Guaranty Bank Mortgage Lending & HMDA Data, 2011
In 2011, Guaranty Bank of Glendale, WI reported 7,208 mortgage applications totaling $1.3 billion. The average application was for $181,903, and applicants reported an average income of $90,454. 28% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (720), Charleston-North Charleston-Summerville, SC (686) and Dallas-Plano-Irving, TX (591) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank 501 W Northshore Dr. Suite 400 Glendale, WI 53217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,208 |
| Total Mortgage Loan Application Amount | $1,311,158,000 |
| Average Mortgage Loan Application Amount | $181,903 |
| Highest Mortgage Loan Application Amount | $2,160,000 |
| Average Applicant Income | $90,454 |
| Highest Applicant Income | $2,328,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 432 | $ 63,857,000 | $ 147,817 | $ 87,000 |
| Dallas, Texas | 400 | $ 86,397,000 | $ 215,992 | $ 121,000 |
| Scott, Iowa | 387 | $ 59,660,000 | $ 154,160 | $ 76,000 |
| Charleston, South Carolina | 387 | $ 75,251,000 | $ 194,447 | $ 97,000 |
| Brevard, Florida | 252 | $ 40,275,000 | $ 159,821 | $ 73,000 |
| DeKalb, Georgia | 233 | $ 52,788,000 | $ 226,557 | $ 125,000 |
| New Castle, Delaware | 229 | $ 52,791,000 | $ 230,528 | $ 111,000 |
| Milwaukee, Wisconsin | 219 | $ 34,932,000 | $ 159,506 | $ 83,000 |
| Dane, Wisconsin | 216 | $ 39,147,000 | $ 181,236 | $ 78,000 |
| Cook, Illinois | 168 | $ 32,869,000 | $ 195,648 | $ 85,000 |
| Berkeley, South Carolina | 158 | $ 25,061,000 | $ 158,613 | $ 66,000 |
| Gwinnett, Georgia | 145 | $ 21,457,000 | $ 147,979 | $ 79,000 |
| Dorchester, South Carolina | 141 | $ 21,118,000 | $ 149,773 | $ 62,000 |
| Polk, Florida | 135 | $ 18,242,000 | $ 135,125 | $ 52,000 |
| Fulton, Georgia | 130 | $ 25,319,000 | $ 194,761 | $ 116,000 |
| Rock Island, Illinois | 112 | $ 11,983,000 | $ 106,991 | $ 62,000 |
| Montgomery, Pennsylvania | 110 | $ 26,979,000 | $ 245,263 | $ 125,000 |
| Denton, Texas | 107 | $ 23,027,000 | $ 215,205 | $ 108,000 |
| Chittenden, Vermont | 104 | $ 20,533,000 | $ 197,432 | $ 77,000 |
| Bucks, Pennsylvania | 101 | $ 23,570,000 | $ 233,366 | $ 102,000 |
| Tulsa, Oklahoma | 98 | $ 15,485,000 | $ 158,010 | $ 80,000 |
| Delaware, Pennsylvania | 87 | $ 19,535,000 | $ 224,540 | $ 109,000 |
| Tarrant, Texas | 81 | $ 13,095,000 | $ 161,666 | $ 96,000 |
| Waukesha, Wisconsin | 77 | $ 15,287,000 | $ 198,532 | $ 99,000 |
| Chester, Pennsylvania | 64 | $ 17,322,000 | $ 270,656 | $ 128,000 |
| Clinton, Iowa | 62 | $ 6,531,000 | $ 105,338 | $ 51,000 |
| St. Lucie, Florida | 61 | $ 6,074,000 | $ 99,573 | $ 47,000 |
| Collin, Texas | 55 | $ 12,079,000 | $ 219,618 | $ 104,000 |
| Kent, Delaware | 53 | $ 9,115,000 | $ 171,981 | $ 65,000 |
| Putnam, Tennessee | 53 | $ 7,100,000 | $ 133,962 | $ 64,000 |
| Ozaukee, Wisconsin | 53 | $ 11,034,000 | $ 208,188 | $ 107,000 |
| Maricopa, Arizona | 52 | $ 12,740,000 | $ 245,000 | $ 149,000 |
| DuPage, Illinois | 52 | $ 10,017,000 | $ 192,634 | $ 80,000 |
| Muscatine, Iowa | 51 | $ 6,323,000 | $ 123,980 | $ 60,000 |
| Philadelphia, Pennsylvania | 51 | $ 8,923,000 | $ 174,960 | $ 70,000 |
| Travis, Texas | 43 | $ 9,892,000 | $ 230,046 | $ 97,000 |
| Cobb, Georgia | 42 | $ 8,001,000 | $ 190,500 | $ 107,000 |
| Grayson, Texas | 40 | $ 5,286,000 | $ 132,150 | $ 80,000 |
| Hall, Georgia | 39 | $ 6,447,000 | $ 165,307 | $ 85,000 |
| Bexar, Texas | 38 | $ 10,944,000 | $ 288,000 | $ 132,000 |
| Volusia, Florida | 36 | $ 4,860,000 | $ 135,000 | $ 72,000 |
| Worcester, Massachusetts | 36 | $ 6,802,000 | $ 188,944 | $ 70,000 |
| Williamson, Texas | 36 | $ 8,988,000 | $ 249,666 | $ 115,000 |
| Broward, Florida | 34 | $ 6,022,000 | $ 177,117 | $ 78,000 |
| Okeechobee, Florida | 33 | $ 4,078,000 | $ 123,575 | $ 66,000 |
| Washington, Wisconsin | 33 | $ 5,262,000 | $ 159,454 | $ 80,000 |
| Pasco, Florida | 31 | $ 6,691,000 | $ 215,838 | $ 96,000 |
| Troup, Georgia | 31 | $ 3,620,000 | $ 116,774 | $ 61,000 |
| Davidson, Tennessee | 29 | $ 6,828,000 | $ 235,448 | $ 113,000 |
| Coweta, Georgia | 27 | $ 4,007,000 | $ 148,407 | $ 76,000 |
| Forsyth, Georgia | 27 | $ 5,808,000 | $ 215,111 | $ 97,000 |
| Muscogee, Georgia | 27 | $ 4,010,000 | $ 148,518 | $ 78,000 |
| Hillsborough, Florida | 25 | $ 5,186,000 | $ 207,440 | $ 109,000 |
| Fayette, Georgia | 25 | $ 3,996,000 | $ 159,840 | $ 81,000 |
| Franklin, Vermont | 25 | $ 4,701,000 | $ 188,040 | $ 65,000 |
| Rock, Wisconsin | 24 | $ 2,969,000 | $ 123,708 | $ 57,000 |
| Dubuque, Iowa | 23 | $ 2,845,000 | $ 123,695 | $ 56,000 |
| Osceola, Florida | 21 | $ 3,367,000 | $ 160,333 | $ 57,000 |
| Winnebago, Illinois | 21 | $ 1,856,000 | $ 88,380 | $ 47,000 |
| La Crosse, Wisconsin | 21 | $ 2,722,000 | $ 129,619 | $ 80,000 |
| Washington, Rhode Island | 20 | $ 4,118,000 | $ 205,900 | $ 115,000 |
| New Haven, Connecticut | 19 | $ 4,863,000 | $ 255,947 | $ 101,000 |
| Orange, Florida | 19 | $ 2,962,000 | $ 155,894 | $ 80,000 |
| Lamoille, Vermont | 19 | $ 4,244,000 | $ 223,368 | $ 69,000 |
| Duval, Florida | 18 | $ 3,873,000 | $ 215,166 | $ 73,000 |
| McHenry, Illinois | 18 | $ 3,579,000 | $ 198,833 | $ 80,000 |
| Williamson, Tennessee | 18 | $ 5,875,000 | $ 326,388 | $ 154,000 |
| Walworth, Wisconsin | 18 | $ 2,610,000 | $ 145,000 | $ 61,000 |
| Harris, Georgia | 17 | $ 3,014,000 | $ 177,294 | $ 76,000 |
| Henry, Georgia | 17 | $ 2,576,000 | $ 151,529 | $ 59,000 |
| Henry, Illinois | 17 | $ 2,236,000 | $ 131,529 | $ 66,000 |
| Kane, Illinois | 17 | $ 3,011,000 | $ 177,117 | $ 87,000 |
| Hidalgo, Texas | 17 | $ 2,309,000 | $ 135,823 | $ 64,000 |
| Lake, Florida | 16 | $ 2,538,000 | $ 158,625 | $ 55,000 |
| Jackson, Iowa | 16 | $ 1,799,000 | $ 112,437 | $ 49,000 |
| Hennepin, Minnesota | 16 | $ 3,105,000 | $ 194,062 | $ 82,000 |
| St. Johns, Florida | 14 | $ 3,105,000 | $ 221,785 | $ 95,000 |
| Cherokee, Georgia | 14 | $ 1,829,000 | $ 130,642 | $ 73,000 |
| Whiteside, Illinois | 14 | $ 1,533,000 | $ 109,500 | $ 53,000 |
| Wilson, Tennessee | 14 | $ 2,629,000 | $ 187,785 | $ 71,000 |
| Hays, Texas | 14 | $ 3,641,000 | $ 260,071 | $ 130,000 |
| Hunt, Texas | 14 | $ 2,139,000 | $ 152,785 | $ 68,000 |
| Racine, Wisconsin | 14 | $ 2,098,000 | $ 149,857 | $ 81,000 |
| Lake, Illinois | 12 | $ 2,192,000 | $ 182,666 | $ 91,000 |
| Will, Illinois | 12 | $ 2,353,000 | $ 196,083 | $ 98,000 |
| Johnson, Iowa | 12 | $ 1,847,000 | $ 153,916 | $ 65,000 |
| York, South Carolina | 11 | $ 1,481,000 | $ 134,636 | $ 61,000 |
| White, Tennessee | 11 | $ 1,065,000 | $ 96,818 | $ 46,000 |
| Green, Wisconsin | 11 | $ 2,213,000 | $ 201,181 | $ 99,000 |
| Seminole, Florida | 10 | $ 1,878,000 | $ 187,800 | $ 89,000 |
| Walton, Georgia | 10 | $ 1,634,000 | $ 163,400 | $ 70,000 |
| Norfolk, Massachusetts | 10 | $ 3,190,000 | $ 319,000 | $ 141,000 |
| Montgomery, Texas | 10 | $ 2,487,000 | $ 248,700 | $ 119,000 |
| Columbia, Wisconsin | 10 | $ 1,644,000 | $ 164,400 | $ 80,000 |
| Sussex, Delaware | 9 | $ 1,591,000 | $ 176,777 | $ 109,000 |
| Meriwether, Georgia | 9 | $ 923,000 | $ 102,555 | $ 49,000 |
| Mecklenburg, North Carolina | 9 | $ 1,486,000 | $ 165,111 | $ 58,000 |
| Wagoner, Oklahoma | 9 | $ 1,644,000 | $ 182,666 | $ 109,000 |
| Richland, South Carolina | 9 | $ 1,367,000 | $ 151,888 | $ 67,000 |
| Jackson, Tennessee | 9 | $ 1,140,000 | $ 126,666 | $ 58,000 |
| Fort Bend, Texas | 9 | $ 1,850,000 | $ 205,555 | $ 105,000 |
| Henderson, Texas | 9 | $ 2,004,000 | $ 222,666 | $ 132,000 |
| Rockwall, Texas | 9 | $ 1,941,000 | $ 215,666 | $ 133,000 |
| Santa Rosa, Florida | 8 | $ 1,360,000 | $ 170,000 | $ 62,000 |
| Clayton, Georgia | 8 | $ 468,000 | $ 58,500 | $ 38,000 |
| Cedar, Iowa | 8 | $ 1,019,000 | $ 127,375 | $ 137,000 |
| Middlesex, Massachusetts | 8 | $ 2,295,000 | $ 286,875 | $ 100,000 |
| Washington, Oklahoma | 8 | $ 840,000 | $ 105,000 | $ 51,000 |
| Overton, Tennessee | 8 | $ 1,370,000 | $ 171,250 | $ 57,000 |
| Sumner, Tennessee | 8 | $ 1,632,000 | $ 204,000 | $ 71,000 |
| Jefferson, Wisconsin | 8 | $ 1,228,000 | $ 153,500 | $ 83,000 |
| Sauk, Wisconsin | 8 | $ 1,478,000 | $ 184,750 | $ 92,000 |
| Clarke, Georgia | 7 | $ 710,000 | $ 101,428 | $ 87,000 |
| Cecil, Maryland | 7 | $ 952,000 | $ 136,000 | $ 69,000 |
| Ramsey, Minnesota | 7 | $ 1,401,000 | $ 200,142 | $ 105,000 |
| Cape May, New Jersey | 7 | $ 1,735,000 | $ 247,857 | $ 220,000 |
| Cumberland, Tennessee | 7 | $ 1,118,000 | $ 159,714 | $ 60,000 |
| Hartford, Connecticut | 6 | $ 1,563,000 | $ 260,500 | $ 253,000 |
| Palm Beach, Florida | 6 | $ 778,000 | $ 129,666 | $ 58,000 |
| Greene, Georgia | 6 | $ 2,767,000 | $ 461,166 | $ 343,000 |
| Jackson, Georgia | 6 | $ 952,000 | $ 158,666 | $ 68,000 |
| Newton, Georgia | 6 | $ 915,000 | $ 152,500 | $ 61,000 |
| Paulding, Georgia | 6 | $ 652,000 | $ 108,666 | $ 81,000 |
| Anoka, Minnesota | 6 | $ 890,000 | $ 148,333 | $ 51,000 |
| Atlantic, New Jersey | 6 | $ 1,240,000 | $ 206,666 | $ 203,000 |
| Rogers, Oklahoma | 6 | $ 853,000 | $ 142,166 | $ 84,000 |
| Lane, Oregon | 6 | $ 1,033,000 | $ 172,166 | $ 42,000 |
| Los Angeles, California | 5 | $ 1,862,000 | $ 372,400 | $ 69,000 |
| Indian River, Florida | 5 | $ 500,000 | $ 100,000 | $ 39,000 |
| Martin, Florida | 5 | $ 529,000 | $ 105,800 | $ 73,000 |
| Pinellas, Florida | 5 | $ 1,008,000 | $ 201,600 | $ 103,000 |
| Barrow, Georgia | 5 | $ 810,000 | $ 162,000 | $ 72,000 |
| Douglas, Georgia | 5 | $ 673,000 | $ 134,600 | $ 62,000 |
| Gloucester, New Jersey | 5 | $ 811,000 | $ 162,200 | $ 65,000 |
| Colleton, South Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 83,000 |
| Cameron, Texas | 5 | $ 1,000,000 | $ 200,000 | $ 167,000 |
| Addison, Vermont | 5 | $ 1,196,000 | $ 239,200 | $ 200,000 |
| King, Washington | 5 | $ 1,009,000 | $ 201,800 | $ 102,000 |
| Lee, Alabama | 4 | $ 349,000 | $ 87,250 | $ 31,000 |
| New London, Connecticut | 4 | $ 605,000 | $ 151,250 | $ 49,000 |
| Escambia, Florida | 4 | $ 687,000 | $ 171,750 | $ 76,000 |
| Lee, Florida | 4 | $ 397,000 | $ 99,250 | $ 49,000 |
| Manatee, Florida | 4 | $ 538,000 | $ 134,500 | $ 45,000 |
| Miami-Dade, Florida | 4 | $ 1,723,000 | $ 430,750 | $ 159,000 |
| Habersham, Georgia | 4 | $ 524,000 | $ 131,000 | $ 80,000 |
| Lumpkin, Georgia | 4 | $ 801,000 | $ 200,250 | $ 82,000 |
| Putnam, Georgia | 4 | $ 1,175,000 | $ 293,750 | $ 127,000 |
| Mercer, Illinois | 4 | $ 851,000 | $ 212,750 | $ 108,000 |
| Wayne, Michigan | 4 | $ 155,000 | $ 38,750 | $ 23,000 |
| Dakota, Minnesota | 4 | $ 754,000 | $ 188,500 | $ 82,000 |
| Forsyth, North Carolina | 4 | $ 800,000 | $ 200,000 | $ 86,000 |
| Iredell, North Carolina | 4 | $ 599,000 | $ 149,750 | $ 99,000 |
| Kent, Rhode Island | 4 | $ 1,101,000 | $ 275,250 | $ 143,000 |
| Harris, Texas | 4 | $ 1,010,000 | $ 252,500 | $ 132,000 |
| Rutland, Vermont | 4 | $ 634,000 | $ 158,500 | $ 109,000 |
| Washington, Vermont | 4 | $ 995,000 | $ 248,750 | $ 86,000 |
| Fairfax, Virginia | 4 | $ 1,354,000 | $ 338,500 | $ 130,000 |
| Mobile, Alabama | 3 | $ 712,000 | $ 237,333 | $ 136,000 |
| Russell, Alabama | 3 | $ 283,000 | $ 94,333 | $ 47,000 |
| Pima, Arizona | 3 | $ 743,000 | $ 247,666 | $ 93,000 |
| Pinal, Arizona | 3 | $ 653,000 | $ 217,666 | $ 226,000 |
| San Diego, California | 3 | $ 856,000 | $ 285,333 | $ 139,000 |
| Jefferson, Colorado | 3 | $ 678,000 | $ 226,000 | $ 97,000 |
| Walton, Florida | 3 | $ 615,000 | $ 205,000 | $ 225,000 |
| Oconee, Georgia | 3 | $ 831,000 | $ 277,000 | $ 82,000 |
| Spalding, Georgia | 3 | $ 244,000 | $ 81,333 | $ 45,000 |
| White, Georgia | 3 | $ 545,000 | $ 181,666 | $ 67,000 |
| Kootenai, Idaho | 3 | $ 760,000 | $ 253,333 | $ 56,000 |
| Jones, Iowa | 3 | $ 296,000 | $ 98,666 | $ 37,000 |
| Linn, Iowa | 3 | $ 260,000 | $ 86,666 | $ 43,000 |
| Jefferson, Kentucky | 3 | $ 701,000 | $ 233,666 | $ 61,000 |
| Montgomery, Maryland | 3 | $ 1,528,000 | $ 509,333 | $ 294,000 |
| Bristol, Massachusetts | 3 | $ 832,000 | $ 277,333 | $ 97,000 |
| St. Charles, Missouri | 3 | $ 614,000 | $ 204,666 | $ 121,000 |
| Washoe, Nevada | 3 | $ 909,000 | $ 303,000 | $ 158,000 |
| Burlington, New Jersey | 3 | $ 602,000 | $ 200,666 | $ 202,000 |
| Multnomah, Oregon | 3 | $ 1,005,000 | $ 335,000 | $ 128,000 |
| Berks, Pennsylvania | 3 | $ 840,000 | $ 280,000 | $ 116,000 |
| Lancaster, Pennsylvania | 3 | $ 518,000 | $ 172,666 | $ 63,000 |
| Providence, Rhode Island | 3 | $ 754,000 | $ 251,333 | $ 122,000 |
| Knox, Tennessee | 3 | $ 825,000 | $ 275,000 | $ 110,000 |
| Robertson, Tennessee | 3 | $ 424,000 | $ 141,333 | $ 51,000 |
| Ellis, Texas | 3 | $ 617,000 | $ 205,666 | $ 126,000 |
| Kaufman, Texas | 3 | $ 464,000 | $ 154,666 | $ 71,000 |
| Parker, Texas | 3 | $ 691,000 | $ 230,333 | $ 198,000 |
| Caledonia, Vermont | 3 | $ 417,000 | $ 139,000 | $ 46,000 |
| Windsor, Vermont | 3 | $ 619,000 | $ 206,333 | $ 118,000 |
| Clark, Washington | 3 | $ 589,000 | $ 196,333 | $ 71,000 |
| Dodge, Wisconsin | 3 | $ 400,000 | $ 133,333 | $ 48,000 |
| Door, Wisconsin | 3 | $ 1,229,000 | $ 409,666 | $ 126,000 |
| Fond du Lac, Wisconsin | 3 | $ 283,000 | $ 94,333 | $ 65,000 |
| Iowa, Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 39,000 |
| Outagamie, Wisconsin | 3 | $ 524,000 | $ 174,666 | $ 90,000 |
| Sheboygan, Wisconsin | 3 | $ 303,000 | $ 101,000 | $ 37,000 |
| Chambers, Alabama | 2 | $ 114,000 | $ 57,000 | $ 43,000 |
| Jefferson, Alabama | 2 | $ 526,000 | $ 263,000 | $ 108,000 |
| Randolph, Alabama | 2 | $ 297,000 | $ 148,500 | $ 45,000 |
| Pulaski, Arkansas | 2 | $ 411,000 | $ 205,500 | $ 102,000 |
| Orange, California | 2 | $ 836,000 | $ 418,000 | $ 79,000 |
| Riverside, California | 2 | $ 423,000 | $ 211,500 | $ 94,000 |
| San Bernardino, California | 2 | $ 777,000 | $ 388,500 | $ 174,000 |
| Ventura, California | 2 | $ 757,000 | $ 378,500 | $ 141,000 |
| Middlesex, Connecticut | 2 | $ 542,000 | $ 271,000 | $ 171,000 |
| Windham, Connecticut | 2 | $ 317,000 | $ 158,500 | $ 57,000 |
| District of Columbia, District Of Columbia | 2 | $ 497,000 | $ 248,500 | $ 78,000 |
| Sumter, Florida | 2 | $ 262,000 | $ 131,000 | $ 300,000 |
| Columbia, Georgia | 2 | $ 502,000 | $ 251,000 | $ 97,000 |
| Dawson, Georgia | 2 | $ 211,000 | $ 105,500 | $ 113,000 |
| Fannin, Georgia | 2 | $ 316,000 | $ 158,000 | $ 79,000 |
| Morgan, Georgia | 2 | $ 483,000 | $ 241,500 | $ 80,000 |
| Pickens, Georgia | 2 | $ 211,000 | $ 105,500 | $ 37,000 |
| Rabun, Georgia | 2 | $ 199,000 | $ 99,500 | $ 70,000 |
| Towns, Georgia | 2 | $ 202,000 | $ 101,000 | $ 142,000 |
| Boone, Illinois | 2 | $ 152,000 | $ 76,000 | $ 28,000 |
| Hamilton, Indiana | 2 | $ 373,000 | $ 186,500 | $ 83,000 |
| Marion, Indiana | 2 | $ 172,000 | $ 86,000 | $ 38,000 |
| Polk, Iowa | 2 | $ 357,000 | $ 178,500 | $ 91,000 |
| Genesee, Michigan | 2 | $ 232,000 | $ 116,000 | $ 85,000 |
| Macomb, Michigan | 2 | $ 316,000 | $ 158,000 | $ 102,000 |
| Ottawa, Michigan | 2 | $ 309,000 | $ 154,500 | $ 104,000 |
| St. Louis, Minnesota | 2 | $ 198,000 | $ 99,000 | $ 39,000 |
| Wright, Minnesota | 2 | $ 440,000 | $ 220,000 | $ 100,000 |
| DeSoto, Mississippi | 2 | $ 347,000 | $ 173,500 | $ 116,000 |
| St. Louis, Missouri | 2 | $ 382,000 | $ 191,000 | $ 101,000 |
| Bergen, New Jersey | 2 | $ 495,000 | $ 247,500 | $ 165,000 |
| Hunterdon, New Jersey | 2 | $ 835,000 | $ 417,500 | $ 161,000 |
| Middlesex, New Jersey | 2 | $ 577,000 | $ 288,500 | $ 114,000 |
| Grant, New Mexico | 2 | $ 481,000 | $ 240,500 | $ 104,000 |
| Santa Fe, New Mexico | 2 | $ 1,411,000 | $ 705,500 | $ 403,000 |
| Wake, North Carolina | 2 | $ 450,000 | $ 225,000 | $ 237,000 |
| Butler, Ohio | 2 | $ 357,000 | $ 178,500 | $ 101,000 |
| Clark, Ohio | 2 | $ 425,000 | $ 212,500 | $ 90,000 |
| Cuyahoga, Ohio | 2 | $ 276,000 | $ 138,000 | $ 203,000 |
| Franklin, Ohio | 2 | $ 275,000 | $ 137,500 | $ 102,000 |
| Creek, Oklahoma | 2 | $ 224,000 | $ 112,000 | $ 34,000 |
| Oklahoma, Oklahoma | 2 | $ 199,000 | $ 99,500 | $ 40,000 |
| Osage, Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 63,000 |
| Clackamas, Oregon | 2 | $ 665,000 | $ 332,500 | $ 69,000 |
| Linn, Oregon | 2 | $ 264,000 | $ 132,000 | $ 68,000 |
| Carbon, Pennsylvania | 2 | $ 357,000 | $ 178,500 | $ 133,000 |
| Dauphin, Pennsylvania | 2 | $ 313,000 | $ 156,500 | $ 92,000 |
| Lackawanna, Pennsylvania | 2 | $ 637,000 | $ 318,500 | $ 175,000 |
| Wayne, Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 103,000 |
| Aiken, South Carolina | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| Beaufort, South Carolina | 2 | $ 362,000 | $ 181,000 | $ 29,000 |
| Greenville, South Carolina | 2 | $ 221,000 | $ 110,500 | $ 125,000 |
| Lexington, South Carolina | 2 | $ 469,000 | $ 234,500 | $ 98,000 |
| Pickens, South Carolina | 2 | $ 205,000 | $ 102,500 | $ 35,000 |
| DeKalb, Tennessee | 2 | $ 143,000 | $ 71,500 | $ 49,000 |
| Hamilton, Tennessee | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| Maury, Tennessee | 2 | $ 272,000 | $ 136,000 | $ 70,000 |
| Shelby, Tennessee | 2 | $ 486,000 | $ 243,000 | $ 83,000 |
| Van Buren, Tennessee | 2 | $ 154,000 | $ 77,000 | $ 30,000 |
| El Paso, Texas | 2 | $ 233,000 | $ 116,500 | $ 80,000 |
| Johnson, Texas | 2 | $ 442,000 | $ 221,000 | $ 87,000 |
| Midland, Texas | 2 | $ 339,000 | $ 169,500 | $ 84,000 |
| Bennington, Vermont | 2 | $ 396,000 | $ 198,000 | $ 80,000 |
| Orange, Vermont | 2 | $ 377,000 | $ 188,500 | $ 85,000 |
| Windham, Vermont | 2 | $ 579,000 | $ 289,500 | $ 28,000 |
| Arlington, Virginia | 2 | $ 801,000 | $ 400,500 | $ 106,000 |
| Snohomish, Washington | 2 | $ 271,000 | $ 135,500 | $ 55,000 |
| Calumet, Wisconsin | 2 | $ 258,000 | $ 129,000 | $ 83,000 |
| Kenosha, Wisconsin | 2 | $ 531,000 | $ 265,500 | $ 126,000 |
| Winnebago, Wisconsin | 2 | $ 402,000 | $ 201,000 | $ 93,000 |
| Baldwin, Alabama | 1 | $ 375,000 | $ 375,000 | $ 195,000 |
| Cherokee, Alabama | 1 | $ 270,000 | $ 270,000 | $ 360,000 |
| Monroe, Alabama | 1 | $ 70,000 | $ 70,000 | $ 129,000 |
| Shelby, Alabama | 1 | $ 208,000 | $ 208,000 | $ 80,000 |
| Coconino, Arizona | 1 | $ 241,000 | $ 241,000 | $ 194,000 |
| Mohave, Arizona | 1 | $ 118,000 | $ 118,000 | $ 109,000 |
| Navajo, Arizona | 1 | $ 324,000 | $ 324,000 | $ 875,000 |
| Yavapai, Arizona | 1 | $ 480,000 | $ 480,000 | $ 135,000 |
| Washington, Arkansas | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| Contra Costa, California | 1 | $ 410,000 | $ 410,000 | $ 192,000 |
| Kern, California | 1 | $ 334,000 | $ 334,000 | $ 198,000 |
| Madera, California | 1 | $ 268,000 | $ 268,000 | $ 90,000 |
| Marin, California | 1 | $ 417,000 | $ 417,000 | $ 94,000 |
| Sacramento, California | 1 | $ 188,000 | $ 188,000 | $ 137,000 |
| Sonoma, California | 1 | $ 450,000 | $ 450,000 | $ 186,000 |
| Denver, Colorado | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
| Douglas, Colorado | 1 | $ 283,000 | $ 283,000 | $ 162,000 |
| El Paso, Colorado | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| Park, Colorado | 1 | $ 178,000 | $ 178,000 | $ 21,000 |
| Weld, Colorado | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Fairfield, Connecticut | 1 | $ 482,000 | $ 482,000 | $ 150,000 |
| Litchfield, Connecticut | 1 | $ 213,000 | $ 213,000 | $ 113,000 |
| Alachua, Florida | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Clay, Florida | 1 | $ 168,000 | $ 168,000 | $ 85,000 |
| Flagler, Florida | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Marion, Florida | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Banks, Georgia | 1 | $ 162,000 | $ 162,000 | $ 122,000 |
| Bibb, Georgia | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Bryan, Georgia | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Bulloch, Georgia | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Camden, Georgia | 1 | $ 397,000 | $ 397,000 | $ 106,000 |
| Carroll, Georgia | 1 | $ 299,000 | $ 299,000 | $ 160,000 |
| Dodge, Georgia | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Evans, Georgia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Floyd, Georgia | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Haralson, Georgia | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Hart, Georgia | 1 | $ 285,000 | $ 285,000 | $ 290,000 |
| Heard, Georgia | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Jones, Georgia | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| McDuffie, Georgia | 1 | $ 58,000 | $ 58,000 | $ 80,000 |
| Polk, Georgia | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Rockdale, Georgia | 1 | $ 263,000 | $ 263,000 | $ 68,000 |
| Stephens, Georgia | 1 | $ 61,000 | $ 61,000 | $ 100,000 |
| Blaine, Idaho | 1 | $ 252,000 | $ 252,000 | $ 66,000 |
| Jefferson, Idaho | 1 | $ 82,000 | $ 82,000 | $ 80,000 |
| Payette, Idaho | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Grundy, Illinois | 1 | $ 146,000 | $ 146,000 | $ 88,000 |
| Tazewell, Illinois | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Vermilion, Illinois | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Bartholomew, Indiana | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Dearborn, Indiana | 1 | $ 356,000 | $ 356,000 | $ 123,000 |
| Lake, Indiana | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| St. Joseph, Indiana | 1 | $ 238,000 | $ 238,000 | $ 115,000 |
| Grundy, Iowa | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Louisa, Iowa | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Johnson, Kansas | 1 | $ 257,000 | $ 257,000 | $ 79,000 |
| Boone, Kentucky | 1 | $ 233,000 | $ 233,000 | $ 76,000 |
| Fayette, Kentucky | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Graves, Kentucky | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Madison, Kentucky | 1 | $ 113,000 | $ 113,000 | $ 108,000 |
| Oldham, Kentucky | 1 | $ 361,000 | $ 361,000 | $ 123,000 |
| Ascension, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Orleans, Louisiana | 1 | $ 236,000 | $ 236,000 | $ 248,000 |
| St. Tammany, Louisiana | 1 | $ 276,000 | $ 276,000 | $ 131,000 |
| West Baton Rouge, Louisiana | 1 | $ 283,000 | $ 283,000 | $ 119,000 |
| York, Maine | 1 | $ 181,000 | $ 181,000 | $ 60,000 |
| Anne Arundel, Maryland | 1 | $ 348,000 | $ 348,000 | $ 124,000 |
| Harford, Maryland | 1 | $ 316,000 | $ 316,000 | $ 134,000 |
| Kent, Maryland | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Prince George's, Maryland | 1 | $ 408,000 | $ 408,000 | $ 134,000 |
| Queen Anne's, Maryland | 1 | $ 380,000 | $ 380,000 | $ 660,000 |
| Washington, Maryland | 1 | $ 79,000 | $ 79,000 | $ 73,000 |
| Worcester, Maryland | 1 | $ 299,000 | $ 299,000 | $ 163,000 |
| Barnstable, Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 154,000 |
| Essex, Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 69,000 |
| Plymouth, Massachusetts | 1 | $ 470,000 | $ 470,000 | $ 207,000 |
| Berrien, Michigan | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Kent, Michigan | 1 | $ 180,000 | $ 180,000 | $ 99,000 |
| Lenawee, Michigan | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Oakland, Michigan | 1 | $ 224,000 | $ 224,000 | $ 142,000 |
| Washtenaw, Michigan | 1 | $ 126,000 | $ 126,000 | $ 190,000 |
| Blue Earth, Minnesota | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Chisago, Minnesota | 1 | $ 131,000 | $ 131,000 | $ 28,000 |
| Crow Wing, Minnesota | 1 | $ 268,000 | $ 268,000 | $ 103,000 |
| Dodge, Minnesota | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Goodhue, Minnesota | 1 | $ 73,000 | $ 73,000 | $ 32,000 |
| Morrison, Minnesota | 1 | $ 58,000 | $ 58,000 | $ 13,000 |
| Olmsted, Minnesota | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Scott, Minnesota | 1 | $ 304,000 | $ 304,000 | $ 101,000 |
| Sherburne, Minnesota | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Washington, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Lamar, Mississippi | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Boone, Missouri | 1 | $ 133,000 | $ 133,000 | $ 82,000 |
| Greene, Missouri | 1 | $ 57,000 | $ 57,000 | $ 110,000 |
| Howell, Missouri | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Jackson, Missouri | 1 | $ 252,000 | $ 252,000 | $ 104,000 |
| Jefferson, Missouri | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| Perry, Missouri | 1 | $ 139,000 | $ 139,000 | $ 100,000 |
| Cascade, Montana | 1 | $ 50,000 | $ 50,000 | $ 163,000 |
| Missoula, Montana | 1 | $ 257,000 | $ 257,000 | $ 75,000 |
| Yellowstone, Montana | 1 | $ 218,000 | $ 218,000 | $ 85,000 |
| Washington, Nebraska | 1 | $ 128,000 | $ 128,000 | $ 114,000 |
| Nye, Nevada | 1 | $ 66,000 | $ 66,000 | $ 18,000 |
| Belknap, New Hampshire | 1 | $ 351,000 | $ 351,000 | $ 90,000 |
| Grafton, New Hampshire | 1 | $ 239,000 | $ 239,000 | $ 72,000 |
| Camden, New Jersey | 1 | $ 220,000 | $ 220,000 | $ 119,000 |
| Essex, New Jersey | 1 | $ 208,000 | $ 208,000 | $ 247,000 |
| Hudson, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Morris, New Jersey | 1 | $ 380,000 | $ 380,000 | $ 148,000 |
| Warren, New Jersey | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Bernalillo, New Mexico | 1 | $ 251,000 | $ 251,000 | $ 43,000 |
| Colfax, New Mexico | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Sandoval, New Mexico | 1 | $ 161,000 | $ 161,000 | $ 32,000 |
| Alamance, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| Carteret, North Carolina | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Davie, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Granville, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 275,000 |
| Henderson, North Carolina | 1 | $ 204,000 | $ 204,000 | $ 229,000 |
| Johnston, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Macon, North Carolina | 1 | $ 350,000 | $ 350,000 | $ 91,000 |
| Rutherford, North Carolina | 1 | $ 141,000 | $ 141,000 | $ 82,000 |
| Columbiana, Ohio | 1 | $ 79,000 | $ 79,000 | $ 28,000 |
| Hamilton, Ohio | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Licking, Ohio | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Warren, Ohio | 1 | $ 263,000 | $ 263,000 | $ 159,000 |
| Delaware, Oklahoma | 1 | $ 246,000 | $ 246,000 | $ 209,000 |
| Logan, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Columbia, Oregon | 1 | $ 228,000 | $ 228,000 | $ 94,000 |
| Coos, Oregon | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| Deschutes, Oregon | 1 | $ 322,000 | $ 322,000 | $ 102,000 |
| Douglas, Oregon | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Jefferson, Oregon | 1 | $ 134,000 | $ 134,000 | $ 10,000 |
| Tillamook, Oregon | 1 | $ 131,000 | $ 131,000 | $ 22,000 |
| Washington, Oregon | 1 | $ 194,000 | $ 194,000 | $ 128,000 |
| Yamhill, Oregon | 1 | $ 223,000 | $ 223,000 | $ 33,000 |
| Allegheny, Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 91,000 |
| Bradford, Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
| Cambria, Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 76,000 |
| Lehigh, Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 278,000 |
| Luzerne, Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 69,000 |
| Lycoming, Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 83,000 |
| Northampton, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Washington, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Newport, Rhode Island | 1 | $ 370,000 | $ 370,000 | $ 501,000 |
| Anderson, South Carolina | 1 | $ 388,000 | $ 388,000 | $ 179,000 |
| Greenwood, South Carolina | 1 | $ 282,000 | $ 282,000 | $ 85,000 |
| Hampton, South Carolina | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Jasper, South Carolina | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Lancaster, South Carolina | 1 | $ 211,000 | $ 211,000 | $ 61,000 |
| Sumter, South Carolina | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Blount, Tennessee | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Fentress, Tennessee | 1 | $ 253,000 | $ 253,000 | $ 190,000 |
| Montgomery, Tennessee | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| Pickett, Tennessee | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
| Roane, Tennessee | 1 | $ 340,000 | $ 340,000 | $ 113,000 |
| Bastrop, Texas | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Bell, Texas | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Burnet, Texas | 1 | $ 216,000 | $ 216,000 | $ 80,000 |
| McLennan, Texas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Nueces, Texas | 1 | $ 315,000 | $ 315,000 | $ 177,000 |
| Potter, Texas | 1 | $ 129,000 | $ 129,000 | $ 149,000 |
| Smith, Texas | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Wood, Texas | 1 | $ 120,000 | $ 120,000 | $ 152,000 |
| Davis, Utah | 1 | $ 168,000 | $ 168,000 | $ 93,000 |
| Summit, Utah | 1 | $ 386,000 | $ 386,000 | $ 90,000 |
| Orleans, Vermont | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Chesterfield, Virginia | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Prince William, Virginia | 1 | $ 374,000 | $ 374,000 | $ 145,000 |
| Stafford, Virginia | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| Warren, Virginia | 1 | $ 179,000 | $ 179,000 | $ 97,000 |
| Chelan, Washington | 1 | $ 277,000 | $ 277,000 | $ 160,000 |
| Grays Harbor, Washington | 1 | $ 304,000 | $ 304,000 | $ 281,000 |
| Jefferson, Washington | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Lincoln, Washington | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Okanogan, Washington | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Pierce, Washington | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
| Spokane, Washington | 1 | $ 368,000 | $ 368,000 | $ 245,000 |
| Thurston, Washington | 1 | $ 182,000 | $ 182,000 | $ 67,000 |
| Yakima, Washington | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Monongalia, West Virginia | 1 | $ 370,000 | $ 370,000 | $ 190,000 |
| Adams, Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| Bayfield, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Brown, Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 93,000 |
| Buffalo, Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Chippewa, Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| Clark, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Eau Claire, Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 62,000 |
| Forest, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Lafayette, Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 65,000 |
| Monroe, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Price, Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 10,000 |
| Richland, Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Vernon, Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 559,000 |
| Waushara, Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Sublette, Wyoming | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,333 | $924,379,000 | $173,000 | $1,463,000 | $84,000 | $1,778,000 |
| Refinancing | 1,825 | $378,302,000 | $207,000 | $2,160,000 | $109,000 | $2,328,000 |
| Home Improvement | 50 | $8,477,000 | $169,000 | $400,000 | $102,000 | $408,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,951 | $1,098,416,000 | $184,000 | $2,160,000 | $92,000 | $2,328,000 |
| Hispanic | 403 | $58,472,000 | $145,000 | $920,000 | $66,000 | $547,000 |
| Black or African American | 378 | $59,053,000 | $156,000 | $1,000,000 | $71,000 | $448,000 |
| Asian | 285 | $57,521,000 | $201,000 | $1,463,000 | $103,000 | $781,000 |
| Not Provided | 152 | $30,150,000 | $198,000 | $750,000 | $105,000 | $1,059,000 |
| American Indian or Alaskan Native | 29 | $5,770,000 | $198,000 | $387,000 | $88,000 | $413,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,776,000 | $177,000 | $414,000 | $70,000 | $117,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,292 | $851,718,000 | $198,000 | $2,160,000 | $109,000 | $2,328,000 |
| FHA-insured (Federal Housing Administration) | 2,243 | $334,497,000 | $149,000 | $485,000 | $62,000 | $1,598,000 |
| VA-guaranteed (Veterans Administration) | 476 | $95,726,000 | $201,000 | $698,000 | $70,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 197 | $29,217,000 | $148,000 | $321,000 | $48,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,613 | $830,051,000 | $179,000 | $2,160,000 | $90,000 | $2,155,000 |
| Loan Originated | 2,021 | $377,119,000 | $186,000 | $1,000,000 | $90,000 | $700,000 |
| Application Withdrawn By Applicant | 384 | $71,493,000 | $186,000 | $602,000 | $96,000 | $2,328,000 |
| Application Denied By Financial Institution | 132 | $21,588,000 | $163,000 | $975,000 | $72,000 | $267,000 |
| Application Approved But Not Accepted | 58 | $10,907,000 | $188,000 | $517,000 | $102,000 | $304,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $7,029,000 | $140,000 | $304,000 | $58,000 | $180,000 |
| Collateral | 28 | $6,075,000 | $216,000 | $975,000 | $106,000 | $267,000 |
| Debt-To-Income Ratio | 27 | $3,936,000 | $145,000 | $375,000 | $45,000 | $96,000 |
| Other | 20 | $3,633,000 | $181,000 | $350,000 | $95,000 | $204,000 |
| Employment History | 3 | $220,000 | $73,000 | $101,000 | $86,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $463,000 | $154,000 | $275,000 | $36,000 | $58,000 |
| Unverifiable Information | 1 | $232,000 | $232,000 | $232,000 | $111,000 | $111,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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