Greenpoint Credit, LLC Mortgage Lending & HMDA Data, 2003
In 2003, Greenpoint Credit, LLC of San Diego, CA reported 2,673 mortgage applications totaling $82.5 million. The average application was for $30,872, and applicants reported an average income of $33,246. 23% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Phoenix-Mesa, AZ (56), Atlanta, GA (44) and Detroit, MI (32) (applications in parentheses).
| Mortgage Company & Address | Greenpoint Credit, LLC 10089 Willow Creek San Diego, CA 92131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 2,673 |
| Total Mortgage Loan Application Amount | $82,522,000 |
| Average Mortgage Loan Application Amount | $30,872 |
| Highest Mortgage Loan Application Amount | $213,000 |
| Average Applicant Income | $33,246 |
| Highest Applicant Income | $435,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Credit, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa, AZ | 56 | $ 1,830,000 | $ 32,678 | $ 30,000 |
| Atlanta, GA | 44 | $ 1,501,000 | $ 34,113 | $ 36,000 |
| Detroit, MI | 32 | $ 1,122,000 | $ 35,062 | $ 36,000 |
| Austin-San Marcos, TX | 31 | $ 1,151,000 | $ 37,129 | $ 31,000 |
| San Antonio, TX | 30 | $ 1,113,000 | $ 37,100 | $ 36,000 |
| Birmingham, AL | 28 | $ 822,000 | $ 29,357 | $ 32,000 |
| Houston, TX | 28 | $ 828,000 | $ 29,571 | $ 36,000 |
| Louisville, KY-IN | 23 | $ 620,000 | $ 26,956 | $ 34,000 |
| Charleston-North Charleston, SC | 22 | $ 838,000 | $ 38,090 | $ 29,000 |
| Greensboro--Winston-Salem--High Point, NC | 22 | $ 737,000 | $ 33,500 | $ 30,000 |
| Little Rock-North Little Rock, AR | 22 | $ 691,000 | $ 31,409 | $ 27,000 |
| St. Louis, MO-IL | 22 | $ 544,000 | $ 24,727 | $ 22,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 835,000 | $ 37,954 | $ 25,000 |
| Los Angeles-Long Beach, CA | 21 | $ 584,000 | $ 27,809 | $ 43,000 |
| Dallas, TX | 16 | $ 482,000 | $ 30,125 | $ 32,000 |
| Greenville-Spartanburg-Anderson, SC | 16 | $ 509,000 | $ 31,812 | $ 31,000 |
| Minneapolis-St. Paul, MN-WI | 16 | $ 492,000 | $ 30,750 | $ 33,000 |
| Indianapolis, IN | 15 | $ 381,000 | $ 25,400 | $ 29,000 |
| Wichita, KS | 15 | $ 506,000 | $ 33,733 | $ 41,000 |
| Montgomery, AL | 14 | $ 360,000 | $ 25,714 | $ 34,000 |
| Denver, CO | 13 | $ 565,000 | $ 43,461 | $ 41,000 |
| Fort Worth-Arlington, TX | 13 | $ 403,000 | $ 31,000 | $ 38,000 |
| New Orleans, LA | 13 | $ 396,000 | $ 30,461 | $ 36,000 |
| Beaumont-Port Arthur, TX | 12 | $ 370,000 | $ 30,833 | $ 36,000 |
| Huntsville, AL | 12 | $ 371,000 | $ 30,916 | $ 34,000 |
| Lake Charles, LA | 12 | $ 367,000 | $ 30,583 | $ 44,000 |
| Raleigh-Durham-Chapel Hill, NC | 12 | $ 341,000 | $ 28,416 | $ 32,000 |
| Jacksonville, FL | 11 | $ 252,000 | $ 22,909 | $ 34,000 |
| Riverside-San Bernardino, CA | 11 | $ 341,000 | $ 31,000 | $ 37,000 |
| Savannah, GA | 11 | $ 425,000 | $ 38,636 | $ 48,000 |
| Asheville, NC | 10 | $ 250,000 | $ 25,000 | $ 26,000 |
| Baton Rouge, LA | 10 | $ 248,000 | $ 24,800 | $ 70,000 |
| Decatur, AL | 10 | $ 284,000 | $ 28,400 | $ 34,000 |
| El Paso, TX | 10 | $ 297,000 | $ 29,700 | $ 33,000 |
| Elkhart-Goshen, IN | 10 | $ 274,000 | $ 27,400 | $ 33,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 10 | $ 242,000 | $ 24,200 | $ 23,000 |
| Lexington, KY | 10 | $ 267,000 | $ 26,700 | $ 33,000 |
| McAllen-Edinburg-Mission, TX | 10 | $ 269,000 | $ 26,900 | $ 23,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 9 | $ 466,000 | $ 51,777 | $ 34,000 |
| Hickory-Morganton-Lenoir, NC | 9 | $ 332,000 | $ 36,888 | $ 38,000 |
| Jackson, MS | 9 | $ 277,000 | $ 30,777 | $ 39,000 |
| Mobile, AL | 9 | $ 203,000 | $ 22,555 | $ 23,000 |
| Albuquerque, NM | 8 | $ 160,000 | $ 20,000 | $ 34,000 |
| Auburn-Opelika, AL | 8 | $ 219,000 | $ 27,375 | $ 29,000 |
| Biloxi-Gulfport-Pascagoula, MS | 8 | $ 219,000 | $ 27,375 | $ 27,000 |
| Cedar Rapids, IA | 8 | $ 210,000 | $ 26,250 | $ 34,000 |
| Cincinnati, OH-KY-IN | 8 | $ 227,000 | $ 28,375 | $ 27,000 |
| Knoxville, TN | 8 | $ 190,000 | $ 23,750 | $ 53,000 |
| Las Cruces, NM | 8 | $ 224,000 | $ 28,000 | $ 36,000 |
| Oklahoma City, OK | 8 | $ 236,000 | $ 29,500 | $ 36,000 |
| Orlando, FL | 8 | $ 119,000 | $ 14,875 | $ 51,000 |
| Pittsburgh, PA | 8 | $ 229,000 | $ 28,625 | $ 37,000 |
| Portland-Vancouver, OR-WA | 8 | $ 227,000 | $ 28,375 | $ 45,000 |
| Salt Lake City-Ogden, UT | 8 | $ 327,000 | $ 40,875 | $ 30,000 |
| Augusta-Aiken, GA-SC | 7 | $ 211,000 | $ 30,142 | $ 17,000 |
| Baltimore, MD | 7 | $ 247,000 | $ 35,285 | $ 41,000 |
| Casper, WY | 7 | $ 252,000 | $ 36,000 | $ 45,000 |
| Nashville, TN | 7 | $ 139,000 | $ 19,857 | $ 40,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 7 | $ 259,000 | $ 37,000 | $ 35,000 |
| Tallahassee, FL | 7 | $ 229,000 | $ 32,714 | $ 35,000 |
| Tucson, AZ | 7 | $ 203,000 | $ 29,000 | $ 35,000 |
| Tulsa, OK | 7 | $ 203,000 | $ 29,000 | $ 33,000 |
| Tuscaloosa, AL | 7 | $ 131,000 | $ 18,714 | $ 24,000 |
| Ann Arbor, MI | 6 | $ 233,000 | $ 38,833 | $ 36,000 |
| Chicago, IL | 6 | $ 157,000 | $ 26,166 | $ 32,000 |
| Colorado Springs, CO | 6 | $ 201,000 | $ 33,500 | $ 35,000 |
| Eugene-Springfield, OR | 6 | $ 127,000 | $ 21,166 | $ 32,000 |
| Fayetteville, NC | 6 | $ 142,000 | $ 23,666 | $ 24,000 |
| Goldsboro, NC | 6 | $ 138,000 | $ 23,000 | $ 27,000 |
| Grand Rapids-Muskegon-Holland, MI | 6 | $ 194,000 | $ 32,333 | $ 26,000 |
| Greeley, CO | 6 | $ 199,000 | $ 33,166 | $ 37,000 |
| Lafayette, LA | 6 | $ 156,000 | $ 26,000 | $ 39,000 |
| Lakeland-Winter Haven, FL | 6 | $ 158,000 | $ 26,333 | $ 27,000 |
| Medford-Ashland, OR | 6 | $ 158,000 | $ 26,333 | $ 31,000 |
| Ocala, FL | 6 | $ 271,000 | $ 45,166 | $ 37,000 |
| Santa Fe, NM | 6 | $ 222,000 | $ 37,000 | $ 40,000 |
| Columbia, SC | 5 | $ 223,000 | $ 44,600 | $ 28,000 |
| Des Moines, IA | 5 | $ 183,000 | $ 36,600 | $ 43,000 |
| Kansas City, MO-KS | 5 | $ 121,000 | $ 24,200 | $ 38,000 |
| Longview-Marshall, TX | 5 | $ 140,000 | $ 28,000 | $ 23,000 |
| Monroe, LA | 5 | $ 119,000 | $ 23,800 | $ 36,000 |
| Myrtle Beach, SC | 5 | $ 155,000 | $ 31,000 | $ 27,000 |
| Odessa-Midland, TX | 5 | $ 150,000 | $ 30,000 | $ 29,000 |
| Omaha, NE-IA | 5 | $ 88,000 | $ 17,600 | $ 22,000 |
| Orange County, CA | 5 | $ 274,000 | $ 54,800 | $ 51,000 |
| San Diego, CA | 5 | $ 188,000 | $ 37,600 | $ 32,000 |
| Shreveport-Bossier City, LA | 5 | $ 228,000 | $ 45,600 | $ 27,000 |
| Sioux Falls, SD | 5 | $ 191,000 | $ 38,200 | $ 35,000 |
| Springfield, IL | 5 | $ 116,000 | $ 23,200 | $ 35,000 |
| Anniston, AL | 4 | $ 95,000 | $ 23,750 | $ 33,000 |
| Benton Harbor, MI | 4 | $ 131,000 | $ 32,750 | $ 23,000 |
| Columbus, OH | 4 | $ 70,000 | $ 17,500 | $ 33,000 |
| Dothan, AL | 4 | $ 145,000 | $ 36,250 | $ 43,000 |
| Flagstaff, AZ-UT | 4 | $ 115,000 | $ 28,750 | $ 29,000 |
| Florence, AL | 4 | $ 138,000 | $ 34,500 | $ 26,000 |
| Fresno, CA | 4 | $ 123,000 | $ 30,750 | $ 46,000 |
| Grand Junction, CO | 4 | $ 75,000 | $ 18,750 | $ 32,000 |
| Greenville, NC | 4 | $ 141,000 | $ 35,250 | $ 16,000 |
| Hattiesburg, MS | 4 | $ 58,000 | $ 14,500 | $ 23,000 |
| Jacksonville, NC | 4 | $ 114,000 | $ 28,500 | $ 22,000 |
| Joplin, MO | 4 | $ 98,000 | $ 24,500 | $ 20,000 |
| Kalamazoo-Battle Creek, MI | 4 | $ 104,000 | $ 26,000 | $ 32,000 |
| Killeen-Temple, TX | 4 | $ 132,000 | $ 33,000 | $ 27,000 |
| Macon, GA | 4 | $ 148,000 | $ 37,000 | $ 28,000 |
| Missoula, MT | 4 | $ 147,000 | $ 36,750 | $ 34,000 |
| Panama City, FL | 4 | $ 178,000 | $ 44,500 | $ 83,000 |
| Pine Bluff, AR | 4 | $ 111,000 | $ 27,750 | $ 36,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 139,000 | $ 34,750 | $ 49,000 |
| Spokane, WA | 4 | $ 106,000 | $ 26,500 | $ 27,000 |
| Springfield, MO | 4 | $ 124,000 | $ 31,000 | $ 45,000 |
| Sumter, SC | 4 | $ 127,000 | $ 31,750 | $ 30,000 |
| Toledo, OH | 4 | $ 93,000 | $ 23,250 | $ 35,000 |
| Tyler, TX | 4 | $ 109,000 | $ 27,250 | $ 36,000 |
| West Palm Beach-Boca Raton, FL | 4 | $ 75,000 | $ 18,750 | $ 28,000 |
| Wilmington-Newark, DE-MD | 4 | $ 115,000 | $ 28,750 | $ 33,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 51,000 | $ 17,000 | $ 29,000 |
| Brazoria, TX | 3 | $ 71,000 | $ 23,666 | $ 33,000 |
| Brownsville-Harlingen-San Benito, TX | 3 | $ 95,000 | $ 31,666 | $ 21,000 |
| Champaign-Urbana, IL | 3 | $ 107,000 | $ 35,666 | $ 42,000 |
| Cheyenne, WY | 3 | $ 57,000 | $ 19,000 | $ 35,000 |
| Decatur, IL | 3 | $ 57,000 | $ 19,000 | $ 28,000 |
| Florence, SC | 3 | $ 106,000 | $ 35,333 | $ 26,000 |
| Fort Walton Beach, FL | 3 | $ 57,000 | $ 19,000 | $ 33,000 |
| Fort Wayne, IN | 3 | $ 117,000 | $ 39,000 | $ 22,000 |
| Gadsden, AL | 3 | $ 96,000 | $ 32,000 | $ 25,000 |
| Gainesville, FL | 3 | $ 121,000 | $ 40,333 | $ 39,000 |
| Gary, IN | 3 | $ 123,000 | $ 41,000 | $ 46,000 |
| Harrisburg-Lebanon-Carlisle, PA | 3 | $ 58,000 | $ 19,333 | $ 40,000 |
| Houma, LA | 3 | $ 66,000 | $ 22,000 | $ 49,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 79,000 | $ 26,333 | $ 20,000 |
| Lansing-East Lansing, MI | 3 | $ 94,000 | $ 31,333 | $ 30,000 |
| Laredo, TX | 3 | $ 104,000 | $ 34,666 | $ 43,000 |
| Las Vegas, NV-AZ | 3 | $ 114,000 | $ 38,000 | $ 56,000 |
| Pensacola, FL | 3 | $ 97,000 | $ 32,333 | $ 33,000 |
| Peoria-Pekin, IL | 3 | $ 56,000 | $ 18,666 | $ 30,000 |
| Rapid City, SD | 3 | $ 62,000 | $ 20,666 | $ 45,000 |
| Rockford, IL | 3 | $ 87,000 | $ 29,000 | $ 33,000 |
| Rocky Mount, NC | 3 | $ 98,000 | $ 32,666 | $ 25,000 |
| San Jose, CA | 3 | $ 115,000 | $ 38,333 | $ 41,000 |
| Syracuse, NY | 3 | $ 174,000 | $ 58,000 | $ 19,000 |
| Texarkana, TX-AR | 3 | $ 70,000 | $ 23,333 | $ 35,000 |
| Wilmington, NC | 3 | $ 55,000 | $ 18,333 | $ 25,000 |
| Yakima, WA | 3 | $ 100,000 | $ 33,333 | $ 33,000 |
| Albany, GA | 2 | $ 71,000 | $ 35,500 | $ 20,000 |
| Alexandria, LA | 2 | $ 53,000 | $ 26,500 | $ 37,000 |
| Bakersfield, CA | 2 | $ 44,000 | $ 22,000 | $ 49,000 |
| Bangor, ME | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Billings, MT | 2 | $ 42,000 | $ 21,000 | $ 35,000 |
| Bloomington, IN | 2 | $ 39,000 | $ 19,500 | $ 25,000 |
| Bloomington-Normal, IL | 2 | $ 41,000 | $ 20,500 | $ 28,000 |
| Boise City, ID | 2 | $ 39,000 | $ 19,500 | $ 16,000 |
| Boulder-Longmont, CO | 2 | $ 96,000 | $ 48,000 | $ 42,000 |
| Bremerton, WA | 2 | $ 50,000 | $ 25,000 | $ 36,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 32,000 | $ 16,000 | $ 40,000 |
| Charleston, WV | 2 | $ 49,000 | $ 24,500 | $ 26,000 |
| Charlottesville, VA | 2 | $ 36,000 | $ 18,000 | $ 29,000 |
| Chattanooga, TN-GA | 2 | $ 99,000 | $ 49,500 | $ 58,000 |
| Clarksville-Hopkinsville, TN-KY | 2 | $ 47,000 | $ 23,500 | $ 50,000 |
| Danville, VA | 2 | $ 47,000 | $ 23,500 | $ 39,000 |
| Elmira, NY | 2 | $ 66,000 | $ 33,000 | $ 34,000 |
| Evansville-Henderson, IN-KY | 2 | $ 47,000 | $ 23,500 | $ 22,000 |
| Fort Collins-Loveland, CO | 2 | $ 98,000 | $ 49,000 | $ 25,000 |
| Galveston-Texas City, TX | 2 | $ 113,000 | $ 56,500 | $ 34,000 |
| Grand Forks, ND-MN | 2 | $ 131,000 | $ 65,500 | $ 49,000 |
| Iowa City, IA | 2 | $ 95,000 | $ 47,500 | $ 47,000 |
| Kenosha, WI | 2 | $ 65,000 | $ 32,500 | $ 40,000 |
| Lincoln, NE | 2 | $ 69,000 | $ 34,500 | $ 7,000 |
| Lynchburg, VA | 2 | $ 113,000 | $ 56,500 | $ 22,000 |
| Memphis, TN-AR-MS | 2 | $ 80,000 | $ 40,000 | $ 35,000 |
| Miami, FL | 2 | $ 39,000 | $ 19,500 | $ 29,000 |
| Owensboro, KY | 2 | $ 92,000 | $ 46,000 | $ 21,000 |
| Provo-Orem, UT | 2 | $ 98,000 | $ 49,000 | $ 39,000 |
| Reno, NV | 2 | $ 46,000 | $ 23,000 | $ 38,000 |
| Richmond-Petersburg, VA | 2 | $ 28,000 | $ 14,000 | $ 41,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 2 | $ 32,000 | $ 16,000 | $ 32,000 |
| Santa Rosa, CA | 2 | $ 37,000 | $ 18,500 | $ 40,000 |
| South Bend, IN | 2 | $ 48,000 | $ 24,000 | $ 34,000 |
| Tacoma, WA | 2 | $ 101,000 | $ 50,500 | $ 86,000 |
| Utica-Rome, NY | 2 | $ 103,000 | $ 51,500 | $ 37,000 |
| Vallejo-Fairfield-Napa, CA | 2 | $ 56,000 | $ 28,000 | $ 36,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 63,000 | $ 31,500 | $ 18,000 |
| Yuma, AZ | 2 | $ 81,000 | $ 40,500 | $ 45,000 |
| Akron, OH | 1 | $ 17,000 | $ 17,000 | $ 23,000 |
| Amarillo, TX | 1 | $ 14,000 | $ 14,000 | $ 36,000 |
| Athens, GA | 1 | $ 44,000 | $ 44,000 | $ 24,000 |
| Bellingham, WA | 1 | $ 8,000 | $ 8,000 | $ 23,000 |
| Binghamton, NY | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Bryan-College Station, TX | 1 | $ 29,000 | $ 29,000 | $ 39,000 |
| Chico-Paradise, CA | 1 | $ 39,000 | $ 39,000 | $ 12,000 |
| Cleveland-Lorain-Elyria, OH | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Daytona Beach, FL | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Duluth-Superior, MN-WI | 1 | $ 32,000 | $ 32,000 | $ 41,000 |
| Fargo-Moorhead, ND-MN | 1 | $ 8,000 | $ 8,000 | $ 17,000 |
| Fayetteville-Springdale-Rogers, AR | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| Flint, MI | 1 | $ 10,000 | $ 10,000 | $ 10,000 |
| Fort Myers-Cape Coral, FL | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Fort Smith, AR-OK | 1 | $ 14,000 | $ 14,000 | $ 7,000 |
| Great Falls, MT | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Hagerstown, MD | 1 | $ 23,000 | $ 23,000 | $ 34,000 |
| Jackson, MI | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Jamestown, NY | 1 | $ 42,000 | $ 42,000 | $ 21,000 |
| Janesville-Beloit, WI | 1 | $ 36,000 | $ 36,000 | $ 45,000 |
| Kokomo, IN | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Lafayette, IN | 1 | $ 21,000 | $ 21,000 | $ 44,000 |
| Lancaster, PA | 1 | $ 11,000 | $ 11,000 | $ 48,000 |
| Lawrence, KS | 1 | $ 17,000 | $ 17,000 | $ 23,000 |
| Lubbock, TX | 1 | $ 23,000 | $ 23,000 | $ 37,000 |
| Mansfield, OH | 1 | $ 24,000 | $ 24,000 | $ 30,000 |
| Melbourne-Titusville-Palm Bay, FL | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Olympia, WA | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Reading, PA | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Redding, CA | 1 | $ 8,000 | $ 8,000 | $ 19,000 |
| Richland-Kennewick-Pasco, WA | 1 | $ 17,000 | $ 17,000 | $ 97,000 |
| Rochester, MN | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Rochester, NY | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Sacramento, CA | 1 | $ 31,000 | $ 31,000 | $ 75,000 |
| Salem, OR | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Salinas, CA | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| San Angelo, TX | 1 | $ 31,000 | $ 31,000 | $ 92,000 |
| San Francisco, CA | 1 | $ 18,000 | $ 18,000 | $ 45,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 9,000 | $ 9,000 | $ 33,000 |
| Sioux City, IA-NE | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| St. Cloud, MN | 1 | $ 34,000 | $ 34,000 | $ 20,000 |
| St. Joseph, MO | 1 | $ 19,000 | $ 19,000 | $ 55,000 |
| State College, PA | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Stockton-Lodi, CA | 1 | $ 27,000 | $ 27,000 | $ 54,000 |
| Terre Haute, IN | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Topeka, KS | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Visalia-Tulare-Porterville, CA | 1 | $ 18,000 | $ 18,000 | $ 83,000 |
| Wausau, WI | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Youngstown-Warren, OH | 1 | $ 42,000 | $ 42,000 | $ 3,000 |
| Yuba City, CA | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Greenpoint Credit, LLC in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 2,673 | $82,522,000 | $31,978 | $213,000 | $34,413 | $435,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,540 | $47,220,000 | $32,173 | $119,000 | $35,478 | $294,000 |
| Information not provided by applicant in mail or telephone application | 522 | $15,882,000 | $29,904 | $213,000 | $34,214 | $435,000 |
| Black | 276 | $9,037,000 | $31,545 | $94,000 | $37,909 | $246,000 |
| Hispanic | 249 | $7,790,000 | $29,696 | $90,000 | $34,545 | $199,000 |
| American Indian or Alaskan Native | 58 | $1,791,000 | $30,800 | $65,000 | $32,200 | $108,000 |
| Other | 20 | $523,000 | $26,625 | $51,000 | $31,500 | $54,000 |
| Asian or Pacific Islander | 8 | $279,000 | $36,428 | $68,000 | $29,428 | $53,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,673 | $82,522,000 | $31,978 | $213,000 | $34,413 | $435,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,161 | $35,387,000 | $31,066 | $112,000 | $36,022 | $427,000 |
| Application Denied By Financial Institution | 869 | $26,781,000 | $29,533 | $213,000 | $28,488 | $246,000 |
| Loan Originated | 608 | $19,049,000 | $32,613 | $131,000 | $40,409 | $435,000 |
| Application Withdrawn By Applicant | 35 | $1,305,000 | $38,653 | $83,000 | $34,961 | $114,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Credit, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenpoint Credit, LLC's mortgage approval patterns.
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For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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