Eagle Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Eagle Bank And Trust Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eagle Bank And Trust Company 650 South Shackleford Suite 150 P O Box 22120 Little Rock, AR 72211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,526 |
| Total Mortgage Loan Application Amount | $599,050,000 |
| Average Mortgage Loan Application Amount | $198,400 |
| Highest Mortgage Loan Application Amount | $2,435,000 |
| Average Applicant Income | $96,200 |
| Highest Applicant Income | $998,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Eagle Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eagle Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Eagle Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eagle Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Eagle Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eagle Bank And Trust Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 334 | $ 65,640,000 | $ 196,000 | $ 101,000 |
| Bonneville County Idaho | 289 | $ 89,265,000 | $ 308,000 | $ 118,000 |
| Ouachita County Louisiana | 248 | $ 49,240,000 | $ 198,000 | $ 89,000 |
| Faulkner County Arkansas | 230 | $ 55,610,000 | $ 241,000 | $ 111,000 |
| Saline County Arkansas | 203 | $ 45,485,000 | $ 224,000 | $ 104,000 |
| DeSoto County Mississippi | 184 | $ 51,270,000 | $ 278,000 | $ 108,000 |
| Crittenden County Arkansas | 120 | $ 19,530,000 | $ 162,000 | $ 74,000 |
| Benton County Arkansas | 88 | $ 27,530,000 | $ 312,000 | $ 131,000 |
| Cleburne County Arkansas | 87 | $ 16,185,000 | $ 186,000 | $ 100,000 |
| Washington County Arkansas | 80 | $ 22,980,000 | $ 287,000 | $ 145,000 |
| Lonoke County Arkansas | 53 | $ 10,695,000 | $ 201,000 | $ 92,000 |
| Shelby County Tennessee | 45 | $ 14,035,000 | $ 311,000 | $ 145,000 |
| Bingham County Idaho | 41 | $ 12,795,000 | $ 312,000 | $ 100,000 |
| Jefferson County Idaho | 35 | $ 9,955,000 | $ 284,000 | $ 157,000 |
| Van Buren County Arkansas | 29 | $ 5,055,000 | $ 174,000 | $ 124,000 |
| White County Arkansas | 29 | $ 6,145,000 | $ 211,000 | $ 69,000 |
| Tate County Mississippi | 26 | $ 6,080,000 | $ 233,000 | $ 88,000 |
| Morehouse County Louisiana | 23 | $ 3,245,000 | $ 141,000 | $ 68,000 |
| Garland County Arkansas | 19 | $ 4,935,000 | $ 259,000 | $ 182,000 |
| Richland County Louisiana | 19 | $ 3,885,000 | $ 204,000 | $ 99,000 |
| Hot Spring County Arkansas | 17 | $ 2,285,000 | $ 134,000 | $ 79,000 |
| Bannock County Idaho | 17 | $ 5,435,000 | $ 319,000 | $ 116,000 |
| Pope County Arkansas | 15 | $ 2,905,000 | $ 193,000 | $ 88,000 |
| Craighead County Arkansas | 13 | $ 2,285,000 | $ 175,000 | $ 102,000 |
| Marshall County Mississippi | 13 | $ 2,825,000 | $ 217,000 | $ 86,000 |
| Johnson County Arkansas | 12 | $ 1,690,000 | $ 140,000 | $ 80,000 |
| Union County Louisiana | 11 | $ 1,595,000 | $ 145,000 | $ 71,000 |
| Grant County Arkansas | 10 | $ 2,700,000 | $ 270,000 | $ 111,000 |
| Madison County Idaho | 10 | $ 2,420,000 | $ 242,000 | $ 80,000 |
| Perry County Arkansas | 9 | $ 1,435,000 | $ 159,000 | $ 69,000 |
| Franklin County Louisiana | 9 | $ 1,775,000 | $ 197,000 | $ 95,000 |
| Panola County Mississippi | 9 | $ 1,585,000 | $ 176,000 | $ 82,000 |
| Conway County Arkansas | 8 | $ 2,120,000 | $ 265,000 | $ 124,000 |
| Lincoln County Louisiana | 8 | $ 1,560,000 | $ 195,000 | $ 67,000 |
| Clark County Arkansas | 6 | $ 2,130,000 | $ 355,000 | $ 58,000 |
| Jefferson County Arkansas | 6 | $ 440,000 | $ 73,000 | $ 37,000 |
| Sharp County Arkansas | 5 | $ 565,000 | $ 113,000 | $ 68,000 |
| St. Francis County Arkansas | 5 | $ 885,000 | $ 177,000 | $ 90,000 |
| Walton County Florida | 5 | $ 4,145,000 | $ 829,000 | $ 488,000 |
| Fremont County Idaho | 5 | $ 1,425,000 | $ 285,000 | $ 118,000 |
| Jackson County Louisiana | 5 | $ 1,245,000 | $ 249,000 | $ 117,000 |
| West Carroll County Louisiana | 5 | $ 915,000 | $ 183,000 | $ 76,000 |
| Cross County Arkansas | 4 | $ 800,000 | $ 200,000 | $ 82,000 |
| Franklin County Arkansas | 4 | $ 440,000 | $ 110,000 | $ 104,000 |
| Stone County Arkansas | 4 | $ 360,000 | $ 90,000 | $ 52,000 |
| La Salle County Louisiana | 4 | $ 490,000 | $ 122,000 | $ 61,000 |
| Salt Lake County Utah | 4 | $ 1,440,000 | $ 360,000 | $ 83,000 |
| Maricopa County Arizona | 3 | $ 1,375,000 | $ 458,000 | $ 188,000 |
| Carroll County Arkansas | 3 | $ 645,000 | $ 215,000 | $ 160,000 |
| Greene County Arkansas | 3 | $ 445,000 | $ 148,000 | $ 84,000 |
| Ada County Idaho | 3 | $ 1,435,000 | $ 478,000 | $ 120,000 |
| Benton County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Dallas County Texas | 3 | $ 1,415,000 | $ 471,000 | $ 143,000 |
| Drew County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 162,000 |
| Independence County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Lawrence County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 55,000 |
| Mississippi County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Poinsett County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Sebastian County Arkansas | 2 | $ 2,550,000 | $ 1,275,000 | $ 120,000 |
| Union County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Yell County Arkansas | 2 | $ 50,000 | $ 25,000 | $ 14,000 |
| Habersham County Georgia | 2 | $ 330,000 | $ 165,000 | $ 245,000 |
| Lemhi County Idaho | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Minidoka County Idaho | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Bossier County Louisiana | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Winn County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| McDonald County Missouri | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Tulsa County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| Cumberland County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Hardin County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 184,000 |
| Denton County Texas | 2 | $ 990,000 | $ 495,000 | $ 174,000 |
| Baldwin County Alabama | 1 | $ 255,000 | $ 255,000 | $ 236,000 |
| Arkansas County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Boone County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Bradley County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Crawford County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 182,000 |
| Howard County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Izard County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Lee County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Marion County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Montgomery County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 797,000 |
| Polk County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Searcy County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Broward County Florida | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Charlotte County Florida | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Lee County Florida | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Sumter County Florida | 1 | $ 575,000 | $ 575,000 | $ 202,000 |
| Canyon County Idaho | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Caribou County Idaho | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Cassia County Idaho | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Twin Falls County Idaho | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Bienville County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Caddo County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 454,000 |
| East Baton Rouge County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Pointe Coupee County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Adams County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Grenada County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Jackson County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 208,000 |
| Lafayette County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Lee County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Tippah County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Tunica County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Yalobusha County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Christian County Missouri | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Jackson County Missouri | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Lawrence County Missouri | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Newton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Wright County Missouri | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Musselshell County Montana | 1 | $ 425,000 | $ 425,000 | $ 94,000 |
| Park County Montana | 1 | $ 435,000 | $ 435,000 | $ 82,000 |
| Sandoval County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Chatham County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 141,000 |
| Mecklenburg County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Cuyahoga County Ohio | 1 | $ 505,000 | $ 505,000 | $ 460,000 |
| Cherokee County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Cleveland County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Delaware County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Mayes County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 185,000 |
| Ottawa County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Josephine County Oregon | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Walworth County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 269,000 |
| Fayette County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Madison County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| McNairy County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Bell County Texas | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Bowie County Texas | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Fort Bend County Texas | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Kaufman County Texas | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Tarrant County Texas | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Taylor County Texas | 1 | $ 425,000 | $ 425,000 | $ 103,000 |
| Travis County Texas | 1 | $ 345,000 | $ 345,000 | $ 227,000 |
| Carbon County Utah | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Washington County Utah | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Norfolk County Virginia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Benton County Washington | 1 | $ 245,000 | $ 245,000 | $ 202,000 |
| Lincoln County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| Sublette County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Sweetwater County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Eagle Bank And Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,345 | $561,275,000 | $239,000 | $2,435,000 | $107,000 | $998,000 |
| Cash-out Refinancing | 72 | $17,190,000 | $238,000 | $765,000 | $110,000 | $264,000 |
| Refinancing | 60 | $13,280,000 | $221,000 | $565,000 | $111,000 | $438,000 |
| Other Purpose | 31 | $4,755,000 | $153,000 | $425,000 | $66,000 | $197,000 |
| Home Improvement | 18 | $2,550,000 | $141,000 | $915,000 | $87,000 | $162,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,958 | $471,770,000 | $240,000 | $935,000 | $109,000 | $998,000 |
| Black or African American | 229 | $38,875,000 | $169,000 | $745,000 | $73,000 | $225,000 |
| Not Provided | 125 | $34,715,000 | $277,000 | $1,205,000 | $128,000 | $613,000 |
| Hispanic | 92 | $21,200,000 | $230,000 | $755,000 | $87,000 | $456,000 |
| Asian | 57 | $14,985,000 | $262,000 | $725,000 | $125,000 | $527,000 |
| Not applicable | 46 | $14,240,000 | $309,000 | $2,435,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $3,265,000 | $171,000 | $415,000 | $126,000 | $528,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,692 | $398,090,000 | $235,000 | $2,435,000 | $116,000 | $914,000 |
| FHA-insured (Federal Housing Administration) | 540 | $123,390,000 | $228,000 | $485,000 | $85,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 182 | $56,660,000 | $311,000 | $915,000 | $108,000 | $998,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $20,910,000 | $186,000 | $385,000 | $70,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,886 | $464,930,000 | $246,000 | $2,435,000 | $110,000 | $998,000 |
| Application Withdrawn By Applicant | 477 | $103,695,000 | $217,000 | $1,205,000 | $100,000 | $895,000 |
| Application Denied By Financial Institution | 129 | $22,895,000 | $177,000 | $515,000 | $77,000 | $259,000 |
| Application Approved But Not Accepted | 23 | $4,955,000 | $215,000 | $455,000 | $123,000 | $355,000 |
| Loan Purchased By The Institution | 6 | $1,250,000 | $208,000 | $525,000 | $0 | $0 |
| File Closed For Incompleteness | 5 | $1,325,000 | $265,000 | $375,000 | $100,000 | $180,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,397 | $576,155,000 | $240,000 | $2,435,000 | $108,000 | $998,000 |
| Collateral | 39 | $6,875,000 | $176,000 | $415,000 | $79,000 | $216,000 |
| Credit History | 34 | $5,650,000 | $166,000 | $485,000 | $82,000 | $213,000 |
| Debt-To-Income Ratio | 27 | $5,385,000 | $199,000 | $515,000 | $70,000 | $250,000 |
| Other | 14 | $2,670,000 | $190,000 | $515,000 | $85,000 | $259,000 |
| Unverifiable Information | 7 | $1,005,000 | $143,000 | $265,000 | $50,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $825,000 | $165,000 | $355,000 | $64,000 | $131,000 |
| Employment History | 3 | $485,000 | $161,000 | $225,000 | $101,000 | $194,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eagle Bank And Trust Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eagle Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.