Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Guidance Residential, Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,077 |
| Total Mortgage Loan Application Amount | $566,743,000 |
| Average Mortgage Loan Application Amount | $272,500 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 197 | $ 50,199,000 | $ 254,000 | $ 102,000 |
| DuPage County Illinois | 115 | $ 28,774,000 | $ 250,000 | $ 98,000 |
| Middlesex County New Jersey | 69 | $ 22,635,000 | $ 328,000 | $ 114,000 |
| Wayne County Michigan | 65 | $ 10,288,000 | $ 158,000 | $ 73,000 |
| Fairfax County Virginia | 58 | $ 23,015,000 | $ 396,000 | $ 113,000 |
| Orange County Florida | 57 | $ 17,846,000 | $ 313,000 | $ 143,000 |
| Queens County New York | 48 | $ 21,386,000 | $ 445,000 | $ 124,000 |
| King County Washington | 38 | $ 12,787,000 | $ 336,000 | $ 113,000 |
| Franklin County Ohio | 36 | $ 6,238,000 | $ 173,000 | $ 72,000 |
| Baltimore County Maryland | 34 | $ 7,251,000 | $ 213,000 | $ 73,000 |
| Will County Illinois | 31 | $ 8,382,000 | $ 270,000 | $ 89,000 |
| Bergen County New Jersey | 31 | $ 10,449,000 | $ 337,000 | $ 115,000 |
| Oakland County Michigan | 27 | $ 6,737,000 | $ 249,000 | $ 103,000 |
| Cuyahoga County Ohio | 26 | $ 3,523,000 | $ 135,000 | $ 67,000 |
| Montgomery County Maryland | 25 | $ 8,487,000 | $ 339,000 | $ 116,000 |
| Kings County New York | 25 | $ 11,604,000 | $ 464,000 | $ 125,000 |
| Delaware County Pennsylvania | 25 | $ 2,966,000 | $ 118,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 25 | $ 2,816,000 | $ 112,000 | $ 47,000 |
| Prince George's County Maryland | 24 | $ 6,924,000 | $ 288,000 | $ 89,000 |
| Anoka County Minnesota | 24 | $ 6,406,000 | $ 266,000 | $ 86,000 |
| Los Angeles County California | 22 | $ 9,366,000 | $ 425,000 | $ 123,000 |
| Hillsborough County Florida | 22 | $ 5,476,000 | $ 248,000 | $ 99,000 |
| Santa Clara County California | 21 | $ 12,453,000 | $ 593,000 | $ 144,000 |
| Middlesex County Massachusetts | 21 | $ 6,196,000 | $ 295,000 | $ 85,000 |
| St. Louis County Missouri | 21 | $ 6,576,000 | $ 313,000 | $ 159,000 |
| Nassau County New York | 21 | $ 9,877,000 | $ 470,000 | $ 151,000 |
| Broward County Florida | 20 | $ 4,993,000 | $ 249,000 | $ 79,000 |
| Essex County New Jersey | 20 | $ 4,955,000 | $ 247,000 | $ 155,000 |
| Loudoun County Virginia | 20 | $ 7,593,000 | $ 379,000 | $ 120,000 |
| Suffolk County Massachusetts | 19 | $ 6,416,000 | $ 337,000 | $ 92,000 |
| San Bernardino County California | 17 | $ 6,902,000 | $ 406,000 | $ 92,000 |
| Fulton County Georgia | 16 | $ 5,274,000 | $ 329,000 | $ 132,000 |
| Kane County Illinois | 16 | $ 3,665,000 | $ 229,000 | $ 77,000 |
| Hennepin County Minnesota | 16 | $ 3,323,000 | $ 207,000 | $ 65,000 |
| Mercer County New Jersey | 16 | $ 3,898,000 | $ 243,000 | $ 91,000 |
| Palm Beach County Florida | 15 | $ 4,571,000 | $ 304,000 | $ 132,000 |
| Hudson County New Jersey | 15 | $ 5,096,000 | $ 339,000 | $ 115,000 |
| Passaic County New Jersey | 15 | $ 4,054,000 | $ 270,000 | $ 154,000 |
| Gwinnett County Georgia | 14 | $ 2,630,000 | $ 187,000 | $ 65,000 |
| Baltimore City County Maryland | 14 | $ 2,633,000 | $ 188,000 | $ 69,000 |
| Milwaukee County Wisconsin | 14 | $ 2,123,000 | $ 151,000 | $ 61,000 |
| Alameda County California | 13 | $ 5,178,000 | $ 398,000 | $ 114,000 |
| Miami-Dade County Florida | 13 | $ 2,970,000 | $ 228,000 | $ 98,000 |
| Richmond County New York | 13 | $ 5,034,000 | $ 387,000 | $ 103,000 |
| Mecklenburg County North Carolina | 13 | $ 1,841,000 | $ 141,000 | $ 83,000 |
| Wake County North Carolina | 13 | $ 2,173,000 | $ 167,000 | $ 99,000 |
| Sacramento County California | 12 | $ 4,262,000 | $ 355,000 | $ 99,000 |
| Essex County Massachusetts | 12 | $ 4,187,000 | $ 348,000 | $ 87,000 |
| DeKalb County Georgia | 11 | $ 1,513,000 | $ 137,000 | $ 64,000 |
| Peoria County Illinois | 11 | $ 2,192,000 | $ 199,000 | $ 73,000 |
| Dakota County Minnesota | 11 | $ 2,861,000 | $ 260,000 | $ 99,000 |
| Somerset County New Jersey | 11 | $ 2,979,000 | $ 270,000 | $ 120,000 |
| Riverside County California | 10 | $ 5,172,000 | $ 517,000 | $ 176,000 |
| Worcester County Massachusetts | 10 | $ 2,232,000 | $ 223,000 | $ 83,000 |
| Suffolk County New York | 10 | $ 3,041,000 | $ 304,000 | $ 94,000 |
| Prince William County Virginia | 10 | $ 3,747,000 | $ 374,000 | $ 104,000 |
| Orange County California | 9 | $ 4,581,000 | $ 509,000 | $ 134,000 |
| Duval County Florida | 9 | $ 1,931,000 | $ 214,000 | $ 76,000 |
| Osceola County Florida | 9 | $ 2,081,000 | $ 231,000 | $ 78,000 |
| Marion County Indiana | 9 | $ 1,525,000 | $ 169,000 | $ 70,000 |
| Fresno County California | 8 | $ 3,007,000 | $ 375,000 | $ 191,000 |
| Champaign County Illinois | 8 | $ 1,283,000 | $ 160,000 | $ 72,000 |
| Lake County Indiana | 8 | $ 2,748,000 | $ 343,000 | $ 105,000 |
| Howard County Maryland | 8 | $ 2,425,000 | $ 303,000 | $ 108,000 |
| Macomb County Michigan | 8 | $ 1,086,000 | $ 135,000 | $ 63,000 |
| Washtenaw County Michigan | 8 | $ 1,423,000 | $ 177,000 | $ 62,000 |
| Boone County Missouri | 8 | $ 1,407,000 | $ 175,000 | $ 108,000 |
| Atlantic County New Jersey | 8 | $ 1,626,000 | $ 203,000 | $ 75,000 |
| Camden County New Jersey | 8 | $ 1,590,000 | $ 198,000 | $ 203,000 |
| Lehigh County Pennsylvania | 8 | $ 1,290,000 | $ 161,000 | $ 52,000 |
| Waukesha County Wisconsin | 8 | $ 2,144,000 | $ 268,000 | $ 75,000 |
| Lake County Illinois | 7 | $ 1,831,000 | $ 261,000 | $ 89,000 |
| Winnebago County Illinois | 7 | $ 1,223,000 | $ 174,000 | $ 139,000 |
| Norfolk County Massachusetts | 7 | $ 1,941,000 | $ 277,000 | $ 86,000 |
| Genesee County Michigan | 7 | $ 2,306,000 | $ 329,000 | $ 119,000 |
| Burlington County New Jersey | 7 | $ 1,198,000 | $ 171,000 | $ 60,000 |
| Monmouth County New Jersey | 7 | $ 2,461,000 | $ 351,000 | $ 110,000 |
| Bronx County New York | 7 | $ 2,374,000 | $ 339,000 | $ 110,000 |
| Montgomery County Pennsylvania | 7 | $ 2,520,000 | $ 360,000 | $ 113,000 |
| San Diego County California | 6 | $ 2,419,000 | $ 403,000 | $ 101,000 |
| New Haven County Connecticut | 6 | $ 903,000 | $ 150,000 | $ 55,000 |
| Marion County Florida | 6 | $ 712,000 | $ 118,000 | $ 136,000 |
| Hendricks County Indiana | 6 | $ 955,000 | $ 159,000 | $ 60,000 |
| Charles County Maryland | 6 | $ 1,495,000 | $ 249,000 | $ 142,000 |
| Washington County Minnesota | 6 | $ 1,568,000 | $ 261,000 | $ 68,000 |
| Henrico County Virginia | 6 | $ 1,159,000 | $ 193,000 | $ 80,000 |
| Richmond City County Virginia | 6 | $ 613,000 | $ 102,000 | $ 55,000 |
| Snohomish County Washington | 6 | $ 1,885,000 | $ 314,000 | $ 86,000 |
| Hartford County Connecticut | 5 | $ 976,000 | $ 195,000 | $ 92,000 |
| Seminole County Florida | 5 | $ 1,244,000 | $ 248,000 | $ 77,000 |
| Erie County New York | 5 | $ 371,000 | $ 74,000 | $ 55,000 |
| Butler County Ohio | 5 | $ 1,339,000 | $ 267,000 | $ 188,000 |
| Lucas County Ohio | 5 | $ 1,345,000 | $ 269,000 | $ 173,000 |
| Summit County Ohio | 5 | $ 570,000 | $ 114,000 | $ 56,000 |
| Dane County Wisconsin | 5 | $ 1,052,000 | $ 210,000 | $ 63,000 |
| Contra Costa County California | 4 | $ 1,732,000 | $ 433,000 | $ 63,000 |
| Kern County California | 4 | $ 1,297,000 | $ 324,000 | $ 149,000 |
| Ventura County California | 4 | $ 1,954,000 | $ 488,000 | $ 139,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,446,000 | $ 361,000 | $ 115,000 |
| Clay County Florida | 4 | $ 1,044,000 | $ 261,000 | $ 113,000 |
| Lake County Florida | 4 | $ 941,000 | $ 235,000 | $ 167,000 |
| Pinellas County Florida | 4 | $ 1,411,000 | $ 352,000 | $ 135,000 |
| Cobb County Georgia | 4 | $ 1,021,000 | $ 255,000 | $ 93,000 |
| Anne Arundel County Maryland | 4 | $ 1,355,000 | $ 338,000 | $ 92,000 |
| Harford County Maryland | 4 | $ 1,141,000 | $ 285,000 | $ 134,000 |
| St. Louis City County Missouri | 4 | $ 320,000 | $ 80,000 | $ 38,000 |
| Morris County New Jersey | 4 | $ 1,269,000 | $ 317,000 | $ 99,000 |
| Dutchess County New York | 4 | $ 1,174,000 | $ 293,000 | $ 82,000 |
| Onondaga County New York | 4 | $ 255,000 | $ 63,000 | $ 29,000 |
| Saratoga County New York | 4 | $ 1,252,000 | $ 313,000 | $ 183,000 |
| Greene County Ohio | 4 | $ 1,041,000 | $ 260,000 | $ 119,000 |
| Northampton County Pennsylvania | 4 | $ 1,070,000 | $ 267,000 | $ 83,000 |
| Arlington County Virginia | 4 | $ 1,136,000 | $ 284,000 | $ 193,000 |
| Hampton County Virginia | 4 | $ 714,000 | $ 178,000 | $ 71,000 |
| Pierce County Washington | 4 | $ 531,000 | $ 132,000 | $ 71,000 |
| Lee County Florida | 3 | $ 750,000 | $ 250,000 | $ 301,000 |
| Fayette County Georgia | 3 | $ 653,000 | $ 217,000 | $ 56,000 |
| McHenry County Illinois | 3 | $ 549,000 | $ 183,000 | $ 56,000 |
| Plymouth County Massachusetts | 3 | $ 767,000 | $ 255,000 | $ 108,000 |
| Ingham County Michigan | 3 | $ 515,000 | $ 171,000 | $ 81,000 |
| Olmsted County Minnesota | 3 | $ 439,000 | $ 146,000 | $ 52,000 |
| Ramsey County Minnesota | 3 | $ 607,000 | $ 202,000 | $ 65,000 |
| Union County New Jersey | 3 | $ 911,000 | $ 303,000 | $ 133,000 |
| Cumberland County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 54,000 |
| Hamilton County Ohio | 3 | $ 613,000 | $ 204,000 | $ 75,000 |
| Chester County Pennsylvania | 3 | $ 1,110,000 | $ 370,000 | $ 88,000 |
| Cumberland County Pennsylvania | 3 | $ 1,018,000 | $ 339,000 | $ 134,000 |
| Virginia Beach County Virginia | 3 | $ 684,000 | $ 228,000 | $ 52,000 |
| San Francisco County California | 2 | $ 764,000 | $ 382,000 | $ 23,000 |
| San Joaquin County California | 2 | $ 706,000 | $ 353,000 | $ 142,000 |
| San Mateo County California | 2 | $ 1,108,000 | $ 554,000 | $ 142,000 |
| Bay County Florida | 2 | $ 570,000 | $ 285,000 | $ 141,000 |
| Pasco County Florida | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Polk County Florida | 2 | $ 423,000 | $ 211,000 | $ 78,000 |
| Sarasota County Florida | 2 | $ 833,000 | $ 416,000 | $ 420,000 |
| Volusia County Florida | 2 | $ 577,000 | $ 288,000 | $ 103,000 |
| Clayton County Georgia | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Muscogee County Georgia | 2 | $ 170,000 | $ 85,000 | $ 362,000 |
| Richmond County Georgia | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Clark County Illinois | 2 | $ 91,000 | $ 45,000 | $ 30,000 |
| Macon County Illinois | 2 | $ 387,000 | $ 193,000 | $ 119,000 |
| Sangamon County Illinois | 2 | $ 251,000 | $ 125,000 | $ 70,000 |
| St. Clair County Illinois | 2 | $ 415,000 | $ 207,000 | $ 81,000 |
| Hamilton County Indiana | 2 | $ 382,000 | $ 191,000 | $ 118,000 |
| Washington County Maryland | 2 | $ 560,000 | $ 280,000 | $ 62,000 |
| Wicomico County Maryland | 2 | $ 413,000 | $ 206,000 | $ 125,000 |
| Bristol County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Hampden County Massachusetts | 2 | $ 201,000 | $ 100,000 | $ 69,000 |
| Kalamazoo County Michigan | 2 | $ 439,000 | $ 219,000 | $ 52,000 |
| Lyon County Minnesota | 2 | $ 362,000 | $ 181,000 | $ 125,000 |
| Scott County Minnesota | 2 | $ 344,000 | $ 172,000 | $ 58,000 |
| Jackson County Missouri | 2 | $ 306,000 | $ 153,000 | $ 88,000 |
| St. Charles County Missouri | 2 | $ 424,000 | $ 212,000 | $ 114,000 |
| Albany County New York | 2 | $ 338,000 | $ 169,000 | $ 233,000 |
| Monroe County New York | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
| Orange County New York | 2 | $ 532,000 | $ 266,000 | $ 73,000 |
| Sullivan County New York | 2 | $ 373,000 | $ 186,000 | $ 123,000 |
| Johnston County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 188,000 |
| Bucks County Pennsylvania | 2 | $ 408,000 | $ 204,000 | $ 89,000 |
| Centre County Pennsylvania | 2 | $ 365,000 | $ 182,000 | $ 76,000 |
| Chesterfield County Virginia | 2 | $ 703,000 | $ 351,000 | $ 92,000 |
| Fredericksburg County Virginia | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Manassas Park County Virginia | 2 | $ 501,000 | $ 250,000 | $ 115,000 |
| Thurston County Washington | 2 | $ 540,000 | $ 270,000 | $ 58,000 |
| Dunn County Wisconsin | 2 | $ 602,000 | $ 301,000 | $ 92,000 |
| Eau Claire County Wisconsin | 2 | $ 1,040,000 | $ 520,000 | $ 314,000 |
| Merced County California | 1 | $ 338,000 | $ 338,000 | $ 113,000 |
| Monterey County California | 1 | $ 246,000 | $ 246,000 | $ 60,000 |
| Santa Barbara County California | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Yolo County California | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| New London County Connecticut | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Brevard County Florida | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Leon County Florida | 1 | $ 448,000 | $ 448,000 | $ 140,000 |
| Okeechobee County Florida | 1 | $ 257,000 | $ 257,000 | $ 161,000 |
| Putnam County Florida | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Coweta County Georgia | 1 | $ 102,000 | $ 102,000 | $ 88,000 |
| Douglas County Georgia | 1 | $ 129,000 | $ 129,000 | $ 54,000 |
| Houston County Georgia | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Jasper County Georgia | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| DeKalb County Illinois | 1 | $ 323,000 | $ 323,000 | $ 62,000 |
| Grundy County Illinois | 1 | $ 196,000 | $ 196,000 | $ 101,000 |
| Kendall County Illinois | 1 | $ 300,000 | $ 300,000 | $ 235,000 |
| Rock Island County Illinois | 1 | $ 143,000 | $ 143,000 | $ 35,000 |
| Porter County Indiana | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| St. Joseph County Indiana | 1 | $ 91,000 | $ 91,000 | $ 69,000 |
| Tippecanoe County Indiana | 1 | $ 220,000 | $ 220,000 | $ 184,000 |
| Vigo County Indiana | 1 | $ 139,000 | $ 139,000 | $ 65,000 |
| Warrick County Indiana | 1 | $ 318,000 | $ 318,000 | $ 400,000 |
| Talbot County Maryland | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| Hampshire County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Eaton County Michigan | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Isabella County Michigan | 1 | $ 160,000 | $ 160,000 | $ 276,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Monroe County Michigan | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Benton County Minnesota | 1 | $ 209,000 | $ 209,000 | $ 100,000 |
| Sherburne County Minnesota | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Wright County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Butler County Missouri | 1 | $ 224,000 | $ 224,000 | $ 225,000 |
| Cass County Missouri | 1 | $ 159,000 | $ 159,000 | $ 34,000 |
| Phelps County Missouri | 1 | $ 274,000 | $ 274,000 | $ 160,000 |
| Taney County Missouri | 1 | $ 240,000 | $ 240,000 | $ 360,000 |
| Hunterdon County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 88,000 |
| Sussex County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 84,000 |
| Broome County New York | 1 | $ 68,000 | $ 68,000 | $ 100,000 |
| Columbia County New York | 1 | $ 158,000 | $ 158,000 | $ 90,000 |
| Niagara County New York | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Oneida County New York | 1 | $ 242,000 | $ 242,000 | $ 80,000 |
| Rensselaer County New York | 1 | $ 88,000 | $ 88,000 | $ 94,000 |
| Westchester County New York | 1 | $ 432,000 | $ 432,000 | $ 106,000 |
| Cabarrus County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 86,000 |
| Guilford County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 125,000 |
| Pitt County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Randolph County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Rockingham County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 167,000 |
| Rowan County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Scotland County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 458,000 |
| Columbiana County Ohio | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Delaware County Ohio | 1 | $ 223,000 | $ 223,000 | $ 67,000 |
| Fairfield County Ohio | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Jackson County Ohio | 1 | $ 188,000 | $ 188,000 | $ 125,000 |
| Lawrence County Ohio | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Lorain County Ohio | 1 | $ 203,000 | $ 203,000 | $ 96,000 |
| Mahoning County Ohio | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Montgomery County Ohio | 1 | $ 161,000 | $ 161,000 | $ 91,000 |
| Warren County Ohio | 1 | $ 522,000 | $ 522,000 | $ 192,000 |
| Allegheny County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 102,000 |
| Blair County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Cambria County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 86,000 |
| Carbon County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 110,000 |
| Erie County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 20,000 |
| Fayette County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Monroe County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 70,000 |
| Schuylkill County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 156,000 |
| Somerset County Pennsylvania | 1 | $ 376,000 | $ 376,000 | $ 264,000 |
| Westmoreland County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 150,000 |
| York County Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 128,000 |
| Charlotte County Virginia | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Fauquier County Virginia | 1 | $ 673,000 | $ 673,000 | $ 81,000 |
| Harrisonburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Montgomery County Virginia | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Patrick County Virginia | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Powhatan County Virginia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Stafford County Virginia | 1 | $ 188,000 | $ 188,000 | $ 41,000 |
| Spokane County Washington | 1 | $ 229,000 | $ 229,000 | $ 100,000 |
| Kenosha County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 112,000 |
| Manitowoc County Wisconsin | 1 | $ 193,000 | $ 193,000 | $ 180,000 |
| Oconto County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 30,000 |
| Outagamie County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 150,000 |
| Rock County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,209 | $328,177,000 | $271,000 | $2,000,000 | $103,000 | $1,500,000 |
| Refinancing | 868 | $238,566,000 | $274,000 | $1,440,000 | $101,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,138 | $333,433,000 | $292,000 | $2,000,000 | $108,000 | $616,000 |
| White | 688 | $179,729,000 | $261,000 | $976,000 | $101,000 | $1,500,000 |
| Black or African American | 221 | $46,603,000 | $210,000 | $635,000 | $76,000 | $336,000 |
| Hispanic | 17 | $3,469,000 | $204,000 | $563,000 | $68,000 | $142,000 |
| Not Provided | 6 | $1,375,000 | $229,000 | $470,000 | $97,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,728,000 | $345,000 | $498,000 | $231,000 | $660,000 |
| American Indian or Alaskan Native | 2 | $406,000 | $203,000 | $289,000 | $82,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,077 | $566,743,000 | $272,000 | $2,000,000 | $102,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,007 | $262,562,000 | $260,000 | $1,425,000 | $105,000 | $1,500,000 |
| Application Withdrawn By Applicant | 389 | $110,106,000 | $283,000 | $2,000,000 | $104,000 | $1,200,000 |
| File Closed For Incompleteness | 344 | $97,452,000 | $283,000 | $960,000 | $96,000 | $660,000 |
| Application Approved But Not Accepted | 213 | $59,409,000 | $278,000 | $960,000 | $97,000 | $330,000 |
| Application Denied By Financial Institution | 94 | $27,021,000 | $287,000 | $1,715,000 | $101,000 | $864,000 |
| Preapproval Approved but not Accepted | 23 | $8,288,000 | $360,000 | $844,000 | $123,000 | $360,000 |
| Preapproval Denied by Financial Institution | 7 | $1,905,000 | $272,000 | $745,000 | $85,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $10,277,000 | $270,000 | $1,715,000 | $82,000 | $616,000 |
| Debt-To-Income Ratio | 18 | $5,706,000 | $317,000 | $673,000 | $66,000 | $142,000 |
| Mortgage Insurance Denied | 15 | $3,532,000 | $235,000 | $560,000 | $152,000 | $864,000 |
| Collateral | 14 | $3,074,000 | $219,000 | $488,000 | $102,000 | $252,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,655,000 | $531,000 | $1,615,000 | $184,000 | $600,000 |
| Unverifiable Information | 2 | $780,000 | $390,000 | $555,000 | $162,000 | $240,000 |
| Employment History | 2 | $997,000 | $498,000 | $685,000 | $143,000 | $180,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.