Harris Trust And Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Harris Trust And Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris Trust And Savings Bank 111 West Monroe Street Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 18,196 |
| Total Mortgage Loan Application Amount | $3,418,343,000 |
| Average Mortgage Loan Application Amount | $305,923 |
| Highest Mortgage Loan Application Amount | $10,468,000 |
| Average Applicant Income | $229,076 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Harris Trust And Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris Trust And Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Harris Trust And Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris Trust And Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris Trust And Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris Trust And Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 6,360 | $ 1,181,426,000 | $ 185,000 | $ 81,000 |
| DuPage County Illinois | 2,029 | $ 374,731,000 | $ 184,000 | $ 98,000 |
| Will County Illinois | 1,696 | $ 234,902,000 | $ 138,000 | $ 75,000 |
| McHenry County Illinois | 1,644 | $ 262,952,000 | $ 159,000 | $ 96,000 |
| Lake County Illinois | 1,592 | $ 421,218,000 | $ 264,000 | $ 122,000 |
| Kane County Illinois | 1,145 | $ 193,121,000 | $ 168,000 | $ 97,000 |
| Maricopa County Arizona | 819 | $ 169,179,000 | $ 206,000 | $ 141,000 |
| Peoria County Illinois | 363 | $ 43,935,000 | $ 121,000 | $ 81,000 |
| Kendall County Illinois | 196 | $ 31,402,000 | $ 160,000 | $ 85,000 |
| Fulton County Illinois | 127 | $ 8,662,000 | $ 68,000 | $ 44,000 |
| Palm Beach County Florida | 96 | $ 33,027,000 | $ 344,000 | $ 119,000 |
| McDonough County Illinois | 94 | $ 7,842,000 | $ 83,000 | $ 70,000 |
| Sarasota County Florida | 93 | $ 26,067,000 | $ 280,000 | $ 102,000 |
| Tazewell County Illinois | 87 | $ 9,418,000 | $ 108,000 | $ 61,000 |
| Walworth County Wisconsin | 84 | $ 15,563,000 | $ 185,000 | $ 180,000 |
| Collier County Florida | 83 | $ 25,424,000 | $ 306,000 | $ 266,000 |
| Indian River County Florida | 78 | $ 23,955,000 | $ 307,000 | $ 118,000 |
| Lake County Indiana | 69 | $ 8,515,000 | $ 123,000 | $ 71,000 |
| Rock Island County Illinois | 65 | $ 5,330,000 | $ 82,000 | $ 62,000 |
| Lee County Florida | 60 | $ 12,053,000 | $ 200,000 | $ 165,000 |
| Boone County Illinois | 52 | $ 6,582,000 | $ 126,000 | $ 57,000 |
| Scott County Iowa | 50 | $ 5,496,000 | $ 109,000 | $ 95,000 |
| DeKalb County Illinois | 48 | $ 6,084,000 | $ 126,000 | $ 63,000 |
| Grundy County Illinois | 46 | $ 6,124,000 | $ 133,000 | $ 101,000 |
| King County Washington | 46 | $ 14,350,000 | $ 311,000 | $ 12,000 |
| Pima County Arizona | 41 | $ 7,023,000 | $ 171,000 | $ 76,000 |
| Kenosha County Wisconsin | 35 | $ 5,381,000 | $ 153,000 | $ 88,000 |
| Manatee County Florida | 33 | $ 6,403,000 | $ 194,000 | $ 102,000 |
| Woodford County Illinois | 30 | $ 3,767,000 | $ 125,000 | $ 67,000 |
| Porter County Indiana | 27 | $ 4,574,000 | $ 169,000 | $ 128,000 |
| LaSalle County Illinois | 25 | $ 2,614,000 | $ 104,000 | $ 64,000 |
| Winnebago County Illinois | 24 | $ 1,944,000 | $ 81,000 | $ 48,000 |
| Navajo County Arizona | 22 | $ 5,061,000 | $ 230,000 | $ 0 |
| Berrien County Michigan | 22 | $ 3,717,000 | $ 168,000 | $ 176,000 |
| Kankakee County Illinois | 19 | $ 1,902,000 | $ 100,000 | $ 83,000 |
| Los Angeles County California | 16 | $ 6,744,000 | $ 421,000 | $ 288,000 |
| Clark County Nevada | 14 | $ 2,950,000 | $ 210,000 | $ 268,000 |
| Yavapai County Arizona | 13 | $ 2,247,000 | $ 172,000 | $ 0 |
| Pinellas County Florida | 13 | $ 1,793,000 | $ 137,000 | $ 81,000 |
| LaPorte County Indiana | 13 | $ 4,951,000 | $ 380,000 | $ 256,000 |
| Coconino County Arizona | 12 | $ 3,149,000 | $ 262,000 | $ 143,000 |
| San Diego County California | 12 | $ 4,376,000 | $ 364,000 | $ 61,000 |
| Broward County Florida | 12 | $ 2,551,000 | $ 212,000 | $ 212,000 |
| Miami-Dade County Florida | 12 | $ 6,896,000 | $ 574,000 | $ 549,000 |
| Henry County Illinois | 12 | $ 1,051,000 | $ 87,000 | $ 59,000 |
| Montgomery County Maryland | 12 | $ 5,042,000 | $ 420,000 | $ 232,000 |
| Jo Daviess County Illinois | 10 | $ 1,059,000 | $ 105,000 | $ 196,000 |
| Knox County Illinois | 10 | $ 1,282,000 | $ 128,000 | $ 78,000 |
| Mercer County Illinois | 10 | $ 718,000 | $ 71,000 | $ 52,000 |
| Orange County California | 9 | $ 2,284,000 | $ 253,000 | $ 150,000 |
| Martin County Florida | 9 | $ 2,505,000 | $ 278,000 | $ 29,000 |
| St. Lucie County Florida | 9 | $ 1,590,000 | $ 176,000 | $ 0 |
| Door County Wisconsin | 9 | $ 2,245,000 | $ 249,000 | $ 203,000 |
| Vilas County Wisconsin | 9 | $ 2,704,000 | $ 300,000 | $ 60,000 |
| Riverside County California | 8 | $ 1,425,000 | $ 178,000 | $ 79,000 |
| Eagle County Colorado | 8 | $ 5,472,000 | $ 684,000 | $ 1,414,000 |
| Fairfax County Virginia | 8 | $ 3,009,000 | $ 376,000 | $ 57,000 |
| Morris County New Jersey | 7 | $ 2,516,000 | $ 359,000 | $ 190,000 |
| Harris County Texas | 7 | $ 817,000 | $ 116,000 | $ 283,000 |
| Snohomish County Washington | 7 | $ 2,256,000 | $ 322,000 | $ 0 |
| Waukesha County Wisconsin | 7 | $ 1,675,000 | $ 239,000 | $ 154,000 |
| Denver County Colorado | 6 | $ 1,333,000 | $ 222,000 | $ 216,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,797,000 | $ 299,000 | $ 233,000 |
| Brevard County Florida | 6 | $ 1,219,000 | $ 203,000 | $ 72,000 |
| Van Buren County Michigan | 6 | $ 815,000 | $ 135,000 | $ 132,000 |
| Essex County New Jersey | 6 | $ 2,073,000 | $ 345,000 | $ 677,000 |
| Pierce County Washington | 6 | $ 832,000 | $ 138,000 | $ 0 |
| Gila County Arizona | 5 | $ 2,044,000 | $ 408,000 | $ 10,000 |
| Pinal County Arizona | 5 | $ 839,000 | $ 167,000 | $ 0 |
| Arapahoe County Colorado | 5 | $ 2,947,000 | $ 589,000 | $ 348,000 |
| Hillsborough County Florida | 5 | $ 740,000 | $ 148,000 | $ 39,000 |
| Monroe County Florida | 5 | $ 3,102,000 | $ 620,000 | $ 62,000 |
| Hancock County Illinois | 5 | $ 343,000 | $ 68,000 | $ 80,000 |
| McLean County Illinois | 5 | $ 1,083,000 | $ 216,000 | $ 139,000 |
| Schuyler County Illinois | 5 | $ 554,000 | $ 110,000 | $ 25,000 |
| Warren County Illinois | 5 | $ 402,000 | $ 80,000 | $ 29,000 |
| Suffolk County New York | 5 | $ 1,442,000 | $ 288,000 | $ 178,000 |
| Cuyahoga County Ohio | 5 | $ 523,000 | $ 104,000 | $ 100,000 |
| Tarrant County Texas | 5 | $ 573,000 | $ 114,000 | $ 103,000 |
| Summit County Utah | 5 | $ 1,889,000 | $ 377,000 | $ 221,000 |
| Milwaukee County Wisconsin | 5 | $ 620,000 | $ 124,000 | $ 103,000 |
| Racine County Wisconsin | 5 | $ 733,000 | $ 146,000 | $ 47,000 |
| Sauk County Wisconsin | 5 | $ 554,000 | $ 110,000 | $ 142,000 |
| Routt County Colorado | 4 | $ 5,093,000 | $ 1,273,000 | $ 653,000 |
| Summit County Colorado | 4 | $ 861,000 | $ 215,000 | $ 242,000 |
| Fairfield County Connecticut | 4 | $ 3,600,000 | $ 900,000 | $ 382,000 |
| Orange County Florida | 4 | $ 1,894,000 | $ 473,000 | $ 34,000 |
| Carroll County Illinois | 4 | $ 659,000 | $ 164,000 | $ 263,000 |
| Marshall County Illinois | 4 | $ 516,000 | $ 129,000 | $ 69,000 |
| Hamilton County Indiana | 4 | $ 862,000 | $ 215,000 | $ 127,000 |
| Johnson County Kansas | 4 | $ 583,000 | $ 145,000 | $ 71,000 |
| Allegan County Michigan | 4 | $ 411,000 | $ 102,000 | $ 107,000 |
| Cass County Michigan | 4 | $ 420,000 | $ 105,000 | $ 152,000 |
| Oakland County Michigan | 4 | $ 1,080,000 | $ 270,000 | $ 471,000 |
| Ramsey County Minnesota | 4 | $ 306,000 | $ 76,000 | $ 254,000 |
| Washoe County Nevada | 4 | $ 2,454,000 | $ 613,000 | $ 456,000 |
| Bergen County New Jersey | 4 | $ 1,119,000 | $ 279,000 | $ 108,000 |
| New York County New York | 4 | $ 2,501,000 | $ 625,000 | $ 422,000 |
| Beaufort County South Carolina | 4 | $ 2,407,000 | $ 601,000 | $ 132,000 |
| Horry County South Carolina | 4 | $ 687,000 | $ 171,000 | $ 220,000 |
| Collin County Texas | 4 | $ 1,572,000 | $ 393,000 | $ 686,000 |
| Dallas County Texas | 4 | $ 1,252,000 | $ 313,000 | $ 852,000 |
| Denton County Texas | 4 | $ 714,000 | $ 178,000 | $ 110,000 |
| Oneida County Wisconsin | 4 | $ 816,000 | $ 204,000 | $ 195,000 |
| Rock County Wisconsin | 4 | $ 312,000 | $ 78,000 | $ 94,000 |
| Contra Costa County California | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| Marin County California | 3 | $ 2,928,000 | $ 976,000 | $ 379,000 |
| Sonoma County California | 3 | $ 2,062,000 | $ 687,000 | $ 485,000 |
| Pitkin County Colorado | 3 | $ 2,092,000 | $ 697,000 | $ 841,000 |
| San Miguel County Colorado | 3 | $ 1,757,000 | $ 585,000 | $ 337,000 |
| Sussex County Delaware | 3 | $ 1,034,000 | $ 344,000 | $ 417,000 |
| Charlotte County Florida | 3 | $ 1,313,000 | $ 437,000 | $ 143,000 |
| Fulton County Georgia | 3 | $ 1,509,000 | $ 503,000 | $ 316,000 |
| Maui County Hawaii | 3 | $ 1,427,000 | $ 475,000 | $ 443,000 |
| Lee County Illinois | 3 | $ 366,000 | $ 122,000 | $ 51,000 |
| Ogle County Illinois | 3 | $ 323,000 | $ 107,000 | $ 53,000 |
| Putnam County Illinois | 3 | $ 335,000 | $ 111,000 | $ 89,000 |
| Polk County Iowa | 3 | $ 677,000 | $ 225,000 | $ 120,000 |
| Anne Arundel County Maryland | 3 | $ 661,000 | $ 220,000 | $ 79,000 |
| Howard County Maryland | 3 | $ 341,000 | $ 113,000 | $ 48,000 |
| Barnstable County Massachusetts | 3 | $ 1,217,000 | $ 405,000 | $ 531,000 |
| Essex County Massachusetts | 3 | $ 867,000 | $ 289,000 | $ 38,000 |
| Middlesex County Massachusetts | 3 | $ 1,723,000 | $ 574,000 | $ 311,000 |
| Suffolk County Massachusetts | 3 | $ 412,000 | $ 137,000 | $ 134,000 |
| Washtenaw County Michigan | 3 | $ 565,000 | $ 188,000 | $ 105,000 |
| Hennepin County Minnesota | 3 | $ 809,000 | $ 269,000 | $ 333,000 |
| St. Louis County Minnesota | 3 | $ 586,000 | $ 195,000 | $ 38,000 |
| Gallatin County Montana | 3 | $ 894,000 | $ 298,000 | $ 1,723,000 |
| Lake County Montana | 3 | $ 940,000 | $ 313,000 | $ 18,000 |
| Rockingham County New Hampshire | 3 | $ 921,000 | $ 307,000 | $ 400,000 |
| Kings County New York | 3 | $ 949,000 | $ 316,000 | $ 54,000 |
| Nassau County New York | 3 | $ 1,070,000 | $ 356,000 | $ 303,000 |
| Westchester County New York | 3 | $ 1,269,000 | $ 423,000 | $ 145,000 |
| Chester County Pennsylvania | 3 | $ 1,227,000 | $ 409,000 | $ 204,000 |
| Montgomery County Pennsylvania | 3 | $ 959,000 | $ 319,000 | $ 18,000 |
| Washington County Rhode Island | 3 | $ 928,000 | $ 309,000 | $ 340,000 |
| Travis County Texas | 3 | $ 917,000 | $ 305,000 | $ 43,000 |
| Alexandria County Virginia | 3 | $ 861,000 | $ 287,000 | $ 74,000 |
| Green Lake County Wisconsin | 3 | $ 515,000 | $ 171,000 | $ 334,000 |
| Alameda County California | 2 | $ 870,000 | $ 435,000 | $ 73,000 |
| Monterey County California | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Placer County California | 2 | $ 398,000 | $ 199,000 | $ 356,000 |
| Sacramento County California | 2 | $ 158,000 | $ 79,000 | $ 54,000 |
| San Francisco County California | 2 | $ 865,000 | $ 432,000 | $ 345,000 |
| San Mateo County California | 2 | $ 1,296,000 | $ 648,000 | $ 0 |
| Santa Clara County California | 2 | $ 1,430,000 | $ 715,000 | $ 133,000 |
| Ventura County California | 2 | $ 637,000 | $ 318,000 | $ 137,000 |
| Boulder County Colorado | 2 | $ 832,000 | $ 416,000 | $ 120,000 |
| Douglas County Colorado | 2 | $ 1,280,000 | $ 640,000 | $ 476,000 |
| El Paso County Colorado | 2 | $ 684,000 | $ 342,000 | $ 41,000 |
| Jefferson County Colorado | 2 | $ 470,000 | $ 235,000 | $ 144,000 |
| Larimer County Colorado | 2 | $ 284,000 | $ 142,000 | $ 73,000 |
| Hernando County Florida | 2 | $ 303,000 | $ 151,000 | $ 18,000 |
| Lake County Florida | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Marion County Florida | 2 | $ 212,000 | $ 106,000 | $ 60,000 |
| Okaloosa County Florida | 2 | $ 308,000 | $ 154,000 | $ 31,000 |
| St. Johns County Florida | 2 | $ 338,000 | $ 169,000 | $ 329,000 |
| Volusia County Florida | 2 | $ 866,000 | $ 433,000 | $ 753,000 |
| Henry County Georgia | 2 | $ 850,000 | $ 425,000 | $ 111,000 |
| Hawaii County Hawaii | 2 | $ 344,000 | $ 172,000 | $ 12,000 |
| Blaine County Idaho | 2 | $ 735,000 | $ 367,000 | $ 201,000 |
| Champaign County Illinois | 2 | $ 405,000 | $ 202,000 | $ 108,000 |
| Stephenson County Illinois | 2 | $ 266,000 | $ 133,000 | $ 92,000 |
| Vermilion County Illinois | 2 | $ 143,000 | $ 71,000 | $ 37,000 |
| Whiteside County Illinois | 2 | $ 228,000 | $ 114,000 | $ 66,000 |
| Marion County Indiana | 2 | $ 1,123,000 | $ 561,000 | $ 112,000 |
| Marshall County Indiana | 2 | $ 420,000 | $ 210,000 | $ 146,000 |
| Starke County Indiana | 2 | $ 512,000 | $ 256,000 | $ 76,000 |
| White County Indiana | 2 | $ 141,000 | $ 70,000 | $ 72,000 |
| Douglas County Kansas | 2 | $ 97,000 | $ 48,000 | $ 38,000 |
| Fayette County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 604,000 |
| Pulaski County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Trigg County Kentucky | 2 | $ 478,000 | $ 239,000 | $ 307,000 |
| Dukes County Massachusetts | 2 | $ 885,000 | $ 442,000 | $ 621,000 |
| Norfolk County Massachusetts | 2 | $ 564,000 | $ 282,000 | $ 119,000 |
| Emmet County Michigan | 2 | $ 560,000 | $ 280,000 | $ 162,000 |
| Iron County Michigan | 2 | $ 231,000 | $ 115,000 | $ 187,000 |
| Kalamazoo County Michigan | 2 | $ 485,000 | $ 242,000 | $ 100,000 |
| Kent County Michigan | 2 | $ 323,000 | $ 161,000 | $ 50,000 |
| St. Joseph County Michigan | 2 | $ 486,000 | $ 243,000 | $ 258,000 |
| Wayne County Michigan | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Boone County Missouri | 2 | $ 397,000 | $ 198,000 | $ 210,000 |
| Jackson County Missouri | 2 | $ 417,000 | $ 208,000 | $ 82,000 |
| Hillsborough County New Hampshire | 2 | $ 2,100,000 | $ 1,050,000 | $ 576,000 |
| Monmouth County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 62,000 |
| Passaic County New Jersey | 2 | $ 632,000 | $ 316,000 | $ 69,000 |
| Somerset County New Jersey | 2 | $ 415,000 | $ 207,000 | $ 312,000 |
| Union County New Jersey | 2 | $ 1,456,000 | $ 728,000 | $ 734,000 |
| Rockland County New York | 2 | $ 832,000 | $ 416,000 | $ 324,000 |
| Franklin County Ohio | 2 | $ 1,997,000 | $ 998,000 | $ 3,689,000 |
| Hamilton County Ohio | 2 | $ 278,000 | $ 139,000 | $ 17,000 |
| Grady County Oklahoma | 2 | $ 104,000 | $ 52,000 | $ 66,000 |
| Benton County Oregon | 2 | $ 481,000 | $ 240,000 | $ 300,000 |
| Newport County Rhode Island | 2 | $ 1,185,000 | $ 592,000 | $ 335,000 |
| Charleston County South Carolina | 2 | $ 544,000 | $ 272,000 | $ 145,000 |
| Fort Bend County Texas | 2 | $ 299,000 | $ 149,000 | $ 223,000 |
| Montgomery County Texas | 2 | $ 735,000 | $ 367,000 | $ 542,000 |
| Windham County Vermont | 2 | $ 381,000 | $ 190,000 | $ 154,000 |
| Albemarle County Virginia | 2 | $ 436,000 | $ 218,000 | $ 45,000 |
| Fauquier County Virginia | 2 | $ 405,000 | $ 202,000 | $ 104,000 |
| Lancaster County Virginia | 2 | $ 800,000 | $ 400,000 | $ 96,000 |
| Dodge County Wisconsin | 2 | $ 202,000 | $ 101,000 | $ 118,000 |
| Jefferson County Wisconsin | 2 | $ 296,000 | $ 148,000 | $ 159,000 |
| Manitowoc County Wisconsin | 2 | $ 621,000 | $ 310,000 | $ 186,000 |
| Marathon County Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 149,000 |
| Pierce County Wisconsin | 2 | $ 164,000 | $ 82,000 | $ 50,000 |
| Sawyer County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 331,000 |
| Sheboygan County Wisconsin | 2 | $ 415,000 | $ 207,000 | $ 174,000 |
| Jefferson County Alabama | 1 | $ 206,000 | $ 206,000 | $ 97,000 |
| Anchorage County Alaska | 1 | $ 90,000 | $ 90,000 | $ 94,000 |
| Cochise County Arizona | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Pulaski County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 153,000 |
| Randolph County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 81,000 |
| Sevier County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Calaveras County California | 1 | $ 250,000 | $ 250,000 | $ 450,000 |
| Humboldt County California | 1 | $ 460,000 | $ 460,000 | $ 96,000 |
| Imperial County California | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Nevada County California | 1 | $ 323,000 | $ 323,000 | $ 564,000 |
| San Luis Obispo County California | 1 | $ 270,000 | $ 270,000 | $ 65,000 |
| Santa Barbara County California | 1 | $ 715,000 | $ 715,000 | $ 167,000 |
| Santa Cruz County California | 1 | $ 432,000 | $ 432,000 | $ 140,000 |
| Yolo County California | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Adams County Colorado | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Gunnison County Colorado | 1 | $ 854,000 | $ 854,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 650,000 | $ 650,000 | $ 3,291,000 |
| New Haven County Connecticut | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Kent County Delaware | 1 | $ 147,000 | $ 147,000 | $ 223,000 |
| New Castle County Delaware | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Bay County Florida | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Clay County Florida | 1 | $ 98,000 | $ 98,000 | $ 81,000 |
| Flagler County Florida | 1 | $ 394,000 | $ 394,000 | $ 351,000 |
| Hendry County Florida | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Highlands County Florida | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Leon County Florida | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Polk County Florida | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Walton County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Cobb County Georgia | 1 | $ 267,000 | $ 267,000 | $ 119,000 |
| DeKalb County Georgia | 1 | $ 520,000 | $ 520,000 | $ 265,000 |
| Douglas County Georgia | 1 | $ 220,000 | $ 220,000 | $ 145,000 |
| Kootenai County Idaho | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Cass County Illinois | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| De Witt County Illinois | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Effingham County Illinois | 1 | $ 131,000 | $ 131,000 | $ 97,000 |
| Iroquois County Illinois | 1 | $ 223,000 | $ 223,000 | $ 73,000 |
| Livingston County Illinois | 1 | $ 81,000 | $ 81,000 | $ 64,000 |
| Logan County Illinois | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Macon County Illinois | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Mason County Illinois | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Menard County Illinois | 1 | $ 76,000 | $ 76,000 | $ 129,000 |
| Allen County Indiana | 1 | $ 176,000 | $ 176,000 | $ 160,000 |
| Bartholomew County Indiana | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Hendricks County Indiana | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Jasper County Indiana | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Johnson County Indiana | 1 | $ 151,000 | $ 151,000 | $ 34,000 |
| Monroe County Indiana | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
| Pulaski County Indiana | 1 | $ 32,000 | $ 32,000 | $ 100,000 |
| St. Joseph County Indiana | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Vigo County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Cedar County Iowa | 1 | $ 72,000 | $ 72,000 | $ 96,000 |
| Johnson County Iowa | 1 | $ 76,000 | $ 76,000 | $ 155,000 |
| Kossuth County Iowa | 1 | $ 126,000 | $ 126,000 | $ 78,000 |
| Osceola County Iowa | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| Story County Iowa | 1 | $ 80,000 | $ 80,000 | $ 240,000 |
| Winneshiek County Iowa | 1 | $ 508,000 | $ 508,000 | $ 1,110,000 |
| Jessamine County Kentucky | 1 | $ 259,000 | $ 259,000 | $ 148,000 |
| Marshall County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 105,000 |
| Cumberland County Maine | 1 | $ 174,000 | $ 174,000 | $ 130,000 |
| Sagadahoc County Maine | 1 | $ 400,000 | $ 400,000 | $ 173,000 |
| York County Maine | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Hampshire County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Nantucket County Massachusetts | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 430,000 |
| Antrim County Michigan | 1 | $ 353,000 | $ 353,000 | $ 235,000 |
| Ionia County Michigan | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Keweenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 296,000 |
| Lake County Michigan | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Leelanau County Michigan | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Livingston County Michigan | 1 | $ 226,000 | $ 226,000 | $ 200,000 |
| Manistee County Michigan | 1 | $ 144,000 | $ 144,000 | $ 150,000 |
| Midland County Michigan | 1 | $ 204,000 | $ 204,000 | $ 61,000 |
| Newaygo County Michigan | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Oceana County Michigan | 1 | $ 213,000 | $ 213,000 | $ 317,000 |
| Ottawa County Michigan | 1 | $ 500,000 | $ 500,000 | $ 365,000 |
| St. Clair County Michigan | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Carver County Minnesota | 1 | $ 286,000 | $ 286,000 | $ 120,000 |
| Dakota County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 139,000 |
| Goodhue County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Olmsted County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 157,000 |
| Alcorn County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Benton County Missouri | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
| Franklin County Missouri | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
| Jefferson County Missouri | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Platte County Missouri | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| St. Louis County Missouri | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Missoula County Montana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Park County Montana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 488,000 |
| Camden County New Jersey | 1 | $ 244,000 | $ 244,000 | $ 75,000 |
| Cape May County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 203,000 |
| Hudson County New Jersey | 1 | $ 333,000 | $ 333,000 | $ 98,000 |
| Hunterdon County New Jersey | 1 | $ 950,000 | $ 950,000 | $ 219,000 |
| Sussex County New Jersey | 1 | $ 131,000 | $ 131,000 | $ 152,000 |
| Bernalillo County New Mexico | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| Chaves County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| Colfax County New Mexico | 1 | $ 196,000 | $ 196,000 | $ 240,000 |
| Santa Fe County New Mexico | 1 | $ 750,000 | $ 750,000 | $ 410,000 |
| Erie County New York | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Oneida County New York | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Richmond County New York | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Avery County North Carolina | 1 | $ 680,000 | $ 680,000 | $ 240,000 |
| Brunswick County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 237,000 |
| Buncombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Chatham County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Durham County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 240,000 |
| Henderson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Mecklenburg County North Carolina | 1 | $ 496,000 | $ 496,000 | $ 477,000 |
| Moore County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 120,000 |
| Scotland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Transylvania County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Union County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 47,000 |
| Wake County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Coshocton County Ohio | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
| Lake County Ohio | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Montgomery County Ohio | 1 | $ 10,000 | $ 10,000 | $ 337,000 |
| Summit County Ohio | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Trumbull County Ohio | 1 | $ 181,000 | $ 181,000 | $ 115,000 |
| Canadian County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Cleveland County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Tulsa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Deschutes County Oregon | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Hood River County Oregon | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Washington County Oregon | 1 | $ 323,000 | $ 323,000 | $ 201,000 |
| Yamhill County Oregon | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,750,000 |
| Allegheny County Pennsylvania | 1 | $ 398,000 | $ 398,000 | $ 273,000 |
| Berks County Pennsylvania | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 195,000 |
| Butler County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| York County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Bristol County Rhode Island | 1 | $ 1,289,000 | $ 1,289,000 | $ 550,000 |
| Monroe County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Shelby County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Cameron County Texas | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
| Kerr County Texas | 1 | $ 80,000 | $ 80,000 | $ 124,000 |
| Nueces County Texas | 1 | $ 120,000 | $ 120,000 | $ 903,000 |
| Webb County Texas | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Williamson County Texas | 1 | $ 204,000 | $ 204,000 | $ 83,000 |
| Duchesne County Utah | 1 | $ 1,040,000 | $ 1,040,000 | $ 4,068,000 |
| Salt Lake County Utah | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Windsor County Vermont | 1 | $ 134,000 | $ 134,000 | $ 341,000 |
| Falls Church County Virginia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Loudoun County Virginia | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Nelson County Virginia | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Stafford County Virginia | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Chelan County Washington | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 133,000 | $ 133,000 | $ 200,000 |
| Island County Washington | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Jefferson County Washington | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Kitsap County Washington | 1 | $ 164,000 | $ 164,000 | $ 0 |
| San Juan County Washington | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Thurston County Washington | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 246,000 |
| Adams County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Burnett County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Calumet County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 134,000 |
| Columbia County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Dane County Wisconsin | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Eau Claire County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 72,000 |
| Iowa County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Iron County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| Juneau County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 143,000 |
| La Crosse County Wisconsin | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
| Marquette County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Menominee County Wisconsin | 1 | $ 52,000 | $ 52,000 | $ 120,000 |
| Richland County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 103,000 |
| Rusk County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 692,000 |
| Vernon County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Waushara County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 87,000 |
| Sheridan County Wyoming | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Teton County Wyoming | 1 | $ 628,000 | $ 628,000 | $ 0 |
Mortgage Loan Application Detail Totals for Harris Trust And Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 13,018 | $2,312,189,000 | $318,022 | $4,000,000 | $253,818 | $8,274,000 |
| Home Purchase (one-to-four family) | 4,770 | $1,043,885,000 | $288,155 | $3,447,000 | $217,911 | $9,600,000 |
| Home Improvement (one-to-four family) | 362 | $11,247,000 | $38,000 | $250,000 | $50,500 | $539,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 46 | $51,022,000 | $1,109,000 | $10,468,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,779 | $1,832,374,000 | $233,263 | $2,240,000 | $165,105 | $9,600,000 |
| Information not provided by applicant in mail or telephone application | 2,966 | $784,916,000 | $341,238 | $4,000,000 | $364,500 | $6,333,000 |
| Not applicable | 1,538 | $364,309,000 | $312,968 | $10,468,000 | $0 | $0 |
| Hispanic | 1,507 | $185,423,000 | $167,533 | $1,000,000 | $127,466 | $903,000 |
| Black | 583 | $68,149,000 | $199,700 | $1,350,000 | $132,900 | $430,000 |
| Asian or Pacific Islander | 476 | $85,015,000 | $214,800 | $1,114,000 | $144,600 | $715,000 |
| Other | 339 | $96,471,000 | $291,000 | $1,910,000 | $651,857 | $5,400,000 |
| American Indian or Alaskan Native | 8 | $1,686,000 | $397,000 | $1,000,000 | $266,666 | $693,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,196 | $3,418,343,000 | $285,187 | $10,468,000 | $208,645 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,602 | $2,675,935,000 | $292,272 | $10,468,000 | $284,318 | $9,600,000 |
| Loan Purchased By The Institution | 1,525 | $330,839,000 | $307,812 | $3,447,000 | $0 | $0 |
| Application Denied By Financial Institution | 913 | $136,366,000 | $228,000 | $4,200,000 | $139,333 | $1,935,000 |
| Application Approved But Not Accepted | 581 | $123,138,000 | $279,850 | $2,000,000 | $247,750 | $1,644,000 |
| Application Withdrawn By Applicant | 374 | $85,501,000 | $265,277 | $4,000,000 | $178,055 | $1,775,000 |
| File Closed For Incompleteness | 201 | $66,564,000 | $388,923 | $3,352,000 | $256,384 | $2,709,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 384 | $64,780,000 | $260,700 | $1,500,000 | $104,100 | $337,000 |
| Credit History | 318 | $30,190,000 | $219,400 | $675,000 | $99,800 | $539,000 |
| Collateral | 106 | $14,922,000 | $193,285 | $650,000 | $107,428 | $365,000 |
| Other | 66 | $19,481,000 | $168,000 | $4,200,000 | $113,833 | $1,935,000 |
| Employment History | 23 | $5,394,000 | $263,333 | $1,040,000 | $209,000 | $730,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,059,000 | $117,000 | $445,000 | $49,000 | $177,000 |
| Credit Application Incomplete | 4 | $389,000 | $97,000 | $146,000 | $46,000 | $59,000 |
| Unverifiable Information | 3 | $151,000 | $50,000 | $71,000 | $56,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris Trust And Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris Trust And Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.