Harris N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Harris N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris N.A. 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,008 |
| Total Mortgage Loan Application Amount | $3,242,011,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $13,000,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Harris N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Harris N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris N.A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 8,617 | $ 1,344,599,000 | $ 156,000 | $ 111,000 |
| Will County Illinois | 2,393 | $ 241,889,000 | $ 101,000 | $ 88,000 |
| DuPage County Illinois | 2,095 | $ 328,661,000 | $ 156,000 | $ 114,000 |
| Lake County Illinois | 1,512 | $ 351,073,000 | $ 232,000 | $ 150,000 |
| Kane County Illinois | 1,327 | $ 163,149,000 | $ 122,000 | $ 93,000 |
| McHenry County Illinois | 1,311 | $ 178,127,000 | $ 135,000 | $ 102,000 |
| Lake County Indiana | 600 | $ 56,737,000 | $ 94,000 | $ 66,000 |
| Kendall County Illinois | 296 | $ 30,381,000 | $ 102,000 | $ 85,000 |
| Porter County Indiana | 187 | $ 39,275,000 | $ 210,000 | $ 90,000 |
| Howard County Indiana | 168 | $ 11,985,000 | $ 71,000 | $ 68,000 |
| Vigo County Indiana | 136 | $ 9,275,000 | $ 68,000 | $ 46,000 |
| Morgan County Indiana | 115 | $ 10,471,000 | $ 91,000 | $ 60,000 |
| Hamilton County Indiana | 104 | $ 14,493,000 | $ 139,000 | $ 116,000 |
| Grundy County Illinois | 96 | $ 8,917,000 | $ 92,000 | $ 89,000 |
| DeKalb County Illinois | 86 | $ 14,378,000 | $ 167,000 | $ 81,000 |
| Marion County Indiana | 72 | $ 6,814,000 | $ 94,000 | $ 89,000 |
| Winnebago County Illinois | 70 | $ 6,470,000 | $ 92,000 | $ 100,000 |
| Maricopa County Arizona | 67 | $ 19,019,000 | $ 283,000 | $ 193,000 |
| Walworth County Wisconsin | 66 | $ 16,371,000 | $ 248,000 | $ 322,000 |
| Boone County Illinois | 65 | $ 5,022,000 | $ 77,000 | $ 69,000 |
| Sullivan County Indiana | 57 | $ 3,529,000 | $ 61,000 | $ 50,000 |
| Kankakee County Illinois | 56 | $ 6,060,000 | $ 108,000 | $ 79,000 |
| LaSalle County Illinois | 55 | $ 5,326,000 | $ 96,000 | $ 79,000 |
| Tipton County Indiana | 55 | $ 4,429,000 | $ 80,000 | $ 65,000 |
| Kenosha County Wisconsin | 45 | $ 6,731,000 | $ 149,000 | $ 140,000 |
| Clay County Indiana | 33 | $ 2,073,000 | $ 62,000 | $ 53,000 |
| McDonough County Illinois | 32 | $ 2,400,000 | $ 75,000 | $ 10,000 |
| Collier County Florida | 31 | $ 21,850,000 | $ 704,000 | $ 393,000 |
| Fulton County Illinois | 31 | $ 2,990,000 | $ 96,000 | $ 6,000 |
| Peoria County Illinois | 30 | $ 5,697,000 | $ 189,000 | $ 30,000 |
| Lee County Florida | 25 | $ 8,885,000 | $ 355,000 | $ 173,000 |
| LaPorte County Indiana | 25 | $ 6,029,000 | $ 241,000 | $ 152,000 |
| Wayne County Indiana | 23 | $ 1,947,000 | $ 84,000 | $ 64,000 |
| Hendricks County Indiana | 21 | $ 2,246,000 | $ 106,000 | $ 76,000 |
| Palm Beach County Florida | 20 | $ 7,095,000 | $ 354,000 | $ 296,000 |
| Grant County Indiana | 20 | $ 1,310,000 | $ 65,000 | $ 68,000 |
| Pinellas County Florida | 16 | $ 2,811,000 | $ 175,000 | $ 313,000 |
| Clark County Nevada | 16 | $ 5,626,000 | $ 351,000 | $ 184,000 |
| Berrien County Michigan | 15 | $ 4,540,000 | $ 302,000 | $ 234,000 |
| Cass County Indiana | 14 | $ 748,000 | $ 53,000 | $ 63,000 |
| Sarasota County Florida | 12 | $ 4,541,000 | $ 378,000 | $ 194,000 |
| Jasper County Indiana | 12 | $ 942,000 | $ 78,000 | $ 70,000 |
| Milwaukee County Wisconsin | 12 | $ 1,464,000 | $ 122,000 | $ 121,000 |
| Broward County Florida | 11 | $ 2,449,000 | $ 222,000 | $ 175,000 |
| Lee County Illinois | 11 | $ 1,033,000 | $ 93,000 | $ 80,000 |
| Johnson County Indiana | 11 | $ 1,330,000 | $ 120,000 | $ 69,000 |
| Parke County Indiana | 11 | $ 1,010,000 | $ 91,000 | $ 41,000 |
| Macon County Illinois | 10 | $ 219,000 | $ 21,000 | $ 65,000 |
| Ogle County Illinois | 10 | $ 741,000 | $ 74,000 | $ 90,000 |
| Eagle County Colorado | 9 | $ 9,053,000 | $ 1,005,000 | $ 600,000 |
| Tazewell County Illinois | 9 | $ 917,000 | $ 101,000 | $ 55,000 |
| Vermillion County Indiana | 9 | $ 855,000 | $ 95,000 | $ 62,000 |
| Vilas County Wisconsin | 9 | $ 2,576,000 | $ 286,000 | $ 227,000 |
| Pinal County Arizona | 8 | $ 2,486,000 | $ 310,000 | $ 203,000 |
| Boulder County Colorado | 8 | $ 1,988,000 | $ 248,000 | $ 470,000 |
| Stephenson County Illinois | 8 | $ 829,000 | $ 103,000 | $ 124,000 |
| Madison County Indiana | 8 | $ 714,000 | $ 89,000 | $ 55,000 |
| Adams County Wisconsin | 8 | $ 2,055,000 | $ 256,000 | $ 135,000 |
| Los Angeles County California | 7 | $ 4,507,000 | $ 643,000 | $ 227,000 |
| Manatee County Florida | 7 | $ 1,682,000 | $ 240,000 | $ 125,000 |
| Champaign County Illinois | 7 | $ 854,000 | $ 122,000 | $ 129,000 |
| Sangamon County Illinois | 7 | $ 3,480,000 | $ 497,000 | $ 59,000 |
| Miami County Indiana | 7 | $ 319,000 | $ 45,000 | $ 79,000 |
| Allegan County Michigan | 7 | $ 4,191,000 | $ 598,000 | $ 540,000 |
| Horry County South Carolina | 7 | $ 1,466,000 | $ 209,000 | $ 330,000 |
| King County Washington | 7 | $ 2,151,000 | $ 307,000 | $ 158,000 |
| Sauk County Wisconsin | 7 | $ 1,545,000 | $ 220,000 | $ 148,000 |
| Miami-Dade County Florida | 6 | $ 5,435,000 | $ 905,000 | $ 603,000 |
| Jo Daviess County Illinois | 6 | $ 1,022,000 | $ 170,000 | $ 265,000 |
| Starke County Indiana | 6 | $ 735,000 | $ 122,000 | $ 290,000 |
| Pima County Arizona | 5 | $ 1,769,000 | $ 353,000 | $ 378,000 |
| Fairfield County Connecticut | 5 | $ 5,085,000 | $ 1,017,000 | $ 453,000 |
| Madison County Illinois | 5 | $ 329,000 | $ 65,000 | $ 102,000 |
| McLean County Illinois | 5 | $ 484,000 | $ 96,000 | $ 125,000 |
| Rock Island County Illinois | 5 | $ 230,000 | $ 46,000 | $ 88,000 |
| Whiteside County Illinois | 5 | $ 408,000 | $ 81,000 | $ 60,000 |
| Hancock County Indiana | 5 | $ 534,000 | $ 106,000 | $ 53,000 |
| St. Joseph County Indiana | 5 | $ 657,000 | $ 131,000 | $ 133,000 |
| Ottawa County Michigan | 5 | $ 3,138,000 | $ 627,000 | $ 267,000 |
| San Diego County California | 4 | $ 1,870,000 | $ 467,000 | $ 675,000 |
| Denver County Colorado | 4 | $ 890,000 | $ 222,000 | $ 161,000 |
| Hillsborough County Florida | 4 | $ 236,000 | $ 59,000 | $ 203,000 |
| St. Johns County Florida | 4 | $ 1,610,000 | $ 402,000 | $ 61,000 |
| Jackson County Illinois | 4 | $ 320,000 | $ 80,000 | $ 77,000 |
| Knox County Illinois | 4 | $ 478,000 | $ 119,000 | $ 63,000 |
| Livingston County Illinois | 4 | $ 455,000 | $ 113,000 | $ 128,000 |
| Woodford County Illinois | 4 | $ 1,038,000 | $ 259,000 | $ 24,000 |
| Allen County Indiana | 4 | $ 340,000 | $ 85,000 | $ 78,000 |
| Greene County Indiana | 4 | $ 179,000 | $ 44,000 | $ 35,000 |
| Owen County Indiana | 4 | $ 211,000 | $ 52,000 | $ 66,000 |
| Putnam County Indiana | 4 | $ 347,000 | $ 86,000 | $ 114,000 |
| Wabash County Indiana | 4 | $ 283,000 | $ 70,000 | $ 105,000 |
| White County Indiana | 4 | $ 348,000 | $ 87,000 | $ 184,000 |
| Montgomery County Maryland | 4 | $ 1,180,000 | $ 295,000 | $ 290,000 |
| Cass County Michigan | 4 | $ 1,083,000 | $ 270,000 | $ 91,000 |
| Van Buren County Michigan | 4 | $ 796,000 | $ 199,000 | $ 203,000 |
| Harrison County Mississippi | 4 | $ 793,000 | $ 198,000 | $ 308,000 |
| Suffolk County New York | 4 | $ 4,060,000 | $ 1,015,000 | $ 1,159,000 |
| Cuyahoga County Ohio | 4 | $ 1,630,000 | $ 407,000 | $ 131,000 |
| Racine County Wisconsin | 4 | $ 831,000 | $ 207,000 | $ 47,000 |
| Waukesha County Wisconsin | 4 | $ 6,609,000 | $ 1,652,000 | $ 153,000 |
| Monterey County California | 3 | $ 1,740,000 | $ 580,000 | $ 96,000 |
| Orange County California | 3 | $ 8,970,000 | $ 2,990,000 | $ 1,951,000 |
| Riverside County California | 3 | $ 1,965,000 | $ 655,000 | $ 486,000 |
| Pitkin County Colorado | 3 | $ 5,450,000 | $ 1,816,000 | $ 451,000 |
| Martin County Florida | 3 | $ 3,545,000 | $ 1,181,000 | $ 783,000 |
| Pasco County Florida | 3 | $ 283,000 | $ 94,000 | $ 120,000 |
| Polk County Florida | 3 | $ 366,000 | $ 122,000 | $ 68,000 |
| Blaine County Idaho | 3 | $ 1,777,000 | $ 592,000 | $ 216,000 |
| Bureau County Illinois | 3 | $ 164,000 | $ 54,000 | $ 68,000 |
| Effingham County Illinois | 3 | $ 334,000 | $ 111,000 | $ 85,000 |
| Putnam County Illinois | 3 | $ 163,000 | $ 54,000 | $ 74,000 |
| St. Clair County Illinois | 3 | $ 75,000 | $ 25,000 | $ 85,000 |
| Vermilion County Illinois | 3 | $ 125,000 | $ 41,000 | $ 69,000 |
| Brown County Indiana | 3 | $ 442,000 | $ 147,000 | $ 301,000 |
| Monroe County Indiana | 3 | $ 297,000 | $ 99,000 | $ 60,000 |
| Tippecanoe County Indiana | 3 | $ 13,181,000 | $ 4,393,000 | $ 45,000 |
| Barnstable County Massachusetts | 3 | $ 1,476,000 | $ 492,000 | $ 224,000 |
| Norfolk County Massachusetts | 3 | $ 2,396,000 | $ 798,000 | $ 254,000 |
| Oakland County Michigan | 3 | $ 777,000 | $ 259,000 | $ 130,000 |
| St. Louis City County Missouri | 3 | $ 427,000 | $ 142,000 | $ 142,000 |
| Bergen County New Jersey | 3 | $ 2,795,000 | $ 931,000 | $ 590,000 |
| Martinsville County Virginia | 3 | $ 122,000 | $ 40,000 | $ 112,000 |
| Green Lake County Wisconsin | 3 | $ 1,750,000 | $ 583,000 | $ 327,000 |
| Rock County Wisconsin | 3 | $ 191,000 | $ 63,000 | $ 54,000 |
| Washington County Wisconsin | 3 | $ 2,550,000 | $ 850,000 | $ 320,000 |
| Mobile County Alabama | 2 | $ 956,000 | $ 478,000 | $ 270,000 |
| Yavapai County Arizona | 2 | $ 1,617,000 | $ 808,000 | $ 513,000 |
| Alameda County California | 2 | $ 629,000 | $ 314,000 | $ 60,000 |
| Routt County Colorado | 2 | $ 651,000 | $ 325,000 | $ 201,000 |
| San Miguel County Colorado | 2 | $ 3,017,000 | $ 1,508,000 | $ 1,006,000 |
| Hartford County Connecticut | 2 | $ 998,000 | $ 499,000 | $ 244,000 |
| District of Columbia County District Of Columbia | 2 | $ 536,000 | $ 268,000 | $ 83,000 |
| Bay County Florida | 2 | $ 479,000 | $ 239,000 | $ 236,000 |
| Charlotte County Florida | 2 | $ 162,000 | $ 81,000 | $ 92,000 |
| Indian River County Florida | 2 | $ 468,000 | $ 234,000 | $ 277,000 |
| Monroe County Florida | 2 | $ 2,150,000 | $ 1,075,000 | $ 761,000 |
| Fulton County Georgia | 2 | $ 540,000 | $ 270,000 | $ 110,000 |
| Honolulu County Hawaii | 2 | $ 729,000 | $ 364,000 | $ 1,062,000 |
| Carroll County Illinois | 2 | $ 193,000 | $ 96,000 | $ 91,000 |
| Iroquois County Illinois | 2 | $ 196,000 | $ 98,000 | $ 68,000 |
| Jefferson County Illinois | 2 | $ 115,000 | $ 57,000 | $ 150,000 |
| Marshall County Illinois | 2 | $ 341,000 | $ 170,000 | $ 165,000 |
| Piatt County Illinois | 2 | $ 50,000 | $ 25,000 | $ 19,000 |
| Warren County Illinois | 2 | $ 208,000 | $ 104,000 | $ 23,000 |
| Boone County Indiana | 2 | $ 358,000 | $ 179,000 | $ 124,000 |
| Carroll County Indiana | 2 | $ 283,000 | $ 141,000 | $ 42,000 |
| Delaware County Indiana | 2 | $ 41,000 | $ 20,000 | $ 93,000 |
| Elkhart County Indiana | 2 | $ 3,380,000 | $ 1,690,000 | $ 40,000 |
| Henry County Indiana | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Kosciusko County Indiana | 2 | $ 909,000 | $ 454,000 | $ 280,000 |
| Marshall County Indiana | 2 | $ 2,817,000 | $ 1,408,000 | $ 330,000 |
| Newton County Indiana | 2 | $ 139,000 | $ 69,000 | $ 66,000 |
| Plymouth County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 260,000 |
| Barry County Michigan | 2 | $ 293,000 | $ 146,000 | $ 308,000 |
| Kent County Michigan | 2 | $ 2,932,000 | $ 1,466,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 177,000 |
| Hennepin County Minnesota | 2 | $ 235,000 | $ 117,000 | $ 69,000 |
| St. Louis County Minnesota | 2 | $ 783,000 | $ 391,000 | $ 98,000 |
| Camden County Missouri | 2 | $ 343,000 | $ 171,000 | $ 89,000 |
| St. Louis County Missouri | 2 | $ 1,275,000 | $ 637,000 | $ 291,000 |
| Santa Fe County New Mexico | 2 | $ 1,161,000 | $ 580,000 | $ 1,319,000 |
| Dutchess County New York | 2 | $ 279,000 | $ 139,000 | $ 237,000 |
| New York County New York | 2 | $ 1,396,000 | $ 698,000 | $ 224,000 |
| Westchester County New York | 2 | $ 2,000,000 | $ 1,000,000 | $ 550,000 |
| Tulsa County Oklahoma | 2 | $ 85,000 | $ 42,000 | $ 400,000 |
| Greenville County South Carolina | 2 | $ 228,000 | $ 114,000 | $ 105,000 |
| Lexington County South Carolina | 2 | $ 323,000 | $ 161,000 | $ 72,000 |
| Dallas County Texas | 2 | $ 331,000 | $ 165,000 | $ 64,000 |
| Rockwall County Texas | 2 | $ 280,000 | $ 140,000 | $ 128,000 |
| Travis County Texas | 2 | $ 1,907,000 | $ 953,000 | $ 1,272,000 |
| Summit County Utah | 2 | $ 1,580,000 | $ 790,000 | $ 383,000 |
| Alexandria County Virginia | 2 | $ 419,000 | $ 209,000 | $ 140,000 |
| Dane County Wisconsin | 2 | $ 303,000 | $ 151,000 | $ 64,000 |
| Door County Wisconsin | 2 | $ 1,019,000 | $ 509,000 | $ 456,000 |
| Iowa County Wisconsin | 2 | $ 398,000 | $ 199,000 | $ 151,000 |
| Jefferson County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 106,000 |
| Marquette County Wisconsin | 2 | $ 178,000 | $ 89,000 | $ 215,000 |
| Sawyer County Wisconsin | 2 | $ 482,000 | $ 241,000 | $ 88,000 |
| Sheboygan County Wisconsin | 2 | $ 316,000 | $ 158,000 | $ 53,000 |
| St. Croix County Wisconsin | 2 | $ 748,000 | $ 374,000 | $ 164,000 |
| Trempealeau County Wisconsin | 2 | $ 488,000 | $ 244,000 | $ 194,000 |
| Vernon County Wisconsin | 2 | $ 241,000 | $ 120,000 | $ 209,000 |
| Waushara County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 201,000 |
| Jefferson County Alabama | 1 | $ 1,000,000 | $ 1,000,000 | $ 60,000 |
| Shelby County Alabama | 1 | $ 619,000 | $ 619,000 | $ 400,000 |
| Winston County Alabama | 1 | $ 23,000 | $ 23,000 | $ 71,000 |
| Anchorage County Alaska | 1 | $ 488,000 | $ 488,000 | $ 2,700,000 |
| Cochise County Arizona | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Mohave County Arizona | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Carroll County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 31,000 |
| Cleburne County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 300,000 |
| Van Buren County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Marin County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 336,000 |
| San Bernardino County California | 1 | $ 274,000 | $ 274,000 | $ 100,000 |
| Tulare County California | 1 | $ 540,000 | $ 540,000 | $ 258,000 |
| Adams County Colorado | 1 | $ 224,000 | $ 224,000 | $ 168,000 |
| Arapahoe County Colorado | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Delta County Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| El Paso County Colorado | 1 | $ 174,000 | $ 174,000 | $ 171,000 |
| Mesa County Colorado | 1 | $ 184,000 | $ 184,000 | $ 99,000 |
| New Castle County Delaware | 1 | $ 200,000 | $ 200,000 | $ 117,000 |
| Brevard County Florida | 1 | $ 485,000 | $ 485,000 | $ 225,000 |
| Duval County Florida | 1 | $ 248,000 | $ 248,000 | $ 367,000 |
| Flagler County Florida | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Lake County Florida | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Marion County Florida | 1 | $ 187,000 | $ 187,000 | $ 48,000 |
| Osceola County Florida | 1 | $ 213,000 | $ 213,000 | $ 720,000 |
| Seminole County Florida | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Washington County Florida | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Barrow County Georgia | 1 | $ 163,000 | $ 163,000 | $ 107,000 |
| Bryan County Georgia | 1 | $ 928,000 | $ 928,000 | $ 570,000 |
| Chatham County Georgia | 1 | $ 259,000 | $ 259,000 | $ 220,000 |
| Cobb County Georgia | 1 | $ 93,000 | $ 93,000 | $ 198,000 |
| Richmond County Georgia | 1 | $ 13,000 | $ 13,000 | $ 43,000 |
| Hawaii County Hawaii | 1 | $ 1,115,000 | $ 1,115,000 | $ 493,000 |
| Maui County Hawaii | 1 | $ 1,517,000 | $ 1,517,000 | $ 751,000 |
| Kootenai County Idaho | 1 | $ 316,000 | $ 316,000 | $ 106,000 |
| Adams County Illinois | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Cass County Illinois | 1 | $ 17,000 | $ 17,000 | $ 89,000 |
| Coles County Illinois | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| De Witt County Illinois | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Ford County Illinois | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Moultrie County Illinois | 1 | $ 295,000 | $ 295,000 | $ 22,000 |
| Pike County Illinois | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Randolph County Illinois | 1 | $ 23,000 | $ 23,000 | $ 71,000 |
| Saline County Illinois | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Schuyler County Illinois | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Shelby County Illinois | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Bartholomew County Indiana | 1 | $ 9,000 | $ 9,000 | $ 64,000 |
| Clark County Indiana | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Clinton County Indiana | 1 | $ 72,000 | $ 72,000 | $ 84,000 |
| Fulton County Indiana | 1 | $ 54,000 | $ 54,000 | $ 82,000 |
| Huntington County Indiana | 1 | $ 29,000 | $ 29,000 | $ 84,000 |
| Jackson County Indiana | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Knox County Indiana | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| LaGrange County Indiana | 1 | $ 98,000 | $ 98,000 | $ 114,000 |
| Pulaski County Indiana | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Randolph County Indiana | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Scott County Indiana | 1 | $ 372,000 | $ 372,000 | $ 471,000 |
| Steuben County Indiana | 1 | $ 352,000 | $ 352,000 | $ 164,000 |
| Johnson County Iowa | 1 | $ 99,000 | $ 99,000 | $ 525,000 |
| Polk County Iowa | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Scott County Iowa | 1 | $ 198,000 | $ 198,000 | $ 98,000 |
| Wapello County Iowa | 1 | $ 131,000 | $ 131,000 | $ 119,000 |
| Johnson County Kansas | 1 | $ 160,000 | $ 160,000 | $ 160,000 |
| Fayette County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Lyon County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| East Baton Rouge County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Anne Arundel County Maryland | 1 | $ 331,000 | $ 331,000 | $ 219,000 |
| Nantucket County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,680,000 | $ 1,680,000 | $ 2,023,000 |
| Antrim County Michigan | 1 | $ 50,000 | $ 50,000 | $ 450,000 |
| Charlevoix County Michigan | 1 | $ 300,000 | $ 300,000 | $ 262,000 |
| Jackson County Michigan | 1 | $ 28,000 | $ 28,000 | $ 44,000 |
| Leelanau County Michigan | 1 | $ 417,000 | $ 417,000 | $ 228,000 |
| Luce County Michigan | 1 | $ 118,000 | $ 118,000 | $ 125,000 |
| Mackinac County Michigan | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Macomb County Michigan | 1 | $ 309,000 | $ 309,000 | $ 79,000 |
| Mecosta County Michigan | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| St. Joseph County Michigan | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Washtenaw County Michigan | 1 | $ 536,000 | $ 536,000 | $ 264,000 |
| Pope County Minnesota | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Ramsey County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Washington County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 128,000 |
| Attala County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| DeSoto County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Jefferson Davis County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lee County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 121,000 |
| Boone County Missouri | 1 | $ 328,000 | $ 328,000 | $ 50,000 |
| Cape Girardeau County Missouri | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Franklin County Missouri | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Jackson County Missouri | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| St. Charles County Missouri | 1 | $ 228,000 | $ 228,000 | $ 375,000 |
| St. Francois County Missouri | 1 | $ 232,000 | $ 232,000 | $ 153,000 |
| Flathead County Montana | 1 | $ 2,000,000 | $ 2,000,000 | $ 521,000 |
| Missoula County Montana | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Lancaster County Nebraska | 1 | $ 31,000 | $ 31,000 | $ 87,000 |
| Washoe County Nevada | 1 | $ 1,000,000 | $ 1,000,000 | $ 500,000 |
| Hillsborough County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Essex County New Jersey | 1 | $ 743,000 | $ 743,000 | $ 365,000 |
| Hudson County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Mercer County New Jersey | 1 | $ 700,000 | $ 700,000 | $ 142,000 |
| Middlesex County New Jersey | 1 | $ 282,000 | $ 282,000 | $ 68,000 |
| Monmouth County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Somerset County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Union County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 114,000 |
| Sandoval County New Mexico | 1 | $ 207,000 | $ 207,000 | $ 200,000 |
| Bronx County New York | 1 | $ 79,000 | $ 79,000 | $ 118,000 |
| Cattaraugus County New York | 1 | $ 200,000 | $ 200,000 | $ 181,000 |
| Orleans County New York | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Queens County New York | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Ashe County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Guilford County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Iredell County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 240,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| Wake County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Greene County Ohio | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Montgomery County Ohio | 1 | $ 512,000 | $ 512,000 | $ 96,000 |
| Wood County Ohio | 1 | $ 234,000 | $ 234,000 | $ 66,000 |
| Deschutes County Oregon | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Chester County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 288,000 |
| Monroe County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 208,000 |
| Montgomery County Pennsylvania | 1 | $ 950,000 | $ 950,000 | $ 256,000 |
| Beaufort County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Giles County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 562,000 |
| Grundy County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Bexar County Texas | 1 | $ 83,000 | $ 83,000 | $ 105,000 |
| Collin County Texas | 1 | $ 95,000 | $ 95,000 | $ 197,000 |
| Denton County Texas | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 494,000 |
| Harris County Texas | 1 | $ 707,000 | $ 707,000 | $ 825,000 |
| Hidalgo County Texas | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Johnson County Texas | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Nueces County Texas | 1 | $ 275,000 | $ 275,000 | $ 500,000 |
| Webb County Texas | 1 | $ 232,000 | $ 232,000 | $ 134,000 |
| Salt Lake County Utah | 1 | $ 164,000 | $ 164,000 | $ 245,000 |
| Fairfax County Virginia | 1 | $ 209,000 | $ 209,000 | $ 563,000 |
| Henry County Virginia | 1 | $ 39,000 | $ 39,000 | $ 114,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Skamania County Washington | 1 | $ 380,000 | $ 380,000 | $ 144,000 |
| Thurston County Washington | 1 | $ 204,000 | $ 204,000 | $ 66,000 |
| Pocahontas County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Barron County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Bayfield County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Chippewa County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Columbia County Wisconsin | 1 | $ 575,000 | $ 575,000 | $ 82,000 |
| Dodge County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 316,000 |
| Florence County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Juneau County Wisconsin | 1 | $ 550,000 | $ 550,000 | $ 560,000 |
| Lafayette County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 196,000 |
| Oconto County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Oneida County Wisconsin | 1 | $ 306,000 | $ 306,000 | $ 222,000 |
| Portage County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Price County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 105,000 |
| Richland County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 234,000 |
| Rusk County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 435,000 |
| Laramie County Wyoming | 1 | $ 520,000 | $ 520,000 | $ 357,000 |
Mortgage Loan Application Detail Totals for Harris N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,568 | $1,880,967,000 | $149,000 | $7,740,000 | $104,000 | $4,569,000 |
| Home Purchase | 5,929 | $1,255,213,000 | $211,000 | $13,000,000 | $134,000 | $9,999,000 |
| Home Improvement | 2,511 | $105,831,000 | $42,000 | $850,000 | $84,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,731 | $1,857,238,000 | $145,000 | $7,740,000 | $115,000 | $9,999,000 |
| Hispanic | 3,205 | $361,237,000 | $112,000 | $1,850,000 | $71,000 | $467,000 |
| Not Provided | 2,504 | $601,716,000 | $240,000 | $5,500,000 | $161,000 | $3,823,000 |
| Black or African American | 1,458 | $178,552,000 | $122,000 | $994,000 | $80,000 | $2,001,000 |
| Asian | 814 | $107,295,000 | $131,000 | $1,650,000 | $117,000 | $2,625,000 |
| Not applicable | 219 | $124,464,000 | $568,000 | $13,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 43 | $7,428,000 | $172,000 | $1,950,000 | $120,000 | $2,020,000 |
| American Indian or Alaskan Native | 34 | $4,081,000 | $120,000 | $420,000 | $124,000 | $1,450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,988 | $3,240,544,000 | $154,000 | $13,000,000 | $110,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 20 | $1,467,000 | $73,000 | $192,000 | $29,000 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,811 | $2,002,390,000 | $156,000 | $13,000,000 | $117,000 | $3,823,000 |
| Application Denied By Financial Institution | 3,894 | $419,881,000 | $107,000 | $2,900,000 | $88,000 | $2,001,000 |
| Application Approved But Not Accepted | 2,081 | $278,041,000 | $133,000 | $2,325,000 | $111,000 | $1,593,000 |
| File Closed For Incompleteness | 1,233 | $357,950,000 | $290,000 | $7,740,000 | $124,000 | $9,999,000 |
| Application Withdrawn By Applicant | 624 | $121,740,000 | $195,000 | $5,150,000 | $111,000 | $2,928,000 |
| Preapproval Denied by Financial Institution | 254 | $42,720,000 | $168,000 | $1,800,000 | $60,000 | $1,176,000 |
| Loan Purchased By The Institution | 101 | $17,382,000 | $172,000 | $1,500,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 10 | $1,907,000 | $190,000 | $417,000 | $68,000 | $109,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,097 | $230,874,000 | $110,000 | $2,800,000 | $77,000 | $1,450,000 |
| Credit History | 1,025 | $93,413,000 | $91,000 | $800,000 | $72,000 | $1,375,000 |
| Collateral | 669 | $88,835,000 | $132,000 | $2,900,000 | $119,000 | $1,500,000 |
| Other | 199 | $32,906,000 | $165,000 | $2,500,000 | $128,000 | $2,001,000 |
| Unverifiable Information | 96 | $10,321,000 | $107,000 | $780,000 | $124,000 | $550,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $3,609,000 | $124,000 | $309,000 | $67,000 | $192,000 |
| Employment History | 28 | $1,726,000 | $61,000 | $350,000 | $58,000 | $186,000 |
| Credit Application Incomplete | 5 | $917,000 | $183,000 | $383,000 | $112,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.