Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Ocmbc, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,053 |
| Total Mortgage Loan Application Amount | $293,026,000 |
| Average Mortgage Loan Application Amount | $266,666 |
| Highest Mortgage Loan Application Amount | $2,625,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $3,741,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 317 | $ 88,219,000 | $ 278,000 | $ 72,000 |
| Riverside County California | 125 | $ 32,371,000 | $ 258,000 | $ 84,000 |
| Orange County California | 95 | $ 46,655,000 | $ 491,000 | $ 171,000 |
| San Bernardino County California | 93 | $ 23,842,000 | $ 256,000 | $ 77,000 |
| San Diego County California | 39 | $ 19,721,000 | $ 505,000 | $ 242,000 |
| Clark County Nevada | 21 | $ 5,070,000 | $ 241,000 | $ 106,000 |
| Gwinnett County Georgia | 15 | $ 2,408,000 | $ 160,000 | $ 39,000 |
| Cook County Illinois | 14 | $ 2,978,000 | $ 212,000 | $ 95,000 |
| Ventura County California | 12 | $ 4,226,000 | $ 352,000 | $ 75,000 |
| Sacramento County California | 10 | $ 2,546,000 | $ 254,000 | $ 106,000 |
| El Paso County Colorado | 7 | $ 1,625,000 | $ 232,000 | $ 32,000 |
| Orange County Florida | 7 | $ 1,347,000 | $ 192,000 | $ 55,000 |
| Fulton County Georgia | 7 | $ 1,451,000 | $ 207,000 | $ 84,000 |
| Maricopa County Arizona | 6 | $ 635,000 | $ 105,000 | $ 33,000 |
| Alameda County California | 6 | $ 2,433,000 | $ 405,000 | $ 121,000 |
| Montgomery County Maryland | 6 | $ 2,296,000 | $ 382,000 | $ 102,000 |
| Pima County Arizona | 5 | $ 938,000 | $ 187,000 | $ 81,000 |
| Kern County California | 5 | $ 854,000 | $ 170,000 | $ 69,000 |
| Monterey County California | 5 | $ 2,791,000 | $ 558,000 | $ 101,000 |
| Barrow County Georgia | 5 | $ 753,000 | $ 150,000 | $ 77,000 |
| Richmond County Georgia | 5 | $ 504,000 | $ 100,000 | $ 55,000 |
| King County Washington | 5 | $ 1,627,000 | $ 325,000 | $ 94,000 |
| Santa Clara County California | 4 | $ 1,697,000 | $ 424,000 | $ 77,000 |
| Stanislaus County California | 4 | $ 855,000 | $ 213,000 | $ 58,000 |
| Lee County Florida | 4 | $ 656,000 | $ 164,000 | $ 50,000 |
| Miami-Dade County Florida | 4 | $ 619,000 | $ 154,000 | $ 38,000 |
| Palm Beach County Florida | 4 | $ 1,027,000 | $ 256,000 | $ 117,000 |
| Caddo County Louisiana | 4 | $ 508,000 | $ 127,000 | $ 62,000 |
| Hennepin County Minnesota | 4 | $ 698,000 | $ 174,000 | $ 53,000 |
| Cochise County Arizona | 3 | $ 489,000 | $ 163,000 | $ 26,000 |
| Contra Costa County California | 3 | $ 1,239,000 | $ 413,000 | $ 97,000 |
| San Joaquin County California | 3 | $ 898,000 | $ 299,000 | $ 46,000 |
| Adams County Colorado | 3 | $ 590,000 | $ 196,000 | $ 123,000 |
| Jefferson County Colorado | 3 | $ 869,000 | $ 289,000 | $ 129,000 |
| Broward County Florida | 3 | $ 368,000 | $ 122,000 | $ 44,000 |
| Hernando County Florida | 3 | $ 352,000 | $ 117,000 | $ 53,000 |
| Cobb County Georgia | 3 | $ 509,000 | $ 169,000 | $ 36,000 |
| DeKalb County Georgia | 3 | $ 586,000 | $ 195,000 | $ 9,000 |
| Paulding County Georgia | 3 | $ 332,000 | $ 110,000 | $ 60,000 |
| Baltimore County Maryland | 3 | $ 809,000 | $ 269,000 | $ 111,000 |
| Charles County Maryland | 3 | $ 814,000 | $ 271,000 | $ 48,000 |
| Tulsa County Oklahoma | 3 | $ 468,000 | $ 156,000 | $ 52,000 |
| Brazoria County Texas | 3 | $ 810,000 | $ 270,000 | $ 46,000 |
| Harris County Texas | 3 | $ 448,000 | $ 149,000 | $ 65,000 |
| Island County Washington | 3 | $ 521,000 | $ 173,000 | $ 63,000 |
| El Dorado County California | 2 | $ 620,000 | $ 310,000 | $ 67,000 |
| Merced County California | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Tulare County California | 2 | $ 349,000 | $ 174,000 | $ 37,000 |
| Brevard County Florida | 2 | $ 215,000 | $ 107,000 | $ 42,000 |
| Duval County Florida | 2 | $ 253,000 | $ 126,000 | $ 43,000 |
| Pasco County Florida | 2 | $ 404,000 | $ 202,000 | $ 77,000 |
| Pinellas County Florida | 2 | $ 251,000 | $ 125,000 | $ 56,000 |
| Douglas County Georgia | 2 | $ 309,000 | $ 154,000 | $ 72,000 |
| Forsyth County Georgia | 2 | $ 567,000 | $ 283,000 | $ 85,000 |
| Will County Illinois | 2 | $ 629,000 | $ 314,000 | $ 133,000 |
| Lake County Indiana | 2 | $ 393,000 | $ 196,000 | $ 68,000 |
| Marion County Indiana | 2 | $ 441,000 | $ 220,000 | $ 18,000 |
| Vermillion County Indiana | 2 | $ 276,000 | $ 138,000 | $ 34,000 |
| East Baton Rouge County Louisiana | 2 | $ 256,000 | $ 128,000 | $ 43,000 |
| Lafourche County Louisiana | 2 | $ 395,000 | $ 197,000 | $ 85,000 |
| Orleans County Louisiana | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Terrebonne County Louisiana | 2 | $ 353,000 | $ 176,000 | $ 66,000 |
| Vermilion County Louisiana | 2 | $ 334,000 | $ 167,000 | $ 92,000 |
| Prince George's County Maryland | 2 | $ 461,000 | $ 230,000 | $ 57,000 |
| Washington County Maryland | 2 | $ 256,000 | $ 128,000 | $ 66,000 |
| Bristol County Massachusetts | 2 | $ 452,000 | $ 226,000 | $ 81,000 |
| Hampden County Massachusetts | 2 | $ 298,000 | $ 149,000 | $ 49,000 |
| Middlesex County Massachusetts | 2 | $ 464,000 | $ 232,000 | $ 43,000 |
| Suffolk County Massachusetts | 2 | $ 873,000 | $ 436,000 | $ 240,000 |
| Wayne County Michigan | 2 | $ 214,000 | $ 107,000 | $ 182,000 |
| Elko County Nevada | 2 | $ 361,000 | $ 180,000 | $ 62,000 |
| Socorro County New Mexico | 2 | $ 204,000 | $ 102,000 | $ 339,000 |
| Crook County Oregon | 2 | $ 334,000 | $ 167,000 | $ 49,000 |
| Andrews County Texas | 2 | $ 475,000 | $ 237,000 | $ 101,000 |
| Collin County Texas | 2 | $ 535,000 | $ 267,000 | $ 72,000 |
| Dallas County Texas | 2 | $ 319,000 | $ 159,000 | $ 49,000 |
| Victoria County Texas | 2 | $ 304,000 | $ 152,000 | $ 109,000 |
| Snohomish County Washington | 2 | $ 263,000 | $ 131,000 | $ 32,000 |
| Pinal County Arizona | 1 | $ 276,000 | $ 276,000 | $ 87,000 |
| Yavapai County Arizona | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Yuma County Arizona | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Fresno County California | 1 | $ 168,000 | $ 168,000 | $ 152,000 |
| Imperial County California | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Kings County California | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Placer County California | 1 | $ 680,000 | $ 680,000 | $ 288,000 |
| San Luis Obispo County California | 1 | $ 571,000 | $ 571,000 | $ 110,000 |
| San Mateo County California | 1 | $ 536,000 | $ 536,000 | $ 121,000 |
| Shasta County California | 1 | $ 163,000 | $ 163,000 | $ 34,000 |
| Solano County California | 1 | $ 341,000 | $ 341,000 | $ 95,000 |
| Arapahoe County Colorado | 1 | $ 376,000 | $ 376,000 | $ 82,000 |
| Kit Carson County Colorado | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Routt County Colorado | 1 | $ 527,000 | $ 527,000 | $ 107,000 |
| Weld County Colorado | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Bay County Florida | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Charlotte County Florida | 1 | $ 187,000 | $ 187,000 | $ 79,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Flagler County Florida | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Indian River County Florida | 1 | $ 201,000 | $ 201,000 | $ 50,000 |
| Leon County Florida | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Okaloosa County Florida | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| Polk County Florida | 1 | $ 276,000 | $ 276,000 | $ 65,000 |
| Seminole County Florida | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Bacon County Georgia | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Clayton County Georgia | 1 | $ 147,000 | $ 147,000 | $ 41,000 |
| Coffee County Georgia | 1 | $ 77,000 | $ 77,000 | $ 14,000 |
| Colquitt County Georgia | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Columbia County Georgia | 1 | $ 152,000 | $ 152,000 | $ 30,000 |
| Coweta County Georgia | 1 | $ 117,000 | $ 117,000 | $ 70,000 |
| Effingham County Georgia | 1 | $ 69,000 | $ 69,000 | $ 22,000 |
| Henry County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Houston County Georgia | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| Lee County Georgia | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Lowndes County Georgia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Morgan County Georgia | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Newton County Georgia | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Rockdale County Georgia | 1 | $ 147,000 | $ 147,000 | $ 35,000 |
| Union County Georgia | 1 | $ 156,000 | $ 156,000 | $ 39,000 |
| Walker County Georgia | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Walton County Georgia | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| DuPage County Illinois | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Kankakee County Illinois | 1 | $ 172,000 | $ 172,000 | $ 87,000 |
| Hendricks County Indiana | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Tippecanoe County Indiana | 1 | $ 174,000 | $ 174,000 | $ 20,000 |
| Concordia County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 116,000 |
| Livingston County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 82,000 |
| St. Tammany County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 31,000 |
| Calvert County Maryland | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Frederick County Maryland | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Harford County Maryland | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Barnstable County Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 265,000 |
| Worcester County Massachusetts | 1 | $ 211,000 | $ 211,000 | $ 81,000 |
| Kent County Michigan | 1 | $ 134,000 | $ 134,000 | $ 215,000 |
| Benton County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Dakota County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
| Mille Lacs County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Olmsted County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 77,000 |
| Carson City County Nevada | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Lyon County Nevada | 1 | $ 187,000 | $ 187,000 | $ 27,000 |
| Washoe County Nevada | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,088,000 |
| Bernalillo County New Mexico | 1 | $ 224,000 | $ 224,000 | $ 114,000 |
| Chaves County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Dona Ana County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Grady County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Logan County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Nowata County Oklahoma | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Osage County Oklahoma | 1 | $ 167,000 | $ 167,000 | $ 50,000 |
| Ottawa County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Douglas County Oregon | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Multnomah County Oregon | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Umatilla County Oregon | 1 | $ 147,000 | $ 147,000 | $ 57,000 |
| Brown County Texas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Calhoun County Texas | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Denton County Texas | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Ector County Texas | 1 | $ 203,000 | $ 203,000 | $ 87,000 |
| Fort Bend County Texas | 1 | $ 160,000 | $ 160,000 | $ 105,000 |
| Galveston County Texas | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Gray County Texas | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| Grayson County Texas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Johnson County Texas | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| McLennan County Texas | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Tarrant County Texas | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Taylor County Texas | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Travis County Texas | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Wheeler County Texas | 1 | $ 74,000 | $ 74,000 | $ 67,000 |
| Wilson County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Tooele County Utah | 1 | $ 340,000 | $ 340,000 | $ 119,000 |
| Utah County Utah | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Weber County Utah | 1 | $ 161,000 | $ 161,000 | $ 48,000 |
| Benton County Washington | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Clark County Washington | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Franklin County Washington | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Skagit County Washington | 1 | $ 224,000 | $ 224,000 | $ 1,424,000 |
| Spokane County Washington | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Stevens County Washington | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Whatcom County Washington | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 598 | $160,076,000 | $267,000 | $1,995,000 | $96,000 | $1,826,000 |
| Refinancing | 440 | $129,338,000 | $293,000 | $2,625,000 | $85,000 | $3,741,000 |
| Home Improvement | 15 | $3,612,000 | $240,000 | $880,000 | $93,000 | $255,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 390 | $103,494,000 | $265,000 | $874,000 | $70,000 | $523,000 |
| White | 284 | $92,843,000 | $326,000 | $2,625,000 | $135,000 | $3,741,000 |
| Not Provided | 203 | $53,098,000 | $261,000 | $999,000 | $78,000 | $605,000 |
| Black or African American | 111 | $24,591,000 | $221,000 | $920,000 | $76,000 | $301,000 |
| Asian | 47 | $15,062,000 | $320,000 | $692,000 | $110,000 | $393,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,648,000 | $240,000 | $435,000 | $63,000 | $125,000 |
| American Indian or Alaskan Native | 7 | $1,290,000 | $184,000 | $398,000 | $35,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 543 | $139,168,000 | $256,000 | $678,000 | $61,000 | $376,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 424 | $133,046,000 | $313,000 | $2,625,000 | $137,000 | $3,741,000 |
| VA-guaranteed (Veterans Administration) | 86 | $20,812,000 | $242,000 | $724,000 | $55,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 545 | $152,773,000 | $280,000 | $2,625,000 | $97,000 | $3,741,000 |
| Application Withdrawn By Applicant | 234 | $61,998,000 | $264,000 | $1,000,000 | $77,000 | $1,440,000 |
| Application Denied By Financial Institution | 199 | $59,838,000 | $300,000 | $2,063,000 | $100,000 | $1,424,000 |
| Application Approved But Not Accepted | 53 | $13,474,000 | $254,000 | $794,000 | $65,000 | $393,000 |
| File Closed For Incompleteness | 16 | $3,531,000 | $220,000 | $420,000 | $77,000 | $163,000 |
| Preapproval Denied by Financial Institution | 5 | $1,247,000 | $249,000 | $422,000 | $76,000 | $171,000 |
| Preapproval Approved but not Accepted | 1 | $165,000 | $165,000 | $165,000 | $48,000 | $48,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $3,464,000 | $247,000 | $481,000 | $77,000 | $133,000 |
| Other | 14 | $3,285,000 | $234,000 | $472,000 | $68,000 | $170,000 |
| Credit Application Incomplete | 10 | $2,315,000 | $231,000 | $392,000 | $62,000 | $102,000 |
| Unverifiable Information | 8 | $2,046,000 | $255,000 | $392,000 | $81,000 | $158,000 |
| Debt-To-Income Ratio | 7 | $1,816,000 | $259,000 | $419,000 | $58,000 | $87,000 |
| Collateral | 5 | $1,459,000 | $291,000 | $536,000 | $89,000 | $188,000 |
| Employment History | 2 | $743,000 | $371,000 | $468,000 | $96,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $319,000 | $319,000 | $319,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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