Greenpoint Credit, LLC Mortgage Lending & HMDA Data, 2003

In 2003, Greenpoint Credit, LLC of San Diego, CA reported 2,673 mortgage applications totaling $82.5 million. The average application was for $30,872, and applicants reported an average income of $33,246. 23% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Phoenix-Mesa, AZ (56), Atlanta, GA (44) and Detroit, MI (32) (applications in parentheses).

Mortgage Company & Address Greenpoint Credit, LLC
10089 Willow Creek
San Diego, CA 92131
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 2,673
Total Mortgage Loan Application Amount $82,522,000
Average Mortgage Loan Application Amount $30,872
Highest Mortgage Loan Application Amount $213,000
Average Applicant Income $33,246
Highest Applicant Income $435,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenpoint Credit, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenpoint Credit, LLC by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 44 $ 1,302,000 $ 29,590 $ 30,000
Los Angeles, California 21 $ 584,000 $ 27,809 $ 43,000
Jefferson, Kentucky 19 $ 506,000 $ 26,631 $ 35,000
Harris, Texas 18 $ 484,000 $ 26,888 $ 34,000
Hillsborough, Florida 17 $ 479,000 $ 28,176 $ 25,000
Bexar, Texas 17 $ 634,000 $ 37,294 $ 33,000
Travis, Texas 17 $ 675,000 $ 39,705 $ 26,000
Clayton, Georgia 14 $ 520,000 $ 37,142 $ 33,000
Pinal, Arizona 13 $ 574,000 $ 44,153 $ 31,000
Beaufort, South Carolina 13 $ 472,000 $ 36,307 $ 42,000
Adams, Colorado 12 $ 532,000 $ 44,333 $ 54,000
Calcasieu, Louisiana 12 $ 367,000 $ 30,583 $ 44,000
Charleston, South Carolina 12 $ 451,000 $ 37,583 $ 28,000
Hidalgo, Texas 12 $ 326,000 $ 27,166 $ 22,000
Orange, Texas 12 $ 367,000 $ 30,583 $ 35,000
Wayne, Michigan 11 $ 288,000 $ 26,181 $ 38,000
Flathead, Montana 11 $ 296,000 $ 26,909 $ 43,000
El Paso, Texas 11 $ 314,000 $ 28,545 $ 30,000
Jefferson, Alabama 10 $ 332,000 $ 33,200 $ 20,000
Elkhart, Indiana 10 $ 274,000 $ 27,400 $ 33,000
Sedgwick, Kansas 10 $ 353,000 $ 35,300 $ 39,000
Buncombe, North Carolina 10 $ 261,000 $ 26,100 $ 26,000
Lee, Alabama 9 $ 236,000 $ 26,222 $ 29,000
Madison, Alabama 9 $ 240,000 $ 26,666 $ 26,000
Pickens, Alabama 9 $ 172,000 $ 19,111 $ 17,000
Saline, Arkansas 9 $ 230,000 $ 25,555 $ 32,000
Marion, Indiana 9 $ 245,000 $ 27,222 $ 29,000
Dona Ana, New Mexico 9 $ 299,000 $ 33,222 $ 34,000
Randolph, North Carolina 9 $ 340,000 $ 37,777 $ 26,000
Aiken, South Carolina 9 $ 329,000 $ 36,555 $ 25,000
Berkeley, South Carolina 9 $ 382,000 $ 42,444 $ 30,000
Montgomery, Alabama 8 $ 190,000 $ 23,750 $ 39,000
St. Clair, Alabama 8 $ 305,000 $ 38,125 $ 41,000
Orange, Florida 8 $ 119,000 $ 14,875 $ 51,000
Linn, Iowa 8 $ 210,000 $ 26,250 $ 34,000
Pike, Kentucky 8 $ 178,000 $ 22,250 $ 23,000
Monroe, Michigan 8 $ 273,000 $ 34,125 $ 23,000
Jefferson, Missouri 8 $ 193,000 $ 24,125 $ 24,000
Denton, Texas 8 $ 265,000 $ 33,125 $ 35,000
Tuscaloosa, Alabama 7 $ 131,000 $ 18,714 $ 24,000
Pima, Arizona 7 $ 203,000 $ 29,000 $ 35,000
San Bernardino, California 7 $ 230,000 $ 32,857 $ 40,000
Duval, Florida 7 $ 169,000 $ 24,142 $ 30,000
Polk, Florida 7 $ 205,000 $ 29,285 $ 24,000
Chatham, Georgia 7 $ 188,000 $ 26,857 $ 44,000
Clark, Indiana 7 $ 140,000 $ 20,000 $ 23,000
Taney, Missouri 7 $ 228,000 $ 32,571 $ 48,000
Santa Fe, New Mexico 7 $ 250,000 $ 35,714 $ 36,000
Sampson, North Carolina 7 $ 219,000 $ 31,285 $ 27,000
Guadalupe, Texas 7 $ 249,000 $ 35,571 $ 39,000
Williamson, Texas 7 $ 241,000 $ 34,428 $ 37,000
Raleigh, West Virginia 7 $ 189,000 $ 27,000 $ 48,000
Natrona, Wyoming 7 $ 252,000 $ 36,000 $ 45,000
Barbour, Alabama 6 $ 351,000 $ 58,500 $ 34,000
Blount, Alabama 6 $ 99,000 $ 16,500 $ 29,000
Shelby, Alabama 6 $ 127,000 $ 21,166 $ 32,000
Walker, Alabama 6 $ 134,000 $ 22,333 $ 34,000
Faulkner, Arkansas 6 $ 196,000 $ 32,666 $ 23,000
Garland, Arkansas 6 $ 131,000 $ 21,833 $ 30,000
El Paso, Colorado 6 $ 201,000 $ 33,500 $ 35,000
Weld, Colorado 6 $ 199,000 $ 33,166 $ 37,000
Leon, Florida 6 $ 194,000 $ 32,333 $ 38,000
Marion, Florida 6 $ 271,000 $ 45,166 $ 37,000
St. Tammany, Louisiana 6 $ 162,000 $ 27,000 $ 41,000
Tangipahoa, Louisiana 6 $ 178,000 $ 29,666 $ 43,000
Grenada, Mississippi 6 $ 169,000 $ 28,166 $ 18,000
Howell, Missouri 6 $ 138,000 $ 23,000 $ 19,000
Bernalillo, New Mexico 6 $ 129,000 $ 21,500 $ 26,000
Burke, North Carolina 6 $ 143,000 $ 23,833 $ 33,000
Craven, North Carolina 6 $ 135,000 $ 22,500 $ 25,000
Cumberland, North Carolina 6 $ 142,000 $ 23,666 $ 24,000
Harnett, North Carolina 6 $ 260,000 $ 43,333 $ 23,000
Robeson, North Carolina 6 $ 167,000 $ 27,833 $ 36,000
Wake, North Carolina 6 $ 175,000 $ 29,166 $ 33,000
Wayne, North Carolina 6 $ 138,000 $ 23,000 $ 27,000
Jackson, Oregon 6 $ 158,000 $ 26,333 $ 31,000
Lane, Oregon 6 $ 127,000 $ 21,166 $ 32,000
Pickens, South Carolina 6 $ 202,000 $ 33,666 $ 19,000
Lawrence, South Dakota 6 $ 238,000 $ 39,666 $ 30,000
Berkeley, West Virginia 6 $ 101,000 $ 16,833 $ 34,000
Logan, West Virginia 6 $ 161,000 $ 26,833 $ 57,000
Baldwin, Alabama 5 $ 107,000 $ 21,400 $ 20,000
Calhoun, Alabama 5 $ 127,000 $ 25,400 $ 30,000
Chambers, Alabama 5 $ 108,000 $ 21,600 $ 23,000
DeKalb, Alabama 5 $ 183,000 $ 36,600 $ 42,000
Lawrence, Alabama 5 $ 151,000 $ 30,200 $ 28,000
Morgan, Alabama 5 $ 133,000 $ 26,600 $ 43,000
Mohave, Arizona 5 $ 202,000 $ 40,400 $ 25,000
Orange, California 5 $ 274,000 $ 54,800 $ 51,000
San Diego, California 5 $ 188,000 $ 37,600 $ 32,000
Mesa, Colorado 5 $ 109,000 $ 21,800 $ 28,000
Madison, Florida 5 $ 157,000 $ 31,400 $ 17,000
Cobb, Georgia 5 $ 179,000 $ 35,800 $ 28,000
Coffee, Georgia 5 $ 137,000 $ 27,400 $ 21,000
Colquitt, Georgia 5 $ 199,000 $ 39,800 $ 21,000
Henry, Georgia 5 $ 143,000 $ 28,600 $ 35,000
Sangamon, Illinois 5 $ 116,000 $ 23,200 $ 35,000
St. Clair, Illinois 5 $ 130,000 $ 26,000 $ 22,000
Polk, Iowa 5 $ 183,000 $ 36,600 $ 43,000
Clark, Kentucky 5 $ 130,000 $ 26,000 $ 38,000
Floyd, Kentucky 5 $ 126,000 $ 25,200 $ 51,000
Lafayette, Louisiana 5 $ 125,000 $ 25,000 $ 53,000
Ouachita, Louisiana 5 $ 119,000 $ 23,800 $ 36,000
Macomb, Michigan 5 $ 215,000 $ 43,000 $ 40,000
Oakland, Michigan 5 $ 204,000 $ 40,800 $ 39,000
Anoka, Minnesota 5 $ 155,000 $ 31,000 $ 27,000
Wright, Minnesota 5 $ 153,000 $ 30,600 $ 28,000
Lauderdale, Mississippi 5 $ 96,000 $ 19,200 $ 22,000
Lee, Mississippi 5 $ 127,000 $ 25,400 $ 23,000
Lowndes, Mississippi 5 $ 134,000 $ 26,800 $ 18,000
Panola, Mississippi 5 $ 155,000 $ 31,000 $ 30,000
Rankin, Mississippi 5 $ 132,000 $ 26,400 $ 39,000
St. Charles, Missouri 5 $ 128,000 $ 25,600 $ 21,000
San Juan, New Mexico 5 $ 119,000 $ 23,800 $ 77,000
Moore, North Carolina 5 $ 160,000 $ 32,000 $ 31,000
Pender, North Carolina 5 $ 292,000 $ 58,400 $ 39,000
Ross, Ohio 5 $ 128,000 $ 25,600 $ 27,000
Horry, South Carolina 5 $ 155,000 $ 31,000 $ 27,000
Lexington, South Carolina 5 $ 223,000 $ 44,600 $ 28,000
Orangeburg, South Carolina 5 $ 190,000 $ 38,000 $ 24,000
Minnehaha, South Dakota 5 $ 191,000 $ 38,200 $ 35,000
Bastrop, Texas 5 $ 177,000 $ 35,400 $ 37,000
Montgomery, Texas 5 $ 168,000 $ 33,600 $ 39,000
Tarrant, Texas 5 $ 98,000 $ 19,600 $ 33,000
Salt Lake, Utah 5 $ 194,000 $ 38,800 $ 27,000
Spokane, Washington 5 $ 119,000 $ 23,800 $ 25,000
Randolph, West Virginia 5 $ 142,000 $ 28,400 $ 30,000
Cullman, Alabama 4 $ 67,000 $ 16,750 $ 25,000
Hale, Alabama 4 $ 149,000 $ 37,250 $ 32,000
Limestone, Alabama 4 $ 158,000 $ 39,500 $ 44,000
Marshall, Alabama 4 $ 107,000 $ 26,750 $ 30,000
Mobile, Alabama 4 $ 96,000 $ 24,000 $ 28,000
Russell, Alabama 4 $ 81,000 $ 20,250 $ 42,000
Talladega, Alabama 4 $ 113,000 $ 28,250 $ 37,000
Coconino, Arizona 4 $ 115,000 $ 28,750 $ 29,000
Navajo, Arizona 4 $ 138,000 $ 34,500 $ 71,000
Jefferson, Arkansas 4 $ 111,000 $ 27,750 $ 36,000
Pulaski, Arkansas 4 $ 121,000 $ 30,250 $ 27,000
Union, Arkansas 4 $ 101,000 $ 25,250 $ 32,000
White, Arkansas 4 $ 146,000 $ 36,500 $ 37,000
Riverside, California 4 $ 111,000 $ 27,750 $ 34,000
New Castle, Delaware 4 $ 115,000 $ 28,750 $ 33,000
Alachua, Florida 4 $ 172,000 $ 43,000 $ 31,000
Bay, Florida 4 $ 178,000 $ 44,500 $ 83,000
Palm Beach, Florida 4 $ 75,000 $ 18,750 $ 28,000
Pasco, Florida 4 $ 314,000 $ 78,500 $ 30,000
Putnam, Florida 4 $ 148,000 $ 37,000 $ 38,000
Bulloch, Georgia 4 $ 208,000 $ 52,000 $ 32,000
Cherokee, Georgia 4 $ 134,000 $ 33,500 $ 36,000
Fayette, Georgia 4 $ 169,000 $ 42,250 $ 40,000
Liberty, Georgia 4 $ 134,000 $ 33,500 $ 25,000
Kootenai, Idaho 4 $ 102,000 $ 25,500 $ 23,000
Cook, Illinois 4 $ 100,000 $ 25,000 $ 34,000
Butler, Kansas 4 $ 125,000 $ 31,250 $ 51,000
Marshall, Kentucky 4 $ 215,000 $ 53,750 $ 23,000
Russell, Kentucky 4 $ 189,000 $ 47,250 $ 27,000
Shelby, Kentucky 4 $ 164,000 $ 41,000 $ 34,000
Livingston, Louisiana 4 $ 88,000 $ 22,000 $ 32,000
Penobscot, Maine 4 $ 136,000 $ 34,000 $ 27,000
Prince George's, Maryland 4 $ 153,000 $ 38,250 $ 42,000
Berrien, Michigan 4 $ 131,000 $ 32,750 $ 23,000
Washtenaw, Michigan 4 $ 107,000 $ 26,750 $ 29,000
Harrison, Mississippi 4 $ 82,000 $ 20,500 $ 25,000
Hinds, Mississippi 4 $ 145,000 $ 36,250 $ 39,000
Oktibbeha, Mississippi 4 $ 115,000 $ 28,750 $ 32,000
Callaway, Missouri 4 $ 95,000 $ 23,750 $ 22,000
Franklin, Missouri 4 $ 105,000 $ 26,250 $ 27,000
Missoula, Montana 4 $ 147,000 $ 36,750 $ 34,000
Clark, Nevada 4 $ 127,000 $ 31,750 $ 47,000
Cleveland, North Carolina 4 $ 175,000 $ 43,750 $ 41,000
Forsyth, North Carolina 4 $ 119,000 $ 29,750 $ 23,000
Guilford, North Carolina 4 $ 87,000 $ 21,750 $ 30,000
Onslow, North Carolina 4 $ 114,000 $ 28,500 $ 22,000
Pitt, North Carolina 4 $ 141,000 $ 35,250 $ 16,000
Surry, North Carolina 4 $ 78,000 $ 19,500 $ 31,000
Clermont, Ohio 4 $ 109,000 $ 27,250 $ 25,000
Oklahoma, Oklahoma 4 $ 109,000 $ 27,250 $ 33,000
Greenville, South Carolina 4 $ 109,000 $ 27,250 $ 25,000
Newberry, South Carolina 4 $ 154,000 $ 38,500 $ 24,000
Sumter, South Carolina 4 $ 127,000 $ 31,750 $ 30,000
Sullivan, Tennessee 4 $ 54,000 $ 13,500 $ 20,000
Angelina, Texas 4 $ 86,000 $ 21,500 $ 54,000
Bell, Texas 4 $ 132,000 $ 33,000 $ 27,000
Ector, Texas 4 $ 110,000 $ 27,500 $ 21,000
Harrison, Texas 4 $ 113,000 $ 28,250 $ 22,000
Hays, Texas 4 $ 110,000 $ 27,500 $ 31,000
Johnson, Texas 4 $ 178,000 $ 44,500 $ 55,000
Maverick, Texas 4 $ 126,000 $ 31,500 $ 28,000
Smith, Texas 4 $ 109,000 $ 27,250 $ 36,000
Wilson, Texas 4 $ 141,000 $ 35,250 $ 30,000
Washington, Virginia 4 $ 116,000 $ 29,000 $ 28,000
Kanawha, West Virginia 4 $ 97,000 $ 24,250 $ 22,000
Autauga, Alabama 3 $ 62,000 $ 20,666 $ 42,000
Colbert, Alabama 3 $ 101,000 $ 33,666 $ 13,000
Covington, Alabama 3 $ 53,000 $ 17,666 $ 49,000
Dallas, Alabama 3 $ 129,000 $ 43,000 $ 22,000
Elmore, Alabama 3 $ 108,000 $ 36,000 $ 15,000
Escambia, Alabama 3 $ 110,000 $ 36,666 $ 25,000
Etowah, Alabama 3 $ 96,000 $ 32,000 $ 25,000
Winston, Alabama 3 $ 53,000 $ 17,666 $ 26,000
Lonoke, Arkansas 3 $ 144,000 $ 48,000 $ 33,000
Mississippi, Arkansas 3 $ 74,000 $ 24,666 $ 23,000
Fresno, California 3 $ 104,000 $ 34,666 $ 62,000
Santa Clara, California 3 $ 115,000 $ 38,333 $ 41,000
Garfield, Colorado 3 $ 131,000 $ 43,666 $ 45,000
Citrus, Florida 3 $ 132,000 $ 44,000 $ 71,000
Hendry, Florida 3 $ 78,000 $ 26,000 $ 46,000
Jackson, Florida 3 $ 39,000 $ 13,000 $ 19,000
Miami-Dade, Florida 3 $ 64,000 $ 21,333 $ 27,000
Okaloosa, Florida 3 $ 57,000 $ 19,000 $ 33,000
Okeechobee, Florida 3 $ 136,000 $ 45,333 $ 41,000
Washington, Florida 3 $ 67,000 $ 22,333 $ 41,000
Carroll, Georgia 3 $ 83,000 $ 27,666 $ 31,000
Effingham, Georgia 3 $ 178,000 $ 59,333 $ 47,000
Franklin, Georgia 3 $ 97,000 $ 32,333 $ 27,000
Glynn, Georgia 3 $ 116,000 $ 38,666 $ 35,000
Gwinnett, Georgia 3 $ 76,000 $ 25,333 $ 38,000
Jenkins, Georgia 3 $ 86,000 $ 28,666 $ 26,000
McDuffie, Georgia 3 $ 93,000 $ 31,000 $ 20,000
Mitchell, Georgia 3 $ 88,000 $ 29,333 $ 22,000
Murray, Georgia 3 $ 53,000 $ 17,666 $ 30,000
Champaign, Illinois 3 $ 107,000 $ 35,666 $ 42,000
Franklin, Illinois 3 $ 43,000 $ 14,333 $ 26,000
Lawrence, Illinois 3 $ 147,000 $ 49,000 $ 27,000
Macon, Illinois 3 $ 57,000 $ 19,000 $ 28,000
Peoria, Illinois 3 $ 56,000 $ 18,666 $ 30,000
Winnebago, Illinois 3 $ 87,000 $ 29,000 $ 33,000
Madison, Indiana 3 $ 87,000 $ 29,000 $ 26,000
Bullitt, Kentucky 3 $ 83,000 $ 27,666 $ 27,000
Letcher, Kentucky 3 $ 56,000 $ 18,666 $ 26,000
Acadia, Louisiana 3 $ 74,000 $ 24,666 $ 28,000
Allen, Louisiana 3 $ 74,000 $ 24,666 $ 34,000
East Baton Rouge, Louisiana 3 $ 74,000 $ 24,666 $ 220,000
St. Mary, Louisiana 3 $ 76,000 $ 25,333 $ 49,000
Howard, Maryland 3 $ 92,000 $ 30,666 $ 42,000
Cass, Michigan 3 $ 67,000 $ 22,333 $ 34,000
Kent, Michigan 3 $ 75,000 $ 25,000 $ 29,000
Hennepin, Minnesota 3 $ 61,000 $ 20,333 $ 31,000
Adams, Mississippi 3 $ 45,000 $ 15,000 $ 26,000
Bolivar, Mississippi 3 $ 111,000 $ 37,000 $ 32,000
Copiah, Mississippi 3 $ 65,000 $ 21,666 $ 22,000
Holmes, Mississippi 3 $ 99,000 $ 33,000 $ 24,000
Lafayette, Mississippi 3 $ 126,000 $ 42,000 $ 25,000
Marion, Mississippi 3 $ 63,000 $ 21,000 $ 45,000
Noxubee, Mississippi 3 $ 78,000 $ 26,000 $ 17,000
Webster, Mississippi 3 $ 96,000 $ 32,000 $ 14,000
Camden, Missouri 3 $ 106,000 $ 35,333 $ 92,000
Clay, Missouri 3 $ 80,000 $ 26,666 $ 35,000
Cole, Missouri 3 $ 50,000 $ 16,666 $ 27,000
Newton, Missouri 3 $ 82,000 $ 27,333 $ 21,000
Stone, Missouri 3 $ 77,000 $ 25,666 $ 28,000
Yellowstone, Montana 3 $ 57,000 $ 19,000 $ 29,000
Douglas, Nebraska 3 $ 60,000 $ 20,000 $ 27,000
Chaves, New Mexico 3 $ 106,000 $ 35,333 $ 50,000
Eddy, New Mexico 3 $ 91,000 $ 30,333 $ 26,000
Otero, New Mexico 3 $ 79,000 $ 26,333 $ 21,000
Oneida, New York 3 $ 222,000 $ 74,000 $ 39,000
Oswego, New York 3 $ 174,000 $ 58,000 $ 19,000
Bladen, North Carolina 3 $ 86,000 $ 28,666 $ 23,000
Franklin, North Carolina 3 $ 98,000 $ 32,666 $ 35,000
Haywood, North Carolina 3 $ 55,000 $ 18,333 $ 29,000
Iredell, North Carolina 3 $ 48,000 $ 16,000 $ 51,000
Johnston, North Carolina 3 $ 91,000 $ 30,333 $ 23,000
Rowan, North Carolina 3 $ 144,000 $ 48,000 $ 54,000
Gallia, Ohio 3 $ 105,000 $ 35,000 $ 29,000
Scioto, Ohio 3 $ 124,000 $ 41,333 $ 30,000
Canadian, Oklahoma 3 $ 94,000 $ 31,333 $ 37,000
Sequoyah, Oklahoma 3 $ 94,000 $ 31,333 $ 22,000
Tulsa, Oklahoma 3 $ 105,000 $ 35,000 $ 23,000
Clackamas, Oregon 3 $ 116,000 $ 38,666 $ 52,000
Deschutes, Oregon 3 $ 30,000 $ 10,000 $ 21,000
Douglas, Oregon 3 $ 50,000 $ 16,666 $ 18,000
Yamhill, Oregon 3 $ 35,000 $ 11,666 $ 41,000
Washington, Pennsylvania 3 $ 100,000 $ 33,333 $ 31,000
Anderson, South Carolina 3 $ 89,000 $ 29,666 $ 41,000
Barnwell, South Carolina 3 $ 94,000 $ 31,333 $ 23,000
Chesterfield, South Carolina 3 $ 111,000 $ 37,000 $ 42,000
Clarendon, South Carolina 3 $ 94,000 $ 31,333 $ 48,000
Colleton, South Carolina 3 $ 77,000 $ 25,666 $ 34,000
Florence, South Carolina 3 $ 106,000 $ 35,333 $ 26,000
Greenwood, South Carolina 3 $ 72,000 $ 24,000 $ 29,000
Laurens, South Carolina 3 $ 107,000 $ 35,666 $ 35,000
Marlboro, South Carolina 3 $ 69,000 $ 23,000 $ 107,000
Saluda, South Carolina 3 $ 75,000 $ 25,000 $ 32,000
Brown, South Dakota 3 $ 80,000 $ 26,666 $ 93,000
Pennington, South Dakota 3 $ 62,000 $ 20,666 $ 45,000
Rhea, Tennessee 3 $ 143,000 $ 47,666 $ 31,000
Sevier, Tennessee 3 $ 74,000 $ 24,666 $ 25,000
Bowie, Texas 3 $ 70,000 $ 23,333 $ 35,000
Brazoria, Texas 3 $ 71,000 $ 23,666 $ 33,000
Cameron, Texas 3 $ 95,000 $ 31,666 $ 21,000
Cherokee, Texas 3 $ 99,000 $ 33,000 $ 35,000
Jasper, Texas 3 $ 76,000 $ 25,333 $ 33,000
Liberty, Texas 3 $ 132,000 $ 44,000 $ 61,000
Parker, Texas 3 $ 89,000 $ 29,666 $ 34,000
Walker, Texas 3 $ 123,000 $ 41,000 $ 20,000
Webb, Texas 3 $ 104,000 $ 34,666 $ 43,000
Cache, Utah 3 $ 114,000 $ 38,000 $ 26,000
Weber, Utah 3 $ 133,000 $ 44,333 $ 36,000
Caledonia, Vermont 3 $ 114,000 $ 38,000 $ 34,000
Dickenson, Virginia 3 $ 79,000 $ 26,333 $ 32,000
Fairfax, Virginia 3 $ 72,000 $ 24,000 $ 34,000
Isle of Wight, Virginia 3 $ 149,000 $ 49,666 $ 32,000
King, Washington 3 $ 49,000 $ 16,333 $ 41,000
Yakima, Washington 3 $ 100,000 $ 33,333 $ 33,000
Boone, West Virginia 3 $ 54,000 $ 18,000 $ 26,000
McDowell, West Virginia 3 $ 155,000 $ 51,666 $ 44,000
Monroe, Wisconsin 3 $ 142,000 $ 47,333 $ 27,000
Sauk, Wisconsin 3 $ 108,000 $ 36,000 $ 61,000
Laramie, Wyoming 3 $ 57,000 $ 19,000 $ 35,000
Coffee, Alabama 2 $ 49,000 $ 24,500 $ 8,000
Dale, Alabama 2 $ 86,000 $ 43,000 $ 58,000
Henry, Alabama 2 $ 99,000 $ 49,500 $ 38,000
Houston, Alabama 2 $ 59,000 $ 29,500 $ 28,000
Lowndes, Alabama 2 $ 96,000 $ 48,000 $ 29,000
Randolph, Alabama 2 $ 100,000 $ 50,000 $ 32,000
Gila, Arizona 2 $ 68,000 $ 34,000 $ 20,000
Yuma, Arizona 2 $ 81,000 $ 40,500 $ 45,000
Chicot, Arkansas 2 $ 51,000 $ 25,500 $ 11,000
Lawrence, Arkansas 2 $ 54,000 $ 27,000 $ 5,000
Miller, Arkansas 2 $ 72,000 $ 36,000 $ 49,000
St. Francis, Arkansas 2 $ 58,000 $ 29,000 $ 52,000
Kern, California 2 $ 44,000 $ 22,000 $ 49,000
Kings, California 2 $ 69,000 $ 34,500 $ 92,000
Santa Barbara, California 2 $ 32,000 $ 16,000 $ 32,000
Solano, California 2 $ 56,000 $ 28,000 $ 36,000
Sonoma, California 2 $ 37,000 $ 18,500 $ 40,000
Boulder, Colorado 2 $ 96,000 $ 48,000 $ 42,000
Larimer, Colorado 2 $ 98,000 $ 49,000 $ 25,000
Montrose, Colorado 2 $ 58,000 $ 29,000 $ 17,000
Baker, Florida 2 $ 56,000 $ 28,000 $ 36,000
Escambia, Florida 2 $ 64,000 $ 32,000 $ 20,000
Gadsden, Florida 2 $ 97,000 $ 48,500 $ 28,000
Levy, Florida 2 $ 65,000 $ 32,500 $ 23,000
St. Johns, Florida 2 $ 31,000 $ 15,500 $ 64,000
Suwannee, Florida 2 $ 120,000 $ 60,000 $ 30,000
Walton, Florida 2 $ 57,000 $ 28,500 $ 26,000
Bartow, Georgia 2 $ 55,000 $ 27,500 $ 31,000
Catoosa, Georgia 2 $ 55,000 $ 27,500 $ 18,000
Columbia, Georgia 2 $ 72,000 $ 36,000 $ 16,000
Decatur, Georgia 2 $ 41,000 $ 20,500 $ 23,000
Elbert, Georgia 2 $ 86,000 $ 43,000 $ 40,000
Emanuel, Georgia 2 $ 44,000 $ 22,000 $ 19,000
Glascock, Georgia 2 $ 86,000 $ 43,000 $ 27,000
Hall, Georgia 2 $ 65,000 $ 32,500 $ 31,000
Hart, Georgia 2 $ 59,000 $ 29,500 $ 25,000
Houston, Georgia 2 $ 60,000 $ 30,000 $ 36,000
Richmond, Georgia 2 $ 46,000 $ 23,000 $ 16,000
Thomas, Georgia 2 $ 72,000 $ 36,000 $ 24,000
Tift, Georgia 2 $ 69,000 $ 34,500 $ 30,000
Troup, Georgia 2 $ 82,000 $ 41,000 $ 43,000
Ware, Georgia 2 $ 57,000 $ 28,500 $ 14,000
Ada, Idaho 2 $ 39,000 $ 19,500 $ 16,000
Latah, Idaho 2 $ 65,000 $ 32,500 $ 50,000
Clay, Illinois 2 $ 72,000 $ 36,000 $ 18,000
Coles, Illinois 2 $ 49,000 $ 24,500 $ 22,000
Jefferson, Illinois 2 $ 49,000 $ 24,500 $ 8,000
Johnson, Illinois 2 $ 122,000 $ 61,000 $ 63,000
McLean, Illinois 2 $ 41,000 $ 20,500 $ 28,000
Vermilion, Illinois 2 $ 34,000 $ 17,000 $ 32,000
Allen, Indiana 2 $ 89,000 $ 44,500 $ 27,000
Greene, Indiana 2 $ 59,000 $ 29,500 $ 28,000
Harrison, Indiana 2 $ 32,000 $ 16,000 $ 29,000
Jasper, Indiana 2 $ 69,000 $ 34,500 $ 20,000
Kosciusko, Indiana 2 $ 16,000 $ 8,000 $ 15,000
Lake, Indiana 2 $ 109,000 $ 54,500 $ 62,000
Monroe, Indiana 2 $ 39,000 $ 19,500 $ 25,000
Morgan, Indiana 2 $ 39,000 $ 19,500 $ 34,000
St. Joseph, Indiana 2 $ 48,000 $ 24,000 $ 34,000
Black Hawk, Iowa 2 $ 63,000 $ 31,500 $ 18,000
Johnson, Iowa 2 $ 95,000 $ 47,500 $ 47,000
Pottawattamie, Iowa 2 $ 74,000 $ 37,000 $ 45,000
Woodbury, Iowa 2 $ 77,000 $ 38,500 $ 19,000
Crawford, Kansas 2 $ 67,000 $ 33,500 $ 28,000
Ford, Kansas 2 $ 82,000 $ 41,000 $ 38,000
Geary, Kansas 2 $ 79,000 $ 39,500 $ 32,000
Johnson, Kansas 2 $ 26,000 $ 13,000 $ 76,000
Reno, Kansas 2 $ 60,000 $ 30,000 $ 14,000
Stevens, Kansas 2 $ 74,000 $ 37,000 $ 238,000
Adair, Kentucky 2 $ 31,000 $ 15,500 $ 15,000
Clinton, Kentucky 2 $ 34,000 $ 17,000 $ 26,000
Daviess, Kentucky 2 $ 92,000 $ 46,000 $ 21,000
Fayette, Kentucky 2 $ 61,000 $ 30,500 $ 18,000
Hardin, Kentucky 2 $ 63,000 $ 31,500 $ 26,000
Jackson, Kentucky 2 $ 32,000 $ 16,000 $ 24,000
Knox, Kentucky 2 $ 56,000 $ 28,000 $ 31,000
Madison, Kentucky 2 $ 48,000 $ 24,000 $ 44,000
Martin, Kentucky 2 $ 59,000 $ 29,500 $ 25,000
Muhlenberg, Kentucky 2 $ 171,000 $ 85,500 $ 37,000
Powell, Kentucky 2 $ 70,000 $ 35,000 $ 30,000
Ascension, Louisiana 2 $ 55,000 $ 27,500 $ 19,000
Beauregard, Louisiana 2 $ 46,000 $ 23,000 $ 28,000
Bossier, Louisiana 2 $ 46,000 $ 23,000 $ 24,000
Caddo, Louisiana 2 $ 111,000 $ 55,500 $ 32,000
Iberia, Louisiana 2 $ 41,000 $ 20,500 $ 34,000
Rapides, Louisiana 2 $ 53,000 $ 26,500 $ 37,000
St. James, Louisiana 2 $ 79,000 $ 39,500 $ 34,000
St. John the Baptist, Louisiana 2 $ 72,000 $ 36,000 $ 30,000
Terrebonne, Louisiana 2 $ 38,000 $ 19,000 $ 60,000
Union, Louisiana 2 $ 57,000 $ 28,500 $ 33,000
Kennebec, Maine 2 $ 59,000 $ 29,500 $ 32,000
Anne Arundel, Maryland 2 $ 92,000 $ 46,000 $ 44,000
Harford, Maryland 2 $ 63,000 $ 31,500 $ 39,000
Calhoun, Michigan 2 $ 22,000 $ 11,000 $ 30,000
Eaton, Michigan 2 $ 53,000 $ 26,500 $ 17,000
Livingston, Michigan 2 $ 87,000 $ 43,500 $ 32,000
Muskegon, Michigan 2 $ 75,000 $ 37,500 $ 23,000
St. Clair, Michigan 2 $ 116,000 $ 58,000 $ 45,000
Cass, Minnesota 2 $ 57,000 $ 28,500 $ 22,000
Nicollet, Minnesota 2 $ 38,000 $ 19,000 $ 26,000
Sherburne, Minnesota 2 $ 103,000 $ 51,500 $ 47,000
Clarke, Mississippi 2 $ 45,000 $ 22,500 $ 17,000
Clay, Mississippi 2 $ 94,000 $ 47,000 $ 30,000
Forrest, Mississippi 2 $ 23,000 $ 11,500 $ 27,000
Hancock, Mississippi 2 $ 33,000 $ 16,500 $ 19,000
Jackson, Mississippi 2 $ 104,000 $ 52,000 $ 38,000
Lamar, Mississippi 2 $ 35,000 $ 17,500 $ 18,000
Monroe, Mississippi 2 $ 44,000 $ 22,000 $ 21,000
Montgomery, Mississippi 2 $ 64,000 $ 32,000 $ 31,000
Prentiss, Mississippi 2 $ 38,000 $ 19,000 $ 28,000
Simpson, Mississippi 2 $ 61,000 $ 30,500 $ 31,000
Tippah, Mississippi 2 $ 68,000 $ 34,000 $ 43,000
Tishomingo, Mississippi 2 $ 57,000 $ 28,500 $ 37,000
Union, Mississippi 2 $ 66,000 $ 33,000 $ 41,000
Washington, Mississippi 2 $ 49,000 $ 24,500 $ 20,000
Wayne, Mississippi 2 $ 42,000 $ 21,000 $ 44,000
Winston, Mississippi 2 $ 50,000 $ 25,000 $ 41,000
Yalobusha, Mississippi 2 $ 46,000 $ 23,000 $ 25,000
Butler, Missouri 2 $ 66,000 $ 33,000 $ 25,000
Cape Girardeau, Missouri 2 $ 44,000 $ 22,000 $ 17,000
Dunklin, Missouri 2 $ 29,000 $ 14,500 $ 14,000
Greene, Missouri 2 $ 35,000 $ 17,500 $ 60,000
Lawrence, Missouri 2 $ 64,000 $ 32,000 $ 29,000
Lincoln, Missouri 2 $ 40,000 $ 20,000 $ 26,000
Madison, Missouri 2 $ 50,000 $ 25,000 $ 22,000
Miller, Missouri 2 $ 58,000 $ 29,000 $ 14,000
Pulaski, Missouri 2 $ 102,000 $ 51,000 $ 26,000
Ralls, Missouri 2 $ 64,000 $ 32,000 $ 17,000
Scott, Missouri 2 $ 74,000 $ 37,000 $ 28,000
Warren, Missouri 2 $ 61,000 $ 30,500 $ 12,000
Wright, Missouri 2 $ 43,000 $ 21,500 $ 29,000
Dodge, Nebraska 2 $ 42,000 $ 21,000 $ 38,000
Lancaster, Nebraska 2 $ 69,000 $ 34,500 $ 7,000
Elko, Nevada 2 $ 80,000 $ 40,000 $ 27,000
Lyon, Nevada 2 $ 106,000 $ 53,000 $ 30,000
Washoe, Nevada 2 $ 46,000 $ 23,000 $ 38,000
McKinley, New Mexico 2 $ 73,000 $ 36,500 $ 23,000
Mora, New Mexico 2 $ 57,000 $ 28,500 $ 14,000
Chemung, New York 2 $ 66,000 $ 33,000 $ 34,000
Clinton, New York 2 $ 49,000 $ 24,500 $ 40,000
Erie, New York 2 $ 32,000 $ 16,000 $ 40,000
Saratoga, New York 2 $ 23,000 $ 11,500 $ 24,000
Ulster, New York 2 $ 64,000 $ 32,000 $ 33,000
Alamance, North Carolina 2 $ 111,000 $ 55,500 $ 45,000
Bertie, North Carolina 2 $ 69,000 $ 34,500 $ 23,000
Brunswick, North Carolina 2 $ 33,000 $ 16,500 $ 23,000
Caldwell, North Carolina 2 $ 120,000 $ 60,000 $ 36,000
Cherokee, North Carolina 2 $ 125,000 $ 62,500 $ 27,000
Duplin, North Carolina 2 $ 69,000 $ 34,500 $ 33,000
Gaston, North Carolina 2 $ 150,000 $ 75,000 $ 35,000
Granville, North Carolina 2 $ 51,000 $ 25,500 $ 47,000
Lincoln, North Carolina 2 $ 110,000 $ 55,000 $ 20,000
Nash, North Carolina 2 $ 52,000 $ 26,000 $ 30,000
Person, North Carolina 2 $ 44,000 $ 22,000 $ 26,000
Rockingham, North Carolina 2 $ 29,000 $ 14,500 $ 11,000
Scotland, North Carolina 2 $ 35,000 $ 17,500 $ 20,000
Stokes, North Carolina 2 $ 64,000 $ 32,000 $ 39,000
Union, North Carolina 2 $ 47,000 $ 23,500 $ 16,000
Watauga, North Carolina 2 $ 82,000 $ 41,000 $ 124,000
Wilson, North Carolina 2 $ 43,000 $ 21,500 $ 32,000
Grand Forks, North Dakota 2 $ 131,000 $ 65,500 $ 49,000
Clinton, Ohio 2 $ 115,000 $ 57,500 $ 39,000
Fayette, Ohio 2 $ 68,000 $ 34,000 $ 42,000
Hamilton, Ohio 2 $ 51,000 $ 25,500 $ 31,000
Henry, Ohio 2 $ 44,000 $ 22,000 $ 32,000
Highland, Ohio 2 $ 64,000 $ 32,000 $ 23,000
Licking, Ohio 2 $ 40,000 $ 20,000 $ 37,000
Lucas, Ohio 2 $ 40,000 $ 20,000 $ 42,000
Union, Ohio 2 $ 54,000 $ 27,000 $ 37,000
Warren, Ohio 2 $ 63,000 $ 31,500 $ 26,000
Wood, Ohio 2 $ 53,000 $ 26,500 $ 28,000
Cleveland, Oklahoma 2 $ 62,000 $ 31,000 $ 31,000
Custer, Oklahoma 2 $ 84,000 $ 42,000 $ 35,000
McCurtain, Oklahoma 2 $ 60,000 $ 30,000 $ 76,000
Rogers, Oklahoma 2 $ 49,000 $ 24,500 $ 34,000
Wagoner, Oklahoma 2 $ 53,000 $ 26,500 $ 53,000
Adams, Pennsylvania 2 $ 70,000 $ 35,000 $ 31,000
Beaver, Pennsylvania 2 $ 50,000 $ 25,000 $ 48,000
Crawford, Pennsylvania 2 $ 38,000 $ 19,000 $ 27,000
Huntingdon, Pennsylvania 2 $ 62,000 $ 31,000 $ 43,000
Abbeville, South Carolina 2 $ 80,000 $ 40,000 $ 37,000
Darlington, South Carolina 2 $ 68,000 $ 34,000 $ 19,000
Edgefield, South Carolina 2 $ 82,000 $ 41,000 $ 38,000
Hampton, South Carolina 2 $ 83,000 $ 41,500 $ 35,000
Jasper, South Carolina 2 $ 77,000 $ 38,500 $ 20,000
Oconee, South Carolina 2 $ 27,000 $ 13,500 $ 25,000
Spartanburg, South Carolina 2 $ 65,000 $ 32,500 $ 38,000
York, South Carolina 2 $ 53,000 $ 26,500 $ 23,000
Codington, South Dakota 2 $ 68,000 $ 34,000 $ 23,000
Perkins, South Dakota 2 $ 78,000 $ 39,000 $ 61,000
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Mortgage Loan Application Detail Totals for Greenpoint Credit, LLC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 2,673 $82,522,000 $31,978 $213,000 $34,413 $435,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Refinancing (home purchase or home improvement, one-to-four family) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,540 $47,220,000 $32,173 $119,000 $35,478 $294,000
Information not provided by applicant in mail or telephone application 522 $15,882,000 $29,904 $213,000 $34,214 $435,000
Black 276 $9,037,000 $31,545 $94,000 $37,909 $246,000
Hispanic 249 $7,790,000 $29,696 $90,000 $34,545 $199,000
American Indian or Alaskan Native 58 $1,791,000 $30,800 $65,000 $32,200 $108,000
Other 20 $523,000 $26,625 $51,000 $31,500 $54,000
Asian or Pacific Islander 8 $279,000 $36,428 $68,000 $29,428 $53,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,673 $82,522,000 $31,978 $213,000 $34,413 $435,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,161 $35,387,000 $31,066 $112,000 $36,022 $427,000
Application Denied By Financial Institution 869 $26,781,000 $29,533 $213,000 $28,488 $246,000
Loan Originated 608 $19,049,000 $32,613 $131,000 $40,409 $435,000
Application Withdrawn By Applicant 35 $1,305,000 $38,653 $83,000 $34,961 $114,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenpoint Credit, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenpoint Credit, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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