Eagle Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Eagle Bank And Trust Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eagle Bank And Trust Company 650 South Shackleford Suite 150 P O Box 22120 Little Rock, AR 72211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,396 |
| Total Mortgage Loan Application Amount | $599,690,000 |
| Average Mortgage Loan Application Amount | $143,800 |
| Highest Mortgage Loan Application Amount | $1,695,000 |
| Average Applicant Income | $91,800 |
| Highest Applicant Income | $947,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Eagle Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eagle Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Eagle Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eagle Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Eagle Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eagle Bank And Trust Company's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bonneville County Idaho | 563 | $ 105,635,000 | $ 187,000 | $ 76,000 |
| Pulaski County Arkansas | 549 | $ 98,455,000 | $ 179,000 | $ 98,000 |
| DeSoto County Mississippi | 311 | $ 54,215,000 | $ 174,000 | $ 76,000 |
| Saline County Arkansas | 308 | $ 56,610,000 | $ 183,000 | $ 90,000 |
| Ouachita County Louisiana | 206 | $ 36,290,000 | $ 176,000 | $ 79,000 |
| Crittenden County Arkansas | 179 | $ 23,175,000 | $ 129,000 | $ 60,000 |
| Faulkner County Arkansas | 168 | $ 31,440,000 | $ 187,000 | $ 88,000 |
| Benton County Arkansas | 142 | $ 28,070,000 | $ 197,000 | $ 93,000 |
| Washington County Arkansas | 132 | $ 26,130,000 | $ 197,000 | $ 106,000 |
| Lonoke County Arkansas | 117 | $ 20,865,000 | $ 178,000 | $ 76,000 |
| Cleburne County Arkansas | 107 | $ 15,595,000 | $ 145,000 | $ 91,000 |
| Craighead County Arkansas | 70 | $ 11,300,000 | $ 161,000 | $ 82,000 |
| Jefferson County Idaho | 70 | $ 15,970,000 | $ 228,000 | $ 89,000 |
| Bingham County Idaho | 42 | $ 7,700,000 | $ 183,000 | $ 76,000 |
| Tate County Mississippi | 29 | $ 4,695,000 | $ 161,000 | $ 73,000 |
| Shelby County Tennessee | 28 | $ 4,490,000 | $ 160,000 | $ 91,000 |
| White County Arkansas | 24 | $ 3,500,000 | $ 145,000 | $ 78,000 |
| Garland County Arkansas | 22 | $ 4,700,000 | $ 213,000 | $ 148,000 |
| Morehouse County Louisiana | 20 | $ 2,100,000 | $ 105,000 | $ 55,000 |
| Marshall County Mississippi | 18 | $ 2,190,000 | $ 121,000 | $ 60,000 |
| Madison County Idaho | 17 | $ 3,345,000 | $ 196,000 | $ 99,000 |
| Hot Spring County Arkansas | 16 | $ 2,440,000 | $ 152,000 | $ 80,000 |
| Van Buren County Arkansas | 16 | $ 1,560,000 | $ 97,000 | $ 71,000 |
| Greene County Arkansas | 15 | $ 2,295,000 | $ 153,000 | $ 107,000 |
| Mississippi County Arkansas | 14 | $ 1,820,000 | $ 130,000 | $ 72,000 |
| Grant County Arkansas | 11 | $ 2,035,000 | $ 185,000 | $ 80,000 |
| Fremont County Idaho | 10 | $ 2,410,000 | $ 241,000 | $ 114,000 |
| Poinsett County Arkansas | 9 | $ 1,505,000 | $ 167,000 | $ 55,000 |
| St. Francis County Arkansas | 8 | $ 670,000 | $ 83,000 | $ 74,000 |
| Richland County Louisiana | 8 | $ 1,210,000 | $ 151,000 | $ 59,000 |
| Ada County Idaho | 7 | $ 1,965,000 | $ 280,000 | $ 92,000 |
| Bannock County Idaho | 7 | $ 965,000 | $ 137,000 | $ 78,000 |
| Lincoln County Louisiana | 7 | $ 1,285,000 | $ 183,000 | $ 89,000 |
| Independence County Arkansas | 6 | $ 690,000 | $ 115,000 | $ 65,000 |
| Randolph County Arkansas | 5 | $ 475,000 | $ 95,000 | $ 41,000 |
| Stone County Arkansas | 5 | $ 505,000 | $ 101,000 | $ 68,000 |
| Franklin County Louisiana | 5 | $ 785,000 | $ 157,000 | $ 58,000 |
| Union County Louisiana | 5 | $ 895,000 | $ 179,000 | $ 86,000 |
| West Carroll County Louisiana | 5 | $ 605,000 | $ 121,000 | $ 54,000 |
| Conway County Arkansas | 4 | $ 350,000 | $ 87,000 | $ 53,000 |
| Montgomery County Arkansas | 4 | $ 430,000 | $ 107,000 | $ 207,000 |
| Barry County Missouri | 4 | $ 650,000 | $ 162,000 | $ 157,000 |
| Fayette County Tennessee | 4 | $ 790,000 | $ 197,000 | $ 94,000 |
| Carroll County Arkansas | 3 | $ 475,000 | $ 158,000 | $ 138,000 |
| Cross County Arkansas | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Hempstead County Arkansas | 3 | $ 255,000 | $ 85,000 | $ 66,000 |
| Jefferson County Arkansas | 3 | $ 445,000 | $ 148,000 | $ 84,000 |
| Madison County Arkansas | 3 | $ 585,000 | $ 195,000 | $ 153,000 |
| Sebastian County Arkansas | 3 | $ 595,000 | $ 198,000 | $ 104,000 |
| Union County Arkansas | 3 | $ 435,000 | $ 145,000 | $ 59,000 |
| Caldwell County Louisiana | 3 | $ 465,000 | $ 155,000 | $ 192,000 |
| Union County Mississippi | 3 | $ 115,000 | $ 38,000 | $ 40,000 |
| Boone County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Crawford County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Johnson County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 163,000 |
| Lincoln County Arkansas | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Perry County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Pope County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 26,000 |
| Manatee County Florida | 2 | $ 910,000 | $ 455,000 | $ 106,000 |
| Twin Falls County Idaho | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Jackson County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 128,000 |
| Rapides County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Calhoun County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 21,000 |
| Lafayette County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 247,000 |
| Panola County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Tulsa County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Dallas County Texas | 2 | $ 560,000 | $ 280,000 | $ 141,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Bradley County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 173,000 |
| Clark County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Clay County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Columbia County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Franklin County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Fulton County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Lawrence County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Lee County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Logan County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Marion County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Miller County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Monroe County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Ouachita County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Prairie County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Scott County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Sharp County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 355,000 |
| Bonner County Idaho | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Clark County Idaho | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Custer County Idaho | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Minidoka County Idaho | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Bienville County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| East Baton Rouge County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| Lafayette County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Madison County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Tensas County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Winn County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Benton County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| St. Louis City County Missouri | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Hardin County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Madison County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| McNairy County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Bowie County Texas | 1 | $ 405,000 | $ 405,000 | $ 473,000 |
| Midland County Texas | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
| Tarrant County Texas | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Travis County Texas | 1 | $ 485,000 | $ 485,000 | $ 157,000 |
| Lincoln County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Eagle Bank And Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,083 | $547,245,000 | $177,000 | $1,695,000 | $84,000 | $947,000 |
| Cash-out Refinancing | 141 | $25,665,000 | $182,000 | $455,000 | $100,000 | $792,000 |
| Refinancing | 130 | $22,960,000 | $176,000 | $455,000 | $102,000 | $444,000 |
| Other Purpose | 26 | $2,250,000 | $86,000 | $205,000 | $71,000 | $173,000 |
| Home Improvement | 16 | $1,570,000 | $98,000 | $335,000 | $102,000 | $430,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,816 | $505,730,000 | $179,000 | $635,000 | $87,000 | $947,000 |
| Black or African American | 225 | $32,435,000 | $144,000 | $405,000 | $61,000 | $189,000 |
| Hispanic | 169 | $26,095,000 | $154,000 | $455,000 | $69,000 | $792,000 |
| Not Provided | 77 | $14,405,000 | $187,000 | $425,000 | $104,000 | $765,000 |
| Asian | 53 | $10,345,000 | $195,000 | $395,000 | $94,000 | $342,000 |
| Not applicable | 42 | $8,170,000 | $194,000 | $1,695,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $850,000 | $141,000 | $275,000 | $55,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $550,000 | $275,000 | $405,000 | $108,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,999 | $359,785,000 | $179,000 | $1,695,000 | $98,000 | $947,000 |
| FHA-insured (Federal Housing Administration) | 775 | $123,405,000 | $159,000 | $345,000 | $63,000 | $228,000 |
| VA-guaranteed (Veterans Administration) | 340 | $74,560,000 | $219,000 | $495,000 | $82,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 282 | $41,940,000 | $148,000 | $335,000 | $52,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,879 | $513,165,000 | $178,000 | $1,695,000 | $84,000 | $947,000 |
| Application Withdrawn By Applicant | 364 | $61,970,000 | $170,000 | $455,000 | $93,000 | $792,000 |
| Application Denied By Financial Institution | 111 | $18,035,000 | $162,000 | $605,000 | $54,000 | $177,000 |
| Application Approved But Not Accepted | 35 | $5,485,000 | $156,000 | $395,000 | $74,000 | $195,000 |
| File Closed For Incompleteness | 7 | $1,035,000 | $147,000 | $205,000 | $93,000 | $252,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,285 | $581,655,000 | $177,000 | $1,695,000 | $85,000 | $947,000 |
| Debt-To-Income Ratio | 30 | $5,640,000 | $188,000 | $475,000 | $52,000 | $146,000 |
| Credit History | 29 | $3,645,000 | $125,000 | $335,000 | $49,000 | $93,000 |
| Collateral | 20 | $4,150,000 | $207,000 | $605,000 | $177,000 | $177,000 |
| Other | 17 | $2,065,000 | $121,000 | $235,000 | $78,000 | $86,000 |
| Unverifiable Information | 7 | $1,525,000 | $217,000 | $335,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $730,000 | $121,000 | $195,000 | $24,000 | $25,000 |
| Employment History | 2 | $280,000 | $140,000 | $185,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eagle Bank And Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eagle Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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