Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Guaranteed Rate, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Wilmington, DE 60613
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 13,019
Total Mortgage Loan Application Amount $3,472,246,000
Average Mortgage Loan Application Amount $264,500
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $9,000
Highest Applicant Income $5,160,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2008.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 6,172 $ 1,817,209,000 $ 294,000 $ 11,000
Lake County Illinois 830 $ 258,761,000 $ 311,000 $ 12,000
DuPage County Illinois 580 $ 168,715,000 $ 290,000 $ 10,000
Will County Illinois 289 $ 71,406,000 $ 247,000 $ 8,000
Maricopa County Arizona 277 $ 76,204,000 $ 275,000 $ 10,000
Kane County Illinois 190 $ 50,120,000 $ 263,000 $ 7,000
McHenry County Illinois 165 $ 40,542,000 $ 245,000 $ 7,000
Hennepin County Minnesota 149 $ 28,901,000 $ 193,000 $ 3,000
Denver County Colorado 103 $ 23,410,000 $ 227,000 $ 6,000
Jackson County Missouri 82 $ 12,008,000 $ 146,000 $ 4,000
Johnson County Kansas 80 $ 16,418,000 $ 205,000 $ 5,000
Yuma County Arizona 68 $ 12,224,000 $ 179,000 $ 2,000
Arapahoe County Colorado 67 $ 16,640,000 $ 248,000 $ 6,000
Jefferson County Colorado 63 $ 15,297,000 $ 242,000 $ 5,000
Ramsey County Minnesota 63 $ 9,923,000 $ 157,000 $ 1,000
Los Angeles County California 62 $ 24,140,000 $ 389,000 $ 11,000
Douglas County Colorado 62 $ 17,032,000 $ 274,000 $ 8,000
Wayne County Michigan 57 $ 11,175,000 $ 196,000 $ 5,000
Oakland County Michigan 56 $ 12,221,000 $ 218,000 $ 7,000
Kalamazoo County Michigan 53 $ 7,027,000 $ 132,000 $ 2,000
Mecklenburg County North Carolina 50 $ 10,062,000 $ 201,000 $ 5,000
Dane County Wisconsin 50 $ 10,583,000 $ 211,000 $ 6,000
Adams County Colorado 47 $ 9,156,000 $ 194,000 $ 4,000
Lake County Indiana 44 $ 8,241,000 $ 187,000 $ 5,000
Hartford County Connecticut 41 $ 8,194,000 $ 199,000 $ 4,000
New Castle County Delaware 40 $ 6,965,000 $ 174,000 $ 4,000
Kendall County Illinois 40 $ 9,887,000 $ 247,000 $ 5,000
St. Croix County Wisconsin 40 $ 7,283,000 $ 182,000 $ 1,000
Dakota County Minnesota 39 $ 7,425,000 $ 190,000 $ 2,000
San Diego County California 36 $ 11,866,000 $ 329,000 $ 8,000
Washington County Minnesota 36 $ 8,866,000 $ 246,000 $ 5,000
Clark County Nevada 35 $ 7,921,000 $ 226,000 $ 20,000
San Bernardino County California 34 $ 10,877,000 $ 319,000 $ 6,000
Anoka County Minnesota 34 $ 5,984,000 $ 176,000 $ 2,000
Palm Beach County Florida 32 $ 7,969,000 $ 249,000 $ 9,000
Macomb County Michigan 32 $ 5,512,000 $ 172,000 $ 2,000
Wake County North Carolina 31 $ 6,807,000 $ 219,000 $ 3,000
Harris County Texas 31 $ 6,478,000 $ 208,000 $ 7,000
Riverside County California 29 $ 7,935,000 $ 273,000 $ 4,000
Milwaukee County Wisconsin 29 $ 8,158,000 $ 281,000 $ 9,000
Berrien County Michigan 28 $ 8,500,000 $ 303,000 $ 25,000
Cuyahoga County Ohio 28 $ 5,343,000 $ 190,000 $ 8,000
Orange County California 27 $ 8,114,000 $ 300,000 $ 6,000
Boulder County Colorado 27 $ 7,034,000 $ 260,000 $ 7,000
Cabarrus County North Carolina 25 $ 4,245,000 $ 169,000 $ 3,000
Bexar County Texas 25 $ 3,798,000 $ 151,000 $ 7,000
Kenosha County Wisconsin 23 $ 6,246,000 $ 271,000 $ 7,000
Waukesha County Wisconsin 23 $ 7,035,000 $ 305,000 $ 8,000
New Haven County Connecticut 20 $ 3,951,000 $ 197,000 $ 2,000
Gwinnett County Georgia 20 $ 3,790,000 $ 189,000 $ 4,000
Dallas County Texas 20 $ 3,084,000 $ 154,000 $ 3,000
Miami-Dade County Florida 19 $ 5,166,000 $ 271,000 $ 40,000
Pinellas County Florida 19 $ 4,315,000 $ 227,000 $ 7,000
Durham County North Carolina 19 $ 3,813,000 $ 200,000 $ 6,000
Black Hawk County Iowa 18 $ 1,836,000 $ 102,000 $ 5,000
Prince George's County Maryland 18 $ 5,613,000 $ 311,000 $ 5,000
Middlesex County Massachusetts 18 $ 5,017,000 $ 278,000 $ 7,000
Clay County Missouri 18 $ 2,525,000 $ 140,000 $ 5,000
St. Louis County Missouri 18 $ 3,891,000 $ 216,000 $ 7,000
Bernalillo County New Mexico 18 $ 3,546,000 $ 197,000 $ 3,000
Montgomery County Maryland 17 $ 6,093,000 $ 358,000 $ 6,000
Montcalm County Michigan 17 $ 1,448,000 $ 85,000 $ 0
Chisago County Minnesota 17 $ 3,349,000 $ 197,000 $ 2,000
Multnomah County Oregon 17 $ 4,339,000 $ 255,000 $ 3,000
Fairfield County Connecticut 16 $ 5,725,000 $ 357,000 $ 13,000
Hillsborough County Florida 16 $ 3,786,000 $ 236,000 $ 5,000
Allegan County Michigan 16 $ 2,467,000 $ 154,000 $ 6,000
Buncombe County North Carolina 16 $ 3,107,000 $ 194,000 $ 5,000
Guilford County North Carolina 16 $ 1,996,000 $ 124,000 $ 1,000
Walworth County Wisconsin 16 $ 4,252,000 $ 265,000 $ 8,000
Broward County Florida 15 $ 3,327,000 $ 221,000 $ 3,000
Collier County Florida 15 $ 4,033,000 $ 268,000 $ 43,000
Calhoun County Michigan 15 $ 1,649,000 $ 109,000 $ 2,000
Kent County Michigan 15 $ 2,058,000 $ 137,000 $ 3,000
St. Louis County Minnesota 15 $ 2,179,000 $ 145,000 $ 1,000
New Hanover County North Carolina 15 $ 3,079,000 $ 205,000 $ 3,000
Brown County Wisconsin 15 $ 1,977,000 $ 131,000 $ 4,000
Pierce County Wisconsin 15 $ 3,000,000 $ 200,000 $ 3,000
Larimer County Colorado 14 $ 3,360,000 $ 240,000 $ 5,000
Tolland County Connecticut 14 $ 3,873,000 $ 276,000 $ 6,000
Franklin County Ohio 14 $ 2,594,000 $ 185,000 $ 6,000
Shelby County Tennessee 14 $ 2,654,000 $ 189,000 $ 4,000
El Paso County Colorado 13 $ 3,553,000 $ 273,000 $ 5,000
Weld County Colorado 13 $ 3,001,000 $ 230,000 $ 4,000
Orange County Florida 13 $ 2,422,000 $ 186,000 $ 7,000
Cobb County Georgia 13 $ 3,035,000 $ 233,000 $ 9,000
Fulton County Georgia 13 $ 3,608,000 $ 277,000 $ 8,000
Suffolk County Massachusetts 13 $ 3,596,000 $ 276,000 $ 8,000
Washtenaw County Michigan 13 $ 2,667,000 $ 205,000 $ 7,000
Wright County Minnesota 13 $ 2,602,000 $ 200,000 $ 3,000
King County Washington 13 $ 3,529,000 $ 271,000 $ 8,000
Contra Costa County California 12 $ 5,077,000 $ 423,000 $ 14,000
Wyandotte County Kansas 12 $ 1,161,000 $ 96,000 $ 2,000
Baltimore City County Maryland 12 $ 1,765,000 $ 147,000 $ 2,000
Mille Lacs County Minnesota 12 $ 1,317,000 $ 109,000 $ 0
Fairfax County Virginia 12 $ 3,923,000 $ 326,000 $ 11,000
Outagamie County Wisconsin 12 $ 1,872,000 $ 156,000 $ 3,000
Eagle County Colorado 11 $ 4,993,000 $ 453,000 $ 17,000
DeKalb County Illinois 11 $ 2,024,000 $ 184,000 $ 4,000
McLean County Illinois 11 $ 1,745,000 $ 158,000 $ 3,000
Hamilton County Indiana 11 $ 2,333,000 $ 212,000 $ 8,000
LaPorte County Indiana 11 $ 2,790,000 $ 253,000 $ 11,000
Porter County Indiana 11 $ 2,554,000 $ 232,000 $ 12,000
Sherburne County Minnesota 11 $ 2,055,000 $ 186,000 $ 3,000
St. Charles County Missouri 11 $ 2,190,000 $ 199,000 $ 3,000
Union County North Carolina 11 $ 2,451,000 $ 222,000 $ 5,000
Clackamas County Oregon 11 $ 2,823,000 $ 256,000 $ 2,000
Tarrant County Texas 11 $ 2,000,000 $ 181,000 $ 6,000
Washington County Wisconsin 11 $ 2,488,000 $ 226,000 $ 2,000
Lee County Florida 10 $ 2,980,000 $ 298,000 $ 20,000
Anne Arundel County Maryland 10 $ 2,658,000 $ 265,000 $ 6,000
Ionia County Michigan 10 $ 649,000 $ 64,000 $ 0
Isanti County Minnesota 10 $ 1,598,000 $ 159,000 $ 1,000
Scott County Minnesota 10 $ 2,440,000 $ 244,000 $ 5,000
Platte County Missouri 10 $ 1,907,000 $ 190,000 $ 3,000
Santa Fe County New Mexico 10 $ 3,271,000 $ 327,000 $ 4,000
Summit County Ohio 10 $ 1,872,000 $ 187,000 $ 7,000
Fort Bend County Texas 10 $ 2,460,000 $ 246,000 $ 9,000
Racine County Wisconsin 10 $ 2,887,000 $ 288,000 $ 8,000
Pima County Arizona 9 $ 2,719,000 $ 302,000 $ 11,000
Sacramento County California 9 $ 2,508,000 $ 278,000 $ 10,000
Sussex County Delaware 9 $ 2,157,000 $ 239,000 $ 1,000
DeKalb County Georgia 9 $ 2,284,000 $ 253,000 $ 3,000
Jefferson County Kentucky 9 $ 1,956,000 $ 217,000 $ 10,000
Baltimore County Maryland 9 $ 2,835,000 $ 315,000 $ 7,000
Plymouth County Massachusetts 9 $ 2,608,000 $ 289,000 $ 6,000
Van Buren County Michigan 9 $ 1,221,000 $ 135,000 $ 1,000
Cass County Minnesota 9 $ 983,000 $ 109,000 $ 1,000
Murray County Minnesota 9 $ 779,000 $ 86,000 $ 0
Hamilton County Ohio 9 $ 2,670,000 $ 296,000 $ 11,000
Charleston County South Carolina 9 $ 1,942,000 $ 215,000 $ 6,000
Jefferson County Texas 9 $ 1,389,000 $ 154,000 $ 4,000
Snohomish County Washington 9 $ 2,325,000 $ 258,000 $ 3,000
Yavapai County Arizona 8 $ 1,999,000 $ 249,000 $ 4,000
Duval County Florida 8 $ 1,800,000 $ 225,000 $ 7,000
Grundy County Illinois 8 $ 1,778,000 $ 222,000 $ 4,000
Linn County Iowa 8 $ 1,517,000 $ 189,000 $ 5,000
Essex County Massachusetts 8 $ 2,226,000 $ 278,000 $ 6,000
St. Louis City County Missouri 8 $ 991,000 $ 123,000 $ 2,000
Douglas County Nebraska 8 $ 1,481,000 $ 185,000 $ 2,000
Iredell County North Carolina 8 $ 2,153,000 $ 269,000 $ 6,000
Surry County North Carolina 8 $ 1,296,000 $ 162,000 $ 1,000
Delaware County Ohio 8 $ 1,990,000 $ 248,000 $ 10,000
Stark County Ohio 8 $ 1,387,000 $ 173,000 $ 4,000
York County South Carolina 8 $ 1,376,000 $ 172,000 $ 3,000
Broomfield County Colorado 7 $ 2,417,000 $ 345,000 $ 9,000
Garfield County Colorado 7 $ 2,464,000 $ 352,000 $ 5,000
Summit County Colorado 7 $ 3,393,000 $ 484,000 $ 32,000
Middlesex County Connecticut 7 $ 1,684,000 $ 240,000 $ 3,000
Polk County Iowa 7 $ 1,713,000 $ 244,000 $ 7,000
Norfolk County Massachusetts 7 $ 1,831,000 $ 261,000 $ 3,000
Barry County Michigan 7 $ 815,000 $ 116,000 $ 5,000
St. Clair County Michigan 7 $ 900,000 $ 128,000 $ 1,000
Forsyth County North Carolina 7 $ 990,000 $ 141,000 $ 2,000
Collin County Texas 7 $ 1,513,000 $ 216,000 $ 5,000
Prince William County Virginia 7 $ 2,087,000 $ 298,000 $ 8,000
Pierce County Washington 7 $ 1,915,000 $ 273,000 $ 5,000
Vilas County Wisconsin 7 $ 1,360,000 $ 194,000 $ 11,000
Anchorage County Alaska 6 $ 1,478,000 $ 246,000 $ 1,000
Mesa County Colorado 6 $ 1,225,000 $ 204,000 $ 2,000
Kent County Delaware 6 $ 1,617,000 $ 269,000 $ 1,000
Monroe County Florida 6 $ 2,349,000 $ 391,000 $ 12,000
St. Lucie County Florida 6 $ 995,000 $ 165,000 $ 2,000
Chatham County Georgia 6 $ 1,119,000 $ 186,000 $ 4,000
Forsyth County Georgia 6 $ 1,636,000 $ 272,000 $ 7,000
Henry County Georgia 6 $ 992,000 $ 165,000 $ 1,000
Honolulu County Hawaii 6 $ 2,141,000 $ 356,000 $ 5,000
Winnebago County Illinois 6 $ 768,000 $ 128,000 $ 4,000
Howard County Maryland 6 $ 1,602,000 $ 267,000 $ 8,000
Hampden County Massachusetts 6 $ 1,170,000 $ 195,000 $ 5,000
Ottawa County Michigan 6 $ 972,000 $ 162,000 $ 9,000
Crow Wing County Minnesota 6 $ 1,191,000 $ 198,000 $ 0
Sandoval County New Mexico 6 $ 1,278,000 $ 213,000 $ 1,000
Warren County Ohio 6 $ 1,395,000 $ 232,000 $ 2,000
Marion County Oregon 6 $ 1,585,000 $ 264,000 $ 6,000
Denton County Texas 6 $ 1,519,000 $ 253,000 $ 10,000
Montgomery County Texas 6 $ 1,428,000 $ 238,000 $ 10,000
Green Lake County Wisconsin 6 $ 1,709,000 $ 284,000 $ 29,000
Ozaukee County Wisconsin 6 $ 2,223,000 $ 370,000 $ 10,000
Coconino County Arizona 5 $ 1,001,000 $ 200,000 $ 9,000
Pinal County Arizona 5 $ 630,000 $ 126,000 $ 6,000
Alameda County California 5 $ 1,730,000 $ 346,000 $ 7,000
Santa Clara County California 5 $ 2,269,000 $ 453,000 $ 6,000
Santa Cruz County California 5 $ 2,307,000 $ 461,000 $ 8,000
Routt County Colorado 5 $ 1,393,000 $ 278,000 $ 2,000
New London County Connecticut 5 $ 1,155,000 $ 231,000 $ 3,000
District of Columbia County District Of Columbia 5 $ 1,465,000 $ 293,000 $ 77,000
Lake County Florida 5 $ 1,608,000 $ 321,000 $ 10,000
Pasco County Florida 5 $ 961,000 $ 192,000 $ 3,000
Polk County Florida 5 $ 807,000 $ 161,000 $ 3,000
Kauai County Hawaii 5 $ 1,933,000 $ 386,000 $ 6,000
Boone County Illinois 5 $ 922,000 $ 184,000 $ 1,000
Champaign County Illinois 5 $ 451,000 $ 90,000 $ 2,000
Clay County Illinois 5 $ 298,000 $ 59,000 $ 0
Kankakee County Illinois 5 $ 1,095,000 $ 219,000 $ 3,000
Randolph County Illinois 5 $ 529,000 $ 105,000 $ 0
St. Clair County Illinois 5 $ 640,000 $ 128,000 $ 1,000
Marion County Indiana 5 $ 691,000 $ 138,000 $ 4,000
Leavenworth County Kansas 5 $ 839,000 $ 167,000 $ 4,000
Fayette County Kentucky 5 $ 892,000 $ 178,000 $ 5,000
Charles County Maryland 5 $ 1,808,000 $ 361,000 $ 3,000
Frederick County Maryland 5 $ 1,143,000 $ 228,000 $ 1,000
Worcester County Massachusetts 5 $ 1,047,000 $ 209,000 $ 5,000
Cass County Michigan 5 $ 870,000 $ 174,000 $ 14,000
St. Joseph County Michigan 5 $ 1,044,000 $ 208,000 $ 10,000
Carver County Minnesota 5 $ 914,000 $ 182,000 $ 3,000
Le Sueur County Minnesota 5 $ 639,000 $ 127,000 $ 0
Cass County Missouri 5 $ 920,000 $ 184,000 $ 0
Washoe County Nevada 5 $ 1,162,000 $ 232,000 $ 7,000
Grant County New Mexico 5 $ 826,000 $ 165,000 $ 2,000
Brunswick County North Carolina 5 $ 925,000 $ 185,000 $ 13,000
Horry County South Carolina 5 $ 837,000 $ 167,000 $ 3,000
Davidson County Tennessee 5 $ 610,000 $ 122,000 $ 14,000
Williamson County Tennessee 5 $ 2,131,000 $ 426,000 $ 42,000
Travis County Texas 5 $ 1,395,000 $ 279,000 $ 7,000
Clark County Washington 5 $ 966,000 $ 193,000 $ 1,000
Dodge County Wisconsin 5 $ 980,000 $ 196,000 $ 7,000
Door County Wisconsin 5 $ 1,502,000 $ 300,000 $ 23,000
Polk County Wisconsin 5 $ 993,000 $ 198,000 $ 2,000
Richland County Wisconsin 5 $ 827,000 $ 165,000 $ 10,000
Sauk County Wisconsin 5 $ 1,017,000 $ 203,000 $ 0
San Joaquin County California 4 $ 888,000 $ 222,000 $ 4,000
Park County Colorado 4 $ 882,000 $ 220,000 $ 7,000
Pitkin County Colorado 4 $ 1,844,000 $ 461,000 $ 43,000
Sarasota County Florida 4 $ 1,578,000 $ 394,000 $ 14,000
Seminole County Florida 4 $ 854,000 $ 213,000 $ 8,000
Hawaii County Hawaii 4 $ 1,470,000 $ 367,000 $ 6,000
LaSalle County Illinois 4 $ 833,000 $ 208,000 $ 5,000
Madison County Illinois 4 $ 777,000 $ 194,000 $ 5,000
Elkhart County Indiana 4 $ 728,000 $ 182,000 $ 15,000
St. Joseph County Indiana 4 $ 856,000 $ 214,000 $ 40,000
Starke County Indiana 4 $ 569,000 $ 142,000 $ 10,000
Butler County Iowa 4 $ 415,000 $ 103,000 $ 0
Scott County Iowa 4 $ 850,000 $ 212,000 $ 3,000
Sedgwick County Kansas 4 $ 761,000 $ 190,000 $ 4,000
Boone County Kentucky 4 $ 800,000 $ 200,000 $ 9,000
Harford County Maryland 4 $ 1,111,000 $ 277,000 $ 7,000
Barnstable County Massachusetts 4 $ 2,889,000 $ 722,000 $ 18,000
Monroe County Michigan 4 $ 793,000 $ 198,000 $ 2,000
Carlton County Minnesota 4 $ 680,000 $ 170,000 $ 2,000
Lyon County Minnesota 4 $ 812,000 $ 203,000 $ 5,000
Boone County Missouri 4 $ 614,000 $ 153,000 $ 0
Crawford County Missouri 4 $ 332,000 $ 83,000 $ 0
Caldwell County North Carolina 4 $ 421,000 $ 105,000 $ 0
Catawba County North Carolina 4 $ 725,000 $ 181,000 $ 4,000
Davidson County North Carolina 4 $ 689,000 $ 172,000 $ 2,000
Johnston County North Carolina 4 $ 681,000 $ 170,000 $ 5,000
Lincoln County North Carolina 4 $ 632,000 $ 158,000 $ 4,000
Moore County North Carolina 4 $ 996,000 $ 249,000 $ 5,000
Rowan County North Carolina 4 $ 484,000 $ 121,000 $ 0
Wilkes County North Carolina 4 $ 474,000 $ 118,000 $ 0
Payne County Oklahoma 4 $ 567,000 $ 141,000 $ 12,000
Deschutes County Oregon 4 $ 1,010,000 $ 252,000 $ 5,000
Allegheny County Pennsylvania 4 $ 850,000 $ 212,000 $ 4,000
Lancaster County South Carolina 4 $ 699,000 $ 174,000 $ 2,000
Hamilton County Tennessee 4 $ 709,000 $ 177,000 $ 6,000
Williamson County Texas 4 $ 822,000 $ 205,000 $ 9,000
Utah County Utah 4 $ 2,278,000 $ 569,000 $ 9,000
Loudoun County Virginia 4 $ 1,454,000 $ 363,000 $ 12,000
Virginia Beach County Virginia 4 $ 876,000 $ 219,000 $ 1,000
Barron County Wisconsin 4 $ 649,000 $ 162,000 $ 0
Columbia County Wisconsin 4 $ 891,000 $ 222,000 $ 3,000
Dunn County Wisconsin 4 $ 869,000 $ 217,000 $ 13,000
Fond du Lac County Wisconsin 4 $ 470,000 $ 117,000 $ 1,000
Jefferson County Wisconsin 4 $ 903,000 $ 225,000 $ 3,000
Marathon County Wisconsin 4 $ 740,000 $ 185,000 $ 2,000
Winnebago County Wisconsin 4 $ 813,000 $ 203,000 $ 4,000
Kenai Peninsula County Alaska 3 $ 888,000 $ 296,000 $ 2,000
Navajo County Arizona 3 $ 818,000 $ 272,000 $ 9,000
Fresno County California 3 $ 690,000 $ 230,000 $ 3,000
San Mateo County California 3 $ 1,131,000 $ 377,000 $ 11,000
Solano County California 3 $ 1,289,000 $ 429,000 $ 13,000
Archuleta County Colorado 3 $ 788,000 $ 262,000 $ 0
Elbert County Colorado 3 $ 1,004,000 $ 334,000 $ 7,000
Grand County Colorado 3 $ 1,010,000 $ 336,000 $ 7,000
Litchfield County Connecticut 3 $ 678,000 $ 226,000 $ 5,000
Windham County Connecticut 3 $ 564,000 $ 188,000 $ 2,000
Marion County Florida 3 $ 462,000 $ 154,000 $ 2,000
Osceola County Florida 3 $ 644,000 $ 214,000 $ 159,000
Volusia County Florida 3 $ 685,000 $ 228,000 $ 5,000
Maui County Hawaii 3 $ 1,294,000 $ 431,000 $ 9,000
Lee County Illinois 3 $ 518,000 $ 172,000 $ 9,000
Monroe County Illinois 3 $ 473,000 $ 157,000 $ 3,000
Peoria County Illinois 3 $ 602,000 $ 200,000 $ 11,000
Boone County Indiana 3 $ 594,000 $ 198,000 $ 10,000
Hendricks County Indiana 3 $ 676,000 $ 225,000 $ 4,000
Douglas County Kansas 3 $ 479,000 $ 159,000 $ 2,000
St. Mary's County Maryland 3 $ 772,000 $ 257,000 $ 7,000
Genesee County Michigan 3 $ 616,000 $ 205,000 $ 6,000
Grand Traverse County Michigan 3 $ 706,000 $ 235,000 $ 3,000
Houghton County Michigan 3 $ 433,000 $ 144,000 $ 4,000
Ingham County Michigan 3 $ 517,000 $ 172,000 $ 5,000
Greene County Missouri 3 $ 599,000 $ 199,000 $ 7,000
Lafayette County Missouri 3 $ 275,000 $ 91,000 $ 19,000
Taney County Missouri 3 $ 609,000 $ 203,000 $ 11,000
Warren County Missouri 3 $ 422,000 $ 140,000 $ 5,000
Rockingham County New Hampshire 3 $ 657,000 $ 219,000 $ 3,000
Harnett County North Carolina 3 $ 439,000 $ 146,000 $ 0
Onslow County North Carolina 3 $ 675,000 $ 225,000 $ 3,000
Cleveland County Oklahoma 3 $ 664,000 $ 221,000 $ 5,000
Comanche County Oklahoma 3 $ 757,000 $ 252,000 $ 0
Custer County Oklahoma 3 $ 505,000 $ 168,000 $ 2,000
Oklahoma County Oklahoma 3 $ 510,000 $ 170,000 $ 0
Linn County Oregon 3 $ 550,000 $ 183,000 $ 3,000
Greenville County South Carolina 3 $ 901,000 $ 300,000 $ 10,000
Lexington County South Carolina 3 $ 510,000 $ 170,000 $ 0
Richland County South Carolina 3 $ 588,000 $ 196,000 $ 5,000
Knox County Tennessee 3 $ 581,000 $ 193,000 $ 6,000
Sumner County Tennessee 3 $ 547,000 $ 182,000 $ 15,000
Galveston County Texas 3 $ 457,000 $ 152,000 $ 2,000
Henrico County Virginia 3 $ 534,000 $ 178,000 $ 2,000
Norfolk County Virginia 3 $ 376,000 $ 125,000 $ 3,000
Portsmouth County Virginia 3 $ 461,000 $ 153,000 $ 0
Adams County Wisconsin 3 $ 518,000 $ 172,000 $ 22,000
Ashland County Wisconsin 3 $ 675,000 $ 225,000 $ 4,000
Burnett County Wisconsin 3 $ 401,000 $ 133,000 $ 0
Douglas County Wisconsin 3 $ 657,000 $ 219,000 $ 4,000
Eau Claire County Wisconsin 3 $ 547,000 $ 182,000 $ 5,000
Lincoln County Wisconsin 3 $ 368,000 $ 122,000 $ 0
Oneida County Wisconsin 3 $ 845,000 $ 281,000 $ 19,000
Sheboygan County Wisconsin 3 $ 550,000 $ 183,000 $ 5,000
Vernon County Wisconsin 3 $ 368,000 $ 122,000 $ 2,000
Washburn County Wisconsin 3 $ 591,000 $ 197,000 $ 5,000
Juneau County Alaska 2 $ 548,000 $ 274,000 $ 7,000
Graham County Arizona 2 $ 335,000 $ 167,000 $ 0
Mohave County Arizona 2 $ 422,000 $ 211,000 $ 4,000
Butte County California 2 $ 359,000 $ 179,000 $ 4,000
Monterey County California 2 $ 861,000 $ 430,000 $ 14,000
Napa County California 2 $ 786,000 $ 393,000 $ 5,000
Santa Barbara County California 2 $ 703,000 $ 351,000 $ 10,000
Sonoma County California 2 $ 619,000 $ 309,000 $ 11,000
Tulare County California 2 $ 617,000 $ 308,000 $ 11,000
Tuolumne County California 2 $ 344,000 $ 172,000 $ 0
Ventura County California 2 $ 414,000 $ 207,000 $ 0
Chaffee County Colorado 2 $ 552,000 $ 276,000 $ 4,000
La Plata County Colorado 2 $ 515,000 $ 257,000 $ 0
Lake County Colorado 2 $ 574,000 $ 287,000 $ 8,000
Pueblo County Colorado 2 $ 528,000 $ 264,000 $ 4,000
Citrus County Florida 2 $ 350,000 $ 175,000 $ 4,000
Clay County Florida 2 $ 332,000 $ 166,000 $ 0
Escambia County Florida 2 $ 410,000 $ 205,000 $ 0
Indian River County Florida 2 $ 279,000 $ 139,000 $ 0
Leon County Florida 2 $ 348,000 $ 174,000 $ 0
Manatee County Florida 2 $ 800,000 $ 400,000 $ 15,000
St. Johns County Florida 2 $ 623,000 $ 311,000 $ 6,000
Cherokee County Georgia 2 $ 387,000 $ 193,000 $ 4,000
Clarke County Georgia 2 $ 314,000 $ 157,000 $ 3,000
Fayette County Georgia 2 $ 1,206,000 $ 603,000 $ 129,000
Newton County Georgia 2 $ 535,000 $ 267,000 $ 3,000
Carroll County Illinois 2 $ 449,000 $ 224,000 $ 13,000
Iroquois County Illinois 2 $ 239,000 $ 119,000 $ 3,000
Jo Daviess County Illinois 2 $ 457,000 $ 228,000 $ 6,000
Sangamon County Illinois 2 $ 210,000 $ 105,000 $ 10,000
Stephenson County Illinois 2 $ 172,000 $ 86,000 $ 0
Tazewell County Illinois 2 $ 303,000 $ 151,000 $ 4,000
Washington County Illinois 2 $ 317,000 $ 158,000 $ 0
Clark County Indiana 2 $ 323,000 $ 161,000 $ 0
Floyd County Indiana 2 $ 377,000 $ 188,000 $ 4,000
Morgan County Indiana 2 $ 398,000 $ 199,000 $ 3,000
Putnam County Indiana 2 $ 253,000 $ 126,000 $ 4,000
Vanderburgh County Indiana 2 $ 666,000 $ 333,000 $ 7,000
Dallas County Iowa 2 $ 282,000 $ 141,000 $ 0
Jones County Iowa 2 $ 187,000 $ 93,000 $ 0
Boyd County Kentucky 2 $ 355,000 $ 177,000 $ 8,000
Campbell County Kentucky 2 $ 353,000 $ 176,000 $ 7,000
Kenton County Kentucky 2 $ 213,000 $ 106,000 $ 4,000
Calvert County Maryland 2 $ 607,000 $ 303,000 $ 4,000
Carroll County Maryland 2 $ 703,000 $ 351,000 $ 7,000
Cecil County Maryland 2 $ 354,000 $ 177,000 $ 4,000
Washington County Maryland 2 $ 481,000 $ 240,000 $ 4,000
Bristol County Massachusetts 2 $ 527,000 $ 263,000 $ 3,000
Eaton County Michigan 2 $ 311,000 $ 155,000 $ 4,000
Gogebic County Michigan 2 $ 170,000 $ 85,000 $ 0
Lake County Michigan 2 $ 241,000 $ 120,000 $ 13,000
Mecosta County Michigan 2 $ 107,000 $ 53,000 $ 15,000
Douglas County Minnesota 2 $ 731,000 $ 365,000 $ 10,000
Freeborn County Minnesota 2 $ 276,000 $ 138,000 $ 0
Meeker County Minnesota 2 $ 384,000 $ 192,000 $ 0
Olmsted County Minnesota 2 $ 389,000 $ 194,000 $ 5,000
Pine County Minnesota 2 $ 362,000 $ 181,000 $ 4,000
Polk County Minnesota 2 $ 267,000 $ 133,000 $ 0
Redwood County Minnesota 2 $ 138,000 $ 69,000 $ 0
Renville County Minnesota 2 $ 163,000 $ 81,000 $ 3,000
Rice County Minnesota 2 $ 321,000 $ 160,000 $ 4,000
Steele County Minnesota 2 $ 410,000 $ 205,000 $ 0
Watonwan County Minnesota 2 $ 269,000 $ 134,000 $ 0
Christian County Missouri 2 $ 734,000 $ 367,000 $ 9,000
Jefferson County Missouri 2 $ 223,000 $ 111,000 $ 0
Lincoln County Missouri 2 $ 307,000 $ 153,000 $ 0
Reynolds County Missouri 2 $ 140,000 $ 70,000 $ 0
Stone County Missouri 2 $ 406,000 $ 203,000 $ 0
Cascade County Montana 2 $ 194,000 $ 97,000 $ 0
Deer Lodge County Montana 2 $ 154,000 $ 77,000 $ 0
Gallatin County Montana 2 $ 717,000 $ 358,000 $ 22,000
Yellowstone County Montana 2 $ 411,000 $ 205,000 $ 3,000
Lancaster County Nebraska 2 $ 326,000 $ 163,000 $ 0
Scotts Bluff County Nebraska 2 $ 428,000 $ 214,000 $ 10,000
Belknap County New Hampshire 2 $ 405,000 $ 202,000 $ 0
San Juan County New Mexico 2 $ 650,000 $ 325,000 $ 21,000
Burke County North Carolina 2 $ 354,000 $ 177,000 $ 0
Carteret County North Carolina 2 $ 617,000 $ 308,000 $ 5,000
Cumberland County North Carolina 2 $ 332,000 $ 166,000 $ 0
Currituck County North Carolina 2 $ 451,000 $ 225,000 $ 9,000
Henderson County North Carolina 2 $ 325,000 $ 162,000 $ 3,000
McDowell County North Carolina 2 $ 283,000 $ 141,000 $ 0
Orange County North Carolina 2 $ 350,000 $ 175,000 $ 13,000
Randolph County North Carolina 2 $ 454,000 $ 227,000 $ 4,000
Watauga County North Carolina 2 $ 297,000 $ 148,000 $ 13,000
Wilson County North Carolina 2 $ 545,000 $ 272,000 $ 12,000
Mercer County North Dakota 2 $ 272,000 $ 136,000 $ 9,000
Carroll County Ohio 2 $ 180,000 $ 90,000 $ 0
Clermont County Ohio 2 $ 609,000 $ 304,000 $ 10,000
Lorain County Ohio 2 $ 392,000 $ 196,000 $ 8,000
Lucas County Ohio 2 $ 391,000 $ 195,000 $ 0
Tulsa County Oklahoma 2 $ 333,000 $ 166,000 $ 3,000
Anderson County South Carolina 2 $ 399,000 $ 199,000 $ 6,000
Berkeley County South Carolina 2 $ 491,000 $ 245,000 $ 3,000
Darlington County South Carolina 2 $ 384,000 $ 192,000 $ 10,000
Pickens County South Carolina 2 $ 1,962,000 $ 981,000 $ 114,000
Dyer County Tennessee 2 $ 254,000 $ 127,000 $ 0
Rutherford County Tennessee 2 $ 263,000 $ 131,000 $ 0
Austin County Texas 2 $ 382,000 $ 191,000 $ 0
Bandera County Texas 2 $ 433,000 $ 216,000 $ 4,000
Brazoria County Texas 2 $ 422,000 $ 211,000 $ 4,000
Comal County Texas 2 $ 427,000 $ 213,000 $ 5,000
Hidalgo County Texas 2 $ 140,000 $ 70,000 $ 0
Kendall County Texas 2 $ 800,000 $ 400,000 $ 17,000
Cache County Utah 2 $ 301,000 $ 150,000 $ 7,000
Salt Lake County Utah 2 $ 407,000 $ 203,000 $ 0
Chesterfield County Virginia 2 $ 532,000 $ 266,000 $ 4,000
Fairfax City County Virginia 2 $ 844,000 $ 422,000 $ 13,000
Gloucester County Virginia 2 $ 593,000 $ 296,000 $ 8,000
Hampton County Virginia 2 $ 437,000 $ 218,000 $ 5,000
Lynchburg County Virginia 2 $ 268,000 $ 134,000 $ 0
Richmond City County Virginia 2 $ 413,000 $ 206,000 $ 6,000
Spotsylvania County Virginia 2 $ 492,000 $ 246,000 $ 0
York County Virginia 2 $ 424,000 $ 212,000 $ 0
Kitsap County Washington 2 $ 768,000 $ 384,000 $ 4,000
Thurston County Washington 2 $ 505,000 $ 252,000 $ 0
Chippewa County Wisconsin 2 $ 411,000 $ 205,000 $ 4,000
Juneau County Wisconsin 2 $ 672,000 $ 336,000 $ 15,000
Marinette County Wisconsin 2 $ 295,000 $ 147,000 $ 0
Oconto County Wisconsin 2 $ 252,000 $ 126,000 $ 4,000
Sawyer County Wisconsin 2 $ 345,000 $ 172,000 $ 4,000
Waushara County Wisconsin 2 $ 323,000 $ 161,000 $ 4,000
Lee County Alabama 1 $ 1,032,000 $ 1,032,000 $ 156,000
Matanuska-Susitna County Alaska 1 $ 148,000 $ 148,000 $ 0
La Paz County Arizona 1 $ 407,000 $ 407,000 $ 0
Del Norte County California 1 $ 158,000 $ 158,000 $ 0
El Dorado County California 1 $ 533,000 $ 533,000 $ 60,000
Humboldt County California 1 $ 400,000 $ 400,000 $ 16,000
Lake County California 1 $ 202,000 $ 202,000 $ 0
Mendocino County California 1 $ 177,000 $ 177,000 $ 0
Nevada County California 1 $ 708,000 $ 708,000 $ 50,000
Placer County California 1 $ 417,000 $ 417,000 $ 32,000
San Francisco County California 1 $ 400,000 $ 400,000 $ 12,000
Shasta County California 1 $ 307,000 $ 307,000 $ 0
Stanislaus County California 1 $ 118,000 $ 118,000 $ 0
Tehama County California 1 $ 115,000 $ 115,000 $ 0
Clear Creek County Colorado 1 $ 390,000 $ 390,000 $ 0
Fremont County Colorado 1 $ 125,000 $ 125,000 $ 0
Gilpin County Colorado 1 $ 360,000 $ 360,000 $ 13,000
Gunnison County Colorado 1 $ 310,000 $ 310,000 $ 11,000
Montezuma County Colorado 1 $ 351,000 $ 351,000 $ 0
Morgan County Colorado 1 $ 178,000 $ 178,000 $ 7,000
Ouray County Colorado 1 $ 303,000 $ 303,000 $ 0
Rio Grande County Colorado 1 $ 402,000 $ 402,000 $ 7,000
San Miguel County Colorado 1 $ 264,000 $ 264,000 $ 0
Teller County Colorado 1 $ 288,000 $ 288,000 $ 12,000
Alachua County Florida 1 $ 173,000 $ 173,000 $ 0
Bay County Florida 1 $ 321,000 $ 321,000 $ 0
Brevard County Florida 1 $ 229,000 $ 229,000 $ 0
Charlotte County Florida 1 $ 513,000 $ 513,000 $ 25,000
Hernando County Florida 1 $ 112,000 $ 112,000 $ 0
Martin County Florida 1 $ 152,000 $ 152,000 $ 0
Nassau County Florida 1 $ 304,000 $ 304,000 $ 10,000
Okaloosa County Florida 1 $ 288,000 $ 288,000 $ 9,000
Sumter County Florida 1 $ 182,000 $ 182,000 $ 10,000
Wakulla County Florida 1 $ 172,000 $ 172,000 $ 0
Bartow County Georgia 1 $ 214,000 $ 214,000 $ 15,000
Bibb County Georgia 1 $ 77,000 $ 77,000 $ 0
Bryan County Georgia 1 $ 238,000 $ 238,000 $ 0
Carroll County Georgia 1 $ 137,000 $ 137,000 $ 0
Clayton County Georgia 1 $ 263,000 $ 263,000 $ 0
Coweta County Georgia 1 $ 250,000 $ 250,000 $ 104,000
Dawson County Georgia 1 $ 260,000 $ 260,000 $ 16,000
Douglas County Georgia 1 $ 225,000 $ 225,000 $ 9,000
Gilmer County Georgia 1 $ 315,000 $ 315,000 $ 9,000
Habersham County Georgia 1 $ 362,000 $ 362,000 $ 11,000
Hall County Georgia 1 $ 139,000 $ 139,000 $ 0
Houston County Georgia 1 $ 173,000 $ 173,000 $ 0
Jackson County Georgia 1 $ 210,000 $ 210,000 $ 0
Laurens County Georgia 1 $ 140,000 $ 140,000 $ 7,000
McDuffie County Georgia 1 $ 208,000 $ 208,000 $ 0
McIntosh County Georgia 1 $ 149,000 $ 149,000 $ 0
Screven County Georgia 1 $ 113,000 $ 113,000 $ 0
Tattnall County Georgia 1 $ 184,000 $ 184,000 $ 0
Ada County Idaho 1 $ 137,000 $ 137,000 $ 0
Canyon County Idaho 1 $ 105,000 $ 105,000 $ 0
Kootenai County Idaho 1 $ 566,000 $ 566,000 $ 22,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,268 $2,023,466,000 $278,000 $3,000,000 $9,000 $434,000
Home Purchase 5,751 $1,448,780,000 $251,000 $2,302,000 $9,000 $5,160,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,588 $2,642,079,000 $275,000 $3,000,000 $9,000 $434,000
Not Provided 1,848 $450,015,000 $243,000 $1,400,000 $8,000 $329,000
Hispanic 565 $125,788,000 $222,000 $1,100,000 $4,000 $102,000
Asian 522 $143,820,000 $275,000 $1,800,000 $19,000 $5,160,000
Black or African American 454 $100,613,000 $221,000 $1,032,000 $10,000 $469,000
American Indian or Alaskan Native 25 $5,606,000 $224,000 $1,200,000 $5,000 $100,000
Native Hawaiian or Other Pacific Islander 17 $4,325,000 $254,000 $417,000 $4,000 $18,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,171 $3,116,084,000 $278,000 $3,000,000 $10,000 $5,160,000
FHA-insured (Federal Housing Administration) 1,757 $338,456,000 $192,000 $673,000 $3,000 $303,000
VA-guaranteed (Veterans Administration) 91 $17,706,000 $194,000 $410,000 $2,000 $13,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,455 $2,809,861,000 $268,000 $3,000,000 $10,000 $5,160,000
Application Approved But Not Accepted 1,451 $379,494,000 $261,000 $1,847,000 $7,000 $156,000
File Closed For Incompleteness 547 $136,641,000 $249,000 $2,000,000 $7,000 $216,000
Application Denied By Financial Institution 409 $100,927,000 $246,000 $1,100,000 $6,000 $95,000
Application Withdrawn By Applicant 157 $45,323,000 $288,000 $1,989,000 $10,000 $131,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 156 $40,605,000 $260,000 $730,000 $7,000 $58,000
Collateral 71 $17,194,000 $242,000 $781,000 $7,000 $43,000
Debt-To-Income Ratio 68 $16,862,000 $247,000 $820,000 $3,000 $22,000
Unverifiable Information 51 $11,314,000 $221,000 $1,100,000 $8,000 $95,000
Credit History 29 $5,145,000 $177,000 $426,000 $2,000 $15,000
Mortgage Insurance Denied 12 $3,496,000 $291,000 $513,000 $7,000 $25,000
Employment History 10 $3,122,000 $312,000 $721,000 $8,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,691,000 $241,000 $703,000 $6,000 $22,000
Credit Application Incomplete 5 $1,498,000 $299,000 $375,000 $5,000 $12,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

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