Hamilton Mortgage Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Hamilton Mortgage Company 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hamilton Mortgage Company 2700 North Central Avenue, Ste 1500 Phoenix, AZ 85004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,823 |
| Total Mortgage Loan Application Amount | $1,057,903,000 |
| Average Mortgage Loan Application Amount | $165,333 |
| Highest Mortgage Loan Application Amount | $3,100,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Hamilton Mortgage Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hamilton Mortgage Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Hamilton Mortgage Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hamilton Mortgage Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Hamilton Mortgage Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hamilton Mortgage Company's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,515 | $ 612,388,000 | $ 174,000 | $ 85,000 |
| TUCSON, AZ | 398 | $ 53,957,000 | $ 135,000 | $ 68,000 |
| KANSAS CITY, MO-KS | 291 | $ 31,044,000 | $ 100,500 | $ 68,000 |
| LAS VEGAS-PARADISE, NV | 262 | $ 49,282,000 | $ 188,000 | $ 60,000 |
| INDIANAPOLIS-CARMEL, IN | 240 | $ 29,599,000 | $ 123,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 236 | $ 30,638,000 | $ 129,000 | $ 52,000 |
| KALAMAZOO-PORTAGE, MI | 183 | $ 22,702,000 | $ 124,000 | $ 59,000 |
| LINCOLN, NE | 139 | $ 13,460,000 | $ 96,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 109 | $ 14,909,000 | $ 136,000 | $ 64,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 97 | $ 8,264,000 | $ 86,000 | $ 68,500 |
| BOISE CITY-NAMPA, ID | 96 | $ 11,806,000 | $ 122,000 | $ 87,000 |
| HOLLAND-GRAND HAVEN, MI | 71 | $ 10,987,000 | $ 154,000 | $ 62,000 |
| SALT LAKE CITY, UT | 49 | $ 5,420,000 | $ 110,000 | $ 80,000 |
| PRESCOTT, AZ | 40 | $ 8,789,000 | $ 219,000 | $ 96,000 |
| BATTLE CREEK, MI | 38 | $ 4,190,000 | $ 110,000 | $ 45,000 |
| YUMA, AZ | 35 | $ 4,618,000 | $ 131,000 | $ 77,000 |
| MUSKEGON-NORTON SHORES, MI | 34 | $ 3,402,000 | $ 100,000 | $ 49,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 32 | $ 7,041,000 | $ 220,000 | $ 101,000 |
| PROVO-OREM, UT | 29 | $ 6,558,000 | $ 226,000 | $ 123,000 |
| COLORADO SPRINGS, CO | 28 | $ 4,070,000 | $ 145,000 | $ 152,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 27 | $ 2,327,000 | $ 85,500 | $ 52,500 |
| ALBUQUERQUE, NM | 23 | $ 2,914,000 | $ 126,000 | $ 90,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 17 | $ 1,804,000 | $ 119,000 | $ 50,333 |
| DENVER-AURORA, CO | 17 | $ 2,872,000 | $ 168,000 | $ 96,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 15 | $ 2,168,000 | $ 144,000 | $ 172,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 15 | $ 3,833,000 | $ 255,000 | $ 122,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 14 | $ 1,861,000 | $ 132,000 | $ 97,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 4,030,000 | $ 310,000 | $ 37,000 |
| NILES-BENTON HARBOR, MI | 12 | $ 955,000 | $ 79,000 | $ 56,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 12 | $ 5,015,000 | $ 417,000 | $ 288,000 |
| FLAGSTAFF, AZ | 10 | $ 2,587,000 | $ 258,000 | $ 93,000 |
| SPOKANE, WA | 10 | $ 1,496,000 | $ 149,000 | $ 62,000 |
| ST. GEORGE, UT | 10 | $ 1,570,000 | $ 157,000 | $ 57,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 1,323,000 | $ 147,000 | $ 161,000 |
| ST. LOUIS, MO-IL | 9 | $ 1,424,000 | $ 158,000 | $ 37,000 |
| CEDAR RAPIDS, IA | 8 | $ 778,000 | $ 97,000 | $ 64,000 |
| JACKSON, MI | 8 | $ 835,000 | $ 104,000 | $ 69,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 921,000 | $ 115,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 7 | $ 537,000 | $ 76,000 | $ 184,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 7 | $ 299,000 | $ 42,000 | $ 30,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7 | $ 1,832,000 | $ 261,000 | $ 102,000 |
| TOPEKA, KS | 7 | $ 564,000 | $ 80,000 | $ 91,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 6 | $ 1,354,000 | $ 225,000 | $ 36,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 1,748,000 | $ 291,000 | $ 136,000 |
| RENO-SPARKS, NV | 6 | $ 3,193,000 | $ 532,000 | $ 386,000 |
| ANDERSON, IN | 5 | $ 567,000 | $ 113,000 | $ 60,000 |
| BLOOMINGTON, IN | 5 | $ 472,000 | $ 94,000 | $ 65,000 |
| PUEBLO, CO | 5 | $ 557,000 | $ 111,000 | $ 26,000 |
| SPRINGFIELD, MO | 5 | $ 509,000 | $ 101,000 | $ 193,000 |
| IOWA CITY, IA | 4 | $ 363,000 | $ 90,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 329,000 | $ 82,000 | $ 44,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 927,000 | $ 231,000 | $ 72,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 4 | $ 1,567,000 | $ 391,000 | $ 179,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 368,000 | $ 92,000 | $ 54,000 |
| SAN ANTONIO, TX | 4 | $ 325,000 | $ 81,000 | $ 61,000 |
| ELKHART-GOSHEN, IN | 3 | $ 260,000 | $ 86,000 | $ 72,000 |
| FRESNO, CA | 3 | $ 301,000 | $ 100,000 | $ 15,000 |
| JOPLIN, MO | 3 | $ 267,000 | $ 89,000 | $ 58,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 3 | $ 326,000 | $ 108,000 | $ 33,000 |
| REDDING, CA | 3 | $ 373,000 | $ 124,000 | $ 65,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 2,608,000 | $ 869,000 | $ 34,000 |
| ST. JOSEPH, MO-KS | 3 | $ 300,000 | $ 100,000 | $ 90,000 |
| TERRE HAUTE, IN | 3 | $ 275,000 | $ 91,000 | $ 39,000 |
| WICHITA, KS | 3 | $ 262,000 | $ 87,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2 | $ 140,000 | $ 70,000 | $ 73,000 |
| COEUR D'ALENE, ID | 2 | $ 329,000 | $ 164,000 | $ 66,000 |
| COLUMBUS, IN | 2 | $ 255,000 | $ 127,000 | $ 38,000 |
| EL PASO, TX | 2 | $ 156,000 | $ 78,000 | $ 96,000 |
| IDAHO FALLS, ID | 2 | $ 209,000 | $ 104,000 | $ 95,000 |
| KOKOMO, IN | 2 | $ 289,000 | $ 144,000 | $ 72,000 |
| LAS CRUCES, NM | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 302,000 | $ 151,000 | $ 0 |
| PEORIA, IL | 2 | $ 239,000 | $ 119,000 | $ 57,000 |
| SALINAS, CA | 2 | $ 740,000 | $ 370,000 | $ 6,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 641,000 | $ 320,000 | $ 20,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 155,000 | $ 77,000 | $ 79,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 228,000 | $ 114,000 | $ 52,500 |
| STOCKTON, CA | 2 | $ 1,050,000 | $ 525,000 | $ 187,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 189,000 | $ 94,000 | $ 67,000 |
| AMARILLO, TX | 1 | $ 264,000 | $ 264,000 | $ 113,000 |
| AMES, IA | 1 | $ 33,000 | $ 33,000 | $ 90,000 |
| BAY CITY, MI | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| BOULDER, CO | 1 | $ 1,295,000 | $ 1,295,000 | $ 384,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| FLINT, MI | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 331,000 | $ 331,000 | $ 94,000 |
| GRAND JUNCTION, CO | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| GREELEY, CO | 1 | $ 880,000 | $ 880,000 | $ 384,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 150,000 | $ 150,000 | $ 0 |
| LAFAYETTE, IN | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| LAWRENCE, KS | 1 | $ 137,000 | $ 137,000 | $ 67,000 |
| MODESTO, CA | 1 | $ 319,000 | $ 319,000 | $ 90,000 |
| MUNCIE, IN | 1 | $ 72,000 | $ 72,000 | $ 23,000 |
| ROCKFORD, IL | 1 | $ 131,000 | $ 131,000 | $ 75,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 460,000 | $ 460,000 | $ 212,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 505,000 | $ 505,000 | $ 144,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 631,000 | $ 631,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Hamilton Mortgage Company in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,775 | $553,368,000 | $146,000 | $1,640,000 | $81,000 | $2,400,000 |
| Refinancing | 3,038 | $502,682,000 | $165,000 | $3,100,000 | $72,000 | $1,471,000 |
| Home Improvement | 10 | $1,853,000 | $185,000 | $731,000 | $78,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,150 | $655,027,000 | $157,000 | $3,100,000 | $86,000 | $2,400,000 |
| Hispanic | 1,969 | $276,869,000 | $140,000 | $1,500,000 | $56,000 | $660,000 |
| Black or African American | 388 | $66,360,000 | $171,000 | $1,640,000 | $91,000 | $684,000 |
| Not Provided | 149 | $25,474,000 | $170,000 | $1,050,000 | $77,000 | $504,000 |
| Asian | 141 | $29,837,000 | $211,000 | $2,048,000 | $73,000 | $326,000 |
| American Indian or Alaskan Native | 19 | $2,794,000 | $147,000 | $335,000 | $68,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,542,000 | $220,000 | $380,000 | $81,000 | $310,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,148 | $963,940,000 | $156,000 | $3,100,000 | $79,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 626 | $85,255,000 | $136,000 | $368,000 | $55,000 | $578,000 |
| VA-guaranteed (Veterans Administration) | 49 | $8,708,000 | $177,000 | $305,000 | $53,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,476 | $525,476,000 | $151,000 | $3,100,000 | $72,000 | $1,471,000 |
| Application Approved But Not Accepted | 1,240 | $191,956,000 | $154,000 | $2,000,000 | $77,000 | $2,400,000 |
| Application Withdrawn By Applicant | 936 | $138,436,000 | $147,000 | $2,600,000 | $76,000 | $840,000 |
| Application Denied By Financial Institution | 800 | $140,241,000 | $175,000 | $2,048,000 | $88,000 | $576,000 |
| File Closed For Incompleteness | 371 | $61,794,000 | $166,000 | $1,295,000 | $104,000 | $802,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 294 | $57,787,000 | $196,000 | $2,000,000 | $100,000 | $464,000 |
| Credit History | 198 | $28,896,000 | $145,000 | $938,000 | $72,000 | $576,000 |
| Debt-To-Income Ratio | 101 | $17,447,000 | $172,000 | $1,125,000 | $94,000 | $456,000 |
| Collateral | 64 | $10,333,000 | $161,000 | $2,048,000 | $123,000 | $436,000 |
| Unverifiable Information | 46 | $7,824,000 | $170,000 | $1,024,000 | $62,000 | $308,000 |
| Employment History | 36 | $7,660,000 | $212,000 | $1,500,000 | $83,000 | $204,000 |
| Credit Application Incomplete | 9 | $1,343,000 | $149,000 | $312,000 | $101,000 | $308,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,156,000 | $192,000 | $411,000 | $67,000 | $102,000 |
| Mortgage Insurance Denied | 2 | $289,000 | $144,000 | $238,000 | $66,000 | $79,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hamilton Mortgage Company's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hamilton Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.