Great Western Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Great Western Financial Services, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,369 |
| Total Mortgage Loan Application Amount | $363,626,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $108,428 |
| Highest Applicant Income | $384,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Great Western Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Great Western Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Financial Services, Inc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 465 | $ 36,261,000 | $ 77,000 | $ 79,000 |
| Tarrant County Texas | 415 | $ 28,644,000 | $ 69,000 | $ 97,000 |
| Collin County Texas | 359 | $ 21,544,000 | $ 60,000 | $ 99,000 |
| Denton County Texas | 343 | $ 20,801,000 | $ 60,000 | $ 103,000 |
| Harris County Texas | 231 | $ 20,710,000 | $ 89,000 | $ 73,000 |
| Clark County Nevada | 194 | $ 32,155,000 | $ 165,000 | $ 62,000 |
| Bernalillo County New Mexico | 180 | $ 15,177,000 | $ 84,000 | $ 67,000 |
| Tulsa County Oklahoma | 163 | $ 9,408,000 | $ 57,000 | $ 59,000 |
| Bexar County Texas | 160 | $ 12,673,000 | $ 79,000 | $ 70,000 |
| Washoe County Nevada | 115 | $ 18,405,000 | $ 160,000 | $ 62,000 |
| Travis County Texas | 104 | $ 8,665,000 | $ 83,000 | $ 83,000 |
| Grayson County Texas | 59 | $ 4,403,000 | $ 74,000 | $ 67,000 |
| El Paso County Texas | 56 | $ 4,362,000 | $ 77,000 | $ 69,000 |
| Fort Bend County Texas | 55 | $ 5,616,000 | $ 102,000 | $ 69,000 |
| Sandoval County New Mexico | 51 | $ 4,249,000 | $ 83,000 | $ 63,000 |
| Santa Fe County New Mexico | 50 | $ 5,145,000 | $ 102,000 | $ 83,000 |
| Williamson County Texas | 48 | $ 3,517,000 | $ 73,000 | $ 80,000 |
| Hidalgo County Texas | 46 | $ 4,105,000 | $ 89,000 | $ 58,000 |
| Rockwall County Texas | 45 | $ 3,164,000 | $ 70,000 | $ 108,000 |
| Ellis County Texas | 41 | $ 3,035,000 | $ 74,000 | $ 76,000 |
| Oklahoma County Oklahoma | 38 | $ 3,457,000 | $ 90,000 | $ 58,000 |
| Bell County Texas | 33 | $ 2,477,000 | $ 75,000 | $ 74,000 |
| Kaufman County Texas | 33 | $ 1,763,000 | $ 53,000 | $ 70,000 |
| Montgomery County Texas | 32 | $ 3,397,000 | $ 106,000 | $ 78,000 |
| Cameron County Texas | 27 | $ 2,181,000 | $ 80,000 | $ 44,000 |
| McLennan County Texas | 27 | $ 2,250,000 | $ 83,000 | $ 63,000 |
| Rogers County Oklahoma | 26 | $ 1,938,000 | $ 74,000 | $ 65,000 |
| Johnson County Texas | 26 | $ 1,862,000 | $ 71,000 | $ 61,000 |
| Wise County Texas | 25 | $ 1,864,000 | $ 74,000 | $ 83,000 |
| Lyon County Nevada | 22 | $ 3,236,000 | $ 147,000 | $ 52,000 |
| Brazoria County Texas | 22 | $ 2,282,000 | $ 103,000 | $ 60,000 |
| Galveston County Texas | 22 | $ 1,947,000 | $ 88,000 | $ 72,000 |
| Wagoner County Oklahoma | 21 | $ 1,349,000 | $ 64,000 | $ 55,000 |
| Nueces County Texas | 21 | $ 1,707,000 | $ 81,000 | $ 71,000 |
| Lubbock County Texas | 18 | $ 1,390,000 | $ 77,000 | $ 54,000 |
| Cleveland County Oklahoma | 17 | $ 1,524,000 | $ 89,000 | $ 70,000 |
| Hays County Texas | 17 | $ 916,000 | $ 53,000 | $ 72,000 |
| Nye County Nevada | 16 | $ 1,807,000 | $ 112,000 | $ 48,000 |
| Okmulgee County Oklahoma | 16 | $ 1,163,000 | $ 72,000 | $ 46,000 |
| Dona Ana County New Mexico | 15 | $ 1,851,000 | $ 123,000 | $ 61,000 |
| San Juan County New Mexico | 15 | $ 939,000 | $ 62,000 | $ 61,000 |
| Valencia County New Mexico | 15 | $ 1,248,000 | $ 83,000 | $ 45,000 |
| Jefferson County Texas | 15 | $ 1,175,000 | $ 78,000 | $ 73,000 |
| Creek County Oklahoma | 14 | $ 1,047,000 | $ 74,000 | $ 51,000 |
| Guadalupe County Texas | 14 | $ 1,396,000 | $ 99,000 | $ 45,000 |
| Chaves County New Mexico | 13 | $ 894,000 | $ 68,000 | $ 47,000 |
| Muskogee County Oklahoma | 13 | $ 971,000 | $ 74,000 | $ 44,000 |
| Comal County Texas | 13 | $ 1,818,000 | $ 139,000 | $ 79,000 |
| Parker County Texas | 13 | $ 1,218,000 | $ 93,000 | $ 85,000 |
| Randall County Texas | 13 | $ 1,414,000 | $ 108,000 | $ 73,000 |
| Smith County Texas | 13 | $ 1,286,000 | $ 98,000 | $ 64,000 |
| Eddy County New Mexico | 12 | $ 787,000 | $ 65,000 | $ 35,000 |
| Otero County New Mexico | 12 | $ 1,458,000 | $ 121,000 | $ 48,000 |
| Fannin County Texas | 12 | $ 973,000 | $ 81,000 | $ 69,000 |
| Ector County Texas | 11 | $ 713,000 | $ 64,000 | $ 84,000 |
| Payne County Oklahoma | 10 | $ 574,000 | $ 57,000 | $ 44,000 |
| Gregg County Texas | 10 | $ 1,098,000 | $ 109,000 | $ 72,000 |
| Webb County Texas | 10 | $ 743,000 | $ 74,000 | $ 57,000 |
| Carson City County Nevada | 9 | $ 1,579,000 | $ 175,000 | $ 64,000 |
| Hunt County Texas | 9 | $ 408,000 | $ 45,000 | $ 87,000 |
| Maverick County Texas | 9 | $ 655,000 | $ 72,000 | $ 42,000 |
| Midland County Texas | 9 | $ 625,000 | $ 69,000 | $ 67,000 |
| Montague County Texas | 9 | $ 764,000 | $ 84,000 | $ 99,000 |
| Carter County Oklahoma | 8 | $ 582,000 | $ 72,000 | $ 90,000 |
| Pottawatomie County Oklahoma | 8 | $ 717,000 | $ 89,000 | $ 49,000 |
| Bastrop County Texas | 8 | $ 755,000 | $ 94,000 | $ 74,000 |
| Brazos County Texas | 8 | $ 504,000 | $ 63,000 | $ 36,000 |
| Kerr County Texas | 8 | $ 521,000 | $ 65,000 | $ 50,000 |
| Curry County New Mexico | 7 | $ 443,000 | $ 63,000 | $ 67,000 |
| Lea County New Mexico | 7 | $ 511,000 | $ 73,000 | $ 35,000 |
| Bowie County Texas | 7 | $ 545,000 | $ 77,000 | $ 49,000 |
| Coryell County Texas | 7 | $ 462,000 | $ 66,000 | $ 68,000 |
| Henderson County Texas | 7 | $ 813,000 | $ 116,000 | $ 100,000 |
| Howard County Texas | 7 | $ 467,000 | $ 66,000 | $ 45,000 |
| Kendall County Texas | 7 | $ 566,000 | $ 80,000 | $ 63,000 |
| Taylor County Texas | 7 | $ 522,000 | $ 74,000 | $ 71,000 |
| Tom Green County Texas | 7 | $ 475,000 | $ 67,000 | $ 52,000 |
| Churchill County Nevada | 6 | $ 733,000 | $ 122,000 | $ 53,000 |
| Douglas County Nevada | 6 | $ 1,363,000 | $ 227,000 | $ 63,000 |
| San Miguel County New Mexico | 6 | $ 671,000 | $ 111,000 | $ 65,000 |
| Pawnee County Oklahoma | 6 | $ 505,000 | $ 84,000 | $ 56,000 |
| Pontotoc County Oklahoma | 6 | $ 332,000 | $ 55,000 | $ 32,000 |
| Hood County Texas | 6 | $ 653,000 | $ 108,000 | $ 90,000 |
| Orange County Texas | 6 | $ 484,000 | $ 80,000 | $ 68,000 |
| Polk County Texas | 6 | $ 509,000 | $ 84,000 | $ 85,000 |
| Humboldt County Nevada | 5 | $ 528,000 | $ 105,000 | $ 66,000 |
| Lincoln County New Mexico | 5 | $ 383,000 | $ 76,000 | $ 88,000 |
| Rio Arriba County New Mexico | 5 | $ 997,000 | $ 199,000 | $ 80,000 |
| Socorro County New Mexico | 5 | $ 392,000 | $ 78,000 | $ 36,000 |
| Torrance County New Mexico | 5 | $ 722,000 | $ 144,000 | $ 75,000 |
| Osage County Oklahoma | 5 | $ 256,000 | $ 51,000 | $ 42,000 |
| Pittsburg County Oklahoma | 5 | $ 206,000 | $ 41,000 | $ 45,000 |
| Aransas County Texas | 5 | $ 385,000 | $ 77,000 | $ 37,000 |
| Atascosa County Texas | 5 | $ 424,000 | $ 84,000 | $ 52,000 |
| Burnet County Texas | 5 | $ 562,000 | $ 112,000 | $ 77,000 |
| Caldwell County Texas | 5 | $ 484,000 | $ 96,000 | $ 51,000 |
| Medina County Texas | 5 | $ 430,000 | $ 86,000 | $ 58,000 |
| Rusk County Texas | 5 | $ 424,000 | $ 84,000 | $ 53,000 |
| Van Zandt County Texas | 5 | $ 287,000 | $ 57,000 | $ 40,000 |
| Victoria County Texas | 5 | $ 445,000 | $ 89,000 | $ 25,000 |
| Elko County Nevada | 4 | $ 458,000 | $ 114,000 | $ 45,000 |
| Luna County New Mexico | 4 | $ 368,000 | $ 92,000 | $ 76,000 |
| Cherokee County Oklahoma | 4 | $ 325,000 | $ 81,000 | $ 93,000 |
| Comanche County Oklahoma | 4 | $ 280,000 | $ 70,000 | $ 42,000 |
| Latimer County Oklahoma | 4 | $ 260,000 | $ 65,000 | $ 36,000 |
| Angelina County Texas | 4 | $ 337,000 | $ 84,000 | $ 40,000 |
| Cherokee County Texas | 4 | $ 210,000 | $ 52,000 | $ 129,000 |
| Grimes County Texas | 4 | $ 361,000 | $ 90,000 | $ 44,000 |
| Liberty County Texas | 4 | $ 447,000 | $ 111,000 | $ 63,000 |
| Palo Pinto County Texas | 4 | $ 248,000 | $ 62,000 | $ 71,000 |
| Starr County Texas | 4 | $ 297,000 | $ 74,000 | $ 43,000 |
| Uvalde County Texas | 4 | $ 360,000 | $ 90,000 | $ 71,000 |
| Val Verde County Texas | 4 | $ 219,000 | $ 54,000 | $ 42,000 |
| Storey County Nevada | 3 | $ 427,000 | $ 142,000 | $ 49,000 |
| Lincoln County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 26,000 |
| Logan County Oklahoma | 3 | $ 140,000 | $ 46,000 | $ 27,000 |
| Mayes County Oklahoma | 3 | $ 256,000 | $ 85,000 | $ 46,000 |
| McCurtain County Oklahoma | 3 | $ 386,000 | $ 128,000 | $ 75,000 |
| Andrews County Texas | 3 | $ 224,000 | $ 74,000 | $ 95,000 |
| Cooke County Texas | 3 | $ 157,000 | $ 52,000 | $ 73,000 |
| Falls County Texas | 3 | $ 308,000 | $ 102,000 | $ 53,000 |
| Franklin County Texas | 3 | $ 105,000 | $ 35,000 | $ 118,000 |
| Hamilton County Texas | 3 | $ 202,000 | $ 67,000 | $ 24,000 |
| Lamar County Texas | 3 | $ 213,000 | $ 71,000 | $ 51,000 |
| Matagorda County Texas | 3 | $ 292,000 | $ 97,000 | $ 60,000 |
| Milam County Texas | 3 | $ 160,000 | $ 53,000 | $ 46,000 |
| Nolan County Texas | 3 | $ 152,000 | $ 50,000 | $ 10,000 |
| Panola County Texas | 3 | $ 216,000 | $ 72,000 | $ 47,000 |
| Walker County Texas | 3 | $ 234,000 | $ 78,000 | $ 74,000 |
| Pershing County Nevada | 2 | $ 120,000 | $ 60,000 | $ 18,000 |
| White Pine County Nevada | 2 | $ 225,000 | $ 112,000 | $ 50,000 |
| McKinley County New Mexico | 2 | $ 205,000 | $ 102,000 | $ 34,000 |
| Roosevelt County New Mexico | 2 | $ 129,000 | $ 64,000 | $ 43,000 |
| New Hanover County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 259,000 |
| Bryan County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 55,000 |
| Canadian County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 94,000 |
| Craig County Oklahoma | 2 | $ 76,000 | $ 38,000 | $ 44,000 |
| Delaware County Oklahoma | 2 | $ 885,000 | $ 442,000 | $ 18,000 |
| Murray County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 26,000 |
| Stephens County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 20,000 |
| Washington County Oklahoma | 2 | $ 152,000 | $ 76,000 | $ 59,000 |
| Austin County Texas | 2 | $ 218,000 | $ 109,000 | $ 52,000 |
| Bandera County Texas | 2 | $ 140,000 | $ 70,000 | $ 92,000 |
| Bee County Texas | 2 | $ 149,000 | $ 74,000 | $ 22,000 |
| Calhoun County Texas | 2 | $ 156,000 | $ 78,000 | $ 47,000 |
| Chambers County Texas | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Coleman County Texas | 2 | $ 142,000 | $ 71,000 | $ 54,000 |
| Crosby County Texas | 2 | $ 146,000 | $ 73,000 | $ 39,000 |
| Erath County Texas | 2 | $ 244,000 | $ 122,000 | $ 172,000 |
| Hopkins County Texas | 2 | $ 126,000 | $ 63,000 | $ 43,000 |
| Lampasas County Texas | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Lee County Texas | 2 | $ 196,000 | $ 98,000 | $ 88,000 |
| Llano County Texas | 2 | $ 83,000 | $ 41,000 | $ 52,000 |
| Madison County Texas | 2 | $ 103,000 | $ 51,000 | $ 55,000 |
| Moore County Texas | 2 | $ 108,000 | $ 54,000 | $ 54,000 |
| Nacogdoches County Texas | 2 | $ 107,000 | $ 53,000 | $ 39,000 |
| Potter County Texas | 2 | $ 131,000 | $ 65,000 | $ 58,000 |
| San Patricio County Texas | 2 | $ 104,000 | $ 52,000 | $ 51,000 |
| Titus County Texas | 2 | $ 185,000 | $ 92,000 | $ 56,000 |
| Waller County Texas | 2 | $ 129,000 | $ 64,000 | $ 77,000 |
| Wharton County Texas | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 136,000 | $ 136,000 | $ 237,000 |
| Bryan County Georgia | 1 | $ 56,000 | $ 56,000 | $ 135,000 |
| Steuben County Indiana | 1 | $ 240,000 | $ 240,000 | $ 190,000 |
| Lander County Nevada | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Colfax County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 14,000 |
| Taos County New Mexico | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Custer County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Garfield County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 51,000 |
| Grady County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Love County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Marshall County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| McClain County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 68,000 |
| McIntosh County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Okfuskee County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Seminole County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 65,000 |
| Sequoyah County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Anderson County Texas | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Blanco County Texas | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Brown County Texas | 1 | $ 81,000 | $ 81,000 | $ 59,000 |
| Burleson County Texas | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Cass County Texas | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| Colorado County Texas | 1 | $ 36,000 | $ 36,000 | $ 51,000 |
| Dawson County Texas | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Gaines County Texas | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Gonzales County Texas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Hale County Texas | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Hardin County Texas | 1 | $ 61,000 | $ 61,000 | $ 64,000 |
| Harrison County Texas | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Hill County Texas | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Houston County Texas | 1 | $ 52,000 | $ 52,000 | $ 20,000 |
| Jack County Texas | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Jones County Texas | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Karnes County Texas | 1 | $ 58,000 | $ 58,000 | $ 62,000 |
| Kent County Texas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Lavaca County Texas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Leon County Texas | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Limestone County Texas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| McCulloch County Texas | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Mills County Texas | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
| Parmer County Texas | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Refugio County Texas | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| San Jacinto County Texas | 1 | $ 56,000 | $ 56,000 | $ 13,000 |
| Scurry County Texas | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Somervell County Texas | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Terry County Texas | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Upshur County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Washington County Texas | 1 | $ 25,000 | $ 25,000 | $ 178,000 |
| Wichita County Texas | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Willacy County Texas | 1 | $ 158,000 | $ 158,000 | $ 91,000 |
| Wilson County Texas | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Young County Texas | 1 | $ 96,000 | $ 96,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Great Western Financial Services, Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,570 | $249,743,000 | $102,500 | $800,000 | $59,750 | $384,000 |
| Home Purchase | 1,634 | $101,898,000 | $133,250 | $512,000 | $136,625 | $322,000 |
| Home Improvement | 165 | $11,985,000 | $67,000 | $591,000 | $93,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,652 | $136,876,000 | $99,750 | $580,000 | $69,500 | $384,000 |
| Not Provided | 1,049 | $115,011,000 | $107,250 | $800,000 | $50,000 | $240,000 |
| Asian | 656 | $36,838,000 | $132,000 | $446,000 | $132,571 | $305,000 |
| Hispanic | 426 | $34,354,000 | $102,750 | $490,000 | $53,750 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 242 | $14,904,000 | $80,750 | $500,000 | $110,000 | $300,000 |
| Black or African American | 137 | $11,557,000 | $133,750 | $431,000 | $65,750 | $240,000 |
| American Indian or Alaskan Native | 136 | $7,994,000 | $133,250 | $591,000 | $75,500 | $300,000 |
| Not applicable | 71 | $6,092,000 | $81,750 | $234,000 | $54,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,278 | $354,980,000 | $131,500 | $591,000 | $133,625 | $384,000 |
| FHA-insured (Federal Housing Administration) | 71 | $6,201,000 | $98,000 | $276,000 | $80,250 | $240,000 |
| VA-guaranteed (Veterans Administration) | 20 | $2,445,000 | $130,000 | $800,000 | $38,750 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,969 | $140,870,000 | $134,500 | $591,000 | $122,500 | $384,000 |
| Application Withdrawn By Applicant | 1,318 | $126,644,000 | $107,333 | $800,000 | $102,166 | $253,000 |
| Application Denied By Financial Institution | 1,019 | $90,987,000 | $102,250 | $512,000 | $54,250 | $240,000 |
| Application Approved But Not Accepted | 59 | $4,827,000 | $76,750 | $295,000 | $107,500 | $239,000 |
| File Closed For Incompleteness | 3 | $243,000 | $85,500 | $100,000 | $97,000 | $100,000 |
| Loan Purchased By The Institution | 1 | $55,000 | $55,000 | $55,000 | $121,000 | $121,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 537 | $50,143,000 | $105,000 | $512,000 | $59,750 | $240,000 |
| Credit History | 222 | $19,098,000 | $97,000 | $385,000 | $45,750 | $240,000 |
| Collateral | 90 | $8,763,000 | $111,500 | $490,000 | $49,250 | $212,000 |
| Other | 88 | $6,490,000 | $97,250 | $505,000 | $70,250 | $230,000 |
| Debt-To-Income Ratio | 68 | $5,228,000 | $97,750 | $260,000 | $37,500 | $200,000 |
| Unverifiable Information | 7 | $640,000 | $132,500 | $190,000 | $50,000 | $67,000 |
| Employment History | 5 | $439,000 | $95,000 | $149,000 | $46,500 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $186,000 | $93,000 | $132,000 | $74,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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