Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Guaranteed Rate, Inc. of Chicago, IL reported 13,019 mortgage applications totaling $3.5 billion, down 9% from 2007. The average application was for $266,706, and applicants reported an average income of $9,000. 80% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (7,455), Lake County-Kenosha County, IL-WI (853) and Minneapolis-St. Paul-Bloomington, MN-WI (442) (applications in parentheses).

Mortgage Company & Address Guaranteed Rate, Inc.
3940 North Ravenswood Ave
Chicago, IL 60613
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 13,019
Total Mortgage Loan Application Amount $3,472,246,000
Average Mortgage Loan Application Amount $266,706
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $9,000
Highest Applicant Income $5,160,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranteed Rate, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 6,172 $ 1,817,209,000 $ 294,427 $ 11,000
Lake, Illinois 830 $ 258,761,000 $ 311,760 $ 12,000
DuPage, Illinois 580 $ 168,715,000 $ 290,887 $ 10,000
Will, Illinois 289 $ 71,406,000 $ 247,079 $ 8,000
Maricopa, Arizona 277 $ 76,204,000 $ 275,104 $ 10,000
Kane, Illinois 190 $ 50,120,000 $ 263,789 $ 7,000
McHenry, Illinois 165 $ 40,542,000 $ 245,709 $ 7,000
Hennepin, Minnesota 149 $ 28,901,000 $ 193,966 $ 3,000
Denver, Colorado 103 $ 23,410,000 $ 227,281 $ 6,000
Jackson, Missouri 82 $ 12,008,000 $ 146,439 $ 4,000
Johnson, Kansas 80 $ 16,418,000 $ 205,225 $ 5,000
Yuma, Arizona 68 $ 12,224,000 $ 179,764 $ 2,000
Arapahoe, Colorado 67 $ 16,640,000 $ 248,358 $ 6,000
Jefferson, Colorado 63 $ 15,297,000 $ 242,809 $ 5,000
Ramsey, Minnesota 63 $ 9,923,000 $ 157,507 $ 1,000
Los Angeles, California 62 $ 24,140,000 $ 389,354 $ 11,000
Douglas, Colorado 62 $ 17,032,000 $ 274,709 $ 8,000
Wayne, Michigan 57 $ 11,175,000 $ 196,052 $ 5,000
Oakland, Michigan 56 $ 12,221,000 $ 218,232 $ 7,000
Kalamazoo, Michigan 53 $ 7,027,000 $ 132,584 $ 2,000
Mecklenburg, North Carolina 50 $ 10,062,000 $ 201,240 $ 5,000
Dane, Wisconsin 50 $ 10,583,000 $ 211,660 $ 6,000
Adams, Colorado 47 $ 9,156,000 $ 194,808 $ 4,000
Lake, Indiana 44 $ 8,241,000 $ 187,295 $ 5,000
Hartford, Connecticut 41 $ 8,194,000 $ 199,853 $ 4,000
New Castle, Delaware 40 $ 6,965,000 $ 174,125 $ 4,000
Kendall, Illinois 40 $ 9,887,000 $ 247,175 $ 5,000
St. Croix, Wisconsin 40 $ 7,283,000 $ 182,075 $ 1,000
Dakota, Minnesota 39 $ 7,425,000 $ 190,384 $ 2,000
San Diego, California 36 $ 11,866,000 $ 329,611 $ 8,000
Washington, Minnesota 36 $ 8,866,000 $ 246,277 $ 5,000
Clark, Nevada 35 $ 7,921,000 $ 226,314 $ 20,000
San Bernardino, California 34 $ 10,877,000 $ 319,911 $ 6,000
Anoka, Minnesota 34 $ 5,984,000 $ 176,000 $ 2,000
Palm Beach, Florida 32 $ 7,969,000 $ 249,031 $ 9,000
Macomb, Michigan 32 $ 5,512,000 $ 172,250 $ 2,000
Wake, North Carolina 31 $ 6,807,000 $ 219,580 $ 3,000
Harris, Texas 31 $ 6,478,000 $ 208,967 $ 7,000
Riverside, California 29 $ 7,935,000 $ 273,620 $ 4,000
Milwaukee, Wisconsin 29 $ 8,158,000 $ 281,310 $ 9,000
Berrien, Michigan 28 $ 8,500,000 $ 303,571 $ 25,000
Cuyahoga, Ohio 28 $ 5,343,000 $ 190,821 $ 8,000
Orange, California 27 $ 8,114,000 $ 300,518 $ 6,000
Boulder, Colorado 27 $ 7,034,000 $ 260,518 $ 7,000
Cabarrus, North Carolina 25 $ 4,245,000 $ 169,800 $ 3,000
Bexar, Texas 25 $ 3,798,000 $ 151,920 $ 7,000
Kenosha, Wisconsin 23 $ 6,246,000 $ 271,565 $ 7,000
Waukesha, Wisconsin 23 $ 7,035,000 $ 305,869 $ 8,000
New Haven, Connecticut 20 $ 3,951,000 $ 197,550 $ 2,000
Gwinnett, Georgia 20 $ 3,790,000 $ 189,500 $ 4,000
Dallas, Texas 20 $ 3,084,000 $ 154,200 $ 3,000
Miami-Dade, Florida 19 $ 5,166,000 $ 271,894 $ 40,000
Pinellas, Florida 19 $ 4,315,000 $ 227,105 $ 7,000
Durham, North Carolina 19 $ 3,813,000 $ 200,684 $ 6,000
Black Hawk, Iowa 18 $ 1,836,000 $ 102,000 $ 5,000
Prince George's, Maryland 18 $ 5,613,000 $ 311,833 $ 5,000
Middlesex, Massachusetts 18 $ 5,017,000 $ 278,722 $ 7,000
Clay, Missouri 18 $ 2,525,000 $ 140,277 $ 5,000
St. Louis, Missouri 18 $ 3,891,000 $ 216,166 $ 7,000
Bernalillo, New Mexico 18 $ 3,546,000 $ 197,000 $ 3,000
Montgomery, Maryland 17 $ 6,093,000 $ 358,411 $ 6,000
Montcalm, Michigan 17 $ 1,448,000 $ 85,176 $ 0
Chisago, Minnesota 17 $ 3,349,000 $ 197,000 $ 2,000
Multnomah, Oregon 17 $ 4,339,000 $ 255,235 $ 3,000
Fairfield, Connecticut 16 $ 5,725,000 $ 357,812 $ 13,000
Hillsborough, Florida 16 $ 3,786,000 $ 236,625 $ 5,000
Allegan, Michigan 16 $ 2,467,000 $ 154,187 $ 6,000
Buncombe, North Carolina 16 $ 3,107,000 $ 194,187 $ 5,000
Guilford, North Carolina 16 $ 1,996,000 $ 124,750 $ 1,000
Walworth, Wisconsin 16 $ 4,252,000 $ 265,750 $ 8,000
Broward, Florida 15 $ 3,327,000 $ 221,800 $ 3,000
Collier, Florida 15 $ 4,033,000 $ 268,866 $ 43,000
Calhoun, Michigan 15 $ 1,649,000 $ 109,933 $ 2,000
Kent, Michigan 15 $ 2,058,000 $ 137,200 $ 3,000
St. Louis, Minnesota 15 $ 2,179,000 $ 145,266 $ 1,000
New Hanover, North Carolina 15 $ 3,079,000 $ 205,266 $ 3,000
Brown, Wisconsin 15 $ 1,977,000 $ 131,800 $ 4,000
Pierce, Wisconsin 15 $ 3,000,000 $ 200,000 $ 3,000
Larimer, Colorado 14 $ 3,360,000 $ 240,000 $ 5,000
Tolland, Connecticut 14 $ 3,873,000 $ 276,642 $ 6,000
Franklin, Ohio 14 $ 2,594,000 $ 185,285 $ 6,000
Shelby, Tennessee 14 $ 2,654,000 $ 189,571 $ 4,000
El Paso, Colorado 13 $ 3,553,000 $ 273,307 $ 5,000
Weld, Colorado 13 $ 3,001,000 $ 230,846 $ 4,000
Orange, Florida 13 $ 2,422,000 $ 186,307 $ 7,000
Cobb, Georgia 13 $ 3,035,000 $ 233,461 $ 9,000
Fulton, Georgia 13 $ 3,608,000 $ 277,538 $ 8,000
Suffolk, Massachusetts 13 $ 3,596,000 $ 276,615 $ 8,000
Washtenaw, Michigan 13 $ 2,667,000 $ 205,153 $ 7,000
Wright, Minnesota 13 $ 2,602,000 $ 200,153 $ 3,000
King, Washington 13 $ 3,529,000 $ 271,461 $ 8,000
Contra Costa, California 12 $ 5,077,000 $ 423,083 $ 14,000
Wyandotte, Kansas 12 $ 1,161,000 $ 96,750 $ 2,000
Baltimore City, Maryland 12 $ 1,765,000 $ 147,083 $ 2,000
Mille Lacs, Minnesota 12 $ 1,317,000 $ 109,750 $ 0
Fairfax, Virginia 12 $ 3,923,000 $ 326,916 $ 11,000
Outagamie, Wisconsin 12 $ 1,872,000 $ 156,000 $ 3,000
Eagle, Colorado 11 $ 4,993,000 $ 453,909 $ 17,000
DeKalb, Illinois 11 $ 2,024,000 $ 184,000 $ 4,000
McLean, Illinois 11 $ 1,745,000 $ 158,636 $ 3,000
Hamilton, Indiana 11 $ 2,333,000 $ 212,090 $ 8,000
LaPorte, Indiana 11 $ 2,790,000 $ 253,636 $ 11,000
Porter, Indiana 11 $ 2,554,000 $ 232,181 $ 12,000
Sherburne, Minnesota 11 $ 2,055,000 $ 186,818 $ 3,000
St. Charles, Missouri 11 $ 2,190,000 $ 199,090 $ 3,000
Union, North Carolina 11 $ 2,451,000 $ 222,818 $ 5,000
Clackamas, Oregon 11 $ 2,823,000 $ 256,636 $ 2,000
Tarrant, Texas 11 $ 2,000,000 $ 181,818 $ 6,000
Washington, Wisconsin 11 $ 2,488,000 $ 226,181 $ 2,000
Lee, Florida 10 $ 2,980,000 $ 298,000 $ 20,000
Anne Arundel, Maryland 10 $ 2,658,000 $ 265,800 $ 6,000
Ionia, Michigan 10 $ 649,000 $ 64,900 $ 0
Isanti, Minnesota 10 $ 1,598,000 $ 159,800 $ 1,000
Scott, Minnesota 10 $ 2,440,000 $ 244,000 $ 5,000
Platte, Missouri 10 $ 1,907,000 $ 190,700 $ 3,000
Santa Fe, New Mexico 10 $ 3,271,000 $ 327,100 $ 4,000
Summit, Ohio 10 $ 1,872,000 $ 187,200 $ 7,000
Fort Bend, Texas 10 $ 2,460,000 $ 246,000 $ 9,000
Racine, Wisconsin 10 $ 2,887,000 $ 288,700 $ 8,000
Pima, Arizona 9 $ 2,719,000 $ 302,111 $ 11,000
Sacramento, California 9 $ 2,508,000 $ 278,666 $ 10,000
Sussex, Delaware 9 $ 2,157,000 $ 239,666 $ 1,000
DeKalb, Georgia 9 $ 2,284,000 $ 253,777 $ 3,000
Jefferson, Kentucky 9 $ 1,956,000 $ 217,333 $ 10,000
Baltimore, Maryland 9 $ 2,835,000 $ 315,000 $ 7,000
Plymouth, Massachusetts 9 $ 2,608,000 $ 289,777 $ 6,000
Van Buren, Michigan 9 $ 1,221,000 $ 135,666 $ 1,000
Cass, Minnesota 9 $ 983,000 $ 109,222 $ 1,000
Murray, Minnesota 9 $ 779,000 $ 86,555 $ 0
Hamilton, Ohio 9 $ 2,670,000 $ 296,666 $ 11,000
Charleston, South Carolina 9 $ 1,942,000 $ 215,777 $ 6,000
Jefferson, Texas 9 $ 1,389,000 $ 154,333 $ 4,000
Snohomish, Washington 9 $ 2,325,000 $ 258,333 $ 3,000
Yavapai, Arizona 8 $ 1,999,000 $ 249,875 $ 4,000
Duval, Florida 8 $ 1,800,000 $ 225,000 $ 7,000
Grundy, Illinois 8 $ 1,778,000 $ 222,250 $ 4,000
Linn, Iowa 8 $ 1,517,000 $ 189,625 $ 5,000
Essex, Massachusetts 8 $ 2,226,000 $ 278,250 $ 6,000
St. Louis City, Missouri 8 $ 991,000 $ 123,875 $ 2,000
Douglas, Nebraska 8 $ 1,481,000 $ 185,125 $ 2,000
Iredell, North Carolina 8 $ 2,153,000 $ 269,125 $ 6,000
Surry, North Carolina 8 $ 1,296,000 $ 162,000 $ 1,000
Delaware, Ohio 8 $ 1,990,000 $ 248,750 $ 10,000
Stark, Ohio 8 $ 1,387,000 $ 173,375 $ 4,000
York, South Carolina 8 $ 1,376,000 $ 172,000 $ 3,000
Broomfield, Colorado 7 $ 2,417,000 $ 345,285 $ 9,000
Garfield, Colorado 7 $ 2,464,000 $ 352,000 $ 5,000
Summit, Colorado 7 $ 3,393,000 $ 484,714 $ 32,000
Middlesex, Connecticut 7 $ 1,684,000 $ 240,571 $ 3,000
Polk, Iowa 7 $ 1,713,000 $ 244,714 $ 7,000
Norfolk, Massachusetts 7 $ 1,831,000 $ 261,571 $ 3,000
Barry, Michigan 7 $ 815,000 $ 116,428 $ 5,000
St. Clair, Michigan 7 $ 900,000 $ 128,571 $ 1,000
Forsyth, North Carolina 7 $ 990,000 $ 141,428 $ 2,000
Collin, Texas 7 $ 1,513,000 $ 216,142 $ 5,000
Prince William, Virginia 7 $ 2,087,000 $ 298,142 $ 8,000
Pierce, Washington 7 $ 1,915,000 $ 273,571 $ 5,000
Vilas, Wisconsin 7 $ 1,360,000 $ 194,285 $ 11,000
Anchorage, Alaska 6 $ 1,478,000 $ 246,333 $ 1,000
Mesa, Colorado 6 $ 1,225,000 $ 204,166 $ 2,000
Kent, Delaware 6 $ 1,617,000 $ 269,500 $ 1,000
Monroe, Florida 6 $ 2,349,000 $ 391,500 $ 12,000
St. Lucie, Florida 6 $ 995,000 $ 165,833 $ 2,000
Chatham, Georgia 6 $ 1,119,000 $ 186,500 $ 4,000
Forsyth, Georgia 6 $ 1,636,000 $ 272,666 $ 7,000
Henry, Georgia 6 $ 992,000 $ 165,333 $ 1,000
Honolulu, Hawaii 6 $ 2,141,000 $ 356,833 $ 5,000
Winnebago, Illinois 6 $ 768,000 $ 128,000 $ 4,000
Howard, Maryland 6 $ 1,602,000 $ 267,000 $ 8,000
Hampden, Massachusetts 6 $ 1,170,000 $ 195,000 $ 5,000
Ottawa, Michigan 6 $ 972,000 $ 162,000 $ 9,000
Crow Wing, Minnesota 6 $ 1,191,000 $ 198,500 $ 0
Sandoval, New Mexico 6 $ 1,278,000 $ 213,000 $ 1,000
Warren, Ohio 6 $ 1,395,000 $ 232,500 $ 2,000
Marion, Oregon 6 $ 1,585,000 $ 264,166 $ 6,000
Denton, Texas 6 $ 1,519,000 $ 253,166 $ 10,000
Montgomery, Texas 6 $ 1,428,000 $ 238,000 $ 10,000
Green Lake, Wisconsin 6 $ 1,709,000 $ 284,833 $ 29,000
Ozaukee, Wisconsin 6 $ 2,223,000 $ 370,500 $ 10,000
Coconino, Arizona 5 $ 1,001,000 $ 200,200 $ 9,000
Pinal, Arizona 5 $ 630,000 $ 126,000 $ 6,000
Alameda, California 5 $ 1,730,000 $ 346,000 $ 7,000
Santa Clara, California 5 $ 2,269,000 $ 453,800 $ 6,000
Santa Cruz, California 5 $ 2,307,000 $ 461,400 $ 8,000
Routt, Colorado 5 $ 1,393,000 $ 278,600 $ 2,000
New London, Connecticut 5 $ 1,155,000 $ 231,000 $ 3,000
District of Columbia, District Of Columbia 5 $ 1,465,000 $ 293,000 $ 77,000
Lake, Florida 5 $ 1,608,000 $ 321,600 $ 10,000
Pasco, Florida 5 $ 961,000 $ 192,200 $ 3,000
Polk, Florida 5 $ 807,000 $ 161,400 $ 3,000
Kauai, Hawaii 5 $ 1,933,000 $ 386,600 $ 6,000
Boone, Illinois 5 $ 922,000 $ 184,400 $ 1,000
Champaign, Illinois 5 $ 451,000 $ 90,200 $ 2,000
Clay, Illinois 5 $ 298,000 $ 59,600 $ 0
Kankakee, Illinois 5 $ 1,095,000 $ 219,000 $ 3,000
Randolph, Illinois 5 $ 529,000 $ 105,800 $ 0
St. Clair, Illinois 5 $ 640,000 $ 128,000 $ 1,000
Marion, Indiana 5 $ 691,000 $ 138,200 $ 4,000
Leavenworth, Kansas 5 $ 839,000 $ 167,800 $ 4,000
Fayette, Kentucky 5 $ 892,000 $ 178,400 $ 5,000
Charles, Maryland 5 $ 1,808,000 $ 361,600 $ 3,000
Frederick, Maryland 5 $ 1,143,000 $ 228,600 $ 1,000
Worcester, Massachusetts 5 $ 1,047,000 $ 209,400 $ 5,000
Cass, Michigan 5 $ 870,000 $ 174,000 $ 14,000
St. Joseph, Michigan 5 $ 1,044,000 $ 208,800 $ 10,000
Carver, Minnesota 5 $ 914,000 $ 182,800 $ 3,000
Le Sueur, Minnesota 5 $ 639,000 $ 127,800 $ 0
Cass, Missouri 5 $ 920,000 $ 184,000 $ 0
Washoe, Nevada 5 $ 1,162,000 $ 232,400 $ 7,000
Grant, New Mexico 5 $ 826,000 $ 165,200 $ 2,000
Brunswick, North Carolina 5 $ 925,000 $ 185,000 $ 13,000
Horry, South Carolina 5 $ 837,000 $ 167,400 $ 3,000
Davidson, Tennessee 5 $ 610,000 $ 122,000 $ 14,000
Williamson, Tennessee 5 $ 2,131,000 $ 426,200 $ 42,000
Travis, Texas 5 $ 1,395,000 $ 279,000 $ 7,000
Clark, Washington 5 $ 966,000 $ 193,200 $ 1,000
Dodge, Wisconsin 5 $ 980,000 $ 196,000 $ 7,000
Door, Wisconsin 5 $ 1,502,000 $ 300,400 $ 23,000
Polk, Wisconsin 5 $ 993,000 $ 198,600 $ 2,000
Richland, Wisconsin 5 $ 827,000 $ 165,400 $ 10,000
Sauk, Wisconsin 5 $ 1,017,000 $ 203,400 $ 0
San Joaquin, California 4 $ 888,000 $ 222,000 $ 4,000
Park, Colorado 4 $ 882,000 $ 220,500 $ 7,000
Pitkin, Colorado 4 $ 1,844,000 $ 461,000 $ 43,000
Sarasota, Florida 4 $ 1,578,000 $ 394,500 $ 14,000
Seminole, Florida 4 $ 854,000 $ 213,500 $ 8,000
Hawaii, Hawaii 4 $ 1,470,000 $ 367,500 $ 6,000
LaSalle, Illinois 4 $ 833,000 $ 208,250 $ 5,000
Madison, Illinois 4 $ 777,000 $ 194,250 $ 5,000
Elkhart, Indiana 4 $ 728,000 $ 182,000 $ 15,000
St. Joseph, Indiana 4 $ 856,000 $ 214,000 $ 40,000
Starke, Indiana 4 $ 569,000 $ 142,250 $ 10,000
Butler, Iowa 4 $ 415,000 $ 103,750 $ 0
Scott, Iowa 4 $ 850,000 $ 212,500 $ 3,000
Sedgwick, Kansas 4 $ 761,000 $ 190,250 $ 4,000
Boone, Kentucky 4 $ 800,000 $ 200,000 $ 9,000
Harford, Maryland 4 $ 1,111,000 $ 277,750 $ 7,000
Barnstable, Massachusetts 4 $ 2,889,000 $ 722,250 $ 18,000
Monroe, Michigan 4 $ 793,000 $ 198,250 $ 2,000
Carlton, Minnesota 4 $ 680,000 $ 170,000 $ 2,000
Lyon, Minnesota 4 $ 812,000 $ 203,000 $ 5,000
Boone, Missouri 4 $ 614,000 $ 153,500 $ 0
Crawford, Missouri 4 $ 332,000 $ 83,000 $ 0
Caldwell, North Carolina 4 $ 421,000 $ 105,250 $ 0
Catawba, North Carolina 4 $ 725,000 $ 181,250 $ 4,000
Davidson, North Carolina 4 $ 689,000 $ 172,250 $ 2,000
Johnston, North Carolina 4 $ 681,000 $ 170,250 $ 5,000
Lincoln, North Carolina 4 $ 632,000 $ 158,000 $ 4,000
Moore, North Carolina 4 $ 996,000 $ 249,000 $ 5,000
Rowan, North Carolina 4 $ 484,000 $ 121,000 $ 0
Wilkes, North Carolina 4 $ 474,000 $ 118,500 $ 0
Payne, Oklahoma 4 $ 567,000 $ 141,750 $ 12,000
Deschutes, Oregon 4 $ 1,010,000 $ 252,500 $ 5,000
Allegheny, Pennsylvania 4 $ 850,000 $ 212,500 $ 4,000
Lancaster, South Carolina 4 $ 699,000 $ 174,750 $ 2,000
Hamilton, Tennessee 4 $ 709,000 $ 177,250 $ 6,000
Williamson, Texas 4 $ 822,000 $ 205,500 $ 9,000
Utah, Utah 4 $ 2,278,000 $ 569,500 $ 9,000
Loudoun, Virginia 4 $ 1,454,000 $ 363,500 $ 12,000
Virginia Beach, Virginia 4 $ 876,000 $ 219,000 $ 1,000
Barron, Wisconsin 4 $ 649,000 $ 162,250 $ 0
Columbia, Wisconsin 4 $ 891,000 $ 222,750 $ 3,000
Dunn, Wisconsin 4 $ 869,000 $ 217,250 $ 13,000
Fond du Lac, Wisconsin 4 $ 470,000 $ 117,500 $ 1,000
Jefferson, Wisconsin 4 $ 903,000 $ 225,750 $ 3,000
Marathon, Wisconsin 4 $ 740,000 $ 185,000 $ 2,000
Winnebago, Wisconsin 4 $ 813,000 $ 203,250 $ 4,000
Kenai Peninsula, Alaska 3 $ 888,000 $ 296,000 $ 2,000
Navajo, Arizona 3 $ 818,000 $ 272,666 $ 9,000
Fresno, California 3 $ 690,000 $ 230,000 $ 3,000
San Mateo, California 3 $ 1,131,000 $ 377,000 $ 11,000
Solano, California 3 $ 1,289,000 $ 429,666 $ 13,000
Archuleta, Colorado 3 $ 788,000 $ 262,666 $ 0
Elbert, Colorado 3 $ 1,004,000 $ 334,666 $ 7,000
Grand, Colorado 3 $ 1,010,000 $ 336,666 $ 7,000
Litchfield, Connecticut 3 $ 678,000 $ 226,000 $ 5,000
Windham, Connecticut 3 $ 564,000 $ 188,000 $ 2,000
Marion, Florida 3 $ 462,000 $ 154,000 $ 2,000
Osceola, Florida 3 $ 644,000 $ 214,666 $ 159,000
Volusia, Florida 3 $ 685,000 $ 228,333 $ 5,000
Maui, Hawaii 3 $ 1,294,000 $ 431,333 $ 9,000
Lee, Illinois 3 $ 518,000 $ 172,666 $ 9,000
Monroe, Illinois 3 $ 473,000 $ 157,666 $ 3,000
Peoria, Illinois 3 $ 602,000 $ 200,666 $ 11,000
Boone, Indiana 3 $ 594,000 $ 198,000 $ 10,000
Hendricks, Indiana 3 $ 676,000 $ 225,333 $ 4,000
Douglas, Kansas 3 $ 479,000 $ 159,666 $ 2,000
St. Mary's, Maryland 3 $ 772,000 $ 257,333 $ 7,000
Genesee, Michigan 3 $ 616,000 $ 205,333 $ 6,000
Grand Traverse, Michigan 3 $ 706,000 $ 235,333 $ 3,000
Houghton, Michigan 3 $ 433,000 $ 144,333 $ 4,000
Ingham, Michigan 3 $ 517,000 $ 172,333 $ 5,000
Greene, Missouri 3 $ 599,000 $ 199,666 $ 7,000
Lafayette, Missouri 3 $ 275,000 $ 91,666 $ 19,000
Taney, Missouri 3 $ 609,000 $ 203,000 $ 11,000
Warren, Missouri 3 $ 422,000 $ 140,666 $ 5,000
Rockingham, New Hampshire 3 $ 657,000 $ 219,000 $ 3,000
Harnett, North Carolina 3 $ 439,000 $ 146,333 $ 0
Onslow, North Carolina 3 $ 675,000 $ 225,000 $ 3,000
Cleveland, Oklahoma 3 $ 664,000 $ 221,333 $ 5,000
Comanche, Oklahoma 3 $ 757,000 $ 252,333 $ 0
Custer, Oklahoma 3 $ 505,000 $ 168,333 $ 2,000
Oklahoma, Oklahoma 3 $ 510,000 $ 170,000 $ 0
Linn, Oregon 3 $ 550,000 $ 183,333 $ 3,000
Greenville, South Carolina 3 $ 901,000 $ 300,333 $ 10,000
Lexington, South Carolina 3 $ 510,000 $ 170,000 $ 0
Richland, South Carolina 3 $ 588,000 $ 196,000 $ 5,000
Knox, Tennessee 3 $ 581,000 $ 193,666 $ 6,000
Sumner, Tennessee 3 $ 547,000 $ 182,333 $ 15,000
Galveston, Texas 3 $ 457,000 $ 152,333 $ 2,000
Henrico, Virginia 3 $ 534,000 $ 178,000 $ 2,000
Norfolk, Virginia 3 $ 376,000 $ 125,333 $ 3,000
Portsmouth, Virginia 3 $ 461,000 $ 153,666 $ 0
Adams, Wisconsin 3 $ 518,000 $ 172,666 $ 22,000
Ashland, Wisconsin 3 $ 675,000 $ 225,000 $ 4,000
Burnett, Wisconsin 3 $ 401,000 $ 133,666 $ 0
Douglas, Wisconsin 3 $ 657,000 $ 219,000 $ 4,000
Eau Claire, Wisconsin 3 $ 547,000 $ 182,333 $ 5,000
Lincoln, Wisconsin 3 $ 368,000 $ 122,666 $ 0
Oneida, Wisconsin 3 $ 845,000 $ 281,666 $ 19,000
Sheboygan, Wisconsin 3 $ 550,000 $ 183,333 $ 5,000
Vernon, Wisconsin 3 $ 368,000 $ 122,666 $ 2,000
Washburn, Wisconsin 3 $ 591,000 $ 197,000 $ 5,000
Juneau, Alaska 2 $ 548,000 $ 274,000 $ 7,000
Graham, Arizona 2 $ 335,000 $ 167,500 $ 0
Mohave, Arizona 2 $ 422,000 $ 211,000 $ 4,000
Butte, California 2 $ 359,000 $ 179,500 $ 4,000
Monterey, California 2 $ 861,000 $ 430,500 $ 14,000
Napa, California 2 $ 786,000 $ 393,000 $ 5,000
Santa Barbara, California 2 $ 703,000 $ 351,500 $ 10,000
Sonoma, California 2 $ 619,000 $ 309,500 $ 11,000
Tulare, California 2 $ 617,000 $ 308,500 $ 11,000
Tuolumne, California 2 $ 344,000 $ 172,000 $ 0
Ventura, California 2 $ 414,000 $ 207,000 $ 0
Chaffee, Colorado 2 $ 552,000 $ 276,000 $ 4,000
La Plata, Colorado 2 $ 515,000 $ 257,500 $ 0
Lake, Colorado 2 $ 574,000 $ 287,000 $ 8,000
Pueblo, Colorado 2 $ 528,000 $ 264,000 $ 4,000
Citrus, Florida 2 $ 350,000 $ 175,000 $ 4,000
Clay, Florida 2 $ 332,000 $ 166,000 $ 0
Escambia, Florida 2 $ 410,000 $ 205,000 $ 0
Indian River, Florida 2 $ 279,000 $ 139,500 $ 0
Leon, Florida 2 $ 348,000 $ 174,000 $ 0
Manatee, Florida 2 $ 800,000 $ 400,000 $ 15,000
St. Johns, Florida 2 $ 623,000 $ 311,500 $ 6,000
Cherokee, Georgia 2 $ 387,000 $ 193,500 $ 4,000
Clarke, Georgia 2 $ 314,000 $ 157,000 $ 3,000
Fayette, Georgia 2 $ 1,206,000 $ 603,000 $ 129,000
Newton, Georgia 2 $ 535,000 $ 267,500 $ 3,000
Carroll, Illinois 2 $ 449,000 $ 224,500 $ 13,000
Iroquois, Illinois 2 $ 239,000 $ 119,500 $ 3,000
Jo Daviess, Illinois 2 $ 457,000 $ 228,500 $ 6,000
Sangamon, Illinois 2 $ 210,000 $ 105,000 $ 10,000
Stephenson, Illinois 2 $ 172,000 $ 86,000 $ 0
Tazewell, Illinois 2 $ 303,000 $ 151,500 $ 4,000
Washington, Illinois 2 $ 317,000 $ 158,500 $ 0
Clark, Indiana 2 $ 323,000 $ 161,500 $ 0
Floyd, Indiana 2 $ 377,000 $ 188,500 $ 4,000
Morgan, Indiana 2 $ 398,000 $ 199,000 $ 3,000
Putnam, Indiana 2 $ 253,000 $ 126,500 $ 4,000
Vanderburgh, Indiana 2 $ 666,000 $ 333,000 $ 7,000
Dallas, Iowa 2 $ 282,000 $ 141,000 $ 0
Jones, Iowa 2 $ 187,000 $ 93,500 $ 0
Boyd, Kentucky 2 $ 355,000 $ 177,500 $ 8,000
Campbell, Kentucky 2 $ 353,000 $ 176,500 $ 7,000
Kenton, Kentucky 2 $ 213,000 $ 106,500 $ 4,000
Calvert, Maryland 2 $ 607,000 $ 303,500 $ 4,000
Carroll, Maryland 2 $ 703,000 $ 351,500 $ 7,000
Cecil, Maryland 2 $ 354,000 $ 177,000 $ 4,000
Washington, Maryland 2 $ 481,000 $ 240,500 $ 4,000
Bristol, Massachusetts 2 $ 527,000 $ 263,500 $ 3,000
Eaton, Michigan 2 $ 311,000 $ 155,500 $ 4,000
Gogebic, Michigan 2 $ 170,000 $ 85,000 $ 0
Lake, Michigan 2 $ 241,000 $ 120,500 $ 13,000
Mecosta, Michigan 2 $ 107,000 $ 53,500 $ 15,000
Douglas, Minnesota 2 $ 731,000 $ 365,500 $ 10,000
Freeborn, Minnesota 2 $ 276,000 $ 138,000 $ 0
Meeker, Minnesota 2 $ 384,000 $ 192,000 $ 0
Olmsted, Minnesota 2 $ 389,000 $ 194,500 $ 5,000
Pine, Minnesota 2 $ 362,000 $ 181,000 $ 4,000
Polk, Minnesota 2 $ 267,000 $ 133,500 $ 0
Redwood, Minnesota 2 $ 138,000 $ 69,000 $ 0
Renville, Minnesota 2 $ 163,000 $ 81,500 $ 3,000
Rice, Minnesota 2 $ 321,000 $ 160,500 $ 4,000
Steele, Minnesota 2 $ 410,000 $ 205,000 $ 0
Watonwan, Minnesota 2 $ 269,000 $ 134,500 $ 0
Christian, Missouri 2 $ 734,000 $ 367,000 $ 9,000
Jefferson, Missouri 2 $ 223,000 $ 111,500 $ 0
Lincoln, Missouri 2 $ 307,000 $ 153,500 $ 0
Reynolds, Missouri 2 $ 140,000 $ 70,000 $ 0
Stone, Missouri 2 $ 406,000 $ 203,000 $ 0
Cascade, Montana 2 $ 194,000 $ 97,000 $ 0
Deer Lodge, Montana 2 $ 154,000 $ 77,000 $ 0
Gallatin, Montana 2 $ 717,000 $ 358,500 $ 22,000
Yellowstone, Montana 2 $ 411,000 $ 205,500 $ 3,000
Lancaster, Nebraska 2 $ 326,000 $ 163,000 $ 0
Scotts Bluff, Nebraska 2 $ 428,000 $ 214,000 $ 10,000
Belknap, New Hampshire 2 $ 405,000 $ 202,500 $ 0
San Juan, New Mexico 2 $ 650,000 $ 325,000 $ 21,000
Burke, North Carolina 2 $ 354,000 $ 177,000 $ 0
Carteret, North Carolina 2 $ 617,000 $ 308,500 $ 5,000
Cumberland, North Carolina 2 $ 332,000 $ 166,000 $ 0
Currituck, North Carolina 2 $ 451,000 $ 225,500 $ 9,000
Henderson, North Carolina 2 $ 325,000 $ 162,500 $ 3,000
McDowell, North Carolina 2 $ 283,000 $ 141,500 $ 0
Orange, North Carolina 2 $ 350,000 $ 175,000 $ 13,000
Randolph, North Carolina 2 $ 454,000 $ 227,000 $ 4,000
Watauga, North Carolina 2 $ 297,000 $ 148,500 $ 13,000
Wilson, North Carolina 2 $ 545,000 $ 272,500 $ 12,000
Mercer, North Dakota 2 $ 272,000 $ 136,000 $ 9,000
Carroll, Ohio 2 $ 180,000 $ 90,000 $ 0
Clermont, Ohio 2 $ 609,000 $ 304,500 $ 10,000
Lorain, Ohio 2 $ 392,000 $ 196,000 $ 8,000
Lucas, Ohio 2 $ 391,000 $ 195,500 $ 0
Tulsa, Oklahoma 2 $ 333,000 $ 166,500 $ 3,000
Anderson, South Carolina 2 $ 399,000 $ 199,500 $ 6,000
Berkeley, South Carolina 2 $ 491,000 $ 245,500 $ 3,000
Darlington, South Carolina 2 $ 384,000 $ 192,000 $ 10,000
Pickens, South Carolina 2 $ 1,962,000 $ 981,000 $ 114,000
Dyer, Tennessee 2 $ 254,000 $ 127,000 $ 0
Rutherford, Tennessee 2 $ 263,000 $ 131,500 $ 0
Austin, Texas 2 $ 382,000 $ 191,000 $ 0
Bandera, Texas 2 $ 433,000 $ 216,500 $ 4,000
Brazoria, Texas 2 $ 422,000 $ 211,000 $ 4,000
Comal, Texas 2 $ 427,000 $ 213,500 $ 5,000
Hidalgo, Texas 2 $ 140,000 $ 70,000 $ 0
Kendall, Texas 2 $ 800,000 $ 400,000 $ 17,000
Cache, Utah 2 $ 301,000 $ 150,500 $ 7,000
Salt Lake, Utah 2 $ 407,000 $ 203,500 $ 0
Chesterfield, Virginia 2 $ 532,000 $ 266,000 $ 4,000
Fairfax City, Virginia 2 $ 844,000 $ 422,000 $ 13,000
Gloucester, Virginia 2 $ 593,000 $ 296,500 $ 8,000
Hampton, Virginia 2 $ 437,000 $ 218,500 $ 5,000
Lynchburg, Virginia 2 $ 268,000 $ 134,000 $ 0
Richmond City, Virginia 2 $ 413,000 $ 206,500 $ 6,000
Spotsylvania, Virginia 2 $ 492,000 $ 246,000 $ 0
York, Virginia 2 $ 424,000 $ 212,000 $ 0
Kitsap, Washington 2 $ 768,000 $ 384,000 $ 4,000
Thurston, Washington 2 $ 505,000 $ 252,500 $ 0
Chippewa, Wisconsin 2 $ 411,000 $ 205,500 $ 4,000
Juneau, Wisconsin 2 $ 672,000 $ 336,000 $ 15,000
Marinette, Wisconsin 2 $ 295,000 $ 147,500 $ 0
Oconto, Wisconsin 2 $ 252,000 $ 126,000 $ 4,000
Sawyer, Wisconsin 2 $ 345,000 $ 172,500 $ 4,000
Waushara, Wisconsin 2 $ 323,000 $ 161,500 $ 4,000
Lee, Alabama 1 $ 1,032,000 $ 1,032,000 $ 156,000
Matanuska-Susitna, Alaska 1 $ 148,000 $ 148,000 $ 0
La Paz, Arizona 1 $ 407,000 $ 407,000 $ 0
Del Norte, California 1 $ 158,000 $ 158,000 $ 0
El Dorado, California 1 $ 533,000 $ 533,000 $ 60,000
Humboldt, California 1 $ 400,000 $ 400,000 $ 16,000
Lake, California 1 $ 202,000 $ 202,000 $ 0
Mendocino, California 1 $ 177,000 $ 177,000 $ 0
Nevada, California 1 $ 708,000 $ 708,000 $ 50,000
Placer, California 1 $ 417,000 $ 417,000 $ 32,000
San Francisco, California 1 $ 400,000 $ 400,000 $ 12,000
Shasta, California 1 $ 307,000 $ 307,000 $ 0
Stanislaus, California 1 $ 118,000 $ 118,000 $ 0
Tehama, California 1 $ 115,000 $ 115,000 $ 0
Clear Creek, Colorado 1 $ 390,000 $ 390,000 $ 0
Fremont, Colorado 1 $ 125,000 $ 125,000 $ 0
Gilpin, Colorado 1 $ 360,000 $ 360,000 $ 13,000
Gunnison, Colorado 1 $ 310,000 $ 310,000 $ 11,000
Montezuma, Colorado 1 $ 351,000 $ 351,000 $ 0
Morgan, Colorado 1 $ 178,000 $ 178,000 $ 7,000
Ouray, Colorado 1 $ 303,000 $ 303,000 $ 0
Rio Grande, Colorado 1 $ 402,000 $ 402,000 $ 7,000
San Miguel, Colorado 1 $ 264,000 $ 264,000 $ 0
Teller, Colorado 1 $ 288,000 $ 288,000 $ 12,000
Alachua, Florida 1 $ 173,000 $ 173,000 $ 0
Bay, Florida 1 $ 321,000 $ 321,000 $ 0
Brevard, Florida 1 $ 229,000 $ 229,000 $ 0
Charlotte, Florida 1 $ 513,000 $ 513,000 $ 25,000
Hernando, Florida 1 $ 112,000 $ 112,000 $ 0
Martin, Florida 1 $ 152,000 $ 152,000 $ 0
Nassau, Florida 1 $ 304,000 $ 304,000 $ 10,000
Okaloosa, Florida 1 $ 288,000 $ 288,000 $ 9,000
Sumter, Florida 1 $ 182,000 $ 182,000 $ 10,000
Wakulla, Florida 1 $ 172,000 $ 172,000 $ 0
Bartow, Georgia 1 $ 214,000 $ 214,000 $ 15,000
Bibb, Georgia 1 $ 77,000 $ 77,000 $ 0
Bryan, Georgia 1 $ 238,000 $ 238,000 $ 0
Carroll, Georgia 1 $ 137,000 $ 137,000 $ 0
Clayton, Georgia 1 $ 263,000 $ 263,000 $ 0
Coweta, Georgia 1 $ 250,000 $ 250,000 $ 104,000
Dawson, Georgia 1 $ 260,000 $ 260,000 $ 16,000
Douglas, Georgia 1 $ 225,000 $ 225,000 $ 9,000
Gilmer, Georgia 1 $ 315,000 $ 315,000 $ 9,000
Habersham, Georgia 1 $ 362,000 $ 362,000 $ 11,000
Hall, Georgia 1 $ 139,000 $ 139,000 $ 0
Houston, Georgia 1 $ 173,000 $ 173,000 $ 0
Jackson, Georgia 1 $ 210,000 $ 210,000 $ 0
Laurens, Georgia 1 $ 140,000 $ 140,000 $ 7,000
McDuffie, Georgia 1 $ 208,000 $ 208,000 $ 0
McIntosh, Georgia 1 $ 149,000 $ 149,000 $ 0
Screven, Georgia 1 $ 113,000 $ 113,000 $ 0
Tattnall, Georgia 1 $ 184,000 $ 184,000 $ 0
Ada, Idaho 1 $ 137,000 $ 137,000 $ 0
Canyon, Idaho 1 $ 105,000 $ 105,000 $ 0
Kootenai, Idaho 1 $ 566,000 $ 566,000 $ 22,000
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Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,268 $2,023,466,000 $278,000 $3,000,000 $9,000 $434,000
Home Purchase 5,751 $1,448,780,000 $251,000 $2,302,000 $9,000 $5,160,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,588 $2,642,079,000 $275,000 $3,000,000 $9,000 $434,000
Not Provided 1,848 $450,015,000 $243,000 $1,400,000 $8,000 $329,000
Hispanic 565 $125,788,000 $222,000 $1,100,000 $4,000 $102,000
Asian 522 $143,820,000 $275,000 $1,800,000 $19,000 $5,160,000
Black or African American 454 $100,613,000 $221,000 $1,032,000 $10,000 $469,000
American Indian or Alaskan Native 25 $5,606,000 $224,000 $1,200,000 $5,000 $100,000
Native Hawaiian or Other Pacific Islander 17 $4,325,000 $254,000 $417,000 $4,000 $18,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,171 $3,116,084,000 $278,000 $3,000,000 $10,000 $5,160,000
FHA-insured (Federal Housing Administration) 1,757 $338,456,000 $192,000 $673,000 $3,000 $303,000
VA-guaranteed (Veterans Administration) 91 $17,706,000 $194,000 $410,000 $2,000 $13,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,455 $2,809,861,000 $268,000 $3,000,000 $10,000 $5,160,000
Application Approved But Not Accepted 1,451 $379,494,000 $261,000 $1,847,000 $7,000 $156,000
File Closed For Incompleteness 547 $136,641,000 $249,000 $2,000,000 $7,000 $216,000
Application Denied By Financial Institution 409 $100,927,000 $246,000 $1,100,000 $6,000 $95,000
Application Withdrawn By Applicant 157 $45,323,000 $288,000 $1,989,000 $10,000 $131,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 156 $40,605,000 $260,000 $730,000 $7,000 $58,000
Collateral 71 $17,194,000 $242,000 $781,000 $7,000 $43,000
Debt-To-Income Ratio 68 $16,862,000 $247,000 $820,000 $3,000 $22,000
Unverifiable Information 51 $11,314,000 $221,000 $1,100,000 $8,000 $95,000
Credit History 29 $5,145,000 $177,000 $426,000 $2,000 $15,000
Mortgage Insurance Denied 12 $3,496,000 $291,000 $513,000 $7,000 $25,000
Employment History 10 $3,122,000 $312,000 $721,000 $8,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,691,000 $241,000 $703,000 $6,000 $22,000
Credit Application Incomplete 5 $1,498,000 $299,000 $375,000 $5,000 $12,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranteed Rate, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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