $ 64,000
Hunt, Texas 9 $ 408,000 $ 45,333 $ 87,000
Maverick, Texas 9 $ 655,000 $ 72,777 $ 42,000
Midland, Texas 9 $ 625,000 $ 69,444 $ 67,000
Montague, Texas 9 $ 764,000 $ 84,888 $ 99,000
Carter, Oklahoma 8 $ 582,000 $ 72,750 $ 90,000
Pottawatomie, Oklahoma 8 $ 717,000 $ 89,625 $ 49,000
Bastrop, Texas 8 $ 755,000 $ 94,375 $ 74,000
Brazos, Texas 8 $ 504,000 $ 63,000 $ 36,000
Kerr, Texas 8 $ 521,000 $ 65,125 $ 50,000
Curry, New Mexico 7 $ 443,000 $ 63,285 $ 67,000
Lea, New Mexico 7 $ 511,000 $ 73,000 $ 35,000
Bowie, Texas 7 $ 545,000 $ 77,857 $ 49,000
Coryell, Texas 7 $ 462,000 $ 66,000 $ 68,000
Henderson, Texas 7 $ 813,000 $ 116,142 $ 100,000
Howard, Texas 7 $ 467,000 $ 66,714 $ 45,000
Kendall, Texas 7 $ 566,000 $ 80,857 $ 63,000
Taylor, Texas 7 $ 522,000 $ 74,571 $ 71,000
Tom Green, Texas 7 $ 475,000 $ 67,857 $ 52,000
Churchill, Nevada 6 $ 733,000 $ 122,166 $ 53,000
Douglas, Nevada 6 $ 1,363,000 $ 227,166 $ 63,000
San Miguel, New Mexico 6 $ 671,000 $ 111,833 $ 65,000
Pawnee, Oklahoma 6 $ 505,000 $ 84,166 $ 56,000
Pontotoc, Oklahoma 6 $ 332,000 $ 55,333 $ 32,000
Hood, Texas 6 $ 653,000 $ 108,833 $ 90,000
Orange, Texas 6 $ 484,000 $ 80,666 $ 68,000
Polk, Texas 6 $ 509,000 $ 84,833 $ 85,000
Humboldt, Nevada 5 $ 528,000 $ 105,600 $ 66,000
Lincoln, New Mexico 5 $ 383,000 $ 76,600 $ 88,000
Rio Arriba, New Mexico 5 $ 997,000 $ 199,400 $ 80,000
Socorro, New Mexico 5 $ 392,000 $ 78,400 $ 36,000
Torrance, New Mexico 5 $ 722,000 $ 144,400 $ 75,000
Osage, Oklahoma 5 $ 256,000 $ 51,200 $ 42,000
Pittsburg, Oklahoma 5 $ 206,000 $ 41,200 $ 45,000
Aransas, Texas 5 $ 385,000 $ 77,000 $ 37,000
Atascosa, Texas 5 $ 424,000 $ 84,800 $ 52,000
Burnet, Texas 5 $ 562,000 $ 112,400 $ 77,000
Caldwell, Texas 5 $ 484,000 $ 96,800 $ 51,000
Medina, Texas 5 $ 430,000 $ 86,000 $ 58,000
Rusk, Texas 5 $ 424,000 $ 84,800 $ 53,000
Van Zandt, Texas 5 $ 287,000 $ 57,400 $ 40,000
Victoria, Texas 5 $ 445,000 $ 89,000 $ 25,000
Elko, Nevada 4 $ 458,000 $ 114,500 $ 45,000
Luna, New Mexico 4 $ 368,000 $ 92,000 $ 76,000
Cherokee, Oklahoma 4 $ 325,000 $ 81,250 $ 93,000
Comanche, Oklahoma 4 $ 280,000 $ 70,000 $ 42,000
Latimer, Oklahoma 4 $ 260,000 $ 65,000 $ 36,000
Angelina, Texas 4 $ 337,000 $ 84,250 $ 40,000
Cherokee, Texas 4 $ 210,000 $ 52,500 $ 129,000
Grimes, Texas 4 $ 361,000 $ 90,250 $ 44,000
Liberty, Texas 4 $ 447,000 $ 111,750 $ 63,000
Palo Pinto, Texas 4 $ 248,000 $ 62,000 $ 71,000
Starr, Texas 4 $ 297,000 $ 74,250 $ 43,000
Uvalde, Texas 4 $ 360,000 $ 90,000 $ 71,000
Val Verde, Texas 4 $ 219,000 $ 54,750 $ 42,000
Storey, Nevada 3 $ 427,000 $ 142,333 $ 49,000
Lincoln, Oklahoma 3 $ 235,000 $ 78,333 $ 26,000
Logan, Oklahoma 3 $ 140,000 $ 46,666 $ 27,000
Mayes, Oklahoma 3 $ 256,000 $ 85,333 $ 46,000
McCurtain, Oklahoma 3 $ 386,000 $ 128,666 $ 75,000
Andrews, Texas 3 $ 224,000 $ 74,666 $ 95,000
Cooke, Texas 3 $ 157,000 $ 52,333 $ 73,000
Falls, Texas 3 $ 308,000 $ 102,666 $ 53,000
Franklin, Texas 3 $ 105,000 $ 35,000 $ 118,000
Hamilton, Texas 3 $ 202,000 $ 67,333 $ 24,000
Lamar, Texas 3 $ 213,000 $ 71,000 $ 51,000
Matagorda, Texas 3 $ 292,000 $ 97,333 $ 60,000
Milam, Texas 3 $ 160,000 $ 53,333 $ 46,000
Nolan, Texas 3 $ 152,000 $ 50,666 $ 10,000
Panola, Texas 3 $ 216,000 $ 72,000 $ 47,000
Walker, Texas 3 $ 234,000 $ 78,000 $ 74,000
Pershing, Nevada 2 $ 120,000 $ 60,000 $ 18,000
White Pine, Nevada 2 $ 225,000 $ 112,500 $ 50,000
McKinley, New Mexico 2 $ 205,000 $ 102,500 $ 34,000
Roosevelt, New Mexico 2 $ 129,000 $ 64,500 $ 43,000
New Hanover, North Carolina 2 $ 464,000 $ 232,000 $ 259,000
Bryan, Oklahoma 2 $ 80,000 $ 40,000 $ 55,000
Canadian, Oklahoma 2 $ 136,000 $ 68,000 $ 94,000
Craig, Oklahoma 2 $ 76,000 $ 38,000 $ 44,000
Delaware, Oklahoma 2 $ 885,000 $ 442,500 $ 18,000
Murray, Oklahoma 2 $ 80,000 $ 40,000 $ 26,000
Stephens, Oklahoma 2 $ 120,000 $ 60,000 $ 20,000
Washington, Oklahoma 2 $ 152,000 $ 76,000 $ 59,000
Austin, Texas 2 $ 218,000 $ 109,000 $ 52,000
Bandera, Texas 2 $ 140,000 $ 70,000 $ 92,000
Bee, Texas 2 $ 149,000 $ 74,500 $ 22,000
Calhoun, Texas 2 $ 156,000 $ 78,000 $ 47,000
Chambers, Texas 2 $ 190,000 $ 95,000 $ 42,000
Coleman, Texas 2 $ 142,000 $ 71,000 $ 54,000
Crosby, Texas 2 $ 146,000 $ 73,000 $ 39,000
Erath, Texas 2 $ 244,000 $ 122,000 $ 172,000
Hopkins, Texas 2 $ 126,000 $ 63,000 $ 43,000
Lampasas, Texas 2 $ 150,000 $ 75,000 $ 39,000
Lee, Texas 2 $ 196,000 $ 98,000 $ 88,000
Llano, Texas 2 $ 83,000 $ 41,500 $ 52,000
Madison, Texas 2 $ 103,000 $ 51,500 $ 55,000
Moore, Texas 2 $ 108,000 $ 54,000 $ 54,000
Nacogdoches, Texas 2 $ 107,000 $ 53,500 $ 39,000
Potter, Texas 2 $ 131,000 $ 65,500 $ 58,000
San Patricio, Texas 2 $ 104,000 $ 52,000 $ 51,000
Titus, Texas 2 $ 185,000 $ 92,500 $ 56,000
Waller, Texas 2 $ 129,000 $ 64,500 $ 77,000
Wharton, Texas 2 $ 100,000 $ 50,000 $ 57,000
Miami-Dade, Florida 1 $ 136,000 $ 136,000 $ 237,000
Bryan, Georgia 1 $ 56,000 $ 56,000 $ 135,000
Steuben, Indiana 1 $ 240,000 $ 240,000 $ 190,000
Lander, Nevada 1 $ 60,000 $ 60,000 $ 43,000
Colfax, New Mexico 1 $ 98,000 $ 98,000 $ 14,000
Taos, New Mexico 1 $ 184,000 $ 184,000 $ 57,000
Custer, Oklahoma 1 $ 67,000 $ 67,000 $ 53,000
Garfield, Oklahoma 1 $ 64,000 $ 64,000 $ 51,000
Grady, Oklahoma 1 $ 100,000 $ 100,000 $ 0
Le Flore, Oklahoma 1 $ 99,000 $ 99,000 $ 60,000
Love, Oklahoma 1 $ 85,000 $ 85,000 $ 84,000
Marshall, Oklahoma 1 $ 50,000 $ 50,000 $ 45,000
McClain, Oklahoma 1 $ 27,000 $ 27,000 $ 68,000
McIntosh, Oklahoma 1 $ 50,000 $ 50,000 $ 0
Okfuskee, Oklahoma 1 $ 100,000 $ 100,000 $ 54,000
Seminole, Oklahoma 1 $ 52,000 $ 52,000 $ 65,000
Sequoyah, Oklahoma 1 $ 50,000 $ 50,000 $ 47,000
Anderson, Texas 1 $ 56,000 $ 56,000 $ 52,000
Blanco, Texas 1 $ 140,000 $ 140,000 $ 100,000
Brown, Texas 1 $ 81,000 $ 81,000 $ 59,000
Burleson, Texas 1 $ 56,000 $ 56,000 $ 30,000
Cass, Texas 1 $ 72,000 $ 72,000 $ 55,000
Colorado, Texas 1 $ 36,000 $ 36,000 $ 51,000
Dawson, Texas 1 $ 64,000 $ 64,000 $ 43,000
Gaines, Texas 1 $ 50,000 $ 50,000 $ 48,000
Gonzales, Texas 1 $ 58,000 $ 58,000 $ 0
Hale, Texas 1 $ 61,000 $ 61,000 $ 50,000
Hardin, Texas 1 $ 61,000 $ 61,000 $ 64,000
Harrison, Texas 1 $ 68,000 $ 68,000 $ 42,000
Hill, Texas 1 $ 53,000 $ 53,000 $ 54,000
Houston, Texas 1 $ 52,000 $ 52,000 $ 20,000
Jack, Texas 1 $ 35,000 $ 35,000 $ 67,000
Jones, Texas 1 $ 90,000 $ 90,000 $ 65,000
Karnes, Texas 1 $ 58,000 $ 58,000 $ 62,000
Kent, Texas 1 $ 35,000 $ 35,000 $ 42,000
Lavaca, Texas 1 $ 95,000 $ 95,000 $ 54,000
Leon, Texas 1 $ 70,000 $ 70,000 $ 62,000
Limestone, Texas 1 $ 105,000 $ 105,000 $ 75,000
McCulloch, Texas 1 $ 50,000 $ 50,000 $ 20,000
Mills, Texas 1 $ 61,000 $ 61,000 $ 54,000
Parmer, Texas 1 $ 76,000 $ 76,000 $ 78,000
Refugio, Texas 1 $ 81,000 $ 81,000 $ 47,000
San Jacinto, Texas 1 $ 56,000 $ 56,000 $ 13,000
Scurry, Texas 1 $ 32,000 $ 32,000 $ 26,000
Somervell, Texas 1 $ 125,000 $ 125,000 $ 55,000
Terry, Texas 1 $ 54,000 $ 54,000 $ 52,000
Upshur, Texas 1 $ 50,000 $ 50,000 $ 34,000
Washington, Texas 1 $ 25,000 $ 25,000 $ 178,000
Wichita, Texas 1 $ 53,000 $ 53,000 $ 35,000
Willacy, Texas 1 $ 158,000 $ 158,000 $ 91,000
Wilson, Texas 1 $ 98,000 $ 98,000 $ 70,000
Young, Texas 1 $ 96,000 $ 96,000 $ 116,000

Mortgage Loan Application Detail Totals for Great Western Financial Services, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,570 $249,743,000 $102,500 $800,000 $59,750 $384,000
Home Purchase 1,634 $101,898,000 $133,250 $512,000 $136,625 $322,000
Home Improvement 165 $11,985,000 $67,000 $591,000 $93,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,652 $136,876,000 $99,750 $580,000 $69,500 $384,000
Not Provided 1,049 $115,011,000 $107,250 $800,000 $50,000 $240,000
Asian 656 $36,838,000 $132,000 $446,000 $132,571 $305,000
Hispanic 426 $34,354,000 $102,750 $490,000 $53,750 $225,000
Native Hawaiian or Other Pacific Islander 242 $14,904,000 $80,750 $500,000 $110,000 $300,000
Black or African American 137 $11,557,000 $133,750 $431,000 $65,750 $240,000
American Indian or Alaskan Native 136 $7,994,000 $133,250 $591,000 $75,500 $300,000
Not applicable 71 $6,092,000 $81,750 $234,000 $54,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,278 $354,980,000 $131,500 $591,000 $133,625 $384,000
FHA-insured (Federal Housing Administration) 71 $6,201,000 $98,000 $276,000 $80,250 $240,000
VA-guaranteed (Veterans Administration) 20 $2,445,000 $130,000 $800,000 $38,750 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,969 $140,870,000 $134,500 $591,000 $122,500 $384,000
Application Withdrawn By Applicant 1,318 $126,644,000 $107,333 $800,000 $102,166 $253,000
Application Denied By Financial Institution 1,019 $90,987,000 $102,250 $512,000 $54,250 $240,000
Application Approved But Not Accepted 59 $4,827,000 $76,750 $295,000 $107,500 $239,000
File Closed For Incompleteness 3 $243,000 $85,500 $100,000 $97,000 $100,000
Loan Purchased By The Institution 1 $55,000 $55,000 $55,000 $121,000 $121,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 537 $50,143,000 $105,000 $512,000 $59,750 $240,000
Credit History 222 $19,098,000 $97,000 $385,000 $45,750 $240,000
Collateral 90 $8,763,000 $111,500 $490,000 $49,250 $212,000
Other 88 $6,490,000 $97,250 $505,000 $70,250 $230,000
Debt-To-Income Ratio 68 $5,228,000 $97,750 $260,000 $37,500 $200,000
Unverifiable Information 7 $640,000 $132,500 $190,000 $50,000 $67,000
Employment History 5 $439,000 $95,000 $149,000 $46,500 $83,000
Insufficient Cash (Downpayment, Closing Cost) 2 $186,000 $93,000 $132,000 $74,000 $93,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Great Western Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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