Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Guaranteed Rate, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 13,019 |
| Total Mortgage Loan Application Amount | $3,472,246,000 |
| Average Mortgage Loan Application Amount | $264,500 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $9,000 |
| Highest Applicant Income | $5,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 7,455 | $ 2,161,681,000 | $ 289,000 | $ 11,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 853 | $ 265,007,000 | $ 291,000 | $ 9,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 442 | $ 84,340,000 | $ 188,500 | $ 2,500 |
| DENVER-AURORA, CO | 358 | $ 86,588,000 | $ 241,000 | $ 6,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 282 | $ 76,834,000 | $ 272,000 | $ 10,000 |
| KANSAS CITY, MO-KS | 216 | $ 36,185,000 | $ 169,000 | $ 4,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 97 | $ 19,124,000 | $ 197,000 | $ 5,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 95 | $ 18,271,000 | $ 183,000 | $ 4,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 79 | $ 18,822,000 | $ 238,000 | $ 10,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 69 | $ 19,904,000 | $ 288,000 | $ 7,000 |
| YUMA, AZ | 68 | $ 12,224,000 | $ 179,000 | $ 2,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 63 | $ 18,812,000 | $ 298,000 | $ 5,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 62 | $ 13,751,000 | $ 221,000 | $ 4,000 |
| KALAMAZOO-PORTAGE, MI | 62 | $ 8,248,000 | $ 133,000 | $ 2,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 62 | $ 24,140,000 | $ 389,000 | $ 11,000 |
| ST. LOUIS, MO-IL | 59 | $ 10,629,000 | $ 174,000 | $ 3,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 58 | $ 18,705,000 | $ 314,333 | $ 30,333 |
| DETROIT-LIVONIA-DEARBORN, MI | 57 | $ 11,175,000 | $ 196,000 | $ 5,000 |
| GARY, IN | 56 | $ 10,875,000 | $ 194,000 | $ 6,000 |
| MADISON, WI | 55 | $ 11,869,000 | $ 215,000 | $ 6,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 54 | $ 11,627,000 | $ 215,000 | $ 7,000 |
| BALTIMORE-TOWSON, MD | 44 | $ 11,013,000 | $ 250,000 | $ 6,000 |
| WILMINGTON, DE-MD-NJ | 42 | $ 7,319,000 | $ 175,500 | $ 4,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 41 | $ 9,174,000 | $ 223,000 | $ 6,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 36 | $ 8,878,000 | $ 230,500 | $ 2,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 36 | $ 11,866,000 | $ 329,000 | $ 8,000 |
| DALLAS-PLANO-IRVING, TX | 35 | $ 6,901,000 | $ 197,000 | $ 6,000 |
| LAS VEGAS-PARADISE, NV | 35 | $ 7,921,000 | $ 226,000 | $ 20,000 |
| RALEIGH-CARY, NC | 35 | $ 7,488,000 | $ 213,000 | $ 3,000 |
| GRAND RAPIDS-WYOMING, MI | 33 | $ 3,552,000 | $ 107,000 | $ 3,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 32 | $ 6,520,000 | $ 203,000 | $ 8,000 |
| SAN ANTONIO, TX | 32 | $ 5,515,000 | $ 172,000 | $ 8,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 32 | $ 7,969,000 | $ 249,000 | $ 9,000 |
| BOSTON-QUINCY, MA | 29 | $ 8,035,000 | $ 277,000 | $ 6,000 |
| NILES-BENTON HARBOR, MI | 28 | $ 8,500,000 | $ 303,000 | $ 25,000 |
| BOULDER, CO | 27 | $ 7,034,000 | $ 260,000 | $ 7,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 27 | $ 6,619,000 | $ 259,333 | $ 4,666 |
| INDIANAPOLIS-CARMEL, IN | 27 | $ 5,207,000 | $ 192,000 | $ 6,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 27 | $ 8,114,000 | $ 300,000 | $ 6,000 |
| ALBUQUERQUE, NM | 25 | $ 5,104,000 | $ 204,000 | $ 2,000 |
| ORLANDO-KISSIMMEE, FL | 25 | $ 5,528,000 | $ 221,000 | $ 26,000 |
| COLUMBUS, OH | 23 | $ 4,930,000 | $ 214,000 | $ 7,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 23 | $ 5,715,000 | $ 237,500 | $ 6,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 22 | $ 7,236,000 | $ 328,000 | $ 5,000 |
| DULUTH, MN-WI | 22 | $ 3,516,000 | $ 184,500 | $ 2,500 |
| DURHAM, NC | 22 | $ 4,307,000 | $ 195,000 | $ 6,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 22 | $ 5,854,000 | $ 266,000 | $ 6,000 |
| WILMINGTON, NC | 21 | $ 4,279,000 | $ 203,000 | $ 5,000 |
| ASHEVILLE, NC | 20 | $ 3,716,000 | $ 185,000 | $ 4,000 |
| NEW HAVEN-MILFORD, CT | 20 | $ 3,951,000 | $ 197,000 | $ 2,000 |
| WATERLOO-CEDAR FALLS, IA | 20 | $ 1,974,000 | $ 98,000 | $ 5,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 2,610,000 | $ 137,000 | $ 1,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 5,166,000 | $ 271,000 | $ 40,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 18 | $ 5,017,000 | $ 278,000 | $ 7,000 |
| GREEN BAY, WI | 17 | $ 2,229,000 | $ 131,000 | $ 4,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 17 | $ 6,807,000 | $ 400,000 | $ 12,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 16 | $ 5,725,000 | $ 357,000 | $ 13,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 3,672,000 | $ 229,000 | $ 20,000 |
| BATTLE CREEK, MI | 15 | $ 1,649,000 | $ 109,000 | $ 2,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 15 | $ 3,327,000 | $ 221,000 | $ 3,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 15 | $ 3,006,000 | $ 192,000 | $ 5,500 |
| MEMPHIS, TN-MS-AR | 15 | $ 2,826,000 | $ 188,000 | $ 4,000 |
| NAPLES-MARCO ISLAND, FL | 15 | $ 4,033,000 | $ 268,000 | $ 43,000 |
| COLORADO SPRINGS, CO | 14 | $ 3,841,000 | $ 274,000 | $ 6,000 |
| FORT COLLINS-LOVELAND, CO | 14 | $ 3,360,000 | $ 240,000 | $ 5,000 |
| ANN ARBOR, MI | 13 | $ 2,667,000 | $ 205,000 | $ 7,000 |
| APPLETON, WI | 13 | $ 2,072,000 | $ 159,000 | $ 3,000 |
| GREELEY, CO | 13 | $ 3,001,000 | $ 230,000 | $ 4,000 |
| JACKSONVILLE, FL | 13 | $ 3,059,000 | $ 235,000 | $ 6,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 12 | $ 2,606,000 | $ 217,000 | $ 5,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 2,077,000 | $ 173,000 | $ 5,000 |
| BEAUMONT-PORT ARTHUR, TX | 11 | $ 1,599,000 | $ 145,000 | $ 4,000 |
| BLOOMINGTON-NORMAL, IL | 11 | $ 1,745,000 | $ 158,000 | $ 3,000 |
| CEDAR RAPIDS, IA | 11 | $ 1,897,000 | $ 172,000 | $ 4,000 |
| MICHIGAN CITY-LA PORTE, IN | 11 | $ 2,790,000 | $ 253,000 | $ 11,000 |
| RICHMOND, VA | 11 | $ 2,524,000 | $ 229,000 | $ 2,000 |
| ROCKFORD, IL | 11 | $ 1,690,000 | $ 153,000 | $ 3,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 11 | $ 3,458,000 | $ 314,000 | $ 16,000 |
| AKRON, OH | 10 | $ 1,872,000 | $ 187,000 | $ 7,000 |
| AUSTIN-ROUND ROCK, TX | 10 | $ 2,317,000 | $ 231,000 | $ 7,000 |
| CANTON-MASSILLON, OH | 10 | $ 1,567,000 | $ 156,000 | $ 3,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,980,000 | $ 298,000 | $ 20,000 |
| HICKORY-LENOIR-MORGANTON, NC | 10 | $ 1,500,000 | $ 150,000 | $ 1,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 10 | $ 1,999,000 | $ 230,000 | $ 1,000 |
| RACINE, WI | 10 | $ 2,887,000 | $ 288,000 | $ 8,000 |
| SANTA FE, NM | 10 | $ 3,271,000 | $ 327,000 | $ 4,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 1,995,000 | $ 221,000 | $ 5,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 1,726,000 | $ 194,000 | $ 27,000 |
| TUCSON, AZ | 9 | $ 2,719,000 | $ 302,000 | $ 11,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,600,000 | $ 200,000 | $ 4,000 |
| PEABODY, MA | 8 | $ 2,226,000 | $ 278,000 | $ 6,000 |
| PRESCOTT, AZ | 8 | $ 1,999,000 | $ 249,000 | $ 4,000 |
| WINSTON-SALEM, NC | 8 | $ 1,089,000 | $ 136,000 | $ 2,000 |
| ANCHORAGE, AK | 7 | $ 1,626,000 | $ 232,000 | $ 1,000 |
| OKLAHOMA CITY, OK | 7 | $ 1,387,000 | $ 198,000 | $ 3,000 |
| PEORIA, IL | 7 | $ 1,197,000 | $ 171,000 | $ 7,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,147,000 | $ 163,000 | $ 2,000 |
| SALEM, OR | 7 | $ 1,820,000 | $ 260,000 | $ 6,000 |
| SAVANNAH, GA | 7 | $ 1,357,000 | $ 193,000 | $ 4,000 |
| TACOMA, WA | 7 | $ 1,915,000 | $ 273,000 | $ 5,000 |
| BRADENTON-SARASOTA-VENICE, FL | 6 | $ 2,378,000 | $ 396,000 | $ 14,000 |
| COLUMBIA, SC | 6 | $ 1,098,000 | $ 183,000 | $ 2,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 1,225,000 | $ 199,500 | $ 4,000 |
| DOVER, DE | 6 | $ 1,617,000 | $ 269,000 | $ 1,000 |
| GRAND JUNCTION, CO | 6 | $ 1,225,000 | $ 204,000 | $ 2,000 |
| HOLLAND-GRAND HAVEN, MI | 6 | $ 972,000 | $ 162,000 | $ 9,000 |
| HONOLULU, HI | 6 | $ 2,141,000 | $ 356,000 | $ 5,000 |
| LANSING-EAST LANSING, MI | 6 | $ 1,060,000 | $ 176,000 | $ 5,000 |
| SPRINGFIELD, MA | 6 | $ 1,170,000 | $ 195,000 | $ 5,000 |
| SPRINGFIELD, MO | 6 | $ 1,473,000 | $ 245,000 | $ 9,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 451,000 | $ 90,000 | $ 2,000 |
| EAU CLAIRE, WI | 5 | $ 958,000 | $ 191,000 | $ 4,000 |
| FLAGSTAFF, AZ | 5 | $ 1,001,000 | $ 200,000 | $ 9,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 5 | $ 2,863,000 | $ 572,000 | $ 51,000 |
| KANKAKEE-BRADLEY, IL | 5 | $ 1,095,000 | $ 219,000 | $ 3,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 807,000 | $ 161,000 | $ 3,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 5 | $ 837,000 | $ 167,000 | $ 3,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,155,000 | $ 231,000 | $ 3,000 |
| PITTSBURGH, PA | 5 | $ 1,028,000 | $ 205,000 | $ 5,000 |
| RENO-SPARKS, NV | 5 | $ 1,162,000 | $ 232,000 | $ 7,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,269,000 | $ 453,000 | $ 6,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,307,000 | $ 461,000 | $ 8,000 |
| WICHITA, KS | 5 | $ 914,000 | $ 182,000 | $ 3,000 |
| WORCESTER, MA | 5 | $ 1,047,000 | $ 209,000 | $ 5,000 |
| BARNSTABLE TOWN, MA | 4 | $ 2,889,000 | $ 722,000 | $ 18,000 |
| BEND, OR | 4 | $ 1,010,000 | $ 252,000 | $ 5,000 |
| CHATTANOOGA, TN-GA | 4 | $ 709,000 | $ 177,000 | $ 6,000 |
| COLUMBIA, MO | 4 | $ 614,000 | $ 153,000 | $ 0 |
| ELKHART-GOSHEN, IN | 4 | $ 728,000 | $ 182,000 | $ 15,000 |
| EVANSVILLE, IN-KY | 4 | $ 1,347,000 | $ 312,500 | $ 8,500 |
| FOND DU LAC, WI | 4 | $ 470,000 | $ 117,000 | $ 1,000 |
| KNOXVILLE, TN | 4 | $ 716,000 | $ 179,000 | $ 4,000 |
| MONROE, MI | 4 | $ 793,000 | $ 198,000 | $ 2,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 813,000 | $ 203,000 | $ 4,000 |
| PROVO-OREM, UT | 4 | $ 2,278,000 | $ 569,000 | $ 9,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 4 | $ 1,531,000 | $ 382,000 | $ 11,000 |
| STOCKTON, CA | 4 | $ 888,000 | $ 222,000 | $ 4,000 |
| TOLEDO, OH | 4 | $ 647,000 | $ 161,000 | $ 0 |
| TULSA, OK | 4 | $ 882,000 | $ 220,000 | $ 3,000 |
| WAUSAU, WI | 4 | $ 740,000 | $ 185,000 | $ 2,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 685,000 | $ 228,000 | $ 5,000 |
| FLINT, MI | 3 | $ 616,000 | $ 205,000 | $ 6,000 |
| FRESNO, CA | 3 | $ 690,000 | $ 230,000 | $ 3,000 |
| JACKSONVILLE, NC | 3 | $ 675,000 | $ 225,000 | $ 3,000 |
| LAWRENCE, KS | 3 | $ 479,000 | $ 159,000 | $ 2,000 |
| LAWTON, OK | 3 | $ 757,000 | $ 252,000 | $ 0 |
| LYNCHBURG, VA | 3 | $ 550,000 | $ 183,000 | $ 5,000 |
| OCALA, FL | 3 | $ 462,000 | $ 154,000 | $ 2,000 |
| PHILADELPHIA, PA | 3 | $ 908,000 | $ 302,000 | $ 13,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3 | $ 937,000 | $ 336,500 | $ 10,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 657,000 | $ 219,000 | $ 3,000 |
| SHEBOYGAN, WI | 3 | $ 550,000 | $ 183,000 | $ 5,000 |
| TALLAHASSEE, FL | 3 | $ 520,000 | $ 173,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 1,289,000 | $ 429,000 | $ 13,000 |
| ANDERSON, SC | 2 | $ 399,000 | $ 199,000 | $ 6,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 314,000 | $ 157,000 | $ 3,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 376,000 | $ 188,000 | $ 3,500 |
| BILLINGS, MT | 2 | $ 411,000 | $ 205,000 | $ 3,000 |
| BLOOMINGTON, IN | 2 | $ 555,000 | $ 277,000 | $ 16,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 242,000 | $ 121,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 2 | $ 768,000 | $ 384,000 | $ 4,000 |
| CHARLOTTESVILLE, VA | 2 | $ 758,000 | $ 379,000 | $ 14,000 |
| CHICO, CA | 2 | $ 359,000 | $ 179,000 | $ 4,000 |
| CORPUS CHRISTI, TX | 2 | $ 475,000 | $ 237,000 | $ 4,000 |
| FARMINGTON, NM | 2 | $ 650,000 | $ 325,000 | $ 21,000 |
| FAYETTEVILLE, NC | 2 | $ 332,000 | $ 166,000 | $ 0 |
| FLORENCE, SC | 2 | $ 384,000 | $ 192,000 | $ 10,000 |
| GRAND FORKS, ND-MN | 2 | $ 267,000 | $ 133,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 194,000 | $ 97,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 481,000 | $ 240,000 | $ 4,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 355,000 | $ 177,000 | $ 8,000 |
| IOWA CITY, IA | 2 | $ 304,000 | $ 152,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 253,000 | $ 126,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 422,000 | $ 211,000 | $ 4,000 |
| LINCOLN, NE | 2 | $ 326,000 | $ 163,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 301,000 | $ 150,000 | $ 7,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 140,000 | $ 70,000 | $ 0 |
| NAPA, CA | 2 | $ 786,000 | $ 393,000 | $ 5,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 561,000 | $ 280,000 | $ 4,000 |
| OLYMPIA, WA | 2 | $ 505,000 | $ 252,000 | $ 0 |
| OWENSBORO, KY | 2 | $ 365,000 | $ 182,000 | $ 4,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 414,000 | $ 207,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 410,000 | $ 205,000 | $ 0 |
| PUEBLO, CO | 2 | $ 528,000 | $ 264,000 | $ 4,000 |
| ROCHESTER, MN | 2 | $ 389,000 | $ 194,000 | $ 5,000 |
| SALINAS, CA | 2 | $ 861,000 | $ 430,000 | $ 14,000 |
| SALT LAKE CITY, UT | 2 | $ 407,000 | $ 203,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 2 | $ 703,000 | $ 351,000 | $ 10,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 619,000 | $ 309,000 | $ 11,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 279,000 | $ 139,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 2 | $ 266,000 | $ 133,000 | $ 0 |
| SPRINGFIELD, IL | 2 | $ 210,000 | $ 105,000 | $ 10,000 |
| ST. CLOUD, MN | 2 | $ 313,000 | $ 156,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 2 | $ 617,000 | $ 308,000 | $ 11,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 362,000 | $ 181,000 | $ 5,000 |
| ABILENE, TX | 1 | $ 103,000 | $ 103,000 | $ 9,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 266,000 | $ 266,000 | $ 0 |
| AMARILLO, TX | 1 | $ 417,000 | $ 417,000 | $ 25,000 |
| AMES, IA | 1 | $ 245,000 | $ 245,000 | $ 10,000 |
| AUBURN-OPELIKA, AL | 1 | $ 1,032,000 | $ 1,032,000 | $ 156,000 |
| BATON ROUGE, LA | 1 | $ 238,000 | $ 238,000 | $ 25,000 |
| BISMARCK, ND | 1 | $ 122,000 | $ 122,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 106,000 | $ 106,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 90,000 | $ 90,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 149,000 | $ 149,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 98,000 | $ 98,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 131,000 | $ 131,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 566,000 | $ 566,000 | $ 22,000 |
| CORVALLIS, OR | 1 | $ 176,000 | $ 176,000 | $ 0 |
| DANVILLE, VA | 1 | $ 270,000 | $ 270,000 | $ 0 |
| DAYTON, OH | 1 | $ 300,000 | $ 300,000 | $ 15,000 |
| DECATUR, IL | 1 | $ 124,000 | $ 124,000 | $ 8,000 |
| EL PASO, TX | 1 | $ 42,000 | $ 42,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 288,000 | $ 288,000 | $ 9,000 |
| FORT WAYNE, IN | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| GAINESVILLE, FL | 1 | $ 173,000 | $ 173,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 139,000 | $ 139,000 | $ 0 |
| ITHACA, NY | 1 | $ 233,000 | $ 233,000 | $ 9,000 |
| JACKSON, MI | 1 | $ 250,000 | $ 250,000 | $ 0 |
| JOPLIN, MO | 1 | $ 48,000 | $ 48,000 | $ 9,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| KOKOMO, IN | 1 | $ 127,000 | $ 127,000 | $ 0 |
| LA CROSSE, WI-MN | 1 | $ 197,000 | $ 197,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 288,000 | $ 288,000 | $ 8,000 |
| LONGVIEW, TX | 1 | $ 226,000 | $ 226,000 | $ 0 |
| MACON, GA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 298,000 | $ 298,000 | $ 9,000 |
| MEDFORD, OR | 1 | $ 245,000 | $ 245,000 | $ 0 |
| MISSOULA, MT | 1 | $ 187,000 | $ 187,000 | $ 0 |
| MODESTO, CA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 94,000 | $ 94,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 29,000 | $ 29,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1 | $ 650,000 | $ 650,000 | $ 22,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 166,000 | $ 166,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 229,000 | $ 229,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 321,000 | $ 321,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 173,000 | $ 173,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 513,000 | $ 513,000 | $ 25,000 |
| REDDING, CA | 1 | $ 307,000 | $ 307,000 | $ 0 |
| ROANOKE, VA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 146,000 | $ 146,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 129,000 | $ 129,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 176,000 | $ 176,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 295,000 | $ 295,000 | $ 9,000 |
| SUMTER, SC | 1 | $ 212,000 | $ 212,000 | $ 8,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 126,000 | $ 126,000 | $ 0 |
| TOPEKA, KS | 1 | $ 188,000 | $ 188,000 | $ 10,000 |
| TYLER, TX | 1 | $ 100,000 | $ 100,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 210,000 | $ 210,000 | $ 0 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,268 | $2,023,466,000 | $278,000 | $3,000,000 | $9,000 | $434,000 |
| Home Purchase | 5,751 | $1,448,780,000 | $251,000 | $2,302,000 | $9,000 | $5,160,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,588 | $2,642,079,000 | $275,000 | $3,000,000 | $9,000 | $434,000 |
| Not Provided | 1,848 | $450,015,000 | $243,000 | $1,400,000 | $8,000 | $329,000 |
| Hispanic | 565 | $125,788,000 | $222,000 | $1,100,000 | $4,000 | $102,000 |
| Asian | 522 | $143,820,000 | $275,000 | $1,800,000 | $19,000 | $5,160,000 |
| Black or African American | 454 | $100,613,000 | $221,000 | $1,032,000 | $10,000 | $469,000 |
| American Indian or Alaskan Native | 25 | $5,606,000 | $224,000 | $1,200,000 | $5,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,325,000 | $254,000 | $417,000 | $4,000 | $18,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,171 | $3,116,084,000 | $278,000 | $3,000,000 | $10,000 | $5,160,000 |
| FHA-insured (Federal Housing Administration) | 1,757 | $338,456,000 | $192,000 | $673,000 | $3,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 91 | $17,706,000 | $194,000 | $410,000 | $2,000 | $13,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,455 | $2,809,861,000 | $268,000 | $3,000,000 | $10,000 | $5,160,000 |
| Application Approved But Not Accepted | 1,451 | $379,494,000 | $261,000 | $1,847,000 | $7,000 | $156,000 |
| File Closed For Incompleteness | 547 | $136,641,000 | $249,000 | $2,000,000 | $7,000 | $216,000 |
| Application Denied By Financial Institution | 409 | $100,927,000 | $246,000 | $1,100,000 | $6,000 | $95,000 |
| Application Withdrawn By Applicant | 157 | $45,323,000 | $288,000 | $1,989,000 | $10,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 156 | $40,605,000 | $260,000 | $730,000 | $7,000 | $58,000 |
| Collateral | 71 | $17,194,000 | $242,000 | $781,000 | $7,000 | $43,000 |
| Debt-To-Income Ratio | 68 | $16,862,000 | $247,000 | $820,000 | $3,000 | $22,000 |
| Unverifiable Information | 51 | $11,314,000 | $221,000 | $1,100,000 | $8,000 | $95,000 |
| Credit History | 29 | $5,145,000 | $177,000 | $426,000 | $2,000 | $15,000 |
| Mortgage Insurance Denied | 12 | $3,496,000 | $291,000 | $513,000 | $7,000 | $25,000 |
| Employment History | 10 | $3,122,000 | $312,000 | $721,000 | $8,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,691,000 | $241,000 | $703,000 | $6,000 | $22,000 |
| Credit Application Incomplete | 5 | $1,498,000 | $299,000 | $375,000 | $5,000 | $12,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.