H&R Block Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
H&R Block Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | H&R Block Bank One H&R Block Way Kansas City, MO 64105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 236 |
| Total Mortgage Loan Application Amount | $44,247,000 |
| Average Mortgage Loan Application Amount | $268,000 |
| Highest Mortgage Loan Application Amount | $674,000 |
| Average Applicant Income | $124,500 |
| Highest Applicant Income | $1,678,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with H&R Block Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing H&R Block Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down H&R Block Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how H&R Block Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by H&R Block Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at H&R Block Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Eau Claire County Wisconsin | 33 | $ 5,203,000 | $ 157,000 | $ 269,000 |
| Dunn County Wisconsin | 13 | $ 3,153,000 | $ 242,000 | $ 291,000 |
| St. Croix County Wisconsin | 11 | $ 1,501,000 | $ 136,000 | $ 235,000 |
| Chippewa County Wisconsin | 7 | $ 1,106,000 | $ 158,000 | $ 104,000 |
| Dane County Wisconsin | 7 | $ 1,240,000 | $ 177,000 | $ 128,000 |
| Rock County Wisconsin | 7 | $ 540,000 | $ 77,000 | $ 70,000 |
| Lee County Florida | 6 | $ 1,040,000 | $ 173,000 | $ 176,000 |
| Baldwin County Alabama | 4 | $ 599,000 | $ 149,000 | $ 108,000 |
| Winnebago County Illinois | 4 | $ 372,000 | $ 93,000 | $ 74,000 |
| Monmouth County New Jersey | 4 | $ 1,093,000 | $ 273,000 | $ 528,000 |
| Winnebago County Wisconsin | 4 | $ 381,000 | $ 95,000 | $ 62,000 |
| Clark County Nevada | 3 | $ 480,000 | $ 160,000 | $ 55,000 |
| Bergen County New Jersey | 3 | $ 1,492,000 | $ 497,000 | $ 188,000 |
| Dallas County Texas | 3 | $ 497,000 | $ 165,000 | $ 194,000 |
| Lauderdale County Alabama | 2 | $ 174,000 | $ 87,000 | $ 83,000 |
| New Haven County Connecticut | 2 | $ 546,000 | $ 273,000 | $ 131,000 |
| Citrus County Florida | 2 | $ 412,000 | $ 206,000 | $ 84,000 |
| Lake County Florida | 2 | $ 344,000 | $ 172,000 | $ 187,000 |
| Miami-Dade County Florida | 2 | $ 446,000 | $ 223,000 | $ 128,000 |
| Orange County Florida | 2 | $ 229,000 | $ 114,000 | $ 57,000 |
| Palm Beach County Florida | 2 | $ 796,000 | $ 398,000 | $ 260,000 |
| Sarasota County Florida | 2 | $ 426,000 | $ 213,000 | $ 214,000 |
| Cobb County Georgia | 2 | $ 274,000 | $ 137,000 | $ 146,000 |
| Marion County Indiana | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Middlesex County Massachusetts | 2 | $ 932,000 | $ 466,000 | $ 135,000 |
| Nassau County New York | 2 | $ 667,000 | $ 333,000 | $ 78,000 |
| Multnomah County Oregon | 2 | $ 473,000 | $ 236,000 | $ 58,000 |
| Providence County Rhode Island | 2 | $ 322,000 | $ 161,000 | $ 128,000 |
| Montgomery County Texas | 2 | $ 347,000 | $ 173,000 | $ 100,000 |
| King County Washington | 2 | $ 788,000 | $ 394,000 | $ 127,000 |
| Spokane County Washington | 2 | $ 161,000 | $ 80,000 | $ 63,000 |
| La Crosse County Wisconsin | 2 | $ 209,000 | $ 104,000 | $ 72,000 |
| Marathon County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Racine County Wisconsin | 2 | $ 109,000 | $ 54,000 | $ 113,000 |
| Clay County Alabama | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Los Angeles County California | 1 | $ 390,000 | $ 390,000 | $ 71,000 |
| Riverside County California | 1 | $ 417,000 | $ 417,000 | $ 89,000 |
| San Bernardino County California | 1 | $ 343,000 | $ 343,000 | $ 88,000 |
| San Joaquin County California | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| Arapahoe County Colorado | 1 | $ 172,000 | $ 172,000 | $ 69,000 |
| Denver County Colorado | 1 | $ 169,000 | $ 169,000 | $ 46,000 |
| Broward County Florida | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Flagler County Florida | 1 | $ 629,000 | $ 629,000 | $ 562,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| Leon County Florida | 1 | $ 126,000 | $ 126,000 | $ 87,000 |
| Volusia County Florida | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| DeKalb County Georgia | 1 | $ 434,000 | $ 434,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Newton County Georgia | 1 | $ 336,000 | $ 336,000 | $ 147,000 |
| Thomas County Georgia | 1 | $ 133,000 | $ 133,000 | $ 79,000 |
| Honolulu County Hawaii | 1 | $ 199,000 | $ 199,000 | $ 54,000 |
| Maui County Hawaii | 1 | $ 196,000 | $ 196,000 | $ 31,000 |
| Cumberland County Illinois | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| DuPage County Illinois | 1 | $ 283,000 | $ 283,000 | $ 94,000 |
| Ripley County Indiana | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Floyd County Iowa | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Johnson County Kansas | 1 | $ 417,000 | $ 417,000 | $ 357,000 |
| Boyd County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 40,000 |
| Scott County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 278,000 |
| Oxford County Maine | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Washington County Maine | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Frederick County Maryland | 1 | $ 358,000 | $ 358,000 | $ 117,000 |
| Barnstable County Massachusetts | 1 | $ 362,000 | $ 362,000 | $ 49,000 |
| Bristol County Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 97,000 |
| Essex County Massachusetts | 1 | $ 202,000 | $ 202,000 | $ 76,000 |
| Kalamazoo County Michigan | 1 | $ 26,000 | $ 26,000 | $ 50,000 |
| Oakland County Michigan | 1 | $ 111,000 | $ 111,000 | $ 17,000 |
| Hennepin County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Olmsted County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 157,000 |
| Ramsey County Minnesota | 1 | $ 517,000 | $ 517,000 | $ 161,000 |
| Washington County Minnesota | 1 | $ 234,000 | $ 234,000 | $ 46,000 |
| Platte County Missouri | 1 | $ 340,000 | $ 340,000 | $ 170,000 |
| Missoula County Montana | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Clay County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Sarpy County Nebraska | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Rockingham County New Hampshire | 1 | $ 89,000 | $ 89,000 | $ 79,000 |
| Atlantic County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 28,000 |
| Gloucester County New Jersey | 1 | $ 227,000 | $ 227,000 | $ 52,000 |
| Bronx County New York | 1 | $ 417,000 | $ 417,000 | $ 42,000 |
| Broome County New York | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Kings County New York | 1 | $ 537,000 | $ 537,000 | $ 106,000 |
| Westchester County New York | 1 | $ 306,000 | $ 306,000 | $ 146,000 |
| Macon County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 34,000 |
| Mecklenburg County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
| Bucks County Pennsylvania | 1 | $ 307,000 | $ 307,000 | $ 48,000 |
| Butler County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Chester County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 27,000 |
| Lackawanna County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Montgomery County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 81,000 |
| Pike County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 45,000 |
| York County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Kent County Rhode Island | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Sevier County Tennessee | 1 | $ 276,000 | $ 276,000 | $ 158,000 |
| Collin County Texas | 1 | $ 253,000 | $ 253,000 | $ 153,000 |
| Denton County Texas | 1 | $ 57,000 | $ 57,000 | $ 125,000 |
| Harris County Texas | 1 | $ 80,000 | $ 80,000 | $ 162,000 |
| Hunt County Texas | 1 | $ 146,000 | $ 146,000 | $ 114,000 |
| Jefferson County Texas | 1 | $ 142,000 | $ 142,000 | $ 598,000 |
| Parker County Texas | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Rockwall County Texas | 1 | $ 254,000 | $ 254,000 | $ 226,000 |
| Travis County Texas | 1 | $ 133,000 | $ 133,000 | $ 133,000 |
| Albemarle County Virginia | 1 | $ 198,000 | $ 198,000 | $ 246,000 |
| Grayson County Virginia | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Harrisonburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Prince William County Virginia | 1 | $ 377,000 | $ 377,000 | $ 85,000 |
| Roanoke City County Virginia | 1 | $ 136,000 | $ 136,000 | $ 23,000 |
| Virginia Beach County Virginia | 1 | $ 139,000 | $ 139,000 | $ 24,000 |
| Kitsap County Washington | 1 | $ 167,000 | $ 167,000 | $ 43,000 |
| Kittitas County Washington | 1 | $ 219,000 | $ 219,000 | $ 165,000 |
| Mason County Washington | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Snohomish County Washington | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Thurston County Washington | 1 | $ 199,000 | $ 199,000 | $ 57,000 |
| Brown County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 68,000 |
| Columbia County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Jefferson County Wisconsin | 1 | $ 397,000 | $ 397,000 | $ 87,000 |
| Kewaunee County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Outagamie County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 73,000 |
| Pierce County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Rusk County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 112,000 |
| Shawano County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 89,000 |
| Sheboygan County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for H&R Block Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 235 | $43,897,000 | $186,000 | $674,000 | $152,000 | $1,678,000 |
| Home Purchase | 1 | $350,000 | $350,000 | $350,000 | $97,000 | $97,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 207 | $37,109,000 | $179,000 | $629,000 | $157,000 | $1,678,000 |
| Hispanic | 14 | $3,720,000 | $265,000 | $674,000 | $104,000 | $239,000 |
| Black or African American | 10 | $1,783,000 | $178,000 | $434,000 | $81,000 | $128,000 |
| Asian | 4 | $1,305,000 | $326,000 | $520,000 | $215,000 | $598,000 |
| American Indian or Alaskan Native | 1 | $330,000 | $330,000 | $330,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 236 | $44,247,000 | $187,000 | $674,000 | $151,000 | $1,678,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 167 | $32,289,000 | $193,000 | $674,000 | $180,000 | $1,678,000 |
| Application Withdrawn By Applicant | 44 | $7,442,000 | $169,000 | $434,000 | $76,000 | $272,000 |
| Application Approved But Not Accepted | 14 | $2,137,000 | $152,000 | $417,000 | $108,000 | $126,000 |
| Application Denied By Financial Institution | 10 | $2,269,000 | $226,000 | $535,000 | $80,000 | $191,000 |
| File Closed For Incompleteness | 1 | $110,000 | $110,000 | $110,000 | $57,000 | $57,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $1,099,000 | $274,000 | $535,000 | $93,000 | $191,000 |
| Other | 2 | $386,000 | $193,000 | $283,000 | $81,000 | $94,000 |
| Debt-To-Income Ratio | 2 | $195,000 | $97,000 | $112,000 | $45,000 | $50,000 |
| Employment History | 1 | $69,000 | $69,000 | $69,000 | $50,000 | $50,000 |
| Credit History | 1 | $520,000 | $520,000 | $520,000 | $128,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into H&R Block Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess H&R Block Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.