Guaranty Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Guaranty Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranty Bank 501 W Northshore Dr. Suite 400 Glendale, WI 53217 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 564 |
| Total Mortgage Loan Application Amount | $234,867,000 |
| Average Mortgage Loan Application Amount | $416,000 |
| Highest Mortgage Loan Application Amount | $1,795,000 |
| Average Applicant Income | $204,000 |
| Highest Applicant Income | $1,888,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Guaranty Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranty Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Guaranty Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranty Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranty Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranty Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Waukesha County Wisconsin | 74 | $ 21,919,000 | $ 296,000 | $ 159,000 |
| Milwaukee County Wisconsin | 38 | $ 9,569,000 | $ 251,000 | $ 115,000 |
| Hudson County New Jersey | 26 | $ 9,801,000 | $ 376,000 | $ 163,000 |
| Washington County Wisconsin | 26 | $ 7,460,000 | $ 286,000 | $ 137,000 |
| Hennepin County Minnesota | 24 | $ 17,609,000 | $ 733,000 | $ 354,000 |
| Travis County Texas | 21 | $ 9,484,000 | $ 451,000 | $ 218,000 |
| Beaufort County South Carolina | 18 | $ 13,285,000 | $ 738,000 | $ 307,000 |
| King County Washington | 16 | $ 10,294,000 | $ 643,000 | $ 264,000 |
| St. Charles County Missouri | 12 | $ 2,841,000 | $ 236,000 | $ 160,000 |
| St. Louis County Missouri | 12 | $ 4,414,000 | $ 367,000 | $ 200,000 |
| Franklin County Ohio | 11 | $ 3,076,000 | $ 279,000 | $ 174,000 |
| Palm Beach County Florida | 9 | $ 4,898,000 | $ 544,000 | $ 345,000 |
| Monmouth County New Jersey | 9 | $ 3,675,000 | $ 408,000 | $ 182,000 |
| Charleston County South Carolina | 8 | $ 5,103,000 | $ 637,000 | $ 375,000 |
| Ozaukee County Wisconsin | 8 | $ 3,358,000 | $ 419,000 | $ 261,000 |
| Maricopa County Arizona | 7 | $ 3,022,000 | $ 431,000 | $ 234,000 |
| Pinellas County Florida | 7 | $ 1,821,000 | $ 260,000 | $ 158,000 |
| Washington County Minnesota | 7 | $ 4,598,000 | $ 656,000 | $ 263,000 |
| Orange County Florida | 6 | $ 3,395,000 | $ 565,000 | $ 233,000 |
| Union County New Jersey | 6 | $ 2,509,000 | $ 418,000 | $ 145,000 |
| Montgomery County Pennsylvania | 6 | $ 2,095,000 | $ 349,000 | $ 192,000 |
| St. Louis City County Missouri | 5 | $ 1,017,000 | $ 203,000 | $ 140,000 |
| Tarrant County Texas | 5 | $ 1,340,000 | $ 268,000 | $ 102,000 |
| San Diego County California | 4 | $ 2,347,000 | $ 586,000 | $ 219,000 |
| Hillsborough County Florida | 4 | $ 1,406,000 | $ 351,000 | $ 302,000 |
| Bergen County New Jersey | 4 | $ 1,836,000 | $ 459,000 | $ 246,000 |
| Morris County New Jersey | 4 | $ 1,824,000 | $ 456,000 | $ 177,000 |
| Chester County Pennsylvania | 4 | $ 1,378,000 | $ 344,000 | $ 165,000 |
| Racine County Wisconsin | 4 | $ 649,000 | $ 162,000 | $ 85,000 |
| Seminole County Florida | 3 | $ 1,602,000 | $ 534,000 | $ 327,000 |
| Fulton County Georgia | 3 | $ 2,123,000 | $ 707,000 | $ 301,000 |
| Cook County Illinois | 3 | $ 893,000 | $ 297,000 | $ 103,000 |
| Middlesex County Massachusetts | 3 | $ 1,836,000 | $ 612,000 | $ 201,000 |
| Dakota County Minnesota | 3 | $ 1,828,000 | $ 609,000 | $ 348,000 |
| Essex County New Jersey | 3 | $ 1,027,000 | $ 342,000 | $ 193,000 |
| Gloucester County New Jersey | 3 | $ 621,000 | $ 207,000 | $ 128,000 |
| Bucks County Pennsylvania | 3 | $ 1,207,000 | $ 402,000 | $ 189,000 |
| Collin County Texas | 3 | $ 1,782,000 | $ 594,000 | $ 291,000 |
| Dane County Wisconsin | 3 | $ 749,000 | $ 249,000 | $ 100,000 |
| Los Angeles County California | 2 | $ 1,248,000 | $ 624,000 | $ 208,000 |
| Orange County California | 2 | $ 1,998,000 | $ 999,000 | $ 287,000 |
| San Bernardino County California | 2 | $ 723,000 | $ 361,000 | $ 129,000 |
| Santa Clara County California | 2 | $ 1,621,000 | $ 810,000 | $ 191,000 |
| Denver County Colorado | 2 | $ 1,735,000 | $ 867,000 | $ 321,000 |
| Jefferson County Colorado | 2 | $ 1,109,000 | $ 554,000 | $ 277,000 |
| Collier County Florida | 2 | $ 937,000 | $ 468,000 | $ 221,000 |
| Manatee County Florida | 2 | $ 775,000 | $ 387,000 | $ 316,000 |
| Sarasota County Florida | 2 | $ 1,184,000 | $ 592,000 | $ 338,000 |
| Cobb County Georgia | 2 | $ 836,000 | $ 418,000 | $ 369,000 |
| DeKalb County Georgia | 2 | $ 1,058,000 | $ 529,000 | $ 181,000 |
| Montgomery County Maryland | 2 | $ 1,354,000 | $ 677,000 | $ 200,000 |
| Norfolk County Massachusetts | 2 | $ 862,000 | $ 431,000 | $ 330,000 |
| Jackson County Missouri | 2 | $ 1,484,000 | $ 742,000 | $ 384,000 |
| Middlesex County New Jersey | 2 | $ 649,000 | $ 324,000 | $ 135,000 |
| Ocean County New Jersey | 2 | $ 685,000 | $ 342,000 | $ 203,000 |
| Somerset County New Jersey | 2 | $ 912,000 | $ 456,000 | $ 213,000 |
| Wake County North Carolina | 2 | $ 1,018,000 | $ 509,000 | $ 190,000 |
| Cuyahoga County Ohio | 2 | $ 391,000 | $ 195,000 | $ 137,000 |
| Union County Ohio | 2 | $ 834,000 | $ 417,000 | $ 270,000 |
| Multnomah County Oregon | 2 | $ 1,053,000 | $ 526,000 | $ 313,000 |
| Delaware County Pennsylvania | 2 | $ 631,000 | $ 315,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 2 | $ 983,000 | $ 491,000 | $ 238,000 |
| Richland County South Carolina | 2 | $ 907,000 | $ 453,000 | $ 177,000 |
| Davidson County Tennessee | 2 | $ 764,000 | $ 382,000 | $ 228,000 |
| Williamson County Tennessee | 2 | $ 1,374,000 | $ 687,000 | $ 238,000 |
| Williamson County Texas | 2 | $ 321,000 | $ 160,000 | $ 399,000 |
| Charlottesville County Virginia | 2 | $ 544,000 | $ 272,000 | $ 97,000 |
| Snohomish County Washington | 2 | $ 1,628,000 | $ 814,000 | $ 263,000 |
| Marathon County Wisconsin | 2 | $ 587,000 | $ 293,000 | $ 126,000 |
| St. Croix County Wisconsin | 2 | $ 517,000 | $ 258,000 | $ 74,000 |
| Vilas County Wisconsin | 2 | $ 576,000 | $ 288,000 | $ 152,000 |
| Winnebago County Wisconsin | 2 | $ 336,000 | $ 168,000 | $ 75,000 |
| Pinal County Arizona | 1 | $ 656,000 | $ 656,000 | $ 597,000 |
| Contra Costa County California | 1 | $ 354,000 | $ 354,000 | $ 59,000 |
| Marin County California | 1 | $ 824,000 | $ 824,000 | $ 187,000 |
| Riverside County California | 1 | $ 461,000 | $ 461,000 | $ 260,000 |
| Adams County Colorado | 1 | $ 441,000 | $ 441,000 | $ 280,000 |
| Arapahoe County Colorado | 1 | $ 459,000 | $ 459,000 | $ 247,000 |
| Douglas County Colorado | 1 | $ 620,000 | $ 620,000 | $ 245,000 |
| New Castle County Delaware | 1 | $ 179,000 | $ 179,000 | $ 69,000 |
| Sussex County Delaware | 1 | $ 101,000 | $ 101,000 | $ 43,000 |
| Brevard County Florida | 1 | $ 585,000 | $ 585,000 | $ 291,000 |
| Flagler County Florida | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Lee County Florida | 1 | $ 640,000 | $ 640,000 | $ 247,000 |
| Leon County Florida | 1 | $ 375,000 | $ 375,000 | $ 174,000 |
| Martin County Florida | 1 | $ 461,000 | $ 461,000 | $ 129,000 |
| Osceola County Florida | 1 | $ 416,000 | $ 416,000 | $ 219,000 |
| Volusia County Florida | 1 | $ 476,000 | $ 476,000 | $ 368,000 |
| DuPage County Illinois | 1 | $ 449,000 | $ 449,000 | $ 288,000 |
| McHenry County Illinois | 1 | $ 640,000 | $ 640,000 | $ 215,000 |
| Hamilton County Indiana | 1 | $ 468,000 | $ 468,000 | $ 117,000 |
| Marion County Indiana | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Monroe County Indiana | 1 | $ 732,000 | $ 732,000 | $ 245,000 |
| Linn County Iowa | 1 | $ 139,000 | $ 139,000 | $ 85,000 |
| Scott County Iowa | 1 | $ 260,000 | $ 260,000 | $ 127,000 |
| Johnson County Kansas | 1 | $ 605,000 | $ 605,000 | $ 384,000 |
| Miami County Kansas | 1 | $ 680,000 | $ 680,000 | $ 229,000 |
| Carroll County Maryland | 1 | $ 465,000 | $ 465,000 | $ 119,000 |
| Charles County Maryland | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Harford County Maryland | 1 | $ 579,000 | $ 579,000 | $ 310,000 |
| Howard County Maryland | 1 | $ 220,000 | $ 220,000 | $ 41,000 |
| Suffolk County Massachusetts | 1 | $ 427,000 | $ 427,000 | $ 189,000 |
| Carver County Minnesota | 1 | $ 986,000 | $ 986,000 | $ 427,000 |
| Ramsey County Minnesota | 1 | $ 800,000 | $ 800,000 | $ 252,000 |
| Wright County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 170,000 |
| Christian County Missouri | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Greene County Missouri | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Jefferson County Missouri | 1 | $ 138,000 | $ 138,000 | $ 128,000 |
| Washoe County Nevada | 1 | $ 804,000 | $ 804,000 | $ 390,000 |
| Burlington County New Jersey | 1 | $ 621,000 | $ 621,000 | $ 233,000 |
| Suffolk County New York | 1 | $ 684,000 | $ 684,000 | $ 281,000 |
| Durham County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 87,000 |
| Iredell County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| Lincoln County North Carolina | 1 | $ 490,000 | $ 490,000 | $ 270,000 |
| Mecklenburg County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 131,000 |
| New Hanover County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 130,000 |
| Union County North Carolina | 1 | $ 722,000 | $ 722,000 | $ 362,000 |
| Licking County Ohio | 1 | $ 147,000 | $ 147,000 | $ 91,000 |
| Morrow County Ohio | 1 | $ 270,000 | $ 270,000 | $ 174,000 |
| Warren County Ohio | 1 | $ 268,000 | $ 268,000 | $ 67,000 |
| Oklahoma County Oklahoma | 1 | $ 697,000 | $ 697,000 | $ 587,000 |
| Tulsa County Oklahoma | 1 | $ 880,000 | $ 880,000 | $ 936,000 |
| Clackamas County Oregon | 1 | $ 521,000 | $ 521,000 | $ 267,000 |
| Washington County Oregon | 1 | $ 477,000 | $ 477,000 | $ 207,000 |
| Carbon County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 250,000 |
| Lehigh County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| York County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 27,000 |
| Providence County Rhode Island | 1 | $ 452,000 | $ 452,000 | $ 192,000 |
| Berkeley County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Montgomery County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Dallas County Texas | 1 | $ 800,000 | $ 800,000 | $ 238,000 |
| Fort Bend County Texas | 1 | $ 197,000 | $ 197,000 | $ 115,000 |
| Harris County Texas | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Hays County Texas | 1 | $ 201,000 | $ 201,000 | $ 221,000 |
| Llano County Texas | 1 | $ 956,000 | $ 956,000 | $ 379,000 |
| Navarro County Texas | 1 | $ 94,000 | $ 94,000 | $ 215,000 |
| Randall County Texas | 1 | $ 491,000 | $ 491,000 | $ 382,000 |
| Salt Lake County Utah | 1 | $ 333,000 | $ 333,000 | $ 165,000 |
| Albemarle County Virginia | 1 | $ 690,000 | $ 690,000 | $ 223,000 |
| James City County Virginia | 1 | $ 869,000 | $ 869,000 | $ 720,000 |
| Loudoun County Virginia | 1 | $ 772,000 | $ 772,000 | $ 403,000 |
| Prince William County Virginia | 1 | $ 752,000 | $ 752,000 | $ 320,000 |
| Kitsap County Washington | 1 | $ 480,000 | $ 480,000 | $ 247,000 |
| Brown County Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 52,000 |
| Eau Claire County Wisconsin | 1 | $ 288,000 | $ 288,000 | $ 113,000 |
| Florence County Wisconsin | 1 | $ 269,000 | $ 269,000 | $ 234,000 |
| Fond du Lac County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Jefferson County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Manitowoc County Wisconsin | 1 | $ 338,000 | $ 338,000 | $ 100,000 |
| Marinette County Wisconsin | 1 | $ 257,000 | $ 257,000 | $ 153,000 |
| Oconto County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
| Outagamie County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Sheboygan County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 136,000 |
| Walworth County Wisconsin | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Waupaca County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 286 | $118,230,000 | $413,000 | $1,795,000 | $205,000 | $1,888,000 |
| Home Purchase | 278 | $116,637,000 | $419,000 | $1,200,000 | $203,000 | $783,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 301 | $91,156,000 | $302,000 | $1,000,000 | $155,000 | $801,000 |
| White | 219 | $115,632,000 | $528,000 | $1,500,000 | $239,000 | $1,134,000 |
| Not Provided | 19 | $13,685,000 | $720,000 | $1,795,000 | $441,000 | $1,888,000 |
| Asian | 17 | $9,373,000 | $551,000 | $928,000 | $287,000 | $705,000 |
| Hispanic | 6 | $3,541,000 | $590,000 | $765,000 | $358,000 | $783,000 |
| Black or African American | 2 | $1,480,000 | $740,000 | $789,000 | $292,000 | $374,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 549 | $231,975,000 | $422,000 | $1,795,000 | $208,000 | $1,888,000 |
| FHA-insured (Federal Housing Administration) | 15 | $2,892,000 | $192,000 | $465,000 | $64,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 303 | $91,838,000 | $303,000 | $1,000,000 | $155,000 | $801,000 |
| Loan Originated | 216 | $111,867,000 | $517,000 | $1,336,000 | $249,000 | $1,134,000 |
| Application Denied By Financial Institution | 25 | $17,205,000 | $688,000 | $1,795,000 | $340,000 | $1,888,000 |
| Application Withdrawn By Applicant | 15 | $9,786,000 | $652,000 | $1,500,000 | $299,000 | $659,000 |
| Application Approved But Not Accepted | 5 | $4,171,000 | $834,000 | $1,200,000 | $276,000 | $377,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $4,548,000 | $758,000 | $1,795,000 | $374,000 | $862,000 |
| Credit History | 5 | $3,050,000 | $610,000 | $900,000 | $597,000 | $1,888,000 |
| Debt-To-Income Ratio | 5 | $2,615,000 | $523,000 | $980,000 | $137,000 | $224,000 |
| Credit Application Incomplete | 3 | $2,241,000 | $747,000 | $912,000 | $295,000 | $431,000 |
| Collateral | 2 | $1,321,000 | $660,000 | $681,000 | $236,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,529,000 | $764,000 | $1,000,000 | $298,000 | $430,000 |
| Unverifiable Information | 1 | $1,144,000 | $1,144,000 | $1,144,000 | $393,000 | $393,000 |
| Employment History | 1 | $757,000 | $757,000 | $757,000 | $250,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.