Harris Trust And Savings Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Harris Trust And Savings Bank.
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Harris Trust And Savings Bank
111 West Monroe Street
Chicago, IL 60603
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 18,196
Total Mortgage Loan Application Amount $3,418,343,000
Average Mortgage Loan Application Amount $305,923
Highest Mortgage Loan Application Amount $10,468,000
Average Applicant Income $229,076
Highest Applicant Income $9,600,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Harris Trust And Savings Bank by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO, IL 14,755 $ 2,711,740,000 $ 183,000 $ 92,000
PHOENIX-MESA, AZ 824 $ 170,018,000 $ 206,000 $ 123,000
PEORIA-PEKIN, IL 480 $ 57,120,000 $ 119,000 $ 73,000
SARASOTA-BRADENTON, FL 126 $ 32,470,000 $ 257,000 $ 102,000
GARY, IN 96 $ 13,089,000 $ 136,000 $ 87,000
WEST PALM BEACH-BOCA RATON, FL 96 $ 33,027,000 $ 344,000 $ 119,000
NAPLES, FL 83 $ 25,424,000 $ 306,000 $ 266,000
ROCKFORD, IL 79 $ 8,849,000 $ 112,000 $ 52,000
FORT MYERS-CAPE CORAL, FL 60 $ 12,053,000 $ 200,000 $ 165,000
SEATTLE-BELLEVUE-EVERETT, WA 54 $ 16,809,000 $ 311,000 $ 7,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 50 $ 5,496,000 $ 109,000 $ 95,000
TUCSON, AZ 41 $ 7,023,000 $ 171,000 $ 76,000
KENOSHA, WI 35 $ 5,381,000 $ 153,000 $ 88,000
BENTON HARBOR, MI 22 $ 3,717,000 $ 168,000 $ 176,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 21 $ 2,886,000 $ 137,000 $ 56,000
KANKAKEE, IL 19 $ 1,902,000 $ 100,000 $ 83,000
FORT PIERCE-PORT ST. LUCIE, FL 18 $ 4,095,000 $ 227,000 $ 18,000
DENVER, CO 16 $ 6,100,000 $ 381,000 $ 279,000
LOS ANGELES-LONG BEACH, CA 16 $ 6,744,000 $ 421,000 $ 288,000
NEWARK, NJ 16 $ 6,176,000 $ 386,000 $ 458,000
LAS VEGAS, NV-AZ 14 $ 2,950,000 $ 210,000 $ 268,000
NEW YORK, NY 13 $ 5,697,000 $ 438,000 $ 232,000
DALLAS, TX 12 $ 3,538,000 $ 294,000 $ 537,000
FLAGSTAFF, AZ-UT 12 $ 3,149,000 $ 262,000 $ 143,000
FORT LAUDERDALE, FL 12 $ 2,551,000 $ 212,000 $ 212,000
MIAMI, FL 12 $ 6,896,000 $ 574,000 $ 549,000
MILWAUKEE-WAUKESHA, WI 12 $ 2,295,000 $ 191,000 $ 128,000
SAN DIEGO, CA 12 $ 4,376,000 $ 364,000 $ 61,000
HOUSTON, TX 11 $ 1,851,000 $ 168,000 $ 327,000
BOSTON, MA-NH 9 $ 2,854,000 $ 317,000 $ 233,000
MINNEAPOLIS-ST. PAUL, MN-WI 9 $ 1,701,000 $ 189,000 $ 252,000
ORANGE COUNTY, CA 9 $ 2,284,000 $ 253,000 $ 150,000
ATLANTA, GA 8 $ 3,366,000 $ 420,000 $ 212,000
INDIANAPOLIS, IN 8 $ 2,200,000 $ 275,000 $ 102,000
KALAMAZOO-BATTLE CREEK, MI 8 $ 1,300,000 $ 162,000 $ 123,000
NASSAU-SUFFOLK, NY 8 $ 2,512,000 $ 314,000 $ 232,000
PHILADELPHIA, PA-NJ 8 $ 2,866,000 $ 358,000 $ 107,000
RIVERSIDE-SAN BERNARDINO, CA 8 $ 1,425,000 $ 178,000 $ 79,000
DETROIT, MI 7 $ 1,458,000 $ 208,000 $ 306,000
GRAND RAPIDS-MUSKEGON-HOLLAND, MI 7 $ 1,234,000 $ 176,000 $ 128,000
SAN FRANCISCO, CA 7 $ 5,089,000 $ 727,000 $ 296,000
BALTIMORE, MD 6 $ 1,002,000 $ 167,000 $ 63,000
BERGEN-PASSAIC, NJ 6 $ 1,751,000 $ 291,000 $ 95,000
CLEVELAND-LORAIN-ELYRIA, OH 6 $ 573,000 $ 95,000 $ 86,000
MELBOURNE-TITUSVILLE-PALM BAY, FL 6 $ 1,219,000 $ 203,000 $ 72,000
ORLANDO, FL 6 $ 2,077,000 $ 346,000 $ 38,000
TACOMA, WA 6 $ 832,000 $ 138,000 $ 0
WASHINGTON, DC-MD-VA-WV 6 $ 1,797,000 $ 299,000 $ 233,000
BLOOMINGTON-NORMAL, IL 5 $ 1,083,000 $ 216,000 $ 139,000
FORT WORTH-ARLINGTON, TX 5 $ 573,000 $ 114,000 $ 103,000
OAKLAND, CA 5 $ 2,315,000 $ 463,000 $ 29,000
RACINE, WI 5 $ 733,000 $ 146,000 $ 47,000
ANN ARBOR, MI 4 $ 791,000 $ 197,000 $ 128,000
AUSTIN-SAN MARCOS, TX 4 $ 1,121,000 $ 280,000 $ 53,000
JANESVILLE-BELOIT, WI 4 $ 312,000 $ 78,000 $ 94,000
MYRTLE BEACH, SC 4 $ 687,000 $ 171,000 $ 220,000
RENO, NV 4 $ 2,454,000 $ 613,000 $ 456,000
SACRAMENTO, CA 4 $ 556,000 $ 139,000 $ 154,000
CHARLOTTESVILLE, VA 3 $ 594,000 $ 198,000 $ 56,000
DAYTONA BEACH, FL 3 $ 1,260,000 $ 420,000 $ 619,000
DES MOINES, IA 3 $ 677,000 $ 225,000 $ 120,000
DULUTH-SUPERIOR, MN-WI 3 $ 586,000 $ 195,000 $ 38,000
JACKSONVILLE, FL 3 $ 436,000 $ 145,000 $ 246,000
KANSAS CITY, MO-KS 3 $ 522,000 $ 174,000 $ 64,000
LAWRENCE, MA-NH 3 $ 867,000 $ 289,000 $ 38,000
LEXINGTON, KY 3 $ 479,000 $ 159,000 $ 376,000
MIDDLESEX-SOMERSET-HUNTERDON, NJ 3 $ 1,365,000 $ 455,000 $ 281,000
PROVIDENCE-FALL RIVER-WARWICK, RI-MA 3 $ 1,917,000 $ 639,000 $ 387,000
PUNTA GORDA, FL 3 $ 1,313,000 $ 437,000 $ 143,000
RALEIGH-DURHAM-CHAPEL HILL, NC 3 $ 693,000 $ 231,000 $ 115,000
SANTA ROSA, CA 3 $ 2,062,000 $ 687,000 $ 485,000
ST. LOUIS, MO-IL 3 $ 209,000 $ 69,000 $ 70,000
BARNSTABLE-YARMOUTH, MA 2 $ 1,063,000 $ 531,000 $ 342,000
BOULDER-LONGMONT, CO 2 $ 832,000 $ 416,000 $ 120,000
BRIDGEPORT, CT 2 $ 1,030,000 $ 515,000 $ 288,000
CHAMPAIGN-URBANA, IL 2 $ 405,000 $ 202,000 $ 108,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 544,000 $ 272,000 $ 145,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 2 $ 796,000 $ 398,000 $ 262,000
CINCINNATI, OH-KY-IN 2 $ 278,000 $ 139,000 $ 17,000
COLORADO SPRINGS, CO 2 $ 684,000 $ 342,000 $ 41,000
COLUMBIA, MO 2 $ 397,000 $ 198,000 $ 210,000
COLUMBUS, OH 2 $ 1,997,000 $ 998,000 $ 3,689,000
CORVALLIS, OR 2 $ 481,000 $ 240,000 $ 300,000
FORT COLLINS-LOVELAND, CO 2 $ 284,000 $ 142,000 $ 73,000
FORT WALTON BEACH, FL 2 $ 308,000 $ 154,000 $ 31,000
LAWRENCE, KS 2 $ 97,000 $ 48,000 $ 38,000
MONMOUTH-OCEAN, NJ 2 $ 470,000 $ 235,000 $ 62,000
NASHUA, NH 2 $ 2,100,000 $ 1,050,000 $ 576,000
OCALA, FL 2 $ 212,000 $ 106,000 $ 60,000
OKLAHOMA CITY, OK 2 $ 247,000 $ 123,000 $ 67,000
PITTSBURGH, PA 2 $ 542,000 $ 271,000 $ 136,000
PORTLAND-VANCOUVER, OR-WA 2 $ 2,823,000 $ 1,411,000 $ 975,000
PORTSMOUTH-ROCHESTER, NH-ME 2 $ 641,000 $ 320,000 $ 699,000
SALINAS, CA 2 $ 426,000 $ 213,000 $ 68,000
SAN JOSE, CA 2 $ 1,430,000 $ 715,000 $ 133,000
SHEBOYGAN, WI 2 $ 415,000 $ 207,000 $ 174,000
VENTURA, CA 2 $ 637,000 $ 318,000 $ 137,000
WAUSAU, WI 2 $ 244,000 $ 122,000 $ 149,000
AKRON, OH 1 $ 100,000 $ 100,000 $ 120,000
ALBUQUERQUE, NM 1 $ 21,000 $ 21,000 $ 19,000
ALLENTOWN-BETHLEHEM-EASTON, PA 1 $ 260,000 $ 260,000 $ 60,000
ANCHORAGE, AK 1 $ 90,000 $ 90,000 $ 94,000
APPLETON-OSHKOSH-NEENAH, WI 1 $ 107,000 $ 107,000 $ 134,000
ASHEVILLE, NC 1 $ 125,000 $ 125,000 $ 108,000
ATLANTIC-CAPE MAY, NJ 1 $ 240,000 $ 240,000 $ 203,000
BELLINGHAM, WA 1 $ 305,000 $ 305,000 $ 246,000
BIRMINGHAM, AL 1 $ 206,000 $ 206,000 $ 97,000
BLOOMINGTON, IN 1 $ 58,000 $ 58,000 $ 30,000
BREMERTON, WA 1 $ 164,000 $ 164,000 $ 0
BROWNSVILLE-HARLINGEN-SAN BENITO, TX 1 $ 43,000 $ 43,000 $ 86,000
BUFFALO-NIAGARA FALLS, NY 1 $ 172,000 $ 172,000 $ 0
CORPUS CHRISTI, TX 1 $ 120,000 $ 120,000 $ 903,000
DANBURY, CT 1 $ 610,000 $ 610,000 $ 389,000
DAYTON-SPRINGFIELD, OH 1 $ 10,000 $ 10,000 $ 337,000
DECATUR, IL 1 $ 4,200,000 $ 4,200,000 $ 0
DOVER, DE 1 $ 147,000 $ 147,000 $ 223,000
EAU CLAIRE, WI 1 $ 62,000 $ 62,000 $ 72,000
FORT WAYNE, IN 1 $ 176,000 $ 176,000 $ 160,000
HARTFORD, CT 1 $ 266,000 $ 266,000 $ 0
IOWA CITY, IA 1 $ 76,000 $ 76,000 $ 155,000
JERSEY CITY, NJ 1 $ 333,000 $ 333,000 $ 98,000
LA CROSSE, WI-MN 1 $ 137,000 $ 137,000 $ 68,000
LAKELAND-WINTER HAVEN, FL 1 $ 101,000 $ 101,000 $ 0
LAREDO, TX 1 $ 48,000 $ 48,000 $ 36,000
LINCOLN, NE 1 $ 106,000 $ 106,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK, AR 1 $ 226,000 $ 226,000 $ 153,000
MADISON, WI 1 $ 323,000 $ 323,000 $ 150,000
MEMPHIS, TN-AR-MS 1 $ 118,000 $ 118,000 $ 0
MISSOULA, MT 1 $ 147,000 $ 147,000 $ 0
NEW HAVEN-MERIDEN, CT 1 $ 169,000 $ 169,000 $ 48,000
OLYMPIA, WA 1 $ 137,000 $ 137,000 $ 0
OMAHA, NE-IA 1 $ 140,000 $ 140,000 $ 0
PANAMA CITY, FL 1 $ 120,000 $ 120,000 $ 45,000
PORTLAND, ME 1 $ 174,000 $ 174,000 $ 130,000
READING, PA 1 $ 226,000 $ 226,000 $ 0
ROCHESTER, MN 1 $ 148,000 $ 148,000 $ 157,000
SAGINAW-BAY CITY-MIDLAND, MI 1 $ 204,000 $ 204,000 $ 61,000
SALT LAKE CITY-OGDEN, UT 1 $ 96,000 $ 96,000 $ 56,000
SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA 1 $ 270,000 $ 270,000 $ 65,000
SANTA BARBARA-SANTA MARIA-LOMPOC, CA 1 $ 715,000 $ 715,000 $ 167,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 432,000 $ 432,000 $ 140,000
SANTA FE, NM 1 $ 750,000 $ 750,000 $ 410,000
SOUTH BEND, IN 1 $ 61,000 $ 61,000 $ 48,000
SPRINGFIELD, IL 1 $ 76,000 $ 76,000 $ 129,000
SPRINGFIELD, MA 1 $ 60,000 $ 60,000 $ 53,000
STAMFORD-NORWALK, CT 1 $ 1,960,000 $ 1,960,000 $ 564,000
TALLAHASSEE, FL 1 $ 106,000 $ 106,000 $ 67,000
TERRE HAUTE, IN 1 $ 80,000 $ 80,000 $ 0
TULSA, OK 1 $ 135,000 $ 135,000 $ 58,000
UTICA-ROME, NY 1 $ 30,000 $ 30,000 $ 62,000
WILMINGTON, NC 1 $ 258,000 $ 258,000 $ 237,000
WILMINGTON-NEWARK, DE-MD 1 $ 408,000 $ 408,000 $ 0
YOLO, CA 1 $ 200,000 $ 200,000 $ 84,000
YORK, PA 1 $ 100,000 $ 100,000 $ 41,000
YOUNGSTOWN-WARREN, OH 1 $ 181,000 $ 181,000 $ 115,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Harris Trust And Savings Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 13,018 $2,312,189,000 $318,022 $4,000,000 $253,818 $8,274,000
Home Purchase (one-to-four family) 4,770 $1,043,885,000 $288,155 $3,447,000 $217,911 $9,600,000
Home Improvement (one-to-four family) 362 $11,247,000 $38,000 $250,000 $50,500 $539,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 46 $51,022,000 $1,109,000 $10,468,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,779 $1,832,374,000 $233,263 $2,240,000 $165,105 $9,600,000
Information not provided by applicant in mail or telephone application 2,966 $784,916,000 $341,238 $4,000,000 $364,500 $6,333,000
Not applicable 1,538 $364,309,000 $312,968 $10,468,000 $0 $0
Hispanic 1,507 $185,423,000 $167,533 $1,000,000 $127,466 $903,000
Black 583 $68,149,000 $199,700 $1,350,000 $132,900 $430,000
Asian or Pacific Islander 476 $85,015,000 $214,800 $1,114,000 $144,600 $715,000
Other 339 $96,471,000 $291,000 $1,910,000 $651,857 $5,400,000
American Indian or Alaskan Native 8 $1,686,000 $397,000 $1,000,000 $266,666 $693,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,196 $3,418,343,000 $285,187 $10,468,000 $208,645 $9,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,602 $2,675,935,000 $292,272 $10,468,000 $284,318 $9,600,000
Loan Purchased By The Institution 1,525 $330,839,000 $307,812 $3,447,000 $0 $0
Application Denied By Financial Institution 913 $136,366,000 $228,000 $4,200,000 $139,333 $1,935,000
Application Approved But Not Accepted 581 $123,138,000 $279,850 $2,000,000 $247,750 $1,644,000
Application Withdrawn By Applicant 374 $85,501,000 $265,277 $4,000,000 $178,055 $1,775,000
File Closed For Incompleteness 201 $66,564,000 $388,923 $3,352,000 $256,384 $2,709,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 384 $64,780,000 $260,700 $1,500,000 $104,100 $337,000
Credit History 318 $30,190,000 $219,400 $675,000 $99,800 $539,000
Collateral 106 $14,922,000 $193,285 $650,000 $107,428 $365,000
Other 66 $19,481,000 $168,000 $4,200,000 $113,833 $1,935,000
Employment History 23 $5,394,000 $263,333 $1,040,000 $209,000 $730,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,059,000 $117,000 $445,000 $49,000 $177,000
Credit Application Incomplete 4 $389,000 $97,000 $146,000 $46,000 $59,000
Unverifiable Information 3 $151,000 $50,000 $71,000 $56,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

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