Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Mortgage Company, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Guardian Mortgage Company, Inc 100 N. Central Expressway Suite 190 Richardson, TX 75083 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,163 |
Total Mortgage Loan Application Amount | $718,477,000 |
Average Mortgage Loan Application Amount | $168,500 |
Highest Mortgage Loan Application Amount | $417,000 |
Average Applicant Income | $102,500 |
Highest Applicant Income | $2,419,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Collin County Texas | 959 | $ 183,814,000 | $ 191,000 | $ 123,000 |
Genesee County Michigan | 781 | $ 99,302,000 | $ 127,000 | $ 75,000 |
Tarrant County Texas | 629 | $ 102,607,000 | $ 163,000 | $ 110,000 |
Dallas County Texas | 575 | $ 111,348,000 | $ 193,000 | $ 117,000 |
Denton County Texas | 430 | $ 85,935,000 | $ 199,000 | $ 114,000 |
Oakland County Michigan | 231 | $ 38,990,000 | $ 168,000 | $ 102,000 |
Macomb County Michigan | 66 | $ 10,874,000 | $ 164,000 | $ 96,000 |
Wayne County Michigan | 52 | $ 9,293,000 | $ 178,000 | $ 108,000 |
Livingston County Michigan | 46 | $ 7,895,000 | $ 171,000 | $ 104,000 |
Rockwall County Texas | 29 | $ 5,145,000 | $ 177,000 | $ 115,000 |
Harris County Texas | 28 | $ 7,184,000 | $ 256,000 | $ 133,000 |
Lapeer County Michigan | 26 | $ 4,027,000 | $ 154,000 | $ 78,000 |
Parker County Texas | 22 | $ 4,170,000 | $ 189,000 | $ 130,000 |
Shiawassee County Michigan | 17 | $ 2,082,000 | $ 122,000 | $ 70,000 |
Travis County Texas | 17 | $ 3,704,000 | $ 217,000 | $ 130,000 |
Ellis County Texas | 16 | $ 3,071,000 | $ 191,000 | $ 98,000 |
Johnson County Texas | 14 | $ 2,294,000 | $ 163,000 | $ 102,000 |
Henderson County Texas | 13 | $ 2,476,000 | $ 190,000 | $ 116,000 |
Kaufman County Texas | 12 | $ 1,928,000 | $ 160,000 | $ 109,000 |
Saginaw County Michigan | 11 | $ 1,418,000 | $ 128,000 | $ 68,000 |
Washtenaw County Michigan | 9 | $ 1,864,000 | $ 207,000 | $ 112,000 |
Grayson County Texas | 9 | $ 1,449,000 | $ 161,000 | $ 108,000 |
Iosco County Michigan | 7 | $ 560,000 | $ 80,000 | $ 72,000 |
Hood County Texas | 7 | $ 1,170,000 | $ 167,000 | $ 87,000 |
Grand Traverse County Michigan | 6 | $ 838,000 | $ 139,000 | $ 76,000 |
Tuscola County Michigan | 6 | $ 632,000 | $ 105,000 | $ 76,000 |
Williamson County Texas | 6 | $ 1,030,000 | $ 171,000 | $ 114,000 |
Hamilton County Texas | 5 | $ 444,000 | $ 88,000 | $ 47,000 |
Nueces County Texas | 5 | $ 1,116,000 | $ 223,000 | $ 247,000 |
Smith County Texas | 5 | $ 803,000 | $ 160,000 | $ 215,000 |
Emmet County Michigan | 4 | $ 938,000 | $ 234,000 | $ 83,000 |
Ogemaw County Michigan | 4 | $ 534,000 | $ 133,000 | $ 86,000 |
Ottawa County Michigan | 4 | $ 620,000 | $ 155,000 | $ 56,000 |
Roscommon County Michigan | 4 | $ 564,000 | $ 141,000 | $ 109,000 |
Bexar County Texas | 4 | $ 1,023,000 | $ 255,000 | $ 125,000 |
Hunt County Texas | 4 | $ 804,000 | $ 201,000 | $ 88,000 |
Wood County Texas | 4 | $ 442,000 | $ 110,000 | $ 91,000 |
Charlevoix County Michigan | 3 | $ 416,000 | $ 138,000 | $ 98,000 |
Cheboygan County Michigan | 3 | $ 473,000 | $ 157,000 | $ 181,000 |
Clare County Michigan | 3 | $ 281,000 | $ 93,000 | $ 79,000 |
Kalamazoo County Michigan | 3 | $ 431,000 | $ 143,000 | $ 101,000 |
Leelanau County Michigan | 3 | $ 746,000 | $ 248,000 | $ 339,000 |
Bowie County Texas | 3 | $ 539,000 | $ 179,000 | $ 77,000 |
Cooke County Texas | 3 | $ 594,000 | $ 198,000 | $ 199,000 |
Fannin County Texas | 3 | $ 255,000 | $ 85,000 | $ 47,000 |
Alcona County Michigan | 2 | $ 441,000 | $ 220,000 | $ 189,000 |
Antrim County Michigan | 2 | $ 311,000 | $ 155,000 | $ 101,000 |
Clinton County Michigan | 2 | $ 356,000 | $ 178,000 | $ 116,000 |
Crawford County Michigan | 2 | $ 284,000 | $ 142,000 | $ 150,000 |
Gladwin County Michigan | 2 | $ 309,000 | $ 154,000 | $ 80,000 |
Huron County Michigan | 2 | $ 239,000 | $ 119,000 | $ 74,000 |
Kent County Michigan | 2 | $ 425,000 | $ 212,000 | $ 102,000 |
Montcalm County Michigan | 2 | $ 162,000 | $ 81,000 | $ 80,000 |
Presque Isle County Michigan | 2 | $ 332,000 | $ 166,000 | $ 94,000 |
Sanilac County Michigan | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
Brazoria County Texas | 2 | $ 372,000 | $ 186,000 | $ 98,000 |
Brazos County Texas | 2 | $ 207,000 | $ 103,000 | $ 102,000 |
El Paso County Texas | 2 | $ 307,000 | $ 153,000 | $ 127,000 |
Erath County Texas | 2 | $ 232,000 | $ 116,000 | $ 115,000 |
Fort Bend County Texas | 2 | $ 427,000 | $ 213,000 | $ 126,000 |
Franklin County Texas | 2 | $ 488,000 | $ 244,000 | $ 142,000 |
Hill County Texas | 2 | $ 208,000 | $ 104,000 | $ 79,000 |
McLennan County Texas | 2 | $ 202,000 | $ 101,000 | $ 87,000 |
Palo Pinto County Texas | 2 | $ 535,000 | $ 267,000 | $ 400,000 |
Rains County Texas | 2 | $ 197,000 | $ 98,000 | $ 60,000 |
Taylor County Texas | 2 | $ 248,000 | $ 124,000 | $ 93,000 |
Van Zandt County Texas | 2 | $ 435,000 | $ 217,000 | $ 93,000 |
Wise County Texas | 2 | $ 303,000 | $ 151,000 | $ 73,000 |
Alpena County Michigan | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
Arenac County Michigan | 1 | $ 269,000 | $ 269,000 | $ 514,000 |
Benzie County Michigan | 1 | $ 193,000 | $ 193,000 | $ 195,000 |
Branch County Michigan | 1 | $ 246,000 | $ 246,000 | $ 168,000 |
Eaton County Michigan | 1 | $ 360,000 | $ 360,000 | $ 531,000 |
Gratiot County Michigan | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
Ingham County Michigan | 1 | $ 176,000 | $ 176,000 | $ 95,000 |
Jackson County Michigan | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
Lenawee County Michigan | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
Menominee County Michigan | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
Midland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
Montmorency County Michigan | 1 | $ 42,000 | $ 42,000 | $ 76,000 |
Osceola County Michigan | 1 | $ 302,000 | $ 302,000 | $ 59,000 |
St. Clair County Michigan | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
Wexford County Michigan | 1 | $ 403,000 | $ 403,000 | $ 200,000 |
Aransas County Texas | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
Austin County Texas | 1 | $ 264,000 | $ 264,000 | $ 80,000 |
Bandera County Texas | 1 | $ 142,000 | $ 142,000 | $ 109,000 |
Dawson County Texas | 1 | $ 66,000 | $ 66,000 | $ 131,000 |
Gregg County Texas | 1 | $ 183,000 | $ 183,000 | $ 117,000 |
Houston County Texas | 1 | $ 186,000 | $ 186,000 | $ 106,000 |
Kerr County Texas | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
Lamar County Texas | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
Lavaca County Texas | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
Montgomery County Texas | 1 | $ 333,000 | $ 333,000 | $ 108,000 |
Navarro County Texas | 1 | $ 236,000 | $ 236,000 | $ 131,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 3,050 | $538,863,000 | $176,000 | $417,000 | $111,000 | $2,419,000 |
Home Purchase | 1,113 | $179,614,000 | $161,000 | $417,000 | $94,000 | $715,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,931 | $490,388,000 | $167,000 | $417,000 | $106,000 | $2,419,000 |
Not Provided | 717 | $139,161,000 | $194,000 | $417,000 | $113,000 | $715,000 |
Asian | 324 | $60,122,000 | $185,000 | $417,000 | $113,000 | $636,000 |
Black or African American | 99 | $14,013,000 | $141,000 | $417,000 | $75,000 | $322,000 |
Hispanic | 82 | $12,929,000 | $157,000 | $412,000 | $95,000 | $407,000 |
American Indian or Alaskan Native | 7 | $1,445,000 | $206,000 | $417,000 | $114,000 | $160,000 |
Native Hawaiian or Other Pacific Islander | 3 | $419,000 | $139,000 | $179,000 | $144,000 | $189,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,385 | $609,613,000 | $180,000 | $417,000 | $118,000 | $2,419,000 |
FHA-insured (Federal Housing Administration) | 663 | $89,255,000 | $134,000 | $303,000 | $59,000 | $265,000 |
VA-guaranteed (Veterans Administration) | 115 | $19,609,000 | $170,000 | $400,000 | $53,000 | $250,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,836 | $664,602,000 | $173,000 | $417,000 | $109,000 | $2,419,000 |
Application Withdrawn By Applicant | 205 | $33,997,000 | $165,000 | $417,000 | $71,000 | $360,000 |
Application Denied By Financial Institution | 114 | $18,626,000 | $163,000 | $417,000 | $87,000 | $754,000 |
Application Approved But Not Accepted | 6 | $1,055,000 | $175,000 | $314,000 | $107,000 | $162,000 |
File Closed For Incompleteness | 2 | $197,000 | $98,000 | $124,000 | $71,000 | $78,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 67 | $11,206,000 | $167,000 | $374,000 | $80,000 | $225,000 |
Other | 17 | $2,530,000 | $148,000 | $293,000 | $117,000 | $754,000 |
Debt-To-Income Ratio | 7 | $720,000 | $102,000 | $193,000 | $37,000 | $144,000 |
Credit History | 5 | $474,000 | $94,000 | $128,000 | $78,000 | $120,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.