Greenstone Farm Credit Services, Flca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Greenstone Farm Credit Services, Flca 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstone Farm Credit Services, Flca 3515 West Rd East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,265 |
| Total Mortgage Loan Application Amount | $552,355,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $143,750 |
| Highest Applicant Income | $5,611,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Greenstone Farm Credit Services, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstone Farm Credit Services, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Greenstone Farm Credit Services, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstone Farm Credit Services, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstone Farm Credit Services, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstone Farm Credit Services, Flca's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 99 | $ 34,095,000 | $ 344,000 | $ 157,000 |
| Livingston County Michigan | 75 | $ 22,035,000 | $ 293,000 | $ 133,000 |
| Clinton County Michigan | 71 | $ 14,865,000 | $ 209,000 | $ 120,000 |
| Allegan County Michigan | 65 | $ 17,095,000 | $ 263,000 | $ 135,000 |
| Monroe County Michigan | 64 | $ 16,290,000 | $ 254,000 | $ 164,000 |
| Lapeer County Michigan | 61 | $ 17,605,000 | $ 288,000 | $ 118,000 |
| Ionia County Michigan | 58 | $ 14,110,000 | $ 243,000 | $ 110,000 |
| Barry County Michigan | 51 | $ 10,975,000 | $ 215,000 | $ 94,000 |
| Lenawee County Michigan | 51 | $ 12,325,000 | $ 241,000 | $ 131,000 |
| Jackson County Michigan | 45 | $ 9,485,000 | $ 210,000 | $ 108,000 |
| Oakland County Michigan | 43 | $ 16,855,000 | $ 391,000 | $ 168,000 |
| Eaton County Michigan | 42 | $ 8,490,000 | $ 202,000 | $ 104,000 |
| Montcalm County Michigan | 41 | $ 7,275,000 | $ 177,000 | $ 102,000 |
| Saginaw County Michigan | 41 | $ 7,855,000 | $ 191,000 | $ 128,000 |
| Osceola County Michigan | 40 | $ 7,760,000 | $ 194,000 | $ 102,000 |
| Kent County Michigan | 39 | $ 14,155,000 | $ 362,000 | $ 143,000 |
| Van Buren County Michigan | 39 | $ 7,905,000 | $ 202,000 | $ 147,000 |
| Shiawassee County Michigan | 35 | $ 7,545,000 | $ 215,000 | $ 133,000 |
| Missaukee County Michigan | 32 | $ 7,040,000 | $ 220,000 | $ 169,000 |
| Ottawa County Michigan | 32 | $ 10,960,000 | $ 342,000 | $ 170,000 |
| Genesee County Michigan | 31 | $ 8,485,000 | $ 273,000 | $ 143,000 |
| Manitowoc County Wisconsin | 31 | $ 8,705,000 | $ 280,000 | $ 113,000 |
| Shawano County Wisconsin | 31 | $ 6,175,000 | $ 199,000 | $ 116,000 |
| Grand Traverse County Michigan | 30 | $ 10,620,000 | $ 354,000 | $ 165,000 |
| Gratiot County Michigan | 30 | $ 6,040,000 | $ 201,000 | $ 117,000 |
| Kalamazoo County Michigan | 30 | $ 9,940,000 | $ 331,000 | $ 173,000 |
| St. Clair County Michigan | 30 | $ 8,140,000 | $ 271,000 | $ 132,000 |
| Waupaca County Wisconsin | 29 | $ 6,915,000 | $ 238,000 | $ 299,000 |
| Oconto County Wisconsin | 28 | $ 7,090,000 | $ 253,000 | $ 208,000 |
| Marinette County Wisconsin | 27 | $ 4,555,000 | $ 168,000 | $ 100,000 |
| Berrien County Michigan | 26 | $ 6,000,000 | $ 230,000 | $ 100,000 |
| Cass County Michigan | 26 | $ 4,720,000 | $ 181,000 | $ 136,000 |
| Ingham County Michigan | 25 | $ 8,205,000 | $ 328,000 | $ 242,000 |
| Bay County Michigan | 24 | $ 4,670,000 | $ 194,000 | $ 149,000 |
| Calhoun County Michigan | 24 | $ 5,550,000 | $ 231,000 | $ 122,000 |
| Hillsdale County Michigan | 24 | $ 4,890,000 | $ 203,000 | $ 96,000 |
| Muskegon County Michigan | 23 | $ 5,255,000 | $ 228,000 | $ 106,000 |
| Oceana County Michigan | 23 | $ 5,055,000 | $ 219,000 | $ 118,000 |
| Clare County Michigan | 22 | $ 3,360,000 | $ 152,000 | $ 94,000 |
| Isabella County Michigan | 21 | $ 3,675,000 | $ 175,000 | $ 88,000 |
| Leelanau County Michigan | 21 | $ 9,065,000 | $ 431,000 | $ 363,000 |
| Macomb County Michigan | 21 | $ 7,015,000 | $ 334,000 | $ 130,000 |
| Midland County Michigan | 21 | $ 6,475,000 | $ 308,000 | $ 168,000 |
| Chippewa County Michigan | 19 | $ 2,415,000 | $ 127,000 | $ 150,000 |
| Gladwin County Michigan | 19 | $ 2,285,000 | $ 120,000 | $ 126,000 |
| Manistee County Michigan | 19 | $ 3,565,000 | $ 187,000 | $ 104,000 |
| Outagamie County Wisconsin | 19 | $ 4,605,000 | $ 242,000 | $ 211,000 |
| Sanilac County Michigan | 18 | $ 3,300,000 | $ 183,000 | $ 224,000 |
| Newaygo County Michigan | 16 | $ 3,780,000 | $ 236,000 | $ 102,000 |
| Ogemaw County Michigan | 16 | $ 2,650,000 | $ 165,000 | $ 201,000 |
| Tuscola County Michigan | 16 | $ 2,650,000 | $ 165,000 | $ 127,000 |
| Wayne County Michigan | 16 | $ 3,940,000 | $ 246,000 | $ 107,000 |
| Door County Wisconsin | 16 | $ 5,670,000 | $ 354,000 | $ 122,000 |
| Branch County Michigan | 15 | $ 3,515,000 | $ 234,000 | $ 109,000 |
| Brown County Wisconsin | 15 | $ 3,945,000 | $ 263,000 | $ 141,000 |
| Huron County Michigan | 14 | $ 3,330,000 | $ 237,000 | $ 240,000 |
| Iosco County Michigan | 14 | $ 2,120,000 | $ 151,000 | $ 165,000 |
| Kalkaska County Michigan | 14 | $ 2,410,000 | $ 172,000 | $ 128,000 |
| Wexford County Michigan | 14 | $ 2,540,000 | $ 181,000 | $ 86,000 |
| Lake County Michigan | 13 | $ 2,585,000 | $ 198,000 | $ 108,000 |
| Mason County Michigan | 13 | $ 2,885,000 | $ 221,000 | $ 152,000 |
| Mecosta County Michigan | 13 | $ 1,655,000 | $ 127,000 | $ 126,000 |
| Kewaunee County Wisconsin | 13 | $ 3,305,000 | $ 254,000 | $ 87,000 |
| Alpena County Michigan | 12 | $ 2,560,000 | $ 213,000 | $ 229,000 |
| Antrim County Michigan | 11 | $ 2,745,000 | $ 249,000 | $ 517,000 |
| Cheboygan County Michigan | 11 | $ 3,415,000 | $ 310,000 | $ 163,000 |
| Menominee County Michigan | 11 | $ 1,475,000 | $ 134,000 | $ 111,000 |
| St. Joseph County Michigan | 11 | $ 1,945,000 | $ 176,000 | $ 231,000 |
| Benzie County Michigan | 9 | $ 2,375,000 | $ 263,000 | $ 123,000 |
| Emmet County Michigan | 9 | $ 2,935,000 | $ 326,000 | $ 76,000 |
| Montmorency County Michigan | 9 | $ 1,075,000 | $ 119,000 | $ 145,000 |
| Presque Isle County Michigan | 9 | $ 1,065,000 | $ 118,000 | $ 140,000 |
| Alcona County Michigan | 8 | $ 870,000 | $ 108,000 | $ 182,000 |
| Arenac County Michigan | 8 | $ 1,370,000 | $ 171,000 | $ 93,000 |
| Crawford County Michigan | 8 | $ 910,000 | $ 113,000 | $ 56,000 |
| Winnebago County Wisconsin | 8 | $ 2,260,000 | $ 282,000 | $ 143,000 |
| Oscoda County Michigan | 7 | $ 635,000 | $ 90,000 | $ 147,000 |
| Roscommon County Michigan | 7 | $ 1,355,000 | $ 193,000 | $ 201,000 |
| Charlevoix County Michigan | 6 | $ 1,910,000 | $ 318,000 | $ 619,000 |
| Delta County Michigan | 6 | $ 910,000 | $ 151,000 | $ 93,000 |
| Luce County Michigan | 6 | $ 560,000 | $ 93,000 | $ 135,000 |
| Mackinac County Michigan | 6 | $ 830,000 | $ 138,000 | $ 85,000 |
| Baraga County Michigan | 5 | $ 805,000 | $ 161,000 | $ 553,000 |
| Houghton County Michigan | 5 | $ 835,000 | $ 167,000 | $ 83,000 |
| Otsego County Michigan | 5 | $ 945,000 | $ 189,000 | $ 223,000 |
| Schoolcraft County Michigan | 5 | $ 625,000 | $ 125,000 | $ 94,000 |
| Alger County Michigan | 4 | $ 900,000 | $ 225,000 | $ 125,000 |
| Ontonagon County Michigan | 4 | $ 560,000 | $ 140,000 | $ 202,000 |
| Calumet County Wisconsin | 4 | $ 1,070,000 | $ 267,000 | $ 154,000 |
| Iron County Michigan | 3 | $ 375,000 | $ 125,000 | $ 106,000 |
| Marquette County Michigan | 3 | $ 865,000 | $ 288,000 | $ 100,000 |
| Gogebic County Michigan | 2 | $ 210,000 | $ 105,000 | $ 101,000 |
| Keweenaw County Michigan | 2 | $ 360,000 | $ 180,000 | $ 108,000 |
| Aiken County South Carolina | 2 | $ 960,000 | $ 480,000 | $ 221,000 |
| Florence County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Langlade County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 216,000 |
| Marathon County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 224,000 |
| Oneida County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| Waushara County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 74,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 594,000 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Grant County Indiana | 1 | $ 385,000 | $ 385,000 | $ 176,000 |
| Decatur County Iowa | 1 | $ 545,000 | $ 545,000 | $ 350,000 |
| Rio Arriba County New Mexico | 1 | $ 685,000 | $ 685,000 | $ 538,000 |
| Montgomery County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Butte County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Bayfield County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 206,000 |
| Chippewa County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Forest County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Grant County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Pepin County Wisconsin | 1 | $ 715,000 | $ 715,000 | $ 506,000 |
| Portage County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| St. Croix County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Vilas County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 228,000 |
| Wood County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Greenstone Farm Credit Services, Flca in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,162 | $320,520,000 | $275,000 | $2,005,000 | $144,000 | $5,611,000 |
| Refinancing | 943 | $210,425,000 | $223,000 | $2,405,000 | $141,000 | $3,501,000 |
| Other Purpose | 121 | $16,015,000 | $132,000 | $685,000 | $138,000 | $895,000 |
| Home Improvement | 39 | $5,395,000 | $138,000 | $1,605,000 | $152,000 | $1,578,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,246 | $299,870,000 | $240,000 | $1,805,000 | $146,000 | $5,611,000 |
| Not Provided | 990 | $242,430,000 | $244,000 | $2,405,000 | $139,000 | $3,501,000 |
| Not applicable | 19 | $7,075,000 | $372,000 | $2,005,000 | $0 | $0 |
| Hispanic | 4 | $1,480,000 | $370,000 | $425,000 | $131,000 | $160,000 |
| American Indian or Alaskan Native | 2 | $110,000 | $55,000 | $95,000 | $87,000 | $89,000 |
| Asian | 2 | $260,000 | $130,000 | $195,000 | $48,000 | $61,000 |
| Black or African American | 1 | $495,000 | $495,000 | $495,000 | $192,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,264 | $552,250,000 | $243,000 | $2,405,000 | $143,000 | $5,611,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $105,000 | $105,000 | $105,000 | $152,000 | $152,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,694 | $411,060,000 | $242,000 | $2,405,000 | $152,000 | $5,611,000 |
| Application Approved But Not Accepted | 234 | $63,200,000 | $270,000 | $2,005,000 | $129,000 | $753,000 |
| Application Withdrawn By Applicant | 199 | $48,275,000 | $242,000 | $1,005,000 | $118,000 | $3,501,000 |
| Application Denied By Financial Institution | 122 | $24,650,000 | $202,000 | $635,000 | $87,000 | $2,687,000 |
| File Closed For Incompleteness | 16 | $5,170,000 | $323,000 | $865,000 | $72,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,143 | $527,705,000 | $246,000 | $2,405,000 | $146,000 | $5,611,000 |
| Debt-To-Income Ratio | 72 | $14,340,000 | $199,000 | $635,000 | $91,000 | $2,687,000 |
| Credit History | 42 | $8,770,000 | $208,000 | $635,000 | $74,000 | $213,000 |
| Collateral | 6 | $1,090,000 | $181,000 | $355,000 | $125,000 | $216,000 |
| Other | 1 | $275,000 | $275,000 | $275,000 | $105,000 | $105,000 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstone Farm Credit Services, Flca's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstone Farm Credit Services, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.